Oceanfirst Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Oceanfirst Bank, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Oceanfirst Bank, National Association 975 Hooper Avenue Toms River, NJ 08753 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,610 |
| Total Mortgage Loan Application Amount | $1,397,850,000 |
| Average Mortgage Loan Application Amount | $450,600 |
| Highest Mortgage Loan Application Amount | $48,005,000 |
| Average Applicant Income | $224,400 |
| Highest Applicant Income | $7,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Oceanfirst Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Oceanfirst Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Oceanfirst Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Oceanfirst Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Oceanfirst Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Oceanfirst Bank, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ocean County New Jersey | 896 | $ 242,790,000 | $ 270,000 | $ 172,000 |
| Monmouth County New Jersey | 374 | $ 227,450,000 | $ 608,000 | $ 304,000 |
| Atlantic County New Jersey | 334 | $ 105,000,000 | $ 314,000 | $ 242,000 |
| Cape May County New Jersey | 276 | $ 174,180,000 | $ 631,000 | $ 296,000 |
| Cumberland County New Jersey | 94 | $ 7,470,000 | $ 79,000 | $ 92,000 |
| Burlington County New Jersey | 64 | $ 112,210,000 | $ 1,753,000 | $ 234,000 |
| Camden County New Jersey | 46 | $ 14,320,000 | $ 311,000 | $ 274,000 |
| Gloucester County New Jersey | 33 | $ 4,935,000 | $ 149,000 | $ 146,000 |
| Mercer County New Jersey | 27 | $ 11,735,000 | $ 434,000 | $ 364,000 |
| Middlesex County New Jersey | 25 | $ 6,695,000 | $ 267,000 | $ 133,000 |
| Philadelphia County Pennsylvania | 23 | $ 44,965,000 | $ 1,955,000 | $ 161,000 |
| Union County New Jersey | 21 | $ 18,765,000 | $ 893,000 | $ 276,000 |
| Somerset County New Jersey | 16 | $ 57,200,000 | $ 3,575,000 | $ 243,000 |
| Bergen County New Jersey | 12 | $ 8,840,000 | $ 736,000 | $ 372,000 |
| Essex County New Jersey | 12 | $ 19,280,000 | $ 1,606,000 | $ 407,000 |
| Chester County Pennsylvania | 12 | $ 20,590,000 | $ 1,715,000 | $ 365,000 |
| Morris County New Jersey | 11 | $ 4,355,000 | $ 395,000 | $ 198,000 |
| Maricopa County Arizona | 10 | $ 7,970,000 | $ 797,000 | $ 0 |
| Montgomery County Pennsylvania | 10 | $ 5,090,000 | $ 509,000 | $ 420,000 |
| Palm Beach County Florida | 9 | $ 5,055,000 | $ 561,000 | $ 540,000 |
| Hudson County New Jersey | 9 | $ 14,915,000 | $ 1,657,000 | $ 238,000 |
| Salem County New Jersey | 9 | $ 4,595,000 | $ 510,000 | $ 225,000 |
| Miami-Dade County Florida | 7 | $ 13,345,000 | $ 1,906,000 | $ 1,980,000 |
| Wake County North Carolina | 7 | $ 5,145,000 | $ 735,000 | $ 0 |
| Broward County Florida | 6 | $ 3,870,000 | $ 645,000 | $ 34,000 |
| Lee County Florida | 6 | $ 2,030,000 | $ 338,000 | $ 196,000 |
| Cook County Illinois | 6 | $ 4,410,000 | $ 735,000 | $ 0 |
| New York County New York | 6 | $ 15,660,000 | $ 2,610,000 | $ 571,000 |
| Delaware County Pennsylvania | 6 | $ 4,080,000 | $ 680,000 | $ 269,000 |
| Jefferson County Colorado | 5 | $ 4,235,000 | $ 847,000 | $ 0 |
| Fairfield County Connecticut | 5 | $ 7,915,000 | $ 1,583,000 | $ 119,000 |
| Collier County Florida | 5 | $ 3,405,000 | $ 681,000 | $ 320,000 |
| Fulton County Georgia | 5 | $ 4,365,000 | $ 873,000 | $ 0 |
| Sussex County New Jersey | 5 | $ 785,000 | $ 157,000 | $ 153,000 |
| Richmond County New York | 5 | $ 1,545,000 | $ 309,000 | $ 181,000 |
| Suffolk County New York | 5 | $ 4,405,000 | $ 881,000 | $ 418,000 |
| Westchester County New York | 5 | $ 2,725,000 | $ 545,000 | $ 172,000 |
| Carbon County Pennsylvania | 5 | $ 1,315,000 | $ 263,000 | $ 272,000 |
| Martin County Florida | 4 | $ 2,680,000 | $ 670,000 | $ 275,000 |
| DeKalb County Georgia | 4 | $ 2,880,000 | $ 720,000 | $ 0 |
| Hunterdon County New Jersey | 4 | $ 22,540,000 | $ 5,635,000 | $ 184,000 |
| Bronx County New York | 4 | $ 6,160,000 | $ 1,540,000 | $ 81,000 |
| Kings County New York | 4 | $ 8,500,000 | $ 2,125,000 | $ 1,163,000 |
| Queens County New York | 4 | $ 5,670,000 | $ 1,417,000 | $ 229,000 |
| Mecklenburg County North Carolina | 4 | $ 3,070,000 | $ 767,000 | $ 0 |
| Bucks County Pennsylvania | 4 | $ 2,170,000 | $ 542,000 | $ 335,000 |
| Harris County Texas | 4 | $ 3,580,000 | $ 895,000 | $ 0 |
| Travis County Texas | 4 | $ 3,130,000 | $ 782,000 | $ 0 |
| Salt Lake County Utah | 4 | $ 3,780,000 | $ 945,000 | $ 0 |
| Yavapai County Arizona | 3 | $ 2,395,000 | $ 798,000 | $ 0 |
| Denver County Colorado | 3 | $ 4,675,000 | $ 1,558,000 | $ 0 |
| Douglas County Colorado | 3 | $ 2,445,000 | $ 815,000 | $ 0 |
| Sussex County Delaware | 3 | $ 1,845,000 | $ 615,000 | $ 331,000 |
| District of Columbia County District Of Columbia | 3 | $ 4,015,000 | $ 1,338,000 | $ 990,000 |
| St. Johns County Florida | 3 | $ 2,735,000 | $ 911,000 | $ 374,000 |
| Passaic County New Jersey | 3 | $ 1,135,000 | $ 378,000 | $ 223,000 |
| Dallas County Texas | 3 | $ 1,985,000 | $ 661,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 2,380,000 | $ 1,190,000 | $ 0 |
| Boulder County Colorado | 2 | $ 1,530,000 | $ 765,000 | $ 0 |
| Gunnison County Colorado | 2 | $ 1,730,000 | $ 865,000 | $ 0 |
| Walton County Florida | 2 | $ 1,390,000 | $ 695,000 | $ 0 |
| Kane County Illinois | 2 | $ 1,460,000 | $ 730,000 | $ 0 |
| Howard County Maryland | 2 | $ 1,670,000 | $ 835,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 1,420,000 | $ 710,000 | $ 0 |
| Warren County New York | 2 | $ 570,000 | $ 285,000 | $ 318,000 |
| Union County North Carolina | 2 | $ 1,670,000 | $ 835,000 | $ 98,000 |
| Northampton County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 135,000 |
| Beaufort County South Carolina | 2 | $ 2,250,000 | $ 1,125,000 | $ 0 |
| Horry County South Carolina | 2 | $ 1,560,000 | $ 780,000 | $ 0 |
| Richland County South Carolina | 2 | $ 2,110,000 | $ 1,055,000 | $ 0 |
| Bexar County Texas | 2 | $ 2,170,000 | $ 1,085,000 | $ 0 |
| Collin County Texas | 2 | $ 1,470,000 | $ 735,000 | $ 0 |
| Comal County Texas | 2 | $ 1,400,000 | $ 700,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 2,410,000 | $ 1,205,000 | $ 0 |
| Madison County Alabama | 1 | $ 745,000 | $ 745,000 | $ 0 |
| La Paz County Arizona | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
| Pinal County Arizona | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Benton County Arkansas | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Adams County Colorado | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Elbert County Colorado | 1 | $ 1,045,000 | $ 1,045,000 | $ 0 |
| Larimer County Colorado | 1 | $ 1,095,000 | $ 1,095,000 | $ 0 |
| Routt County Colorado | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Kent County Delaware | 1 | $ 225,000 | $ 225,000 | $ 457,000 |
| New Castle County Delaware | 1 | $ 8,505,000 | $ 8,505,000 | $ 0 |
| Bay County Florida | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Brevard County Florida | 1 | $ 605,000 | $ 605,000 | $ 690,000 |
| Charlotte County Florida | 1 | $ 75,000 | $ 75,000 | $ 197,000 |
| Escambia County Florida | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Flagler County Florida | 1 | $ 395,000 | $ 395,000 | $ 844,000 |
| Indian River County Florida | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| Manatee County Florida | 1 | $ 245,000 | $ 245,000 | $ 452,000 |
| Okaloosa County Florida | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Osceola County Florida | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Pinellas County Florida | 1 | $ 525,000 | $ 525,000 | $ 301,000 |
| Putnam County Florida | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Sarasota County Florida | 1 | $ 725,000 | $ 725,000 | $ 879,000 |
| Cobb County Georgia | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Glynn County Georgia | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Greene County Georgia | 1 | $ 1,585,000 | $ 1,585,000 | $ 0 |
| Hall County Georgia | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Hart County Georgia | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Ada County Idaho | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 1,215,000 | $ 1,215,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 405,000 | $ 405,000 | $ 1,005,000 |
| Marion County Indiana | 1 | $ 1,215,000 | $ 1,215,000 | $ 0 |
| Cumberland County Maine | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 505,000 | $ 505,000 | $ 753,000 |
| Montgomery County Maryland | 1 | $ 1,395,000 | $ 1,395,000 | $ 0 |
| Worcester County Maryland | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 1,235,000 | $ 1,235,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Kalkaska County Michigan | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Oakland County Michigan | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Platte County Missouri | 1 | $ 795,000 | $ 795,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 1,575,000 | $ 1,575,000 | $ 0 |
| Gallatin County Montana | 1 | $ 1,215,000 | $ 1,215,000 | $ 0 |
| Ravalli County Montana | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Clark County Nevada | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Washoe County Nevada | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Jefferson County New York | 1 | $ 1,725,000 | $ 1,725,000 | $ 0 |
| Putnam County New York | 1 | $ 365,000 | $ 365,000 | $ 134,000 |
| Saratoga County New York | 1 | $ 295,000 | $ 295,000 | $ 380,000 |
| Schenectady County New York | 1 | $ 165,000 | $ 165,000 | $ 276,000 |
| Brunswick County North Carolina | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 1,165,000 | $ 1,165,000 | $ 0 |
| Dare County North Carolina | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Moore County North Carolina | 1 | $ 735,000 | $ 735,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Orange County North Carolina | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Stark County Ohio | 1 | $ 9,505,000 | $ 9,505,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 213,000 |
| Monroe County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 129,000 |
| Pike County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 329,000 |
| Susquehanna County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Charleston County South Carolina | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 223,000 |
| Greenville County South Carolina | 1 | $ 795,000 | $ 795,000 | $ 0 |
| York County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 1,045,000 | $ 1,045,000 | $ 0 |
| Maury County Tennessee | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Cooke County Texas | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Galveston County Texas | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Tarrant County Texas | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Davis County Utah | 1 | $ 1,485,000 | $ 1,485,000 | $ 0 |
| Summit County Utah | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Utah County Utah | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Washington County Utah | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Teton County Wyoming | 1 | $ 735,000 | $ 735,000 | $ 0 |
Mortgage Loan Application Detail Totals for Oceanfirst Bank, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,109 | $975,385,000 | $879,000 | $48,005,000 | $312,000 | $6,237,000 |
| Home Improvement | 494 | $58,460,000 | $118,000 | $8,105,000 | $156,000 | $2,300,000 |
| Other Purpose | 451 | $60,365,000 | $133,000 | $1,475,000 | $180,000 | $7,500,000 |
| Refinancing | 379 | $196,715,000 | $519,000 | $13,005,000 | $184,000 | $1,534,000 |
| Cash-out Refinancing | 177 | $106,925,000 | $604,000 | $3,005,000 | $290,000 | $2,201,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,936 | $659,740,000 | $340,000 | $4,345,000 | $229,000 | $7,500,000 |
| Not applicable | 287 | $576,365,000 | $2,008,000 | $48,005,000 | $0 | $0 |
| Not Provided | 201 | $94,385,000 | $469,000 | $4,805,000 | $313,000 | $2,481,000 |
| Hispanic | 75 | $20,495,000 | $273,000 | $1,875,000 | $147,000 | $1,192,000 |
| Asian | 57 | $32,665,000 | $573,000 | $2,105,000 | $294,000 | $1,764,000 |
| Black or African American | 37 | $10,145,000 | $274,000 | $1,955,000 | $195,000 | $1,005,000 |
| American Indian or Alaskan Native | 11 | $1,935,000 | $175,000 | $945,000 | $93,000 | $386,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $805,000 | $805,000 | $805,000 | $153,000 | $153,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,610 | $1,397,850,000 | $535,000 | $48,005,000 | $234,000 | $7,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,493 | $872,195,000 | $584,000 | $42,205,000 | $272,000 | $6,237,000 |
| Application Denied By Financial Institution | 582 | $100,140,000 | $172,000 | $3,755,000 | $145,000 | $7,500,000 |
| Loan Purchased By The Institution | 225 | $171,475,000 | $762,000 | $1,755,000 | $0 | $0 |
| Application Withdrawn By Applicant | 153 | $179,825,000 | $1,175,000 | $48,005,000 | $262,000 | $2,300,000 |
| Application Approved But Not Accepted | 141 | $68,545,000 | $486,000 | $15,655,000 | $194,000 | $1,209,000 |
| File Closed For Incompleteness | 8 | $1,610,000 | $201,000 | $455,000 | $148,000 | $403,000 |
| Preapproval Approved but not Accepted | 6 | $3,490,000 | $581,000 | $2,105,000 | $241,000 | $796,000 |
| Preapproval Denied by Financial Institution | 2 | $570,000 | $285,000 | $405,000 | $57,000 | $79,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,026 | $1,297,140,000 | $640,000 | $48,005,000 | $264,000 | $6,237,000 |
| Debt-To-Income Ratio | 280 | $56,030,000 | $200,000 | $1,805,000 | $98,000 | $1,151,000 |
| Collateral | 142 | $24,330,000 | $171,000 | $3,755,000 | $196,000 | $1,367,000 |
| Credit History | 131 | $11,565,000 | $88,000 | $1,725,000 | $109,000 | $475,000 |
| Other | 17 | $3,325,000 | $195,000 | $505,000 | $310,000 | $738,000 |
| Unverifiable Information | 6 | $3,290,000 | $548,000 | $1,755,000 | $1,439,000 | $7,500,000 |
| Employment History | 5 | $1,515,000 | $303,000 | $805,000 | $100,000 | $188,000 |
| Credit Application Incomplete | 3 | $655,000 | $218,000 | $495,000 | $160,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Oceanfirst Bank, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Oceanfirst Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.