Numark Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Numark Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Numark Credit Union 1654 Terry Dr; P O Box 2729 Joliet, IL 60434 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 568 |
| Total Mortgage Loan Application Amount | $54,444,000 |
| Average Mortgage Loan Application Amount | $81,333 |
| Highest Mortgage Loan Application Amount | $416,000 |
| Average Applicant Income | $66,333 |
| Highest Applicant Income | $360,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Numark Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Numark Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Numark Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Numark Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Numark Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Numark Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Will County Illinois | 166 | $ 22,386,000 | $ 134,000 | $ 78,000 |
| Cook County Illinois | 67 | $ 9,612,000 | $ 143,000 | $ 77,000 |
| Grundy County Illinois | 21 | $ 3,613,000 | $ 172,000 | $ 74,000 |
| DuPage County Illinois | 15 | $ 2,331,000 | $ 155,000 | $ 65,000 |
| Saratoga County New York | 10 | $ 396,000 | $ 39,000 | $ 38,000 |
| Kendall County Illinois | 7 | $ 1,355,000 | $ 193,000 | $ 75,000 |
| Kankakee County Illinois | 6 | $ 487,000 | $ 81,000 | $ 62,000 |
| Delaware County New York | 6 | $ 354,000 | $ 59,000 | $ 41,000 |
| LaSalle County Illinois | 5 | $ 898,000 | $ 179,000 | $ 79,000 |
| Allegany County New York | 5 | $ 412,000 | $ 82,000 | $ 43,000 |
| Bucks County Pennsylvania | 5 | $ 170,000 | $ 34,000 | $ 44,000 |
| Washington County Minnesota | 4 | $ 168,000 | $ 42,000 | $ 47,000 |
| Spokane County Washington | 4 | $ 194,000 | $ 48,000 | $ 41,000 |
| Sussex County Delaware | 3 | $ 147,000 | $ 49,000 | $ 39,000 |
| Bannock County Idaho | 3 | $ 67,000 | $ 22,000 | $ 38,000 |
| Black Hawk County Iowa | 3 | $ 75,000 | $ 25,000 | $ 27,000 |
| Sedgwick County Kansas | 3 | $ 157,000 | $ 52,000 | $ 44,000 |
| Grand Traverse County Michigan | 3 | $ 640,000 | $ 213,000 | $ 211,000 |
| Anoka County Minnesota | 3 | $ 93,000 | $ 31,000 | $ 47,000 |
| Gallatin County Montana | 3 | $ 124,000 | $ 41,000 | $ 46,000 |
| Richland County Montana | 3 | $ 191,000 | $ 63,000 | $ 58,000 |
| Yellowstone County Montana | 3 | $ 164,000 | $ 54,000 | $ 41,000 |
| Cattaraugus County New York | 3 | $ 154,000 | $ 51,000 | $ 57,000 |
| Erie County New York | 3 | $ 142,000 | $ 47,000 | $ 40,000 |
| Madison County New York | 3 | $ 119,000 | $ 39,000 | $ 52,000 |
| Oneida County New York | 3 | $ 164,000 | $ 54,000 | $ 49,000 |
| Ontario County New York | 3 | $ 124,000 | $ 41,000 | $ 50,000 |
| Chester County Pennsylvania | 3 | $ 62,000 | $ 20,000 | $ 41,000 |
| Cumberland County Pennsylvania | 3 | $ 118,000 | $ 39,000 | $ 64,000 |
| Lancaster County Pennsylvania | 3 | $ 82,000 | $ 27,000 | $ 25,000 |
| York County Pennsylvania | 3 | $ 75,000 | $ 25,000 | $ 46,000 |
| Spotsylvania County Virginia | 3 | $ 104,000 | $ 34,000 | $ 42,000 |
| Kent County Delaware | 2 | $ 47,000 | $ 23,000 | $ 38,000 |
| New Castle County Delaware | 2 | $ 76,000 | $ 38,000 | $ 58,000 |
| Kootenai County Idaho | 2 | $ 113,000 | $ 56,000 | $ 41,000 |
| DeKalb County Illinois | 2 | $ 402,000 | $ 201,000 | $ 66,000 |
| Kane County Illinois | 2 | $ 236,000 | $ 118,000 | $ 48,000 |
| McLean County Illinois | 2 | $ 74,000 | $ 37,000 | $ 51,000 |
| Lake County Indiana | 2 | $ 272,000 | $ 136,000 | $ 42,000 |
| Pottawattamie County Iowa | 2 | $ 61,000 | $ 30,000 | $ 33,000 |
| Anne Arundel County Maryland | 2 | $ 128,000 | $ 64,000 | $ 42,000 |
| Howard County Maryland | 2 | $ 99,000 | $ 49,000 | $ 56,000 |
| Prince George's County Maryland | 2 | $ 152,000 | $ 76,000 | $ 64,000 |
| Washington County Maryland | 2 | $ 88,000 | $ 44,000 | $ 53,000 |
| St. Charles County Missouri | 2 | $ 79,000 | $ 39,000 | $ 46,000 |
| Cumberland County New Jersey | 2 | $ 84,000 | $ 42,000 | $ 33,000 |
| Broome County New York | 2 | $ 100,000 | $ 50,000 | $ 26,000 |
| Chemung County New York | 2 | $ 137,000 | $ 68,000 | $ 74,000 |
| Ulster County New York | 2 | $ 106,000 | $ 53,000 | $ 61,000 |
| Warren County New York | 2 | $ 114,000 | $ 57,000 | $ 49,000 |
| Wayne County New York | 2 | $ 78,000 | $ 39,000 | $ 34,000 |
| Ashtabula County Ohio | 2 | $ 32,000 | $ 16,000 | $ 28,000 |
| Lucas County Ohio | 2 | $ 42,000 | $ 21,000 | $ 56,000 |
| Portage County Ohio | 2 | $ 64,000 | $ 32,000 | $ 46,000 |
| Preble County Ohio | 2 | $ 24,000 | $ 12,000 | $ 24,000 |
| Clackamas County Oregon | 2 | $ 98,000 | $ 49,000 | $ 62,000 |
| Deschutes County Oregon | 2 | $ 62,000 | $ 31,000 | $ 42,000 |
| Malheur County Oregon | 2 | $ 185,000 | $ 92,000 | $ 95,000 |
| Lehigh County Pennsylvania | 2 | $ 87,000 | $ 43,000 | $ 54,000 |
| Northampton County Pennsylvania | 2 | $ 73,000 | $ 36,000 | $ 32,000 |
| Augusta County Virginia | 2 | $ 148,000 | $ 74,000 | $ 66,000 |
| Chesapeake County Virginia | 2 | $ 88,000 | $ 44,000 | $ 58,000 |
| Frederick County Virginia | 2 | $ 71,000 | $ 35,000 | $ 60,000 |
| Henry County Virginia | 2 | $ 88,000 | $ 44,000 | $ 26,000 |
| Campbell County Wyoming | 2 | $ 105,000 | $ 52,000 | $ 70,000 |
| La Paz County Arizona | 1 | $ 28,000 | $ 28,000 | $ 52,000 |
| Baxter County Arkansas | 1 | $ 16,000 | $ 16,000 | $ 19,000 |
| Randolph County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 27,000 |
| Adams County Colorado | 1 | $ 17,000 | $ 17,000 | $ 31,000 |
| Brevard County Florida | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
| Hillsborough County Florida | 1 | $ 54,000 | $ 54,000 | $ 51,000 |
| Pasco County Florida | 1 | $ 39,000 | $ 39,000 | $ 90,000 |
| Pinellas County Florida | 1 | $ 16,000 | $ 16,000 | $ 42,000 |
| Bonner County Idaho | 1 | $ 27,000 | $ 27,000 | $ 33,000 |
| Champaign County Illinois | 1 | $ 49,000 | $ 49,000 | $ 25,000 |
| Clay County Illinois | 1 | $ 84,000 | $ 84,000 | $ 65,000 |
| Lake County Illinois | 1 | $ 191,000 | $ 191,000 | $ 121,000 |
| Lee County Illinois | 1 | $ 51,000 | $ 51,000 | $ 62,000 |
| Livingston County Illinois | 1 | $ 134,000 | $ 134,000 | $ 47,000 |
| Massac County Illinois | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| McHenry County Illinois | 1 | $ 337,000 | $ 337,000 | $ 78,000 |
| Sangamon County Illinois | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
| St. Clair County Illinois | 1 | $ 11,000 | $ 11,000 | $ 110,000 |
| Kosciusko County Indiana | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| LaPorte County Indiana | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Noble County Indiana | 1 | $ 16,000 | $ 16,000 | $ 43,000 |
| Johnson County Iowa | 1 | $ 19,000 | $ 19,000 | $ 29,000 |
| Jones County Iowa | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
| O'Brien County Iowa | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Polk County Iowa | 1 | $ 18,000 | $ 18,000 | $ 44,000 |
| Story County Iowa | 1 | $ 103,000 | $ 103,000 | $ 55,000 |
| Crawford County Kansas | 1 | $ 26,000 | $ 26,000 | $ 27,000 |
| Douglas County Kansas | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Grant County Kansas | 1 | $ 46,000 | $ 46,000 | $ 45,000 |
| Gray County Kansas | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Pottawatomie County Kansas | 1 | $ 37,000 | $ 37,000 | $ 16,000 |
| Woodson County Kansas | 1 | $ 89,000 | $ 89,000 | $ 69,000 |
| Morgan County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 25,000 |
| Ohio County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 22,000 |
| Baltimore County Maryland | 1 | $ 58,000 | $ 58,000 | $ 54,000 |
| Dorchester County Maryland | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Harford County Maryland | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Somerset County Maryland | 1 | $ 38,000 | $ 38,000 | $ 44,000 |
| Chisago County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Marshall County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Cape Girardeau County Missouri | 1 | $ 51,000 | $ 51,000 | $ 49,000 |
| Clay County Missouri | 1 | $ 48,000 | $ 48,000 | $ 37,000 |
| Dade County Missouri | 1 | $ 29,000 | $ 29,000 | $ 44,000 |
| Franklin County Missouri | 1 | $ 29,000 | $ 29,000 | $ 29,000 |
| Greene County Missouri | 1 | $ 48,000 | $ 48,000 | $ 53,000 |
| Howell County Missouri | 1 | $ 52,000 | $ 52,000 | $ 49,000 |
| Jackson County Missouri | 1 | $ 14,000 | $ 14,000 | $ 99,000 |
| Stone County Missouri | 1 | $ 58,000 | $ 58,000 | $ 40,000 |
| Washington County Missouri | 1 | $ 44,000 | $ 44,000 | $ 42,000 |
| Webster County Missouri | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Lewis and Clark County Montana | 1 | $ 17,000 | $ 17,000 | $ 48,000 |
| Missoula County Montana | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Stillwater County Montana | 1 | $ 36,000 | $ 36,000 | $ 41,000 |
| Boyd County Nebraska | 1 | $ 84,000 | $ 84,000 | $ 115,000 |
| Atlantic County New Jersey | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| Salem County New Jersey | 1 | $ 18,000 | $ 18,000 | $ 30,000 |
| Chautauqua County New York | 1 | $ 24,000 | $ 24,000 | $ 17,000 |
| Clinton County New York | 1 | $ 64,000 | $ 64,000 | $ 60,000 |
| Franklin County New York | 1 | $ 38,000 | $ 38,000 | $ 38,000 |
| Genesee County New York | 1 | $ 48,000 | $ 48,000 | $ 76,000 |
| Jefferson County New York | 1 | $ 42,000 | $ 42,000 | $ 69,000 |
| Livingston County New York | 1 | $ 39,000 | $ 39,000 | $ 24,000 |
| Niagara County New York | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Orleans County New York | 1 | $ 31,000 | $ 31,000 | $ 42,000 |
| Oswego County New York | 1 | $ 53,000 | $ 53,000 | $ 69,000 |
| Seneca County New York | 1 | $ 38,000 | $ 38,000 | $ 31,000 |
| St. Lawrence County New York | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| Tioga County New York | 1 | $ 38,000 | $ 38,000 | $ 51,000 |
| Washington County New York | 1 | $ 56,000 | $ 56,000 | $ 54,000 |
| Cabarrus County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Burleigh County North Dakota | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Grand Forks County North Dakota | 1 | $ 34,000 | $ 34,000 | $ 42,000 |
| McKenzie County North Dakota | 1 | $ 103,000 | $ 103,000 | $ 185,000 |
| Butler County Ohio | 1 | $ 33,000 | $ 33,000 | $ 56,000 |
| Clermont County Ohio | 1 | $ 13,000 | $ 13,000 | $ 34,000 |
| Franklin County Ohio | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| Hamilton County Ohio | 1 | $ 17,000 | $ 17,000 | $ 60,000 |
| Wayne County Ohio | 1 | $ 28,000 | $ 28,000 | $ 41,000 |
| Jackson County Oregon | 1 | $ 69,000 | $ 69,000 | $ 19,000 |
| Lane County Oregon | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Marion County Oregon | 1 | $ 24,000 | $ 24,000 | $ 28,000 |
| Washington County Oregon | 1 | $ 48,000 | $ 48,000 | $ 40,000 |
| Bedford County Pennsylvania | 1 | $ 22,000 | $ 22,000 | $ 56,000 |
| Blair County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 21,000 |
| Bradford County Pennsylvania | 1 | $ 37,000 | $ 37,000 | $ 29,000 |
| Butler County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Clinton County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 27,000 |
| Dauphin County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 48,000 |
| Greene County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 51,000 |
| Huntingdon County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 44,000 |
| Luzerne County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 34,000 |
| Codington County South Dakota | 1 | $ 52,000 | $ 52,000 | $ 31,000 |
| Hughes County South Dakota | 1 | $ 27,000 | $ 27,000 | $ 34,000 |
| Lake County South Dakota | 1 | $ 19,000 | $ 19,000 | $ 18,000 |
| Meade County South Dakota | 1 | $ 29,000 | $ 29,000 | $ 30,000 |
| Minnehaha County South Dakota | 1 | $ 36,000 | $ 36,000 | $ 53,000 |
| Morgan County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 71,000 |
| Cache County Utah | 1 | $ 23,000 | $ 23,000 | $ 35,000 |
| Daggett County Utah | 1 | $ 87,000 | $ 87,000 | $ 52,000 |
| Bland County Virginia | 1 | $ 36,000 | $ 36,000 | $ 16,000 |
| Buchanan County Virginia | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Fauquier County Virginia | 1 | $ 41,000 | $ 41,000 | $ 74,000 |
| Hampton County Virginia | 1 | $ 23,000 | $ 23,000 | $ 31,000 |
| Hanover County Virginia | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Isle of Wight County Virginia | 1 | $ 23,000 | $ 23,000 | $ 26,000 |
| Smyth County Virginia | 1 | $ 17,000 | $ 17,000 | $ 18,000 |
| Virginia Beach County Virginia | 1 | $ 28,000 | $ 28,000 | $ 52,000 |
| Washington County Virginia | 1 | $ 31,000 | $ 31,000 | $ 26,000 |
| Benton County Washington | 1 | $ 18,000 | $ 18,000 | $ 40,000 |
| Chelan County Washington | 1 | $ 33,000 | $ 33,000 | $ 44,000 |
| Kitsap County Washington | 1 | $ 77,000 | $ 77,000 | $ 61,000 |
| Mercer County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 20,000 |
| Brown County Wisconsin | 1 | $ 41,000 | $ 41,000 | $ 54,000 |
| Columbia County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 26,000 |
| Fond du Lac County Wisconsin | 1 | $ 32,000 | $ 32,000 | $ 39,000 |
| Jefferson County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 86,000 |
| Kenosha County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Walworth County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Converse County Wyoming | 1 | $ 26,000 | $ 26,000 | $ 98,000 |
| Crook County Wyoming | 1 | $ 38,000 | $ 38,000 | $ 22,000 |
| Fremont County Wyoming | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Platte County Wyoming | 1 | $ 46,000 | $ 46,000 | $ 23,000 |
| Weston County Wyoming | 1 | $ 39,000 | $ 39,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Numark Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 324 | $19,179,000 | $59,000 | $368,000 | $49,000 | $194,000 |
| Refinancing | 221 | $34,586,000 | $156,000 | $416,000 | $79,000 | $360,000 |
| Home Improvement | 23 | $679,000 | $29,000 | $70,000 | $71,000 | $183,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 484 | $43,960,000 | $90,000 | $416,000 | $62,000 | $360,000 |
| Black or African American | 40 | $5,131,000 | $128,000 | $290,000 | $58,000 | $214,000 |
| Hispanic | 38 | $4,881,000 | $128,000 | $368,000 | $71,000 | $194,000 |
| Not Provided | 4 | $152,000 | $38,000 | $49,000 | $39,000 | $74,000 |
| American Indian or Alaskan Native | 1 | $148,000 | $148,000 | $148,000 | $34,000 | $34,000 |
| Asian | 1 | $172,000 | $172,000 | $172,000 | $99,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 541 | $50,442,000 | $93,000 | $416,000 | $62,000 | $360,000 |
| FHA-insured (Federal Housing Administration) | 27 | $4,002,000 | $148,000 | $264,000 | $63,000 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 223 | $20,347,000 | $91,000 | $416,000 | $69,000 | $270,000 |
| Application Denied By Financial Institution | 195 | $19,105,000 | $97,000 | $400,000 | $51,000 | $214,000 |
| Application Approved But Not Accepted | 82 | $4,427,000 | $53,000 | $168,000 | $49,000 | $141,000 |
| File Closed For Incompleteness | 48 | $7,800,000 | $162,000 | $368,000 | $82,000 | $232,000 |
| Application Withdrawn By Applicant | 20 | $2,765,000 | $138,000 | $415,000 | $92,000 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 71 | $6,423,000 | $90,000 | $350,000 | $47,000 | $105,000 |
| Credit History | 66 | $5,023,000 | $76,000 | $337,000 | $45,000 | $116,000 |
| Collateral | 21 | $3,423,000 | $163,000 | $400,000 | $82,000 | $194,000 |
| Employment History | 13 | $579,000 | $44,000 | $74,000 | $43,000 | $69,000 |
| Other | 9 | $1,268,000 | $140,000 | $240,000 | $46,000 | $79,000 |
| Credit Application Incomplete | 5 | $899,000 | $179,000 | $290,000 | $69,000 | $214,000 |
| Mortgage Insurance Denied | 2 | $234,000 | $117,000 | $153,000 | $53,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $72,000 | $72,000 | $72,000 | $47,000 | $47,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Numark Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Numark Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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