Ntfn, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Ntfn, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ntfn, Inc. 700 State Highway 121, Suite 100 Plano, TX 75067 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 3,897 |
| Total Mortgage Loan Application Amount | $977,260,000 |
| Average Mortgage Loan Application Amount | $302,000 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $167,250 |
| Highest Applicant Income | $3,324,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Ntfn, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ntfn, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Ntfn, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ntfn, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ntfn, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ntfn, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Calcasieu County Louisiana | 207 | $ 43,525,000 | $ 210,000 | $ 101,000 |
| Berkeley County South Carolina | 201 | $ 55,385,000 | $ 275,000 | $ 102,000 |
| Tarrant County Texas | 193 | $ 63,915,000 | $ 331,000 | $ 164,000 |
| Dorchester County South Carolina | 136 | $ 36,190,000 | $ 266,000 | $ 88,000 |
| Lexington County South Carolina | 109 | $ 21,335,000 | $ 195,000 | $ 68,000 |
| Franklin County Ohio | 101 | $ 20,945,000 | $ 207,000 | $ 74,000 |
| Bexar County Texas | 98 | $ 29,220,000 | $ 298,000 | $ 102,000 |
| DeSoto County Florida | 96 | $ 21,840,000 | $ 227,000 | $ 73,000 |
| Richland County South Carolina | 94 | $ 17,420,000 | $ 185,000 | $ 89,000 |
| Charleston County South Carolina | 87 | $ 23,955,000 | $ 275,000 | $ 99,000 |
| Dallas County Texas | 86 | $ 32,460,000 | $ 377,000 | $ 190,000 |
| Denton County Texas | 64 | $ 25,860,000 | $ 404,000 | $ 151,000 |
| Williamson County Texas | 64 | $ 22,460,000 | $ 350,000 | $ 125,000 |
| St. Tammany County Louisiana | 54 | $ 14,940,000 | $ 276,000 | $ 72,000 |
| Angelina County Texas | 51 | $ 10,825,000 | $ 212,000 | $ 93,000 |
| Travis County Texas | 49 | $ 21,375,000 | $ 436,000 | $ 172,000 |
| Collin County Texas | 44 | $ 18,640,000 | $ 423,000 | $ 184,000 |
| Bernalillo County New Mexico | 35 | $ 11,095,000 | $ 317,000 | $ 128,000 |
| Beauregard County Louisiana | 32 | $ 7,770,000 | $ 242,000 | $ 90,000 |
| Wake County North Carolina | 32 | $ 12,230,000 | $ 382,000 | $ 110,000 |
| Beaufort County South Carolina | 30 | $ 7,060,000 | $ 235,000 | $ 106,000 |
| Oklahoma County Oklahoma | 26 | $ 7,960,000 | $ 306,000 | $ 133,000 |
| Harris County Texas | 26 | $ 6,660,000 | $ 256,000 | $ 125,000 |
| Hardee County Florida | 24 | $ 4,710,000 | $ 196,000 | $ 62,000 |
| Galveston County Texas | 24 | $ 10,740,000 | $ 447,000 | $ 199,000 |
| Charlotte County Florida | 23 | $ 5,325,000 | $ 231,000 | $ 158,000 |
| Mecklenburg County North Carolina | 21 | $ 8,035,000 | $ 382,000 | $ 136,000 |
| Kershaw County South Carolina | 18 | $ 4,000,000 | $ 222,000 | $ 98,000 |
| Horry County South Carolina | 17 | $ 4,725,000 | $ 277,000 | $ 99,000 |
| Johnson County Texas | 17 | $ 5,355,000 | $ 315,000 | $ 121,000 |
| Parker County Texas | 17 | $ 6,535,000 | $ 384,000 | $ 159,000 |
| Fairfield County Ohio | 16 | $ 4,330,000 | $ 270,000 | $ 88,000 |
| Sarasota County Florida | 15 | $ 3,565,000 | $ 237,000 | $ 93,000 |
| Jefferson Davis County Louisiana | 13 | $ 3,315,000 | $ 255,000 | $ 105,000 |
| Guadalupe County Texas | 13 | $ 4,015,000 | $ 308,000 | $ 106,000 |
| Highlands County Florida | 12 | $ 1,830,000 | $ 152,000 | $ 60,000 |
| Durham County North Carolina | 12 | $ 4,030,000 | $ 335,000 | $ 107,000 |
| Colleton County South Carolina | 12 | $ 2,100,000 | $ 175,000 | $ 67,000 |
| Hampton County South Carolina | 12 | $ 1,850,000 | $ 154,000 | $ 65,000 |
| Nacogdoches County Texas | 12 | $ 2,930,000 | $ 244,000 | $ 86,000 |
| Bell County Texas | 11 | $ 2,675,000 | $ 243,000 | $ 101,000 |
| Ellis County Texas | 10 | $ 3,530,000 | $ 353,000 | $ 148,000 |
| Sandoval County New Mexico | 9 | $ 3,125,000 | $ 347,000 | $ 158,000 |
| Orangeburg County South Carolina | 9 | $ 1,635,000 | $ 181,000 | $ 79,000 |
| Wise County Texas | 9 | $ 3,575,000 | $ 397,000 | $ 126,000 |
| Iredell County North Carolina | 8 | $ 2,730,000 | $ 341,000 | $ 112,000 |
| Hardin County Ohio | 8 | $ 990,000 | $ 123,000 | $ 49,000 |
| Cleveland County Oklahoma | 8 | $ 2,850,000 | $ 356,000 | $ 206,000 |
| Jasper County South Carolina | 8 | $ 1,530,000 | $ 191,000 | $ 68,000 |
| Comal County Texas | 8 | $ 3,110,000 | $ 388,000 | $ 146,000 |
| Fort Bend County Texas | 8 | $ 2,360,000 | $ 295,000 | $ 145,000 |
| Hays County Texas | 8 | $ 3,280,000 | $ 410,000 | $ 140,000 |
| Henderson County Texas | 8 | $ 2,690,000 | $ 336,000 | $ 200,000 |
| Rockwall County Texas | 8 | $ 3,420,000 | $ 427,000 | $ 176,000 |
| Jefferson County Louisiana | 7 | $ 1,605,000 | $ 229,000 | $ 155,000 |
| Brazoria County Texas | 7 | $ 2,355,000 | $ 336,000 | $ 144,000 |
| Lee County Florida | 6 | $ 1,670,000 | $ 278,000 | $ 135,000 |
| Orleans County Louisiana | 6 | $ 1,100,000 | $ 183,000 | $ 63,000 |
| Socorro County New Mexico | 6 | $ 1,140,000 | $ 190,000 | $ 94,000 |
| Franklin County North Carolina | 6 | $ 1,710,000 | $ 285,000 | $ 187,000 |
| Granville County North Carolina | 6 | $ 1,870,000 | $ 311,000 | $ 106,000 |
| Johnston County North Carolina | 6 | $ 2,560,000 | $ 426,000 | $ 178,000 |
| Union County North Carolina | 6 | $ 2,920,000 | $ 486,000 | $ 154,000 |
| Delaware County Ohio | 6 | $ 1,820,000 | $ 303,000 | $ 122,000 |
| Montgomery County Ohio | 6 | $ 420,000 | $ 70,000 | $ 37,000 |
| Sumter County South Carolina | 6 | $ 840,000 | $ 140,000 | $ 68,000 |
| Bastrop County Texas | 6 | $ 2,050,000 | $ 341,000 | $ 125,000 |
| Montgomery County Texas | 6 | $ 3,140,000 | $ 523,000 | $ 197,000 |
| Nueces County Texas | 6 | $ 5,950,000 | $ 991,000 | $ 833,000 |
| Orange County Texas | 6 | $ 1,590,000 | $ 265,000 | $ 143,000 |
| Shelby County Texas | 6 | $ 960,000 | $ 160,000 | $ 66,000 |
| Smith County Texas | 6 | $ 2,230,000 | $ 371,000 | $ 138,000 |
| Guilford County North Carolina | 5 | $ 955,000 | $ 191,000 | $ 55,000 |
| Licking County Ohio | 5 | $ 1,095,000 | $ 219,000 | $ 114,000 |
| Aiken County South Carolina | 5 | $ 1,105,000 | $ 221,000 | $ 67,000 |
| Florence County South Carolina | 5 | $ 585,000 | $ 117,000 | $ 52,000 |
| York County South Carolina | 5 | $ 1,245,000 | $ 249,000 | $ 83,000 |
| Polk County Florida | 4 | $ 940,000 | $ 235,000 | $ 82,000 |
| Allen County Louisiana | 4 | $ 830,000 | $ 207,000 | $ 123,000 |
| Brunswick County North Carolina | 4 | $ 1,220,000 | $ 305,000 | $ 100,000 |
| Forsyth County North Carolina | 4 | $ 1,100,000 | $ 275,000 | $ 101,000 |
| Marion County Ohio | 4 | $ 750,000 | $ 187,000 | $ 76,000 |
| Pottawatomie County Oklahoma | 4 | $ 1,290,000 | $ 322,000 | $ 202,000 |
| Anderson County South Carolina | 4 | $ 330,000 | $ 82,000 | $ 51,000 |
| Greenville County South Carolina | 4 | $ 1,090,000 | $ 272,000 | $ 72,000 |
| Pickens County South Carolina | 4 | $ 460,000 | $ 115,000 | $ 117,000 |
| Atascosa County Texas | 4 | $ 970,000 | $ 242,000 | $ 92,000 |
| Brazos County Texas | 4 | $ 1,380,000 | $ 345,000 | $ 201,000 |
| Burnet County Texas | 4 | $ 1,220,000 | $ 305,000 | $ 97,000 |
| Grayson County Texas | 4 | $ 1,670,000 | $ 417,000 | $ 159,000 |
| Hood County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 71,000 |
| Hunt County Texas | 4 | $ 1,270,000 | $ 317,000 | $ 78,000 |
| Kaufman County Texas | 4 | $ 1,470,000 | $ 367,000 | $ 123,000 |
| Wood County Texas | 4 | $ 1,650,000 | $ 412,000 | $ 93,000 |
| Acadia County Louisiana | 3 | $ 455,000 | $ 151,000 | $ 95,000 |
| Cameron County Louisiana | 3 | $ 915,000 | $ 305,000 | $ 102,000 |
| Harnett County North Carolina | 3 | $ 935,000 | $ 311,000 | $ 81,000 |
| Orange County North Carolina | 3 | $ 865,000 | $ 288,000 | $ 125,000 |
| Pickaway County Ohio | 3 | $ 665,000 | $ 221,000 | $ 82,000 |
| Canadian County Oklahoma | 3 | $ 385,000 | $ 128,000 | $ 50,000 |
| Clarendon County South Carolina | 3 | $ 265,000 | $ 88,000 | $ 14,000 |
| Coryell County Texas | 3 | $ 575,000 | $ 191,000 | $ 140,000 |
| El Paso County Texas | 3 | $ 1,505,000 | $ 501,000 | $ 384,000 |
| McLennan County Texas | 3 | $ 1,345,000 | $ 448,000 | $ 276,000 |
| Midland County Texas | 3 | $ 1,135,000 | $ 378,000 | $ 167,000 |
| Hernando County Florida | 2 | $ 220,000 | $ 110,000 | $ 91,000 |
| Manatee County Florida | 2 | $ 270,000 | $ 135,000 | $ 84,000 |
| Marion County Florida | 2 | $ 540,000 | $ 270,000 | $ 213,000 |
| Palm Beach County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 161,000 |
| Seminole County Florida | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Bryan County Georgia | 2 | $ 510,000 | $ 255,000 | $ 110,000 |
| Ascension County Louisiana | 2 | $ 650,000 | $ 325,000 | $ 78,000 |
| Lafayette County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| St. Bernard County Louisiana | 2 | $ 590,000 | $ 295,000 | $ 60,000 |
| Tangipahoa County Louisiana | 2 | $ 440,000 | $ 220,000 | $ 68,000 |
| Vernon County Louisiana | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Taos County New Mexico | 2 | $ 570,000 | $ 285,000 | $ 242,000 |
| Valencia County New Mexico | 2 | $ 450,000 | $ 225,000 | $ 115,000 |
| Lenoir County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 53,000 |
| Moore County North Carolina | 2 | $ 850,000 | $ 425,000 | $ 181,000 |
| Pitt County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 80,000 |
| Ross County Ohio | 2 | $ 300,000 | $ 150,000 | $ 53,000 |
| Summit County Ohio | 2 | $ 530,000 | $ 265,000 | $ 92,000 |
| McCurtain County Oklahoma | 2 | $ 1,430,000 | $ 715,000 | $ 419,000 |
| Allendale County South Carolina | 2 | $ 220,000 | $ 110,000 | $ 74,000 |
| Barnwell County South Carolina | 2 | $ 640,000 | $ 320,000 | $ 101,000 |
| Dillon County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 39,000 |
| Union County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 45,000 |
| Caldwell County Texas | 2 | $ 490,000 | $ 245,000 | $ 82,000 |
| Cherokee County Texas | 2 | $ 550,000 | $ 275,000 | $ 87,000 |
| Cooke County Texas | 2 | $ 460,000 | $ 230,000 | $ 80,000 |
| Gregg County Texas | 2 | $ 460,000 | $ 230,000 | $ 62,000 |
| Hardin County Texas | 2 | $ 210,000 | $ 105,000 | $ 41,000 |
| Houston County Texas | 2 | $ 370,000 | $ 185,000 | $ 132,000 |
| Jasper County Texas | 2 | $ 350,000 | $ 175,000 | $ 79,000 |
| Kendall County Texas | 2 | $ 640,000 | $ 320,000 | $ 128,000 |
| Milam County Texas | 2 | $ 520,000 | $ 260,000 | $ 73,000 |
| Navarro County Texas | 2 | $ 990,000 | $ 495,000 | $ 338,000 |
| Newton County Texas | 2 | $ 570,000 | $ 285,000 | $ 352,000 |
| Polk County Texas | 2 | $ 350,000 | $ 175,000 | $ 73,000 |
| Cleburne County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hot Spring County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Washington County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 255,000 |
| Gunnison County Colorado | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Brevard County Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Collier County Florida | 1 | $ 465,000 | $ 465,000 | $ 79,000 |
| Hillsborough County Florida | 1 | $ 485,000 | $ 485,000 | $ 99,000 |
| Okeechobee County Florida | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Pinellas County Florida | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Santa Rosa County Florida | 1 | $ 475,000 | $ 475,000 | $ 122,000 |
| St. Johns County Florida | 1 | $ 255,000 | $ 255,000 | $ 439,000 |
| Volusia County Florida | 1 | $ 365,000 | $ 365,000 | $ 159,000 |
| Cobb County Georgia | 1 | $ 575,000 | $ 575,000 | $ 157,000 |
| Effingham County Georgia | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Long County Georgia | 1 | $ 265,000 | $ 265,000 | $ 140,000 |
| Richmond County Georgia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Ware County Georgia | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Madison County Indiana | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Caddo County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| De Soto County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| East Baton Rouge County Louisiana | 1 | $ 535,000 | $ 535,000 | $ 213,000 |
| East Feliciana County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Livingston County Louisiana | 1 | $ 425,000 | $ 425,000 | $ 126,000 |
| Natchitoches County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Pointe Coupee County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 131,000 |
| Sabine County Louisiana | 1 | $ 515,000 | $ 515,000 | $ 307,000 |
| Terrebonne County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 41,000 |
| Washington County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Dona Ana County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Alamance County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Cabarrus County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Carteret County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Catawba County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Columbus County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Gaston County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 151,000 |
| Lee County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Lincoln County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 125,000 |
| Onslow County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| Pender County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 272,000 |
| Rowan County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Wayne County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Wilkes County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 200,000 |
| Allen County Ohio | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Butler County Ohio | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Champaign County Ohio | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Erie County Ohio | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Hamilton County Ohio | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Highland County Ohio | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Hocking County Ohio | 1 | $ 275,000 | $ 275,000 | $ 279,000 |
| Logan County Ohio | 1 | $ 335,000 | $ 335,000 | $ 71,000 |
| Lucas County Ohio | 1 | $ 155,000 | $ 155,000 | $ 23,000 |
| Miami County Ohio | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Morrow County Ohio | 1 | $ 235,000 | $ 235,000 | $ 134,000 |
| Muskingum County Ohio | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
| Perry County Ohio | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Seneca County Ohio | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Union County Ohio | 1 | $ 365,000 | $ 365,000 | $ 222,000 |
| Choctaw County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Grady County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Pittsburg County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 55,000 |
| Seminole County Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 216,000 |
| Tulsa County Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 307,000 |
| Darlington County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Georgetown County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Lancaster County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 54,000 |
| Newberry County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Spartanburg County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Jackson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 154,000 |
| Sevier County Tennessee | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 195,000 |
| Warren County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Aransas County Texas | 1 | $ 235,000 | $ 235,000 | $ 300,000 |
| Bandera County Texas | 1 | $ 135,000 | $ 135,000 | $ 234,000 |
| Erath County Texas | 1 | $ 575,000 | $ 575,000 | $ 179,000 |
| Hidalgo County Texas | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Hill County Texas | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Jefferson County Texas | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Kerr County Texas | 1 | $ 385,000 | $ 385,000 | $ 135,000 |
| Lee County Texas | 1 | $ 165,000 | $ 165,000 | $ 207,000 |
| Lubbock County Texas | 1 | $ 135,000 | $ 135,000 | $ 225,000 |
| Medina County Texas | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Montague County Texas | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Rains County Texas | 1 | $ 515,000 | $ 515,000 | $ 161,000 |
| Reagan County Texas | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Sabine County Texas | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Taylor County Texas | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Tyler County Texas | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Val Verde County Texas | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Wharton County Texas | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Wilson County Texas | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Ntfn, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,479 | $862,160,000 | $247,000 | $2,035,000 | $106,000 | $3,324,000 |
| Cash-out Refinancing | 239 | $63,185,000 | $264,000 | $1,125,000 | $135,000 | $1,104,000 |
| Refinancing | 155 | $41,615,000 | $268,000 | $1,155,000 | $140,000 | $1,824,000 |
| Home Improvement | 24 | $10,300,000 | $429,000 | $2,505,000 | $288,000 | $2,772,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,977 | $534,405,000 | $270,000 | $2,505,000 | $120,000 | $3,324,000 |
| Black or African American | 701 | $146,910,000 | $209,000 | $2,035,000 | $92,000 | $1,451,000 |
| Not Provided | 603 | $135,905,000 | $225,000 | $1,125,000 | $100,000 | $1,824,000 |
| Hispanic | 471 | $114,675,000 | $243,000 | $1,125,000 | $99,000 | $1,599,000 |
| Asian | 113 | $35,235,000 | $311,000 | $725,000 | $142,000 | $975,000 |
| American Indian or Alaskan Native | 24 | $7,820,000 | $325,000 | $725,000 | $140,000 | $648,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,210,000 | $302,000 | $365,000 | $91,000 | $174,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,066 | $567,535,000 | $274,000 | $2,505,000 | $132,000 | $3,324,000 |
| FHA-insured (Federal Housing Administration) | 1,360 | $273,830,000 | $201,000 | $2,035,000 | $85,000 | $1,726,000 |
| VA-guaranteed (Veterans Administration) | 377 | $119,925,000 | $318,000 | $1,205,000 | $94,000 | $900,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 94 | $15,970,000 | $169,000 | $365,000 | $61,000 | $146,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,788 | $492,290,000 | $275,000 | $1,255,000 | $111,000 | $1,341,000 |
| Application Denied By Financial Institution | 1,323 | $254,100,000 | $192,000 | $2,405,000 | $100,000 | $3,324,000 |
| Application Withdrawn By Applicant | 651 | $191,985,000 | $294,000 | $2,505,000 | $126,000 | $2,772,000 |
| File Closed For Incompleteness | 112 | $32,620,000 | $291,000 | $1,035,000 | $127,000 | $733,000 |
| Application Approved But Not Accepted | 15 | $3,805,000 | $253,000 | $545,000 | $109,000 | $247,000 |
| Preapproval Approved but not Accepted | 8 | $2,460,000 | $307,000 | $525,000 | $111,000 | $270,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,574 | $723,160,000 | $280,000 | $2,505,000 | $115,000 | $2,772,000 |
| Credit History | 1,193 | $216,730,000 | $181,000 | $2,035,000 | $101,000 | $3,324,000 |
| Debt-To-Income Ratio | 76 | $20,510,000 | $269,000 | $885,000 | $58,000 | $286,000 |
| Other | 19 | $5,975,000 | $314,000 | $1,505,000 | $85,000 | $214,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $4,565,000 | $415,000 | $2,405,000 | $237,000 | $1,682,000 |
| Collateral | 10 | $2,020,000 | $202,000 | $355,000 | $99,000 | $365,000 |
| Employment History | 7 | $1,945,000 | $277,000 | $405,000 | $78,000 | $162,000 |
| Unverifiable Information | 5 | $1,865,000 | $373,000 | $925,000 | $282,000 | $944,000 |
| Credit Application Incomplete | 2 | $490,000 | $245,000 | $305,000 | $88,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ntfn, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ntfn, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.