Ntfn, Inc. Mortgage Lending & HMDA Data, 2015
In 2015, Ntfn, Inc. of Plano, TX reported 11,216 mortgage applications totaling $2.0 billion, up 28% from 2014. The average application was for $180,714, and applicants reported an average income of $86,069. 78% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Dallas-Plano-Irving, TX (1,804), Fort Worth-Arlington, TX (1,351) and Houston-The Woodlands-Sugar Land, TX (1,082) (applications in parentheses).
| Mortgage Company & Address | Ntfn, Inc. 700 State Highway 121, Suite 100 Plano, TX 75067 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 11,216 |
| Total Mortgage Loan Application Amount | $2,026,893,000 |
| Average Mortgage Loan Application Amount | $180,714 |
| Highest Mortgage Loan Application Amount | $1,919,000 |
| Average Applicant Income | $86,069 |
| Highest Applicant Income | $1,992,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ntfn, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 1,804 | $ 385,055,000 | $ 213,445 | $ 108,000 |
| Fort Worth-Arlington, TX | 1,351 | $ 260,541,000 | $ 192,850 | $ 96,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,082 | $ 201,144,000 | $ 185,900 | $ 95,000 |
| Austin-Round Rock, TX | 497 | $ 118,563,000 | $ 238,557 | $ 109,000 |
| Gary, IN | 437 | $ 72,107,000 | $ 165,004 | $ 68,000 |
| San Antonio-New Braunfels, TX | 403 | $ 78,221,000 | $ 194,096 | $ 93,000 |
| Tyler, TX | 351 | $ 59,982,000 | $ 170,888 | $ 86,000 |
| Laredo, TX | 345 | $ 58,399,000 | $ 169,272 | $ 67,000 |
| El Paso, TX | 344 | $ 51,294,000 | $ 149,110 | $ 74,000 |
| Baton Rouge, LA | 272 | $ 48,322,000 | $ 177,654 | $ 74,000 |
| Little Rock-North Little Rock-Conway, AR | 255 | $ 39,187,000 | $ 153,674 | $ 66,000 |
| Lake Charles, LA | 236 | $ 38,769,000 | $ 164,275 | $ 73,000 |
| San Angelo, TX | 200 | $ 34,125,000 | $ 170,625 | $ 79,000 |
| Charleston-North Charleston, SC | 187 | $ 33,655,000 | $ 179,973 | $ 68,000 |
| New Orleans-Metairie, LA | 147 | $ 22,071,000 | $ 150,142 | $ 67,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 137 | $ 28,226,000 | $ 206,029 | $ 84,722 |
| Lafayette, LA | 131 | $ 24,669,000 | $ 188,312 | $ 77,000 |
| Longview, TX | 121 | $ 17,318,000 | $ 143,123 | $ 66,000 |
| Pine Bluff, AR | 111 | $ 11,805,000 | $ 106,351 | $ 49,000 |
| Texarkana, TX-AR | 108 | $ 14,219,000 | $ 131,657 | $ 65,500 |
| Columbus, OH | 95 | $ 13,102,000 | $ 137,915 | $ 57,000 |
| Tampa-St. Petersburg-Clearwater, FL | 94 | $ 11,431,000 | $ 121,606 | $ 53,000 |
| Orlando-Kissimmee-Sanford, FL | 92 | $ 18,494,000 | $ 201,021 | $ 71,000 |
| Abilene, TX | 87 | $ 14,213,000 | $ 163,367 | $ 84,000 |
| Raleigh, NC | 68 | $ 15,697,000 | $ 230,838 | $ 114,000 |
| Corpus Christi, TX | 60 | $ 10,856,000 | $ 180,933 | $ 91,000 |
| Chicago-Naperville-Arlington Heights, IL | 57 | $ 11,472,000 | $ 201,263 | $ 95,000 |
| Killeen-Temple, TX | 53 | $ 6,176,000 | $ 116,528 | $ 71,000 |
| Denver-Aurora-Lakewood, CO | 51 | $ 13,083,000 | $ 256,529 | $ 101,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 41 | $ 7,954,000 | $ 194,000 | $ 65,000 |
| Shreveport-Bossier City, LA | 41 | $ 7,017,000 | $ 171,146 | $ 61,000 |
| Columbia, SC | 40 | $ 6,960,000 | $ 174,000 | $ 57,000 |
| North Port-Sarasota-Bradenton, FL | 39 | $ 7,657,000 | $ 196,333 | $ 87,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 38 | $ 5,348,000 | $ 140,736 | $ 50,000 |
| Durham-Chapel Hill, NC | 36 | $ 7,283,000 | $ 202,305 | $ 83,000 |
| Farmington, NM | 34 | $ 7,790,000 | $ 229,117 | $ 113,000 |
| Waco, TX | 33 | $ 5,042,000 | $ 152,787 | $ 64,000 |
| Brownsville-Harlingen, TX | 30 | $ 4,133,000 | $ 137,766 | $ 72,000 |
| Beaumont-Port Arthur, TX | 25 | $ 3,481,000 | $ 139,240 | $ 89,000 |
| McAllen-Edinburg-Mission, TX | 24 | $ 3,178,000 | $ 132,416 | $ 72,000 |
| Hammond, LA | 23 | $ 3,151,000 | $ 137,000 | $ 51,000 |
| Sherman-Denison, TX | 21 | $ 3,867,000 | $ 184,142 | $ 99,000 |
| Charlotte-Concord-Gastonia, NC-SC | 20 | $ 3,531,000 | $ 176,550 | $ 56,650 |
| College Station-Bryan, TX | 20 | $ 3,961,000 | $ 198,050 | $ 105,000 |
| Houma-Thibodaux, LA | 20 | $ 2,953,000 | $ 147,650 | $ 77,000 |
| Port St. Lucie, FL | 20 | $ 2,431,000 | $ 121,550 | $ 42,000 |
| Savannah, GA | 19 | $ 4,379,000 | $ 230,473 | $ 71,000 |
| Lubbock, TX | 18 | $ 2,474,000 | $ 137,444 | $ 65,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 18 | $ 3,871,000 | $ 215,055 | $ 93,000 |
| Philadelphia, PA | 15 | $ 1,547,000 | $ 103,133 | $ 43,000 |
| St. Cloud, MN | 15 | $ 1,754,000 | $ 116,933 | $ 44,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 13 | $ 1,954,000 | $ 150,307 | $ 73,000 |
| Lakeland-Winter Haven, FL | 13 | $ 1,781,000 | $ 137,000 | $ 59,000 |
| Michigan City-La Porte, IN | 13 | $ 1,873,000 | $ 144,076 | $ 65,000 |
| Victoria, TX | 13 | $ 2,715,000 | $ 208,846 | $ 96,000 |
| Punta Gorda, FL | 12 | $ 1,438,000 | $ 119,833 | $ 54,000 |
| Florence, SC | 11 | $ 1,545,000 | $ 140,454 | $ 48,000 |
| Odessa, TX | 11 | $ 1,852,000 | $ 168,363 | $ 82,000 |
| Oklahoma City, OK | 10 | $ 1,619,000 | $ 161,900 | $ 59,000 |
| Dayton, OH | 9 | $ 816,000 | $ 90,666 | $ 52,000 |
| Eau Claire, WI | 9 | $ 1,367,000 | $ 151,888 | $ 65,000 |
| Midland, TX | 9 | $ 1,659,000 | $ 184,333 | $ 84,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 8 | $ 1,601,000 | $ 200,125 | $ 83,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 8 | $ 1,177,000 | $ 147,125 | $ 58,000 |
| Sebring, FL | 8 | $ 772,000 | $ 96,500 | $ 47,000 |
| Boulder, CO | 7 | $ 1,505,000 | $ 215,000 | $ 81,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 1,497,000 | $ 213,857 | $ 90,000 |
| Sebastian-Vero Beach, FL | 7 | $ 747,000 | $ 106,714 | $ 36,000 |
| Montgomery County-Bucks County-Chester County, PA | 6 | $ 1,027,000 | $ 171,166 | $ 72,000 |
| Pittsburgh, PA | 6 | $ 1,029,000 | $ 171,500 | $ 64,000 |
| Akron, OH | 5 | $ 795,000 | $ 159,000 | $ 73,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 1,008,000 | $ 201,600 | $ 69,000 |
| Hot Springs, AR | 4 | $ 748,000 | $ 187,000 | $ 72,000 |
| Las Cruces, NM | 4 | $ 764,000 | $ 191,000 | $ 57,000 |
| Alexandria, LA | 3 | $ 595,000 | $ 198,333 | $ 81,000 |
| Asheville, NC | 3 | $ 596,000 | $ 198,666 | $ 114,000 |
| Burlington, NC | 3 | $ 370,000 | $ 123,333 | $ 95,000 |
| Duluth, MN-WI | 3 | $ 589,000 | $ 196,333 | $ 68,666 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 477,000 | $ 159,000 | $ 134,000 |
| Greeley, CO | 3 | $ 833,000 | $ 277,666 | $ 32,000 |
| Johnson City, TN | 3 | $ 604,000 | $ 201,333 | $ 48,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 710,000 | $ 236,666 | $ 110,000 |
| Memphis, TN-MS-AR | 3 | $ 689,000 | $ 229,666 | $ 128,000 |
| Ocala, FL | 3 | $ 325,000 | $ 108,333 | $ 29,000 |
| Spartanburg, SC | 3 | $ 300,000 | $ 100,000 | $ 34,000 |
| Dalton, GA | 2 | $ 351,000 | $ 175,500 | $ 90,000 |
| Fayetteville, NC | 2 | $ 160,000 | $ 80,000 | $ 34,000 |
| Fort Collins, CO | 2 | $ 446,000 | $ 223,000 | $ 72,000 |
| Greensboro-High Point, NC | 2 | $ 281,000 | $ 140,500 | $ 61,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 376,000 | $ 188,000 | $ 99,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 222,000 | $ 111,000 | $ 38,000 |
| Monroe, LA | 2 | $ 399,000 | $ 199,500 | $ 54,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 193,000 | $ 96,500 | $ 84,000 |
| Tallahassee, FL | 2 | $ 371,000 | $ 185,500 | $ 89,000 |
| The Villages, FL | 2 | $ 202,000 | $ 101,000 | $ 38,000 |
| Wichita Falls, TX | 2 | $ 179,000 | $ 89,500 | $ 60,000 |
| Albuquerque, NM | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Amarillo, TX | 1 | $ 93,000 | $ 93,000 | $ 73,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1 | $ 256,000 | $ 256,000 | $ 96,000 |
| Billings, MT | 1 | $ 188,000 | $ 188,000 | $ 55,000 |
| Canton-Massillon, OH | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 211,000 | $ 211,000 | $ 52,000 |
| Cleveland-Elyria, OH | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| Fargo, ND-MN | 1 | $ 230,000 | $ 230,000 | $ 69,000 |
| Gainesville, FL | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Grand Junction, CO | 1 | $ 152,000 | $ 152,000 | $ 95,000 |
| Greenville, NC | 1 | $ 284,000 | $ 284,000 | $ 79,000 |
| Homosassa Springs, FL | 1 | $ 92,000 | $ 92,000 | $ 33,000 |
| Jacksonville, FL | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Knoxville, TN | 1 | $ 262,000 | $ 262,000 | $ 62,000 |
| Mansfield, OH | 1 | $ 108,000 | $ 108,000 | $ 59,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 359,000 | $ 359,000 | $ 181,000 |
| Niles-Benton Harbor, MI | 1 | $ 227,000 | $ 227,000 | $ 385,000 |
| Springfield, OH | 1 | $ 143,000 | $ 143,000 | $ 57,000 |
| Sumter, SC | 1 | $ 146,000 | $ 146,000 | $ 80,000 |
| Wilmington, NC | 1 | $ 78,000 | $ 78,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Ntfn, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,091 | $1,618,399,000 | $178,000 | $1,919,000 | $83,000 | $1,983,000 |
| Refinancing | 1,760 | $342,409,000 | $194,000 | $1,350,000 | $98,000 | $1,992,000 |
| Home Improvement | 365 | $66,085,000 | $181,000 | $960,000 | $105,000 | $622,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,624 | $1,433,375,000 | $188,000 | $1,919,000 | $92,000 | $1,992,000 |
| Hispanic | 1,964 | $314,850,000 | $160,000 | $795,000 | $72,000 | $816,000 |
| Black or African American | 1,072 | $173,436,000 | $161,000 | $692,000 | $66,000 | $357,000 |
| Asian | 274 | $52,625,000 | $192,000 | $652,000 | $101,000 | $485,000 |
| Not Provided | 214 | $40,430,000 | $188,000 | $580,000 | $87,000 | $606,000 |
| American Indian or Alaskan Native | 40 | $7,048,000 | $176,000 | $417,000 | $91,000 | $196,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $4,680,000 | $187,000 | $417,000 | $74,000 | $278,000 |
| Not applicable | 3 | $449,000 | $149,000 | $179,000 | $62,000 | $101,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,121 | $1,024,913,000 | $200,000 | $1,919,000 | $111,000 | $1,992,000 |
| FHA-insured (Federal Housing Administration) | 4,315 | $683,903,000 | $158,000 | $431,000 | $65,000 | $622,000 |
| VA-guaranteed (Veterans Administration) | 1,084 | $226,910,000 | $209,000 | $743,000 | $81,000 | $527,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 696 | $91,167,000 | $130,000 | $429,000 | $49,000 | $720,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,750 | $1,584,693,000 | $181,000 | $1,919,000 | $87,000 | $1,983,000 |
| Application Denied By Financial Institution | 1,483 | $256,989,000 | $173,000 | $800,000 | $82,000 | $1,992,000 |
| Application Withdrawn By Applicant | 613 | $119,237,000 | $194,000 | $960,000 | $95,000 | $500,000 |
| File Closed For Incompleteness | 206 | $38,400,000 | $186,000 | $850,000 | $89,000 | $553,000 |
| Application Approved But Not Accepted | 164 | $27,574,000 | $168,000 | $417,000 | $81,000 | $422,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 369 | $65,351,000 | $177,000 | $800,000 | $61,000 | $640,000 |
| Credit Application Incomplete | 315 | $62,037,000 | $196,000 | $704,000 | $107,000 | $1,992,000 |
| Credit History | 294 | $45,964,000 | $156,000 | $500,000 | $76,000 | $622,000 |
| Collateral | 172 | $28,264,000 | $164,000 | $486,000 | $90,000 | $650,000 |
| Unverifiable Information | 150 | $26,752,000 | $178,000 | $575,000 | $82,000 | $331,000 |
| Other | 59 | $9,241,000 | $156,000 | $520,000 | $98,000 | $826,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 57 | $7,633,000 | $133,000 | $330,000 | $70,000 | $310,000 |
| Employment History | 32 | $5,940,000 | $185,000 | $410,000 | $67,000 | $182,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ntfn, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ntfn, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About