Ntfn, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Ntfn, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Ntfn, Inc.
700 State Highway 121, Suite 100
Plano, TX 75067
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 5,909
Total Mortgage Loan Application Amount $1,221,115,000
Average Mortgage Loan Application Amount $219,500
Highest Mortgage Loan Application Amount $1,265,000
Average Applicant Income $114,500
Highest Applicant Income $8,051,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Ntfn, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ntfn, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Ntfn, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ntfn, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Ntfn, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ntfn, Inc.'s mortgage activity for 2018.

Mortgage Loan Application Totals for Ntfn, Inc. by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tarrant County Texas 752 $ 168,430,000 $ 223,000 $ 117,000
Denton County Texas 458 $ 121,210,000 $ 264,000 $ 122,000
Dallas County Texas 284 $ 66,280,000 $ 233,000 $ 106,000
Harris County Texas 284 $ 53,530,000 $ 188,000 $ 93,000
Calcasieu County Louisiana 204 $ 39,200,000 $ 192,000 $ 86,000
Travis County Texas 190 $ 55,470,000 $ 291,000 $ 131,000
Bowie County Texas 171 $ 24,885,000 $ 145,000 $ 75,000
Collin County Texas 168 $ 46,330,000 $ 275,000 $ 127,000
Putnam County Tennessee 162 $ 26,550,000 $ 163,000 $ 69,000
Galveston County Texas 160 $ 33,840,000 $ 211,000 $ 120,000
Smith County Texas 156 $ 29,090,000 $ 186,000 $ 95,000
Berkeley County South Carolina 147 $ 26,585,000 $ 180,000 $ 71,000
Jefferson County Arkansas 135 $ 14,975,000 $ 110,000 $ 58,000
Pulaski County Arkansas 126 $ 18,680,000 $ 148,000 $ 64,000
Williamson County Texas 120 $ 29,000,000 $ 241,000 $ 102,000
Franklin County Ohio 108 $ 14,060,000 $ 130,000 $ 52,000
Dorchester County South Carolina 107 $ 17,275,000 $ 161,000 $ 68,000
Rockwall County Texas 106 $ 28,590,000 $ 269,000 $ 138,000
Henderson County Texas 97 $ 22,995,000 $ 237,000 $ 181,000
Saline County Arkansas 86 $ 13,330,000 $ 155,000 $ 61,000
DeSoto County Florida 83 $ 11,855,000 $ 142,000 $ 65,000
Kaufman County Texas 75 $ 16,335,000 $ 217,000 $ 88,000
Grayson County Texas 67 $ 15,555,000 $ 232,000 $ 98,000
Brazoria County Texas 66 $ 13,650,000 $ 206,000 $ 106,000
Bexar County Texas 65 $ 13,725,000 $ 211,000 $ 156,000
Hays County Texas 65 $ 20,395,000 $ 313,000 $ 153,000
Miller County Arkansas 62 $ 8,030,000 $ 129,000 $ 61,000
Parker County Texas 53 $ 13,715,000 $ 258,000 $ 119,000
Ellis County Texas 51 $ 13,675,000 $ 268,000 $ 116,000
White County Tennessee 47 $ 6,155,000 $ 130,000 $ 49,000
Wake County North Carolina 43 $ 11,415,000 $ 265,000 $ 137,000
Johnson County Texas 43 $ 8,895,000 $ 206,000 $ 99,000
Charleston County South Carolina 41 $ 8,305,000 $ 202,000 $ 83,000
Lonoke County Arkansas 37 $ 5,355,000 $ 144,000 $ 59,000
Faulkner County Arkansas 35 $ 5,165,000 $ 147,000 $ 71,000
Fort Bend County Texas 35 $ 7,905,000 $ 225,000 $ 102,000
Overton County Tennessee 34 $ 4,940,000 $ 145,000 $ 63,000
Hunt County Texas 34 $ 7,820,000 $ 230,000 $ 99,000
Mecklenburg County North Carolina 26 $ 5,840,000 $ 224,000 $ 85,000
Cass County Texas 26 $ 3,610,000 $ 138,000 $ 71,000
Charlotte County Florida 25 $ 4,025,000 $ 161,000 $ 56,000
Wood County Texas 25 $ 3,225,000 $ 129,000 $ 71,000
Beauregard County Louisiana 22 $ 4,610,000 $ 209,000 $ 84,000
Montgomery County Texas 22 $ 5,360,000 $ 243,000 $ 148,000
Wise County Texas 21 $ 4,455,000 $ 212,000 $ 88,000
Bell County Texas 20 $ 2,560,000 $ 128,000 $ 54,000
Jackson County Tennessee 18 $ 1,590,000 $ 88,000 $ 40,000
Cherokee County Texas 17 $ 2,645,000 $ 155,000 $ 69,000
Grant County Arkansas 16 $ 2,270,000 $ 141,000 $ 63,000
Hidalgo County Texas 15 $ 1,855,000 $ 123,000 $ 54,000
Little River County Arkansas 14 $ 1,730,000 $ 123,000 $ 57,000
Bastrop County Texas 13 $ 3,235,000 $ 248,000 $ 91,000
Nueces County Texas 13 $ 2,655,000 $ 204,000 $ 118,000
Van Zandt County Texas 13 $ 3,155,000 $ 242,000 $ 84,000
Hardee County Florida 12 $ 1,620,000 $ 135,000 $ 63,000
Hood County Texas 12 $ 2,940,000 $ 245,000 $ 127,000
Durham County North Carolina 11 $ 2,205,000 $ 200,000 $ 132,000
Sarasota County Florida 10 $ 1,890,000 $ 189,000 $ 79,000
Brazos County Texas 10 $ 2,100,000 $ 210,000 $ 185,000
Burnet County Texas 10 $ 4,010,000 $ 401,000 $ 321,000
Chambers County Texas 10 $ 2,550,000 $ 255,000 $ 116,000
Comal County Texas 10 $ 2,240,000 $ 224,000 $ 77,000
Highlands County Florida 9 $ 1,405,000 $ 156,000 $ 72,000
Jefferson Davis County Louisiana 9 $ 1,575,000 $ 175,000 $ 59,000
St. Tammany County Louisiana 9 $ 1,455,000 $ 161,000 $ 68,000
Tangipahoa County Louisiana 9 $ 1,435,000 $ 159,000 $ 68,000
El Paso County Texas 9 $ 1,425,000 $ 158,000 $ 127,000
Gregg County Texas 9 $ 1,305,000 $ 145,000 $ 67,000
Lubbock County Texas 9 $ 1,705,000 $ 189,000 $ 207,000
Garland County Arkansas 8 $ 2,810,000 $ 351,000 $ 230,000
Licking County Ohio 8 $ 1,430,000 $ 178,000 $ 55,000
Anderson County Texas 8 $ 1,050,000 $ 131,000 $ 72,000
Polk County Florida 7 $ 1,155,000 $ 165,000 $ 67,000
Allen County Louisiana 7 $ 1,205,000 $ 172,000 $ 62,000
Shelby County Tennessee 7 $ 465,000 $ 66,000 $ 90,000
Coryell County Texas 7 $ 925,000 $ 132,000 $ 81,000
Guadalupe County Texas 7 $ 1,515,000 $ 216,000 $ 99,000
Cumberland County Tennessee 6 $ 780,000 $ 130,000 $ 52,000
Angelina County Texas 6 $ 1,190,000 $ 198,000 $ 89,000
Matagorda County Texas 6 $ 1,360,000 $ 226,000 $ 108,000
Nacogdoches County Texas 6 $ 980,000 $ 163,000 $ 53,000
Orange County North Carolina 5 $ 1,605,000 $ 321,000 $ 160,000
Hardin County Ohio 5 $ 665,000 $ 133,000 $ 66,000
Morrow County Ohio 5 $ 275,000 $ 55,000 $ 33,000
Pickaway County Ohio 5 $ 1,025,000 $ 205,000 $ 67,000
Orangeburg County South Carolina 5 $ 725,000 $ 145,000 $ 58,000
Clay County Tennessee 5 $ 485,000 $ 97,000 $ 62,000
Fentress County Tennessee 5 $ 625,000 $ 125,000 $ 90,000
Cooke County Texas 5 $ 1,455,000 $ 291,000 $ 216,000
Palo Pinto County Texas 5 $ 745,000 $ 149,000 $ 126,000
Arkansas County Arkansas 4 $ 430,000 $ 107,000 $ 39,000
Livingston County Louisiana 4 $ 710,000 $ 177,000 $ 75,000
Madison County Ohio 4 $ 510,000 $ 127,000 $ 50,000
Van Buren County Tennessee 4 $ 350,000 $ 87,000 $ 37,000
Caldwell County Texas 4 $ 780,000 $ 195,000 $ 67,000
Lampasas County Texas 4 $ 970,000 $ 242,000 $ 77,000
Liberty County Texas 4 $ 510,000 $ 127,000 $ 93,000
Llano County Texas 4 $ 1,070,000 $ 267,000 $ 333,000
Navarro County Texas 4 $ 880,000 $ 220,000 $ 136,000
Clark County Arkansas 3 $ 535,000 $ 178,000 $ 124,000
Cleveland County Arkansas 3 $ 255,000 $ 85,000 $ 66,000
Howard County Arkansas 3 $ 255,000 $ 85,000 $ 41,000
Lee County Arkansas 3 $ 275,000 $ 91,000 $ 66,000
Hillsborough County Florida 3 $ 675,000 $ 225,000 $ 75,000
Lee County Florida 3 $ 735,000 $ 245,000 $ 69,000
East Baton Rouge County Louisiana 3 $ 365,000 $ 121,000 $ 101,000
Alamance County North Carolina 3 $ 515,000 $ 171,000 $ 62,000
Delaware County Ohio 3 $ 725,000 $ 241,000 $ 91,000
Colleton County South Carolina 3 $ 205,000 $ 68,000 $ 49,000
Lexington County South Carolina 3 $ 485,000 $ 161,000 $ 57,000
DeKalb County Tennessee 3 $ 355,000 $ 118,000 $ 53,000
Blanco County Texas 3 $ 675,000 $ 225,000 $ 58,000
Franklin County Texas 3 $ 675,000 $ 225,000 $ 53,000
Kendall County Texas 3 $ 555,000 $ 185,000 $ 169,000
Midland County Texas 3 $ 885,000 $ 295,000 $ 258,000
Montague County Texas 3 $ 405,000 $ 135,000 $ 64,000
Rusk County Texas 3 $ 645,000 $ 215,000 $ 101,000
San Jacinto County Texas 3 $ 495,000 $ 165,000 $ 92,000
Upshur County Texas 3 $ 625,000 $ 208,000 $ 92,000
Wichita County Texas 3 $ 475,000 $ 158,000 $ 81,000
Ashley County Arkansas 2 $ 290,000 $ 145,000 $ 55,000
Benton County Arkansas 2 $ 200,000 $ 100,000 $ 62,000
Izard County Arkansas 2 $ 150,000 $ 75,000 $ 22,000
Monroe County Arkansas 2 $ 130,000 $ 65,000 $ 31,000
Perry County Arkansas 2 $ 280,000 $ 140,000 $ 59,000
White County Arkansas 2 $ 210,000 $ 105,000 $ 47,000
Bay County Florida 2 $ 370,000 $ 185,000 $ 117,000
Cameron County Louisiana 2 $ 470,000 $ 235,000 $ 92,000
Orleans County Louisiana 2 $ 490,000 $ 245,000 $ 87,000
St. Charles County Louisiana 2 $ 470,000 $ 235,000 $ 99,000
Franklin County North Carolina 2 $ 450,000 $ 225,000 $ 68,000
Granville County North Carolina 2 $ 240,000 $ 120,000 $ 42,000
Johnston County North Carolina 2 $ 290,000 $ 145,000 $ 89,000
Person County North Carolina 2 $ 320,000 $ 160,000 $ 69,000
Rowan County North Carolina 2 $ 360,000 $ 180,000 $ 63,000
Union County North Carolina 2 $ 540,000 $ 270,000 $ 95,000
Crawford County Ohio 2 $ 170,000 $ 85,000 $ 37,000
Fairfield County Ohio 2 $ 260,000 $ 130,000 $ 37,000
Richland County Ohio 2 $ 160,000 $ 80,000 $ 30,000
Cleveland County Oklahoma 2 $ 300,000 $ 150,000 $ 71,000
McCurtain County Oklahoma 2 $ 560,000 $ 280,000 $ 147,000
Richland County South Carolina 2 $ 330,000 $ 165,000 $ 77,000
Coffee County Tennessee 2 $ 290,000 $ 145,000 $ 57,000
Davidson County Tennessee 2 $ 490,000 $ 245,000 $ 303,000
Warren County Tennessee 2 $ 220,000 $ 110,000 $ 64,000
Andrews County Texas 2 $ 330,000 $ 165,000 $ 56,000
Camp County Texas 2 $ 440,000 $ 220,000 $ 160,000
Fannin County Texas 2 $ 270,000 $ 135,000 $ 37,000
Gillespie County Texas 2 $ 560,000 $ 280,000 $ 201,000
Hardin County Texas 2 $ 340,000 $ 170,000 $ 52,000
McLennan County Texas 2 $ 460,000 $ 230,000 $ 91,000
Milam County Texas 2 $ 930,000 $ 465,000 $ 158,000
Orange County Texas 2 $ 260,000 $ 130,000 $ 54,000
Polk County Texas 2 $ 210,000 $ 105,000 $ 59,000
Rains County Texas 2 $ 390,000 $ 195,000 $ 149,000
Robertson County Texas 2 $ 640,000 $ 320,000 $ 136,000
Runnels County Texas 2 $ 310,000 $ 155,000 $ 87,000
Waller County Texas 2 $ 380,000 $ 190,000 $ 103,000
Wharton County Texas 2 $ 580,000 $ 290,000 $ 127,000
Bradley County Arkansas 1 $ 145,000 $ 145,000 $ 73,000
Craighead County Arkansas 1 $ 135,000 $ 135,000 $ 83,000
Crittenden County Arkansas 1 $ 135,000 $ 135,000 $ 34,000
Hempstead County Arkansas 1 $ 55,000 $ 55,000 $ 15,000
Hot Spring County Arkansas 1 $ 115,000 $ 115,000 $ 55,000
Lincoln County Arkansas 1 $ 75,000 $ 75,000 $ 17,000
Marion County Arkansas 1 $ 145,000 $ 145,000 $ 60,000
Montgomery County Arkansas 1 $ 45,000 $ 45,000 $ 59,000
Ouachita County Arkansas 1 $ 65,000 $ 65,000 $ 31,000
Sevier County Arkansas 1 $ 155,000 $ 155,000 $ 54,000
St. Francis County Arkansas 1 $ 115,000 $ 115,000 $ 101,000
Washington County Arkansas 1 $ 145,000 $ 145,000 $ 41,000
San Miguel County Colorado 1 $ 1,195,000 $ 1,195,000 $ 691,000
Flagler County Florida 1 $ 295,000 $ 295,000 $ 168,000
Manatee County Florida 1 $ 305,000 $ 305,000 $ 107,000
Seminole County Florida 1 $ 295,000 $ 295,000 $ 181,000
Effingham County Georgia 1 $ 355,000 $ 355,000 $ 123,000
Fayette County Georgia 1 $ 265,000 $ 265,000 $ 88,000
Gwinnett County Georgia 1 $ 455,000 $ 455,000 $ 120,000
Acadia County Louisiana 1 $ 125,000 $ 125,000 $ 82,000
Ascension County Louisiana 1 $ 135,000 $ 135,000 $ 44,000
Bossier County Louisiana 1 $ 275,000 $ 275,000 $ 89,000
Iberia County Louisiana 1 $ 95,000 $ 95,000 $ 40,000
Jefferson County Louisiana 1 $ 155,000 $ 155,000 $ 28,000
St. Martin County Louisiana 1 $ 225,000 $ 225,000 $ 80,000
Grant County New Mexico 1 $ 175,000 $ 175,000 $ 45,000
Taos County New Mexico 1 $ 395,000 $ 395,000 $ 1,256,000
Carteret County North Carolina 1 $ 315,000 $ 315,000 $ 85,000
Davidson County North Carolina 1 $ 355,000 $ 355,000 $ 88,000
Harnett County North Carolina 1 $ 255,000 $ 255,000 $ 69,000
Iredell County North Carolina 1 $ 145,000 $ 145,000 $ 40,000
Lee County North Carolina 1 $ 275,000 $ 275,000 $ 104,000
Lincoln County North Carolina 1 $ 455,000 $ 455,000 $ 166,000
Polk County North Carolina 1 $ 125,000 $ 125,000 $ 56,000
Wayne County North Carolina 1 $ 145,000 $ 145,000 $ 44,000
Champaign County Ohio 1 $ 155,000 $ 155,000 $ 42,000
Fayette County Ohio 1 $ 145,000 $ 145,000 $ 59,000
Hocking County Ohio 1 $ 105,000 $ 105,000 $ 55,000
Knox County Ohio 1 $ 205,000 $ 205,000 $ 90,000
Logan County Ohio 1 $ 265,000 $ 265,000 $ 106,000
Lucas County Ohio 1 $ 55,000 $ 55,000 $ 58,000
Marion County Ohio 1 $ 115,000 $ 115,000 $ 52,000
Union County Ohio 1 $ 105,000 $ 105,000 $ 40,000
Carter County Oklahoma 1 $ 175,000 $ 175,000 $ 115,000
Grady County Oklahoma 1 $ 305,000 $ 305,000 $ 52,000
Love County Oklahoma 1 $ 185,000 $ 185,000 $ 76,000
Oklahoma County Oklahoma 1 $ 155,000 $ 155,000 $ 45,000
Pottawatomie County Oklahoma 1 $ 125,000 $ 125,000 $ 38,000
Pushmataha County Oklahoma 1 $ 95,000 $ 95,000 $ 37,000
Anderson County South Carolina 1 $ 175,000 $ 175,000 $ 47,000
Horry County South Carolina 1 $ 95,000 $ 95,000 $ 50,000
Spartanburg County South Carolina 1 $ 215,000 $ 215,000 $ 78,000
York County South Carolina 1 $ 295,000 $ 295,000 $ 142,000
Bedford County Tennessee 1 $ 555,000 $ 555,000 $ 183,000
Franklin County Tennessee 1 $ 205,000 $ 205,000 $ 87,000
Gibson County Tennessee 1 $ 255,000 $ 255,000 $ 67,000
Hamilton County Tennessee 1 $ 85,000 $ 85,000 $ 27,000
Macon County Tennessee 1 $ 165,000 $ 165,000 $ 46,000
Pickett County Tennessee 1 $ 115,000 $ 115,000 $ 41,000
Rutherford County Tennessee 1 $ 325,000 $ 325,000 $ 162,000
Sevier County Tennessee 1 $ 265,000 $ 265,000 $ 115,000
Williamson County Tennessee 1 $ 155,000 $ 155,000 $ 106,000
Bosque County Texas 1 $ 35,000 $ 35,000 $ 57,000
Brown County Texas 1 $ 165,000 $ 165,000 $ 63,000
Callahan County Texas 1 $ 115,000 $ 115,000 $ 227,000
Ector County Texas 1 $ 135,000 $ 135,000 $ 57,000
Erath County Texas 1 $ 295,000 $ 295,000 $ 208,000
Fayette County Texas 1 $ 155,000 $ 155,000 $ 56,000
Freestone County Texas 1 $ 105,000 $ 105,000 $ 50,000
Harrison County Texas 1 $ 95,000 $ 95,000 $ 49,000
Hill County Texas 1 $ 85,000 $ 85,000 $ 30,000
Jackson County Texas 1 $ 285,000 $ 285,000 $ 140,000
Jefferson County Texas 1 $ 155,000 $ 155,000 $ 91,000
Maverick County Texas 1 $ 245,000 $ 245,000 $ 97,000
Medina County Texas 1 $ 255,000 $ 255,000 $ 60,000
Potter County Texas 1 $ 85,000 $ 85,000 $ 54,000
Sabine County Texas 1 $ 165,000 $ 165,000 $ 441,000
Somervell County Texas 1 $ 205,000 $ 205,000 $ 122,000
Taylor County Texas 1 $ 75,000 $ 75,000 $ 63,000
Uvalde County Texas 1 $ 135,000 $ 135,000 $ 233,000
Victoria County Texas 1 $ 235,000 $ 235,000 $ 116,000
Webb County Texas 1 $ 25,000 $ 25,000 $ 95,000

Mortgage Loan Application Detail Totals for Ntfn, Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,172 $1,061,320,000 $205,000 $1,265,000 $98,000 $8,051,000
Cash-out Refinancing 404 $85,320,000 $211,000 $915,000 $115,000 $571,000
Refinancing 304 $67,490,000 $222,000 $955,000 $113,000 $605,000
Home Improvement 29 $6,985,000 $240,000 $965,000 $132,000 $605,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,382 $929,240,000 $212,000 $1,265,000 $106,000 $8,051,000
Black or African American 644 $107,400,000 $166,000 $555,000 $67,000 $606,000
Hispanic 541 $104,325,000 $192,000 $585,000 $82,000 $845,000
Asian 157 $37,305,000 $237,000 $735,000 $97,000 $324,000
Not Provided 139 $33,365,000 $240,000 $545,000 $121,000 $512,000
American Indian or Alaskan Native 37 $7,645,000 $206,000 $455,000 $87,000 $238,000
Native Hawaiian or Other Pacific Islander 9 $1,835,000 $203,000 $295,000 $85,000 $164,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,696 $824,860,000 $223,000 $1,265,000 $117,000 $8,051,000
FHA-insured (Federal Housing Administration) 1,434 $246,270,000 $171,000 $395,000 $70,000 $319,000
VA-guaranteed (Veterans Administration) 462 $107,040,000 $231,000 $555,000 $88,000 $316,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 317 $42,945,000 $135,000 $335,000 $49,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,190 $859,770,000 $205,000 $555,000 $100,000 $8,051,000
Application Withdrawn By Applicant 881 $191,145,000 $216,000 $1,195,000 $107,000 $3,269,000
Application Denied By Financial Institution 319 $61,745,000 $193,000 $915,000 $87,000 $663,000
Application Approved But Not Accepted 282 $56,900,000 $201,000 $1,265,000 $101,000 $2,269,000
Preapproval Approved but not Accepted 125 $28,415,000 $227,000 $525,000 $89,000 $494,000
File Closed For Incompleteness 92 $19,450,000 $211,000 $645,000 $106,000 $821,000
Preapproval Denied by Financial Institution 20 $3,690,000 $184,000 $325,000 $70,000 $146,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,570 $1,155,680,000 $207,000 $1,265,000 $101,000 $8,051,000
Credit History 108 $20,970,000 $194,000 $915,000 $91,000 $453,000
Debt-To-Income Ratio 79 $14,255,000 $180,000 $505,000 $57,000 $167,000
Collateral 41 $6,815,000 $166,000 $455,000 $102,000 $500,000
Credit Application Incomplete 39 $9,705,000 $248,000 $755,000 $111,000 $384,000
Other 28 $5,710,000 $203,000 $785,000 $120,000 $663,000
Insufficient Cash (Downpayment, Closing Cost) 21 $4,065,000 $193,000 $315,000 $69,000 $142,000
Unverifiable Information 12 $2,240,000 $186,000 $355,000 $78,000 $172,000
Employment History 11 $1,675,000 $152,000 $225,000 $59,000 $225,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ntfn, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ntfn, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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