Old National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Old National Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Old National Bank 1 Main Street Evansville, IN 47708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,817 |
| Total Mortgage Loan Application Amount | $886,461,000 |
| Average Mortgage Loan Application Amount | $198,261 |
| Highest Mortgage Loan Application Amount | $9,024,000 |
| Average Applicant Income | $135,119 |
| Highest Applicant Income | $2,327,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Old National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Old National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Old National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Old National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Old National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Old National Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 1,157 | $ 91,485,000 | $ 79,000 | $ 48,000 |
| Delaware County Indiana | 874 | $ 62,164,000 | $ 71,000 | $ 64,000 |
| Vigo County Indiana | 612 | $ 46,608,000 | $ 76,000 | $ 65,000 |
| Marion County Indiana | 527 | $ 21,660,000 | $ 41,000 | $ 77,000 |
| Henderson County Kentucky | 419 | $ 33,690,000 | $ 80,000 | $ 52,000 |
| Daviess County Kentucky | 411 | $ 32,376,000 | $ 78,000 | $ 43,000 |
| Muhlenberg County Kentucky | 399 | $ 20,055,000 | $ 50,000 | $ 43,000 |
| Monroe County Indiana | 379 | $ 47,184,000 | $ 124,000 | $ 63,000 |
| Warrick County Indiana | 360 | $ 43,356,000 | $ 120,000 | $ 103,000 |
| Jefferson County Kentucky | 339 | $ 43,315,000 | $ 127,000 | $ 59,000 |
| Madison County Indiana | 312 | $ 16,390,000 | $ 52,000 | $ 51,000 |
| Hopkins County Kentucky | 301 | $ 15,912,000 | $ 52,000 | $ 58,000 |
| Dubois County Indiana | 275 | $ 22,831,000 | $ 83,000 | $ 49,000 |
| Posey County Indiana | 246 | $ 20,249,000 | $ 82,000 | $ 56,000 |
| Jackson County Illinois | 242 | $ 17,345,000 | $ 71,000 | $ 50,000 |
| Perry County Indiana | 240 | $ 11,715,000 | $ 48,000 | $ 42,000 |
| Gibson County Indiana | 239 | $ 12,691,000 | $ 53,000 | $ 45,000 |
| Putnam County Indiana | 231 | $ 17,837,000 | $ 77,000 | $ 54,000 |
| Vermilion County Illinois | 226 | $ 11,159,000 | $ 49,000 | $ 57,000 |
| Williamson County Illinois | 209 | $ 15,197,000 | $ 72,000 | $ 49,000 |
| Knox County Indiana | 209 | $ 9,614,000 | $ 46,000 | $ 47,000 |
| Randolph County Indiana | 195 | $ 10,935,000 | $ 56,000 | $ 65,000 |
| Montgomery County Tennessee | 191 | $ 14,551,000 | $ 76,000 | $ 55,000 |
| Saline County Illinois | 172 | $ 6,419,000 | $ 37,000 | $ 41,000 |
| Union County Kentucky | 160 | $ 8,128,000 | $ 50,000 | $ 47,000 |
| Wayne County Indiana | 157 | $ 10,878,000 | $ 69,000 | $ 42,000 |
| Vermillion County Indiana | 153 | $ 8,454,000 | $ 55,000 | $ 47,000 |
| Daviess County Indiana | 148 | $ 10,157,000 | $ 68,000 | $ 50,000 |
| Parke County Indiana | 132 | $ 7,367,000 | $ 55,000 | $ 44,000 |
| Jefferson County Illinois | 122 | $ 8,440,000 | $ 69,000 | $ 62,000 |
| Martin County Indiana | 120 | $ 5,403,000 | $ 45,000 | $ 43,000 |
| Fountain County Indiana | 118 | $ 5,352,000 | $ 45,000 | $ 49,000 |
| Hamilton County Indiana | 114 | $ 11,523,000 | $ 101,000 | $ 112,000 |
| Spencer County Indiana | 111 | $ 7,024,000 | $ 63,000 | $ 48,000 |
| Orange County Indiana | 98 | $ 5,662,000 | $ 57,000 | $ 37,000 |
| Wabash County Illinois | 97 | $ 3,620,000 | $ 37,000 | $ 57,000 |
| Grant County Indiana | 96 | $ 4,828,000 | $ 50,000 | $ 57,000 |
| Henry County Indiana | 87 | $ 2,688,000 | $ 30,000 | $ 53,000 |
| Howard County Indiana | 87 | $ 784,000 | $ 9,000 | $ 84,000 |
| Bartholomew County Indiana | 78 | $ 2,005,000 | $ 25,000 | $ 183,000 |
| Lawrence County Illinois | 71 | $ 4,362,000 | $ 61,000 | $ 50,000 |
| Jay County Indiana | 69 | $ 3,828,000 | $ 55,000 | $ 37,000 |
| White County Illinois | 66 | $ 3,832,000 | $ 58,000 | $ 43,000 |
| Clay County Indiana | 66 | $ 2,872,000 | $ 43,000 | $ 47,000 |
| Johnson County Indiana | 60 | $ 2,283,000 | $ 38,000 | $ 83,000 |
| Boone County Indiana | 55 | $ 3,946,000 | $ 71,000 | $ 61,000 |
| Lawrence County Indiana | 51 | $ 2,342,000 | $ 45,000 | $ 55,000 |
| Sullivan County Indiana | 50 | $ 1,877,000 | $ 37,000 | $ 50,000 |
| Darke County Ohio | 50 | $ 2,403,000 | $ 48,000 | $ 64,000 |
| Warren County Indiana | 47 | $ 2,906,000 | $ 61,000 | $ 51,000 |
| Greene County Indiana | 45 | $ 2,243,000 | $ 49,000 | $ 59,000 |
| Morgan County Indiana | 45 | $ 1,273,000 | $ 28,000 | $ 69,000 |
| Hendricks County Indiana | 44 | $ 3,220,000 | $ 73,000 | $ 92,000 |
| Hancock County Indiana | 39 | $ 782,000 | $ 20,000 | $ 83,000 |
| Webster County Kentucky | 38 | $ 2,030,000 | $ 53,000 | $ 46,000 |
| Clark County Illinois | 34 | $ 2,134,000 | $ 62,000 | $ 50,000 |
| Jackson County Indiana | 33 | $ 490,000 | $ 14,000 | $ 62,000 |
| Hancock County Kentucky | 33 | $ 2,170,000 | $ 65,000 | $ 38,000 |
| Pike County Indiana | 32 | $ 2,153,000 | $ 67,000 | $ 42,000 |
| Owen County Indiana | 31 | $ 1,007,000 | $ 32,000 | $ 59,000 |
| Franklin County Illinois | 27 | $ 1,324,000 | $ 49,000 | $ 41,000 |
| Shelby County Indiana | 26 | $ 175,000 | $ 6,000 | $ 53,000 |
| Blackford County Indiana | 24 | $ 588,000 | $ 24,000 | $ 80,000 |
| Montgomery County Indiana | 24 | $ 936,000 | $ 39,000 | $ 58,000 |
| Tippecanoe County Indiana | 24 | $ 735,000 | $ 30,000 | $ 49,000 |
| Bullitt County Kentucky | 23 | $ 2,603,000 | $ 113,000 | $ 47,000 |
| Ohio County Kentucky | 23 | $ 939,000 | $ 40,000 | $ 49,000 |
| Gallatin County Illinois | 22 | $ 795,000 | $ 36,000 | $ 47,000 |
| Union County Illinois | 22 | $ 1,739,000 | $ 79,000 | $ 60,000 |
| Crawford County Indiana | 21 | $ 854,000 | $ 40,000 | $ 54,000 |
| Oldham County Kentucky | 21 | $ 2,687,000 | $ 127,000 | $ 68,000 |
| Jennings County Indiana | 19 | $ 156,000 | $ 8,000 | $ 80,000 |
| Miami County Indiana | 19 | $ 179,000 | $ 9,000 | $ 41,000 |
| Tipton County Indiana | 19 | $ 461,000 | $ 24,000 | $ 64,000 |
| Brown County Indiana | 17 | $ 750,000 | $ 44,000 | $ 77,000 |
| Rush County Indiana | 17 | $ 133,000 | $ 7,000 | $ 44,000 |
| McLean County Kentucky | 17 | $ 1,050,000 | $ 61,000 | $ 47,000 |
| Christian County Kentucky | 15 | $ 342,000 | $ 22,000 | $ 50,000 |
| Clinton County Indiana | 14 | $ 123,000 | $ 8,000 | $ 56,000 |
| Crittenden County Kentucky | 14 | $ 1,309,000 | $ 93,000 | $ 48,000 |
| Edwards County Illinois | 13 | $ 578,000 | $ 44,000 | $ 56,000 |
| Decatur County Indiana | 13 | $ 85,000 | $ 6,000 | $ 59,000 |
| Edgar County Illinois | 12 | $ 898,000 | $ 74,000 | $ 66,000 |
| Perry County Illinois | 12 | $ 574,000 | $ 47,000 | $ 43,000 |
| Crawford County Illinois | 11 | $ 442,000 | $ 40,000 | $ 39,000 |
| Fayette County Indiana | 11 | $ 401,000 | $ 36,000 | $ 50,000 |
| Kosciusko County Indiana | 11 | $ 2,281,000 | $ 207,000 | $ 150,000 |
| Lyon County Kentucky | 11 | $ 1,210,000 | $ 110,000 | $ 124,000 |
| Harrison County Indiana | 10 | $ 838,000 | $ 83,000 | $ 34,000 |
| Johnson County Illinois | 9 | $ 479,000 | $ 53,000 | $ 54,000 |
| Richland County Illinois | 9 | $ 506,000 | $ 56,000 | $ 54,000 |
| St. Clair County Illinois | 9 | $ 917,000 | $ 101,000 | $ 69,000 |
| Carroll County Indiana | 9 | $ 68,000 | $ 7,000 | $ 57,000 |
| Washington County Indiana | 9 | $ 318,000 | $ 35,000 | $ 63,000 |
| Trigg County Kentucky | 9 | $ 796,000 | $ 88,000 | $ 43,000 |
| Marion County Illinois | 8 | $ 358,000 | $ 44,000 | $ 44,000 |
| Clark County Indiana | 8 | $ 1,788,000 | $ 223,000 | $ 91,000 |
| Floyd County Indiana | 8 | $ 1,135,000 | $ 141,000 | $ 56,000 |
| Union County Indiana | 8 | $ 729,000 | $ 91,000 | $ 88,000 |
| Breckinridge County Kentucky | 8 | $ 757,000 | $ 94,000 | $ 118,000 |
| Grayson County Kentucky | 8 | $ 422,000 | $ 52,000 | $ 81,000 |
| Todd County Kentucky | 8 | $ 762,000 | $ 95,000 | $ 64,000 |
| Preble County Ohio | 8 | $ 711,000 | $ 88,000 | $ 59,000 |
| Cook County Illinois | 7 | $ 1,476,000 | $ 210,000 | $ 137,000 |
| Shelby County Kentucky | 7 | $ 1,189,000 | $ 169,000 | $ 65,000 |
| Warren County Kentucky | 7 | $ 908,000 | $ 129,000 | $ 88,000 |
| Manatee County Florida | 6 | $ 2,790,000 | $ 465,000 | $ 118,000 |
| Wayne County Illinois | 6 | $ 317,000 | $ 52,000 | $ 39,000 |
| Jefferson County Indiana | 6 | $ 195,000 | $ 32,000 | $ 46,000 |
| Boone County Kentucky | 6 | $ 512,000 | $ 85,000 | $ 60,000 |
| Caldwell County Kentucky | 6 | $ 218,000 | $ 36,000 | $ 56,000 |
| Nelson County Kentucky | 6 | $ 551,000 | $ 91,000 | $ 90,000 |
| Hardin County Illinois | 5 | $ 183,000 | $ 36,000 | $ 42,000 |
| Pope County Illinois | 5 | $ 218,000 | $ 43,000 | $ 51,000 |
| Adams County Indiana | 5 | $ 140,000 | $ 28,000 | $ 48,000 |
| Allen County Indiana | 5 | $ 93,000 | $ 18,000 | $ 71,000 |
| Scott County Indiana | 5 | $ 128,000 | $ 25,000 | $ 51,000 |
| Wabash County Indiana | 5 | $ 192,000 | $ 38,000 | $ 39,000 |
| Fayette County Kentucky | 5 | $ 631,000 | $ 126,000 | $ 34,000 |
| Spencer County Kentucky | 5 | $ 1,048,000 | $ 209,000 | $ 70,000 |
| Hamilton County Ohio | 5 | $ 512,000 | $ 102,000 | $ 132,000 |
| Boulder County Colorado | 4 | $ 2,107,000 | $ 526,000 | $ 174,000 |
| Champaign County Illinois | 4 | $ 214,000 | $ 53,000 | $ 118,000 |
| Randolph County Illinois | 4 | $ 216,000 | $ 54,000 | $ 54,000 |
| Cass County Indiana | 4 | $ 75,000 | $ 18,000 | $ 43,000 |
| White County Indiana | 4 | $ 150,000 | $ 37,000 | $ 69,000 |
| Hardin County Kentucky | 4 | $ 1,777,000 | $ 444,000 | $ 459,000 |
| Marshall County Kentucky | 4 | $ 428,000 | $ 107,000 | $ 79,000 |
| Stewart County Tennessee | 4 | $ 186,000 | $ 46,000 | $ 44,000 |
| Williamson County Tennessee | 4 | $ 316,000 | $ 79,000 | $ 87,000 |
| Lee County Florida | 3 | $ 369,000 | $ 123,000 | $ 304,000 |
| Walton County Florida | 3 | $ 1,102,000 | $ 367,000 | $ 433,000 |
| Hamilton County Illinois | 3 | $ 120,000 | $ 40,000 | $ 43,000 |
| Huntington County Indiana | 3 | $ 138,000 | $ 46,000 | $ 68,000 |
| Wells County Indiana | 3 | $ 21,000 | $ 7,000 | $ 49,000 |
| Logan County Kentucky | 3 | $ 265,000 | $ 88,000 | $ 51,000 |
| St. Louis City County Missouri | 3 | $ 420,000 | $ 140,000 | $ 306,000 |
| Cheatham County Tennessee | 3 | $ 182,000 | $ 60,000 | $ 49,000 |
| Robertson County Tennessee | 3 | $ 423,000 | $ 141,000 | $ 121,000 |
| Sumner County Tennessee | 3 | $ 87,000 | $ 29,000 | $ 31,000 |
| Alachua County Florida | 2 | $ 389,000 | $ 194,000 | $ 0 |
| Bay County Florida | 2 | $ 439,000 | $ 219,000 | $ 125,000 |
| Collier County Florida | 2 | $ 428,000 | $ 214,000 | $ 156,000 |
| Douglas County Illinois | 2 | $ 150,000 | $ 75,000 | $ 28,000 |
| Jasper County Illinois | 2 | $ 31,000 | $ 15,000 | $ 37,000 |
| Madison County Illinois | 2 | $ 350,000 | $ 175,000 | $ 113,000 |
| Pulaski County Illinois | 2 | $ 160,000 | $ 80,000 | $ 40,000 |
| Elkhart County Indiana | 2 | $ 69,000 | $ 34,000 | $ 44,000 |
| Whitley County Indiana | 2 | $ 222,000 | $ 111,000 | $ 69,000 |
| Butler County Kentucky | 2 | $ 60,000 | $ 30,000 | $ 54,000 |
| Franklin County Kentucky | 2 | $ 96,000 | $ 48,000 | $ 164,000 |
| Graves County Kentucky | 2 | $ 142,000 | $ 71,000 | $ 48,000 |
| Leelanau County Michigan | 2 | $ 485,000 | $ 242,000 | $ 186,000 |
| Queens County New York | 2 | $ 10,000 | $ 5,000 | $ 77,000 |
| Clark County Ohio | 2 | $ 4,000 | $ 2,000 | $ 50,000 |
| Clermont County Ohio | 2 | $ 85,000 | $ 42,000 | $ 35,000 |
| Lucas County Ohio | 2 | $ 17,000 | $ 8,000 | $ 34,000 |
| Montgomery County Ohio | 2 | $ 25,000 | $ 12,000 | $ 75,000 |
| Summit County Ohio | 2 | $ 67,000 | $ 33,000 | $ 94,000 |
| Davidson County Tennessee | 2 | $ 115,000 | $ 57,000 | $ 67,000 |
| Obion County Tennessee | 2 | $ 46,000 | $ 23,000 | $ 35,000 |
| Wilson County Tennessee | 2 | $ 213,000 | $ 106,000 | $ 36,000 |
| Maricopa County Arizona | 1 | $ 4,000 | $ 4,000 | $ 53,000 |
| Santa Clara County California | 1 | $ 410,000 | $ 410,000 | $ 516,000 |
| Grand County Colorado | 1 | $ 213,000 | $ 213,000 | $ 222,000 |
| Broward County Florida | 1 | $ 449,000 | $ 449,000 | $ 1,412,000 |
| Citrus County Florida | 1 | $ 242,000 | $ 242,000 | $ 83,000 |
| Hillsborough County Florida | 1 | $ 188,000 | $ 188,000 | $ 572,000 |
| Indian River County Florida | 1 | $ 992,000 | $ 992,000 | $ 1,000,000 |
| Marion County Florida | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Okaloosa County Florida | 1 | $ 160,000 | $ 160,000 | $ 544,000 |
| Palm Beach County Florida | 1 | $ 368,000 | $ 368,000 | $ 465,000 |
| Pasco County Florida | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Pinellas County Florida | 1 | $ 61,000 | $ 61,000 | $ 72,000 |
| Sumter County Florida | 1 | $ 120,000 | $ 120,000 | $ 33,000 |
| Camden County Georgia | 1 | $ 2,000 | $ 2,000 | $ 58,000 |
| Chatham County Georgia | 1 | $ 149,000 | $ 149,000 | $ 85,000 |
| Alexander County Illinois | 1 | $ 12,000 | $ 12,000 | $ 26,000 |
| Coles County Illinois | 1 | $ 90,000 | $ 90,000 | $ 111,000 |
| Cumberland County Illinois | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| DeKalb County Illinois | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| DuPage County Illinois | 1 | $ 38,000 | $ 38,000 | $ 200,000 |
| Ford County Illinois | 1 | $ 127,000 | $ 127,000 | $ 456,000 |
| Iroquois County Illinois | 1 | $ 260,000 | $ 260,000 | $ 104,000 |
| Kane County Illinois | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Massac County Illinois | 1 | $ 9,000 | $ 9,000 | $ 65,000 |
| McHenry County Illinois | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Sangamon County Illinois | 1 | $ 4,000 | $ 4,000 | $ 26,000 |
| Washington County Illinois | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
| Will County Illinois | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Dearborn County Indiana | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Franklin County Indiana | 1 | $ 8,000 | $ 8,000 | $ 61,000 |
| Fulton County Indiana | 1 | $ 97,000 | $ 97,000 | $ 23,000 |
| LaGrange County Indiana | 1 | $ 13,000 | $ 13,000 | $ 35,000 |
| Lake County Indiana | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Noble County Indiana | 1 | $ 3,000 | $ 3,000 | $ 80,000 |
| Porter County Indiana | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Ripley County Indiana | 1 | $ 3,000 | $ 3,000 | $ 58,000 |
| Starke County Indiana | 1 | $ 9,000 | $ 9,000 | $ 47,000 |
| Steuben County Indiana | 1 | $ 278,000 | $ 278,000 | $ 404,000 |
| Polk County Iowa | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Scott County Iowa | 1 | $ 44,000 | $ 44,000 | $ 84,000 |
| Allen County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 37,000 |
| Boyle County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 37,000 |
| Breathitt County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Calloway County Kentucky | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Grant County Kentucky | 1 | $ 149,000 | $ 149,000 | $ 79,000 |
| Livingston County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 175,000 |
| Meade County Kentucky | 1 | $ 230,000 | $ 230,000 | $ 138,000 |
| Mercer County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 21,000 |
| Simpson County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Wayne County Kentucky | 1 | $ 139,000 | $ 139,000 | $ 706,000 |
| Barnstable County Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 718,000 |
| Benzie County Michigan | 1 | $ 187,000 | $ 187,000 | $ 207,000 |
| Grand Traverse County Michigan | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Harrison County Mississippi | 1 | $ 320,000 | $ 320,000 | $ 56,000 |
| Camden County Missouri | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Cape Girardeau County Missouri | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| St. Louis County Missouri | 1 | $ 95,000 | $ 95,000 | $ 175,000 |
| Douglas County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 200,000 |
| Brunswick County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 77,000 |
| Durham County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Belmont County Ohio | 1 | $ 7,000 | $ 7,000 | $ 44,000 |
| Cuyahoga County Ohio | 1 | $ 15,000 | $ 15,000 | $ 107,000 |
| Franklin County Ohio | 1 | $ 5,000 | $ 5,000 | $ 81,000 |
| Mercer County Ohio | 1 | $ 323,000 | $ 323,000 | $ 240,000 |
| Miami County Ohio | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Scioto County Ohio | 1 | $ 124,000 | $ 124,000 | $ 130,000 |
| Stark County Ohio | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Union County Ohio | 1 | $ 8,000 | $ 8,000 | $ 50,000 |
| Wood County Ohio | 1 | $ 214,000 | $ 214,000 | $ 150,000 |
| Jefferson County Oklahoma | 1 | $ 2,000 | $ 2,000 | $ 15,000 |
| Beaufort County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 32,000 |
| Greene County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Houston County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 45,000 |
| Macon County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 45,000 |
| McMinn County Tennessee | 1 | $ 8,000 | $ 8,000 | $ 69,000 |
| Galveston County Texas | 1 | $ 132,000 | $ 132,000 | $ 200,000 |
| Nacogdoches County Texas | 1 | $ 119,000 | $ 119,000 | $ 55,000 |
| Summit County Utah | 1 | $ 2,910,000 | $ 2,910,000 | $ 490,000 |
| Chittenden County Vermont | 1 | $ 144,000 | $ 144,000 | $ 18,000 |
| Lynchburg County Virginia | 1 | $ 60,000 | $ 60,000 | $ 90,000 |
| New Kent County Virginia | 1 | $ 110,000 | $ 110,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Old National Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,031 | $466,194,000 | $406,750 | $9,024,000 | $209,666 | $1,412,000 |
| Home Improvement | 3,958 | $42,669,000 | $41,083 | $1,558,000 | $105,833 | $1,091,000 |
| Home Purchase | 3,828 | $377,598,000 | $164,055 | $3,016,000 | $104,944 | $2,327,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,538 | $776,733,000 | $277,238 | $2,910,000 | $129,714 | $2,327,000 |
| Black or African American | 481 | $25,029,000 | $49,333 | $717,000 | $57,333 | $796,000 |
| Not Provided | 374 | $16,679,000 | $92,333 | $612,000 | $137,222 | $1,412,000 |
| Not applicable | 154 | $42,757,000 | $217,000 | $9,024,000 | $6,428 | $102,000 |
| Hispanic | 143 | $9,305,000 | $77,857 | $334,000 | $50,142 | $302,000 |
| Asian | 94 | $13,687,000 | $136,222 | $546,000 | $167,222 | $768,000 |
| American Indian or Alaskan Native | 20 | $810,000 | $35,800 | $120,000 | $52,400 | $157,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $1,461,000 | $117,250 | $324,000 | $140,500 | $340,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,424 | $851,584,000 | $247,400 | $9,024,000 | $151,200 | $2,327,000 |
| FHA-insured (Federal Housing Administration) | 239 | $22,064,000 | $72,666 | $180,000 | $37,833 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 111 | $7,773,000 | $71,000 | $190,000 | $31,750 | $66,000 |
| VA-guaranteed (Veterans Administration) | 43 | $5,040,000 | $99,400 | $236,000 | $43,800 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,729 | $692,055,000 | $281,318 | $9,024,000 | $170,409 | $2,327,000 |
| Application Denied By Financial Institution | 2,128 | $63,618,000 | $33,444 | $960,000 | $54,444 | $608,000 |
| Application Withdrawn By Applicant | 1,031 | $97,457,000 | $191,125 | $1,214,000 | $135,875 | $914,000 |
| Application Approved But Not Accepted | 616 | $9,446,000 | $20,000 | $348,000 | $47,200 | $993,000 |
| Preapproval Denied by Financial Institution | 292 | $20,642,000 | $70,000 | $257,000 | $35,000 | $304,000 |
| File Closed For Incompleteness | 21 | $3,243,000 | $122,333 | $390,000 | $56,333 | $126,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,475 | $49,497,000 | $53,285 | $333,000 | $44,571 | $608,000 |
| Debt-To-Income Ratio | 647 | $22,711,000 | $29,625 | $960,000 | $53,375 | $344,000 |
| Collateral | 120 | $5,069,000 | $44,500 | $210,000 | $46,666 | $163,000 |
| Other | 102 | $3,265,000 | $33,857 | $300,000 | $49,571 | $210,000 |
| Unverifiable Information | 28 | $1,181,000 | $44,200 | $117,000 | $67,800 | $300,000 |
| Credit Application Incomplete | 21 | $1,603,000 | $61,200 | $200,000 | $29,200 | $73,000 |
| Employment History | 18 | $628,000 | $33,250 | $181,000 | $32,750 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $306,000 | $32,250 | $92,000 | $44,500 | $180,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old National Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.