On Q Financial, LLC Mortgage Lending & HMDA Data, 2015
In 2015, On Q Financial, LLC of Scottsdale, AZ reported 10,689 mortgage applications totaling $3.1 billion, up 40% from 2014. The average application was for $287,783, and applicants reported an average income of $115,585. 74% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,155), Seattle-Bellevue-Everett, WA (1,008) and Oxnard-Thousand Oaks-Ventura, CA (732) (applications in parentheses).
| Mortgage Company & Address | On Q Financial, LLC 4800 Scottsdale Rd Suite 5500 Scottsdale, AZ 85260 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 10,689 |
| Total Mortgage Loan Application Amount | $3,076,122,000 |
| Average Mortgage Loan Application Amount | $287,783 |
| Highest Mortgage Loan Application Amount | $3,325,000 |
| Average Applicant Income | $115,585 |
| Highest Applicant Income | $4,627,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records On Q Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 2,012 | $ 501,351,000 | $ 249,180 | $ 104,000 |
| King, Washington | 763 | $ 332,019,000 | $ 435,149 | $ 158,000 |
| Ventura, California | 732 | $ 314,064,000 | $ 429,049 | $ 146,000 |
| Bexar, Texas | 361 | $ 66,595,000 | $ 184,473 | $ 88,000 |
| Pierce, Washington | 339 | $ 94,776,000 | $ 279,575 | $ 110,000 |
| Wake, North Carolina | 328 | $ 72,462,000 | $ 220,920 | $ 94,000 |
| Orange, California | 324 | $ 191,760,000 | $ 591,851 | $ 261,000 |
| Greenville, South Carolina | 314 | $ 53,819,000 | $ 171,398 | $ 84,000 |
| Snohomish, Washington | 245 | $ 78,296,000 | $ 319,575 | $ 111,000 |
| Santa Barbara, California | 242 | $ 131,461,000 | $ 543,227 | $ 160,000 |
| Pinellas, Florida | 232 | $ 58,809,000 | $ 253,487 | $ 132,000 |
| Harris, Texas | 213 | $ 58,231,000 | $ 273,384 | $ 131,000 |
| Los Angeles, California | 212 | $ 103,251,000 | $ 487,033 | $ 163,000 |
| Denver, Colorado | 209 | $ 65,995,000 | $ 315,765 | $ 113,000 |
| Travis, Texas | 182 | $ 55,381,000 | $ 304,291 | $ 140,000 |
| Durham, North Carolina | 174 | $ 30,434,000 | $ 174,908 | $ 88,000 |
| Clark, Washington | 146 | $ 31,119,000 | $ 213,143 | $ 71,000 |
| Pinal, Arizona | 143 | $ 27,235,000 | $ 190,454 | $ 85,000 |
| Multnomah, Oregon | 135 | $ 30,329,000 | $ 224,659 | $ 63,000 |
| New Hanover, North Carolina | 126 | $ 23,714,000 | $ 188,206 | $ 78,000 |
| Onslow, North Carolina | 113 | $ 15,424,000 | $ 136,495 | $ 58,000 |
| Santa Cruz, California | 101 | $ 44,487,000 | $ 440,465 | $ 152,000 |
| Cobb, Georgia | 84 | $ 19,711,000 | $ 234,654 | $ 98,000 |
| Fort Bend, Texas | 74 | $ 20,339,000 | $ 274,851 | $ 141,000 |
| Thurston, Washington | 74 | $ 18,629,000 | $ 251,743 | $ 102,000 |
| Williamson, Texas | 69 | $ 16,143,000 | $ 233,956 | $ 121,000 |
| Pickens, South Carolina | 67 | $ 8,312,000 | $ 124,059 | $ 54,000 |
| Clackamas, Oregon | 63 | $ 19,065,000 | $ 302,619 | $ 85,000 |
| San Diego, California | 61 | $ 27,812,000 | $ 455,934 | $ 217,000 |
| Sarasota, Florida | 61 | $ 11,808,000 | $ 193,573 | $ 77,000 |
| Gwinnett, Georgia | 61 | $ 12,543,000 | $ 205,622 | $ 81,000 |
| Cabarrus, North Carolina | 61 | $ 10,139,000 | $ 166,213 | $ 76,000 |
| Dare, North Carolina | 58 | $ 17,194,000 | $ 296,448 | $ 136,000 |
| Arapahoe, Colorado | 57 | $ 19,025,000 | $ 333,771 | $ 113,000 |
| Polk, Florida | 56 | $ 7,292,000 | $ 130,214 | $ 62,000 |
| Pender, North Carolina | 55 | $ 13,048,000 | $ 237,236 | $ 90,000 |
| Citrus, Florida | 53 | $ 5,741,000 | $ 108,320 | $ 55,000 |
| Chelan, Washington | 51 | $ 13,706,000 | $ 268,745 | $ 109,000 |
| Hillsborough, Florida | 48 | $ 11,530,000 | $ 240,208 | $ 108,000 |
| Douglas, Colorado | 47 | $ 14,754,000 | $ 313,914 | $ 109,000 |
| Fulton, Georgia | 45 | $ 8,547,000 | $ 189,933 | $ 99,000 |
| Paulding, Georgia | 45 | $ 6,744,000 | $ 149,866 | $ 59,000 |
| Johnston, North Carolina | 44 | $ 6,579,000 | $ 149,522 | $ 60,000 |
| Anderson, South Carolina | 44 | $ 6,701,000 | $ 152,295 | $ 74,000 |
| Cumberland, North Carolina | 41 | $ 5,960,000 | $ 145,365 | $ 57,000 |
| Columbia, Georgia | 40 | $ 8,111,000 | $ 202,775 | $ 70,000 |
| Kern, California | 39 | $ 7,730,000 | $ 198,205 | $ 78,000 |
| Leon, Florida | 39 | $ 6,372,000 | $ 163,384 | $ 69,000 |
| Jefferson, Colorado | 38 | $ 12,940,000 | $ 340,526 | $ 130,000 |
| Riverside, California | 36 | $ 12,404,000 | $ 344,555 | $ 140,000 |
| Spartanburg, South Carolina | 35 | $ 4,771,000 | $ 136,314 | $ 61,000 |
| Mecklenburg, North Carolina | 34 | $ 6,300,000 | $ 185,294 | $ 81,000 |
| Pima, Arizona | 33 | $ 9,316,000 | $ 282,303 | $ 218,000 |
| Harnett, North Carolina | 33 | $ 5,139,000 | $ 155,727 | $ 54,000 |
| Washington, Oregon | 33 | $ 8,731,000 | $ 264,575 | $ 85,000 |
| Forsyth, Georgia | 32 | $ 9,612,000 | $ 300,375 | $ 120,000 |
| Navajo, Arizona | 31 | $ 5,228,000 | $ 168,645 | $ 93,000 |
| Brunswick, North Carolina | 30 | $ 5,252,000 | $ 175,066 | $ 71,000 |
| Charlotte, Florida | 28 | $ 3,207,000 | $ 114,535 | $ 78,000 |
| Cherokee, Georgia | 27 | $ 6,083,000 | $ 225,296 | $ 85,000 |
| Adams, Colorado | 26 | $ 7,421,000 | $ 285,423 | $ 79,000 |
| Currituck, North Carolina | 26 | $ 13,432,000 | $ 516,615 | $ 414,000 |
| Guadalupe, Texas | 25 | $ 6,047,000 | $ 241,880 | $ 121,000 |
| Wakulla, Florida | 24 | $ 3,123,000 | $ 130,125 | $ 66,000 |
| Sacramento, California | 23 | $ 7,332,000 | $ 318,782 | $ 99,000 |
| San Bernardino, California | 22 | $ 5,889,000 | $ 267,681 | $ 102,000 |
| Pasco, Florida | 20 | $ 3,960,000 | $ 198,000 | $ 84,000 |
| Richmond, Georgia | 20 | $ 2,855,000 | $ 142,750 | $ 82,000 |
| Orange, North Carolina | 20 | $ 4,380,000 | $ 219,000 | $ 97,000 |
| Hays, Texas | 20 | $ 4,807,000 | $ 240,350 | $ 115,000 |
| Franklin, North Carolina | 19 | $ 3,550,000 | $ 186,842 | $ 67,000 |
| Yavapai, Arizona | 18 | $ 3,312,000 | $ 184,000 | $ 93,000 |
| DeKalb, Georgia | 17 | $ 2,878,000 | $ 169,294 | $ 73,000 |
| Ouachita, Louisiana | 17 | $ 2,143,000 | $ 126,058 | $ 58,000 |
| Comal, Texas | 17 | $ 5,531,000 | $ 325,352 | $ 145,000 |
| Kitsap, Washington | 17 | $ 5,267,000 | $ 309,823 | $ 123,000 |
| Larimer, Colorado | 16 | $ 4,639,000 | $ 289,937 | $ 110,000 |
| Granville, North Carolina | 16 | $ 3,029,000 | $ 189,312 | $ 73,000 |
| Rowan, North Carolina | 16 | $ 2,159,000 | $ 134,937 | $ 46,000 |
| Laurens, South Carolina | 16 | $ 1,759,000 | $ 109,937 | $ 55,000 |
| Montgomery, Texas | 16 | $ 5,402,000 | $ 337,625 | $ 171,000 |
| Gadsden, Florida | 15 | $ 2,530,000 | $ 168,666 | $ 48,000 |
| Oconee, South Carolina | 15 | $ 2,221,000 | $ 148,066 | $ 65,000 |
| Sullivan, Tennessee | 15 | $ 2,177,000 | $ 145,133 | $ 66,000 |
| San Luis Obispo, California | 13 | $ 5,691,000 | $ 437,769 | $ 194,000 |
| Weld, Colorado | 13 | $ 3,952,000 | $ 304,000 | $ 103,000 |
| Manatee, Florida | 13 | $ 2,683,000 | $ 206,384 | $ 107,000 |
| Henry, Georgia | 13 | $ 2,146,000 | $ 165,076 | $ 47,000 |
| Dallas, Texas | 13 | $ 2,568,000 | $ 197,538 | $ 109,000 |
| Grays Harbor, Washington | 13 | $ 1,682,000 | $ 129,384 | $ 49,000 |
| Santa Clara, California | 12 | $ 6,619,000 | $ 551,583 | $ 221,000 |
| Solano, California | 12 | $ 3,769,000 | $ 314,083 | $ 98,000 |
| Lee, North Carolina | 12 | $ 1,888,000 | $ 157,333 | $ 66,000 |
| Jackson, Georgia | 11 | $ 2,221,000 | $ 201,909 | $ 76,000 |
| Ada, Idaho | 11 | $ 1,562,000 | $ 142,000 | $ 108,000 |
| Alamance, North Carolina | 11 | $ 1,906,000 | $ 173,272 | $ 48,000 |
| Mason, Washington | 11 | $ 1,863,000 | $ 169,363 | $ 103,000 |
| Coconino, Arizona | 10 | $ 3,093,000 | $ 309,300 | $ 183,000 |
| Gila, Arizona | 10 | $ 2,156,000 | $ 215,600 | $ 154,000 |
| Monterey, California | 10 | $ 3,945,000 | $ 394,500 | $ 135,000 |
| Placer, California | 10 | $ 3,658,000 | $ 365,800 | $ 118,000 |
| Douglas, Georgia | 10 | $ 1,443,000 | $ 144,300 | $ 51,000 |
| Brazoria, Texas | 10 | $ 2,036,000 | $ 203,600 | $ 103,000 |
| Hall, Georgia | 9 | $ 1,599,000 | $ 177,666 | $ 67,000 |
| Aiken, South Carolina | 9 | $ 1,135,000 | $ 126,111 | $ 56,000 |
| Kendall, Texas | 9 | $ 2,595,000 | $ 288,333 | $ 107,000 |
| Kittitas, Washington | 9 | $ 2,424,000 | $ 269,333 | $ 87,000 |
| Lewis, Washington | 9 | $ 1,563,000 | $ 173,666 | $ 63,000 |
| Tulare, California | 8 | $ 1,858,000 | $ 232,250 | $ 88,000 |
| Rockdale, Georgia | 8 | $ 1,202,000 | $ 150,250 | $ 49,000 |
| Hoke, North Carolina | 8 | $ 1,529,000 | $ 191,125 | $ 68,000 |
| Iredell, North Carolina | 8 | $ 2,022,000 | $ 252,750 | $ 83,000 |
| Nash, North Carolina | 8 | $ 1,095,000 | $ 136,875 | $ 61,000 |
| Spokane, Washington | 8 | $ 2,038,000 | $ 254,750 | $ 113,000 |
| Fresno, California | 7 | $ 1,480,000 | $ 211,428 | $ 60,000 |
| Barrow, Georgia | 7 | $ 946,000 | $ 135,142 | $ 50,000 |
| Clayton, Georgia | 7 | $ 580,000 | $ 82,857 | $ 35,000 |
| Marion, Oregon | 7 | $ 1,227,000 | $ 175,285 | $ 52,000 |
| Bastrop, Texas | 7 | $ 1,345,000 | $ 192,142 | $ 95,000 |
| Medina, Texas | 7 | $ 1,302,000 | $ 186,000 | $ 72,000 |
| Salt Lake, Utah | 7 | $ 3,773,000 | $ 539,000 | $ 170,000 |
| Skagit, Washington | 7 | $ 1,981,000 | $ 283,000 | $ 89,000 |
| Broward, Florida | 6 | $ 1,875,000 | $ 312,500 | $ 85,000 |
| Lee, Florida | 6 | $ 1,320,000 | $ 220,000 | $ 104,000 |
| Tarrant, Texas | 6 | $ 678,000 | $ 113,000 | $ 89,000 |
| Cowlitz, Washington | 6 | $ 956,000 | $ 159,333 | $ 65,000 |
| Contra Costa, California | 5 | $ 2,355,000 | $ 471,000 | $ 173,000 |
| Orange, Florida | 5 | $ 1,593,000 | $ 318,600 | $ 155,000 |
| Carteret, North Carolina | 5 | $ 1,181,000 | $ 236,200 | $ 96,000 |
| Henderson, North Carolina | 5 | $ 762,000 | $ 152,400 | $ 57,000 |
| Person, North Carolina | 5 | $ 515,000 | $ 103,000 | $ 62,000 |
| Bandera, Texas | 5 | $ 1,284,000 | $ 256,800 | $ 133,000 |
| Collin, Texas | 5 | $ 1,652,000 | $ 330,400 | $ 151,000 |
| Whatcom, Washington | 5 | $ 1,515,000 | $ 303,000 | $ 160,000 |
| Apache, Arizona | 4 | $ 490,000 | $ 122,500 | $ 95,000 |
| Alameda, California | 4 | $ 1,988,000 | $ 497,000 | $ 104,000 |
| Mono, California | 4 | $ 1,096,000 | $ 274,000 | $ 348,000 |
| San Francisco, California | 4 | $ 1,962,000 | $ 490,500 | $ 153,000 |
| San Mateo, California | 4 | $ 2,066,000 | $ 516,500 | $ 117,000 |
| Coweta, Georgia | 4 | $ 1,209,000 | $ 302,250 | $ 113,000 |
| Greene, Georgia | 4 | $ 1,588,000 | $ 397,000 | $ 127,000 |
| Morgan, Georgia | 4 | $ 818,000 | $ 204,500 | $ 96,000 |
| Walton, Georgia | 4 | $ 829,000 | $ 207,250 | $ 100,000 |
| Blaine, Idaho | 4 | $ 1,868,000 | $ 467,000 | $ 237,000 |
| Chatham, North Carolina | 4 | $ 871,000 | $ 217,750 | $ 116,000 |
| Duplin, North Carolina | 4 | $ 426,000 | $ 106,500 | $ 49,000 |
| Guilford, North Carolina | 4 | $ 536,000 | $ 134,000 | $ 45,000 |
| Stanly, North Carolina | 4 | $ 864,000 | $ 216,000 | $ 63,000 |
| Galveston, Texas | 4 | $ 984,000 | $ 246,000 | $ 129,000 |
| Clallam, Washington | 4 | $ 860,000 | $ 215,000 | $ 124,000 |
| Nevada, California | 3 | $ 913,000 | $ 304,333 | $ 145,000 |
| El Paso, Colorado | 3 | $ 807,000 | $ 269,000 | $ 81,000 |
| Duval, Florida | 3 | $ 569,000 | $ 189,666 | $ 46,000 |
| Osceola, Florida | 3 | $ 520,000 | $ 173,333 | $ 64,000 |
| Bartow, Georgia | 3 | $ 678,000 | $ 226,000 | $ 102,000 |
| Carroll, Georgia | 3 | $ 372,000 | $ 124,000 | $ 51,000 |
| Fayette, Georgia | 3 | $ 513,000 | $ 171,000 | $ 55,000 |
| Lumpkin, Georgia | 3 | $ 330,000 | $ 110,000 | $ 242,000 |
| Newton, Georgia | 3 | $ 375,000 | $ 125,000 | $ 38,000 |
| Thomas, Georgia | 3 | $ 552,000 | $ 184,000 | $ 69,000 |
| Gaston, North Carolina | 3 | $ 552,000 | $ 184,000 | $ 82,000 |
| Charleston, South Carolina | 3 | $ 331,000 | $ 110,333 | $ 30,000 |
| Horry, South Carolina | 3 | $ 320,000 | $ 106,666 | $ 84,000 |
| Lexington, South Carolina | 3 | $ 402,000 | $ 134,000 | $ 106,000 |
| Hawkins, Tennessee | 3 | $ 337,000 | $ 112,333 | $ 75,000 |
| Washington, Tennessee | 3 | $ 597,000 | $ 199,000 | $ 76,000 |
| Brazos, Texas | 3 | $ 393,000 | $ 131,000 | $ 174,000 |
| Gillespie, Texas | 3 | $ 866,000 | $ 288,666 | $ 89,000 |
| Nueces, Texas | 3 | $ 1,387,000 | $ 462,333 | $ 458,000 |
| Waller, Texas | 3 | $ 635,000 | $ 211,666 | $ 86,000 |
| Wilson, Texas | 3 | $ 749,000 | $ 249,666 | $ 103,000 |
| Summit, Utah | 3 | $ 1,143,000 | $ 381,000 | $ 152,000 |
| San Juan, Washington | 3 | $ 1,517,000 | $ 505,666 | $ 214,000 |
| Hale, Alabama | 2 | $ 207,000 | $ 103,500 | $ 38,000 |
| Mohave, Arizona | 2 | $ 538,000 | $ 269,000 | $ 184,000 |
| Kings, California | 2 | $ 288,000 | $ 144,000 | $ 48,000 |
| Madera, California | 2 | $ 538,000 | $ 269,000 | $ 165,000 |
| San Benito, California | 2 | $ 722,000 | $ 361,000 | $ 131,000 |
| Yolo, California | 2 | $ 450,000 | $ 225,000 | $ 100,000 |
| Boulder, Colorado | 2 | $ 710,000 | $ 355,000 | $ 101,000 |
| Clear Creek, Colorado | 2 | $ 507,000 | $ 253,500 | $ 76,000 |
| Custer, Colorado | 2 | $ 343,000 | $ 171,500 | $ 143,000 |
| Grand, Colorado | 2 | $ 710,000 | $ 355,000 | $ 186,000 |
| Summit, Colorado | 2 | $ 938,000 | $ 469,000 | $ 267,000 |
| Brevard, Florida | 2 | $ 431,000 | $ 215,500 | $ 78,000 |
| Hernando, Florida | 2 | $ 146,000 | $ 73,000 | $ 56,000 |
| Lake, Florida | 2 | $ 311,000 | $ 155,500 | $ 47,000 |
| Marion, Florida | 2 | $ 228,000 | $ 114,000 | $ 77,000 |
| Sumter, Florida | 2 | $ 281,000 | $ 140,500 | $ 96,000 |
| Dawson, Georgia | 2 | $ 414,000 | $ 207,000 | $ 78,000 |
| Floyd, Georgia | 2 | $ 295,000 | $ 147,500 | $ 40,000 |
| Oconee, Georgia | 2 | $ 678,000 | $ 339,000 | $ 126,000 |
| Putnam, Georgia | 2 | $ 425,000 | $ 212,500 | $ 107,000 |
| Latah, Idaho | 2 | $ 268,000 | $ 134,000 | $ 149,000 |
| Davidson, North Carolina | 2 | $ 281,000 | $ 140,500 | $ 44,000 |
| Forsyth, North Carolina | 2 | $ 370,000 | $ 185,000 | $ 99,000 |
| Robeson, North Carolina | 2 | $ 301,000 | $ 150,500 | $ 55,000 |
| Sampson, North Carolina | 2 | $ 301,000 | $ 150,500 | $ 39,000 |
| Union, North Carolina | 2 | $ 250,000 | $ 125,000 | $ 24,000 |
| Wilson, North Carolina | 2 | $ 208,000 | $ 104,000 | $ 35,000 |
| Linn, Oregon | 2 | $ 331,000 | $ 165,500 | $ 59,000 |
| Yamhill, Oregon | 2 | $ 561,000 | $ 280,500 | $ 73,000 |
| Beaufort, South Carolina | 2 | $ 1,275,000 | $ 637,500 | $ 319,000 |
| Atascosa, Texas | 2 | $ 371,000 | $ 185,500 | $ 88,000 |
| Austin, Texas | 2 | $ 441,000 | $ 220,500 | $ 87,000 |
| Caldwell, Texas | 2 | $ 405,000 | $ 202,500 | $ 79,000 |
| Colorado, Texas | 2 | $ 373,000 | $ 186,500 | $ 175,000 |
| Denton, Texas | 2 | $ 495,000 | $ 247,500 | $ 87,000 |
| Kerr, Texas | 2 | $ 487,000 | $ 243,500 | $ 63,000 |
| Lubbock, Texas | 2 | $ 487,000 | $ 243,500 | $ 232,000 |
| Utah, Utah | 2 | $ 1,545,000 | $ 772,500 | $ 244,000 |
| Chesapeake, Virginia | 2 | $ 454,000 | $ 227,000 | $ 83,000 |
| Virginia Beach, Virginia | 2 | $ 355,000 | $ 177,500 | $ 103,000 |
| Jefferson, Washington | 2 | $ 637,000 | $ 318,500 | $ 145,000 |
| Baldwin, Alabama | 1 | $ 279,000 | $ 279,000 | $ 142,000 |
| Shelby, Alabama | 1 | $ 136,000 | $ 136,000 | $ 123,000 |
| Cochise, Arizona | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| Santa Cruz, Arizona | 1 | $ 344,000 | $ 344,000 | $ 97,000 |
| El Dorado, California | 1 | $ 400,000 | $ 400,000 | $ 120,000 |
| Humboldt, California | 1 | $ 251,000 | $ 251,000 | $ 105,000 |
| Inyo, California | 1 | $ 128,000 | $ 128,000 | $ 24,000 |
| Mendocino, California | 1 | $ 360,000 | $ 360,000 | $ 84,000 |
| San Joaquin, California | 1 | $ 220,000 | $ 220,000 | $ 58,000 |
| Sonoma, California | 1 | $ 520,000 | $ 520,000 | $ 94,000 |
| Yuba, California | 1 | $ 258,000 | $ 258,000 | $ 84,000 |
| Broomfield, Colorado | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| San Juan, Colorado | 1 | $ 38,000 | $ 38,000 | $ 113,000 |
| Teller, Colorado | 1 | $ 269,000 | $ 269,000 | $ 84,000 |
| Alachua, Florida | 1 | $ 74,000 | $ 74,000 | $ 82,000 |
| Bay, Florida | 1 | $ 126,000 | $ 126,000 | $ 25,000 |
| Calhoun, Florida | 1 | $ 327,000 | $ 327,000 | $ 164,000 |
| DeSoto, Florida | 1 | $ 92,000 | $ 92,000 | $ 25,000 |
| Franklin, Florida | 1 | $ 252,000 | $ 252,000 | $ 113,000 |
| Highlands, Florida | 1 | $ 84,000 | $ 84,000 | $ 53,000 |
| Jefferson, Florida | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Levy, Florida | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Baldwin, Georgia | 1 | $ 163,000 | $ 163,000 | $ 58,000 |
| Bryan, Georgia | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Bulloch, Georgia | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Chatham, Georgia | 1 | $ 116,000 | $ 116,000 | $ 91,000 |
| Fannin, Georgia | 1 | $ 156,000 | $ 156,000 | $ 126,000 |
| Gilmer, Georgia | 1 | $ 168,000 | $ 168,000 | $ 137,000 |
| Gordon, Georgia | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| Hancock, Georgia | 1 | $ 193,000 | $ 193,000 | $ 239,000 |
| Jasper, Georgia | 1 | $ 161,000 | $ 161,000 | $ 114,000 |
| Murray, Georgia | 1 | $ 119,000 | $ 119,000 | $ 39,000 |
| Oglethorpe, Georgia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Troup, Georgia | 1 | $ 152,000 | $ 152,000 | $ 46,000 |
| Bannock, Idaho | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| Jerome, Idaho | 1 | $ 112,000 | $ 112,000 | $ 59,000 |
| Kootenai, Idaho | 1 | $ 280,000 | $ 280,000 | $ 108,000 |
| Nez Perce, Idaho | 1 | $ 228,000 | $ 228,000 | $ 70,000 |
| Power, Idaho | 1 | $ 142,000 | $ 142,000 | $ 43,000 |
| Valley, Idaho | 1 | $ 98,000 | $ 98,000 | $ 114,000 |
| DuPage, Illinois | 1 | $ 330,000 | $ 330,000 | $ 265,000 |
| Franklin, Louisiana | 1 | $ 71,000 | $ 71,000 | $ 80,000 |
| Sabine, Louisiana | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Union, Louisiana | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Anne Arundel, Maryland | 1 | $ 296,000 | $ 296,000 | $ 65,000 |
| Dorchester, Maryland | 1 | $ 248,000 | $ 248,000 | $ 272,000 |
| Hampden, Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Beaufort, North Carolina | 1 | $ 158,000 | $ 158,000 | $ 215,000 |
| Buncombe, North Carolina | 1 | $ 149,000 | $ 149,000 | $ 58,000 |
| Catawba, North Carolina | 1 | $ 191,000 | $ 191,000 | $ 135,000 |
| Cherokee, North Carolina | 1 | $ 151,000 | $ 151,000 | $ 154,000 |
| Chowan, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Craven, North Carolina | 1 | $ 151,000 | $ 151,000 | $ 53,000 |
| Hertford, North Carolina | 1 | $ 232,000 | $ 232,000 | $ 58,000 |
| Lenoir, North Carolina | 1 | $ 72,000 | $ 72,000 | $ 46,000 |
| Lincoln, North Carolina | 1 | $ 133,000 | $ 133,000 | $ 34,000 |
| Macon, North Carolina | 1 | $ 460,000 | $ 460,000 | $ 200,000 |
| McDowell, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Montgomery, North Carolina | 1 | $ 302,000 | $ 302,000 | $ 126,000 |
| Moore, North Carolina | 1 | $ 183,000 | $ 183,000 | $ 184,000 |
| Pamlico, North Carolina | 1 | $ 63,000 | $ 63,000 | $ 34,000 |
| Pitt, North Carolina | 1 | $ 123,000 | $ 123,000 | $ 59,000 |
| Randolph, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Rockingham, North Carolina | 1 | $ 280,000 | $ 280,000 | $ 152,000 |
| Warren, North Carolina | 1 | $ 151,000 | $ 151,000 | $ 70,000 |
| Wayne, North Carolina | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
| Wilkes, North Carolina | 1 | $ 128,000 | $ 128,000 | $ 87,000 |
| Yadkin, North Carolina | 1 | $ 81,000 | $ 81,000 | $ 47,000 |
| Tulsa, Oklahoma | 1 | $ 226,000 | $ 226,000 | $ 79,000 |
| Clatsop, Oregon | 1 | $ 216,000 | $ 216,000 | $ 50,000 |
| Curry, Oregon | 1 | $ 298,000 | $ 298,000 | $ 84,000 |
| Deschutes, Oregon | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Hood River, Oregon | 1 | $ 353,000 | $ 353,000 | $ 35,000 |
| Lane, Oregon | 1 | $ 229,000 | $ 229,000 | $ 6,000 |
| Lincoln, Oregon | 1 | $ 201,000 | $ 201,000 | $ 79,000 |
| Malheur, Oregon | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Wallowa, Oregon | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Abbeville, South Carolina | 1 | $ 183,000 | $ 183,000 | $ 93,000 |
| Dorchester, South Carolina | 1 | $ 217,000 | $ 217,000 | $ 95,000 |
| Fairfield, South Carolina | 1 | $ 86,000 | $ 86,000 | $ 73,000 |
| Greenwood, South Carolina | 1 | $ 117,000 | $ 117,000 | $ 56,000 |
| Jasper, South Carolina | 1 | $ 100,000 | $ 100,000 | $ 17,000 |
| McCormick, South Carolina | 1 | $ 306,000 | $ 306,000 | $ 95,000 |
| Newberry, South Carolina | 1 | $ 162,000 | $ 162,000 | $ 100,000 |
| Union, South Carolina | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| York, South Carolina | 1 | $ 128,000 | $ 128,000 | $ 80,000 |
| Hamilton, Tennessee | 1 | $ 131,000 | $ 131,000 | $ 202,000 |
| Bell, Texas | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Brown, Texas | 1 | $ 417,000 | $ 417,000 | $ 132,000 |
| Burnet, Texas | 1 | $ 90,000 | $ 90,000 | $ 96,000 |
| El Paso, Texas | 1 | $ 142,000 | $ 142,000 | $ 33,000 |
| Hidalgo, Texas | 1 | $ 99,000 | $ 99,000 | $ 57,000 |
| Hood, Texas | 1 | $ 272,000 | $ 272,000 | $ 103,000 |
| Hunt, Texas | 1 | $ 189,000 | $ 189,000 | $ 120,000 |
| Johnson, Texas | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| Lampasas, Texas | 1 | $ 241,000 | $ 241,000 | $ 89,000 |
| Llano, Texas | 1 | $ 213,000 | $ 213,000 | $ 178,000 |
| McLennan, Texas | 1 | $ 228,000 | $ 228,000 | $ 52,000 |
| Rockwall, Texas | 1 | $ 263,000 | $ 263,000 | $ 189,000 |
| Somervell, Texas | 1 | $ 298,000 | $ 298,000 | $ 202,000 |
| Trinity, Texas | 1 | $ 206,000 | $ 206,000 | $ 203,000 |
| Val Verde, Texas | 1 | $ 188,000 | $ 188,000 | $ 47,000 |
| Walker, Texas | 1 | $ 161,000 | $ 161,000 | $ 75,000 |
| Box Elder, Utah | 1 | $ 24,000 | $ 24,000 | $ 65,000 |
| Albemarle, Virginia | 1 | $ 392,000 | $ 392,000 | $ 215,000 |
| Fluvanna, Virginia | 1 | $ 90,000 | $ 90,000 | $ 210,000 |
| Norfolk, Virginia | 1 | $ 240,000 | $ 240,000 | $ 54,000 |
| Benton, Washington | 1 | $ 197,000 | $ 197,000 | $ 300,000 |
| Garfield, Washington | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Island, Washington | 1 | $ 211,000 | $ 211,000 | $ 78,000 |
| Klickitat, Washington | 1 | $ 413,000 | $ 413,000 | $ 207,000 |
| Pacific, Washington | 1 | $ 217,000 | $ 217,000 | $ 183,000 |
| Skamania, Washington | 1 | $ 406,000 | $ 406,000 | $ 90,000 |
| Wahkiakum, Washington | 1 | $ 200,000 | $ 200,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for On Q Financial, LLC in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,987 | $2,153,938,000 | $269,000 | $2,400,000 | $108,000 | $1,676,000 |
| Refinancing | 2,701 | $921,629,000 | $341,000 | $3,325,000 | $138,000 | $4,627,000 |
| Home Improvement | 1 | $555,000 | $555,000 | $555,000 | $161,000 | $161,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,464 | $2,147,952,000 | $287,000 | $3,325,000 | $118,000 | $4,627,000 |
| Not Provided | 1,070 | $334,983,000 | $313,000 | $2,396,000 | $129,000 | $3,834,000 |
| Hispanic | 1,014 | $241,091,000 | $237,000 | $2,000,000 | $82,000 | $776,000 |
| Asian | 610 | $236,084,000 | $387,000 | $1,744,000 | $150,000 | $1,676,000 |
| Black or African American | 462 | $96,240,000 | $208,000 | $1,840,000 | $77,000 | $1,147,000 |
| American Indian or Alaskan Native | 35 | $9,464,000 | $270,000 | $626,000 | $89,000 | $228,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $10,308,000 | $303,000 | $743,000 | $95,000 | $289,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,203 | $2,305,293,000 | $320,000 | $3,325,000 | $137,000 | $4,627,000 |
| FHA-insured (Federal Housing Administration) | 2,459 | $510,922,000 | $207,000 | $735,000 | $68,000 | $538,000 |
| VA-guaranteed (Veterans Administration) | 848 | $231,013,000 | $272,000 | $819,000 | $84,000 | $489,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 179 | $28,894,000 | $161,000 | $422,000 | $50,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,935 | $2,255,623,000 | $284,000 | $2,304,000 | $115,000 | $4,627,000 |
| Application Denied By Financial Institution | 1,220 | $374,291,000 | $306,000 | $2,400,000 | $118,000 | $3,834,000 |
| Application Withdrawn By Applicant | 1,201 | $341,075,000 | $283,000 | $3,325,000 | $117,000 | $1,306,000 |
| Application Approved But Not Accepted | 258 | $78,066,000 | $302,000 | $1,560,000 | $123,000 | $1,849,000 |
| File Closed For Incompleteness | 75 | $27,067,000 | $360,000 | $1,500,000 | $143,000 | $1,231,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 564 | $183,836,000 | $325,000 | $2,100,000 | $124,000 | $3,834,000 |
| Collateral | 245 | $64,320,000 | $262,000 | $1,900,000 | $128,000 | $3,172,000 |
| Debt-To-Income Ratio | 172 | $53,867,000 | $313,000 | $2,400,000 | $92,000 | $1,145,000 |
| Credit History | 106 | $26,471,000 | $249,000 | $849,000 | $111,000 | $681,000 |
| Other | 53 | $17,381,000 | $327,000 | $1,330,000 | $131,000 | $621,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $9,360,000 | $406,000 | $1,433,000 | $138,000 | $684,000 |
| Unverifiable Information | 22 | $7,804,000 | $354,000 | $2,396,000 | $103,000 | $702,000 |
| Employment History | 13 | $4,144,000 | $318,000 | $1,012,000 | $71,000 | $204,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into On Q Financial, LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess On Q Financial, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
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