Ntfn, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Ntfn, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ntfn, Inc. 700 State Highway 121, Suite 100 Plano, TX 75067 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,129 |
| Total Mortgage Loan Application Amount | $607,505,000 |
| Average Mortgage Loan Application Amount | $363,750 |
| Highest Mortgage Loan Application Amount | $54,445,000 |
| Average Applicant Income | $130,000 |
| Highest Applicant Income | $5,742,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Ntfn, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ntfn, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Ntfn, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ntfn, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ntfn, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ntfn, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Calcasieu County Louisiana | 185 | $ 35,255,000 | $ 190,000 | $ 126,000 |
| Berkeley County South Carolina | 128 | $ 33,360,000 | $ 260,000 | $ 110,000 |
| Tarrant County Texas | 110 | $ 33,810,000 | $ 307,000 | $ 149,000 |
| Richland County South Carolina | 109 | $ 21,975,000 | $ 201,000 | $ 81,000 |
| Lexington County South Carolina | 108 | $ 20,450,000 | $ 189,000 | $ 81,000 |
| DeSoto County Florida | 81 | $ 20,885,000 | $ 257,000 | $ 93,000 |
| Dallas County Texas | 71 | $ 30,705,000 | $ 432,000 | $ 198,000 |
| Dorchester County South Carolina | 69 | $ 17,525,000 | $ 253,000 | $ 100,000 |
| Denton County Texas | 59 | $ 26,015,000 | $ 440,000 | $ 231,000 |
| Bexar County Texas | 53 | $ 14,135,000 | $ 266,000 | $ 116,000 |
| Franklin County Ohio | 52 | $ 11,930,000 | $ 229,000 | $ 84,000 |
| Williamson County Texas | 50 | $ 19,050,000 | $ 381,000 | $ 135,000 |
| Travis County Texas | 43 | $ 14,765,000 | $ 343,000 | $ 141,000 |
| Charleston County South Carolina | 41 | $ 13,365,000 | $ 325,000 | $ 129,000 |
| Angelina County Texas | 40 | $ 8,430,000 | $ 210,000 | $ 98,000 |
| Collin County Texas | 32 | $ 14,220,000 | $ 444,000 | $ 338,000 |
| Beaufort County South Carolina | 25 | $ 6,565,000 | $ 262,000 | $ 117,000 |
| Harris County Texas | 22 | $ 5,040,000 | $ 229,000 | $ 103,000 |
| Oklahoma County Oklahoma | 21 | $ 7,825,000 | $ 372,000 | $ 161,000 |
| Sumter County South Carolina | 21 | $ 3,385,000 | $ 161,000 | $ 78,000 |
| Bell County Texas | 20 | $ 5,920,000 | $ 296,000 | $ 95,000 |
| Bernalillo County New Mexico | 19 | $ 3,885,000 | $ 204,000 | $ 73,000 |
| Hardee County Florida | 16 | $ 3,410,000 | $ 213,000 | $ 88,000 |
| Mecklenburg County North Carolina | 15 | $ 5,465,000 | $ 364,000 | $ 135,000 |
| Nacogdoches County Texas | 14 | $ 2,990,000 | $ 213,000 | $ 99,000 |
| Hays County Texas | 13 | $ 3,865,000 | $ 297,000 | $ 112,000 |
| Charlotte County Florida | 12 | $ 3,540,000 | $ 295,000 | $ 121,000 |
| Kershaw County South Carolina | 12 | $ 2,590,000 | $ 215,000 | $ 89,000 |
| Highlands County Florida | 11 | $ 2,545,000 | $ 231,000 | $ 82,000 |
| Wake County North Carolina | 11 | $ 4,125,000 | $ 375,000 | $ 141,000 |
| Fairfield County Ohio | 11 | $ 3,285,000 | $ 298,000 | $ 102,000 |
| Colleton County South Carolina | 10 | $ 1,540,000 | $ 154,000 | $ 66,000 |
| Hampton County South Carolina | 10 | $ 1,090,000 | $ 109,000 | $ 62,000 |
| Beauregard County Louisiana | 9 | $ 2,005,000 | $ 222,000 | $ 88,000 |
| Durham County North Carolina | 8 | $ 2,470,000 | $ 308,000 | $ 99,000 |
| Galveston County Texas | 8 | $ 2,740,000 | $ 342,000 | $ 144,000 |
| Columbia County Georgia | 7 | $ 2,265,000 | $ 323,000 | $ 97,000 |
| Jefferson Davis County Louisiana | 7 | $ 1,325,000 | $ 189,000 | $ 88,000 |
| St. Tammany County Louisiana | 7 | $ 1,575,000 | $ 225,000 | $ 99,000 |
| Guilford County North Carolina | 7 | $ 1,685,000 | $ 240,000 | $ 66,000 |
| Orangeburg County South Carolina | 7 | $ 965,000 | $ 137,000 | $ 70,000 |
| Montgomery County Texas | 7 | $ 2,615,000 | $ 373,000 | $ 163,000 |
| Jefferson County Louisiana | 6 | $ 1,260,000 | $ 210,000 | $ 115,000 |
| Orleans County Louisiana | 6 | $ 1,430,000 | $ 238,000 | $ 59,000 |
| Tangipahoa County Louisiana | 6 | $ 1,320,000 | $ 220,000 | $ 85,000 |
| Valencia County New Mexico | 6 | $ 1,420,000 | $ 236,000 | $ 70,000 |
| Aiken County South Carolina | 6 | $ 1,200,000 | $ 200,000 | $ 73,000 |
| Anderson County South Carolina | 6 | $ 1,080,000 | $ 180,000 | $ 69,000 |
| Ellis County Texas | 6 | $ 2,430,000 | $ 405,000 | $ 158,000 |
| Wise County Texas | 6 | $ 2,220,000 | $ 370,000 | $ 133,000 |
| Union County North Carolina | 5 | $ 1,785,000 | $ 357,000 | $ 108,000 |
| Cleveland County Oklahoma | 5 | $ 1,875,000 | $ 375,000 | $ 157,000 |
| Bastrop County Texas | 5 | $ 1,185,000 | $ 237,000 | $ 196,000 |
| Brazoria County Texas | 5 | $ 1,355,000 | $ 271,000 | $ 124,000 |
| Comal County Texas | 5 | $ 1,465,000 | $ 293,000 | $ 158,000 |
| Coryell County Texas | 5 | $ 1,095,000 | $ 219,000 | $ 101,000 |
| Parker County Texas | 5 | $ 1,945,000 | $ 389,000 | $ 136,000 |
| Lee County Florida | 4 | $ 1,140,000 | $ 285,000 | $ 84,000 |
| Allen County Louisiana | 4 | $ 620,000 | $ 155,000 | $ 69,000 |
| Franklin County North Carolina | 4 | $ 1,100,000 | $ 275,000 | $ 78,000 |
| Granville County North Carolina | 4 | $ 1,120,000 | $ 280,000 | $ 126,000 |
| Onslow County North Carolina | 4 | $ 860,000 | $ 215,000 | $ 95,000 |
| Hamilton County Ohio | 4 | $ 590,000 | $ 147,000 | $ 127,000 |
| Montgomery County Ohio | 4 | $ 490,000 | $ 122,000 | $ 46,000 |
| Florence County South Carolina | 4 | $ 1,100,000 | $ 275,000 | $ 139,000 |
| Greenville County South Carolina | 4 | $ 830,000 | $ 207,000 | $ 80,000 |
| Fort Bend County Texas | 4 | $ 1,000,000 | $ 250,000 | $ 116,000 |
| Hunt County Texas | 4 | $ 990,000 | $ 247,000 | $ 94,000 |
| Smith County Texas | 4 | $ 960,000 | $ 240,000 | $ 93,000 |
| Hillsborough County Florida | 3 | $ 895,000 | $ 298,000 | $ 107,000 |
| Sarasota County Florida | 3 | $ 895,000 | $ 298,000 | $ 77,000 |
| Cameron County Louisiana | 3 | $ 795,000 | $ 265,000 | $ 122,000 |
| Lafayette County Louisiana | 3 | $ 615,000 | $ 205,000 | $ 85,000 |
| Sandoval County New Mexico | 3 | $ 1,135,000 | $ 378,000 | $ 154,000 |
| Delaware County Ohio | 3 | $ 1,035,000 | $ 345,000 | $ 86,000 |
| Licking County Ohio | 3 | $ 855,000 | $ 285,000 | $ 136,000 |
| Pottawatomie County Oklahoma | 3 | $ 1,485,000 | $ 495,000 | $ 205,000 |
| Bamberg County South Carolina | 3 | $ 395,000 | $ 131,000 | $ 58,000 |
| Austin County Texas | 3 | $ 1,085,000 | $ 361,000 | $ 139,000 |
| Cherokee County Texas | 3 | $ 745,000 | $ 248,000 | $ 109,000 |
| Grayson County Texas | 3 | $ 725,000 | $ 241,000 | $ 212,000 |
| Guadalupe County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 78,000 |
| Hood County Texas | 3 | $ 1,285,000 | $ 428,000 | $ 274,000 |
| Houston County Texas | 3 | $ 625,000 | $ 208,000 | $ 100,000 |
| Johnson County Texas | 3 | $ 1,195,000 | $ 398,000 | $ 249,000 |
| McLennan County Texas | 3 | $ 1,185,000 | $ 395,000 | $ 117,000 |
| Broward County Florida | 2 | $ 310,000 | $ 155,000 | $ 77,000 |
| Clay County Florida | 2 | $ 580,000 | $ 290,000 | $ 102,000 |
| Columbia County Florida | 2 | $ 420,000 | $ 210,000 | $ 53,000 |
| Flagler County Florida | 2 | $ 590,000 | $ 295,000 | $ 794,000 |
| Polk County Florida | 2 | $ 720,000 | $ 360,000 | $ 164,000 |
| Richmond County Georgia | 2 | $ 770,000 | $ 385,000 | $ 113,000 |
| Madison County Indiana | 2 | $ 170,000 | $ 85,000 | $ 40,000 |
| St. Landry County Louisiana | 2 | $ 500,000 | $ 250,000 | $ 114,000 |
| Socorro County New Mexico | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Gaston County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 60,000 |
| Marion County Ohio | 2 | $ 490,000 | $ 245,000 | $ 92,000 |
| Union County Ohio | 2 | $ 430,000 | $ 215,000 | $ 95,000 |
| Clarendon County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 90,000 |
| Fairfield County South Carolina | 2 | $ 900,000 | $ 450,000 | $ 110,000 |
| Laurens County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 215,000 |
| Newberry County South Carolina | 2 | $ 650,000 | $ 325,000 | $ 118,000 |
| Pickens County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 101,000 |
| Saluda County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 43,000 |
| Spartanburg County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 86,000 |
| Williamsburg County South Carolina | 2 | $ 510,000 | $ 255,000 | $ 88,000 |
| Bosque County Texas | 2 | $ 520,000 | $ 260,000 | $ 78,000 |
| Burnet County Texas | 2 | $ 1,180,000 | $ 590,000 | $ 184,000 |
| El Paso County Texas | 2 | $ 530,000 | $ 265,000 | $ 142,000 |
| Falls County Texas | 2 | $ 520,000 | $ 260,000 | $ 129,000 |
| Henderson County Texas | 2 | $ 540,000 | $ 270,000 | $ 130,000 |
| Hidalgo County Texas | 2 | $ 690,000 | $ 345,000 | $ 80,000 |
| Lampasas County Texas | 2 | $ 260,000 | $ 130,000 | $ 51,000 |
| Liberty County Texas | 2 | $ 680,000 | $ 340,000 | $ 161,000 |
| Medina County Texas | 2 | $ 550,000 | $ 275,000 | $ 105,000 |
| Randall County Texas | 2 | $ 410,000 | $ 205,000 | $ 45,000 |
| Rusk County Texas | 2 | $ 520,000 | $ 260,000 | $ 124,000 |
| San Jacinto County Texas | 2 | $ 350,000 | $ 175,000 | $ 51,000 |
| Pulaski County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Manatee County Florida | 1 | $ 505,000 | $ 505,000 | $ 128,000 |
| Marion County Florida | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Martin County Florida | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Nassau County Florida | 1 | $ 585,000 | $ 585,000 | $ 138,000 |
| Okaloosa County Florida | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Okeechobee County Florida | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Pinellas County Florida | 1 | $ 54,445,000 | $ 54,445,000 | $ 2,664,000 |
| Taylor County Florida | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Bibb County Georgia | 1 | $ 55,000 | $ 55,000 | $ 309,000 |
| Coweta County Georgia | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Forsyth County Georgia | 1 | $ 535,000 | $ 535,000 | $ 265,000 |
| Gwinnett County Georgia | 1 | $ 665,000 | $ 665,000 | $ 89,000 |
| Lanier County Georgia | 1 | $ 315,000 | $ 315,000 | $ 204,000 |
| McDuffie County Georgia | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Warren County Georgia | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Acadia County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| East Baton Rouge County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Iberville County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| La Salle County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| St. John the Baptist County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Washington County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Alamance County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Avery County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 331,000 |
| Carteret County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 119,000 |
| Catawba County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 245,000 |
| Cleveland County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Harnett County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Lincoln County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 298,000 |
| Nash County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Orange County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Person County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Wayne County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Athens County Ohio | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Champaign County Ohio | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Clark County Ohio | 1 | $ 295,000 | $ 295,000 | $ 126,000 |
| Hardin County Ohio | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Logan County Ohio | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Madison County Ohio | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Summit County Ohio | 1 | $ 125,000 | $ 125,000 | $ 186,000 |
| Logan County Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 213,000 |
| McCurtain County Oklahoma | 1 | $ 585,000 | $ 585,000 | $ 168,000 |
| Allendale County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Calhoun County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Cherokee County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Edgefield County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 155,000 |
| Georgetown County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Jasper County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 137,000 |
| Oconee County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 153,000 |
| Cocke County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Hamilton County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Johnson County Tennessee | 1 | $ 575,000 | $ 575,000 | $ 278,000 |
| Atascosa County Texas | 1 | $ 355,000 | $ 355,000 | $ 169,000 |
| Blanco County Texas | 1 | $ 255,000 | $ 255,000 | $ 205,000 |
| Caldwell County Texas | 1 | $ 345,000 | $ 345,000 | $ 93,000 |
| Comanche County Texas | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Eastland County Texas | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Ector County Texas | 1 | $ 205,000 | $ 205,000 | $ 310,000 |
| Fannin County Texas | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Fayette County Texas | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Gregg County Texas | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Hopkins County Texas | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
| Hutchinson County Texas | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Jasper County Texas | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Kendall County Texas | 1 | $ 515,000 | $ 515,000 | $ 239,000 |
| Lee County Texas | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Llano County Texas | 1 | $ 525,000 | $ 525,000 | $ 297,000 |
| Lubbock County Texas | 1 | $ 235,000 | $ 235,000 | $ 563,000 |
| Menard County Texas | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Midland County Texas | 1 | $ 225,000 | $ 225,000 | $ 379,000 |
| Milam County Texas | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Newton County Texas | 1 | $ 195,000 | $ 195,000 | $ 370,000 |
| Orange County Texas | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Polk County Texas | 1 | $ 215,000 | $ 215,000 | $ 35,000 |
| Robertson County Texas | 1 | $ 225,000 | $ 225,000 | $ 372,000 |
| Rockwall County Texas | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| San Patricio County Texas | 1 | $ 315,000 | $ 315,000 | $ 85,000 |
| Shelby County Texas | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Titus County Texas | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Trinity County Texas | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Uvalde County Texas | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Waller County Texas | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Washington County Texas | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Wilson County Texas | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Wood County Texas | 1 | $ 205,000 | $ 205,000 | $ 157,000 |
Mortgage Loan Application Detail Totals for Ntfn, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,969 | $515,115,000 | $261,000 | $2,755,000 | $116,000 | $5,742,000 |
| Cash-out Refinancing | 101 | $77,195,000 | $764,000 | $54,445,000 | $204,000 | $5,244,000 |
| Refinancing | 57 | $14,855,000 | $260,000 | $625,000 | $132,000 | $448,000 |
| Home Improvement | 2 | $340,000 | $170,000 | $235,000 | $68,000 | $68,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,217 | $324,285,000 | $266,000 | $2,755,000 | $125,000 | $5,244,000 |
| Black or African American | 301 | $64,705,000 | $214,000 | $695,000 | $86,000 | $764,000 |
| Hispanic | 295 | $78,825,000 | $267,000 | $1,055,000 | $123,000 | $5,742,000 |
| Not Provided | 240 | $116,460,000 | $485,000 | $54,445,000 | $129,000 | $2,664,000 |
| Asian | 54 | $17,320,000 | $320,000 | $725,000 | $144,000 | $448,000 |
| American Indian or Alaskan Native | 19 | $4,585,000 | $241,000 | $595,000 | $102,000 | $304,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,020,000 | $510,000 | $695,000 | $235,000 | $281,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,092 | $290,630,000 | $266,000 | $2,755,000 | $146,000 | $5,742,000 |
| FHA-insured (Federal Housing Administration) | 717 | $162,925,000 | $227,000 | $685,000 | $83,000 | $764,000 |
| VA-guaranteed (Veterans Administration) | 278 | $145,780,000 | $524,000 | $54,445,000 | $120,000 | $2,664,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $8,170,000 | $194,000 | $335,000 | $71,000 | $141,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,253 | $336,825,000 | $268,000 | $1,055,000 | $119,000 | $1,683,000 |
| Application Withdrawn By Applicant | 457 | $127,615,000 | $279,000 | $2,755,000 | $132,000 | $5,244,000 |
| Application Denied By Financial Institution | 357 | $123,905,000 | $347,000 | $54,445,000 | $104,000 | $5,742,000 |
| File Closed For Incompleteness | 53 | $17,205,000 | $324,000 | $2,005,000 | $157,000 | $720,000 |
| Application Approved But Not Accepted | 7 | $1,235,000 | $176,000 | $385,000 | $89,000 | $116,000 |
| Preapproval Approved but not Accepted | 2 | $720,000 | $360,000 | $455,000 | $110,000 | $155,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,772 | $483,600,000 | $272,000 | $2,755,000 | $123,000 | $5,244,000 |
| Credit History | 222 | $40,830,000 | $183,000 | $675,000 | $107,000 | $5,742,000 |
| Debt-To-Income Ratio | 76 | $71,010,000 | $934,000 | $54,445,000 | $100,000 | $2,664,000 |
| Other | 17 | $3,985,000 | $234,000 | $475,000 | $144,000 | $718,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,485,000 | $191,000 | $395,000 | $60,000 | $118,000 |
| Collateral | 13 | $2,265,000 | $174,000 | $305,000 | $78,000 | $111,000 |
| Unverifiable Information | 9 | $2,125,000 | $236,000 | $395,000 | $120,000 | $426,000 |
| Employment History | 5 | $1,025,000 | $205,000 | $285,000 | $63,000 | $109,000 |
| Credit Application Incomplete | 2 | $180,000 | $90,000 | $175,000 | $63,000 | $79,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ntfn, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ntfn, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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