Oakstar Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Oakstar Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Oakstar Bank 1020 E Battlefield Springfield, MO 65807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,373 |
| Total Mortgage Loan Application Amount | $702,385,000 |
| Average Mortgage Loan Application Amount | $277,000 |
| Highest Mortgage Loan Application Amount | $25,975,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $951,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 673 | $ 166,835,000 | $ 247,000 | $ 111,000 |
| Christian County Missouri | 259 | $ 77,705,000 | $ 300,000 | $ 111,000 |
| Johnson County Kansas | 241 | $ 102,805,000 | $ 426,000 | $ 142,000 |
| Jackson County Missouri | 160 | $ 61,390,000 | $ 383,000 | $ 144,000 |
| Polk County Missouri | 154 | $ 29,830,000 | $ 193,000 | $ 92,000 |
| Dallas County Missouri | 79 | $ 10,525,000 | $ 133,000 | $ 85,000 |
| Henry County Missouri | 78 | $ 12,030,000 | $ 154,000 | $ 81,000 |
| Clay County Missouri | 64 | $ 22,510,000 | $ 351,000 | $ 127,000 |
| Camden County Missouri | 61 | $ 11,785,000 | $ 193,000 | $ 87,000 |
| Hickory County Missouri | 61 | $ 7,475,000 | $ 122,000 | $ 77,000 |
| Stone County Missouri | 48 | $ 16,350,000 | $ 340,000 | $ 228,000 |
| Jasper County Missouri | 39 | $ 14,175,000 | $ 363,000 | $ 72,000 |
| Webster County Missouri | 32 | $ 7,190,000 | $ 224,000 | $ 106,000 |
| Wyandotte County Kansas | 25 | $ 3,545,000 | $ 141,000 | $ 155,000 |
| Platte County Missouri | 24 | $ 6,820,000 | $ 284,000 | $ 154,000 |
| Taney County Missouri | 24 | $ 6,880,000 | $ 286,000 | $ 110,000 |
| Barry County Missouri | 21 | $ 3,255,000 | $ 155,000 | $ 86,000 |
| Cass County Missouri | 16 | $ 4,240,000 | $ 265,000 | $ 152,000 |
| Boone County Missouri | 14 | $ 11,640,000 | $ 831,000 | $ 601,000 |
| Lawrence County Missouri | 14 | $ 3,360,000 | $ 240,000 | $ 88,000 |
| Cedar County Missouri | 11 | $ 3,485,000 | $ 316,000 | $ 85,000 |
| Miami County Kansas | 10 | $ 2,630,000 | $ 263,000 | $ 103,000 |
| Morgan County Missouri | 10 | $ 2,130,000 | $ 213,000 | $ 103,000 |
| Benton County Missouri | 9 | $ 1,145,000 | $ 127,000 | $ 83,000 |
| Newton County Missouri | 9 | $ 2,845,000 | $ 316,000 | $ 104,000 |
| St. Clair County Missouri | 9 | $ 1,945,000 | $ 216,000 | $ 143,000 |
| Maricopa County Arizona | 8 | $ 2,820,000 | $ 352,000 | $ 142,000 |
| Benton County Arkansas | 8 | $ 27,990,000 | $ 3,498,000 | $ 133,000 |
| St. Louis County Missouri | 8 | $ 2,700,000 | $ 337,000 | $ 181,000 |
| Laclede County Missouri | 7 | $ 1,345,000 | $ 192,000 | $ 89,000 |
| Broward County Florida | 5 | $ 2,585,000 | $ 517,000 | $ 337,000 |
| Leavenworth County Kansas | 5 | $ 1,045,000 | $ 209,000 | $ 69,000 |
| Ottawa County Oklahoma | 5 | $ 2,885,000 | $ 577,000 | $ 198,000 |
| Orange County California | 4 | $ 3,290,000 | $ 822,000 | $ 295,000 |
| El Paso County Colorado | 4 | $ 2,170,000 | $ 542,000 | $ 203,000 |
| Crawford County Kansas | 4 | $ 2,160,000 | $ 540,000 | $ 111,000 |
| Bates County Missouri | 4 | $ 1,000,000 | $ 250,000 | $ 73,000 |
| Douglas County Colorado | 3 | $ 1,365,000 | $ 455,000 | $ 105,000 |
| Lee County Florida | 3 | $ 1,335,000 | $ 445,000 | $ 98,000 |
| Pinellas County Florida | 3 | $ 1,335,000 | $ 445,000 | $ 150,000 |
| Sarasota County Florida | 3 | $ 1,865,000 | $ 621,000 | $ 230,000 |
| Walton County Florida | 3 | $ 1,855,000 | $ 618,000 | $ 331,000 |
| Cherokee County Kansas | 3 | $ 195,000 | $ 65,000 | $ 40,000 |
| Pulaski County Missouri | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Vernon County Missouri | 3 | $ 175,000 | $ 58,000 | $ 38,000 |
| Wright County Missouri | 3 | $ 975,000 | $ 325,000 | $ 83,000 |
| Douglas County Nebraska | 3 | $ 835,000 | $ 278,000 | $ 147,000 |
| Delaware County Oklahoma | 3 | $ 1,035,000 | $ 345,000 | $ 181,000 |
| Shelby County Tennessee | 3 | $ 595,000 | $ 198,000 | $ 169,000 |
| Williamson County Tennessee | 3 | $ 1,085,000 | $ 361,000 | $ 98,000 |
| Dallas County Texas | 3 | $ 1,165,000 | $ 388,000 | $ 129,000 |
| Mobile County Alabama | 2 | $ 890,000 | $ 445,000 | $ 261,000 |
| Yavapai County Arizona | 2 | $ 520,000 | $ 260,000 | $ 163,000 |
| Washington County Arkansas | 2 | $ 510,000 | $ 255,000 | $ 100,000 |
| Delta County Colorado | 2 | $ 530,000 | $ 265,000 | $ 117,000 |
| Mesa County Colorado | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 450,000 | $ 225,000 | $ 408,000 |
| Collier County Florida | 2 | $ 630,000 | $ 315,000 | $ 171,000 |
| Manatee County Florida | 2 | $ 4,500,000 | $ 2,250,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 660,000 | $ 330,000 | $ 127,000 |
| Johnson County Indiana | 2 | $ 500,000 | $ 250,000 | $ 141,000 |
| Warrick County Indiana | 2 | $ 500,000 | $ 250,000 | $ 97,000 |
| Dakota County Minnesota | 2 | $ 900,000 | $ 450,000 | $ 147,000 |
| Clinton County Missouri | 2 | $ 520,000 | $ 260,000 | $ 71,000 |
| Johnson County Missouri | 2 | $ 430,000 | $ 215,000 | $ 60,000 |
| Miller County Missouri | 2 | $ 710,000 | $ 355,000 | $ 94,000 |
| Clark County Nevada | 2 | $ 720,000 | $ 360,000 | $ 142,000 |
| Middlesex County New Jersey | 2 | $ 930,000 | $ 465,000 | $ 231,000 |
| Dare County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 101,000 |
| Johnston County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Tulsa County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 93,000 |
| Davidson County Tennessee | 2 | $ 880,000 | $ 440,000 | $ 180,000 |
| Madison County Alabama | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fairbanks North Star County Alaska | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Pima County Arizona | 1 | $ 545,000 | $ 545,000 | $ 145,000 |
| Baxter County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Craighead County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Pulaski County Arkansas | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Los Angeles County California | 1 | $ 525,000 | $ 525,000 | $ 512,000 |
| Riverside County California | 1 | $ 505,000 | $ 505,000 | $ 91,000 |
| San Bernardino County California | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| San Diego County California | 1 | $ 405,000 | $ 405,000 | $ 91,000 |
| Arapahoe County Colorado | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Boulder County Colorado | 1 | $ 385,000 | $ 385,000 | $ 136,000 |
| Denver County Colorado | 1 | $ 375,000 | $ 375,000 | $ 182,000 |
| Jefferson County Colorado | 1 | $ 455,000 | $ 455,000 | $ 117,000 |
| Larimer County Colorado | 1 | $ 395,000 | $ 395,000 | $ 90,000 |
| Weld County Colorado | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| New Haven County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 350,000 |
| Bay County Florida | 1 | $ 325,000 | $ 325,000 | $ 163,000 |
| Brevard County Florida | 1 | $ 495,000 | $ 495,000 | $ 147,000 |
| Escambia County Florida | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Hillsborough County Florida | 1 | $ 275,000 | $ 275,000 | $ 50,000 |
| Marion County Florida | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Miami-Dade County Florida | 1 | $ 1,265,000 | $ 1,265,000 | $ 0 |
| Sumter County Florida | 1 | $ 145,000 | $ 145,000 | $ 196,000 |
| Cherokee County Georgia | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
| Fannin County Georgia | 1 | $ 445,000 | $ 445,000 | $ 354,000 |
| Fulton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Cook County Illinois | 1 | $ 905,000 | $ 905,000 | $ 951,000 |
| DuPage County Illinois | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Henry County Iowa | 1 | $ 215,000 | $ 215,000 | $ 134,000 |
| Bourbon County Kansas | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Douglas County Kansas | 1 | $ 295,000 | $ 295,000 | $ 182,000 |
| Linn County Kansas | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Osage County Kansas | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Jefferson County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 175,000 |
| Baltimore County Maryland | 1 | $ 215,000 | $ 215,000 | $ 167,000 |
| Howard County Maryland | 1 | $ 355,000 | $ 355,000 | $ 182,000 |
| Norfolk County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 175,000 |
| Plymouth County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 309,000 |
| Montcalm County Michigan | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Audrain County Missouri | 1 | $ 125,000 | $ 125,000 | $ 239,000 |
| Dade County Missouri | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| DeKalb County Missouri | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Franklin County Missouri | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Howell County Missouri | 1 | $ 325,000 | $ 325,000 | $ 147,000 |
| Jefferson County Missouri | 1 | $ 305,000 | $ 305,000 | $ 660,000 |
| Lafayette County Missouri | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Ozark County Missouri | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Ripley County Missouri | 1 | $ 305,000 | $ 305,000 | $ 264,000 |
| St. Charles County Missouri | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| St. Louis City County Missouri | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Sullivan County Missouri | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Texas County Missouri | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Wayne County Missouri | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Broadwater County Montana | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Sarpy County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 149,000 |
| Morris County New Jersey | 1 | $ 535,000 | $ 535,000 | $ 135,000 |
| Bernalillo County New Mexico | 1 | $ 395,000 | $ 395,000 | $ 242,000 |
| Colfax County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 156,000 |
| Santa Fe County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Rutherford County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 192,000 |
| Wake County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 193,000 |
| Cuyahoga County Ohio | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Union County Ohio | 1 | $ 185,000 | $ 185,000 | $ 191,000 |
| McIntosh County Oklahoma | 1 | $ 545,000 | $ 545,000 | $ 267,000 |
| Clackamas County Oregon | 1 | $ 1,445,000 | $ 1,445,000 | $ 430,000 |
| Multnomah County Oregon | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| York County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Greenville County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Richland County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Lewis County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Lincoln County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Collin County Texas | 1 | $ 545,000 | $ 545,000 | $ 175,000 |
| Denton County Texas | 1 | $ 235,000 | $ 235,000 | $ 248,000 |
| Rockwall County Texas | 1 | $ 355,000 | $ 355,000 | $ 359,000 |
| Tarrant County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Travis County Texas | 1 | $ 255,000 | $ 255,000 | $ 149,000 |
| Summit County Utah | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Washington County Utah | 1 | $ 545,000 | $ 545,000 | $ 215,000 |
| King County Washington | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Walworth County Wisconsin | 1 | $ 435,000 | $ 435,000 | $ 340,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Oakstar Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,055 | $391,335,000 | $370,000 | $25,975,000 | $120,000 | $934,000 |
| Refinancing | 925 | $225,145,000 | $243,000 | $3,055,000 | $125,000 | $951,000 |
| Cash-out Refinancing | 347 | $74,185,000 | $213,000 | $905,000 | $104,000 | $600,000 |
| Other Purpose | 31 | $6,435,000 | $207,000 | $545,000 | $149,000 | $595,000 |
| Home Improvement | 15 | $5,285,000 | $352,000 | $1,135,000 | $67,000 | $153,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,953 | $452,425,000 | $231,000 | $2,075,000 | $116,000 | $951,000 |
| Not applicable | 218 | $198,180,000 | $909,000 | $25,975,000 | $0 | $0 |
| Not Provided | 76 | $22,300,000 | $293,000 | $945,000 | $155,000 | $488,000 |
| Hispanic | 49 | $10,855,000 | $221,000 | $545,000 | $89,000 | $248,000 |
| Asian | 35 | $10,185,000 | $291,000 | $855,000 | $186,000 | $619,000 |
| Black or African American | 28 | $5,250,000 | $187,000 | $545,000 | $219,000 | $765,000 |
| American Indian or Alaskan Native | 8 | $1,830,000 | $228,000 | $925,000 | $104,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,254 | $676,580,000 | $300,000 | $25,975,000 | $122,000 | $951,000 |
| VA-guaranteed (Veterans Administration) | 58 | $15,670,000 | $270,000 | $675,000 | $98,000 | $528,000 |
| FHA-insured (Federal Housing Administration) | 31 | $5,875,000 | $189,000 | $365,000 | $64,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $4,260,000 | $142,000 | $275,000 | $48,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,005 | $581,635,000 | $290,000 | $25,975,000 | $120,000 | $951,000 |
| Application Withdrawn By Applicant | 295 | $82,425,000 | $279,000 | $3,305,000 | $126,000 | $934,000 |
| Application Denied By Financial Institution | 66 | $11,960,000 | $181,000 | $855,000 | $75,000 | $359,000 |
| Application Approved But Not Accepted | 7 | $26,365,000 | $3,766,000 | $15,005,000 | $72,000 | $127,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,307 | $690,425,000 | $299,000 | $25,975,000 | $121,000 | $951,000 |
| Debt-To-Income Ratio | 20 | $4,670,000 | $233,000 | $855,000 | $77,000 | $359,000 |
| Credit History | 19 | $2,305,000 | $121,000 | $215,000 | $68,000 | $202,000 |
| Other | 12 | $2,030,000 | $169,000 | $385,000 | $89,000 | $271,000 |
| Collateral | 9 | $1,745,000 | $193,000 | $445,000 | $75,000 | $199,000 |
| Employment History | 3 | $745,000 | $248,000 | $365,000 | $55,000 | $80,000 |
| Unverifiable Information | 2 | $380,000 | $190,000 | $205,000 | $61,000 | $93,000 |
| Credit Application Incomplete | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.