First Place Bank Mortgage Lending & HMDA Data, 2008
In 2008, First Place Bank of Warren, OH reported 9,825 mortgage applications totaling $1.7 billion, up 28797% from 2007. The average application was for $168,829, and applicants reported an average income of $80,573. 69% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Youngstown-Warren-Boardman, OH-PA (1,403), Cleveland-Elyria-Mentor, OH (1,252) and Indianapolis-Carmel, IN (1,060) (applications in parentheses).
| Mortgage Company & Address | First Place Bank 185 East Market Warren, OH 44481 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,825 |
| Total Mortgage Loan Application Amount | $1,658,746,000 |
| Average Mortgage Loan Application Amount | $168,829 |
| Highest Mortgage Loan Application Amount | $11,928,000 |
| Average Applicant Income | $80,573 |
| Highest Applicant Income | $8,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Place Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mahoning, Ohio | 783 | $ 92,765,000 | $ 118,473 | $ 69,000 |
| Cuyahoga, Ohio | 655 | $ 97,236,000 | $ 148,451 | $ 87,000 |
| Trumbull, Ohio | 615 | $ 64,911,000 | $ 105,546 | $ 62,000 |
| Franklin, Ohio | 495 | $ 113,676,000 | $ 229,648 | $ 92,000 |
| Genesee, Michigan | 364 | $ 54,463,000 | $ 149,623 | $ 78,000 |
| Marion, Indiana | 340 | $ 43,730,000 | $ 128,617 | $ 48,000 |
| Lorain, Ohio | 330 | $ 47,997,000 | $ 145,445 | $ 72,000 |
| Ottawa, Michigan | 318 | $ 53,960,000 | $ 169,685 | $ 74,000 |
| Summit, Ohio | 310 | $ 49,803,000 | $ 160,654 | $ 71,000 |
| Hamilton, Ohio | 305 | $ 49,076,000 | $ 160,904 | $ 72,000 |
| Hamilton, Indiana | 293 | $ 50,148,000 | $ 171,153 | $ 69,000 |
| Oakland, Michigan | 290 | $ 77,322,000 | $ 266,627 | $ 127,000 |
| Kent, Michigan | 247 | $ 38,985,000 | $ 157,834 | $ 76,000 |
| Cook, Illinois | 192 | $ 46,062,000 | $ 239,906 | $ 6,000 |
| Portage, Ohio | 183 | $ 32,545,000 | $ 177,841 | $ 80,000 |
| Calhoun, Michigan | 160 | $ 15,261,000 | $ 95,381 | $ 61,000 |
| Johnson, Indiana | 155 | $ 19,472,000 | $ 125,625 | $ 50,000 |
| Jackson, Michigan | 151 | $ 22,603,000 | $ 149,688 | $ 73,000 |
| Lake, Ohio | 150 | $ 24,483,000 | $ 163,220 | $ 86,000 |
| Wayne, Michigan | 135 | $ 29,186,000 | $ 216,192 | $ 124,000 |
| Delaware, Ohio | 135 | $ 33,095,000 | $ 245,148 | $ 114,000 |
| Stark, Ohio | 131 | $ 19,073,000 | $ 145,595 | $ 54,000 |
| Hendricks, Indiana | 130 | $ 22,574,000 | $ 173,646 | $ 71,000 |
| Licking, Ohio | 120 | $ 21,416,000 | $ 178,466 | $ 108,000 |
| Montgomery, Ohio | 116 | $ 27,304,000 | $ 235,379 | $ 147,000 |
| Columbiana, Ohio | 106 | $ 10,593,000 | $ 99,933 | $ 71,000 |
| Clermont, Ohio | 103 | $ 19,237,000 | $ 186,766 | $ 70,000 |
| Warren, Ohio | 101 | $ 25,650,000 | $ 253,960 | $ 120,000 |
| Lucas, Ohio | 88 | $ 22,709,000 | $ 258,056 | $ 79,000 |
| Greene, Ohio | 86 | $ 24,286,000 | $ 282,395 | $ 184,000 |
| Hancock, Indiana | 82 | $ 12,136,000 | $ 148,000 | $ 59,000 |
| Howard, Indiana | 82 | $ 9,430,000 | $ 115,000 | $ 56,000 |
| Macomb, Michigan | 79 | $ 15,386,000 | $ 194,759 | $ 71,000 |
| Knox, Ohio | 79 | $ 10,304,000 | $ 130,430 | $ 71,000 |
| Washtenaw, Michigan | 71 | $ 16,360,000 | $ 230,422 | $ 86,000 |
| Allegan, Michigan | 68 | $ 12,789,000 | $ 188,073 | $ 74,000 |
| Geauga, Ohio | 68 | $ 15,303,000 | $ 225,044 | $ 117,000 |
| Tippecanoe, Indiana | 62 | $ 7,580,000 | $ 122,258 | $ 44,000 |
| Lake, Indiana | 60 | $ 10,650,000 | $ 177,500 | $ 15,000 |
| Butler, Ohio | 55 | $ 8,534,000 | $ 155,163 | $ 72,000 |
| Pickaway, Ohio | 53 | $ 7,041,000 | $ 132,849 | $ 51,000 |
| Will, Illinois | 51 | $ 11,885,000 | $ 233,039 | $ 13,000 |
| Mecklenburg, North Carolina | 51 | $ 8,344,000 | $ 163,607 | $ 61,000 |
| Medina, Ohio | 49 | $ 8,256,000 | $ 168,489 | $ 88,000 |
| Livingston, Michigan | 46 | $ 12,366,000 | $ 268,826 | $ 119,000 |
| DuPage, Illinois | 45 | $ 10,971,000 | $ 243,800 | $ 3,000 |
| Wayne, Ohio | 44 | $ 5,380,000 | $ 122,272 | $ 65,000 |
| Madison, Indiana | 41 | $ 4,730,000 | $ 115,365 | $ 43,000 |
| Morgan, Indiana | 37 | $ 5,072,000 | $ 137,081 | $ 48,000 |
| Fairfield, Ohio | 33 | $ 6,619,000 | $ 200,575 | $ 77,000 |
| Kalamazoo, Michigan | 32 | $ 7,099,000 | $ 221,843 | $ 88,000 |
| Iredell, North Carolina | 30 | $ 5,031,000 | $ 167,700 | $ 70,000 |
| Kane, Illinois | 26 | $ 6,809,000 | $ 261,884 | $ 0 |
| Gaston, North Carolina | 26 | $ 4,400,000 | $ 169,230 | $ 63,000 |
| Madison, Ohio | 24 | $ 3,686,000 | $ 153,583 | $ 68,000 |
| Boone, Kentucky | 21 | $ 3,981,000 | $ 189,571 | $ 84,000 |
| Lapeer, Michigan | 20 | $ 3,596,000 | $ 179,800 | $ 58,000 |
| Kenton, Kentucky | 19 | $ 5,748,000 | $ 302,526 | $ 98,000 |
| Cabarrus, North Carolina | 19 | $ 3,316,000 | $ 174,526 | $ 61,000 |
| Union, Ohio | 19 | $ 4,180,000 | $ 220,000 | $ 98,000 |
| York, South Carolina | 19 | $ 3,870,000 | $ 203,684 | $ 85,000 |
| Barry, Michigan | 18 | $ 3,335,000 | $ 185,277 | $ 77,000 |
| Ingham, Michigan | 18 | $ 3,737,000 | $ 207,611 | $ 41,000 |
| Brown, Ohio | 18 | $ 2,434,000 | $ 135,222 | $ 58,000 |
| Wood, Ohio | 18 | $ 3,052,000 | $ 169,555 | $ 72,000 |
| Lake, Illinois | 16 | $ 3,680,000 | $ 230,000 | $ 2,000 |
| Shelby, Indiana | 16 | $ 1,697,000 | $ 106,062 | $ 54,000 |
| Jefferson, Kentucky | 16 | $ 2,986,000 | $ 186,625 | $ 96,000 |
| Campbell, Kentucky | 15 | $ 3,594,000 | $ 239,600 | $ 1,191,000 |
| St. Clair, Michigan | 15 | $ 2,839,000 | $ 189,266 | $ 66,000 |
| Erie, Ohio | 15 | $ 2,322,000 | $ 154,800 | $ 146,000 |
| Muskegon, Michigan | 13 | $ 2,637,000 | $ 202,846 | $ 67,000 |
| Union, North Carolina | 13 | $ 2,291,000 | $ 176,230 | $ 69,000 |
| Milwaukee, Wisconsin | 13 | $ 2,423,000 | $ 186,384 | $ 0 |
| Monroe, Michigan | 12 | $ 1,566,000 | $ 130,500 | $ 56,000 |
| Ashtabula, Ohio | 12 | $ 1,678,000 | $ 139,833 | $ 120,000 |
| Shiawassee, Michigan | 11 | $ 1,349,000 | $ 122,636 | $ 77,000 |
| Lincoln, North Carolina | 11 | $ 2,018,000 | $ 183,454 | $ 87,000 |
| Defiance, Ohio | 11 | $ 900,000 | $ 81,818 | $ 56,000 |
| Ottawa, Ohio | 11 | $ 2,483,000 | $ 225,727 | $ 139,000 |
| Allen, Indiana | 10 | $ 1,262,000 | $ 126,200 | $ 80,000 |
| McHenry, Illinois | 9 | $ 1,834,000 | $ 203,777 | $ 0 |
| Eaton, Michigan | 9 | $ 2,694,000 | $ 299,333 | $ 39,000 |
| Lenawee, Michigan | 9 | $ 1,782,000 | $ 198,000 | $ 84,000 |
| Saginaw, Michigan | 9 | $ 1,229,000 | $ 136,555 | $ 69,000 |
| Tuscola, Michigan | 9 | $ 999,000 | $ 111,000 | $ 74,000 |
| Maricopa, Arizona | 8 | $ 1,502,000 | $ 187,750 | $ 154,000 |
| Sarasota, Florida | 8 | $ 2,880,000 | $ 360,000 | $ 224,000 |
| Dearborn, Indiana | 8 | $ 1,548,000 | $ 193,500 | $ 90,000 |
| Perry, Ohio | 8 | $ 2,248,000 | $ 281,000 | $ 155,000 |
| Allegheny, Pennsylvania | 8 | $ 1,207,000 | $ 150,875 | $ 96,000 |
| Lee, Florida | 7 | $ 1,593,000 | $ 227,571 | $ 82,000 |
| Carroll, Indiana | 7 | $ 914,000 | $ 130,571 | $ 65,000 |
| Porter, Indiana | 7 | $ 1,353,000 | $ 193,285 | $ 16,000 |
| Hillsdale, Michigan | 7 | $ 894,000 | $ 127,714 | $ 74,000 |
| Jefferson, Colorado | 6 | $ 1,827,000 | $ 304,500 | $ 49,000 |
| Iosco, Michigan | 6 | $ 808,000 | $ 134,666 | $ 100,000 |
| Forsyth, North Carolina | 6 | $ 799,000 | $ 133,166 | $ 69,000 |
| Guilford, North Carolina | 6 | $ 1,090,000 | $ 181,666 | $ 88,000 |
| Morrow, Ohio | 6 | $ 749,000 | $ 124,833 | $ 60,000 |
| Tuscarawas, Ohio | 6 | $ 1,032,000 | $ 172,000 | $ 68,000 |
| Collier, Florida | 5 | $ 1,777,000 | $ 355,400 | $ 162,000 |
| Bay, Michigan | 5 | $ 367,000 | $ 73,400 | $ 48,000 |
| Gladwin, Michigan | 5 | $ 784,000 | $ 156,800 | $ 99,000 |
| Grand Traverse, Michigan | 5 | $ 1,221,000 | $ 244,200 | $ 122,000 |
| Leelanau, Michigan | 5 | $ 1,700,000 | $ 340,000 | $ 168,000 |
| Montcalm, Michigan | 5 | $ 618,000 | $ 123,600 | $ 82,000 |
| Champaign, Ohio | 5 | $ 772,000 | $ 154,400 | $ 96,000 |
| Clark, Ohio | 5 | $ 272,000 | $ 54,400 | $ 37,000 |
| Logan, Ohio | 5 | $ 772,000 | $ 154,400 | $ 153,000 |
| Miami, Ohio | 5 | $ 2,018,000 | $ 403,600 | $ 186,000 |
| Mercer, Pennsylvania | 5 | $ 751,000 | $ 150,200 | $ 83,000 |
| Arapahoe, Colorado | 4 | $ 862,000 | $ 215,500 | $ 18,000 |
| Pinellas, Florida | 4 | $ 563,000 | $ 140,750 | $ 101,000 |
| Grundy, Illinois | 4 | $ 803,000 | $ 200,750 | $ 0 |
| Boone, Indiana | 4 | $ 581,000 | $ 145,250 | $ 63,000 |
| Miami, Indiana | 4 | $ 363,000 | $ 90,750 | $ 54,000 |
| St. Joseph, Indiana | 4 | $ 1,069,000 | $ 267,250 | $ 88,000 |
| Charlevoix, Michigan | 4 | $ 1,056,000 | $ 264,000 | $ 132,000 |
| Emmet, Michigan | 4 | $ 678,000 | $ 169,500 | $ 109,000 |
| Newaygo, Michigan | 4 | $ 721,000 | $ 180,250 | $ 87,000 |
| Oceana, Michigan | 4 | $ 533,000 | $ 133,250 | $ 44,000 |
| Van Buren, Michigan | 4 | $ 650,000 | $ 162,500 | $ 60,000 |
| Rowan, North Carolina | 4 | $ 666,000 | $ 166,500 | $ 61,000 |
| Huron, Ohio | 4 | $ 337,000 | $ 84,250 | $ 47,000 |
| Boulder, Colorado | 3 | $ 635,000 | $ 211,666 | $ 42,000 |
| Denver, Colorado | 3 | $ 542,000 | $ 180,666 | $ 52,000 |
| Hillsborough, Florida | 3 | $ 596,000 | $ 198,666 | $ 163,000 |
| Osceola, Florida | 3 | $ 531,000 | $ 177,000 | $ 263,000 |
| Palm Beach, Florida | 3 | $ 837,000 | $ 279,000 | $ 120,000 |
| Pasco, Florida | 3 | $ 400,000 | $ 133,333 | $ 123,000 |
| Kendall, Illinois | 3 | $ 680,000 | $ 226,666 | $ 0 |
| DeKalb, Indiana | 3 | $ 353,000 | $ 117,666 | $ 26,000 |
| Grant, Indiana | 3 | $ 381,000 | $ 127,000 | $ 70,000 |
| Tipton, Indiana | 3 | $ 368,000 | $ 122,666 | $ 72,000 |
| Berrien, Michigan | 3 | $ 363,000 | $ 121,000 | $ 59,000 |
| Crawford, Michigan | 3 | $ 265,000 | $ 88,333 | $ 51,000 |
| Huron, Michigan | 3 | $ 328,000 | $ 109,333 | $ 41,000 |
| Lake, Michigan | 3 | $ 457,000 | $ 152,333 | $ 177,000 |
| Midland, Michigan | 3 | $ 389,000 | $ 129,666 | $ 76,000 |
| Missaukee, Michigan | 3 | $ 489,000 | $ 163,000 | $ 94,000 |
| Ogemaw, Michigan | 3 | $ 458,000 | $ 152,666 | $ 70,000 |
| Sanilac, Michigan | 3 | $ 787,000 | $ 262,333 | $ 82,000 |
| Wake, North Carolina | 3 | $ 871,000 | $ 290,333 | $ 89,000 |
| Allen, Ohio | 3 | $ 714,000 | $ 238,000 | $ 60,000 |
| Ashland, Ohio | 3 | $ 369,000 | $ 123,000 | $ 48,000 |
| Athens, Ohio | 3 | $ 592,000 | $ 197,333 | $ 76,000 |
| Holmes, Ohio | 3 | $ 439,000 | $ 146,333 | $ 76,000 |
| Jefferson, Ohio | 3 | $ 457,000 | $ 152,333 | $ 73,000 |
| Marion, Ohio | 3 | $ 299,000 | $ 99,666 | $ 57,000 |
| Sandusky, Ohio | 3 | $ 484,000 | $ 161,333 | $ 54,000 |
| Lawrence, Pennsylvania | 3 | $ 238,000 | $ 79,333 | $ 41,000 |
| Beaufort, South Carolina | 3 | $ 1,385,000 | $ 461,666 | $ 113,000 |
| Pima, Arizona | 2 | $ 458,000 | $ 229,000 | $ 146,000 |
| Ventura, California | 2 | $ 1,040,000 | $ 520,000 | $ 260,000 |
| Douglas, Colorado | 2 | $ 448,000 | $ 224,000 | $ 0 |
| El Paso, Colorado | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Brevard, Florida | 2 | $ 244,000 | $ 122,000 | $ 67,000 |
| Broward, Florida | 2 | $ 3,060,000 | $ 1,530,000 | $ 4,959,000 |
| Citrus, Florida | 2 | $ 521,000 | $ 260,500 | $ 169,000 |
| Okaloosa, Florida | 2 | $ 250,000 | $ 125,000 | $ 205,000 |
| St. Johns, Florida | 2 | $ 255,000 | $ 127,500 | $ 51,000 |
| Sumter, Florida | 2 | $ 212,000 | $ 106,000 | $ 50,000 |
| Cherokee, Georgia | 2 | $ 234,000 | $ 117,000 | $ 72,000 |
| LaPorte, Indiana | 2 | $ 183,000 | $ 91,500 | $ 0 |
| Putnam, Indiana | 2 | $ 141,000 | $ 70,500 | $ 49,000 |
| Bullitt, Kentucky | 2 | $ 275,000 | $ 137,500 | $ 71,000 |
| Gallatin, Kentucky | 2 | $ 393,000 | $ 196,500 | $ 46,000 |
| Grant, Kentucky | 2 | $ 346,000 | $ 173,000 | $ 74,000 |
| Oldham, Kentucky | 2 | $ 431,000 | $ 215,500 | $ 69,000 |
| Prince George's, Maryland | 2 | $ 429,000 | $ 214,500 | $ 49,000 |
| Arenac, Michigan | 2 | $ 125,000 | $ 62,500 | $ 48,000 |
| Branch, Michigan | 2 | $ 175,000 | $ 87,500 | $ 97,000 |
| Presque Isle, Michigan | 2 | $ 497,000 | $ 248,500 | $ 159,000 |
| Roscommon, Michigan | 2 | $ 136,000 | $ 68,000 | $ 60,000 |
| Fulton, Ohio | 2 | $ 285,000 | $ 142,500 | $ 75,000 |
| Paulding, Ohio | 2 | $ 276,000 | $ 138,000 | $ 50,000 |
| Richland, Ohio | 2 | $ 156,000 | $ 78,000 | $ 25,000 |
| Washington, Ohio | 2 | $ 330,000 | $ 165,000 | $ 136,000 |
| Lancaster, South Carolina | 2 | $ 397,000 | $ 198,500 | $ 50,000 |
| Hamilton, Tennessee | 2 | $ 293,000 | $ 146,500 | $ 80,000 |
| Sumner, Tennessee | 2 | $ 595,000 | $ 297,500 | $ 127,000 |
| Williamson, Tennessee | 2 | $ 455,000 | $ 227,500 | $ 49,000 |
| Dallas, Texas | 2 | $ 517,000 | $ 258,500 | $ 746,000 |
| Harris, Texas | 2 | $ 330,000 | $ 165,000 | $ 1,537,000 |
| Harrisonburg, Virginia | 2 | $ 322,000 | $ 161,000 | $ 116,000 |
| Jefferson, Washington | 2 | $ 917,000 | $ 458,500 | $ 786,000 |
| King, Washington | 2 | $ 917,000 | $ 458,500 | $ 911,000 |
| Ozaukee, Wisconsin | 2 | $ 726,000 | $ 363,000 | $ 0 |
| Washington, Wisconsin | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Waukesha, Wisconsin | 2 | $ 435,000 | $ 217,500 | $ 0 |
| Yavapai, Arizona | 1 | $ 124,000 | $ 124,000 | $ 91,000 |
| Benton, Arkansas | 1 | $ 408,000 | $ 408,000 | $ 140,000 |
| San Diego, California | 1 | $ 27,000 | $ 27,000 | $ 102,000 |
| Grand, Colorado | 1 | $ 322,000 | $ 322,000 | $ 238,000 |
| Park, Colorado | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Charlotte, Florida | 1 | $ 120,000 | $ 120,000 | $ 19,000 |
| Columbia, Florida | 1 | $ 236,000 | $ 236,000 | $ 95,000 |
| Flagler, Florida | 1 | $ 143,000 | $ 143,000 | $ 122,000 |
| Leon, Florida | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Manatee, Florida | 1 | $ 326,000 | $ 326,000 | $ 127,000 |
| Martin, Florida | 1 | $ 525,000 | $ 525,000 | $ 240,000 |
| Orange, Florida | 1 | $ 276,000 | $ 276,000 | $ 217,000 |
| St. Lucie, Florida | 1 | $ 240,000 | $ 240,000 | $ 109,000 |
| Volusia, Florida | 1 | $ 26,000 | $ 26,000 | $ 35,000 |
| Baldwin, Georgia | 1 | $ 217,000 | $ 217,000 | $ 135,000 |
| Forsyth, Georgia | 1 | $ 323,000 | $ 323,000 | $ 112,000 |
| Harris, Georgia | 1 | $ 415,000 | $ 415,000 | $ 429,000 |
| Carroll, Illinois | 1 | $ 384,000 | $ 384,000 | $ 0 |
| DeKalb, Illinois | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Kankakee, Illinois | 1 | $ 191,000 | $ 191,000 | $ 0 |
| LaSalle, Illinois | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Marshall, Illinois | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Bartholomew, Indiana | 1 | $ 315,000 | $ 315,000 | $ 53,000 |
| Brown, Indiana | 1 | $ 204,000 | $ 204,000 | $ 297,000 |
| Cass, Indiana | 1 | $ 79,000 | $ 79,000 | $ 35,000 |
| Daviess, Indiana | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| Franklin, Indiana | 1 | $ 150,000 | $ 150,000 | $ 96,000 |
| Monroe, Indiana | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Newton, Indiana | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Ohio, Indiana | 1 | $ 32,000 | $ 32,000 | $ 20,000 |
| Parke, Indiana | 1 | $ 160,000 | $ 160,000 | $ 93,000 |
| Rush, Indiana | 1 | $ 80,000 | $ 80,000 | $ 101,000 |
| White, Indiana | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Appanoose, Iowa | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Marion, Iowa | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Monroe, Iowa | 1 | $ 69,000 | $ 69,000 | $ 35,000 |
| Johnson, Kansas | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Carroll, Kentucky | 1 | $ 352,000 | $ 352,000 | $ 132,000 |
| Fayette, Kentucky | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Madison, Kentucky | 1 | $ 58,000 | $ 58,000 | $ 98,000 |
| Nelson, Kentucky | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| Pendleton, Kentucky | 1 | $ 212,000 | $ 212,000 | $ 102,000 |
| Scott, Kentucky | 1 | $ 234,000 | $ 234,000 | $ 59,000 |
| Shelby, Kentucky | 1 | $ 177,000 | $ 177,000 | $ 140,000 |
| East Baton Rouge, Louisiana | 1 | $ 640,000 | $ 640,000 | $ 229,000 |
| Anne Arundel, Maryland | 1 | $ 184,000 | $ 184,000 | $ 57,000 |
| Garrett, Maryland | 1 | $ 209,000 | $ 209,000 | $ 111,000 |
| Harford, Maryland | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Barnstable, Massachusetts | 1 | $ 520,000 | $ 520,000 | $ 289,000 |
| Essex, Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 158,000 |
| Alcona, Michigan | 1 | $ 54,000 | $ 54,000 | $ 115,000 |
| Alger, Michigan | 1 | $ 134,000 | $ 134,000 | $ 53,000 |
| Alpena, Michigan | 1 | $ 246,000 | $ 246,000 | $ 67,000 |
| Antrim, Michigan | 1 | $ 358,000 | $ 358,000 | $ 89,000 |
| Benzie, Michigan | 1 | $ 202,000 | $ 202,000 | $ 90,000 |
| Cass, Michigan | 1 | $ 63,000 | $ 63,000 | $ 133,000 |
| Clare, Michigan | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Clinton, Michigan | 1 | $ 500,000 | $ 500,000 | $ 168,000 |
| Gratiot, Michigan | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Ionia, Michigan | 1 | $ 417,000 | $ 417,000 | $ 140,000 |
| Kalkaska, Michigan | 1 | $ 109,000 | $ 109,000 | $ 43,000 |
| Mackinac, Michigan | 1 | $ 36,000 | $ 36,000 | $ 218,000 |
| Mason, Michigan | 1 | $ 81,000 | $ 81,000 | $ 45,000 |
| Wexford, Michigan | 1 | $ 227,000 | $ 227,000 | $ 63,000 |
| Scott, Minnesota | 1 | $ 417,000 | $ 417,000 | $ 92,000 |
| Platte, Missouri | 1 | $ 159,000 | $ 159,000 | $ 0 |
| St. Louis, Missouri | 1 | $ 282,000 | $ 282,000 | $ 316,000 |
| Clark, Nevada | 1 | $ 240,000 | $ 240,000 | $ 86,000 |
| Burlington, New Jersey | 1 | $ 310,000 | $ 310,000 | $ 247,000 |
| Torrance, New Mexico | 1 | $ 250,000 | $ 250,000 | $ 184,000 |
| Nassau, New York | 1 | $ 250,000 | $ 250,000 | $ 89,000 |
| Dare, North Carolina | 1 | $ 296,000 | $ 296,000 | $ 143,000 |
| Durham, North Carolina | 1 | $ 104,000 | $ 104,000 | $ 57,000 |
| Granville, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Haywood, North Carolina | 1 | $ 352,000 | $ 352,000 | $ 235,000 |
| Johnston, North Carolina | 1 | $ 178,000 | $ 178,000 | $ 72,000 |
| Adams, Ohio | 1 | $ 200,000 | $ 200,000 | $ 131,000 |
| Auglaize, Ohio | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Belmont, Ohio | 1 | $ 198,000 | $ 198,000 | $ 88,000 |
| Carroll, Ohio | 1 | $ 51,000 | $ 51,000 | $ 42,000 |
| Clinton, Ohio | 1 | $ 405,000 | $ 405,000 | $ 123,000 |
| Coshocton, Ohio | 1 | $ 163,000 | $ 163,000 | $ 73,000 |
| Guernsey, Ohio | 1 | $ 62,000 | $ 62,000 | $ 37,000 |
| Highland, Ohio | 1 | $ 156,000 | $ 156,000 | $ 132,000 |
| Muskingum, Ohio | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Preble, Ohio | 1 | $ 417,000 | $ 417,000 | $ 312,000 |
| Putnam, Ohio | 1 | $ 133,000 | $ 133,000 | $ 57,000 |
| Ross, Ohio | 1 | $ 42,000 | $ 42,000 | $ 44,000 |
| Scioto, Ohio | 1 | $ 24,000 | $ 24,000 | $ 68,000 |
| Shelby, Ohio | 1 | $ 600,000 | $ 600,000 | $ 214,000 |
| Williams, Ohio | 1 | $ 130,000 | $ 130,000 | $ 115,000 |
| Oklahoma, Oklahoma | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
| Tulsa, Oklahoma | 1 | $ 158,000 | $ 158,000 | $ 418,000 |
| Beaver, Pennsylvania | 1 | $ 321,000 | $ 321,000 | $ 114,000 |
| Butler, Pennsylvania | 1 | $ 342,000 | $ 342,000 | $ 90,000 |
| Crawford, Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 57,000 |
| Lehigh, Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 102,000 |
| Montgomery, Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 56,000 |
| Susquehanna, Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 65,000 |
| Westmoreland, Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 80,000 |
| Washington, Rhode Island | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Horry, South Carolina | 1 | $ 107,000 | $ 107,000 | $ 435,000 |
| Lawrence, South Dakota | 1 | $ 446,000 | $ 446,000 | $ 162,000 |
| Campbell, Tennessee | 1 | $ 417,000 | $ 417,000 | $ 316,000 |
| Fort Bend, Texas | 1 | $ 166,000 | $ 166,000 | $ 549,000 |
| Summit, Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 7,785,000 |
| Chesterfield, Virginia | 1 | $ 132,000 | $ 132,000 | $ 54,000 |
| Lancaster, Virginia | 1 | $ 405,000 | $ 405,000 | $ 193,000 |
| Montgomery, Virginia | 1 | $ 142,000 | $ 142,000 | $ 180,000 |
| Spokane, Washington | 1 | $ 391,000 | $ 391,000 | $ 131,000 |
| Lewis, West Virginia | 1 | $ 138,000 | $ 138,000 | $ 118,000 |
| Tucker, West Virginia | 1 | $ 127,000 | $ 127,000 | $ 161,000 |
| Brown, Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Kenosha, Wisconsin | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Lafayette, Wisconsin | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Sheboygan, Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 0 |
| St. Croix, Wisconsin | 1 | $ 357,000 | $ 357,000 | $ 197,000 |
| Vilas, Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Walworth, Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Place Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,871 | $941,282,000 | $160,000 | $11,928,000 | $78,000 | $8,500,000 |
| Refinancing | 3,840 | $708,907,000 | $184,000 | $5,000,000 | $85,000 | $7,785,000 |
| Home Improvement | 114 | $8,557,000 | $75,000 | $1,550,000 | $64,000 | $400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,636 | $1,402,851,000 | $162,000 | $2,900,000 | $78,000 | $7,785,000 |
| Black or African American | 529 | $73,719,000 | $139,000 | $550,000 | $61,000 | $746,000 |
| Hispanic | 212 | $37,229,000 | $175,000 | $2,520,000 | $207,000 | $8,500,000 |
| Asian | 195 | $42,899,000 | $219,000 | $1,000,000 | $87,000 | $1,220,000 |
| Not Provided | 175 | $40,574,000 | $231,000 | $1,975,000 | $130,000 | $1,800,000 |
| Not applicable | 49 | $56,345,000 | $1,149,000 | $11,928,000 | $10,000 | $260,000 |
| American Indian or Alaskan Native | 16 | $2,976,000 | $186,000 | $386,000 | $88,000 | $192,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,153,000 | $165,000 | $328,000 | $55,000 | $158,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,217 | $1,318,015,000 | $182,000 | $11,928,000 | $90,000 | $8,500,000 |
| FHA-insured (Federal Housing Administration) | 2,446 | $315,225,000 | $128,000 | $347,000 | $55,000 | $1,531,000 |
| VA-guaranteed (Veterans Administration) | 154 | $24,721,000 | $160,000 | $417,000 | $65,000 | $317,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $785,000 | $98,000 | $180,000 | $45,000 | $63,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,779 | $1,091,302,000 | $160,000 | $2,520,000 | $90,000 | $8,500,000 |
| Application Withdrawn By Applicant | 986 | $206,989,000 | $209,000 | $11,928,000 | $92,000 | $7,785,000 |
| Application Denied By Financial Institution | 830 | $125,839,000 | $151,000 | $3,648,000 | $64,000 | $555,000 |
| Loan Purchased By The Institution | 741 | $152,296,000 | $205,000 | $468,000 | $1,000 | $200,000 |
| Application Approved But Not Accepted | 482 | $81,579,000 | $169,000 | $1,292,000 | $82,000 | $779,000 |
| Preapproval Approved but not Accepted | 6 | $623,000 | $103,000 | $166,000 | $44,000 | $80,000 |
| File Closed For Incompleteness | 1 | $118,000 | $118,000 | $118,000 | $49,000 | $49,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 246 | $34,919,000 | $141,000 | $1,550,000 | $67,000 | $467,000 |
| Credit History | 174 | $23,878,000 | $137,000 | $3,648,000 | $51,000 | $185,000 |
| Collateral | 166 | $27,661,000 | $166,000 | $1,200,000 | $91,000 | $555,000 |
| Debt-To-Income Ratio | 130 | $26,210,000 | $201,000 | $2,900,000 | $43,000 | $207,000 |
| Other | 51 | $3,228,000 | $63,000 | $319,000 | $51,000 | $167,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $2,668,000 | $127,000 | $337,000 | $56,000 | $114,000 |
| Unverifiable Information | 17 | $3,181,000 | $187,000 | $417,000 | $80,000 | $266,000 |
| Employment History | 15 | $2,052,000 | $136,000 | $325,000 | $57,000 | $120,000 |
| Mortgage Insurance Denied | 10 | $2,042,000 | $204,000 | $750,000 | $109,000 | $315,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Place Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Place Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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