Oakstar Bank
Mortgage Loan Application
Totals and Details
for 2013

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Oakstar Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Oakstar Bank
1020 E Battlefield
Springfield, MO 65807
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 1,562
Total Mortgage Loan Application Amount $275,634,000
Average Mortgage Loan Application Amount $182,333
Highest Mortgage Loan Application Amount $4,984,000
Average Applicant Income $96,333
Highest Applicant Income $9,999,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Oakstar Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greene County Missouri 632 $ 95,588,000 $ 151,000 $ 88,000
Christian County Missouri 204 $ 28,751,000 $ 140,000 $ 81,000
Johnson County Kansas 173 $ 37,789,000 $ 218,000 $ 121,000
Jackson County Missouri 137 $ 25,535,000 $ 186,000 $ 97,000
Clay County Missouri 101 $ 20,038,000 $ 198,000 $ 95,000
Platte County Missouri 32 $ 7,010,000 $ 219,000 $ 108,000
Stone County Missouri 24 $ 4,593,000 $ 191,000 $ 252,000
Webster County Missouri 20 $ 3,018,000 $ 150,000 $ 90,000
Wyandotte County Kansas 15 $ 2,024,000 $ 134,000 $ 118,000
Polk County Missouri 13 $ 1,897,000 $ 145,000 $ 183,000
Taney County Missouri 13 $ 2,299,000 $ 176,000 $ 125,000
Camden County Missouri 12 $ 2,109,000 $ 175,000 $ 284,000
Barry County Missouri 10 $ 1,710,000 $ 171,000 $ 89,000
Maricopa County Arizona 9 $ 2,053,000 $ 228,000 $ 96,000
Cass County Missouri 8 $ 1,231,000 $ 153,000 $ 78,000
Douglas County Missouri 8 $ 954,000 $ 119,000 $ 50,000
Wright County Missouri 8 $ 1,506,000 $ 188,000 $ 62,000
Lawrence County Missouri 7 $ 1,151,000 $ 164,000 $ 66,000
Buchanan County Missouri 5 $ 1,205,000 $ 241,000 $ 145,000
Clinton County Missouri 5 $ 685,000 $ 137,000 $ 59,000
Texas County Missouri 5 $ 445,000 $ 89,000 $ 55,000
Leavenworth County Kansas 4 $ 626,000 $ 156,000 $ 108,000
Boone County Missouri 4 $ 603,000 $ 150,000 $ 42,000
Dallas County Missouri 4 $ 350,000 $ 87,000 $ 31,000
Collin County Texas 4 $ 755,000 $ 188,000 $ 408,000
Ray County Missouri 3 $ 456,000 $ 152,000 $ 81,000
St. Louis County Missouri 3 $ 676,000 $ 225,000 $ 181,000
Douglas County Nebraska 3 $ 851,000 $ 283,000 $ 106,000
Denton County Texas 3 $ 856,000 $ 285,000 $ 261,000
Benton County Arkansas 2 $ 511,000 $ 255,000 $ 138,000
Mississippi County Arkansas 2 $ 266,000 $ 133,000 $ 45,000
Arapahoe County Colorado 2 $ 709,000 $ 354,000 $ 125,000
Douglas County Colorado 2 $ 518,000 $ 259,000 $ 147,000
Cook County Illinois 2 $ 555,000 $ 277,000 $ 106,000
Miami County Kansas 2 $ 482,000 $ 241,000 $ 105,000
Cedar County Missouri 2 $ 325,000 $ 162,000 $ 85,000
Cole County Missouri 2 $ 289,000 $ 144,000 $ 92,000
Phelps County Missouri 2 $ 206,000 $ 103,000 $ 71,000
St. Louis City County Missouri 2 $ 394,000 $ 197,000 $ 107,000
Tulsa County Oklahoma 2 $ 418,000 $ 209,000 $ 127,000
Alexandria County Virginia 2 $ 500,000 $ 250,000 $ 175,000
Boone County Arkansas 1 $ 134,000 $ 134,000 $ 89,000
Carroll County Arkansas 1 $ 417,000 $ 417,000 $ 425,000
Alameda County California 1 $ 260,000 $ 260,000 $ 150,000
San Bernardino County California 1 $ 289,000 $ 289,000 $ 30,000
Santa Clara County California 1 $ 351,000 $ 351,000 $ 104,000
Ventura County California 1 $ 296,000 $ 296,000 $ 159,000
Boulder County Colorado 1 $ 391,000 $ 391,000 $ 113,000
Jefferson County Colorado 1 $ 228,000 $ 228,000 $ 145,000
New Castle County Delaware 1 $ 310,000 $ 310,000 $ 108,000
District of Columbia County District Of Columbia 1 $ 626,000 $ 626,000 $ 213,000
Escambia County Florida 1 $ 417,000 $ 417,000 $ 210,000
Hillsborough County Florida 1 $ 111,000 $ 111,000 $ 0
Lee County Florida 1 $ 145,000 $ 145,000 $ 95,000
Chatham County Georgia 1 $ 183,000 $ 183,000 $ 111,000
Hawaii County Hawaii 1 $ 417,000 $ 417,000 $ 103,000
Honolulu County Hawaii 1 $ 340,000 $ 340,000 $ 118,000
Sangamon County Illinois 1 $ 54,000 $ 54,000 $ 77,000
Hamilton County Indiana 1 $ 252,000 $ 252,000 $ 133,000
Marion County Indiana 1 $ 316,000 $ 316,000 $ 176,000
Monroe County Iowa 1 $ 87,000 $ 87,000 $ 53,000
Webster County Iowa 1 $ 119,000 $ 119,000 $ 115,000
Butler County Kansas 1 $ 118,000 $ 118,000 $ 82,000
Doniphan County Kansas 1 $ 132,000 $ 132,000 $ 65,000
Douglas County Kansas 1 $ 332,000 $ 332,000 $ 135,000
Jefferson County Kansas 1 $ 106,000 $ 106,000 $ 70,000
Spencer County Kentucky 1 $ 219,000 $ 219,000 $ 53,000
East Baton Rouge County Louisiana 1 $ 280,000 $ 280,000 $ 135,000
Middlesex County Massachusetts 1 $ 199,000 $ 199,000 $ 44,000
Grenada County Mississippi 1 $ 157,000 $ 157,000 $ 139,000
Cape Girardeau County Missouri 1 $ 52,000 $ 52,000 $ 80,000
DeKalb County Missouri 1 $ 231,000 $ 231,000 $ 107,000
Jasper County Missouri 1 $ 128,000 $ 128,000 $ 89,000
Laclede County Missouri 1 $ 416,000 $ 416,000 $ 202,000
Nodaway County Missouri 1 $ 89,000 $ 89,000 $ 71,000
Ozark County Missouri 1 $ 75,000 $ 75,000 $ 25,000
Pulaski County Missouri 1 $ 53,000 $ 53,000 $ 84,000
Bernalillo County New Mexico 1 $ 367,000 $ 367,000 $ 121,000
Westchester County New York 1 $ 388,000 $ 388,000 $ 520,000
Chatham County North Carolina 1 $ 324,000 $ 324,000 $ 168,000
Wake County North Carolina 1 $ 247,000 $ 247,000 $ 152,000
Pawnee County Oklahoma 1 $ 82,000 $ 82,000 $ 75,000
Clackamas County Oregon 1 $ 274,000 $ 274,000 $ 68,000
Washington County Oregon 1 $ 342,000 $ 342,000 $ 123,000
Delaware County Pennsylvania 1 $ 265,000 $ 265,000 $ 9,999,000
Franklin County Pennsylvania 1 $ 254,000 $ 254,000 $ 71,000
Montgomery County Pennsylvania 1 $ 386,000 $ 386,000 $ 133,000
Rutherford County Tennessee 1 $ 185,000 $ 185,000 $ 44,000
Williamson County Tennessee 1 $ 417,000 $ 417,000 $ 385,000
Bexar County Texas 1 $ 339,000 $ 339,000 $ 183,000
Comal County Texas 1 $ 333,000 $ 333,000 $ 102,000
Ellis County Texas 1 $ 254,000 $ 254,000 $ 104,000
Fort Bend County Texas 1 $ 398,000 $ 398,000 $ 142,000
Tarrant County Texas 1 $ 146,000 $ 146,000 $ 44,000
Utah County Utah 1 $ 309,000 $ 309,000 $ 76,000
Albemarle County Virginia 1 $ 188,000 $ 188,000 $ 51,000
Charlottesville County Virginia 1 $ 417,000 $ 417,000 $ 467,000
Chesterfield County Virginia 1 $ 243,000 $ 243,000 $ 58,000
Fairfax County Virginia 1 $ 240,000 $ 240,000 $ 449,000
Newport News County Virginia 1 $ 233,000 $ 233,000 $ 0
Prince William County Virginia 1 $ 236,000 $ 236,000 $ 0
King County Washington 1 $ 417,000 $ 417,000 $ 314,000
Snohomish County Washington 1 $ 386,000 $ 386,000 $ 147,000
Hancock County West Virginia 1 $ 105,000 $ 105,000 $ 66,000
Milwaukee County Wisconsin 1 $ 48,000 $ 48,000 $ 164,000
Waukesha County Wisconsin 1 $ 281,000 $ 281,000 $ 74,000
Laramie County Wyoming 1 $ 295,000 $ 295,000 $ 73,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Oakstar Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 920 $159,287,000 $173,000 $1,700,000 $113,000 $9,999,000
Home Purchase 636 $115,187,000 $181,000 $4,984,000 $98,000 $746,000
Home Improvement 6 $1,160,000 $193,000 $625,000 $78,000 $133,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,437 $240,935,000 $167,000 $739,000 $107,000 $9,999,000
Not Provided 29 $7,360,000 $253,000 $417,000 $139,000 $520,000
Asian 29 $5,690,000 $196,000 $400,000 $160,000 $582,000
Black or African American 24 $5,245,000 $218,000 $515,000 $101,000 $237,000
Hispanic 21 $3,269,000 $155,000 $430,000 $60,000 $151,000
Not applicable 19 $12,425,000 $653,000 $4,984,000 $0 $0
Native Hawaiian or Other Pacific Islander 2 $585,000 $292,000 $352,000 $132,000 $265,000
American Indian or Alaskan Native 1 $125,000 $125,000 $125,000 $50,000 $50,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,258 $228,096,000 $181,000 $4,984,000 $117,000 $9,999,000
FHA-insured (Federal Housing Administration) 194 $27,328,000 $140,000 $277,000 $62,000 $501,000
VA-guaranteed (Veterans Administration) 83 $17,325,000 $208,000 $515,000 $74,000 $237,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 27 $2,885,000 $106,000 $151,000 $36,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,290 $226,821,000 $175,000 $4,984,000 $110,000 $9,999,000
Application Withdrawn By Applicant 151 $29,026,000 $192,000 $739,000 $101,000 $643,000
Application Denied By Financial Institution 101 $16,343,000 $161,000 $386,000 $80,000 $500,000
Application Approved But Not Accepted 12 $2,189,000 $182,000 $515,000 $117,000 $390,000
File Closed For Incompleteness 8 $1,255,000 $156,000 $240,000 $100,000 $482,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 33 $5,166,000 $156,000 $320,000 $61,000 $167,000
Debt-To-Income Ratio 24 $3,800,000 $158,000 $384,000 $70,000 $211,000
Collateral 24 $4,063,000 $169,000 $386,000 $138,000 $500,000
Other 7 $1,076,000 $153,000 $251,000 $76,000 $170,000
Employment History 6 $828,000 $138,000 $289,000 $44,000 $104,000
Unverifiable Information 3 $652,000 $217,000 $312,000 $38,000 $63,000
Insufficient Cash (Downpayment, Closing Cost) 1 $169,000 $169,000 $169,000 $28,000 $28,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List