Old National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Old National Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Old National Bank 1 Main Street Evansville, IN 47708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,366 |
| Total Mortgage Loan Application Amount | $1,180,931,000 |
| Average Mortgage Loan Application Amount | $78,666 |
| Highest Mortgage Loan Application Amount | $3,100,000 |
| Average Applicant Income | $55,666 |
| Highest Applicant Income | $4,227,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Old National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Old National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Old National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Old National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Old National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Old National Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 1,240 | $ 108,394,000 | $ 87,000 | $ 57,000 |
| Marion County Indiana | 684 | $ 72,701,000 | $ 106,000 | $ 70,000 |
| Vigo County Indiana | 577 | $ 44,496,000 | $ 77,000 | $ 66,000 |
| Monroe County Indiana | 536 | $ 75,320,000 | $ 140,000 | $ 90,000 |
| Warrick County Indiana | 444 | $ 53,960,000 | $ 121,000 | $ 80,000 |
| Muhlenberg County Kentucky | 432 | $ 25,775,000 | $ 59,000 | $ 57,000 |
| Delaware County Indiana | 431 | $ 39,708,000 | $ 92,000 | $ 76,000 |
| Henderson County Kentucky | 366 | $ 29,240,000 | $ 79,000 | $ 52,000 |
| Daviess County Kentucky | 333 | $ 33,260,000 | $ 99,000 | $ 70,000 |
| Hamilton County Indiana | 318 | $ 58,390,000 | $ 183,000 | $ 116,000 |
| Hopkins County Kentucky | 313 | $ 16,121,000 | $ 51,000 | $ 34,000 |
| Dubois County Indiana | 310 | $ 27,143,000 | $ 87,000 | $ 53,000 |
| Gibson County Indiana | 307 | $ 19,116,000 | $ 62,000 | $ 39,000 |
| Knox County Indiana | 296 | $ 12,755,000 | $ 43,000 | $ 32,000 |
| Jefferson County Kentucky | 257 | $ 44,256,000 | $ 172,000 | $ 111,000 |
| Jefferson County Illinois | 212 | $ 7,462,000 | $ 35,000 | $ 20,000 |
| Tippecanoe County Indiana | 209 | $ 23,215,000 | $ 111,000 | $ 70,000 |
| Vermilion County Illinois | 196 | $ 12,619,000 | $ 64,000 | $ 59,000 |
| Jackson County Illinois | 195 | $ 15,569,000 | $ 79,000 | $ 72,000 |
| Williamson County Illinois | 195 | $ 17,140,000 | $ 87,000 | $ 72,000 |
| Madison County Indiana | 191 | $ 13,539,000 | $ 70,000 | $ 59,000 |
| Putnam County Indiana | 190 | $ 16,866,000 | $ 88,000 | $ 63,000 |
| Spencer County Indiana | 190 | $ 10,077,000 | $ 53,000 | $ 23,000 |
| Pike County Indiana | 185 | $ 6,281,000 | $ 33,000 | $ 12,000 |
| St. Joseph County Indiana | 185 | $ 29,331,000 | $ 158,000 | $ 120,000 |
| Posey County Indiana | 178 | $ 13,372,000 | $ 75,000 | $ 60,000 |
| Union County Kentucky | 176 | $ 10,480,000 | $ 59,000 | $ 46,000 |
| Webster County Kentucky | 175 | $ 5,413,000 | $ 30,000 | $ 11,000 |
| Daviess County Indiana | 174 | $ 9,425,000 | $ 54,000 | $ 34,000 |
| Lawrence County Indiana | 168 | $ 9,898,000 | $ 58,000 | $ 26,000 |
| Hendricks County Indiana | 161 | $ 17,723,000 | $ 110,000 | $ 81,000 |
| Randolph County Indiana | 151 | $ 8,734,000 | $ 57,000 | $ 49,000 |
| Parke County Indiana | 138 | $ 8,714,000 | $ 63,000 | $ 50,000 |
| White County Illinois | 134 | $ 5,070,000 | $ 37,000 | $ 25,000 |
| Johnson County Indiana | 129 | $ 16,672,000 | $ 129,000 | $ 77,000 |
| Perry County Indiana | 117 | $ 7,695,000 | $ 65,000 | $ 75,000 |
| Vermillion County Indiana | 113 | $ 8,876,000 | $ 78,000 | $ 64,000 |
| Wayne County Indiana | 112 | $ 9,435,000 | $ 84,000 | $ 60,000 |
| Caldwell County Kentucky | 103 | $ 2,164,000 | $ 21,000 | $ 4,000 |
| Fountain County Indiana | 88 | $ 6,470,000 | $ 73,000 | $ 60,000 |
| Johnson County Illinois | 86 | $ 3,357,000 | $ 39,000 | $ 21,000 |
| Wabash County Illinois | 84 | $ 5,725,000 | $ 68,000 | $ 60,000 |
| Martin County Indiana | 78 | $ 4,620,000 | $ 59,000 | $ 50,000 |
| Elkhart County Indiana | 75 | $ 10,820,000 | $ 144,000 | $ 112,000 |
| Hancock County Indiana | 75 | $ 8,733,000 | $ 116,000 | $ 66,000 |
| Orange County Indiana | 72 | $ 3,429,000 | $ 47,000 | $ 29,000 |
| Allen County Indiana | 71 | $ 7,328,000 | $ 103,000 | $ 69,000 |
| Clark County Illinois | 68 | $ 5,350,000 | $ 78,000 | $ 66,000 |
| Hardin County Illinois | 65 | $ 1,987,000 | $ 30,000 | $ 12,000 |
| Boone County Indiana | 63 | $ 11,600,000 | $ 184,000 | $ 146,000 |
| Jay County Indiana | 63 | $ 3,813,000 | $ 60,000 | $ 53,000 |
| Saline County Illinois | 60 | $ 2,696,000 | $ 44,000 | $ 52,000 |
| Morgan County Indiana | 59 | $ 5,894,000 | $ 99,000 | $ 69,000 |
| Warren County Indiana | 54 | $ 3,340,000 | $ 61,000 | $ 57,000 |
| Gallatin County Illinois | 52 | $ 1,044,000 | $ 20,000 | $ 11,000 |
| Pope County Illinois | 44 | $ 1,166,000 | $ 26,000 | $ 7,000 |
| Grant County Indiana | 38 | $ 4,914,000 | $ 129,000 | $ 131,000 |
| Lawrence County Illinois | 37 | $ 1,857,000 | $ 50,000 | $ 39,000 |
| Greene County Indiana | 37 | $ 3,654,000 | $ 98,000 | $ 58,000 |
| Montgomery County Indiana | 36 | $ 2,501,000 | $ 69,000 | $ 57,000 |
| Sullivan County Indiana | 34 | $ 2,079,000 | $ 61,000 | $ 57,000 |
| White County Indiana | 33 | $ 3,110,000 | $ 94,000 | $ 61,000 |
| Clay County Indiana | 31 | $ 3,464,000 | $ 111,000 | $ 89,000 |
| Darke County Ohio | 29 | $ 2,638,000 | $ 90,000 | $ 56,000 |
| Owen County Indiana | 28 | $ 2,892,000 | $ 103,000 | $ 67,000 |
| Oldham County Kentucky | 28 | $ 4,851,000 | $ 173,000 | $ 103,000 |
| Franklin County Illinois | 27 | $ 1,836,000 | $ 68,000 | $ 55,000 |
| Floyd County Indiana | 27 | $ 4,016,000 | $ 148,000 | $ 92,000 |
| Brown County Indiana | 25 | $ 3,094,000 | $ 123,000 | $ 60,000 |
| Henry County Indiana | 25 | $ 2,295,000 | $ 91,000 | $ 79,000 |
| Carroll County Indiana | 23 | $ 2,059,000 | $ 89,000 | $ 59,000 |
| McLean County Kentucky | 22 | $ 1,556,000 | $ 70,000 | $ 53,000 |
| Cook County Illinois | 19 | $ 1,599,000 | $ 84,000 | $ 51,000 |
| Massac County Illinois | 18 | $ 584,000 | $ 32,000 | $ 22,000 |
| Jackson County Indiana | 18 | $ 1,409,000 | $ 78,000 | $ 63,000 |
| Ripley County Indiana | 18 | $ 524,000 | $ 29,000 | $ 0 |
| Cass County Michigan | 17 | $ 5,556,000 | $ 326,000 | $ 195,000 |
| Union County Illinois | 16 | $ 1,133,000 | $ 70,000 | $ 55,000 |
| Crittenden County Kentucky | 16 | $ 864,000 | $ 54,000 | $ 32,000 |
| Ohio County Kentucky | 16 | $ 1,459,000 | $ 91,000 | $ 73,000 |
| Perry County Illinois | 15 | $ 1,225,000 | $ 81,000 | $ 67,000 |
| Crawford County Indiana | 15 | $ 855,000 | $ 57,000 | $ 32,000 |
| Edwards County Illinois | 13 | $ 620,000 | $ 47,000 | $ 63,000 |
| Hamilton County Illinois | 13 | $ 178,000 | $ 13,000 | $ 3,000 |
| Noble County Indiana | 13 | $ 859,000 | $ 66,000 | $ 46,000 |
| Bullitt County Kentucky | 13 | $ 1,917,000 | $ 147,000 | $ 71,000 |
| Trigg County Kentucky | 13 | $ 1,076,000 | $ 82,000 | $ 61,000 |
| Lyon County Kentucky | 12 | $ 1,427,000 | $ 118,000 | $ 139,000 |
| Richland County Illinois | 11 | $ 385,000 | $ 35,000 | $ 37,000 |
| Clark County Indiana | 11 | $ 1,668,000 | $ 151,000 | $ 92,000 |
| Harrison County Indiana | 11 | $ 1,355,000 | $ 123,000 | $ 116,000 |
| Logan County Kentucky | 11 | $ 1,251,000 | $ 113,000 | $ 67,000 |
| Wayne County Illinois | 10 | $ 463,000 | $ 46,000 | $ 26,000 |
| Clinton County Indiana | 10 | $ 889,000 | $ 88,000 | $ 66,000 |
| Breckinridge County Kentucky | 10 | $ 1,032,000 | $ 103,000 | $ 92,000 |
| Brown County Ohio | 10 | $ 322,000 | $ 32,000 | $ 0 |
| Blackford County Indiana | 9 | $ 537,000 | $ 59,000 | $ 60,000 |
| Shelby County Indiana | 9 | $ 856,000 | $ 95,000 | $ 70,000 |
| Washington County Indiana | 9 | $ 336,000 | $ 37,000 | $ 36,000 |
| Warren County Kentucky | 9 | $ 1,098,000 | $ 122,000 | $ 34,000 |
| Hancock County Kentucky | 8 | $ 757,000 | $ 94,000 | $ 69,000 |
| Shelby County Kentucky | 8 | $ 1,286,000 | $ 160,000 | $ 92,000 |
| Edgar County Illinois | 7 | $ 554,000 | $ 79,000 | $ 66,000 |
| Marion County Illinois | 7 | $ 606,000 | $ 86,000 | $ 49,000 |
| Will County Illinois | 7 | $ 732,000 | $ 104,000 | $ 5,000 |
| Howard County Indiana | 7 | $ 535,000 | $ 76,000 | $ 63,000 |
| Benton County Indiana | 6 | $ 515,000 | $ 85,000 | $ 70,000 |
| Kosciusko County Indiana | 6 | $ 3,187,000 | $ 531,000 | $ 292,000 |
| LaPorte County Indiana | 6 | $ 710,000 | $ 118,000 | $ 81,000 |
| Gallatin County Kentucky | 6 | $ 572,000 | $ 95,000 | $ 204,000 |
| Grayson County Kentucky | 6 | $ 212,000 | $ 35,000 | $ 57,000 |
| Kenton County Kentucky | 6 | $ 222,000 | $ 37,000 | $ 0 |
| Mason County Kentucky | 6 | $ 161,000 | $ 26,000 | $ 0 |
| Berrien County Michigan | 6 | $ 1,210,000 | $ 201,000 | $ 69,000 |
| Preble County Ohio | 6 | $ 561,000 | $ 93,000 | $ 61,000 |
| Lee County Florida | 5 | $ 870,000 | $ 174,000 | $ 188,000 |
| Crawford County Illinois | 5 | $ 118,000 | $ 23,000 | $ 82,000 |
| Adams County Indiana | 5 | $ 198,000 | $ 39,000 | $ 62,000 |
| Cass County Indiana | 5 | $ 574,000 | $ 114,000 | $ 82,000 |
| DeKalb County Indiana | 5 | $ 380,000 | $ 76,000 | $ 46,000 |
| Huntington County Indiana | 5 | $ 662,000 | $ 132,000 | $ 52,000 |
| Miami County Indiana | 5 | $ 196,000 | $ 39,000 | $ 52,000 |
| Christian County Kentucky | 5 | $ 449,000 | $ 89,000 | $ 66,000 |
| Marshall County Kentucky | 5 | $ 405,000 | $ 81,000 | $ 130,000 |
| McCracken County Kentucky | 5 | $ 198,000 | $ 39,000 | $ 70,000 |
| Bartholomew County Indiana | 4 | $ 593,000 | $ 148,000 | $ 85,000 |
| LaGrange County Indiana | 4 | $ 425,000 | $ 106,000 | $ 62,000 |
| Porter County Indiana | 4 | $ 834,000 | $ 208,000 | $ 137,000 |
| Whitley County Indiana | 4 | $ 596,000 | $ 149,000 | $ 81,000 |
| Grant County Kentucky | 4 | $ 164,000 | $ 41,000 | $ 0 |
| Livingston County Kentucky | 4 | $ 224,000 | $ 56,000 | $ 12,000 |
| Robertson County Kentucky | 4 | $ 202,000 | $ 50,000 | $ 0 |
| Collier County Florida | 3 | $ 1,587,000 | $ 529,000 | $ 507,000 |
| Champaign County Illinois | 3 | $ 248,000 | $ 82,000 | $ 37,000 |
| Douglas County Illinois | 3 | $ 327,000 | $ 109,000 | $ 22,000 |
| Effingham County Illinois | 3 | $ 205,000 | $ 68,000 | $ 77,000 |
| Moultrie County Illinois | 3 | $ 433,000 | $ 144,000 | $ 44,000 |
| St. Clair County Illinois | 3 | $ 233,000 | $ 77,000 | $ 23,000 |
| Washington County Illinois | 3 | $ 87,000 | $ 29,000 | $ 0 |
| Jefferson County Indiana | 3 | $ 297,000 | $ 99,000 | $ 172,000 |
| Jennings County Indiana | 3 | $ 184,000 | $ 61,000 | $ 26,000 |
| Lake County Indiana | 3 | $ 304,000 | $ 101,000 | $ 180,000 |
| Tipton County Indiana | 3 | $ 308,000 | $ 102,000 | $ 78,000 |
| Union County Indiana | 3 | $ 267,000 | $ 89,000 | $ 102,000 |
| Anderson County Kentucky | 3 | $ 112,000 | $ 37,000 | $ 0 |
| Butler County Kentucky | 3 | $ 285,000 | $ 95,000 | $ 52,000 |
| Graves County Kentucky | 3 | $ 221,000 | $ 73,000 | $ 0 |
| Nelson County Kentucky | 3 | $ 294,000 | $ 98,000 | $ 78,000 |
| Beaufort County South Carolina | 3 | $ 3,537,000 | $ 1,179,000 | $ 273,000 |
| Davidson County Tennessee | 3 | $ 492,000 | $ 164,000 | $ 460,000 |
| Madison County Illinois | 2 | $ 29,000 | $ 14,000 | $ 0 |
| Dearborn County Indiana | 2 | $ 122,000 | $ 61,000 | $ 0 |
| Marshall County Indiana | 2 | $ 750,000 | $ 375,000 | $ 239,000 |
| Steuben County Indiana | 2 | $ 625,000 | $ 312,000 | $ 127,000 |
| Bracken County Kentucky | 2 | $ 8,000 | $ 4,000 | $ 0 |
| Franklin County Kentucky | 2 | $ 559,000 | $ 279,000 | $ 311,000 |
| Harrison County Kentucky | 2 | $ 468,000 | $ 234,000 | $ 49,000 |
| Pendleton County Kentucky | 2 | $ 125,000 | $ 62,000 | $ 0 |
| Simpson County Kentucky | 2 | $ 72,000 | $ 36,000 | $ 0 |
| Antrim County Michigan | 2 | $ 496,000 | $ 248,000 | $ 176,000 |
| Baldwin County Alabama | 1 | $ 245,000 | $ 245,000 | $ 171,000 |
| Maricopa County Arizona | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Pinal County Arizona | 1 | $ 83,000 | $ 83,000 | $ 47,000 |
| Orange County California | 1 | $ 937,000 | $ 937,000 | $ 4,227,000 |
| Boulder County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 192,000 |
| El Paso County Colorado | 1 | $ 504,000 | $ 504,000 | $ 306,000 |
| Indian River County Florida | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Manatee County Florida | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Martin County Florida | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Osceola County Florida | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Pinellas County Florida | 1 | $ 143,000 | $ 143,000 | $ 224,000 |
| Fayette County Georgia | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Clay County Illinois | 1 | $ 66,000 | $ 66,000 | $ 90,000 |
| Clinton County Illinois | 1 | $ 47,000 | $ 47,000 | $ 0 |
| DuPage County Illinois | 1 | $ 41,000 | $ 41,000 | $ 203,000 |
| Jasper County Illinois | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Kendall County Illinois | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Lake County Illinois | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Logan County Illinois | 1 | $ 32,000 | $ 32,000 | $ 0 |
| McHenry County Illinois | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Pulaski County Illinois | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Winnebago County Illinois | 1 | $ 112,000 | $ 112,000 | $ 55,000 |
| Fayette County Indiana | 1 | $ 243,000 | $ 243,000 | $ 240,000 |
| Newton County Indiana | 1 | $ 190,000 | $ 190,000 | $ 101,000 |
| Pulaski County Indiana | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Rush County Indiana | 1 | $ 234,000 | $ 234,000 | $ 102,000 |
| Starke County Indiana | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Switzerland County Indiana | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Boone County Kentucky | 1 | $ 380,000 | $ 380,000 | $ 127,000 |
| Calloway County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Carroll County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 308,000 |
| Mercer County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Montgomery County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 143,000 |
| Owen County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Spencer County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 62,000 |
| Todd County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 28,000 |
| Trimble County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 144,000 |
| Branch County Michigan | 1 | $ 405,000 | $ 405,000 | $ 248,000 |
| Emmet County Michigan | 1 | $ 230,000 | $ 230,000 | $ 102,000 |
| Grand Traverse County Michigan | 1 | $ 225,000 | $ 225,000 | $ 9,000 |
| Hancock County Mississippi | 1 | $ 87,000 | $ 87,000 | $ 33,000 |
| St. Charles County Missouri | 1 | $ 44,000 | $ 44,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 221,000 | $ 221,000 | $ 60,000 |
| Yellowstone County Montana | 1 | $ 300,000 | $ 300,000 | $ 79,000 |
| Warren County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Brunswick County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 175,000 |
| Dare County North Carolina | 1 | $ 388,000 | $ 388,000 | $ 307,000 |
| Guilford County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 51,000 |
| Adams County Ohio | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Clark County Ohio | 1 | $ 3,000 | $ 3,000 | $ 20,000 |
| Hamilton County Ohio | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Mercer County Ohio | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Miami County Ohio | 1 | $ 72,000 | $ 72,000 | $ 45,000 |
| Muskingum County Ohio | 1 | $ 81,000 | $ 81,000 | $ 33,000 |
| Stark County Ohio | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 276,000 | $ 276,000 | $ 67,000 |
| Charleston County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 147,000 |
| Henry County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 28,000 |
| Madison County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 99,000 |
| Sevier County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Weakley County Tennessee | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 206,000 |
| Dane County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Old National Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,525 | $863,389,000 | $101,000 | $2,000,000 | $69,000 | $4,227,000 |
| Home Improvement | 2,595 | $91,100,000 | $35,000 | $3,100,000 | $45,000 | $1,860,000 |
| Home Purchase | 2,246 | $226,442,000 | $100,000 | $2,900,000 | $53,000 | $3,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,712 | $941,380,000 | $96,000 | $1,480,000 | $74,000 | $4,227,000 |
| Not applicable | 2,408 | $91,174,000 | $37,000 | $3,100,000 | $0 | $34,000 |
| Not Provided | 647 | $85,901,000 | $132,000 | $2,000,000 | $95,000 | $2,529,000 |
| Black or African American | 269 | $21,054,000 | $78,000 | $584,000 | $61,000 | $622,000 |
| Hispanic | 154 | $14,974,000 | $97,000 | $800,000 | $71,000 | $929,000 |
| Asian | 145 | $23,084,000 | $159,000 | $782,000 | $112,000 | $1,464,000 |
| American Indian or Alaskan Native | 21 | $1,978,000 | $94,000 | $205,000 | $93,000 | $604,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,386,000 | $138,000 | $264,000 | $100,000 | $211,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,548 | $1,090,966,000 | $86,000 | $3,100,000 | $62,000 | $4,227,000 |
| FHA-insured (Federal Housing Administration) | 574 | $65,925,000 | $114,000 | $280,000 | $54,000 | $255,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 180 | $15,827,000 | $87,000 | $270,000 | $40,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 64 | $8,213,000 | $128,000 | $384,000 | $51,000 | $152,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,409 | $555,943,000 | $102,000 | $3,100,000 | $81,000 | $4,227,000 |
| Application Denied By Financial Institution | 3,857 | $348,872,000 | $90,000 | $1,103,000 | $64,000 | $1,860,000 |
| Loan Purchased By The Institution | 2,350 | $73,197,000 | $31,000 | $965,000 | $0 | $26,000 |
| Application Withdrawn By Applicant | 948 | $117,045,000 | $123,000 | $2,900,000 | $85,000 | $3,000,000 |
| Application Approved But Not Accepted | 464 | $44,307,000 | $95,000 | $1,133,000 | $76,000 | $996,000 |
| Preapproval Denied by Financial Institution | 131 | $12,624,000 | $96,000 | $800,000 | $55,000 | $929,000 |
| File Closed For Incompleteness | 111 | $15,759,000 | $141,000 | $680,000 | $100,000 | $1,303,000 |
| Preapproval Approved but not Accepted | 96 | $13,184,000 | $137,000 | $560,000 | $62,000 | $408,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,277 | $88,216,000 | $69,000 | $800,000 | $59,000 | $929,000 |
| Collateral | 1,102 | $127,845,000 | $116,000 | $1,000,000 | $76,000 | $1,196,000 |
| Other | 731 | $54,761,000 | $74,000 | $900,000 | $67,000 | $1,860,000 |
| Debt-To-Income Ratio | 620 | $64,652,000 | $104,000 | $1,103,000 | $43,000 | $259,000 |
| Unverifiable Information | 110 | $11,171,000 | $101,000 | $360,000 | $78,000 | $250,000 |
| Credit Application Incomplete | 83 | $9,125,000 | $109,000 | $378,000 | $84,000 | $365,000 |
| Employment History | 49 | $4,227,000 | $86,000 | $417,000 | $46,000 | $173,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,286,000 | $91,000 | $392,000 | $52,000 | $182,000 |
| Mortgage Insurance Denied | 2 | $213,000 | $106,000 | $137,000 | $73,000 | $80,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old National Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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