Ntfn, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ntfn, Inc. 700 State Highway 121, Suite 100 Plano, TX 75067 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 5,909 |
| Total Mortgage Loan Application Amount | $1,221,115,000 |
| Average Mortgage Loan Application Amount | $219,500 |
| Highest Mortgage Loan Application Amount | $1,265,000 |
| Average Applicant Income | $114,500 |
| Highest Applicant Income | $8,051,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Ntfn, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ntfn, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Ntfn, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ntfn, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ntfn, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ntfn, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 752 | $ 168,430,000 | $ 223,000 | $ 117,000 |
| Denton County Texas | 458 | $ 121,210,000 | $ 264,000 | $ 122,000 |
| Dallas County Texas | 284 | $ 66,280,000 | $ 233,000 | $ 106,000 |
| Harris County Texas | 284 | $ 53,530,000 | $ 188,000 | $ 93,000 |
| Calcasieu County Louisiana | 204 | $ 39,200,000 | $ 192,000 | $ 86,000 |
| Travis County Texas | 190 | $ 55,470,000 | $ 291,000 | $ 131,000 |
| Bowie County Texas | 171 | $ 24,885,000 | $ 145,000 | $ 75,000 |
| Collin County Texas | 168 | $ 46,330,000 | $ 275,000 | $ 127,000 |
| Putnam County Tennessee | 162 | $ 26,550,000 | $ 163,000 | $ 69,000 |
| Galveston County Texas | 160 | $ 33,840,000 | $ 211,000 | $ 120,000 |
| Smith County Texas | 156 | $ 29,090,000 | $ 186,000 | $ 95,000 |
| Berkeley County South Carolina | 147 | $ 26,585,000 | $ 180,000 | $ 71,000 |
| Jefferson County Arkansas | 135 | $ 14,975,000 | $ 110,000 | $ 58,000 |
| Pulaski County Arkansas | 126 | $ 18,680,000 | $ 148,000 | $ 64,000 |
| Williamson County Texas | 120 | $ 29,000,000 | $ 241,000 | $ 102,000 |
| Franklin County Ohio | 108 | $ 14,060,000 | $ 130,000 | $ 52,000 |
| Dorchester County South Carolina | 107 | $ 17,275,000 | $ 161,000 | $ 68,000 |
| Rockwall County Texas | 106 | $ 28,590,000 | $ 269,000 | $ 138,000 |
| Henderson County Texas | 97 | $ 22,995,000 | $ 237,000 | $ 181,000 |
| Saline County Arkansas | 86 | $ 13,330,000 | $ 155,000 | $ 61,000 |
| DeSoto County Florida | 83 | $ 11,855,000 | $ 142,000 | $ 65,000 |
| Kaufman County Texas | 75 | $ 16,335,000 | $ 217,000 | $ 88,000 |
| Grayson County Texas | 67 | $ 15,555,000 | $ 232,000 | $ 98,000 |
| Brazoria County Texas | 66 | $ 13,650,000 | $ 206,000 | $ 106,000 |
| Bexar County Texas | 65 | $ 13,725,000 | $ 211,000 | $ 156,000 |
| Hays County Texas | 65 | $ 20,395,000 | $ 313,000 | $ 153,000 |
| Miller County Arkansas | 62 | $ 8,030,000 | $ 129,000 | $ 61,000 |
| Parker County Texas | 53 | $ 13,715,000 | $ 258,000 | $ 119,000 |
| Ellis County Texas | 51 | $ 13,675,000 | $ 268,000 | $ 116,000 |
| White County Tennessee | 47 | $ 6,155,000 | $ 130,000 | $ 49,000 |
| Wake County North Carolina | 43 | $ 11,415,000 | $ 265,000 | $ 137,000 |
| Johnson County Texas | 43 | $ 8,895,000 | $ 206,000 | $ 99,000 |
| Charleston County South Carolina | 41 | $ 8,305,000 | $ 202,000 | $ 83,000 |
| Lonoke County Arkansas | 37 | $ 5,355,000 | $ 144,000 | $ 59,000 |
| Faulkner County Arkansas | 35 | $ 5,165,000 | $ 147,000 | $ 71,000 |
| Fort Bend County Texas | 35 | $ 7,905,000 | $ 225,000 | $ 102,000 |
| Overton County Tennessee | 34 | $ 4,940,000 | $ 145,000 | $ 63,000 |
| Hunt County Texas | 34 | $ 7,820,000 | $ 230,000 | $ 99,000 |
| Mecklenburg County North Carolina | 26 | $ 5,840,000 | $ 224,000 | $ 85,000 |
| Cass County Texas | 26 | $ 3,610,000 | $ 138,000 | $ 71,000 |
| Charlotte County Florida | 25 | $ 4,025,000 | $ 161,000 | $ 56,000 |
| Wood County Texas | 25 | $ 3,225,000 | $ 129,000 | $ 71,000 |
| Beauregard County Louisiana | 22 | $ 4,610,000 | $ 209,000 | $ 84,000 |
| Montgomery County Texas | 22 | $ 5,360,000 | $ 243,000 | $ 148,000 |
| Wise County Texas | 21 | $ 4,455,000 | $ 212,000 | $ 88,000 |
| Bell County Texas | 20 | $ 2,560,000 | $ 128,000 | $ 54,000 |
| Jackson County Tennessee | 18 | $ 1,590,000 | $ 88,000 | $ 40,000 |
| Cherokee County Texas | 17 | $ 2,645,000 | $ 155,000 | $ 69,000 |
| Grant County Arkansas | 16 | $ 2,270,000 | $ 141,000 | $ 63,000 |
| Hidalgo County Texas | 15 | $ 1,855,000 | $ 123,000 | $ 54,000 |
| Little River County Arkansas | 14 | $ 1,730,000 | $ 123,000 | $ 57,000 |
| Bastrop County Texas | 13 | $ 3,235,000 | $ 248,000 | $ 91,000 |
| Nueces County Texas | 13 | $ 2,655,000 | $ 204,000 | $ 118,000 |
| Van Zandt County Texas | 13 | $ 3,155,000 | $ 242,000 | $ 84,000 |
| Hardee County Florida | 12 | $ 1,620,000 | $ 135,000 | $ 63,000 |
| Hood County Texas | 12 | $ 2,940,000 | $ 245,000 | $ 127,000 |
| Durham County North Carolina | 11 | $ 2,205,000 | $ 200,000 | $ 132,000 |
| Sarasota County Florida | 10 | $ 1,890,000 | $ 189,000 | $ 79,000 |
| Brazos County Texas | 10 | $ 2,100,000 | $ 210,000 | $ 185,000 |
| Burnet County Texas | 10 | $ 4,010,000 | $ 401,000 | $ 321,000 |
| Chambers County Texas | 10 | $ 2,550,000 | $ 255,000 | $ 116,000 |
| Comal County Texas | 10 | $ 2,240,000 | $ 224,000 | $ 77,000 |
| Highlands County Florida | 9 | $ 1,405,000 | $ 156,000 | $ 72,000 |
| Jefferson Davis County Louisiana | 9 | $ 1,575,000 | $ 175,000 | $ 59,000 |
| St. Tammany County Louisiana | 9 | $ 1,455,000 | $ 161,000 | $ 68,000 |
| Tangipahoa County Louisiana | 9 | $ 1,435,000 | $ 159,000 | $ 68,000 |
| El Paso County Texas | 9 | $ 1,425,000 | $ 158,000 | $ 127,000 |
| Gregg County Texas | 9 | $ 1,305,000 | $ 145,000 | $ 67,000 |
| Lubbock County Texas | 9 | $ 1,705,000 | $ 189,000 | $ 207,000 |
| Garland County Arkansas | 8 | $ 2,810,000 | $ 351,000 | $ 230,000 |
| Licking County Ohio | 8 | $ 1,430,000 | $ 178,000 | $ 55,000 |
| Anderson County Texas | 8 | $ 1,050,000 | $ 131,000 | $ 72,000 |
| Polk County Florida | 7 | $ 1,155,000 | $ 165,000 | $ 67,000 |
| Allen County Louisiana | 7 | $ 1,205,000 | $ 172,000 | $ 62,000 |
| Shelby County Tennessee | 7 | $ 465,000 | $ 66,000 | $ 90,000 |
| Coryell County Texas | 7 | $ 925,000 | $ 132,000 | $ 81,000 |
| Guadalupe County Texas | 7 | $ 1,515,000 | $ 216,000 | $ 99,000 |
| Cumberland County Tennessee | 6 | $ 780,000 | $ 130,000 | $ 52,000 |
| Angelina County Texas | 6 | $ 1,190,000 | $ 198,000 | $ 89,000 |
| Matagorda County Texas | 6 | $ 1,360,000 | $ 226,000 | $ 108,000 |
| Nacogdoches County Texas | 6 | $ 980,000 | $ 163,000 | $ 53,000 |
| Orange County North Carolina | 5 | $ 1,605,000 | $ 321,000 | $ 160,000 |
| Hardin County Ohio | 5 | $ 665,000 | $ 133,000 | $ 66,000 |
| Morrow County Ohio | 5 | $ 275,000 | $ 55,000 | $ 33,000 |
| Pickaway County Ohio | 5 | $ 1,025,000 | $ 205,000 | $ 67,000 |
| Orangeburg County South Carolina | 5 | $ 725,000 | $ 145,000 | $ 58,000 |
| Clay County Tennessee | 5 | $ 485,000 | $ 97,000 | $ 62,000 |
| Fentress County Tennessee | 5 | $ 625,000 | $ 125,000 | $ 90,000 |
| Cooke County Texas | 5 | $ 1,455,000 | $ 291,000 | $ 216,000 |
| Palo Pinto County Texas | 5 | $ 745,000 | $ 149,000 | $ 126,000 |
| Arkansas County Arkansas | 4 | $ 430,000 | $ 107,000 | $ 39,000 |
| Livingston County Louisiana | 4 | $ 710,000 | $ 177,000 | $ 75,000 |
| Madison County Ohio | 4 | $ 510,000 | $ 127,000 | $ 50,000 |
| Van Buren County Tennessee | 4 | $ 350,000 | $ 87,000 | $ 37,000 |
| Caldwell County Texas | 4 | $ 780,000 | $ 195,000 | $ 67,000 |
| Lampasas County Texas | 4 | $ 970,000 | $ 242,000 | $ 77,000 |
| Liberty County Texas | 4 | $ 510,000 | $ 127,000 | $ 93,000 |
| Llano County Texas | 4 | $ 1,070,000 | $ 267,000 | $ 333,000 |
| Navarro County Texas | 4 | $ 880,000 | $ 220,000 | $ 136,000 |
| Clark County Arkansas | 3 | $ 535,000 | $ 178,000 | $ 124,000 |
| Cleveland County Arkansas | 3 | $ 255,000 | $ 85,000 | $ 66,000 |
| Howard County Arkansas | 3 | $ 255,000 | $ 85,000 | $ 41,000 |
| Lee County Arkansas | 3 | $ 275,000 | $ 91,000 | $ 66,000 |
| Hillsborough County Florida | 3 | $ 675,000 | $ 225,000 | $ 75,000 |
| Lee County Florida | 3 | $ 735,000 | $ 245,000 | $ 69,000 |
| East Baton Rouge County Louisiana | 3 | $ 365,000 | $ 121,000 | $ 101,000 |
| Alamance County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 62,000 |
| Delaware County Ohio | 3 | $ 725,000 | $ 241,000 | $ 91,000 |
| Colleton County South Carolina | 3 | $ 205,000 | $ 68,000 | $ 49,000 |
| Lexington County South Carolina | 3 | $ 485,000 | $ 161,000 | $ 57,000 |
| DeKalb County Tennessee | 3 | $ 355,000 | $ 118,000 | $ 53,000 |
| Blanco County Texas | 3 | $ 675,000 | $ 225,000 | $ 58,000 |
| Franklin County Texas | 3 | $ 675,000 | $ 225,000 | $ 53,000 |
| Kendall County Texas | 3 | $ 555,000 | $ 185,000 | $ 169,000 |
| Midland County Texas | 3 | $ 885,000 | $ 295,000 | $ 258,000 |
| Montague County Texas | 3 | $ 405,000 | $ 135,000 | $ 64,000 |
| Rusk County Texas | 3 | $ 645,000 | $ 215,000 | $ 101,000 |
| San Jacinto County Texas | 3 | $ 495,000 | $ 165,000 | $ 92,000 |
| Upshur County Texas | 3 | $ 625,000 | $ 208,000 | $ 92,000 |
| Wichita County Texas | 3 | $ 475,000 | $ 158,000 | $ 81,000 |
| Ashley County Arkansas | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Benton County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 62,000 |
| Izard County Arkansas | 2 | $ 150,000 | $ 75,000 | $ 22,000 |
| Monroe County Arkansas | 2 | $ 130,000 | $ 65,000 | $ 31,000 |
| Perry County Arkansas | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| White County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Bay County Florida | 2 | $ 370,000 | $ 185,000 | $ 117,000 |
| Cameron County Louisiana | 2 | $ 470,000 | $ 235,000 | $ 92,000 |
| Orleans County Louisiana | 2 | $ 490,000 | $ 245,000 | $ 87,000 |
| St. Charles County Louisiana | 2 | $ 470,000 | $ 235,000 | $ 99,000 |
| Franklin County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 68,000 |
| Granville County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 42,000 |
| Johnston County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 89,000 |
| Person County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 69,000 |
| Rowan County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 63,000 |
| Union County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 95,000 |
| Crawford County Ohio | 2 | $ 170,000 | $ 85,000 | $ 37,000 |
| Fairfield County Ohio | 2 | $ 260,000 | $ 130,000 | $ 37,000 |
| Richland County Ohio | 2 | $ 160,000 | $ 80,000 | $ 30,000 |
| Cleveland County Oklahoma | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| McCurtain County Oklahoma | 2 | $ 560,000 | $ 280,000 | $ 147,000 |
| Richland County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 77,000 |
| Coffee County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 57,000 |
| Davidson County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 303,000 |
| Warren County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 64,000 |
| Andrews County Texas | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| Camp County Texas | 2 | $ 440,000 | $ 220,000 | $ 160,000 |
| Fannin County Texas | 2 | $ 270,000 | $ 135,000 | $ 37,000 |
| Gillespie County Texas | 2 | $ 560,000 | $ 280,000 | $ 201,000 |
| Hardin County Texas | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| McLennan County Texas | 2 | $ 460,000 | $ 230,000 | $ 91,000 |
| Milam County Texas | 2 | $ 930,000 | $ 465,000 | $ 158,000 |
| Orange County Texas | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| Polk County Texas | 2 | $ 210,000 | $ 105,000 | $ 59,000 |
| Rains County Texas | 2 | $ 390,000 | $ 195,000 | $ 149,000 |
| Robertson County Texas | 2 | $ 640,000 | $ 320,000 | $ 136,000 |
| Runnels County Texas | 2 | $ 310,000 | $ 155,000 | $ 87,000 |
| Waller County Texas | 2 | $ 380,000 | $ 190,000 | $ 103,000 |
| Wharton County Texas | 2 | $ 580,000 | $ 290,000 | $ 127,000 |
| Bradley County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Craighead County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Crittenden County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Hempstead County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Hot Spring County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Lincoln County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Marion County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Montgomery County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Ouachita County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Sevier County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| St. Francis County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| Washington County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| San Miguel County Colorado | 1 | $ 1,195,000 | $ 1,195,000 | $ 691,000 |
| Flagler County Florida | 1 | $ 295,000 | $ 295,000 | $ 168,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Seminole County Florida | 1 | $ 295,000 | $ 295,000 | $ 181,000 |
| Effingham County Georgia | 1 | $ 355,000 | $ 355,000 | $ 123,000 |
| Fayette County Georgia | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Gwinnett County Georgia | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Acadia County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Ascension County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Bossier County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Iberia County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Jefferson County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| St. Martin County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Grant County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Taos County New Mexico | 1 | $ 395,000 | $ 395,000 | $ 1,256,000 |
| Carteret County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 85,000 |
| Davidson County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 88,000 |
| Harnett County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Iredell County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Lee County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Lincoln County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 166,000 |
| Polk County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Wayne County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Champaign County Ohio | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Fayette County Ohio | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Hocking County Ohio | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Knox County Ohio | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Logan County Ohio | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Lucas County Ohio | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Marion County Ohio | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Union County Ohio | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Carter County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Grady County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 52,000 |
| Love County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Oklahoma County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Pottawatomie County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Pushmataha County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Anderson County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Horry County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Spartanburg County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| York County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 142,000 |
| Bedford County Tennessee | 1 | $ 555,000 | $ 555,000 | $ 183,000 |
| Franklin County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Gibson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Hamilton County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Macon County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Pickett County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Rutherford County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 162,000 |
| Sevier County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Williamson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Bosque County Texas | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Brown County Texas | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Callahan County Texas | 1 | $ 115,000 | $ 115,000 | $ 227,000 |
| Ector County Texas | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Erath County Texas | 1 | $ 295,000 | $ 295,000 | $ 208,000 |
| Fayette County Texas | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Freestone County Texas | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Harrison County Texas | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Hill County Texas | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Jackson County Texas | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| Jefferson County Texas | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Maverick County Texas | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Medina County Texas | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Potter County Texas | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Sabine County Texas | 1 | $ 165,000 | $ 165,000 | $ 441,000 |
| Somervell County Texas | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Taylor County Texas | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Uvalde County Texas | 1 | $ 135,000 | $ 135,000 | $ 233,000 |
| Victoria County Texas | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Webb County Texas | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,172 | $1,061,320,000 | $205,000 | $1,265,000 | $98,000 | $8,051,000 |
| Cash-out Refinancing | 404 | $85,320,000 | $211,000 | $915,000 | $115,000 | $571,000 |
| Refinancing | 304 | $67,490,000 | $222,000 | $955,000 | $113,000 | $605,000 |
| Home Improvement | 29 | $6,985,000 | $240,000 | $965,000 | $132,000 | $605,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,382 | $929,240,000 | $212,000 | $1,265,000 | $106,000 | $8,051,000 |
| Black or African American | 644 | $107,400,000 | $166,000 | $555,000 | $67,000 | $606,000 |
| Hispanic | 541 | $104,325,000 | $192,000 | $585,000 | $82,000 | $845,000 |
| Asian | 157 | $37,305,000 | $237,000 | $735,000 | $97,000 | $324,000 |
| Not Provided | 139 | $33,365,000 | $240,000 | $545,000 | $121,000 | $512,000 |
| American Indian or Alaskan Native | 37 | $7,645,000 | $206,000 | $455,000 | $87,000 | $238,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,835,000 | $203,000 | $295,000 | $85,000 | $164,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,696 | $824,860,000 | $223,000 | $1,265,000 | $117,000 | $8,051,000 |
| FHA-insured (Federal Housing Administration) | 1,434 | $246,270,000 | $171,000 | $395,000 | $70,000 | $319,000 |
| VA-guaranteed (Veterans Administration) | 462 | $107,040,000 | $231,000 | $555,000 | $88,000 | $316,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 317 | $42,945,000 | $135,000 | $335,000 | $49,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,190 | $859,770,000 | $205,000 | $555,000 | $100,000 | $8,051,000 |
| Application Withdrawn By Applicant | 881 | $191,145,000 | $216,000 | $1,195,000 | $107,000 | $3,269,000 |
| Application Denied By Financial Institution | 319 | $61,745,000 | $193,000 | $915,000 | $87,000 | $663,000 |
| Application Approved But Not Accepted | 282 | $56,900,000 | $201,000 | $1,265,000 | $101,000 | $2,269,000 |
| Preapproval Approved but not Accepted | 125 | $28,415,000 | $227,000 | $525,000 | $89,000 | $494,000 |
| File Closed For Incompleteness | 92 | $19,450,000 | $211,000 | $645,000 | $106,000 | $821,000 |
| Preapproval Denied by Financial Institution | 20 | $3,690,000 | $184,000 | $325,000 | $70,000 | $146,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,570 | $1,155,680,000 | $207,000 | $1,265,000 | $101,000 | $8,051,000 |
| Credit History | 108 | $20,970,000 | $194,000 | $915,000 | $91,000 | $453,000 |
| Debt-To-Income Ratio | 79 | $14,255,000 | $180,000 | $505,000 | $57,000 | $167,000 |
| Collateral | 41 | $6,815,000 | $166,000 | $455,000 | $102,000 | $500,000 |
| Credit Application Incomplete | 39 | $9,705,000 | $248,000 | $755,000 | $111,000 | $384,000 |
| Other | 28 | $5,710,000 | $203,000 | $785,000 | $120,000 | $663,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $4,065,000 | $193,000 | $315,000 | $69,000 | $142,000 |
| Unverifiable Information | 12 | $2,240,000 | $186,000 | $355,000 | $78,000 | $172,000 |
| Employment History | 11 | $1,675,000 | $152,000 | $225,000 | $59,000 | $225,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ntfn, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ntfn, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.