Old National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Old National Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Old National Bank 1 Main Street Evansville, IN 47708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,420 |
| Total Mortgage Loan Application Amount | $853,715,000 |
| Average Mortgage Loan Application Amount | $221,980 |
| Highest Mortgage Loan Application Amount | $4,100,000 |
| Average Applicant Income | $143,176 |
| Highest Applicant Income | $3,504,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Old National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Old National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Old National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Old National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Old National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Old National Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 1,040 | $ 92,646,000 | $ 89,000 | $ 84,000 |
| Delaware County Indiana | 560 | $ 41,772,000 | $ 74,000 | $ 72,000 |
| Marion County Indiana | 542 | $ 25,377,000 | $ 46,000 | $ 65,000 |
| Vigo County Indiana | 534 | $ 39,038,000 | $ 73,000 | $ 93,000 |
| Muhlenberg County Kentucky | 385 | $ 16,249,000 | $ 42,000 | $ 45,000 |
| Monroe County Indiana | 376 | $ 49,311,000 | $ 131,000 | $ 62,000 |
| Daviess County Kentucky | 348 | $ 27,940,000 | $ 80,000 | $ 44,000 |
| Henderson County Kentucky | 346 | $ 28,461,000 | $ 82,000 | $ 46,000 |
| Warrick County Indiana | 318 | $ 38,790,000 | $ 121,000 | $ 81,000 |
| Hopkins County Kentucky | 276 | $ 14,557,000 | $ 52,000 | $ 53,000 |
| Madison County Indiana | 247 | $ 11,672,000 | $ 47,000 | $ 52,000 |
| Gibson County Indiana | 223 | $ 13,239,000 | $ 59,000 | $ 46,000 |
| Dubois County Indiana | 212 | $ 21,836,000 | $ 103,000 | $ 49,000 |
| Putnam County Indiana | 212 | $ 18,649,000 | $ 87,000 | $ 61,000 |
| Jackson County Illinois | 209 | $ 15,374,000 | $ 73,000 | $ 63,000 |
| Jefferson County Kentucky | 200 | $ 32,240,000 | $ 161,000 | $ 70,000 |
| Wayne County Indiana | 190 | $ 12,504,000 | $ 65,000 | $ 49,000 |
| Posey County Indiana | 188 | $ 15,619,000 | $ 83,000 | $ 55,000 |
| Williamson County Illinois | 186 | $ 13,340,000 | $ 71,000 | $ 54,000 |
| Perry County Indiana | 181 | $ 10,118,000 | $ 55,000 | $ 52,000 |
| Knox County Indiana | 179 | $ 9,112,000 | $ 50,000 | $ 50,000 |
| Union County Kentucky | 178 | $ 9,304,000 | $ 52,000 | $ 43,000 |
| Vermilion County Illinois | 168 | $ 9,030,000 | $ 53,000 | $ 52,000 |
| Randolph County Indiana | 167 | $ 7,453,000 | $ 44,000 | $ 46,000 |
| Hamilton County Indiana | 132 | $ 19,707,000 | $ 149,000 | $ 170,000 |
| Vermillion County Indiana | 132 | $ 6,274,000 | $ 47,000 | $ 54,000 |
| Daviess County Indiana | 131 | $ 6,906,000 | $ 52,000 | $ 45,000 |
| Saline County Illinois | 130 | $ 4,297,000 | $ 33,000 | $ 49,000 |
| Montgomery County Tennessee | 118 | $ 11,671,000 | $ 98,000 | $ 52,000 |
| Parke County Indiana | 116 | $ 6,201,000 | $ 53,000 | $ 56,000 |
| Fountain County Indiana | 111 | $ 4,988,000 | $ 44,000 | $ 51,000 |
| Grant County Indiana | 108 | $ 6,283,000 | $ 58,000 | $ 53,000 |
| Spencer County Indiana | 92 | $ 6,113,000 | $ 66,000 | $ 54,000 |
| Bartholomew County Indiana | 88 | $ 1,087,000 | $ 12,000 | $ 54,000 |
| Wabash County Illinois | 85 | $ 4,564,000 | $ 53,000 | $ 56,000 |
| Johnson County Indiana | 84 | $ 4,404,000 | $ 52,000 | $ 80,000 |
| Howard County Indiana | 81 | $ 5,204,000 | $ 64,000 | $ 57,000 |
| Hendricks County Indiana | 79 | $ 4,595,000 | $ 58,000 | $ 67,000 |
| Orange County Indiana | 79 | $ 5,057,000 | $ 64,000 | $ 43,000 |
| Martin County Indiana | 75 | $ 2,497,000 | $ 33,000 | $ 39,000 |
| Jefferson County Illinois | 68 | $ 4,220,000 | $ 62,000 | $ 51,000 |
| St. Clair County Illinois | 59 | $ 7,132,000 | $ 120,000 | $ 82,000 |
| Lawrence County Illinois | 52 | $ 2,114,000 | $ 40,000 | $ 40,000 |
| White County Illinois | 52 | $ 2,088,000 | $ 40,000 | $ 48,000 |
| Clay County Indiana | 50 | $ 3,398,000 | $ 67,000 | $ 52,000 |
| Greene County Indiana | 49 | $ 1,487,000 | $ 30,000 | $ 69,000 |
| Henry County Indiana | 49 | $ 1,955,000 | $ 39,000 | $ 50,000 |
| Sullivan County Indiana | 49 | $ 2,327,000 | $ 47,000 | $ 53,000 |
| Jay County Indiana | 48 | $ 2,188,000 | $ 45,000 | $ 40,000 |
| Lawrence County Indiana | 46 | $ 2,376,000 | $ 51,000 | $ 46,000 |
| Morgan County Indiana | 46 | $ 1,655,000 | $ 35,000 | $ 72,000 |
| Boone County Indiana | 45 | $ 4,908,000 | $ 109,000 | $ 84,000 |
| Tippecanoe County Indiana | 44 | $ 3,786,000 | $ 86,000 | $ 84,000 |
| Clark County Illinois | 43 | $ 2,573,000 | $ 59,000 | $ 50,000 |
| Pike County Indiana | 43 | $ 1,823,000 | $ 42,000 | $ 43,000 |
| Darke County Ohio | 37 | $ 2,040,000 | $ 55,000 | $ 48,000 |
| Owen County Indiana | 36 | $ 1,284,000 | $ 35,000 | $ 59,000 |
| Shelby County Indiana | 36 | $ 306,000 | $ 8,000 | $ 58,000 |
| Oldham County Kentucky | 33 | $ 7,774,000 | $ 235,000 | $ 93,000 |
| Tipton County Indiana | 31 | $ 519,000 | $ 16,000 | $ 58,000 |
| Warren County Indiana | 31 | $ 1,720,000 | $ 55,000 | $ 63,000 |
| Webster County Kentucky | 31 | $ 1,492,000 | $ 48,000 | $ 46,000 |
| Franklin County Illinois | 30 | $ 1,732,000 | $ 57,000 | $ 50,000 |
| Hancock County Indiana | 27 | $ 1,400,000 | $ 51,000 | $ 99,000 |
| Montgomery County Indiana | 23 | $ 2,143,000 | $ 93,000 | $ 43,000 |
| Blackford County Indiana | 19 | $ 1,432,000 | $ 75,000 | $ 57,000 |
| Brown County Indiana | 19 | $ 1,008,000 | $ 53,000 | $ 69,000 |
| Jennings County Indiana | 18 | $ 116,000 | $ 6,000 | $ 55,000 |
| Crittenden County Kentucky | 17 | $ 1,102,000 | $ 64,000 | $ 69,000 |
| Cass County Indiana | 16 | $ 413,000 | $ 25,000 | $ 46,000 |
| Rush County Indiana | 16 | $ 109,000 | $ 6,000 | $ 49,000 |
| Hancock County Kentucky | 16 | $ 982,000 | $ 61,000 | $ 34,000 |
| McLean County Kentucky | 16 | $ 852,000 | $ 53,000 | $ 37,000 |
| Clinton County Indiana | 15 | $ 213,000 | $ 14,000 | $ 154,000 |
| Crawford County Indiana | 14 | $ 939,000 | $ 67,000 | $ 44,000 |
| Trigg County Kentucky | 14 | $ 1,014,000 | $ 72,000 | $ 102,000 |
| Decatur County Indiana | 13 | $ 83,000 | $ 6,000 | $ 43,000 |
| Jackson County Indiana | 13 | $ 62,000 | $ 4,000 | $ 47,000 |
| Floyd County Indiana | 12 | $ 1,565,000 | $ 130,000 | $ 85,000 |
| Miami County Indiana | 12 | $ 158,000 | $ 13,000 | $ 42,000 |
| Preble County Ohio | 12 | $ 1,105,000 | $ 92,000 | $ 74,000 |
| Union County Illinois | 11 | $ 813,000 | $ 73,000 | $ 54,000 |
| Ohio County Kentucky | 11 | $ 697,000 | $ 63,000 | $ 44,000 |
| Harrison County Indiana | 10 | $ 977,000 | $ 97,000 | $ 79,000 |
| Lyon County Kentucky | 10 | $ 771,000 | $ 77,000 | $ 103,000 |
| Collier County Florida | 9 | $ 6,756,000 | $ 750,000 | $ 571,000 |
| Crawford County Illinois | 9 | $ 354,000 | $ 39,000 | $ 49,000 |
| Edgar County Illinois | 9 | $ 580,000 | $ 64,000 | $ 79,000 |
| Gallatin County Illinois | 9 | $ 584,000 | $ 64,000 | $ 63,000 |
| Lee County Florida | 8 | $ 3,381,000 | $ 422,000 | $ 189,000 |
| Cook County Illinois | 8 | $ 2,199,000 | $ 274,000 | $ 156,000 |
| Hardin County Illinois | 8 | $ 427,000 | $ 53,000 | $ 41,000 |
| Madison County Illinois | 8 | $ 814,000 | $ 101,000 | $ 42,000 |
| Fayette County Indiana | 8 | $ 240,000 | $ 30,000 | $ 59,000 |
| Bullitt County Kentucky | 8 | $ 883,000 | $ 110,000 | $ 50,000 |
| Clinton County Illinois | 7 | $ 995,000 | $ 142,000 | $ 70,000 |
| Edwards County Illinois | 7 | $ 253,000 | $ 36,000 | $ 61,000 |
| Hamilton County Illinois | 7 | $ 372,000 | $ 53,000 | $ 43,000 |
| Johnson County Illinois | 7 | $ 372,000 | $ 53,000 | $ 54,000 |
| Perry County Illinois | 7 | $ 351,000 | $ 50,000 | $ 66,000 |
| Carroll County Indiana | 7 | $ 441,000 | $ 63,000 | $ 130,000 |
| Christian County Kentucky | 7 | $ 1,614,000 | $ 230,000 | $ 113,000 |
| Marion County Illinois | 6 | $ 145,000 | $ 24,000 | $ 43,000 |
| Pope County Illinois | 6 | $ 337,000 | $ 56,000 | $ 129,000 |
| Richland County Illinois | 6 | $ 328,000 | $ 54,000 | $ 57,000 |
| Wayne County Illinois | 6 | $ 289,000 | $ 48,000 | $ 60,000 |
| Clark County Indiana | 6 | $ 585,000 | $ 97,000 | $ 61,000 |
| Kosciusko County Indiana | 6 | $ 670,000 | $ 111,000 | $ 94,000 |
| Union County Indiana | 6 | $ 268,000 | $ 44,000 | $ 52,000 |
| Breckinridge County Kentucky | 6 | $ 400,000 | $ 66,000 | $ 63,000 |
| Jefferson County Indiana | 5 | $ 984,000 | $ 196,000 | $ 35,000 |
| Wabash County Indiana | 5 | $ 297,000 | $ 59,000 | $ 63,000 |
| Washington County Indiana | 5 | $ 612,000 | $ 122,000 | $ 33,000 |
| Caldwell County Kentucky | 5 | $ 226,000 | $ 45,000 | $ 52,000 |
| Logan County Kentucky | 5 | $ 358,000 | $ 71,000 | $ 66,000 |
| Warren County Kentucky | 5 | $ 541,000 | $ 108,000 | $ 55,000 |
| Cheatham County Tennessee | 5 | $ 616,000 | $ 123,000 | $ 57,000 |
| Davidson County Tennessee | 5 | $ 557,000 | $ 111,000 | $ 94,000 |
| Champaign County Illinois | 4 | $ 331,000 | $ 82,000 | $ 72,000 |
| Fayette County Illinois | 4 | $ 27,000 | $ 6,000 | $ 47,000 |
| Allen County Indiana | 4 | $ 291,000 | $ 72,000 | $ 53,000 |
| White County Indiana | 4 | $ 256,000 | $ 64,000 | $ 48,000 |
| Hardin County Kentucky | 4 | $ 543,000 | $ 135,000 | $ 40,000 |
| McCracken County Kentucky | 4 | $ 349,000 | $ 87,000 | $ 70,000 |
| Montgomery County Ohio | 4 | $ 196,000 | $ 49,000 | $ 157,000 |
| Maricopa County Arizona | 3 | $ 436,000 | $ 145,000 | $ 422,000 |
| Alachua County Florida | 3 | $ 344,000 | $ 114,000 | $ 26,000 |
| Manatee County Florida | 3 | $ 854,000 | $ 284,000 | $ 33,000 |
| Clay County Illinois | 3 | $ 35,000 | $ 11,000 | $ 33,000 |
| Coles County Illinois | 3 | $ 366,000 | $ 122,000 | $ 40,000 |
| Montgomery County Illinois | 3 | $ 23,000 | $ 7,000 | $ 26,000 |
| Washington County Illinois | 3 | $ 242,000 | $ 80,000 | $ 40,000 |
| Franklin County Indiana | 3 | $ 190,000 | $ 63,000 | $ 76,000 |
| Huntington County Indiana | 3 | $ 89,000 | $ 29,000 | $ 92,000 |
| Ripley County Indiana | 3 | $ 66,000 | $ 22,000 | $ 41,000 |
| Scott County Indiana | 3 | $ 31,000 | $ 10,000 | $ 39,000 |
| Wells County Indiana | 3 | $ 234,000 | $ 78,000 | $ 78,000 |
| Madison County Kentucky | 3 | $ 554,000 | $ 184,000 | $ 106,000 |
| Meade County Kentucky | 3 | $ 329,000 | $ 109,000 | $ 61,000 |
| Spencer County Kentucky | 3 | $ 339,000 | $ 113,000 | $ 56,000 |
| Beaufort County South Carolina | 3 | $ 1,246,000 | $ 415,000 | $ 281,000 |
| Dickson County Tennessee | 3 | $ 178,000 | $ 59,000 | $ 47,000 |
| Pima County Arizona | 2 | $ 317,000 | $ 158,000 | $ 176,000 |
| Sharp County Arkansas | 2 | $ 217,000 | $ 108,000 | $ 697,000 |
| Jefferson County Colorado | 2 | $ 348,000 | $ 174,000 | $ 24,000 |
| Hillsborough County Florida | 2 | $ 399,000 | $ 199,000 | $ 355,000 |
| Lake County Florida | 2 | $ 465,000 | $ 232,000 | $ 194,000 |
| Orange County Florida | 2 | $ 516,000 | $ 258,000 | $ 100,000 |
| Pinellas County Florida | 2 | $ 225,000 | $ 112,000 | $ 62,000 |
| Sarasota County Florida | 2 | $ 1,110,000 | $ 555,000 | $ 1,297,000 |
| Massac County Illinois | 2 | $ 132,000 | $ 66,000 | $ 36,000 |
| Randolph County Illinois | 2 | $ 67,000 | $ 33,000 | $ 63,000 |
| Winnebago County Illinois | 2 | $ 259,000 | $ 129,000 | $ 73,000 |
| DeKalb County Indiana | 2 | $ 280,000 | $ 140,000 | $ 149,000 |
| Fayette County Kentucky | 2 | $ 217,000 | $ 108,000 | $ 68,000 |
| Marshall County Kentucky | 2 | $ 15,000 | $ 7,000 | $ 38,000 |
| Nelson County Kentucky | 2 | $ 117,000 | $ 58,000 | $ 29,000 |
| Shelby County Kentucky | 2 | $ 272,000 | $ 136,000 | $ 88,000 |
| Simpson County Kentucky | 2 | $ 14,000 | $ 7,000 | $ 74,000 |
| Branch County Michigan | 2 | $ 233,000 | $ 116,000 | $ 118,000 |
| Pickett County Tennessee | 2 | $ 90,000 | $ 45,000 | $ 56,000 |
| Richmond City County Virginia | 2 | $ 129,000 | $ 64,000 | $ 49,000 |
| Baldwin County Alabama | 1 | $ 285,000 | $ 285,000 | $ 152,000 |
| Crawford County Arkansas | 1 | $ 119,000 | $ 119,000 | $ 51,000 |
| Garland County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 20,000 |
| Brevard County Florida | 1 | $ 355,000 | $ 355,000 | $ 88,000 |
| Miami-Dade County Florida | 1 | $ 234,000 | $ 234,000 | $ 185,000 |
| Monroe County Florida | 1 | $ 301,000 | $ 301,000 | $ 170,000 |
| Nassau County Florida | 1 | $ 168,000 | $ 168,000 | $ 48,000 |
| Osceola County Florida | 1 | $ 1,050,000 | $ 1,050,000 | $ 304,000 |
| Volusia County Florida | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Thomas County Georgia | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Alexander County Illinois | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Bond County Illinois | 1 | $ 23,000 | $ 23,000 | $ 82,000 |
| Cumberland County Illinois | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Kendall County Illinois | 1 | $ 337,000 | $ 337,000 | $ 74,000 |
| Monroe County Illinois | 1 | $ 230,000 | $ 230,000 | $ 121,000 |
| Peoria County Illinois | 1 | $ 172,000 | $ 172,000 | $ 233,000 |
| Pulaski County Illinois | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Tazewell County Illinois | 1 | $ 120,000 | $ 120,000 | $ 80,000 |
| Will County Illinois | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Adams County Indiana | 1 | $ 68,000 | $ 68,000 | $ 27,000 |
| Benton County Indiana | 1 | $ 120,000 | $ 120,000 | $ 16,000 |
| Fulton County Indiana | 1 | $ 23,000 | $ 23,000 | $ 63,000 |
| LaGrange County Indiana | 1 | $ 74,000 | $ 74,000 | $ 27,000 |
| Lake County Indiana | 1 | $ 138,000 | $ 138,000 | $ 77,000 |
| Newton County Indiana | 1 | $ 12,000 | $ 12,000 | $ 78,000 |
| Porter County Indiana | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| St. Joseph County Indiana | 1 | $ 123,000 | $ 123,000 | $ 79,000 |
| Starke County Indiana | 1 | $ 159,000 | $ 159,000 | $ 42,000 |
| Steuben County Indiana | 1 | $ 350,000 | $ 350,000 | $ 260,000 |
| Switzerland County Indiana | 1 | $ 48,000 | $ 48,000 | $ 51,000 |
| Whitley County Indiana | 1 | $ 21,000 | $ 21,000 | $ 51,000 |
| Black Hawk County Iowa | 1 | $ 247,000 | $ 247,000 | $ 124,000 |
| Boyle County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 36,000 |
| Butler County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
| Graves County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Grayson County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 36,000 |
| Henry County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 19,000 |
| Larue County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 36,000 |
| Lincoln County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Marion County Kentucky | 1 | $ 240,000 | $ 240,000 | $ 91,000 |
| McCreary County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 43,000 |
| Russell County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Scott County Kentucky | 1 | $ 169,000 | $ 169,000 | $ 97,000 |
| Todd County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Jefferson County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 380,000 |
| Montgomery County Maryland | 1 | $ 200,000 | $ 200,000 | $ 198,000 |
| Alcona County Michigan | 1 | $ 136,000 | $ 136,000 | $ 71,000 |
| Kent County Michigan | 1 | $ 548,000 | $ 548,000 | $ 220,000 |
| DeSoto County Mississippi | 1 | $ 101,000 | $ 101,000 | $ 48,000 |
| St. Louis County Missouri | 1 | $ 175,000 | $ 175,000 | $ 26,000 |
| St. Louis City County Missouri | 1 | $ 32,000 | $ 32,000 | $ 54,000 |
| Yellowstone County Montana | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Clark County Nevada | 1 | $ 498,000 | $ 498,000 | $ 123,000 |
| Dona Ana County New Mexico | 1 | $ 581,000 | $ 581,000 | $ 246,000 |
| Iredell County North Carolina | 1 | $ 410,000 | $ 410,000 | $ 396,000 |
| Mecklenburg County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 96,000 |
| Pender County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 190,000 |
| Butler County Ohio | 1 | $ 326,000 | $ 326,000 | $ 127,000 |
| Delaware County Ohio | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Fairfield County Ohio | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| Fayette County Ohio | 1 | $ 378,000 | $ 378,000 | $ 100,000 |
| Greene County Ohio | 1 | $ 6,000 | $ 6,000 | $ 48,000 |
| Creek County Oklahoma | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| Tillamook County Oregon | 1 | $ 92,000 | $ 92,000 | $ 57,000 |
| Allegheny County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Montgomery County Pennsylvania | 1 | $ 408,000 | $ 408,000 | $ 194,000 |
| Northampton County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 315,000 |
| Horry County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 121,000 |
| Rutherford County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Sevier County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 303,000 |
| Shelby County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 54,000 |
| Stewart County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 19,000 |
| Sumner County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 46,000 |
| Brazoria County Texas | 1 | $ 224,000 | $ 224,000 | $ 135,000 |
| Galveston County Texas | 1 | $ 132,000 | $ 132,000 | $ 280,000 |
| Gregg County Texas | 1 | $ 140,000 | $ 140,000 | $ 96,000 |
| Montgomery County Texas | 1 | $ 146,000 | $ 146,000 | $ 63,000 |
| Parker County Texas | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| Travis County Texas | 1 | $ 250,000 | $ 250,000 | $ 35,000 |
| Summit County Utah | 1 | $ 2,846,000 | $ 2,846,000 | $ 876,000 |
| Franklin County Virginia | 1 | $ 294,000 | $ 294,000 | $ 134,000 |
| James City County Virginia | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Virginia Beach County Virginia | 1 | $ 340,000 | $ 340,000 | $ 93,000 |
| Dane County Wisconsin | 1 | $ 284,000 | $ 284,000 | $ 95,000 |
| Fond du Lac County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| Teton County Wyoming | 1 | $ 400,000 | $ 400,000 | $ 342,000 |
Mortgage Loan Application Detail Totals for Old National Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,084 | $463,212,000 | $239,423 | $4,100,000 | $131,230 | $3,504,000 |
| Home Improvement | 3,699 | $47,212,000 | $32,666 | $500,000 | $83,000 | $1,739,000 |
| Refinancing | 3,637 | $343,291,000 | $300,125 | $2,846,000 | $196,437 | $2,057,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,354 | $752,165,000 | $288,148 | $2,846,000 | $166,407 | $3,504,000 |
| Black or African American | 436 | $21,574,000 | $130,571 | $581,000 | $77,285 | $367,000 |
| Not applicable | 185 | $39,510,000 | $341,333 | $4,100,000 | $0 | $0 |
| Not Provided | 184 | $10,211,000 | $90,375 | $673,000 | $44,625 | $473,000 |
| Hispanic | 154 | $12,499,000 | $137,750 | $408,000 | $74,875 | $300,000 |
| Asian | 73 | $13,149,000 | $181,333 | $703,000 | $356,333 | $2,057,000 |
| American Indian or Alaskan Native | 24 | $2,066,000 | $49,833 | $1,338,000 | $48,333 | $411,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,541,000 | $194,500 | $737,000 | $112,500 | $642,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,014 | $819,846,000 | $278,129 | $4,100,000 | $167,322 | $3,504,000 |
| FHA-insured (Federal Housing Administration) | 224 | $18,446,000 | $89,000 | $182,000 | $47,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 145 | $10,932,000 | $74,500 | $176,000 | $32,000 | $74,000 |
| VA-guaranteed (Veterans Administration) | 37 | $4,491,000 | $117,666 | $232,000 | $51,333 | $122,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,247 | $600,169,000 | $293,962 | $4,100,000 | $178,037 | $3,504,000 |
| Application Denied By Financial Institution | 2,000 | $74,721,000 | $96,333 | $1,790,000 | $55,555 | $1,308,000 |
| Application Withdrawn By Applicant | 1,119 | $119,588,000 | $166,400 | $1,300,000 | $149,733 | $2,057,000 |
| Preapproval Denied by Financial Institution | 546 | $42,908,000 | $78,000 | $475,000 | $33,000 | $297,000 |
| Application Approved But Not Accepted | 498 | $15,549,000 | $29,400 | $1,325,000 | $51,600 | $329,000 |
| File Closed For Incompleteness | 10 | $780,000 | $78,000 | $148,000 | $41,000 | $84,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,486 | $62,334,000 | $67,000 | $475,000 | $39,250 | $1,308,000 |
| Debt-To-Income Ratio | 742 | $37,611,000 | $74,285 | $520,000 | $54,142 | $543,000 |
| Collateral | 168 | $7,305,000 | $75,857 | $309,000 | $53,857 | $329,000 |
| Other | 101 | $5,426,000 | $53,800 | $680,000 | $56,000 | $247,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,973,000 | $201,000 | $1,790,000 | $83,333 | $285,000 |
| Unverifiable Information | 15 | $920,000 | $62,666 | $160,000 | $55,666 | $120,000 |
| Employment History | 11 | $558,000 | $40,750 | $281,000 | $26,000 | $83,000 |
| Credit Application Incomplete | 7 | $502,000 | $46,000 | $375,000 | $46,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old National Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.