Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Old Second Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Old Second Mortgage 2325 Dean Street Suite 800 St. Charles, IL 60175 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 4,603 |
Total Mortgage Loan Application Amount | $668,837,000 |
Average Mortgage Loan Application Amount | $152,520 |
Highest Mortgage Loan Application Amount | $1,482,000 |
Average Applicant Income | $108,560 |
Highest Applicant Income | $2,082,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Kane County Illinois | 2,019 | $ 289,812,000 | $ 143,000 | $ 61,000 |
DuPage County Illinois | 536 | $ 93,916,000 | $ 175,000 | $ 81,000 |
DeKalb County Illinois | 482 | $ 57,002,000 | $ 118,000 | $ 55,000 |
Kendall County Illinois | 468 | $ 67,749,000 | $ 144,000 | $ 61,000 |
Cook County Illinois | 336 | $ 56,598,000 | $ 168,000 | $ 67,000 |
Will County Illinois | 188 | $ 30,107,000 | $ 160,000 | $ 83,000 |
LaSalle County Illinois | 93 | $ 11,701,000 | $ 125,000 | $ 65,000 |
McHenry County Illinois | 87 | $ 13,775,000 | $ 158,000 | $ 76,000 |
Winnebago County Illinois | 87 | $ 7,709,000 | $ 88,000 | $ 44,000 |
Ogle County Illinois | 80 | $ 7,966,000 | $ 99,000 | $ 49,000 |
Lake County Illinois | 55 | $ 10,234,000 | $ 186,000 | $ 102,000 |
Lee County Illinois | 22 | $ 2,562,000 | $ 116,000 | $ 60,000 |
Boone County Illinois | 16 | $ 1,969,000 | $ 123,000 | $ 62,000 |
Grundy County Illinois | 8 | $ 994,000 | $ 124,000 | $ 63,000 |
Tazewell County Illinois | 7 | $ 800,000 | $ 114,000 | $ 87,000 |
Stephenson County Illinois | 6 | $ 540,000 | $ 90,000 | $ 46,000 |
Whiteside County Illinois | 6 | $ 619,000 | $ 103,000 | $ 72,000 |
Walworth County Wisconsin | 5 | $ 746,000 | $ 149,000 | $ 72,000 |
Waukesha County Wisconsin | 5 | $ 708,000 | $ 141,000 | $ 90,000 |
Jo Daviess County Illinois | 4 | $ 541,000 | $ 135,000 | $ 168,000 |
McLean County Illinois | 4 | $ 414,000 | $ 103,000 | $ 93,000 |
Scott County Iowa | 4 | $ 321,000 | $ 80,000 | $ 72,000 |
Door County Wisconsin | 4 | $ 640,000 | $ 160,000 | $ 85,000 |
Green Lake County Wisconsin | 4 | $ 439,000 | $ 109,000 | $ 81,000 |
Kenosha County Wisconsin | 4 | $ 861,000 | $ 215,000 | $ 39,000 |
Carroll County Illinois | 3 | $ 172,000 | $ 57,000 | $ 47,000 |
Lake County Indiana | 3 | $ 407,000 | $ 135,000 | $ 88,000 |
Van Buren County Michigan | 3 | $ 261,000 | $ 87,000 | $ 155,000 |
Rock County Wisconsin | 3 | $ 315,000 | $ 105,000 | $ 67,000 |
Maricopa County Arizona | 2 | $ 189,000 | $ 94,000 | $ 75,000 |
Hillsborough County Florida | 2 | $ 90,000 | $ 45,000 | $ 57,000 |
Macon County Illinois | 2 | $ 182,000 | $ 91,000 | $ 105,000 |
White County Indiana | 2 | $ 286,000 | $ 143,000 | $ 111,000 |
Montgomery County Maryland | 2 | $ 354,000 | $ 177,000 | $ 152,000 |
Middlesex County Massachusetts | 2 | $ 236,000 | $ 118,000 | $ 103,000 |
Henderson County Tennessee | 2 | $ 219,000 | $ 109,000 | $ 88,000 |
Adams County Wisconsin | 2 | $ 144,000 | $ 72,000 | $ 108,000 |
Dane County Wisconsin | 2 | $ 346,000 | $ 173,000 | $ 125,000 |
Milwaukee County Wisconsin | 2 | $ 311,000 | $ 155,000 | $ 88,000 |
Vilas County Wisconsin | 2 | $ 381,000 | $ 190,000 | $ 150,000 |
Larimer County Colorado | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
Summit County Colorado | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
New Haven County Connecticut | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
Collier County Florida | 1 | $ 460,000 | $ 460,000 | $ 396,000 |
DeSoto County Florida | 1 | $ 74,000 | $ 74,000 | $ 74,000 |
Indian River County Florida | 1 | $ 300,000 | $ 300,000 | $ 106,000 |
Orange County Florida | 1 | $ 149,000 | $ 149,000 | $ 50,000 |
Bureau County Illinois | 1 | $ 189,000 | $ 189,000 | $ 0 |
Cass County Illinois | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
Champaign County Illinois | 1 | $ 176,000 | $ 176,000 | $ 115,000 |
Effingham County Illinois | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
Fayette County Illinois | 1 | $ 78,000 | $ 78,000 | $ 26,000 |
Kankakee County Illinois | 1 | $ 160,000 | $ 160,000 | $ 114,000 |
Madison County Illinois | 1 | $ 134,000 | $ 134,000 | $ 110,000 |
Rock Island County Illinois | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
Allen County Indiana | 1 | $ 280,000 | $ 280,000 | $ 84,000 |
LaPorte County Indiana | 1 | $ 350,000 | $ 350,000 | $ 178,000 |
Starke County Indiana | 1 | $ 43,000 | $ 43,000 | $ 67,000 |
Clinton County Iowa | 1 | $ 17,000 | $ 17,000 | $ 61,000 |
Dubuque County Iowa | 1 | $ 75,000 | $ 75,000 | $ 166,000 |
Menominee County Michigan | 1 | $ 104,000 | $ 104,000 | $ 185,000 |
Oceana County Michigan | 1 | $ 150,000 | $ 150,000 | $ 104,000 |
Clark County Nevada | 1 | $ 176,000 | $ 176,000 | $ 270,000 |
Cherokee County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 75,000 |
Wake County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 0 |
Rogers County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 30,000 |
Greenville County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
Horry County South Carolina | 1 | $ 224,000 | $ 224,000 | $ 217,000 |
Fairfax County Virginia | 1 | $ 276,000 | $ 276,000 | $ 161,000 |
Prince William County Virginia | 1 | $ 316,000 | $ 316,000 | $ 92,000 |
Iowa County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 162,000 |
Juneau County Wisconsin | 1 | $ 239,000 | $ 239,000 | $ 504,000 |
Oneida County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
Outagamie County Wisconsin | 1 | $ 124,000 | $ 124,000 | $ 37,000 |
Racine County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
Sauk County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 214,000 |
Sawyer County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 426,000 |
Vernon County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 32,000 |
Winnebago County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 1,064,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing (home purchase or home improvement, one-to-four family) | 3,399 | $503,409,000 | $166,461 | $810,000 | $99,461 | $2,082,000 |
Home Purchase (one-to-four family) | 1,204 | $165,428,000 | $137,416 | $1,482,000 | $118,416 | $908,000 |
Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,837 | $566,028,000 | $142,411 | $1,000,000 | $103,176 | $2,082,000 |
Hispanic | 501 | $60,312,000 | $114,000 | $645,000 | $48,500 | $206,000 |
Information not provided by applicant in mail or telephone application | 136 | $21,444,000 | $164,333 | $649,000 | $126,666 | $463,000 |
Black | 74 | $9,432,000 | $127,000 | $500,000 | $49,000 | $194,000 |
Asian or Pacific Islander | 39 | $9,200,000 | $235,000 | $1,482,000 | $130,000 | $615,000 |
Other | 13 | $2,011,000 | $154,000 | $320,000 | $83,000 | $123,000 |
American Indian or Alaskan Native | 3 | $410,000 | $136,000 | $170,000 | $86,000 | $119,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,166 | $609,155,000 | $144,411 | $1,482,000 | $108,705 | $2,082,000 |
FHA-insured (Federal Housing Administration) | 374 | $49,994,000 | $133,000 | $238,000 | $41,000 | $168,000 |
VA-guaranteed (Veterans Administration) | 42 | $6,510,000 | $151,000 | $240,000 | $38,500 | $138,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $3,178,000 | $151,000 | $226,000 | $31,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,954 | $579,345,000 | $143,176 | $1,000,000 | $103,235 | $2,082,000 |
Application Withdrawn By Applicant | 238 | $31,955,000 | $207,666 | $490,000 | $83,333 | $500,000 |
Application Approved But Not Accepted | 219 | $32,031,000 | $102,333 | $1,482,000 | $73,000 | $615,000 |
Application Denied By Financial Institution | 167 | $22,660,000 | $140,250 | $450,000 | $104,500 | $500,000 |
File Closed For Incompleteness | 25 | $2,846,000 | $113,000 | $238,000 | $67,000 | $213,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 74 | $10,441,000 | $181,500 | $295,000 | $140,000 | $500,000 |
Debt-To-Income Ratio | 56 | $7,901,000 | $146,000 | $450,000 | $51,000 | $176,000 |
Other | 16 | $2,207,000 | $96,500 | $334,000 | $97,000 | $500,000 |
Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,408,000 | $128,000 | $267,000 | $52,000 | $105,000 |
Mortgage Insurance Denied | 4 | $401,000 | $100,000 | $126,000 | $45,000 | $56,000 |
Collateral | 4 | $229,000 | $57,000 | $132,000 | $109,000 | $225,000 |
Credit Application Incomplete | 1 | $60,000 | $60,000 | $60,000 | $24,000 | $24,000 |
Employment History | 1 | $13,000 | $13,000 | $13,000 | $78,000 | $78,000 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.