Old Second Mortgage
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Old Second Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Old Second Mortgage 2325 Dean Street Suite 800 St. Charles, IL 60175 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,803 |
| Total Mortgage Loan Application Amount | $305,838,000 |
| Average Mortgage Loan Application Amount | $126,666 |
| Highest Mortgage Loan Application Amount | $1,885,000 |
| Average Applicant Income | $92,666 |
| Highest Applicant Income | $1,577,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kane County Illinois | 704 | $ 112,293,000 | $ 159,000 | $ 75,000 |
| DeKalb County Illinois | 221 | $ 32,299,000 | $ 146,000 | $ 79,000 |
| Kendall County Illinois | 213 | $ 37,619,000 | $ 176,000 | $ 81,000 |
| DuPage County Illinois | 129 | $ 29,500,000 | $ 228,000 | $ 100,000 |
| Cook County Illinois | 121 | $ 24,361,000 | $ 201,000 | $ 91,000 |
| LaSalle County Illinois | 93 | $ 11,601,000 | $ 124,000 | $ 62,000 |
| Will County Illinois | 91 | $ 17,673,000 | $ 194,000 | $ 88,000 |
| Ogle County Illinois | 32 | $ 3,535,000 | $ 110,000 | $ 66,000 |
| McHenry County Illinois | 30 | $ 6,061,000 | $ 202,000 | $ 93,000 |
| Winnebago County Illinois | 21 | $ 2,334,000 | $ 111,000 | $ 56,000 |
| Boone County Illinois | 18 | $ 2,558,000 | $ 142,000 | $ 60,000 |
| Lake County Illinois | 13 | $ 3,005,000 | $ 231,000 | $ 128,000 |
| Lee County Illinois | 10 | $ 1,487,000 | $ 148,000 | $ 59,000 |
| Grundy County Illinois | 9 | $ 1,921,000 | $ 213,000 | $ 92,000 |
| Whiteside County Illinois | 5 | $ 374,000 | $ 74,000 | $ 75,000 |
| Taney County Missouri | 5 | $ 226,000 | $ 45,000 | $ 80,000 |
| Maricopa County Arizona | 4 | $ 1,189,000 | $ 297,000 | $ 139,000 |
| Bureau County Illinois | 3 | $ 605,000 | $ 201,000 | $ 117,000 |
| Livingston County Illinois | 3 | $ 492,000 | $ 164,000 | $ 71,000 |
| McLean County Illinois | 3 | $ 427,000 | $ 142,000 | $ 60,000 |
| Collier County Florida | 2 | $ 561,000 | $ 280,000 | $ 104,000 |
| Lee County Florida | 2 | $ 1,620,000 | $ 810,000 | $ 630,000 |
| Champaign County Illinois | 2 | $ 177,000 | $ 88,000 | $ 91,000 |
| Clark County Wisconsin | 2 | $ 144,000 | $ 72,000 | $ 102,000 |
| Dane County Wisconsin | 2 | $ 297,000 | $ 148,000 | $ 114,000 |
| Walworth County Wisconsin | 2 | $ 2,160,000 | $ 1,080,000 | $ 339,000 |
| Washburn County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Yavapai County Arizona | 1 | $ 169,000 | $ 169,000 | $ 42,000 |
| Adams County Colorado | 1 | $ 252,000 | $ 252,000 | $ 85,000 |
| Gunnison County Colorado | 1 | $ 130,000 | $ 130,000 | $ 156,000 |
| Routt County Colorado | 1 | $ 147,000 | $ 147,000 | $ 90,000 |
| Broward County Florida | 1 | $ 500,000 | $ 500,000 | $ 65,000 |
| Hernando County Florida | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 130,000 | $ 130,000 | $ 133,000 |
| Marion County Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Pasco County Florida | 1 | $ 112,000 | $ 112,000 | $ 66,000 |
| Walton County Florida | 1 | $ 350,000 | $ 350,000 | $ 202,000 |
| Fulton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Clark County Illinois | 1 | $ 76,000 | $ 76,000 | $ 42,000 |
| Effingham County Illinois | 1 | $ 59,000 | $ 59,000 | $ 57,000 |
| Jackson County Illinois | 1 | $ 141,000 | $ 141,000 | $ 169,000 |
| Jo Daviess County Illinois | 1 | $ 26,000 | $ 26,000 | $ 81,000 |
| Kankakee County Illinois | 1 | $ 36,000 | $ 36,000 | $ 79,000 |
| Knox County Illinois | 1 | $ 200,000 | $ 200,000 | $ 694,000 |
| Macon County Illinois | 1 | $ 291,000 | $ 291,000 | $ 549,000 |
| Hendricks County Indiana | 1 | $ 398,000 | $ 398,000 | $ 250,000 |
| Jasper County Indiana | 1 | $ 181,000 | $ 181,000 | $ 140,000 |
| Johnson County Indiana | 1 | $ 110,000 | $ 110,000 | $ 0 |
| LaGrange County Indiana | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Lake County Indiana | 1 | $ 134,000 | $ 134,000 | $ 476,000 |
| Porter County Indiana | 1 | $ 169,000 | $ 169,000 | $ 47,000 |
| Jackson County Iowa | 1 | $ 112,000 | $ 112,000 | $ 132,000 |
| Scott County Iowa | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Johnson County Kansas | 1 | $ 248,000 | $ 248,000 | $ 121,000 |
| Henderson County Kentucky | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Berrien County Michigan | 1 | $ 684,000 | $ 684,000 | $ 679,000 |
| Iron County Michigan | 1 | $ 310,000 | $ 310,000 | $ 136,000 |
| Hennepin County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 73,000 |
| St. Louis County Minnesota | 1 | $ 209,000 | $ 209,000 | $ 132,000 |
| Christian County Missouri | 1 | $ 500,000 | $ 500,000 | $ 238,000 |
| Texas County Missouri | 1 | $ 57,000 | $ 57,000 | $ 19,000 |
| Bernalillo County New Mexico | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Snohomish County Washington | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Adams County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 36,000 |
| Buffalo County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Door County Wisconsin | 1 | $ 634,000 | $ 634,000 | $ 338,000 |
| Kenosha County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Racine County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Sauk County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 115,000 |
| Vilas County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Waukesha County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 68,000 |
| Winnebago County Wisconsin | 1 | $ 234,000 | $ 234,000 | $ 216,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Old Second Mortgage in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 980 | $167,572,000 | $170,000 | $1,722,000 | $85,000 | $1,577,000 |
| Home Purchase | 821 | $138,181,000 | $168,000 | $1,885,000 | $78,000 | $694,000 |
| Home Improvement | 2 | $85,000 | $42,000 | $60,000 | $115,000 | $115,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,256 | $226,755,000 | $180,000 | $1,885,000 | $92,000 | $1,577,000 |
| Hispanic | 408 | $57,070,000 | $139,000 | $774,000 | $52,000 | $311,000 |
| Not Provided | 83 | $12,915,000 | $155,000 | $1,000,000 | $78,000 | $457,000 |
| Black or African American | 46 | $7,177,000 | $156,000 | $350,000 | $74,000 | $192,000 |
| Asian | 9 | $1,797,000 | $199,000 | $750,000 | $82,000 | $186,000 |
| American Indian or Alaskan Native | 1 | $124,000 | $124,000 | $124,000 | $65,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,649 | $280,307,000 | $169,000 | $1,885,000 | $83,000 | $1,577,000 |
| FHA-insured (Federal Housing Administration) | 146 | $24,023,000 | $164,000 | $279,000 | $65,000 | $339,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,508,000 | $188,000 | $279,000 | $63,000 | $97,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,388 | $231,730,000 | $166,000 | $1,885,000 | $84,000 | $1,577,000 |
| Application Withdrawn By Applicant | 284 | $51,515,000 | $181,000 | $1,100,000 | $76,000 | $338,000 |
| Application Denied By Financial Institution | 101 | $16,990,000 | $168,000 | $1,065,000 | $69,000 | $679,000 |
| Preapproval Denied by Financial Institution | 14 | $2,180,000 | $155,000 | $360,000 | $44,000 | $91,000 |
| Application Approved But Not Accepted | 12 | $2,951,000 | $245,000 | $1,000,000 | $79,000 | $130,000 |
| File Closed For Incompleteness | 4 | $472,000 | $118,000 | $174,000 | $83,000 | $112,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 45 | $6,321,000 | $140,000 | $320,000 | $57,000 | $112,000 |
| Debt-To-Income Ratio | 40 | $7,619,000 | $190,000 | $1,065,000 | $54,000 | $270,000 |
| Other | 16 | $2,895,000 | $180,000 | $684,000 | $107,000 | $679,000 |
| Credit Application Incomplete | 6 | $1,242,000 | $207,000 | $398,000 | $91,000 | $250,000 |
| Employment History | 2 | $205,000 | $102,000 | $170,000 | $77,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $209,000 | $104,000 | $172,000 | $69,000 | $118,000 |
| Mortgage Insurance Denied | 2 | $276,000 | $138,000 | $149,000 | $55,000 | $67,000 |
| Collateral | 1 | $65,000 | $65,000 | $65,000 | $21,000 | $21,000 |
| Unverifiable Information | 1 | $338,000 | $338,000 | $338,000 | $147,000 | $147,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.