Ntfn, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ntfn, Inc. 700 State Highway 121, Suite 100 Plano, TX 75067 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 4,511 |
| Total Mortgage Loan Application Amount | $997,195,000 |
| Average Mortgage Loan Application Amount | $221,750 |
| Highest Mortgage Loan Application Amount | $1,155,000 |
| Average Applicant Income | $113,750 |
| Highest Applicant Income | $962,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Ntfn, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ntfn, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Ntfn, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ntfn, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ntfn, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ntfn, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 490 | $ 115,900,000 | $ 236,000 | $ 112,000 |
| Denton County Texas | 388 | $ 106,130,000 | $ 273,000 | $ 129,000 |
| Dallas County Texas | 306 | $ 77,640,000 | $ 253,000 | $ 115,000 |
| Calcasieu County Louisiana | 222 | $ 42,290,000 | $ 190,000 | $ 90,000 |
| Berkeley County South Carolina | 209 | $ 40,235,000 | $ 192,000 | $ 69,000 |
| Collin County Texas | 208 | $ 62,400,000 | $ 300,000 | $ 144,000 |
| Putnam County Tennessee | 193 | $ 33,655,000 | $ 174,000 | $ 72,000 |
| Bexar County Texas | 147 | $ 33,245,000 | $ 226,000 | $ 104,000 |
| Travis County Texas | 140 | $ 39,650,000 | $ 283,000 | $ 123,000 |
| Dorchester County South Carolina | 129 | $ 25,175,000 | $ 195,000 | $ 80,000 |
| DeSoto County Florida | 119 | $ 17,825,000 | $ 149,000 | $ 57,000 |
| Franklin County Ohio | 108 | $ 16,780,000 | $ 155,000 | $ 64,000 |
| Grayson County Texas | 105 | $ 26,795,000 | $ 255,000 | $ 129,000 |
| Williamson County Texas | 101 | $ 25,965,000 | $ 257,000 | $ 107,000 |
| Wake County North Carolina | 70 | $ 20,320,000 | $ 290,000 | $ 128,000 |
| Charleston County South Carolina | 66 | $ 12,540,000 | $ 190,000 | $ 69,000 |
| Harris County Texas | 55 | $ 13,215,000 | $ 240,000 | $ 119,000 |
| White County Tennessee | 54 | $ 7,120,000 | $ 131,000 | $ 54,000 |
| Overton County Tennessee | 43 | $ 6,405,000 | $ 148,000 | $ 54,000 |
| Ellis County Texas | 40 | $ 10,100,000 | $ 252,000 | $ 103,000 |
| Hays County Texas | 32 | $ 7,700,000 | $ 240,000 | $ 98,000 |
| Lexington County South Carolina | 31 | $ 4,545,000 | $ 146,000 | $ 54,000 |
| Durham County North Carolina | 29 | $ 6,565,000 | $ 226,000 | $ 109,000 |
| Johnson County Texas | 29 | $ 7,165,000 | $ 247,000 | $ 106,000 |
| Smith County Texas | 29 | $ 4,845,000 | $ 167,000 | $ 100,000 |
| Mecklenburg County North Carolina | 28 | $ 8,480,000 | $ 302,000 | $ 120,000 |
| Charlotte County Florida | 27 | $ 4,215,000 | $ 156,000 | $ 68,000 |
| St. Tammany County Louisiana | 26 | $ 5,550,000 | $ 213,000 | $ 125,000 |
| Oklahoma County Oklahoma | 26 | $ 5,110,000 | $ 196,000 | $ 146,000 |
| Rockwall County Texas | 26 | $ 6,520,000 | $ 250,000 | $ 121,000 |
| Galveston County Texas | 25 | $ 6,135,000 | $ 245,000 | $ 148,000 |
| Bernalillo County New Mexico | 23 | $ 4,455,000 | $ 193,000 | $ 100,000 |
| Kaufman County Texas | 23 | $ 5,275,000 | $ 229,000 | $ 110,000 |
| Cumberland County Tennessee | 22 | $ 3,470,000 | $ 157,000 | $ 62,000 |
| Pulaski County Arkansas | 20 | $ 3,330,000 | $ 166,000 | $ 61,000 |
| Richland County South Carolina | 20 | $ 2,360,000 | $ 118,000 | $ 51,000 |
| Jefferson County Arkansas | 19 | $ 2,505,000 | $ 131,000 | $ 69,000 |
| Beauregard County Louisiana | 19 | $ 3,625,000 | $ 190,000 | $ 84,000 |
| Tangipahoa County Louisiana | 19 | $ 3,305,000 | $ 173,000 | $ 72,000 |
| Jackson County Tennessee | 19 | $ 2,345,000 | $ 123,000 | $ 57,000 |
| Parker County Texas | 19 | $ 4,945,000 | $ 260,000 | $ 92,000 |
| Angelina County Texas | 18 | $ 2,700,000 | $ 150,000 | $ 68,000 |
| Brazoria County Texas | 18 | $ 4,750,000 | $ 263,000 | $ 147,000 |
| McLennan County Texas | 18 | $ 2,900,000 | $ 161,000 | $ 200,000 |
| Montgomery County Texas | 17 | $ 4,555,000 | $ 267,000 | $ 167,000 |
| Sarasota County Florida | 16 | $ 4,060,000 | $ 253,000 | $ 134,000 |
| Hunt County Texas | 16 | $ 3,630,000 | $ 226,000 | $ 105,000 |
| Fort Bend County Texas | 15 | $ 4,285,000 | $ 285,000 | $ 183,000 |
| Comal County Texas | 14 | $ 3,200,000 | $ 228,000 | $ 89,000 |
| Nacogdoches County Texas | 14 | $ 1,950,000 | $ 139,000 | $ 78,000 |
| Jefferson Davis County Louisiana | 12 | $ 2,160,000 | $ 180,000 | $ 76,000 |
| Franklin County North Carolina | 12 | $ 2,960,000 | $ 246,000 | $ 85,000 |
| Bastrop County Texas | 12 | $ 2,250,000 | $ 187,000 | $ 79,000 |
| Saline County Arkansas | 10 | $ 1,470,000 | $ 147,000 | $ 63,000 |
| Highlands County Florida | 10 | $ 1,480,000 | $ 148,000 | $ 61,000 |
| Polk County Florida | 10 | $ 1,550,000 | $ 155,000 | $ 78,000 |
| Burnet County Texas | 10 | $ 2,610,000 | $ 261,000 | $ 142,000 |
| Guadalupe County Texas | 10 | $ 2,110,000 | $ 211,000 | $ 100,000 |
| Henderson County Texas | 10 | $ 2,020,000 | $ 202,000 | $ 155,000 |
| Cuyahoga County Ohio | 9 | $ 885,000 | $ 98,000 | $ 62,000 |
| Cooke County Texas | 9 | $ 2,435,000 | $ 270,000 | $ 108,000 |
| Gregg County Texas | 9 | $ 1,905,000 | $ 211,000 | $ 89,000 |
| Lonoke County Arkansas | 8 | $ 1,380,000 | $ 172,000 | $ 78,000 |
| Orange County North Carolina | 8 | $ 1,830,000 | $ 228,000 | $ 132,000 |
| DeKalb County Tennessee | 8 | $ 1,040,000 | $ 130,000 | $ 55,000 |
| Bell County Texas | 8 | $ 1,080,000 | $ 135,000 | $ 60,000 |
| Hardee County Florida | 7 | $ 1,165,000 | $ 166,000 | $ 65,000 |
| Hardin County Ohio | 7 | $ 675,000 | $ 96,000 | $ 35,000 |
| Fentress County Tennessee | 7 | $ 785,000 | $ 112,000 | $ 45,000 |
| Orange County Texas | 7 | $ 1,525,000 | $ 217,000 | $ 105,000 |
| Wise County Texas | 7 | $ 1,905,000 | $ 272,000 | $ 138,000 |
| Wood County Texas | 7 | $ 1,175,000 | $ 167,000 | $ 115,000 |
| Cameron County Louisiana | 6 | $ 1,200,000 | $ 200,000 | $ 103,000 |
| Jefferson County Louisiana | 6 | $ 1,510,000 | $ 251,000 | $ 125,000 |
| Cleveland County Oklahoma | 6 | $ 1,220,000 | $ 203,000 | $ 72,000 |
| Bowie County Texas | 6 | $ 900,000 | $ 150,000 | $ 65,000 |
| Fannin County Texas | 6 | $ 1,480,000 | $ 246,000 | $ 149,000 |
| Jefferson County Texas | 6 | $ 870,000 | $ 145,000 | $ 74,000 |
| Van Zandt County Texas | 6 | $ 1,270,000 | $ 211,000 | $ 117,000 |
| Lee County Florida | 5 | $ 805,000 | $ 161,000 | $ 77,000 |
| Livingston County Louisiana | 5 | $ 905,000 | $ 181,000 | $ 61,000 |
| Union County North Carolina | 5 | $ 1,065,000 | $ 213,000 | $ 55,000 |
| Gillespie County Texas | 5 | $ 1,575,000 | $ 315,000 | $ 153,000 |
| Hood County Texas | 5 | $ 1,085,000 | $ 217,000 | $ 179,000 |
| Lubbock County Texas | 5 | $ 825,000 | $ 165,000 | $ 72,000 |
| Grant County Arkansas | 4 | $ 530,000 | $ 132,000 | $ 43,000 |
| Sandoval County New Mexico | 4 | $ 690,000 | $ 172,000 | $ 80,000 |
| Granville County North Carolina | 4 | $ 480,000 | $ 120,000 | $ 79,000 |
| Johnston County North Carolina | 4 | $ 940,000 | $ 235,000 | $ 102,000 |
| Delaware County Ohio | 4 | $ 1,390,000 | $ 347,000 | $ 118,000 |
| Lake County Ohio | 4 | $ 630,000 | $ 157,000 | $ 59,000 |
| Licking County Ohio | 4 | $ 780,000 | $ 195,000 | $ 73,000 |
| Pickaway County Ohio | 4 | $ 910,000 | $ 227,000 | $ 99,000 |
| McCurtain County Oklahoma | 4 | $ 1,150,000 | $ 287,000 | $ 233,000 |
| Smith County Tennessee | 4 | $ 700,000 | $ 175,000 | $ 76,000 |
| Warren County Tennessee | 4 | $ 640,000 | $ 160,000 | $ 59,000 |
| Hardin County Texas | 4 | $ 1,100,000 | $ 275,000 | $ 96,000 |
| Nueces County Texas | 4 | $ 610,000 | $ 152,000 | $ 75,000 |
| Wichita County Texas | 4 | $ 570,000 | $ 142,000 | $ 66,000 |
| Ascension County Louisiana | 3 | $ 575,000 | $ 191,000 | $ 53,000 |
| Vernon County Louisiana | 3 | $ 495,000 | $ 165,000 | $ 68,000 |
| Alamance County North Carolina | 3 | $ 405,000 | $ 135,000 | $ 38,000 |
| Cabarrus County North Carolina | 3 | $ 835,000 | $ 278,000 | $ 86,000 |
| Fairfield County Ohio | 3 | $ 615,000 | $ 205,000 | $ 66,000 |
| Canadian County Oklahoma | 3 | $ 515,000 | $ 171,000 | $ 131,000 |
| Pottawatomie County Oklahoma | 3 | $ 1,065,000 | $ 355,000 | $ 147,000 |
| Orangeburg County South Carolina | 3 | $ 315,000 | $ 105,000 | $ 86,000 |
| Clay County Tennessee | 3 | $ 275,000 | $ 91,000 | $ 76,000 |
| Van Buren County Tennessee | 3 | $ 365,000 | $ 121,000 | $ 60,000 |
| Kendall County Texas | 3 | $ 825,000 | $ 275,000 | $ 158,000 |
| Palo Pinto County Texas | 3 | $ 515,000 | $ 171,000 | $ 113,000 |
| Wilson County Texas | 3 | $ 1,135,000 | $ 378,000 | $ 124,000 |
| Faulkner County Arkansas | 2 | $ 240,000 | $ 120,000 | $ 33,000 |
| Perry County Arkansas | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Washington County Arkansas | 2 | $ 440,000 | $ 220,000 | $ 141,000 |
| Okeechobee County Florida | 2 | $ 260,000 | $ 130,000 | $ 90,000 |
| Orange County Florida | 2 | $ 530,000 | $ 265,000 | $ 65,000 |
| Suwannee County Florida | 2 | $ 290,000 | $ 145,000 | $ 47,000 |
| Allen County Louisiana | 2 | $ 310,000 | $ 155,000 | $ 97,000 |
| Rapides County Louisiana | 2 | $ 420,000 | $ 210,000 | $ 92,000 |
| St. Charles County Louisiana | 2 | $ 430,000 | $ 215,000 | $ 82,000 |
| Forsyth County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 118,000 |
| Onslow County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 112,000 |
| Clark County Ohio | 2 | $ 450,000 | $ 225,000 | $ 82,000 |
| Erie County Ohio | 2 | $ 440,000 | $ 220,000 | $ 77,000 |
| Logan County Ohio | 2 | $ 510,000 | $ 255,000 | $ 142,000 |
| Madison County Ohio | 2 | $ 420,000 | $ 210,000 | $ 56,000 |
| Morrow County Ohio | 2 | $ 120,000 | $ 60,000 | $ 22,000 |
| Stark County Ohio | 2 | $ 210,000 | $ 105,000 | $ 107,000 |
| Tulsa County Oklahoma | 2 | $ 400,000 | $ 200,000 | $ 107,000 |
| Beaufort County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 58,000 |
| Colleton County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| Horry County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 82,000 |
| Davidson County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
| Rutherford County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 98,000 |
| Scott County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 50,000 |
| Aransas County Texas | 2 | $ 290,000 | $ 145,000 | $ 180,000 |
| Bandera County Texas | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Cass County Texas | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| El Paso County Texas | 2 | $ 210,000 | $ 105,000 | $ 56,000 |
| Erath County Texas | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Harrison County Texas | 2 | $ 520,000 | $ 260,000 | $ 75,000 |
| Hidalgo County Texas | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Hill County Texas | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| Jasper County Texas | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| Matagorda County Texas | 2 | $ 400,000 | $ 200,000 | $ 70,000 |
| Medina County Texas | 2 | $ 560,000 | $ 280,000 | $ 80,000 |
| Midland County Texas | 2 | $ 470,000 | $ 235,000 | $ 95,000 |
| Montague County Texas | 2 | $ 270,000 | $ 135,000 | $ 123,000 |
| Polk County Texas | 2 | $ 850,000 | $ 425,000 | $ 171,000 |
| Rains County Texas | 2 | $ 630,000 | $ 315,000 | $ 109,000 |
| Somervell County Texas | 2 | $ 490,000 | $ 245,000 | $ 152,000 |
| Tyler County Texas | 2 | $ 490,000 | $ 245,000 | $ 114,000 |
| Craighead County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Garland County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 175,000 |
| Lincoln County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| El Paso County Colorado | 1 | $ 205,000 | $ 205,000 | $ 355,000 |
| Holmes County Florida | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Manatee County Florida | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Miami-Dade County Florida | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Walton County Florida | 1 | $ 315,000 | $ 315,000 | $ 236,000 |
| Cobb County Georgia | 1 | $ 485,000 | $ 485,000 | $ 268,000 |
| Gilmer County Georgia | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Sangamon County Illinois | 1 | $ 365,000 | $ 365,000 | $ 111,000 |
| Acadia County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| East Baton Rouge County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Orleans County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Terrebonne County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 883,000 |
| Chaves County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| San Juan County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Taos County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 250,000 |
| Carteret County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 79,000 |
| Catawba County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Chatham County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 176,000 |
| Davidson County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| Gaston County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Lincoln County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 166,000 |
| Person County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Vance County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Wilkes County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Butler County Ohio | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Fayette County Ohio | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Knox County Ohio | 1 | $ 345,000 | $ 345,000 | $ 121,000 |
| Marion County Ohio | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Richland County Ohio | 1 | $ 315,000 | $ 315,000 | $ 82,000 |
| Ross County Ohio | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Summit County Ohio | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Union County Ohio | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Love County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| McClain County Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 96,000 |
| Clarendon County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Fairfield County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Kershaw County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Saluda County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Sumter County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| York County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Bedford County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Coffee County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Fayette County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| Macon County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Pickett County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Roane County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Anderson County Texas | 1 | $ 235,000 | $ 235,000 | $ 138,000 |
| Andrews County Texas | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Baylor County Texas | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Bosque County Texas | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Brazos County Texas | 1 | $ 165,000 | $ 165,000 | $ 254,000 |
| Brewster County Texas | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Calhoun County Texas | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Camp County Texas | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Chambers County Texas | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Comanche County Texas | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| Ector County Texas | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Franklin County Texas | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Freestone County Texas | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Kerr County Texas | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Lamar County Texas | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Lavaca County Texas | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Lee County Texas | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Llano County Texas | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Marion County Texas | 1 | $ 485,000 | $ 485,000 | $ 127,000 |
| Navarro County Texas | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| San Augustine County Texas | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| San Jacinto County Texas | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| Stephens County Texas | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Taylor County Texas | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Tom Green County Texas | 1 | $ 385,000 | $ 385,000 | $ 210,000 |
| Victoria County Texas | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Young County Texas | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,510 | $760,590,000 | $216,000 | $965,000 | $96,000 | $962,000 |
| Refinancing | 564 | $140,230,000 | $248,000 | $1,155,000 | $123,000 | $883,000 |
| Cash-out Refinancing | 404 | $89,680,000 | $221,000 | $535,000 | $111,000 | $472,000 |
| Home Improvement | 33 | $6,695,000 | $202,000 | $475,000 | $125,000 | $325,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,271 | $738,465,000 | $225,000 | $1,155,000 | $104,000 | $919,000 |
| Hispanic | 481 | $98,655,000 | $205,000 | $485,000 | $86,000 | $436,000 |
| Black or African American | 436 | $82,670,000 | $189,000 | $605,000 | $76,000 | $720,000 |
| Not Provided | 190 | $45,170,000 | $237,000 | $645,000 | $107,000 | $480,000 |
| Asian | 105 | $26,165,000 | $249,000 | $965,000 | $153,000 | $962,000 |
| American Indian or Alaskan Native | 22 | $4,960,000 | $225,000 | $355,000 | $86,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $690,000 | $172,000 | $285,000 | $72,000 | $157,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,861 | $666,535,000 | $232,000 | $1,155,000 | $117,000 | $962,000 |
| FHA-insured (Federal Housing Administration) | 1,040 | $195,030,000 | $187,000 | $405,000 | $71,000 | $720,000 |
| VA-guaranteed (Veterans Administration) | 415 | $105,935,000 | $255,000 | $635,000 | $85,000 | $267,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 195 | $29,695,000 | $152,000 | $305,000 | $51,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,149 | $704,285,000 | $223,000 | $635,000 | $101,000 | $962,000 |
| Application Withdrawn By Applicant | 845 | $187,025,000 | $221,000 | $945,000 | $104,000 | $748,000 |
| Application Denied By Financial Institution | 154 | $29,820,000 | $193,000 | $965,000 | $82,000 | $944,000 |
| Application Approved But Not Accepted | 144 | $29,860,000 | $207,000 | $475,000 | $100,000 | $432,000 |
| Preapproval Approved but not Accepted | 109 | $21,435,000 | $196,000 | $525,000 | $70,000 | $271,000 |
| File Closed For Incompleteness | 104 | $23,920,000 | $230,000 | $1,155,000 | $125,000 | $436,000 |
| Preapproval Denied by Financial Institution | 6 | $850,000 | $141,000 | $205,000 | $62,000 | $122,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,351 | $966,525,000 | $222,000 | $1,155,000 | $102,000 | $962,000 |
| Debt-To-Income Ratio | 53 | $11,065,000 | $208,000 | $755,000 | $64,000 | $143,000 |
| Credit History | 51 | $9,475,000 | $185,000 | $845,000 | $88,000 | $720,000 |
| Other | 24 | $4,970,000 | $207,000 | $965,000 | $122,000 | $944,000 |
| Collateral | 11 | $1,555,000 | $141,000 | $305,000 | $81,000 | $157,000 |
| Employment History | 10 | $1,380,000 | $138,000 | $265,000 | $43,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,625,000 | $232,000 | $345,000 | $92,000 | $160,000 |
| Unverifiable Information | 3 | $455,000 | $151,000 | $215,000 | $50,000 | $66,000 |
| Credit Application Incomplete | 1 | $145,000 | $145,000 | $145,000 | $40,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ntfn, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ntfn, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.