Ntfn, Inc. Mortgage Lending & HMDA Data, 2019
In 2019, Ntfn, Inc. of Plano, TX reported 4,511 mortgage applications totaling $997.2 million, down 24% from 2018. The average application was for $221,058, and applicants reported an average income of $100,931. 70% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Dallas-Plano-Irving, TX (1,007), Fort Worth-Arlington, TX (545) and Charleston-North Charleston, SC (404) (applications in parentheses).
| Mortgage Company & Address | Ntfn, Inc. 700 State Highway 121, Suite 100 Plano, TX 75067 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 4,511 |
| Total Mortgage Loan Application Amount | $997,195,000 |
| Average Mortgage Loan Application Amount | $221,058 |
| Highest Mortgage Loan Application Amount | $1,155,000 |
| Average Applicant Income | $100,931 |
| Highest Applicant Income | $962,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ntfn, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant, Texas | 490 | $ 115,900,000 | $ 236,530 | $ 112,000 |
| Denton, Texas | 388 | $ 106,130,000 | $ 273,530 | $ 129,000 |
| Dallas, Texas | 306 | $ 77,640,000 | $ 253,725 | $ 115,000 |
| Calcasieu, Louisiana | 222 | $ 42,290,000 | $ 190,495 | $ 90,000 |
| Berkeley, South Carolina | 209 | $ 40,235,000 | $ 192,511 | $ 69,000 |
| Collin, Texas | 208 | $ 62,400,000 | $ 300,000 | $ 144,000 |
| Putnam, Tennessee | 193 | $ 33,655,000 | $ 174,378 | $ 72,000 |
| Bexar, Texas | 147 | $ 33,245,000 | $ 226,156 | $ 104,000 |
| Travis, Texas | 140 | $ 39,650,000 | $ 283,214 | $ 123,000 |
| Dorchester, South Carolina | 129 | $ 25,175,000 | $ 195,155 | $ 80,000 |
| DeSoto, Florida | 119 | $ 17,825,000 | $ 149,789 | $ 57,000 |
| Franklin, Ohio | 108 | $ 16,780,000 | $ 155,370 | $ 64,000 |
| Grayson, Texas | 105 | $ 26,795,000 | $ 255,190 | $ 129,000 |
| Williamson, Texas | 101 | $ 25,965,000 | $ 257,079 | $ 107,000 |
| Wake, North Carolina | 70 | $ 20,320,000 | $ 290,285 | $ 128,000 |
| Charleston, South Carolina | 66 | $ 12,540,000 | $ 190,000 | $ 69,000 |
| Harris, Texas | 55 | $ 13,215,000 | $ 240,272 | $ 119,000 |
| White, Tennessee | 54 | $ 7,120,000 | $ 131,851 | $ 54,000 |
| Overton, Tennessee | 43 | $ 6,405,000 | $ 148,953 | $ 54,000 |
| Ellis, Texas | 40 | $ 10,100,000 | $ 252,500 | $ 103,000 |
| Hays, Texas | 32 | $ 7,700,000 | $ 240,625 | $ 98,000 |
| Lexington, South Carolina | 31 | $ 4,545,000 | $ 146,612 | $ 54,000 |
| Durham, North Carolina | 29 | $ 6,565,000 | $ 226,379 | $ 109,000 |
| Johnson, Texas | 29 | $ 7,165,000 | $ 247,068 | $ 106,000 |
| Smith, Texas | 29 | $ 4,845,000 | $ 167,068 | $ 100,000 |
| Mecklenburg, North Carolina | 28 | $ 8,480,000 | $ 302,857 | $ 120,000 |
| Charlotte, Florida | 27 | $ 4,215,000 | $ 156,111 | $ 68,000 |
| St. Tammany, Louisiana | 26 | $ 5,550,000 | $ 213,461 | $ 125,000 |
| Oklahoma, Oklahoma | 26 | $ 5,110,000 | $ 196,538 | $ 146,000 |
| Rockwall, Texas | 26 | $ 6,520,000 | $ 250,769 | $ 121,000 |
| Galveston, Texas | 25 | $ 6,135,000 | $ 245,400 | $ 148,000 |
| Bernalillo, New Mexico | 23 | $ 4,455,000 | $ 193,695 | $ 100,000 |
| Kaufman, Texas | 23 | $ 5,275,000 | $ 229,347 | $ 110,000 |
| Cumberland, Tennessee | 22 | $ 3,470,000 | $ 157,727 | $ 62,000 |
| Pulaski, Arkansas | 20 | $ 3,330,000 | $ 166,500 | $ 61,000 |
| Richland, South Carolina | 20 | $ 2,360,000 | $ 118,000 | $ 51,000 |
| Jefferson, Arkansas | 19 | $ 2,505,000 | $ 131,842 | $ 69,000 |
| Beauregard, Louisiana | 19 | $ 3,625,000 | $ 190,789 | $ 84,000 |
| Tangipahoa, Louisiana | 19 | $ 3,305,000 | $ 173,947 | $ 72,000 |
| Jackson, Tennessee | 19 | $ 2,345,000 | $ 123,421 | $ 57,000 |
| Parker, Texas | 19 | $ 4,945,000 | $ 260,263 | $ 92,000 |
| Angelina, Texas | 18 | $ 2,700,000 | $ 150,000 | $ 68,000 |
| Brazoria, Texas | 18 | $ 4,750,000 | $ 263,888 | $ 147,000 |
| McLennan, Texas | 18 | $ 2,900,000 | $ 161,111 | $ 200,000 |
| Montgomery, Texas | 17 | $ 4,555,000 | $ 267,941 | $ 167,000 |
| Sarasota, Florida | 16 | $ 4,060,000 | $ 253,750 | $ 134,000 |
| Hunt, Texas | 16 | $ 3,630,000 | $ 226,875 | $ 105,000 |
| Fort Bend, Texas | 15 | $ 4,285,000 | $ 285,666 | $ 183,000 |
| Comal, Texas | 14 | $ 3,200,000 | $ 228,571 | $ 89,000 |
| Nacogdoches, Texas | 14 | $ 1,950,000 | $ 139,285 | $ 78,000 |
| Jefferson Davis, Louisiana | 12 | $ 2,160,000 | $ 180,000 | $ 76,000 |
| Franklin, North Carolina | 12 | $ 2,960,000 | $ 246,666 | $ 85,000 |
| Bastrop, Texas | 12 | $ 2,250,000 | $ 187,500 | $ 79,000 |
| Saline, Arkansas | 10 | $ 1,470,000 | $ 147,000 | $ 63,000 |
| Highlands, Florida | 10 | $ 1,480,000 | $ 148,000 | $ 61,000 |
| Polk, Florida | 10 | $ 1,550,000 | $ 155,000 | $ 78,000 |
| Burnet, Texas | 10 | $ 2,610,000 | $ 261,000 | $ 142,000 |
| Guadalupe, Texas | 10 | $ 2,110,000 | $ 211,000 | $ 100,000 |
| Henderson, Texas | 10 | $ 2,020,000 | $ 202,000 | $ 155,000 |
| Cuyahoga, Ohio | 9 | $ 885,000 | $ 98,333 | $ 62,000 |
| Cooke, Texas | 9 | $ 2,435,000 | $ 270,555 | $ 108,000 |
| Gregg, Texas | 9 | $ 1,905,000 | $ 211,666 | $ 89,000 |
| Lonoke, Arkansas | 8 | $ 1,380,000 | $ 172,500 | $ 78,000 |
| Orange, North Carolina | 8 | $ 1,830,000 | $ 228,750 | $ 132,000 |
| DeKalb, Tennessee | 8 | $ 1,040,000 | $ 130,000 | $ 55,000 |
| Bell, Texas | 8 | $ 1,080,000 | $ 135,000 | $ 60,000 |
| Hardee, Florida | 7 | $ 1,165,000 | $ 166,428 | $ 65,000 |
| Hardin, Ohio | 7 | $ 675,000 | $ 96,428 | $ 35,000 |
| Fentress, Tennessee | 7 | $ 785,000 | $ 112,142 | $ 45,000 |
| Orange, Texas | 7 | $ 1,525,000 | $ 217,857 | $ 105,000 |
| Wise, Texas | 7 | $ 1,905,000 | $ 272,142 | $ 138,000 |
| Wood, Texas | 7 | $ 1,175,000 | $ 167,857 | $ 115,000 |
| Cameron, Louisiana | 6 | $ 1,200,000 | $ 200,000 | $ 103,000 |
| Jefferson, Louisiana | 6 | $ 1,510,000 | $ 251,666 | $ 125,000 |
| Cleveland, Oklahoma | 6 | $ 1,220,000 | $ 203,333 | $ 72,000 |
| Bowie, Texas | 6 | $ 900,000 | $ 150,000 | $ 65,000 |
| Fannin, Texas | 6 | $ 1,480,000 | $ 246,666 | $ 149,000 |
| Jefferson, Texas | 6 | $ 870,000 | $ 145,000 | $ 74,000 |
| Van Zandt, Texas | 6 | $ 1,270,000 | $ 211,666 | $ 117,000 |
| Lee, Florida | 5 | $ 805,000 | $ 161,000 | $ 77,000 |
| Livingston, Louisiana | 5 | $ 905,000 | $ 181,000 | $ 61,000 |
| Union, North Carolina | 5 | $ 1,065,000 | $ 213,000 | $ 55,000 |
| Gillespie, Texas | 5 | $ 1,575,000 | $ 315,000 | $ 153,000 |
| Hood, Texas | 5 | $ 1,085,000 | $ 217,000 | $ 179,000 |
| Lubbock, Texas | 5 | $ 825,000 | $ 165,000 | $ 72,000 |
| Grant, Arkansas | 4 | $ 530,000 | $ 132,500 | $ 43,000 |
| Sandoval, New Mexico | 4 | $ 690,000 | $ 172,500 | $ 80,000 |
| Granville, North Carolina | 4 | $ 480,000 | $ 120,000 | $ 79,000 |
| Johnston, North Carolina | 4 | $ 940,000 | $ 235,000 | $ 102,000 |
| Delaware, Ohio | 4 | $ 1,390,000 | $ 347,500 | $ 118,000 |
| Lake, Ohio | 4 | $ 630,000 | $ 157,500 | $ 59,000 |
| Licking, Ohio | 4 | $ 780,000 | $ 195,000 | $ 73,000 |
| Pickaway, Ohio | 4 | $ 910,000 | $ 227,500 | $ 99,000 |
| McCurtain, Oklahoma | 4 | $ 1,150,000 | $ 287,500 | $ 233,000 |
| Smith, Tennessee | 4 | $ 700,000 | $ 175,000 | $ 76,000 |
| Warren, Tennessee | 4 | $ 640,000 | $ 160,000 | $ 59,000 |
| Hardin, Texas | 4 | $ 1,100,000 | $ 275,000 | $ 96,000 |
| Nueces, Texas | 4 | $ 610,000 | $ 152,500 | $ 75,000 |
| Wichita, Texas | 4 | $ 570,000 | $ 142,500 | $ 66,000 |
| Ascension, Louisiana | 3 | $ 575,000 | $ 191,666 | $ 53,000 |
| Vernon, Louisiana | 3 | $ 495,000 | $ 165,000 | $ 68,000 |
| Alamance, North Carolina | 3 | $ 405,000 | $ 135,000 | $ 38,000 |
| Cabarrus, North Carolina | 3 | $ 835,000 | $ 278,333 | $ 86,000 |
| Fairfield, Ohio | 3 | $ 615,000 | $ 205,000 | $ 66,000 |
| Canadian, Oklahoma | 3 | $ 515,000 | $ 171,666 | $ 131,000 |
| Pottawatomie, Oklahoma | 3 | $ 1,065,000 | $ 355,000 | $ 147,000 |
| Orangeburg, South Carolina | 3 | $ 315,000 | $ 105,000 | $ 86,000 |
| Clay, Tennessee | 3 | $ 275,000 | $ 91,666 | $ 76,000 |
| Van Buren, Tennessee | 3 | $ 365,000 | $ 121,666 | $ 60,000 |
| Kendall, Texas | 3 | $ 825,000 | $ 275,000 | $ 158,000 |
| Palo Pinto, Texas | 3 | $ 515,000 | $ 171,666 | $ 113,000 |
| Wilson, Texas | 3 | $ 1,135,000 | $ 378,333 | $ 124,000 |
| Faulkner, Arkansas | 2 | $ 240,000 | $ 120,000 | $ 33,000 |
| Perry, Arkansas | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Washington, Arkansas | 2 | $ 440,000 | $ 220,000 | $ 141,000 |
| Okeechobee, Florida | 2 | $ 260,000 | $ 130,000 | $ 90,000 |
| Orange, Florida | 2 | $ 530,000 | $ 265,000 | $ 65,000 |
| Suwannee, Florida | 2 | $ 290,000 | $ 145,000 | $ 47,000 |
| Allen, Louisiana | 2 | $ 310,000 | $ 155,000 | $ 97,000 |
| Rapides, Louisiana | 2 | $ 420,000 | $ 210,000 | $ 92,000 |
| St. Charles, Louisiana | 2 | $ 430,000 | $ 215,000 | $ 82,000 |
| Forsyth, North Carolina | 2 | $ 530,000 | $ 265,000 | $ 118,000 |
| Onslow, North Carolina | 2 | $ 430,000 | $ 215,000 | $ 112,000 |
| Clark, Ohio | 2 | $ 450,000 | $ 225,000 | $ 82,000 |
| Erie, Ohio | 2 | $ 440,000 | $ 220,000 | $ 77,000 |
| Logan, Ohio | 2 | $ 510,000 | $ 255,000 | $ 142,000 |
| Madison, Ohio | 2 | $ 420,000 | $ 210,000 | $ 56,000 |
| Morrow, Ohio | 2 | $ 120,000 | $ 60,000 | $ 22,000 |
| Stark, Ohio | 2 | $ 210,000 | $ 105,000 | $ 107,000 |
| Tulsa, Oklahoma | 2 | $ 400,000 | $ 200,000 | $ 107,000 |
| Beaufort, South Carolina | 2 | $ 390,000 | $ 195,000 | $ 58,000 |
| Colleton, South Carolina | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| Horry, South Carolina | 2 | $ 530,000 | $ 265,000 | $ 82,000 |
| Davidson, Tennessee | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
| Rutherford, Tennessee | 2 | $ 220,000 | $ 110,000 | $ 98,000 |
| Scott, Tennessee | 2 | $ 400,000 | $ 200,000 | $ 50,000 |
| Aransas, Texas | 2 | $ 290,000 | $ 145,000 | $ 180,000 |
| Bandera, Texas | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Cass, Texas | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| El Paso, Texas | 2 | $ 210,000 | $ 105,000 | $ 56,000 |
| Erath, Texas | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Harrison, Texas | 2 | $ 520,000 | $ 260,000 | $ 75,000 |
| Hidalgo, Texas | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Hill, Texas | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| Jasper, Texas | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| Matagorda, Texas | 2 | $ 400,000 | $ 200,000 | $ 70,000 |
| Medina, Texas | 2 | $ 560,000 | $ 280,000 | $ 80,000 |
| Midland, Texas | 2 | $ 470,000 | $ 235,000 | $ 95,000 |
| Montague, Texas | 2 | $ 270,000 | $ 135,000 | $ 123,000 |
| Polk, Texas | 2 | $ 850,000 | $ 425,000 | $ 171,000 |
| Rains, Texas | 2 | $ 630,000 | $ 315,000 | $ 109,000 |
| Somervell, Texas | 2 | $ 490,000 | $ 245,000 | $ 152,000 |
| Tyler, Texas | 2 | $ 490,000 | $ 245,000 | $ 114,000 |
| Craighead, Arkansas | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Garland, Arkansas | 1 | $ 145,000 | $ 145,000 | $ 175,000 |
| Lincoln, Arkansas | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| El Paso, Colorado | 1 | $ 205,000 | $ 205,000 | $ 355,000 |
| Holmes, Florida | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Manatee, Florida | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Miami-Dade, Florida | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Walton, Florida | 1 | $ 315,000 | $ 315,000 | $ 236,000 |
| Cobb, Georgia | 1 | $ 485,000 | $ 485,000 | $ 268,000 |
| Gilmer, Georgia | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Sangamon, Illinois | 1 | $ 365,000 | $ 365,000 | $ 111,000 |
| Acadia, Louisiana | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| East Baton Rouge, Louisiana | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Orleans, Louisiana | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Terrebonne, Louisiana | 1 | $ 145,000 | $ 145,000 | $ 883,000 |
| Chaves, New Mexico | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| San Juan, New Mexico | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Taos, New Mexico | 1 | $ 225,000 | $ 225,000 | $ 250,000 |
| Carteret, North Carolina | 1 | $ 315,000 | $ 315,000 | $ 79,000 |
| Catawba, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Chatham, North Carolina | 1 | $ 305,000 | $ 305,000 | $ 176,000 |
| Davidson, North Carolina | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| Gaston, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Lincoln, North Carolina | 1 | $ 455,000 | $ 455,000 | $ 166,000 |
| Person, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Vance, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Wilkes, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Butler, Ohio | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Fayette, Ohio | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Knox, Ohio | 1 | $ 345,000 | $ 345,000 | $ 121,000 |
| Marion, Ohio | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Richland, Ohio | 1 | $ 315,000 | $ 315,000 | $ 82,000 |
| Ross, Ohio | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Summit, Ohio | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Union, Ohio | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Love, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| McClain, Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 96,000 |
| Clarendon, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Fairfield, South Carolina | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Kershaw, South Carolina | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Saluda, South Carolina | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Sumter, South Carolina | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| York, South Carolina | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Bedford, Tennessee | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Coffee, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Fayette, Tennessee | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| Macon, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Pickett, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Roane, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Anderson, Texas | 1 | $ 235,000 | $ 235,000 | $ 138,000 |
| Andrews, Texas | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Baylor, Texas | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Bosque, Texas | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Brazos, Texas | 1 | $ 165,000 | $ 165,000 | $ 254,000 |
| Brewster, Texas | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Calhoun, Texas | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Camp, Texas | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Chambers, Texas | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Comanche, Texas | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| Ector, Texas | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Franklin, Texas | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Freestone, Texas | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Kerr, Texas | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Lamar, Texas | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Lavaca, Texas | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Lee, Texas | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Llano, Texas | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Marion, Texas | 1 | $ 485,000 | $ 485,000 | $ 127,000 |
| Navarro, Texas | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| San Augustine, Texas | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| San Jacinto, Texas | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| Stephens, Texas | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Taylor, Texas | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Tom Green, Texas | 1 | $ 385,000 | $ 385,000 | $ 210,000 |
| Victoria, Texas | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Young, Texas | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Ntfn, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,510 | $760,590,000 | $216,000 | $965,000 | $96,000 | $962,000 |
| Refinancing | 564 | $140,230,000 | $248,000 | $1,155,000 | $123,000 | $883,000 |
| Cash-out Refinancing | 404 | $89,680,000 | $221,000 | $535,000 | $111,000 | $472,000 |
| Home Improvement | 33 | $6,695,000 | $202,000 | $475,000 | $125,000 | $325,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,271 | $738,465,000 | $225,000 | $1,155,000 | $104,000 | $919,000 |
| Hispanic | 481 | $98,655,000 | $205,000 | $485,000 | $86,000 | $436,000 |
| Black or African American | 436 | $82,670,000 | $189,000 | $605,000 | $76,000 | $720,000 |
| Not Provided | 190 | $45,170,000 | $237,000 | $645,000 | $107,000 | $480,000 |
| Asian | 105 | $26,165,000 | $249,000 | $965,000 | $153,000 | $962,000 |
| American Indian or Alaskan Native | 22 | $4,960,000 | $225,000 | $355,000 | $86,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $690,000 | $172,000 | $285,000 | $72,000 | $157,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,861 | $666,535,000 | $232,000 | $1,155,000 | $117,000 | $962,000 |
| FHA-insured (Federal Housing Administration) | 1,040 | $195,030,000 | $187,000 | $405,000 | $71,000 | $720,000 |
| VA-guaranteed (Veterans Administration) | 415 | $105,935,000 | $255,000 | $635,000 | $85,000 | $267,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 195 | $29,695,000 | $152,000 | $305,000 | $51,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,149 | $704,285,000 | $223,000 | $635,000 | $101,000 | $962,000 |
| Application Withdrawn By Applicant | 845 | $187,025,000 | $221,000 | $945,000 | $104,000 | $748,000 |
| Application Denied By Financial Institution | 154 | $29,820,000 | $193,000 | $965,000 | $82,000 | $944,000 |
| Application Approved But Not Accepted | 144 | $29,860,000 | $207,000 | $475,000 | $100,000 | $432,000 |
| Preapproval Approved but not Accepted | 109 | $21,435,000 | $196,000 | $525,000 | $70,000 | $271,000 |
| File Closed For Incompleteness | 104 | $23,920,000 | $230,000 | $1,155,000 | $125,000 | $436,000 |
| Preapproval Denied by Financial Institution | 6 | $850,000 | $141,000 | $205,000 | $62,000 | $122,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,351 | $966,525,000 | $222,000 | $1,155,000 | $102,000 | $962,000 |
| Debt-To-Income Ratio | 53 | $11,065,000 | $208,000 | $755,000 | $64,000 | $143,000 |
| Credit History | 51 | $9,475,000 | $185,000 | $845,000 | $88,000 | $720,000 |
| Other | 24 | $4,970,000 | $207,000 | $965,000 | $122,000 | $944,000 |
| Collateral | 11 | $1,555,000 | $141,000 | $305,000 | $81,000 | $157,000 |
| Employment History | 10 | $1,380,000 | $138,000 | $265,000 | $43,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,625,000 | $232,000 | $345,000 | $92,000 | $160,000 |
| Unverifiable Information | 3 | $455,000 | $151,000 | $215,000 | $50,000 | $66,000 |
| Credit Application Incomplete | 1 | $145,000 | $145,000 | $145,000 | $40,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ntfn, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ntfn, Inc.'s mortgage approval patterns.
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For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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