Ntfn, Inc. Mortgage Lending & HMDA Data, 2022
In 2022, Ntfn, Inc. of Plano, TX reported 3,897 mortgage applications totaling $977.3 million, down 30% from 2021. The average application was for $250,772, and applicants reported an average income of $110,251. 46% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Charleston-North Charleston, SC (424), Fort Worth-Arlington, TX (236) and Columbia, SC (221) (applications in parentheses).
| Mortgage Company & Address | Ntfn, Inc. 700 State Highway 121, Suite 100 Plano, TX 75067 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 3,897 |
| Total Mortgage Loan Application Amount | $977,260,000 |
| Average Mortgage Loan Application Amount | $250,772 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $110,251 |
| Highest Applicant Income | $3,324,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ntfn, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Calcasieu, Louisiana | 207 | $ 43,525,000 | $ 210,265 | $ 101,000 |
| Berkeley, South Carolina | 201 | $ 55,385,000 | $ 275,547 | $ 102,000 |
| Tarrant, Texas | 193 | $ 63,915,000 | $ 331,165 | $ 164,000 |
| Dorchester, South Carolina | 136 | $ 36,190,000 | $ 266,102 | $ 88,000 |
| Lexington, South Carolina | 109 | $ 21,335,000 | $ 195,733 | $ 68,000 |
| Franklin, Ohio | 101 | $ 20,945,000 | $ 207,376 | $ 74,000 |
| Bexar, Texas | 98 | $ 29,220,000 | $ 298,163 | $ 102,000 |
| DeSoto, Florida | 96 | $ 21,840,000 | $ 227,500 | $ 73,000 |
| Richland, South Carolina | 94 | $ 17,420,000 | $ 185,319 | $ 89,000 |
| Charleston, South Carolina | 87 | $ 23,955,000 | $ 275,344 | $ 99,000 |
| Dallas, Texas | 86 | $ 32,460,000 | $ 377,441 | $ 190,000 |
| Denton, Texas | 64 | $ 25,860,000 | $ 404,062 | $ 151,000 |
| Williamson, Texas | 64 | $ 22,460,000 | $ 350,937 | $ 125,000 |
| St. Tammany, Louisiana | 54 | $ 14,940,000 | $ 276,666 | $ 72,000 |
| Angelina, Texas | 51 | $ 10,825,000 | $ 212,254 | $ 93,000 |
| Travis, Texas | 49 | $ 21,375,000 | $ 436,224 | $ 172,000 |
| Collin, Texas | 44 | $ 18,640,000 | $ 423,636 | $ 184,000 |
| Bernalillo, New Mexico | 35 | $ 11,095,000 | $ 317,000 | $ 128,000 |
| Beauregard, Louisiana | 32 | $ 7,770,000 | $ 242,812 | $ 90,000 |
| Wake, North Carolina | 32 | $ 12,230,000 | $ 382,187 | $ 110,000 |
| Beaufort, South Carolina | 30 | $ 7,060,000 | $ 235,333 | $ 106,000 |
| Oklahoma, Oklahoma | 26 | $ 7,960,000 | $ 306,153 | $ 133,000 |
| Harris, Texas | 26 | $ 6,660,000 | $ 256,153 | $ 125,000 |
| Hardee, Florida | 24 | $ 4,710,000 | $ 196,250 | $ 62,000 |
| Galveston, Texas | 24 | $ 10,740,000 | $ 447,500 | $ 199,000 |
| Charlotte, Florida | 23 | $ 5,325,000 | $ 231,521 | $ 158,000 |
| Mecklenburg, North Carolina | 21 | $ 8,035,000 | $ 382,619 | $ 136,000 |
| Kershaw, South Carolina | 18 | $ 4,000,000 | $ 222,222 | $ 98,000 |
| Horry, South Carolina | 17 | $ 4,725,000 | $ 277,941 | $ 99,000 |
| Johnson, Texas | 17 | $ 5,355,000 | $ 315,000 | $ 121,000 |
| Parker, Texas | 17 | $ 6,535,000 | $ 384,411 | $ 159,000 |
| Fairfield, Ohio | 16 | $ 4,330,000 | $ 270,625 | $ 88,000 |
| Sarasota, Florida | 15 | $ 3,565,000 | $ 237,666 | $ 93,000 |
| Jefferson Davis, Louisiana | 13 | $ 3,315,000 | $ 255,000 | $ 105,000 |
| Guadalupe, Texas | 13 | $ 4,015,000 | $ 308,846 | $ 106,000 |
| Highlands, Florida | 12 | $ 1,830,000 | $ 152,500 | $ 60,000 |
| Durham, North Carolina | 12 | $ 4,030,000 | $ 335,833 | $ 107,000 |
| Colleton, South Carolina | 12 | $ 2,100,000 | $ 175,000 | $ 67,000 |
| Hampton, South Carolina | 12 | $ 1,850,000 | $ 154,166 | $ 65,000 |
| Nacogdoches, Texas | 12 | $ 2,930,000 | $ 244,166 | $ 86,000 |
| Bell, Texas | 11 | $ 2,675,000 | $ 243,181 | $ 101,000 |
| Ellis, Texas | 10 | $ 3,530,000 | $ 353,000 | $ 148,000 |
| Sandoval, New Mexico | 9 | $ 3,125,000 | $ 347,222 | $ 158,000 |
| Orangeburg, South Carolina | 9 | $ 1,635,000 | $ 181,666 | $ 79,000 |
| Wise, Texas | 9 | $ 3,575,000 | $ 397,222 | $ 126,000 |
| Iredell, North Carolina | 8 | $ 2,730,000 | $ 341,250 | $ 112,000 |
| Hardin, Ohio | 8 | $ 990,000 | $ 123,750 | $ 49,000 |
| Cleveland, Oklahoma | 8 | $ 2,850,000 | $ 356,250 | $ 206,000 |
| Jasper, South Carolina | 8 | $ 1,530,000 | $ 191,250 | $ 68,000 |
| Comal, Texas | 8 | $ 3,110,000 | $ 388,750 | $ 146,000 |
| Fort Bend, Texas | 8 | $ 2,360,000 | $ 295,000 | $ 145,000 |
| Hays, Texas | 8 | $ 3,280,000 | $ 410,000 | $ 140,000 |
| Henderson, Texas | 8 | $ 2,690,000 | $ 336,250 | $ 200,000 |
| Rockwall, Texas | 8 | $ 3,420,000 | $ 427,500 | $ 176,000 |
| Jefferson, Louisiana | 7 | $ 1,605,000 | $ 229,285 | $ 155,000 |
| Brazoria, Texas | 7 | $ 2,355,000 | $ 336,428 | $ 144,000 |
| Lee, Florida | 6 | $ 1,670,000 | $ 278,333 | $ 135,000 |
| Orleans, Louisiana | 6 | $ 1,100,000 | $ 183,333 | $ 63,000 |
| Socorro, New Mexico | 6 | $ 1,140,000 | $ 190,000 | $ 94,000 |
| Franklin, North Carolina | 6 | $ 1,710,000 | $ 285,000 | $ 187,000 |
| Granville, North Carolina | 6 | $ 1,870,000 | $ 311,666 | $ 106,000 |
| Johnston, North Carolina | 6 | $ 2,560,000 | $ 426,666 | $ 178,000 |
| Union, North Carolina | 6 | $ 2,920,000 | $ 486,666 | $ 154,000 |
| Delaware, Ohio | 6 | $ 1,820,000 | $ 303,333 | $ 122,000 |
| Montgomery, Ohio | 6 | $ 420,000 | $ 70,000 | $ 37,000 |
| Sumter, South Carolina | 6 | $ 840,000 | $ 140,000 | $ 68,000 |
| Bastrop, Texas | 6 | $ 2,050,000 | $ 341,666 | $ 125,000 |
| Montgomery, Texas | 6 | $ 3,140,000 | $ 523,333 | $ 197,000 |
| Nueces, Texas | 6 | $ 5,950,000 | $ 991,666 | $ 833,000 |
| Orange, Texas | 6 | $ 1,590,000 | $ 265,000 | $ 143,000 |
| Shelby, Texas | 6 | $ 960,000 | $ 160,000 | $ 66,000 |
| Smith, Texas | 6 | $ 2,230,000 | $ 371,666 | $ 138,000 |
| Guilford, North Carolina | 5 | $ 955,000 | $ 191,000 | $ 55,000 |
| Licking, Ohio | 5 | $ 1,095,000 | $ 219,000 | $ 114,000 |
| Aiken, South Carolina | 5 | $ 1,105,000 | $ 221,000 | $ 67,000 |
| Florence, South Carolina | 5 | $ 585,000 | $ 117,000 | $ 52,000 |
| York, South Carolina | 5 | $ 1,245,000 | $ 249,000 | $ 83,000 |
| Polk, Florida | 4 | $ 940,000 | $ 235,000 | $ 82,000 |
| Allen, Louisiana | 4 | $ 830,000 | $ 207,500 | $ 123,000 |
| Brunswick, North Carolina | 4 | $ 1,220,000 | $ 305,000 | $ 100,000 |
| Forsyth, North Carolina | 4 | $ 1,100,000 | $ 275,000 | $ 101,000 |
| Marion, Ohio | 4 | $ 750,000 | $ 187,500 | $ 76,000 |
| Pottawatomie, Oklahoma | 4 | $ 1,290,000 | $ 322,500 | $ 202,000 |
| Anderson, South Carolina | 4 | $ 330,000 | $ 82,500 | $ 51,000 |
| Greenville, South Carolina | 4 | $ 1,090,000 | $ 272,500 | $ 72,000 |
| Pickens, South Carolina | 4 | $ 460,000 | $ 115,000 | $ 117,000 |
| Atascosa, Texas | 4 | $ 970,000 | $ 242,500 | $ 92,000 |
| Brazos, Texas | 4 | $ 1,380,000 | $ 345,000 | $ 201,000 |
| Burnet, Texas | 4 | $ 1,220,000 | $ 305,000 | $ 97,000 |
| Grayson, Texas | 4 | $ 1,670,000 | $ 417,500 | $ 159,000 |
| Hood, Texas | 4 | $ 1,050,000 | $ 262,500 | $ 71,000 |
| Hunt, Texas | 4 | $ 1,270,000 | $ 317,500 | $ 78,000 |
| Kaufman, Texas | 4 | $ 1,470,000 | $ 367,500 | $ 123,000 |
| Wood, Texas | 4 | $ 1,650,000 | $ 412,500 | $ 93,000 |
| Acadia, Louisiana | 3 | $ 455,000 | $ 151,666 | $ 95,000 |
| Cameron, Louisiana | 3 | $ 915,000 | $ 305,000 | $ 102,000 |
| Harnett, North Carolina | 3 | $ 935,000 | $ 311,666 | $ 81,000 |
| Orange, North Carolina | 3 | $ 865,000 | $ 288,333 | $ 125,000 |
| Pickaway, Ohio | 3 | $ 665,000 | $ 221,666 | $ 82,000 |
| Canadian, Oklahoma | 3 | $ 385,000 | $ 128,333 | $ 50,000 |
| Clarendon, South Carolina | 3 | $ 265,000 | $ 88,333 | $ 14,000 |
| Coryell, Texas | 3 | $ 575,000 | $ 191,666 | $ 140,000 |
| El Paso, Texas | 3 | $ 1,505,000 | $ 501,666 | $ 384,000 |
| McLennan, Texas | 3 | $ 1,345,000 | $ 448,333 | $ 276,000 |
| Midland, Texas | 3 | $ 1,135,000 | $ 378,333 | $ 167,000 |
| Hernando, Florida | 2 | $ 220,000 | $ 110,000 | $ 91,000 |
| Manatee, Florida | 2 | $ 270,000 | $ 135,000 | $ 84,000 |
| Marion, Florida | 2 | $ 540,000 | $ 270,000 | $ 213,000 |
| Palm Beach, Florida | 2 | $ 1,080,000 | $ 540,000 | $ 161,000 |
| Seminole, Florida | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Bryan, Georgia | 2 | $ 510,000 | $ 255,000 | $ 110,000 |
| Ascension, Louisiana | 2 | $ 650,000 | $ 325,000 | $ 78,000 |
| Lafayette, Louisiana | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| St. Bernard, Louisiana | 2 | $ 590,000 | $ 295,000 | $ 60,000 |
| Tangipahoa, Louisiana | 2 | $ 440,000 | $ 220,000 | $ 68,000 |
| Vernon, Louisiana | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Taos, New Mexico | 2 | $ 570,000 | $ 285,000 | $ 242,000 |
| Valencia, New Mexico | 2 | $ 450,000 | $ 225,000 | $ 115,000 |
| Lenoir, North Carolina | 2 | $ 250,000 | $ 125,000 | $ 53,000 |
| Moore, North Carolina | 2 | $ 850,000 | $ 425,000 | $ 181,000 |
| Pitt, North Carolina | 2 | $ 470,000 | $ 235,000 | $ 80,000 |
| Ross, Ohio | 2 | $ 300,000 | $ 150,000 | $ 53,000 |
| Summit, Ohio | 2 | $ 530,000 | $ 265,000 | $ 92,000 |
| McCurtain, Oklahoma | 2 | $ 1,430,000 | $ 715,000 | $ 419,000 |
| Allendale, South Carolina | 2 | $ 220,000 | $ 110,000 | $ 74,000 |
| Barnwell, South Carolina | 2 | $ 640,000 | $ 320,000 | $ 101,000 |
| Dillon, South Carolina | 2 | $ 120,000 | $ 60,000 | $ 39,000 |
| Union, South Carolina | 2 | $ 160,000 | $ 80,000 | $ 45,000 |
| Caldwell, Texas | 2 | $ 490,000 | $ 245,000 | $ 82,000 |
| Cherokee, Texas | 2 | $ 550,000 | $ 275,000 | $ 87,000 |
| Cooke, Texas | 2 | $ 460,000 | $ 230,000 | $ 80,000 |
| Gregg, Texas | 2 | $ 460,000 | $ 230,000 | $ 62,000 |
| Hardin, Texas | 2 | $ 210,000 | $ 105,000 | $ 41,000 |
| Houston, Texas | 2 | $ 370,000 | $ 185,000 | $ 132,000 |
| Jasper, Texas | 2 | $ 350,000 | $ 175,000 | $ 79,000 |
| Kendall, Texas | 2 | $ 640,000 | $ 320,000 | $ 128,000 |
| Milam, Texas | 2 | $ 520,000 | $ 260,000 | $ 73,000 |
| Navarro, Texas | 2 | $ 990,000 | $ 495,000 | $ 338,000 |
| Newton, Texas | 2 | $ 570,000 | $ 285,000 | $ 352,000 |
| Polk, Texas | 2 | $ 350,000 | $ 175,000 | $ 73,000 |
| Cleburne, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hot Spring, Arkansas | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Washington, Arkansas | 1 | $ 275,000 | $ 275,000 | $ 255,000 |
| Gunnison, Colorado | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Brevard, Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Collier, Florida | 1 | $ 465,000 | $ 465,000 | $ 79,000 |
| Hillsborough, Florida | 1 | $ 485,000 | $ 485,000 | $ 99,000 |
| Okeechobee, Florida | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Pinellas, Florida | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Santa Rosa, Florida | 1 | $ 475,000 | $ 475,000 | $ 122,000 |
| St. Johns, Florida | 1 | $ 255,000 | $ 255,000 | $ 439,000 |
| Volusia, Florida | 1 | $ 365,000 | $ 365,000 | $ 159,000 |
| Cobb, Georgia | 1 | $ 575,000 | $ 575,000 | $ 157,000 |
| Effingham, Georgia | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Long, Georgia | 1 | $ 265,000 | $ 265,000 | $ 140,000 |
| Richmond, Georgia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Ware, Georgia | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Madison, Indiana | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Caddo, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| De Soto, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| East Baton Rouge, Louisiana | 1 | $ 535,000 | $ 535,000 | $ 213,000 |
| East Feliciana, Louisiana | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Livingston, Louisiana | 1 | $ 425,000 | $ 425,000 | $ 126,000 |
| Natchitoches, Louisiana | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Pointe Coupee, Louisiana | 1 | $ 355,000 | $ 355,000 | $ 131,000 |
| Sabine, Louisiana | 1 | $ 515,000 | $ 515,000 | $ 307,000 |
| Terrebonne, Louisiana | 1 | $ 245,000 | $ 245,000 | $ 41,000 |
| Washington, Louisiana | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Dona Ana, New Mexico | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Alamance, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Cabarrus, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Carteret, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Catawba, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Columbus, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Gaston, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 151,000 |
| Lee, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Lincoln, North Carolina | 1 | $ 515,000 | $ 515,000 | $ 125,000 |
| Onslow, North Carolina | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| Pender, North Carolina | 1 | $ 705,000 | $ 705,000 | $ 272,000 |
| Rowan, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Wayne, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Wilkes, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 200,000 |
| Allen, Ohio | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Butler, Ohio | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Champaign, Ohio | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Erie, Ohio | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Hamilton, Ohio | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Highland, Ohio | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Hocking, Ohio | 1 | $ 275,000 | $ 275,000 | $ 279,000 |
| Logan, Ohio | 1 | $ 335,000 | $ 335,000 | $ 71,000 |
| Lucas, Ohio | 1 | $ 155,000 | $ 155,000 | $ 23,000 |
| Miami, Ohio | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Morrow, Ohio | 1 | $ 235,000 | $ 235,000 | $ 134,000 |
| Muskingum, Ohio | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
| Perry, Ohio | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Seneca, Ohio | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Union, Ohio | 1 | $ 365,000 | $ 365,000 | $ 222,000 |
| Choctaw, Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Grady, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Pittsburg, Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 55,000 |
| Seminole, Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 216,000 |
| Tulsa, Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 307,000 |
| Darlington, South Carolina | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Georgetown, South Carolina | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Lancaster, South Carolina | 1 | $ 305,000 | $ 305,000 | $ 54,000 |
| Newberry, South Carolina | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Spartanburg, South Carolina | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Jackson, Tennessee | 1 | $ 385,000 | $ 385,000 | $ 154,000 |
| Sevier, Tennessee | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Sullivan, Tennessee | 1 | $ 365,000 | $ 365,000 | $ 195,000 |
| Warren, Tennessee | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Aransas, Texas | 1 | $ 235,000 | $ 235,000 | $ 300,000 |
| Bandera, Texas | 1 | $ 135,000 | $ 135,000 | $ 234,000 |
| Erath, Texas | 1 | $ 575,000 | $ 575,000 | $ 179,000 |
| Hidalgo, Texas | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Hill, Texas | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Jefferson, Texas | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Kerr, Texas | 1 | $ 385,000 | $ 385,000 | $ 135,000 |
| Lee, Texas | 1 | $ 165,000 | $ 165,000 | $ 207,000 |
| Lubbock, Texas | 1 | $ 135,000 | $ 135,000 | $ 225,000 |
| Medina, Texas | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Montague, Texas | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Rains, Texas | 1 | $ 515,000 | $ 515,000 | $ 161,000 |
| Reagan, Texas | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Sabine, Texas | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Taylor, Texas | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Tyler, Texas | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Val Verde, Texas | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Wharton, Texas | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Wilson, Texas | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Ntfn, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,479 | $862,160,000 | $247,000 | $2,035,000 | $106,000 | $3,324,000 |
| Cash-out Refinancing | 239 | $63,185,000 | $264,000 | $1,125,000 | $135,000 | $1,104,000 |
| Refinancing | 155 | $41,615,000 | $268,000 | $1,155,000 | $140,000 | $1,824,000 |
| Home Improvement | 24 | $10,300,000 | $429,000 | $2,505,000 | $288,000 | $2,772,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,977 | $534,405,000 | $270,000 | $2,505,000 | $120,000 | $3,324,000 |
| Black or African American | 701 | $146,910,000 | $209,000 | $2,035,000 | $92,000 | $1,451,000 |
| Not Provided | 603 | $135,905,000 | $225,000 | $1,125,000 | $100,000 | $1,824,000 |
| Hispanic | 471 | $114,675,000 | $243,000 | $1,125,000 | $99,000 | $1,599,000 |
| Asian | 113 | $35,235,000 | $311,000 | $725,000 | $142,000 | $975,000 |
| American Indian or Alaskan Native | 24 | $7,820,000 | $325,000 | $725,000 | $140,000 | $648,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,210,000 | $302,000 | $365,000 | $91,000 | $174,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,066 | $567,535,000 | $274,000 | $2,505,000 | $132,000 | $3,324,000 |
| FHA-insured (Federal Housing Administration) | 1,360 | $273,830,000 | $201,000 | $2,035,000 | $85,000 | $1,726,000 |
| VA-guaranteed (Veterans Administration) | 377 | $119,925,000 | $318,000 | $1,205,000 | $94,000 | $900,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 94 | $15,970,000 | $169,000 | $365,000 | $61,000 | $146,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,788 | $492,290,000 | $275,000 | $1,255,000 | $111,000 | $1,341,000 |
| Application Denied By Financial Institution | 1,323 | $254,100,000 | $192,000 | $2,405,000 | $100,000 | $3,324,000 |
| Application Withdrawn By Applicant | 651 | $191,985,000 | $294,000 | $2,505,000 | $126,000 | $2,772,000 |
| File Closed For Incompleteness | 112 | $32,620,000 | $291,000 | $1,035,000 | $127,000 | $733,000 |
| Application Approved But Not Accepted | 15 | $3,805,000 | $253,000 | $545,000 | $109,000 | $247,000 |
| Preapproval Approved but not Accepted | 8 | $2,460,000 | $307,000 | $525,000 | $111,000 | $270,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,574 | $723,160,000 | $280,000 | $2,505,000 | $115,000 | $2,772,000 |
| Credit History | 1,193 | $216,730,000 | $181,000 | $2,035,000 | $101,000 | $3,324,000 |
| Debt-To-Income Ratio | 76 | $20,510,000 | $269,000 | $885,000 | $58,000 | $286,000 |
| Other | 19 | $5,975,000 | $314,000 | $1,505,000 | $85,000 | $214,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $4,565,000 | $415,000 | $2,405,000 | $237,000 | $1,682,000 |
| Collateral | 10 | $2,020,000 | $202,000 | $355,000 | $99,000 | $365,000 |
| Employment History | 7 | $1,945,000 | $277,000 | $405,000 | $78,000 | $162,000 |
| Unverifiable Information | 5 | $1,865,000 | $373,000 | $925,000 | $282,000 | $944,000 |
| Credit Application Incomplete | 2 | $490,000 | $245,000 | $305,000 | $88,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ntfn, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ntfn, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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