Notre Dame Federal Credit Union Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Notre Dame Federal Credit Union Corporation 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Notre Dame Federal Credit Union Corporation
P.O. Box 7878
Notre Dame, IN 46556
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,076
Total Mortgage Loan Application Amount $395,590,000
Average Mortgage Loan Application Amount $182,000
Highest Mortgage Loan Application Amount $3,245,000
Average Applicant Income $99,750
Highest Applicant Income $1,371,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Notre Dame Federal Credit Union Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Notre Dame Federal Credit Union Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Notre Dame Federal Credit Union Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Notre Dame Federal Credit Union Corporation serves its applicants.

Each category highlights the total number of mortgage applications processed by Notre Dame Federal Credit Union Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Notre Dame Federal Credit Union Corporation's mortgage activity for 2020.

Mortgage Loan Application Totals for Notre Dame Federal Credit Union Corporation by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Joseph County Indiana 1,382 $ 227,090,000 $ 164,000 $ 94,000
Elkhart County Indiana 177 $ 32,845,000 $ 185,000 $ 83,000
Cass County Michigan 73 $ 16,415,000 $ 224,000 $ 109,000
Berrien County Michigan 59 $ 9,635,000 $ 163,000 $ 89,000
Marshall County Indiana 27 $ 4,605,000 $ 170,000 $ 80,000
Maricopa County Arizona 23 $ 10,395,000 $ 451,000 $ 180,000
Cook County Illinois 22 $ 7,620,000 $ 346,000 $ 174,000
Lake County Indiana 20 $ 4,530,000 $ 226,000 $ 114,000
LaPorte County Indiana 20 $ 3,070,000 $ 153,000 $ 142,000
Kosciusko County Indiana 19 $ 3,535,000 $ 186,000 $ 118,000
Marion County Indiana 19 $ 3,625,000 $ 190,000 $ 121,000
Hamilton County Indiana 15 $ 5,155,000 $ 343,000 $ 277,000
Allen County Indiana 9 $ 1,165,000 $ 129,000 $ 50,000
Porter County Indiana 6 $ 1,530,000 $ 255,000 $ 96,000
Van Buren County Michigan 6 $ 1,330,000 $ 221,000 $ 198,000
Los Angeles County California 4 $ 3,930,000 $ 982,000 $ 428,000
San Diego County California 4 $ 1,940,000 $ 485,000 $ 176,000
Collier County Florida 3 $ 655,000 $ 218,000 $ 173,000
Cobb County Georgia 3 $ 765,000 $ 255,000 $ 222,000
DuPage County Illinois 3 $ 905,000 $ 301,000 $ 181,000
Hendricks County Indiana 3 $ 685,000 $ 228,000 $ 152,000
Johnson County Indiana 3 $ 425,000 $ 141,000 $ 79,000
Kalamazoo County Michigan 3 $ 485,000 $ 161,000 $ 81,000
Cuyahoga County Ohio 3 $ 665,000 $ 221,000 $ 74,000
Summit County Utah 3 $ 4,035,000 $ 1,345,000 $ 349,000
Milwaukee County Wisconsin 3 $ 345,000 $ 115,000 $ 119,000
Pima County Arizona 2 $ 960,000 $ 480,000 $ 369,000
Orange County California 2 $ 1,090,000 $ 545,000 $ 136,000
Charlotte County Florida 2 $ 350,000 $ 175,000 $ 95,000
Lee County Florida 2 $ 880,000 $ 440,000 $ 404,000
DeKalb County Georgia 2 $ 890,000 $ 445,000 $ 167,000
LaGrange County Indiana 2 $ 210,000 $ 105,000 $ 66,000
Monroe County Indiana 2 $ 460,000 $ 230,000 $ 90,000
Montgomery County Maryland 2 $ 870,000 $ 435,000 $ 172,000
Middlesex County Massachusetts 2 $ 1,370,000 $ 685,000 $ 204,000
Suffolk County Massachusetts 2 $ 670,000 $ 335,000 $ 155,000
Allegan County Michigan 2 $ 320,000 $ 160,000 $ 120,000
Ottawa County Michigan 2 $ 460,000 $ 230,000 $ 78,000
Hennepin County Minnesota 2 $ 660,000 $ 330,000 $ 175,000
Kings County New York 2 $ 770,000 $ 385,000 $ 196,000
Butler County Ohio 2 $ 290,000 $ 145,000 $ 57,000
Franklin County Ohio 2 $ 430,000 $ 215,000 $ 136,000
Philadelphia County Pennsylvania 2 $ 760,000 $ 380,000 $ 107,000
Dallas County Texas 2 $ 350,000 $ 175,000 $ 97,000
Door County Wisconsin 2 $ 480,000 $ 240,000 $ 142,000
Waukesha County Wisconsin 2 $ 510,000 $ 255,000 $ 106,000
Baldwin County Alabama 1 $ 275,000 $ 275,000 $ 102,000
Gila County Arizona 1 $ 215,000 $ 215,000 $ 0
Navajo County Arizona 1 $ 225,000 $ 225,000 $ 99,000
Riverside County California 1 $ 485,000 $ 485,000 $ 378,000
Sacramento County California 1 $ 255,000 $ 255,000 $ 54,000
Santa Clara County California 1 $ 585,000 $ 585,000 $ 262,000
Ventura County California 1 $ 705,000 $ 705,000 $ 198,000
Boulder County Colorado 1 $ 545,000 $ 545,000 $ 129,000
Denver County Colorado 1 $ 265,000 $ 265,000 $ 227,000
Douglas County Colorado 1 $ 1,115,000 $ 1,115,000 $ 595,000
El Paso County Colorado 1 $ 355,000 $ 355,000 $ 155,000
Jefferson County Colorado 1 $ 755,000 $ 755,000 $ 668,000
Teller County Colorado 1 $ 375,000 $ 375,000 $ 111,000
Hartford County Connecticut 1 $ 355,000 $ 355,000 $ 254,000
Middlesex County Connecticut 1 $ 285,000 $ 285,000 $ 550,000
New Haven County Connecticut 1 $ 425,000 $ 425,000 $ 472,000
Broward County Florida 1 $ 585,000 $ 585,000 $ 153,000
Escambia County Florida 1 $ 115,000 $ 115,000 $ 228,000
Indian River County Florida 1 $ 225,000 $ 225,000 $ 200,000
Marion County Florida 1 $ 165,000 $ 165,000 $ 107,000
Miami-Dade County Florida 1 $ 255,000 $ 255,000 $ 68,000
Monroe County Florida 1 $ 365,000 $ 365,000 $ 73,000
Osceola County Florida 1 $ 65,000 $ 65,000 $ 83,000
Polk County Florida 1 $ 175,000 $ 175,000 $ 91,000
Sarasota County Florida 1 $ 55,000 $ 55,000 $ 96,000
Walton County Florida 1 $ 685,000 $ 685,000 $ 250,000
Carroll County Georgia 1 $ 225,000 $ 225,000 $ 109,000
Chatham County Georgia 1 $ 315,000 $ 315,000 $ 196,000
Fayette County Georgia 1 $ 245,000 $ 245,000 $ 218,000
Forsyth County Georgia 1 $ 245,000 $ 245,000 $ 134,000
Henry County Georgia 1 $ 255,000 $ 255,000 $ 179,000
Lake County Illinois 1 $ 485,000 $ 485,000 $ 664,000
Will County Illinois 1 $ 215,000 $ 215,000 $ 76,000
Adams County Indiana 1 $ 125,000 $ 125,000 $ 159,000
Boone County Indiana 1 $ 195,000 $ 195,000 $ 94,000
Dearborn County Indiana 1 $ 115,000 $ 115,000 $ 147,000
DeKalb County Indiana 1 $ 25,000 $ 25,000 $ 27,000
Delaware County Indiana 1 $ 155,000 $ 155,000 $ 70,000
Dubois County Indiana 1 $ 155,000 $ 155,000 $ 96,000
Howard County Indiana 1 $ 185,000 $ 185,000 $ 56,000
Lawrence County Indiana 1 $ 85,000 $ 85,000 $ 48,000
Newton County Indiana 1 $ 105,000 $ 105,000 $ 84,000
Steuben County Indiana 1 $ 215,000 $ 215,000 $ 128,000
Tippecanoe County Indiana 1 $ 215,000 $ 215,000 $ 101,000
Vigo County Indiana 1 $ 235,000 $ 235,000 $ 91,000
Campbell County Kentucky 1 $ 165,000 $ 165,000 $ 100,000
Warren County Kentucky 1 $ 465,000 $ 465,000 $ 583,000
Caddo County Louisiana 1 $ 105,000 $ 105,000 $ 80,000
Anne Arundel County Maryland 1 $ 705,000 $ 705,000 $ 276,000
Caroline County Maryland 1 $ 285,000 $ 285,000 $ 86,000
Carroll County Maryland 1 $ 625,000 $ 625,000 $ 249,000
Bristol County Massachusetts 1 $ 195,000 $ 195,000 $ 45,000
Branch County Michigan 1 $ 105,000 $ 105,000 $ 35,000
Calhoun County Michigan 1 $ 215,000 $ 215,000 $ 76,000
Chippewa County Michigan 1 $ 55,000 $ 55,000 $ 86,000
Crawford County Michigan 1 $ 135,000 $ 135,000 $ 81,000
Eaton County Michigan 1 $ 65,000 $ 65,000 $ 54,000
Grand Traverse County Michigan 1 $ 335,000 $ 335,000 $ 180,000
Ingham County Michigan 1 $ 75,000 $ 75,000 $ 75,000
Kent County Michigan 1 $ 225,000 $ 225,000 $ 115,000
Leelanau County Michigan 1 $ 345,000 $ 345,000 $ 108,000
Missaukee County Michigan 1 $ 235,000 $ 235,000 $ 398,000
St. Joseph County Michigan 1 $ 525,000 $ 525,000 $ 287,000
Tuscola County Michigan 1 $ 85,000 $ 85,000 $ 75,000
Ramsey County Minnesota 1 $ 285,000 $ 285,000 $ 57,000
Washington County Minnesota 1 $ 515,000 $ 515,000 $ 346,000
Flathead County Montana 1 $ 265,000 $ 265,000 $ 110,000
Lewis and Clark County Montana 1 $ 195,000 $ 195,000 $ 60,000
Clark County Nevada 1 $ 365,000 $ 365,000 $ 197,000
Camden County New Jersey 1 $ 225,000 $ 225,000 $ 97,000
Delaware County New York 1 $ 145,000 $ 145,000 $ 227,000
Dutchess County New York 1 $ 195,000 $ 195,000 $ 80,000
Onondaga County New York 1 $ 235,000 $ 235,000 $ 201,000
Buncombe County North Carolina 1 $ 185,000 $ 185,000 $ 59,000
Craven County North Carolina 1 $ 105,000 $ 105,000 $ 42,000
Durham County North Carolina 1 $ 365,000 $ 365,000 $ 123,000
Mecklenburg County North Carolina 1 $ 415,000 $ 415,000 $ 189,000
Hamilton County Ohio 1 $ 155,000 $ 155,000 $ 110,000
Ottawa County Ohio 1 $ 585,000 $ 585,000 $ 404,000
Warren County Ohio 1 $ 355,000 $ 355,000 $ 154,000
Clackamas County Oregon 1 $ 435,000 $ 435,000 $ 194,000
Multnomah County Oregon 1 $ 895,000 $ 895,000 $ 299,000
Washington County Oregon 1 $ 275,000 $ 275,000 $ 118,000
Adams County Pennsylvania 1 $ 175,000 $ 175,000 $ 89,000
Chester County Pennsylvania 1 $ 295,000 $ 295,000 $ 132,000
Lackawanna County Pennsylvania 1 $ 215,000 $ 215,000 $ 86,000
Lehigh County Pennsylvania 1 $ 115,000 $ 115,000 $ 114,000
Northampton County Pennsylvania 1 $ 245,000 $ 245,000 $ 112,000
Westmoreland County Pennsylvania 1 $ 175,000 $ 175,000 $ 95,000
Providence County Rhode Island 1 $ 295,000 $ 295,000 $ 77,000
Berkeley County South Carolina 1 $ 235,000 $ 235,000 $ 69,000
Charleston County South Carolina 1 $ 475,000 $ 475,000 $ 266,000
Horry County South Carolina 1 $ 205,000 $ 205,000 $ 43,000
Lexington County South Carolina 1 $ 145,000 $ 145,000 $ 89,000
Williamsburg County South Carolina 1 $ 75,000 $ 75,000 $ 20,000
Davidson County Tennessee 1 $ 205,000 $ 205,000 $ 77,000
Jefferson County Tennessee 1 $ 315,000 $ 315,000 $ 125,000
Loudon County Tennessee 1 $ 195,000 $ 195,000 $ 68,000
Monroe County Tennessee 1 $ 55,000 $ 55,000 $ 60,000
Shelby County Tennessee 1 $ 135,000 $ 135,000 $ 43,000
Williamson County Tennessee 1 $ 145,000 $ 145,000 $ 41,000
Wilson County Tennessee 1 $ 215,000 $ 215,000 $ 101,000
Austin County Texas 1 $ 155,000 $ 155,000 $ 47,000
Brazos County Texas 1 $ 175,000 $ 175,000 $ 145,000
Collin County Texas 1 $ 605,000 $ 605,000 $ 276,000
Fort Bend County Texas 1 $ 295,000 $ 295,000 $ 72,000
Galveston County Texas 1 $ 165,000 $ 165,000 $ 110,000
Hays County Texas 1 $ 175,000 $ 175,000 $ 98,000
Kaufman County Texas 1 $ 245,000 $ 245,000 $ 152,000
Montgomery County Texas 1 $ 245,000 $ 245,000 $ 211,000
Tarrant County Texas 1 $ 205,000 $ 205,000 $ 60,000
Utah County Utah 1 $ 215,000 $ 215,000 $ 233,000
Arlington County Virginia 1 $ 755,000 $ 755,000 $ 363,000
Botetourt County Virginia 1 $ 225,000 $ 225,000 $ 127,000
Charlottesville County Virginia 1 $ 215,000 $ 215,000 $ 146,000
Fairfax County Virginia 1 $ 395,000 $ 395,000 $ 152,000
Richmond City County Virginia 1 $ 1,005,000 $ 1,005,000 $ 325,000
Stafford County Virginia 1 $ 335,000 $ 335,000 $ 114,000
Whatcom County Washington 1 $ 225,000 $ 225,000 $ 89,000
Crawford County Wisconsin 1 $ 185,000 $ 185,000 $ 78,000
Dane County Wisconsin 1 $ 215,000 $ 215,000 $ 89,000

Mortgage Loan Application Detail Totals for Notre Dame Federal Credit Union Corporation in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 993 $186,345,000 $187,000 $1,105,000 $108,000 $1,364,000
Home Purchase 574 $118,160,000 $205,000 $2,655,000 $97,000 $1,371,000
Cash-out Refinancing 388 $73,090,000 $188,000 $3,245,000 $106,000 $719,000
Home Improvement 121 $17,995,000 $148,000 $905,000 $88,000 $354,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,636 $318,190,000 $194,000 $3,245,000 $107,000 $1,371,000
Hispanic 196 $26,390,000 $134,000 $585,000 $60,000 $384,000
Not Provided 130 $27,480,000 $211,000 $1,115,000 $128,000 $750,000
Black or African American 72 $13,350,000 $185,000 $615,000 $99,000 $432,000
Asian 29 $7,655,000 $263,000 $635,000 $129,000 $400,000
American Indian or Alaskan Native 4 $750,000 $187,000 $455,000 $121,000 $290,000
Native Hawaiian or Other Pacific Islander 3 $355,000 $118,000 $135,000 $45,000 $51,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,039 $390,335,000 $191,000 $3,245,000 $105,000 $1,371,000
FHA-insured (Federal Housing Administration) 37 $5,255,000 $142,000 $355,000 $58,000 $210,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,711 $326,675,000 $190,000 $3,245,000 $105,000 $1,371,000
Application Withdrawn By Applicant 244 $51,120,000 $209,000 $1,105,000 $110,000 $664,000
Application Denied By Financial Institution 115 $16,575,000 $144,000 $825,000 $66,000 $277,000
Application Approved But Not Accepted 6 $1,220,000 $203,000 $405,000 $109,000 $248,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,961 $379,015,000 $193,000 $3,245,000 $106,000 $1,371,000
Credit History 37 $5,385,000 $145,000 $405,000 $67,000 $180,000
Debt-To-Income Ratio 32 $5,140,000 $160,000 $825,000 $42,000 $235,000
Credit Application Incomplete 32 $4,200,000 $131,000 $405,000 $84,000 $277,000
Collateral 7 $965,000 $137,000 $235,000 $80,000 $227,000
Other 3 $335,000 $111,000 $135,000 $54,000 $57,000
Employment History 2 $230,000 $115,000 $145,000 $42,000 $56,000
Insufficient Cash (Downpayment, Closing Cost) 2 $320,000 $160,000 $185,000 $140,000 $225,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Notre Dame Federal Credit Union Corporation's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Notre Dame Federal Credit Union Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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