First Place Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First Place Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Place Bank 185 East Market Warren, OH 44481 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,825 |
| Total Mortgage Loan Application Amount | $1,658,746,000 |
| Average Mortgage Loan Application Amount | $139,666 |
| Highest Mortgage Loan Application Amount | $11,928,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $8,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First Place Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Place Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First Place Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Place Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Place Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Place Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mahoning County Ohio | 783 | $ 92,765,000 | $ 118,000 | $ 69,000 |
| Cuyahoga County Ohio | 655 | $ 97,236,000 | $ 148,000 | $ 87,000 |
| Trumbull County Ohio | 615 | $ 64,911,000 | $ 105,000 | $ 62,000 |
| Franklin County Ohio | 495 | $ 113,676,000 | $ 229,000 | $ 92,000 |
| Genesee County Michigan | 364 | $ 54,463,000 | $ 149,000 | $ 78,000 |
| Marion County Indiana | 340 | $ 43,730,000 | $ 128,000 | $ 48,000 |
| Lorain County Ohio | 330 | $ 47,997,000 | $ 145,000 | $ 72,000 |
| Ottawa County Michigan | 318 | $ 53,960,000 | $ 169,000 | $ 74,000 |
| Summit County Ohio | 310 | $ 49,803,000 | $ 160,000 | $ 71,000 |
| Hamilton County Ohio | 305 | $ 49,076,000 | $ 160,000 | $ 72,000 |
| Hamilton County Indiana | 293 | $ 50,148,000 | $ 171,000 | $ 69,000 |
| Oakland County Michigan | 290 | $ 77,322,000 | $ 266,000 | $ 127,000 |
| Kent County Michigan | 247 | $ 38,985,000 | $ 157,000 | $ 76,000 |
| Cook County Illinois | 192 | $ 46,062,000 | $ 239,000 | $ 6,000 |
| Portage County Ohio | 183 | $ 32,545,000 | $ 177,000 | $ 80,000 |
| Calhoun County Michigan | 160 | $ 15,261,000 | $ 95,000 | $ 61,000 |
| Johnson County Indiana | 155 | $ 19,472,000 | $ 125,000 | $ 50,000 |
| Jackson County Michigan | 151 | $ 22,603,000 | $ 149,000 | $ 73,000 |
| Lake County Ohio | 150 | $ 24,483,000 | $ 163,000 | $ 86,000 |
| Wayne County Michigan | 135 | $ 29,186,000 | $ 216,000 | $ 124,000 |
| Delaware County Ohio | 135 | $ 33,095,000 | $ 245,000 | $ 114,000 |
| Stark County Ohio | 131 | $ 19,073,000 | $ 145,000 | $ 54,000 |
| Hendricks County Indiana | 130 | $ 22,574,000 | $ 173,000 | $ 71,000 |
| Licking County Ohio | 120 | $ 21,416,000 | $ 178,000 | $ 108,000 |
| Montgomery County Ohio | 116 | $ 27,304,000 | $ 235,000 | $ 147,000 |
| Columbiana County Ohio | 106 | $ 10,593,000 | $ 99,000 | $ 71,000 |
| Clermont County Ohio | 103 | $ 19,237,000 | $ 186,000 | $ 70,000 |
| Warren County Ohio | 101 | $ 25,650,000 | $ 253,000 | $ 120,000 |
| Lucas County Ohio | 88 | $ 22,709,000 | $ 258,000 | $ 79,000 |
| Greene County Ohio | 86 | $ 24,286,000 | $ 282,000 | $ 184,000 |
| Hancock County Indiana | 82 | $ 12,136,000 | $ 148,000 | $ 59,000 |
| Howard County Indiana | 82 | $ 9,430,000 | $ 115,000 | $ 56,000 |
| Macomb County Michigan | 79 | $ 15,386,000 | $ 194,000 | $ 71,000 |
| Knox County Ohio | 79 | $ 10,304,000 | $ 130,000 | $ 71,000 |
| Washtenaw County Michigan | 71 | $ 16,360,000 | $ 230,000 | $ 86,000 |
| Allegan County Michigan | 68 | $ 12,789,000 | $ 188,000 | $ 74,000 |
| Geauga County Ohio | 68 | $ 15,303,000 | $ 225,000 | $ 117,000 |
| Tippecanoe County Indiana | 62 | $ 7,580,000 | $ 122,000 | $ 44,000 |
| Lake County Indiana | 60 | $ 10,650,000 | $ 177,000 | $ 15,000 |
| Butler County Ohio | 55 | $ 8,534,000 | $ 155,000 | $ 72,000 |
| Pickaway County Ohio | 53 | $ 7,041,000 | $ 132,000 | $ 51,000 |
| Will County Illinois | 51 | $ 11,885,000 | $ 233,000 | $ 13,000 |
| Mecklenburg County North Carolina | 51 | $ 8,344,000 | $ 163,000 | $ 61,000 |
| Medina County Ohio | 49 | $ 8,256,000 | $ 168,000 | $ 88,000 |
| Livingston County Michigan | 46 | $ 12,366,000 | $ 268,000 | $ 119,000 |
| DuPage County Illinois | 45 | $ 10,971,000 | $ 243,000 | $ 3,000 |
| Wayne County Ohio | 44 | $ 5,380,000 | $ 122,000 | $ 65,000 |
| Madison County Indiana | 41 | $ 4,730,000 | $ 115,000 | $ 43,000 |
| Morgan County Indiana | 37 | $ 5,072,000 | $ 137,000 | $ 48,000 |
| Fairfield County Ohio | 33 | $ 6,619,000 | $ 200,000 | $ 77,000 |
| Kalamazoo County Michigan | 32 | $ 7,099,000 | $ 221,000 | $ 88,000 |
| Iredell County North Carolina | 30 | $ 5,031,000 | $ 167,000 | $ 70,000 |
| Kane County Illinois | 26 | $ 6,809,000 | $ 261,000 | $ 0 |
| Gaston County North Carolina | 26 | $ 4,400,000 | $ 169,000 | $ 63,000 |
| Madison County Ohio | 24 | $ 3,686,000 | $ 153,000 | $ 68,000 |
| Boone County Kentucky | 21 | $ 3,981,000 | $ 189,000 | $ 84,000 |
| Lapeer County Michigan | 20 | $ 3,596,000 | $ 179,000 | $ 58,000 |
| Kenton County Kentucky | 19 | $ 5,748,000 | $ 302,000 | $ 98,000 |
| Cabarrus County North Carolina | 19 | $ 3,316,000 | $ 174,000 | $ 61,000 |
| Union County Ohio | 19 | $ 4,180,000 | $ 220,000 | $ 98,000 |
| York County South Carolina | 19 | $ 3,870,000 | $ 203,000 | $ 85,000 |
| Barry County Michigan | 18 | $ 3,335,000 | $ 185,000 | $ 77,000 |
| Ingham County Michigan | 18 | $ 3,737,000 | $ 207,000 | $ 41,000 |
| Brown County Ohio | 18 | $ 2,434,000 | $ 135,000 | $ 58,000 |
| Wood County Ohio | 18 | $ 3,052,000 | $ 169,000 | $ 72,000 |
| Lake County Illinois | 16 | $ 3,680,000 | $ 230,000 | $ 2,000 |
| Shelby County Indiana | 16 | $ 1,697,000 | $ 106,000 | $ 54,000 |
| Jefferson County Kentucky | 16 | $ 2,986,000 | $ 186,000 | $ 96,000 |
| Campbell County Kentucky | 15 | $ 3,594,000 | $ 239,000 | $ 1,191,000 |
| St. Clair County Michigan | 15 | $ 2,839,000 | $ 189,000 | $ 66,000 |
| Erie County Ohio | 15 | $ 2,322,000 | $ 154,000 | $ 146,000 |
| Muskegon County Michigan | 13 | $ 2,637,000 | $ 202,000 | $ 67,000 |
| Union County North Carolina | 13 | $ 2,291,000 | $ 176,000 | $ 69,000 |
| Milwaukee County Wisconsin | 13 | $ 2,423,000 | $ 186,000 | $ 0 |
| Monroe County Michigan | 12 | $ 1,566,000 | $ 130,000 | $ 56,000 |
| Ashtabula County Ohio | 12 | $ 1,678,000 | $ 139,000 | $ 120,000 |
| Shiawassee County Michigan | 11 | $ 1,349,000 | $ 122,000 | $ 77,000 |
| Lincoln County North Carolina | 11 | $ 2,018,000 | $ 183,000 | $ 87,000 |
| Defiance County Ohio | 11 | $ 900,000 | $ 81,000 | $ 56,000 |
| Ottawa County Ohio | 11 | $ 2,483,000 | $ 225,000 | $ 139,000 |
| Allen County Indiana | 10 | $ 1,262,000 | $ 126,000 | $ 80,000 |
| McHenry County Illinois | 9 | $ 1,834,000 | $ 203,000 | $ 0 |
| Eaton County Michigan | 9 | $ 2,694,000 | $ 299,000 | $ 39,000 |
| Lenawee County Michigan | 9 | $ 1,782,000 | $ 198,000 | $ 84,000 |
| Saginaw County Michigan | 9 | $ 1,229,000 | $ 136,000 | $ 69,000 |
| Tuscola County Michigan | 9 | $ 999,000 | $ 111,000 | $ 74,000 |
| Maricopa County Arizona | 8 | $ 1,502,000 | $ 187,000 | $ 154,000 |
| Sarasota County Florida | 8 | $ 2,880,000 | $ 360,000 | $ 224,000 |
| Dearborn County Indiana | 8 | $ 1,548,000 | $ 193,000 | $ 90,000 |
| Perry County Ohio | 8 | $ 2,248,000 | $ 281,000 | $ 155,000 |
| Allegheny County Pennsylvania | 8 | $ 1,207,000 | $ 150,000 | $ 96,000 |
| Lee County Florida | 7 | $ 1,593,000 | $ 227,000 | $ 82,000 |
| Carroll County Indiana | 7 | $ 914,000 | $ 130,000 | $ 65,000 |
| Porter County Indiana | 7 | $ 1,353,000 | $ 193,000 | $ 16,000 |
| Hillsdale County Michigan | 7 | $ 894,000 | $ 127,000 | $ 74,000 |
| Jefferson County Colorado | 6 | $ 1,827,000 | $ 304,000 | $ 49,000 |
| Iosco County Michigan | 6 | $ 808,000 | $ 134,000 | $ 100,000 |
| Forsyth County North Carolina | 6 | $ 799,000 | $ 133,000 | $ 69,000 |
| Guilford County North Carolina | 6 | $ 1,090,000 | $ 181,000 | $ 88,000 |
| Morrow County Ohio | 6 | $ 749,000 | $ 124,000 | $ 60,000 |
| Tuscarawas County Ohio | 6 | $ 1,032,000 | $ 172,000 | $ 68,000 |
| Collier County Florida | 5 | $ 1,777,000 | $ 355,000 | $ 162,000 |
| Bay County Michigan | 5 | $ 367,000 | $ 73,000 | $ 48,000 |
| Gladwin County Michigan | 5 | $ 784,000 | $ 156,000 | $ 99,000 |
| Grand Traverse County Michigan | 5 | $ 1,221,000 | $ 244,000 | $ 122,000 |
| Leelanau County Michigan | 5 | $ 1,700,000 | $ 340,000 | $ 168,000 |
| Montcalm County Michigan | 5 | $ 618,000 | $ 123,000 | $ 82,000 |
| Champaign County Ohio | 5 | $ 772,000 | $ 154,000 | $ 96,000 |
| Clark County Ohio | 5 | $ 272,000 | $ 54,000 | $ 37,000 |
| Logan County Ohio | 5 | $ 772,000 | $ 154,000 | $ 153,000 |
| Miami County Ohio | 5 | $ 2,018,000 | $ 403,000 | $ 186,000 |
| Mercer County Pennsylvania | 5 | $ 751,000 | $ 150,000 | $ 83,000 |
| Arapahoe County Colorado | 4 | $ 862,000 | $ 215,000 | $ 18,000 |
| Pinellas County Florida | 4 | $ 563,000 | $ 140,000 | $ 101,000 |
| Grundy County Illinois | 4 | $ 803,000 | $ 200,000 | $ 0 |
| Boone County Indiana | 4 | $ 581,000 | $ 145,000 | $ 63,000 |
| Miami County Indiana | 4 | $ 363,000 | $ 90,000 | $ 54,000 |
| St. Joseph County Indiana | 4 | $ 1,069,000 | $ 267,000 | $ 88,000 |
| Charlevoix County Michigan | 4 | $ 1,056,000 | $ 264,000 | $ 132,000 |
| Emmet County Michigan | 4 | $ 678,000 | $ 169,000 | $ 109,000 |
| Newaygo County Michigan | 4 | $ 721,000 | $ 180,000 | $ 87,000 |
| Oceana County Michigan | 4 | $ 533,000 | $ 133,000 | $ 44,000 |
| Van Buren County Michigan | 4 | $ 650,000 | $ 162,000 | $ 60,000 |
| Rowan County North Carolina | 4 | $ 666,000 | $ 166,000 | $ 61,000 |
| Huron County Ohio | 4 | $ 337,000 | $ 84,000 | $ 47,000 |
| Boulder County Colorado | 3 | $ 635,000 | $ 211,000 | $ 42,000 |
| Denver County Colorado | 3 | $ 542,000 | $ 180,000 | $ 52,000 |
| Hillsborough County Florida | 3 | $ 596,000 | $ 198,000 | $ 163,000 |
| Osceola County Florida | 3 | $ 531,000 | $ 177,000 | $ 263,000 |
| Palm Beach County Florida | 3 | $ 837,000 | $ 279,000 | $ 120,000 |
| Pasco County Florida | 3 | $ 400,000 | $ 133,000 | $ 123,000 |
| Kendall County Illinois | 3 | $ 680,000 | $ 226,000 | $ 0 |
| DeKalb County Indiana | 3 | $ 353,000 | $ 117,000 | $ 26,000 |
| Grant County Indiana | 3 | $ 381,000 | $ 127,000 | $ 70,000 |
| Tipton County Indiana | 3 | $ 368,000 | $ 122,000 | $ 72,000 |
| Berrien County Michigan | 3 | $ 363,000 | $ 121,000 | $ 59,000 |
| Crawford County Michigan | 3 | $ 265,000 | $ 88,000 | $ 51,000 |
| Huron County Michigan | 3 | $ 328,000 | $ 109,000 | $ 41,000 |
| Lake County Michigan | 3 | $ 457,000 | $ 152,000 | $ 177,000 |
| Midland County Michigan | 3 | $ 389,000 | $ 129,000 | $ 76,000 |
| Missaukee County Michigan | 3 | $ 489,000 | $ 163,000 | $ 94,000 |
| Ogemaw County Michigan | 3 | $ 458,000 | $ 152,000 | $ 70,000 |
| Sanilac County Michigan | 3 | $ 787,000 | $ 262,000 | $ 82,000 |
| Wake County North Carolina | 3 | $ 871,000 | $ 290,000 | $ 89,000 |
| Allen County Ohio | 3 | $ 714,000 | $ 238,000 | $ 60,000 |
| Ashland County Ohio | 3 | $ 369,000 | $ 123,000 | $ 48,000 |
| Athens County Ohio | 3 | $ 592,000 | $ 197,000 | $ 76,000 |
| Holmes County Ohio | 3 | $ 439,000 | $ 146,000 | $ 76,000 |
| Jefferson County Ohio | 3 | $ 457,000 | $ 152,000 | $ 73,000 |
| Marion County Ohio | 3 | $ 299,000 | $ 99,000 | $ 57,000 |
| Sandusky County Ohio | 3 | $ 484,000 | $ 161,000 | $ 54,000 |
| Lawrence County Pennsylvania | 3 | $ 238,000 | $ 79,000 | $ 41,000 |
| Beaufort County South Carolina | 3 | $ 1,385,000 | $ 461,000 | $ 113,000 |
| Pima County Arizona | 2 | $ 458,000 | $ 229,000 | $ 146,000 |
| Ventura County California | 2 | $ 1,040,000 | $ 520,000 | $ 260,000 |
| Douglas County Colorado | 2 | $ 448,000 | $ 224,000 | $ 0 |
| El Paso County Colorado | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Brevard County Florida | 2 | $ 244,000 | $ 122,000 | $ 67,000 |
| Broward County Florida | 2 | $ 3,060,000 | $ 1,530,000 | $ 4,959,000 |
| Citrus County Florida | 2 | $ 521,000 | $ 260,000 | $ 169,000 |
| Okaloosa County Florida | 2 | $ 250,000 | $ 125,000 | $ 205,000 |
| St. Johns County Florida | 2 | $ 255,000 | $ 127,000 | $ 51,000 |
| Sumter County Florida | 2 | $ 212,000 | $ 106,000 | $ 50,000 |
| Cherokee County Georgia | 2 | $ 234,000 | $ 117,000 | $ 72,000 |
| LaPorte County Indiana | 2 | $ 183,000 | $ 91,000 | $ 0 |
| Putnam County Indiana | 2 | $ 141,000 | $ 70,000 | $ 49,000 |
| Bullitt County Kentucky | 2 | $ 275,000 | $ 137,000 | $ 71,000 |
| Gallatin County Kentucky | 2 | $ 393,000 | $ 196,000 | $ 46,000 |
| Grant County Kentucky | 2 | $ 346,000 | $ 173,000 | $ 74,000 |
| Oldham County Kentucky | 2 | $ 431,000 | $ 215,000 | $ 69,000 |
| Prince George's County Maryland | 2 | $ 429,000 | $ 214,000 | $ 49,000 |
| Arenac County Michigan | 2 | $ 125,000 | $ 62,000 | $ 48,000 |
| Branch County Michigan | 2 | $ 175,000 | $ 87,000 | $ 97,000 |
| Presque Isle County Michigan | 2 | $ 497,000 | $ 248,000 | $ 159,000 |
| Roscommon County Michigan | 2 | $ 136,000 | $ 68,000 | $ 60,000 |
| Fulton County Ohio | 2 | $ 285,000 | $ 142,000 | $ 75,000 |
| Paulding County Ohio | 2 | $ 276,000 | $ 138,000 | $ 50,000 |
| Richland County Ohio | 2 | $ 156,000 | $ 78,000 | $ 25,000 |
| Washington County Ohio | 2 | $ 330,000 | $ 165,000 | $ 136,000 |
| Lancaster County South Carolina | 2 | $ 397,000 | $ 198,000 | $ 50,000 |
| Hamilton County Tennessee | 2 | $ 293,000 | $ 146,000 | $ 80,000 |
| Sumner County Tennessee | 2 | $ 595,000 | $ 297,000 | $ 127,000 |
| Williamson County Tennessee | 2 | $ 455,000 | $ 227,000 | $ 49,000 |
| Dallas County Texas | 2 | $ 517,000 | $ 258,000 | $ 746,000 |
| Harris County Texas | 2 | $ 330,000 | $ 165,000 | $ 1,537,000 |
| Harrisonburg County Virginia | 2 | $ 322,000 | $ 161,000 | $ 116,000 |
| Jefferson County Washington | 2 | $ 917,000 | $ 458,000 | $ 786,000 |
| King County Washington | 2 | $ 917,000 | $ 458,000 | $ 911,000 |
| Ozaukee County Wisconsin | 2 | $ 726,000 | $ 363,000 | $ 0 |
| Washington County Wisconsin | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Waukesha County Wisconsin | 2 | $ 435,000 | $ 217,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 124,000 | $ 124,000 | $ 91,000 |
| Benton County Arkansas | 1 | $ 408,000 | $ 408,000 | $ 140,000 |
| San Diego County California | 1 | $ 27,000 | $ 27,000 | $ 102,000 |
| Grand County Colorado | 1 | $ 322,000 | $ 322,000 | $ 238,000 |
| Park County Colorado | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Charlotte County Florida | 1 | $ 120,000 | $ 120,000 | $ 19,000 |
| Columbia County Florida | 1 | $ 236,000 | $ 236,000 | $ 95,000 |
| Flagler County Florida | 1 | $ 143,000 | $ 143,000 | $ 122,000 |
| Leon County Florida | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Manatee County Florida | 1 | $ 326,000 | $ 326,000 | $ 127,000 |
| Martin County Florida | 1 | $ 525,000 | $ 525,000 | $ 240,000 |
| Orange County Florida | 1 | $ 276,000 | $ 276,000 | $ 217,000 |
| St. Lucie County Florida | 1 | $ 240,000 | $ 240,000 | $ 109,000 |
| Volusia County Florida | 1 | $ 26,000 | $ 26,000 | $ 35,000 |
| Baldwin County Georgia | 1 | $ 217,000 | $ 217,000 | $ 135,000 |
| Forsyth County Georgia | 1 | $ 323,000 | $ 323,000 | $ 112,000 |
| Harris County Georgia | 1 | $ 415,000 | $ 415,000 | $ 429,000 |
| Carroll County Illinois | 1 | $ 384,000 | $ 384,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 191,000 | $ 191,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Marshall County Illinois | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Bartholomew County Indiana | 1 | $ 315,000 | $ 315,000 | $ 53,000 |
| Brown County Indiana | 1 | $ 204,000 | $ 204,000 | $ 297,000 |
| Cass County Indiana | 1 | $ 79,000 | $ 79,000 | $ 35,000 |
| Daviess County Indiana | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| Franklin County Indiana | 1 | $ 150,000 | $ 150,000 | $ 96,000 |
| Monroe County Indiana | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Newton County Indiana | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Ohio County Indiana | 1 | $ 32,000 | $ 32,000 | $ 20,000 |
| Parke County Indiana | 1 | $ 160,000 | $ 160,000 | $ 93,000 |
| Rush County Indiana | 1 | $ 80,000 | $ 80,000 | $ 101,000 |
| White County Indiana | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Appanoose County Iowa | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Marion County Iowa | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Monroe County Iowa | 1 | $ 69,000 | $ 69,000 | $ 35,000 |
| Johnson County Kansas | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Carroll County Kentucky | 1 | $ 352,000 | $ 352,000 | $ 132,000 |
| Fayette County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Madison County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 98,000 |
| Nelson County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| Pendleton County Kentucky | 1 | $ 212,000 | $ 212,000 | $ 102,000 |
| Scott County Kentucky | 1 | $ 234,000 | $ 234,000 | $ 59,000 |
| Shelby County Kentucky | 1 | $ 177,000 | $ 177,000 | $ 140,000 |
| East Baton Rouge County Louisiana | 1 | $ 640,000 | $ 640,000 | $ 229,000 |
| Anne Arundel County Maryland | 1 | $ 184,000 | $ 184,000 | $ 57,000 |
| Garrett County Maryland | 1 | $ 209,000 | $ 209,000 | $ 111,000 |
| Harford County Maryland | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Barnstable County Massachusetts | 1 | $ 520,000 | $ 520,000 | $ 289,000 |
| Essex County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 158,000 |
| Alcona County Michigan | 1 | $ 54,000 | $ 54,000 | $ 115,000 |
| Alger County Michigan | 1 | $ 134,000 | $ 134,000 | $ 53,000 |
| Alpena County Michigan | 1 | $ 246,000 | $ 246,000 | $ 67,000 |
| Antrim County Michigan | 1 | $ 358,000 | $ 358,000 | $ 89,000 |
| Benzie County Michigan | 1 | $ 202,000 | $ 202,000 | $ 90,000 |
| Cass County Michigan | 1 | $ 63,000 | $ 63,000 | $ 133,000 |
| Clare County Michigan | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Clinton County Michigan | 1 | $ 500,000 | $ 500,000 | $ 168,000 |
| Gratiot County Michigan | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Ionia County Michigan | 1 | $ 417,000 | $ 417,000 | $ 140,000 |
| Kalkaska County Michigan | 1 | $ 109,000 | $ 109,000 | $ 43,000 |
| Mackinac County Michigan | 1 | $ 36,000 | $ 36,000 | $ 218,000 |
| Mason County Michigan | 1 | $ 81,000 | $ 81,000 | $ 45,000 |
| Wexford County Michigan | 1 | $ 227,000 | $ 227,000 | $ 63,000 |
| Scott County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 92,000 |
| Platte County Missouri | 1 | $ 159,000 | $ 159,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 282,000 | $ 282,000 | $ 316,000 |
| Clark County Nevada | 1 | $ 240,000 | $ 240,000 | $ 86,000 |
| Burlington County New Jersey | 1 | $ 310,000 | $ 310,000 | $ 247,000 |
| Torrance County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 184,000 |
| Nassau County New York | 1 | $ 250,000 | $ 250,000 | $ 89,000 |
| Dare County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 143,000 |
| Durham County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 57,000 |
| Granville County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Haywood County North Carolina | 1 | $ 352,000 | $ 352,000 | $ 235,000 |
| Johnston County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 72,000 |
| Adams County Ohio | 1 | $ 200,000 | $ 200,000 | $ 131,000 |
| Auglaize County Ohio | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Belmont County Ohio | 1 | $ 198,000 | $ 198,000 | $ 88,000 |
| Carroll County Ohio | 1 | $ 51,000 | $ 51,000 | $ 42,000 |
| Clinton County Ohio | 1 | $ 405,000 | $ 405,000 | $ 123,000 |
| Coshocton County Ohio | 1 | $ 163,000 | $ 163,000 | $ 73,000 |
| Guernsey County Ohio | 1 | $ 62,000 | $ 62,000 | $ 37,000 |
| Highland County Ohio | 1 | $ 156,000 | $ 156,000 | $ 132,000 |
| Muskingum County Ohio | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Preble County Ohio | 1 | $ 417,000 | $ 417,000 | $ 312,000 |
| Putnam County Ohio | 1 | $ 133,000 | $ 133,000 | $ 57,000 |
| Ross County Ohio | 1 | $ 42,000 | $ 42,000 | $ 44,000 |
| Scioto County Ohio | 1 | $ 24,000 | $ 24,000 | $ 68,000 |
| Shelby County Ohio | 1 | $ 600,000 | $ 600,000 | $ 214,000 |
| Williams County Ohio | 1 | $ 130,000 | $ 130,000 | $ 115,000 |
| Oklahoma County Oklahoma | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
| Tulsa County Oklahoma | 1 | $ 158,000 | $ 158,000 | $ 418,000 |
| Beaver County Pennsylvania | 1 | $ 321,000 | $ 321,000 | $ 114,000 |
| Butler County Pennsylvania | 1 | $ 342,000 | $ 342,000 | $ 90,000 |
| Crawford County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 57,000 |
| Lehigh County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 102,000 |
| Montgomery County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 56,000 |
| Susquehanna County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 65,000 |
| Westmoreland County Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 80,000 |
| Washington County Rhode Island | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Horry County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 435,000 |
| Lawrence County South Dakota | 1 | $ 446,000 | $ 446,000 | $ 162,000 |
| Campbell County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 316,000 |
| Fort Bend County Texas | 1 | $ 166,000 | $ 166,000 | $ 549,000 |
| Summit County Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 7,785,000 |
| Chesterfield County Virginia | 1 | $ 132,000 | $ 132,000 | $ 54,000 |
| Lancaster County Virginia | 1 | $ 405,000 | $ 405,000 | $ 193,000 |
| Montgomery County Virginia | 1 | $ 142,000 | $ 142,000 | $ 180,000 |
| Spokane County Washington | 1 | $ 391,000 | $ 391,000 | $ 131,000 |
| Lewis County West Virginia | 1 | $ 138,000 | $ 138,000 | $ 118,000 |
| Tucker County West Virginia | 1 | $ 127,000 | $ 127,000 | $ 161,000 |
| Brown County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Kenosha County Wisconsin | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Lafayette County Wisconsin | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Sheboygan County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 357,000 | $ 357,000 | $ 197,000 |
| Vilas County Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Place Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,871 | $941,282,000 | $160,000 | $11,928,000 | $78,000 | $8,500,000 |
| Refinancing | 3,840 | $708,907,000 | $184,000 | $5,000,000 | $85,000 | $7,785,000 |
| Home Improvement | 114 | $8,557,000 | $75,000 | $1,550,000 | $64,000 | $400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,636 | $1,402,851,000 | $162,000 | $2,900,000 | $78,000 | $7,785,000 |
| Black or African American | 529 | $73,719,000 | $139,000 | $550,000 | $61,000 | $746,000 |
| Hispanic | 212 | $37,229,000 | $175,000 | $2,520,000 | $207,000 | $8,500,000 |
| Asian | 195 | $42,899,000 | $219,000 | $1,000,000 | $87,000 | $1,220,000 |
| Not Provided | 175 | $40,574,000 | $231,000 | $1,975,000 | $130,000 | $1,800,000 |
| Not applicable | 49 | $56,345,000 | $1,149,000 | $11,928,000 | $10,000 | $260,000 |
| American Indian or Alaskan Native | 16 | $2,976,000 | $186,000 | $386,000 | $88,000 | $192,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,153,000 | $165,000 | $328,000 | $55,000 | $158,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,217 | $1,318,015,000 | $182,000 | $11,928,000 | $90,000 | $8,500,000 |
| FHA-insured (Federal Housing Administration) | 2,446 | $315,225,000 | $128,000 | $347,000 | $55,000 | $1,531,000 |
| VA-guaranteed (Veterans Administration) | 154 | $24,721,000 | $160,000 | $417,000 | $65,000 | $317,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $785,000 | $98,000 | $180,000 | $45,000 | $63,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,779 | $1,091,302,000 | $160,000 | $2,520,000 | $90,000 | $8,500,000 |
| Application Withdrawn By Applicant | 986 | $206,989,000 | $209,000 | $11,928,000 | $92,000 | $7,785,000 |
| Application Denied By Financial Institution | 830 | $125,839,000 | $151,000 | $3,648,000 | $64,000 | $555,000 |
| Loan Purchased By The Institution | 741 | $152,296,000 | $205,000 | $468,000 | $1,000 | $200,000 |
| Application Approved But Not Accepted | 482 | $81,579,000 | $169,000 | $1,292,000 | $82,000 | $779,000 |
| Preapproval Approved but not Accepted | 6 | $623,000 | $103,000 | $166,000 | $44,000 | $80,000 |
| File Closed For Incompleteness | 1 | $118,000 | $118,000 | $118,000 | $49,000 | $49,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 246 | $34,919,000 | $141,000 | $1,550,000 | $67,000 | $467,000 |
| Credit History | 174 | $23,878,000 | $137,000 | $3,648,000 | $51,000 | $185,000 |
| Collateral | 166 | $27,661,000 | $166,000 | $1,200,000 | $91,000 | $555,000 |
| Debt-To-Income Ratio | 130 | $26,210,000 | $201,000 | $2,900,000 | $43,000 | $207,000 |
| Other | 51 | $3,228,000 | $63,000 | $319,000 | $51,000 | $167,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $2,668,000 | $127,000 | $337,000 | $56,000 | $114,000 |
| Unverifiable Information | 17 | $3,181,000 | $187,000 | $417,000 | $80,000 | $266,000 |
| Employment History | 15 | $2,052,000 | $136,000 | $325,000 | $57,000 | $120,000 |
| Mortgage Insurance Denied | 10 | $2,042,000 | $204,000 | $750,000 | $109,000 | $315,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Place Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Place Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.