Old National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Old National Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Old National Bank 1 Main Street Evansville, IN 47708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,268 |
| Total Mortgage Loan Application Amount | $1,413,177,000 |
| Average Mortgage Loan Application Amount | $99,000 |
| Highest Mortgage Loan Application Amount | $7,377,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $7,309,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Old National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Old National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Old National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Old National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Old National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Old National Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 1,122 | $ 122,942,000 | $ 109,000 | $ 68,000 |
| Marion County Indiana | 772 | $ 90,419,000 | $ 117,000 | $ 78,000 |
| Monroe County Indiana | 742 | $ 116,978,000 | $ 157,000 | $ 86,000 |
| Vigo County Indiana | 642 | $ 57,388,000 | $ 89,000 | $ 66,000 |
| Delaware County Indiana | 507 | $ 42,704,000 | $ 84,000 | $ 69,000 |
| Muhlenberg County Kentucky | 430 | $ 30,139,000 | $ 70,000 | $ 58,000 |
| Daviess County Kentucky | 401 | $ 43,449,000 | $ 108,000 | $ 71,000 |
| Hamilton County Indiana | 400 | $ 70,975,000 | $ 177,000 | $ 112,000 |
| Henderson County Kentucky | 326 | $ 30,119,000 | $ 92,000 | $ 60,000 |
| Warrick County Indiana | 324 | $ 40,993,000 | $ 126,000 | $ 101,000 |
| Bartholomew County Indiana | 312 | $ 47,400,000 | $ 151,000 | $ 87,000 |
| Jackson County Indiana | 286 | $ 30,960,000 | $ 108,000 | $ 64,000 |
| Dubois County Indiana | 280 | $ 27,510,000 | $ 98,000 | $ 88,000 |
| Madison County Indiana | 250 | $ 21,151,000 | $ 84,000 | $ 67,000 |
| Jefferson County Kentucky | 247 | $ 46,722,000 | $ 189,000 | $ 106,000 |
| Williamson County Illinois | 241 | $ 25,817,000 | $ 107,000 | $ 72,000 |
| Hopkins County Kentucky | 232 | $ 19,402,000 | $ 83,000 | $ 71,000 |
| Gibson County Indiana | 216 | $ 19,359,000 | $ 89,000 | $ 59,000 |
| Hendricks County Indiana | 216 | $ 26,479,000 | $ 122,000 | $ 85,000 |
| Vermilion County Illinois | 201 | $ 12,347,000 | $ 61,000 | $ 67,000 |
| Tippecanoe County Indiana | 197 | $ 20,902,000 | $ 106,000 | $ 71,000 |
| Jackson County Illinois | 193 | $ 19,099,000 | $ 98,000 | $ 70,000 |
| Knox County Indiana | 192 | $ 13,723,000 | $ 71,000 | $ 58,000 |
| Putnam County Indiana | 186 | $ 19,702,000 | $ 105,000 | $ 71,000 |
| St. Joseph County Indiana | 169 | $ 26,285,000 | $ 155,000 | $ 133,000 |
| Johnson County Indiana | 152 | $ 22,437,000 | $ 147,000 | $ 86,000 |
| Randolph County Indiana | 143 | $ 9,346,000 | $ 65,000 | $ 57,000 |
| Vermillion County Indiana | 141 | $ 9,524,000 | $ 67,000 | $ 59,000 |
| Union County Kentucky | 140 | $ 10,230,000 | $ 73,000 | $ 83,000 |
| Daviess County Indiana | 137 | $ 10,906,000 | $ 79,000 | $ 57,000 |
| Parke County Indiana | 124 | $ 8,981,000 | $ 72,000 | $ 60,000 |
| Perry County Indiana | 124 | $ 6,649,000 | $ 53,000 | $ 60,000 |
| Posey County Indiana | 119 | $ 11,672,000 | $ 98,000 | $ 68,000 |
| Lawrence County Indiana | 118 | $ 10,361,000 | $ 87,000 | $ 70,000 |
| Jefferson County Indiana | 117 | $ 10,920,000 | $ 93,000 | $ 62,000 |
| Wayne County Indiana | 101 | $ 8,579,000 | $ 84,000 | $ 63,000 |
| Fountain County Indiana | 91 | $ 6,255,000 | $ 68,000 | $ 60,000 |
| Wabash County Illinois | 90 | $ 7,658,000 | $ 85,000 | $ 70,000 |
| Spencer County Indiana | 86 | $ 5,533,000 | $ 64,000 | $ 61,000 |
| Martin County Indiana | 83 | $ 4,823,000 | $ 58,000 | $ 60,000 |
| Morgan County Indiana | 77 | $ 10,316,000 | $ 133,000 | $ 69,000 |
| Allen County Indiana | 76 | $ 8,402,000 | $ 110,000 | $ 61,000 |
| Hancock County Indiana | 72 | $ 8,685,000 | $ 120,000 | $ 67,000 |
| Elkhart County Indiana | 69 | $ 8,451,000 | $ 122,000 | $ 79,000 |
| Jennings County Indiana | 67 | $ 5,587,000 | $ 83,000 | $ 53,000 |
| Ripley County Indiana | 67 | $ 8,286,000 | $ 123,000 | $ 67,000 |
| Jefferson County Illinois | 63 | $ 4,268,000 | $ 67,000 | $ 61,000 |
| White County Illinois | 60 | $ 3,268,000 | $ 54,000 | $ 60,000 |
| Boone County Indiana | 57 | $ 12,881,000 | $ 225,000 | $ 138,000 |
| Pike County Indiana | 57 | $ 3,255,000 | $ 57,000 | $ 70,000 |
| Washington County Indiana | 57 | $ 4,414,000 | $ 77,000 | $ 61,000 |
| Saline County Illinois | 56 | $ 3,945,000 | $ 70,000 | $ 69,000 |
| Orange County Indiana | 54 | $ 3,530,000 | $ 65,000 | $ 62,000 |
| Johnson County Illinois | 53 | $ 4,916,000 | $ 92,000 | $ 70,000 |
| Warren County Indiana | 50 | $ 3,722,000 | $ 74,000 | $ 58,000 |
| Clay County Indiana | 46 | $ 4,830,000 | $ 105,000 | $ 76,000 |
| Webster County Kentucky | 46 | $ 3,415,000 | $ 74,000 | $ 63,000 |
| White County Indiana | 44 | $ 3,527,000 | $ 80,000 | $ 76,000 |
| Grant County Indiana | 42 | $ 2,847,000 | $ 67,000 | $ 48,000 |
| Jay County Indiana | 42 | $ 2,895,000 | $ 68,000 | $ 55,000 |
| Clark County Illinois | 40 | $ 3,323,000 | $ 83,000 | $ 62,000 |
| Lawrence County Illinois | 40 | $ 1,797,000 | $ 44,000 | $ 46,000 |
| Henry County Indiana | 38 | $ 3,276,000 | $ 86,000 | $ 78,000 |
| Darke County Ohio | 38 | $ 1,980,000 | $ 52,000 | $ 41,000 |
| Sullivan County Indiana | 35 | $ 2,297,000 | $ 65,000 | $ 54,000 |
| Oldham County Kentucky | 34 | $ 7,031,000 | $ 206,000 | $ 119,000 |
| Brown County Indiana | 33 | $ 4,743,000 | $ 143,000 | $ 81,000 |
| Greene County Indiana | 33 | $ 2,894,000 | $ 87,000 | $ 70,000 |
| Owen County Indiana | 32 | $ 2,861,000 | $ 89,000 | $ 65,000 |
| Montgomery County Indiana | 30 | $ 2,297,000 | $ 76,000 | $ 72,000 |
| Gallatin County Illinois | 27 | $ 970,000 | $ 35,000 | $ 54,000 |
| Clark County Indiana | 26 | $ 2,791,000 | $ 107,000 | $ 82,000 |
| Scott County Indiana | 24 | $ 1,594,000 | $ 66,000 | $ 51,000 |
| Caldwell County Kentucky | 24 | $ 1,289,000 | $ 53,000 | $ 61,000 |
| Noble County Indiana | 23 | $ 1,665,000 | $ 72,000 | $ 47,000 |
| Decatur County Indiana | 21 | $ 2,252,000 | $ 107,000 | $ 62,000 |
| Floyd County Indiana | 21 | $ 3,887,000 | $ 185,000 | $ 99,000 |
| Franklin County Indiana | 19 | $ 3,099,000 | $ 163,000 | $ 98,000 |
| Franklin County Illinois | 17 | $ 1,068,000 | $ 62,000 | $ 50,000 |
| Cass County Michigan | 17 | $ 5,421,000 | $ 318,000 | $ 333,000 |
| Union County Illinois | 16 | $ 1,566,000 | $ 97,000 | $ 110,000 |
| Clinton County Indiana | 15 | $ 1,616,000 | $ 107,000 | $ 88,000 |
| McLean County Kentucky | 15 | $ 1,665,000 | $ 111,000 | $ 77,000 |
| Ohio County Kentucky | 15 | $ 1,171,000 | $ 78,000 | $ 55,000 |
| Cook County Illinois | 13 | $ 3,070,000 | $ 236,000 | $ 149,000 |
| Pope County Illinois | 13 | $ 430,000 | $ 33,000 | $ 58,000 |
| Edgar County Illinois | 12 | $ 901,000 | $ 75,000 | $ 55,000 |
| Hardin County Illinois | 12 | $ 301,000 | $ 25,000 | $ 46,000 |
| Shelby County Indiana | 11 | $ 522,000 | $ 47,000 | $ 84,000 |
| Blackford County Indiana | 10 | $ 843,000 | $ 84,000 | $ 69,000 |
| Carroll County Indiana | 10 | $ 1,002,000 | $ 100,000 | $ 65,000 |
| Harrison County Indiana | 10 | $ 2,006,000 | $ 200,000 | $ 51,000 |
| Perry County Illinois | 9 | $ 655,000 | $ 72,000 | $ 74,000 |
| Howard County Indiana | 9 | $ 567,000 | $ 63,000 | $ 69,000 |
| Crittenden County Kentucky | 9 | $ 691,000 | $ 76,000 | $ 62,000 |
| Shelby County Kentucky | 9 | $ 2,344,000 | $ 260,000 | $ 166,000 |
| Crawford County Indiana | 8 | $ 349,000 | $ 43,000 | $ 65,000 |
| Kosciusko County Indiana | 8 | $ 1,189,000 | $ 148,000 | $ 155,000 |
| Breckinridge County Kentucky | 8 | $ 1,331,000 | $ 166,000 | $ 157,000 |
| Bullitt County Kentucky | 8 | $ 837,000 | $ 104,000 | $ 73,000 |
| Hancock County Kentucky | 8 | $ 647,000 | $ 80,000 | $ 56,000 |
| Lyon County Kentucky | 8 | $ 1,073,000 | $ 134,000 | $ 71,000 |
| Preble County Ohio | 8 | $ 870,000 | $ 108,000 | $ 80,000 |
| Christian County Kentucky | 7 | $ 634,000 | $ 90,000 | $ 123,000 |
| Berrien County Michigan | 7 | $ 740,000 | $ 105,000 | $ 86,000 |
| Benton County Indiana | 6 | $ 546,000 | $ 91,000 | $ 66,000 |
| Steuben County Indiana | 6 | $ 1,473,000 | $ 245,000 | $ 84,000 |
| Lee County Florida | 5 | $ 1,466,000 | $ 293,000 | $ 221,000 |
| Champaign County Illinois | 5 | $ 472,000 | $ 94,000 | $ 35,000 |
| Edwards County Illinois | 5 | $ 248,000 | $ 49,000 | $ 55,000 |
| Hamilton County Illinois | 5 | $ 217,000 | $ 43,000 | $ 66,000 |
| Warren County Kentucky | 5 | $ 427,000 | $ 85,000 | $ 45,000 |
| Marion County Illinois | 4 | $ 321,000 | $ 80,000 | $ 84,000 |
| Massac County Illinois | 4 | $ 248,000 | $ 62,000 | $ 83,000 |
| Randolph County Illinois | 4 | $ 351,000 | $ 87,000 | $ 109,000 |
| Richland County Illinois | 4 | $ 277,000 | $ 69,000 | $ 88,000 |
| Wayne County Illinois | 4 | $ 377,000 | $ 94,000 | $ 77,000 |
| Cass County Indiana | 4 | $ 343,000 | $ 85,000 | $ 87,000 |
| Dearborn County Indiana | 4 | $ 630,000 | $ 157,000 | $ 58,000 |
| Grayson County Kentucky | 4 | $ 962,000 | $ 240,000 | $ 81,000 |
| Logan County Kentucky | 4 | $ 512,000 | $ 128,000 | $ 48,000 |
| DeKalb County Indiana | 3 | $ 260,000 | $ 86,000 | $ 74,000 |
| Fayette County Indiana | 3 | $ 232,000 | $ 77,000 | $ 33,000 |
| Marshall County Indiana | 3 | $ 231,000 | $ 77,000 | $ 78,000 |
| Wells County Indiana | 3 | $ 383,000 | $ 127,000 | $ 50,000 |
| Fayette County Kentucky | 3 | $ 421,000 | $ 140,000 | $ 158,000 |
| Trigg County Kentucky | 3 | $ 342,000 | $ 114,000 | $ 100,000 |
| Trimble County Kentucky | 3 | $ 386,000 | $ 128,000 | $ 76,000 |
| Maricopa County Arizona | 2 | $ 519,000 | $ 259,000 | $ 355,000 |
| Crawford County Illinois | 2 | $ 34,000 | $ 17,000 | $ 23,000 |
| Cumberland County Illinois | 2 | $ 205,000 | $ 102,000 | $ 39,000 |
| Douglas County Illinois | 2 | $ 276,000 | $ 138,000 | $ 46,000 |
| Moultrie County Illinois | 2 | $ 282,000 | $ 141,000 | $ 31,000 |
| Pulaski County Illinois | 2 | $ 28,000 | $ 14,000 | $ 50,000 |
| Washington County Illinois | 2 | $ 116,000 | $ 58,000 | $ 48,000 |
| Huntington County Indiana | 2 | $ 95,000 | $ 47,000 | $ 0 |
| LaPorte County Indiana | 2 | $ 189,000 | $ 94,000 | $ 57,000 |
| Miami County Indiana | 2 | $ 144,000 | $ 72,000 | $ 44,000 |
| Newton County Indiana | 2 | $ 278,000 | $ 139,000 | $ 60,000 |
| Porter County Indiana | 2 | $ 388,000 | $ 194,000 | $ 59,000 |
| Switzerland County Indiana | 2 | $ 256,000 | $ 128,000 | $ 82,000 |
| Whitley County Indiana | 2 | $ 196,000 | $ 98,000 | $ 37,000 |
| Butler County Kentucky | 2 | $ 214,000 | $ 107,000 | $ 52,000 |
| Nelson County Kentucky | 2 | $ 161,000 | $ 80,000 | $ 106,000 |
| Todd County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 87,000 |
| Branch County Michigan | 2 | $ 620,000 | $ 310,000 | $ 245,000 |
| Montgomery County Ohio | 2 | $ 280,000 | $ 140,000 | $ 33,000 |
| Horry County South Carolina | 2 | $ 143,000 | $ 71,000 | $ 110,000 |
| Kern County California | 1 | $ 127,000 | $ 127,000 | $ 116,000 |
| Santa Barbara County California | 1 | $ 200,000 | $ 200,000 | $ 311,000 |
| Boulder County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 192,000 |
| Larimer County Colorado | 1 | $ 305,000 | $ 305,000 | $ 165,000 |
| Hartford County Connecticut | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Charlotte County Florida | 1 | $ 286,000 | $ 286,000 | $ 1,627,000 |
| Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 900,000 |
| Flagler County Florida | 1 | $ 184,000 | $ 184,000 | $ 84,000 |
| Highlands County Florida | 1 | $ 6,000 | $ 6,000 | $ 22,000 |
| Hillsborough County Florida | 1 | $ 122,000 | $ 122,000 | $ 35,000 |
| Leon County Florida | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| Manatee County Florida | 1 | $ 328,000 | $ 328,000 | $ 165,000 |
| Marion County Florida | 1 | $ 134,000 | $ 134,000 | $ 133,000 |
| Monroe County Florida | 1 | $ 248,000 | $ 248,000 | $ 611,000 |
| Orange County Florida | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Pinellas County Florida | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Sumter County Florida | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
| Harris County Georgia | 1 | $ 12,000 | $ 12,000 | $ 21,000 |
| Fayette County Illinois | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Kendall County Illinois | 1 | $ 173,000 | $ 173,000 | $ 60,000 |
| Madison County Illinois | 1 | $ 203,000 | $ 203,000 | $ 52,000 |
| St. Clair County Illinois | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Will County Illinois | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Adams County Indiana | 1 | $ 63,000 | $ 63,000 | $ 45,000 |
| Jasper County Indiana | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Lake County Indiana | 1 | $ 83,000 | $ 83,000 | $ 69,000 |
| Pulaski County Indiana | 1 | $ 42,000 | $ 42,000 | $ 27,000 |
| Rush County Indiana | 1 | $ 245,000 | $ 245,000 | $ 141,000 |
| Tipton County Indiana | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Union County Indiana | 1 | $ 96,000 | $ 96,000 | $ 51,000 |
| Calloway County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 138,000 |
| Edmonson County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 39,000 |
| Franklin County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 463,000 |
| Graves County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Hardin County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 117,000 |
| Henry County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 55,000 |
| Kenton County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Spencer County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| St. Tammany County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 116,000 |
| Cumberland County Maine | 1 | $ 400,000 | $ 400,000 | $ 135,000 |
| Antrim County Michigan | 1 | $ 417,000 | $ 417,000 | $ 283,000 |
| Kent County Michigan | 1 | $ 230,000 | $ 230,000 | $ 187,000 |
| Leelanau County Michigan | 1 | $ 417,000 | $ 417,000 | $ 69,000 |
| Otsego County Michigan | 1 | $ 60,000 | $ 60,000 | $ 102,000 |
| St. Joseph County Michigan | 1 | $ 485,000 | $ 485,000 | $ 415,000 |
| St. Louis City County Missouri | 1 | $ 221,000 | $ 221,000 | $ 64,000 |
| Yellowstone County Montana | 1 | $ 200,000 | $ 200,000 | $ 290,000 |
| Chatham County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 86,000 |
| Mecklenburg County North Carolina | 1 | $ 488,000 | $ 488,000 | $ 174,000 |
| Butler County Ohio | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| Defiance County Ohio | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Franklin County Ohio | 1 | $ 3,000 | $ 3,000 | $ 25,000 |
| Hamilton County Ohio | 1 | $ 187,000 | $ 187,000 | $ 180,000 |
| Mercer County Ohio | 1 | $ 62,000 | $ 62,000 | $ 37,000 |
| Warren County Ohio | 1 | $ 108,000 | $ 108,000 | $ 224,000 |
| Lincoln County Oregon | 1 | $ 225,000 | $ 225,000 | $ 853,000 |
| Potter County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 137,000 |
| Beaufort County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| Davidson County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 205,000 |
| Williamson County Tennessee | 1 | $ 297,000 | $ 297,000 | $ 57,000 |
| Gray County Texas | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Summit County Utah | 1 | $ 335,000 | $ 335,000 | $ 28,000 |
| Jackson County West Virginia | 1 | $ 203,000 | $ 203,000 | $ 82,000 |
| Bayfield County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 152,000 |
| Outagamie County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Old National Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,894 | $1,016,091,000 | $114,000 | $5,600,000 | $78,000 | $7,309,000 |
| Home Improvement | 2,244 | $92,813,000 | $41,000 | $1,430,000 | $58,000 | $899,000 |
| Home Purchase | 2,130 | $304,273,000 | $142,000 | $7,377,000 | $77,000 | $4,803,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,691 | $1,193,165,000 | $102,000 | $2,645,000 | $74,000 | $7,309,000 |
| Not Provided | 837 | $109,293,000 | $130,000 | $2,920,000 | $85,000 | $1,691,000 |
| Black or African American | 258 | $21,673,000 | $84,000 | $390,000 | $64,000 | $915,000 |
| Hispanic | 181 | $15,241,000 | $84,000 | $329,000 | $69,000 | $1,236,000 |
| Asian | 173 | $24,207,000 | $139,000 | $940,000 | $88,000 | $1,033,000 |
| Not applicable | 74 | $43,646,000 | $589,000 | $7,377,000 | $3,000 | $267,000 |
| American Indian or Alaskan Native | 40 | $4,490,000 | $112,000 | $417,000 | $63,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,462,000 | $104,000 | $186,000 | $62,000 | $126,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,207 | $1,290,620,000 | $105,000 | $7,377,000 | $77,000 | $7,309,000 |
| FHA-insured (Federal Housing Administration) | 758 | $86,479,000 | $114,000 | $276,000 | $50,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 199 | $19,821,000 | $99,000 | $251,000 | $43,000 | $153,000 |
| VA-guaranteed (Veterans Administration) | 104 | $16,257,000 | $156,000 | $417,000 | $43,000 | $206,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,990 | $784,171,000 | $112,000 | $7,377,000 | $80,000 | $3,217,000 |
| Application Denied By Financial Institution | 4,471 | $410,036,000 | $91,000 | $2,920,000 | $65,000 | $7,309,000 |
| Application Withdrawn By Applicant | 981 | $130,762,000 | $133,000 | $3,600,000 | $86,000 | $1,236,000 |
| Application Approved But Not Accepted | 484 | $48,409,000 | $100,000 | $3,324,000 | $70,000 | $1,029,000 |
| Preapproval Denied by Financial Institution | 233 | $22,874,000 | $98,000 | $475,000 | $41,000 | $350,000 |
| File Closed For Incompleteness | 109 | $16,925,000 | $155,000 | $1,500,000 | $96,000 | $979,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,569 | $114,849,000 | $73,000 | $400,000 | $60,000 | $4,803,000 |
| Collateral | 1,372 | $154,782,000 | $112,000 | $1,000,000 | $73,000 | $1,627,000 |
| Other | 783 | $55,907,000 | $71,000 | $1,200,000 | $59,000 | $915,000 |
| Debt-To-Income Ratio | 686 | $78,445,000 | $114,000 | $2,920,000 | $43,000 | $463,000 |
| Credit Application Incomplete | 105 | $12,914,000 | $122,000 | $810,000 | $90,000 | $400,000 |
| Unverifiable Information | 101 | $8,522,000 | $84,000 | $420,000 | $147,000 | $7,309,000 |
| Employment History | 71 | $6,292,000 | $88,000 | $288,000 | $38,000 | $137,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $1,047,000 | $69,000 | $173,000 | $48,000 | $83,000 |
| Mortgage Insurance Denied | 2 | $152,000 | $76,000 | $105,000 | $53,000 | $56,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old National Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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