Old National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Old National Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Old National Bank 1 Main Street Evansville, IN 47708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,333 |
| Total Mortgage Loan Application Amount | $707,600,000 |
| Average Mortgage Loan Application Amount | $76,666 |
| Highest Mortgage Loan Application Amount | $5,900,000 |
| Average Applicant Income | $67,666 |
| Highest Applicant Income | $4,758,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Old National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Old National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Old National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Old National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Old National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Old National Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 973 | $ 79,760,000 | $ 81,000 | $ 65,000 |
| Vigo County Indiana | 566 | $ 47,144,000 | $ 83,000 | $ 69,000 |
| Muhlenberg County Kentucky | 358 | $ 14,433,000 | $ 40,000 | $ 61,000 |
| Henderson County Kentucky | 313 | $ 24,962,000 | $ 79,000 | $ 64,000 |
| Warrick County Indiana | 275 | $ 33,720,000 | $ 122,000 | $ 87,000 |
| Delaware County Indiana | 274 | $ 19,470,000 | $ 71,000 | $ 70,000 |
| Daviess County Kentucky | 236 | $ 20,991,000 | $ 88,000 | $ 62,000 |
| Gibson County Indiana | 189 | $ 14,316,000 | $ 75,000 | $ 54,000 |
| Perry County Indiana | 183 | $ 9,401,000 | $ 51,000 | $ 65,000 |
| Williamson County Illinois | 181 | $ 12,986,000 | $ 71,000 | $ 60,000 |
| Hopkins County Kentucky | 168 | $ 8,908,000 | $ 53,000 | $ 60,000 |
| Dubois County Indiana | 165 | $ 14,675,000 | $ 88,000 | $ 59,000 |
| Jackson County Illinois | 164 | $ 14,307,000 | $ 87,000 | $ 58,000 |
| Madison County Indiana | 153 | $ 9,115,000 | $ 59,000 | $ 60,000 |
| Union County Kentucky | 150 | $ 6,259,000 | $ 41,000 | $ 54,000 |
| Posey County Indiana | 149 | $ 11,592,000 | $ 77,000 | $ 67,000 |
| Marion County Indiana | 144 | $ 15,372,000 | $ 106,000 | $ 71,000 |
| Monroe County Indiana | 144 | $ 16,784,000 | $ 116,000 | $ 117,000 |
| Knox County Indiana | 141 | $ 8,735,000 | $ 61,000 | $ 56,000 |
| Randolph County Indiana | 132 | $ 6,500,000 | $ 49,000 | $ 53,000 |
| Vermilion County Illinois | 124 | $ 6,132,000 | $ 49,000 | $ 54,000 |
| Vermillion County Indiana | 122 | $ 6,466,000 | $ 53,000 | $ 60,000 |
| Jefferson County Kentucky | 115 | $ 16,976,000 | $ 147,000 | $ 141,000 |
| Putnam County Indiana | 109 | $ 8,700,000 | $ 79,000 | $ 66,000 |
| Wayne County Indiana | 106 | $ 7,049,000 | $ 66,000 | $ 63,000 |
| Fountain County Indiana | 89 | $ 4,638,000 | $ 52,000 | $ 57,000 |
| Parke County Indiana | 88 | $ 4,711,000 | $ 53,000 | $ 55,000 |
| Hamilton County Indiana | 82 | $ 17,681,000 | $ 215,000 | $ 155,000 |
| Tippecanoe County Indiana | 77 | $ 7,626,000 | $ 99,000 | $ 67,000 |
| Daviess County Indiana | 71 | $ 4,943,000 | $ 69,000 | $ 59,000 |
| Wabash County Illinois | 64 | $ 3,352,000 | $ 52,000 | $ 52,000 |
| Martin County Indiana | 64 | $ 2,699,000 | $ 42,000 | $ 46,000 |
| Spencer County Indiana | 62 | $ 2,421,000 | $ 39,000 | $ 66,000 |
| Clark County Illinois | 57 | $ 3,766,000 | $ 66,000 | $ 80,000 |
| White County Illinois | 57 | $ 2,508,000 | $ 44,000 | $ 67,000 |
| Jay County Indiana | 52 | $ 2,738,000 | $ 52,000 | $ 45,000 |
| Johnson County Indiana | 47 | $ 6,022,000 | $ 128,000 | $ 93,000 |
| Saline County Illinois | 45 | $ 1,774,000 | $ 39,000 | $ 46,000 |
| Lawrence County Illinois | 43 | $ 1,973,000 | $ 45,000 | $ 55,000 |
| Grant County Indiana | 40 | $ 3,394,000 | $ 84,000 | $ 88,000 |
| Darke County Ohio | 38 | $ 1,853,000 | $ 48,000 | $ 59,000 |
| St. Joseph County Indiana | 36 | $ 9,888,000 | $ 274,000 | $ 266,000 |
| Allen County Indiana | 33 | $ 3,507,000 | $ 106,000 | $ 61,000 |
| Jefferson County Illinois | 32 | $ 1,812,000 | $ 56,000 | $ 57,000 |
| Elkhart County Indiana | 29 | $ 5,330,000 | $ 183,000 | $ 217,000 |
| Hendricks County Indiana | 29 | $ 4,125,000 | $ 142,000 | $ 91,000 |
| Orange County Indiana | 29 | $ 2,513,000 | $ 86,000 | $ 66,000 |
| Warren County Indiana | 27 | $ 1,632,000 | $ 60,000 | $ 41,000 |
| Clay County Indiana | 26 | $ 2,174,000 | $ 83,000 | $ 66,000 |
| Hancock County Indiana | 22 | $ 8,495,000 | $ 386,000 | $ 89,000 |
| Webster County Kentucky | 22 | $ 1,678,000 | $ 76,000 | $ 60,000 |
| Pike County Indiana | 21 | $ 2,101,000 | $ 100,000 | $ 63,000 |
| Sullivan County Indiana | 20 | $ 764,000 | $ 38,000 | $ 55,000 |
| Cass County Michigan | 20 | $ 6,564,000 | $ 328,000 | $ 301,000 |
| Boone County Indiana | 18 | $ 4,242,000 | $ 235,000 | $ 149,000 |
| Union County Illinois | 15 | $ 1,486,000 | $ 99,000 | $ 87,000 |
| Franklin County Illinois | 14 | $ 461,000 | $ 32,000 | $ 57,000 |
| Henry County Indiana | 14 | $ 549,000 | $ 39,000 | $ 67,000 |
| Trigg County Kentucky | 14 | $ 1,167,000 | $ 83,000 | $ 87,000 |
| Crawford County Illinois | 13 | $ 285,000 | $ 21,000 | $ 58,000 |
| Gallatin County Illinois | 13 | $ 331,000 | $ 25,000 | $ 50,000 |
| Morgan County Indiana | 12 | $ 1,129,000 | $ 94,000 | $ 93,000 |
| Edgar County Illinois | 11 | $ 1,138,000 | $ 103,000 | $ 73,000 |
| Floyd County Indiana | 11 | $ 794,000 | $ 72,000 | $ 89,000 |
| Greene County Indiana | 11 | $ 865,000 | $ 78,000 | $ 67,000 |
| Lawrence County Indiana | 11 | $ 1,462,000 | $ 132,000 | $ 76,000 |
| Owen County Indiana | 11 | $ 1,083,000 | $ 98,000 | $ 71,000 |
| Clark County Indiana | 10 | $ 929,000 | $ 92,000 | $ 76,000 |
| Ohio County Kentucky | 10 | $ 342,000 | $ 34,000 | $ 71,000 |
| Crawford County Indiana | 9 | $ 384,000 | $ 42,000 | $ 78,000 |
| Oldham County Kentucky | 9 | $ 3,307,000 | $ 367,000 | $ 173,000 |
| Johnson County Illinois | 8 | $ 1,179,000 | $ 147,000 | $ 147,000 |
| Crittenden County Kentucky | 8 | $ 194,000 | $ 24,000 | $ 50,000 |
| Cook County Illinois | 7 | $ 2,468,000 | $ 352,000 | $ 211,000 |
| Blackford County Indiana | 6 | $ 213,000 | $ 35,000 | $ 66,000 |
| Hancock County Kentucky | 6 | $ 282,000 | $ 47,000 | $ 50,000 |
| Logan County Kentucky | 6 | $ 708,000 | $ 118,000 | $ 61,000 |
| McLean County Kentucky | 6 | $ 542,000 | $ 90,000 | $ 52,000 |
| Manatee County Florida | 5 | $ 1,936,000 | $ 387,000 | $ 384,000 |
| Hardin County Illinois | 5 | $ 182,000 | $ 36,000 | $ 79,000 |
| Richland County Illinois | 5 | $ 545,000 | $ 109,000 | $ 47,000 |
| Benton County Indiana | 5 | $ 384,000 | $ 76,000 | $ 48,000 |
| Harrison County Indiana | 5 | $ 430,000 | $ 86,000 | $ 77,000 |
| Bullitt County Kentucky | 5 | $ 368,000 | $ 73,000 | $ 46,000 |
| Christian County Kentucky | 5 | $ 225,000 | $ 45,000 | $ 38,000 |
| Grayson County Kentucky | 5 | $ 391,000 | $ 78,000 | $ 35,000 |
| Livingston County Kentucky | 5 | $ 572,000 | $ 114,000 | $ 123,000 |
| Lyon County Kentucky | 5 | $ 640,000 | $ 128,000 | $ 99,000 |
| Todd County Kentucky | 5 | $ 353,000 | $ 70,000 | $ 64,000 |
| Berrien County Michigan | 5 | $ 1,050,000 | $ 210,000 | $ 172,000 |
| Lee County Florida | 4 | $ 1,368,000 | $ 342,000 | $ 204,000 |
| Douglas County Illinois | 4 | $ 162,000 | $ 40,000 | $ 56,000 |
| Edwards County Illinois | 4 | $ 215,000 | $ 53,000 | $ 75,000 |
| Perry County Illinois | 4 | $ 298,000 | $ 74,000 | $ 63,000 |
| Carroll County Indiana | 4 | $ 450,000 | $ 112,000 | $ 59,000 |
| Clinton County Indiana | 4 | $ 405,000 | $ 101,000 | $ 80,000 |
| Kosciusko County Indiana | 4 | $ 789,000 | $ 197,000 | $ 131,000 |
| Steuben County Indiana | 4 | $ 843,000 | $ 210,000 | $ 160,000 |
| Caldwell County Kentucky | 4 | $ 332,000 | $ 83,000 | $ 73,000 |
| Warren County Kentucky | 4 | $ 1,025,000 | $ 256,000 | $ 277,000 |
| St. Louis County Missouri | 4 | $ 1,248,000 | $ 312,000 | $ 71,000 |
| Davidson County Tennessee | 4 | $ 563,000 | $ 140,000 | $ 89,000 |
| Orange County Florida | 3 | $ 929,000 | $ 309,000 | $ 130,000 |
| Coles County Illinois | 3 | $ 309,000 | $ 103,000 | $ 71,000 |
| Bartholomew County Indiana | 3 | $ 230,000 | $ 76,000 | $ 52,000 |
| Huntington County Indiana | 3 | $ 54,000 | $ 18,000 | $ 68,000 |
| Jackson County Indiana | 3 | $ 337,000 | $ 112,000 | $ 76,000 |
| LaPorte County Indiana | 3 | $ 2,211,000 | $ 737,000 | $ 205,000 |
| Marshall County Indiana | 3 | $ 1,877,000 | $ 625,000 | $ 446,000 |
| Montgomery County Indiana | 3 | $ 386,000 | $ 128,000 | $ 79,000 |
| Union County Indiana | 3 | $ 79,000 | $ 26,000 | $ 53,000 |
| Washington County Indiana | 3 | $ 335,000 | $ 111,000 | $ 144,000 |
| Preble County Ohio | 3 | $ 118,000 | $ 39,000 | $ 73,000 |
| Martin County Florida | 2 | $ 1,435,000 | $ 717,000 | $ 829,000 |
| Okaloosa County Florida | 2 | $ 561,000 | $ 280,000 | $ 299,000 |
| Walton County Florida | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Cumberland County Illinois | 2 | $ 211,000 | $ 105,000 | $ 68,000 |
| Massac County Illinois | 2 | $ 89,000 | $ 44,000 | $ 43,000 |
| St. Clair County Illinois | 2 | $ 780,000 | $ 390,000 | $ 135,000 |
| Brown County Indiana | 2 | $ 220,000 | $ 110,000 | $ 116,000 |
| Cass County Indiana | 2 | $ 246,000 | $ 123,000 | $ 50,000 |
| Tipton County Indiana | 2 | $ 58,000 | $ 29,000 | $ 39,000 |
| White County Indiana | 2 | $ 107,000 | $ 53,000 | $ 7,000 |
| Whitley County Indiana | 2 | $ 98,000 | $ 49,000 | $ 33,000 |
| Breckinridge County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 130,000 |
| Butler County Kentucky | 2 | $ 8,000 | $ 4,000 | $ 24,000 |
| Calloway County Kentucky | 2 | $ 126,000 | $ 63,000 | $ 62,000 |
| Fayette County Kentucky | 2 | $ 172,000 | $ 86,000 | $ 134,000 |
| McCracken County Kentucky | 2 | $ 121,000 | $ 60,000 | $ 46,000 |
| Mercer County Kentucky | 2 | $ 938,000 | $ 469,000 | $ 43,000 |
| Shelby County Kentucky | 2 | $ 695,000 | $ 347,000 | $ 88,000 |
| Norfolk County Massachusetts | 2 | $ 506,000 | $ 253,000 | $ 383,000 |
| Leelanau County Michigan | 2 | $ 331,000 | $ 165,000 | $ 116,000 |
| Iredell County North Carolina | 2 | $ 715,000 | $ 357,000 | $ 350,000 |
| Hamilton County Ohio | 2 | $ 1,507,000 | $ 753,000 | $ 676,000 |
| Montgomery County Ohio | 2 | $ 17,000 | $ 8,000 | $ 24,000 |
| San Bernardino County California | 1 | $ 35,000 | $ 35,000 | $ 170,000 |
| Eagle County Colorado | 1 | $ 1,750,000 | $ 1,750,000 | $ 1,328,000 |
| Pueblo County Colorado | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Bay County Florida | 1 | $ 268,000 | $ 268,000 | $ 223,000 |
| Charlotte County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,876,000 |
| Collier County Florida | 1 | $ 1,009,000 | $ 1,009,000 | $ 4,758,000 |
| Osceola County Florida | 1 | $ 279,000 | $ 279,000 | $ 189,000 |
| Palm Beach County Florida | 1 | $ 460,000 | $ 460,000 | $ 2,540,000 |
| Sarasota County Florida | 1 | $ 196,000 | $ 196,000 | $ 243,000 |
| Sumter County Florida | 1 | $ 238,000 | $ 238,000 | $ 398,000 |
| Champaign County Illinois | 1 | $ 17,000 | $ 17,000 | $ 80,000 |
| DuPage County Illinois | 1 | $ 201,000 | $ 201,000 | $ 83,000 |
| Jasper County Illinois | 1 | $ 8,000 | $ 8,000 | $ 37,000 |
| Kankakee County Illinois | 1 | $ 400,000 | $ 400,000 | $ 153,000 |
| Peoria County Illinois | 1 | $ 146,000 | $ 146,000 | $ 38,000 |
| Piatt County Illinois | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Pope County Illinois | 1 | $ 47,000 | $ 47,000 | $ 30,000 |
| Pulaski County Illinois | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Randolph County Illinois | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Wayne County Illinois | 1 | $ 5,000 | $ 5,000 | $ 81,000 |
| Will County Illinois | 1 | $ 4,000 | $ 4,000 | $ 78,000 |
| Dearborn County Indiana | 1 | $ 190,000 | $ 190,000 | $ 27,000 |
| Decatur County Indiana | 1 | $ 26,000 | $ 26,000 | $ 27,000 |
| Fulton County Indiana | 1 | $ 90,000 | $ 90,000 | $ 160,000 |
| Howard County Indiana | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Noble County Indiana | 1 | $ 48,000 | $ 48,000 | $ 82,000 |
| Shelby County Indiana | 1 | $ 56,000 | $ 56,000 | $ 101,000 |
| Wells County Indiana | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Estill County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 42,000 |
| Mason County Kentucky | 1 | $ 208,000 | $ 208,000 | $ 200,000 |
| Pulaski County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 324,000 |
| Russell County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 280,000 |
| Allegan County Michigan | 1 | $ 100,000 | $ 100,000 | $ 315,000 |
| Isabella County Michigan | 1 | $ 40,000 | $ 40,000 | $ 49,000 |
| St. Joseph County Michigan | 1 | $ 167,000 | $ 167,000 | $ 356,000 |
| Washtenaw County Michigan | 1 | $ 182,000 | $ 182,000 | $ 106,000 |
| Hennepin County Minnesota | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,855,000 |
| Carter County Missouri | 1 | $ 64,000 | $ 64,000 | $ 138,000 |
| St. Louis City County Missouri | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 53,000 |
| Butler County Ohio | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
| Clermont County Ohio | 1 | $ 279,000 | $ 279,000 | $ 96,000 |
| Clinton County Ohio | 1 | $ 14,000 | $ 14,000 | $ 78,000 |
| Columbiana County Ohio | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Josephine County Oregon | 1 | $ 70,000 | $ 70,000 | $ 61,000 |
| Philadelphia County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 114,000 |
| Georgetown County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 117,000 |
| Horry County South Carolina | 1 | $ 109,000 | $ 109,000 | $ 260,000 |
| Spartanburg County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Greene County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Madison County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 254,000 | $ 254,000 | $ 108,000 |
| Bexar County Texas | 1 | $ 130,000 | $ 130,000 | $ 188,000 |
| Loudoun County Virginia | 1 | $ 55,000 | $ 55,000 | $ 207,000 |
| King County Washington | 1 | $ 233,000 | $ 233,000 | $ 52,000 |
| Whatcom County Washington | 1 | $ 274,000 | $ 274,000 | $ 158,000 |
Mortgage Loan Application Detail Totals for Old National Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,647 | $355,321,000 | $97,000 | $2,067,000 | $79,000 | $4,758,000 |
| Home Purchase | 2,796 | $308,344,000 | $110,000 | $1,500,000 | $66,000 | $3,412,000 |
| Home Improvement | 1,890 | $43,935,000 | $23,000 | $5,900,000 | $58,000 | $1,070,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,160 | $606,063,000 | $84,000 | $1,760,000 | $72,000 | $4,758,000 |
| Not Provided | 703 | $36,516,000 | $51,000 | $1,487,000 | $71,000 | $738,000 |
| Black or African American | 183 | $12,988,000 | $70,000 | $640,000 | $51,000 | $238,000 |
| Not applicable | 147 | $35,782,000 | $243,000 | $5,900,000 | $0 | $0 |
| Hispanic | 82 | $6,737,000 | $82,000 | $632,000 | $57,000 | $244,000 |
| Asian | 46 | $8,632,000 | $187,000 | $1,300,000 | $143,000 | $1,583,000 |
| American Indian or Alaskan Native | 8 | $444,000 | $55,000 | $365,000 | $45,000 | $104,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $438,000 | $109,000 | $208,000 | $52,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,916 | $574,573,000 | $83,000 | $5,900,000 | $75,000 | $4,758,000 |
| FHA-insured (Federal Housing Administration) | 1,120 | $109,421,000 | $97,000 | $275,000 | $47,000 | $320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 281 | $21,806,000 | $77,000 | $187,000 | $35,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 16 | $1,800,000 | $112,000 | $191,000 | $59,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,232 | $353,482,000 | $83,000 | $1,750,000 | $80,000 | $4,758,000 |
| Application Denied By Financial Institution | 1,912 | $127,572,000 | $66,000 | $5,900,000 | $55,000 | $1,328,000 |
| Preapproval Denied by Financial Institution | 665 | $56,657,000 | $85,000 | $650,000 | $39,000 | $450,000 |
| Application Approved But Not Accepted | 538 | $34,178,000 | $63,000 | $700,000 | $68,000 | $600,000 |
| Application Withdrawn By Applicant | 520 | $70,315,000 | $135,000 | $1,750,000 | $85,000 | $2,540,000 |
| File Closed For Incompleteness | 250 | $40,468,000 | $161,000 | $1,760,000 | $92,000 | $990,000 |
| Preapproval Approved but not Accepted | 216 | $24,928,000 | $115,000 | $417,000 | $50,000 | $224,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,278 | $78,386,000 | $61,000 | $640,000 | $48,000 | $425,000 |
| Debt-To-Income Ratio | 652 | $44,142,000 | $67,000 | $650,000 | $43,000 | $275,000 |
| Collateral | 295 | $26,291,000 | $89,000 | $1,500,000 | $71,000 | $1,328,000 |
| Other | 183 | $15,639,000 | $85,000 | $5,900,000 | $67,000 | $1,070,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 95 | $11,690,000 | $123,000 | $1,200,000 | $45,000 | $250,000 |
| Employment History | 28 | $1,951,000 | $69,000 | $161,000 | $35,000 | $70,000 |
| Credit Application Incomplete | 20 | $3,770,000 | $188,000 | $2,067,000 | $53,000 | $130,000 |
| Mortgage Insurance Denied | 13 | $1,686,000 | $129,000 | $650,000 | $87,000 | $450,000 |
| Unverifiable Information | 13 | $674,000 | $51,000 | $101,000 | $66,000 | $296,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old National Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.