Opteum Financial Services Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Opteum Financial Services Llc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Opteum Financial Services Llc West 115 Century Road - 3Rd Floor Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 30,073 |
| Total Mortgage Loan Application Amount | $5,105,694,000 |
| Average Mortgage Loan Application Amount | $164,621 |
| Highest Mortgage Loan Application Amount | $6,338,000 |
| Average Applicant Income | $76,010 |
| Highest Applicant Income | $3,423,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Opteum Financial Services Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Opteum Financial Services Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Opteum Financial Services Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Opteum Financial Services Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Opteum Financial Services Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Opteum Financial Services Llc's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA, GA | 10,163 | $ 1,492,315,000 | $ 146,000 | $ 63,000 |
| NEW YORK, NY | 1,588 | $ 347,644,000 | $ 218,000 | $ 81,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,115 | $ 154,934,000 | $ 138,000 | $ 62,000 |
| NEWARK, NJ | 1,039 | $ 195,649,000 | $ 188,000 | $ 70,000 |
| LOS ANGELES-LONG BEACH, CA | 890 | $ 233,908,000 | $ 262,000 | $ 101,000 |
| NASSAU-SUFFOLK, NY | 835 | $ 183,213,000 | $ 219,000 | $ 84,000 |
| BERGEN-PASSAIC, NJ | 666 | $ 142,978,000 | $ 214,000 | $ 83,000 |
| ORANGE COUNTY, CA | 623 | $ 206,293,000 | $ 331,000 | $ 180,000 |
| SAN ANTONIO, TX | 577 | $ 61,823,000 | $ 107,000 | $ 50,000 |
| DETROIT, MI | 546 | $ 74,984,000 | $ 137,000 | $ 54,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 520 | $ 93,218,000 | $ 179,000 | $ 99,000 |
| MONMOUTH-OCEAN, NJ | 471 | $ 86,706,000 | $ 184,000 | $ 79,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 386 | $ 78,637,000 | $ 203,000 | $ 87,000 |
| BOSTON, MA-NH | 321 | $ 74,161,000 | $ 231,000 | $ 77,000 |
| SAN DIEGO, CA | 308 | $ 91,870,000 | $ 298,000 | $ 118,000 |
| BRIDGEPORT, CT | 304 | $ 53,998,000 | $ 177,000 | $ 71,000 |
| JERSEY CITY, NJ | 303 | $ 60,923,000 | $ 201,000 | $ 73,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 294 | $ 38,439,000 | $ 130,000 | $ 55,000 |
| AUSTIN-SAN MARCOS, TX | 212 | $ 34,046,000 | $ 160,000 | $ 67,000 |
| SARASOTA-BRADENTON, FL | 207 | $ 34,247,000 | $ 165,000 | $ 92,000 |
| HARTFORD, CT | 202 | $ 29,464,000 | $ 145,000 | $ 63,000 |
| BALTIMORE, MD | 191 | $ 24,903,000 | $ 130,000 | $ 56,000 |
| DALLAS, TX | 180 | $ 26,864,000 | $ 149,000 | $ 70,000 |
| ATLANTIC-CAPE MAY, NJ | 177 | $ 24,917,000 | $ 140,000 | $ 71,000 |
| NEW HAVEN-MERIDEN, CT | 175 | $ 27,122,000 | $ 154,000 | $ 67,000 |
| DENVER, CO | 172 | $ 29,352,000 | $ 170,000 | $ 90,000 |
| VENTURA, CA | 166 | $ 42,904,000 | $ 258,000 | $ 109,000 |
| COLORADO SPRINGS, CO | 159 | $ 24,350,000 | $ 153,000 | $ 52,000 |
| PHILADELPHIA, PA-NJ | 151 | $ 18,850,000 | $ 124,000 | $ 68,000 |
| LAS VEGAS, NV-AZ | 150 | $ 22,392,000 | $ 149,000 | $ 79,000 |
| NEWBURGH, NY-PA | 142 | $ 24,351,000 | $ 171,000 | $ 72,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 130 | $ 16,100,000 | $ 123,000 | $ 52,000 |
| CHICAGO, IL | 127 | $ 25,857,000 | $ 203,000 | $ 85,000 |
| DANBURY, CT | 121 | $ 25,035,000 | $ 206,000 | $ 75,000 |
| PHOENIX-MESA, AZ | 104 | $ 15,000,000 | $ 144,000 | $ 76,000 |
| OAKLAND, CA | 102 | $ 30,108,000 | $ 295,000 | $ 101,000 |
| SAN FRANCISCO, CA | 101 | $ 38,371,000 | $ 379,000 | $ 163,000 |
| ROCHESTER, NY | 99 | $ 8,683,000 | $ 87,000 | $ 56,000 |
| TRENTON, NJ | 92 | $ 14,589,000 | $ 158,000 | $ 80,000 |
| SAN JOSE, CA | 91 | $ 30,662,000 | $ 336,000 | $ 116,000 |
| WATERBURY, CT | 90 | $ 13,130,000 | $ 145,000 | $ 73,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 89 | $ 13,980,000 | $ 157,000 | $ 64,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 81 | $ 10,956,000 | $ 135,000 | $ 52,000 |
| BUFFALO-NIAGARA FALLS, NY | 79 | $ 7,272,000 | $ 92,000 | $ 56,000 |
| DUTCHESS COUNTY, NY | 79 | $ 13,339,000 | $ 168,000 | $ 76,000 |
| FORT WORTH-ARLINGTON, TX | 78 | $ 8,927,000 | $ 114,000 | $ 55,000 |
| KANSAS CITY, MO-KS | 78 | $ 9,254,000 | $ 118,000 | $ 42,000 |
| BROCKTON, MA | 74 | $ 13,617,000 | $ 184,000 | $ 56,000 |
| COLUMBUS, OH | 74 | $ 9,590,000 | $ 129,000 | $ 51,000 |
| CINCINNATI, OH-KY-IN | 73 | $ 11,399,000 | $ 156,000 | $ 50,000 |
| HOUSTON, TX | 68 | $ 9,081,000 | $ 133,000 | $ 71,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 65 | $ 14,724,000 | $ 226,000 | $ 93,000 |
| ALBANY-SCHENECTADY-TROY, NY | 61 | $ 6,865,000 | $ 112,000 | $ 67,000 |
| STAMFORD-NORWALK, CT | 61 | $ 15,960,000 | $ 261,000 | $ 87,000 |
| ATHENS, GA | 59 | $ 8,475,000 | $ 143,000 | $ 100,000 |
| ORLANDO, FL | 59 | $ 7,857,000 | $ 133,000 | $ 63,000 |
| JACKSONVILLE, FL | 56 | $ 8,233,000 | $ 147,000 | $ 74,000 |
| INDIANAPOLIS, IN | 55 | $ 6,734,000 | $ 122,000 | $ 34,000 |
| LEXINGTON, KY | 55 | $ 5,774,000 | $ 104,000 | $ 52,000 |
| WEST PALM BEACH-BOCA RATON, FL | 55 | $ 9,847,000 | $ 179,000 | $ 89,000 |
| PUNTA GORDA, FL | 52 | $ 5,590,000 | $ 107,000 | $ 49,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 51 | $ 11,565,000 | $ 226,000 | $ 87,000 |
| NEW LONDON-NORWICH, CT-RI | 50 | $ 6,524,000 | $ 130,000 | $ 60,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 50 | $ 7,260,000 | $ 145,000 | $ 75,000 |
| SPRINGFIELD, MA | 45 | $ 6,104,000 | $ 135,000 | $ 57,000 |
| WORCESTER, MA-CT | 45 | $ 7,507,000 | $ 166,000 | $ 56,000 |
| BOULDER-LONGMONT, CO | 44 | $ 9,614,000 | $ 218,000 | $ 96,000 |
| TUCSON, AZ | 43 | $ 6,393,000 | $ 148,000 | $ 92,000 |
| COLUMBIA, SC | 41 | $ 4,037,000 | $ 98,000 | $ 52,000 |
| SACRAMENTO, CA | 40 | $ 9,512,000 | $ 237,000 | $ 82,000 |
| FORT WALTON BEACH, FL | 35 | $ 5,168,000 | $ 147,000 | $ 93,000 |
| NEW ORLEANS, LA | 35 | $ 4,616,000 | $ 131,000 | $ 72,000 |
| FLINT, MI | 34 | $ 3,963,000 | $ 116,000 | $ 32,000 |
| PITTSBURGH, PA | 34 | $ 3,119,000 | $ 91,000 | $ 43,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 32 | $ 3,242,000 | $ 101,000 | $ 52,000 |
| BARNSTABLE-YARMOUTH, MA | 32 | $ 6,734,000 | $ 210,000 | $ 76,000 |
| MEMPHIS, TN-AR-MS | 32 | $ 3,315,000 | $ 103,000 | $ 45,000 |
| MOBILE, AL | 32 | $ 4,817,000 | $ 150,000 | $ 73,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 31 | $ 3,117,000 | $ 100,000 | $ 55,000 |
| BAKERSFIELD, CA | 30 | $ 3,578,000 | $ 119,000 | $ 101,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 29 | $ 10,795,000 | $ 372,000 | $ 153,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 29 | $ 2,544,000 | $ 87,000 | $ 67,000 |
| WILMINGTON-NEWARK, DE-MD | 29 | $ 3,944,000 | $ 136,000 | $ 72,000 |
| FRESNO, CA | 27 | $ 3,874,000 | $ 143,000 | $ 83,000 |
| SYRACUSE, NY | 26 | $ 2,528,000 | $ 97,000 | $ 52,000 |
| DAYTONA BEACH, FL | 24 | $ 2,432,000 | $ 101,000 | $ 60,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 24 | $ 2,943,000 | $ 122,000 | $ 29,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 24 | $ 8,029,000 | $ 334,000 | $ 134,000 |
| AKRON, OH | 23 | $ 3,038,000 | $ 132,000 | $ 65,000 |
| LOWELL, MA-NH | 23 | $ 4,272,000 | $ 185,000 | $ 64,000 |
| WILLIAMSPORT, PA | 23 | $ 1,959,000 | $ 85,000 | $ 39,000 |
| LAKELAND-WINTER HAVEN, FL | 22 | $ 2,659,000 | $ 120,000 | $ 54,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 22 | $ 1,699,000 | $ 77,000 | $ 35,000 |
| NASHVILLE, TN | 22 | $ 3,766,000 | $ 171,000 | $ 99,000 |
| ST. LOUIS, MO-IL | 22 | $ 2,464,000 | $ 112,000 | $ 49,000 |
| FORT LAUDERDALE, FL | 21 | $ 4,210,000 | $ 200,000 | $ 138,000 |
| NEW BEDFORD, MA | 21 | $ 3,212,000 | $ 152,000 | $ 60,000 |
| OMAHA, NE-IA | 21 | $ 1,860,000 | $ 88,000 | $ 45,000 |
| MIAMI, FL | 20 | $ 5,010,000 | $ 250,000 | $ 153,000 |
| PANAMA CITY, FL | 20 | $ 4,403,000 | $ 220,000 | $ 219,000 |
| BIRMINGHAM, AL | 19 | $ 2,923,000 | $ 153,000 | $ 89,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 19 | $ 2,922,000 | $ 153,000 | $ 60,000 |
| LAWRENCE, MA-NH | 19 | $ 3,661,000 | $ 192,000 | $ 65,000 |
| MACON, GA | 19 | $ 1,992,000 | $ 104,000 | $ 70,000 |
| DAYTON-SPRINGFIELD, OH | 18 | $ 1,742,000 | $ 96,000 | $ 37,000 |
| OKLAHOMA CITY, OK | 18 | $ 1,597,000 | $ 88,000 | $ 53,000 |
| FITCHBURG-LEOMINSTER, MA | 16 | $ 2,605,000 | $ 162,000 | $ 55,000 |
| SALINAS, CA | 16 | $ 8,448,000 | $ 528,000 | $ 250,000 |
| UTICA-ROME, NY | 16 | $ 1,109,000 | $ 69,000 | $ 45,000 |
| CORPUS CHRISTI, TX | 15 | $ 1,230,000 | $ 82,000 | $ 49,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 15 | $ 1,737,000 | $ 115,000 | $ 48,000 |
| MODESTO, CA | 15 | $ 2,206,000 | $ 147,000 | $ 70,000 |
| PORTLAND-VANCOUVER, OR-WA | 15 | $ 2,689,000 | $ 179,000 | $ 84,000 |
| HAMILTON-MIDDLETOWN, OH | 14 | $ 1,742,000 | $ 124,000 | $ 38,000 |
| HUNTSVILLE, AL | 14 | $ 1,142,000 | $ 81,000 | $ 46,000 |
| MYRTLE BEACH, SC | 14 | $ 2,155,000 | $ 153,000 | $ 112,000 |
| YOUNGSTOWN-WARREN, OH | 14 | $ 1,000,000 | $ 71,000 | $ 40,000 |
| FORT MYERS-CAPE CORAL, FL | 13 | $ 2,502,000 | $ 192,000 | $ 86,000 |
| FORT WAYNE, IN | 13 | $ 1,693,000 | $ 130,000 | $ 28,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 13 | $ 2,042,000 | $ 157,000 | $ 61,000 |
| TACOMA, WA | 13 | $ 2,179,000 | $ 167,000 | $ 73,000 |
| TULSA, OK | 13 | $ 1,180,000 | $ 90,000 | $ 50,000 |
| ANN ARBOR, MI | 12 | $ 2,140,000 | $ 178,000 | $ 78,000 |
| GREELEY, CO | 12 | $ 1,916,000 | $ 159,000 | $ 58,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 12 | $ 1,616,000 | $ 134,000 | $ 71,000 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 11 | $ 902,000 | $ 82,000 | $ 36,000 |
| DES MOINES, IA | 11 | $ 1,571,000 | $ 142,000 | $ 70,000 |
| SANTA FE, NM | 11 | $ 4,160,000 | $ 378,000 | $ 117,000 |
| BREMERTON, WA | 10 | $ 1,178,000 | $ 117,000 | $ 66,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 10 | $ 1,986,000 | $ 198,000 | $ 84,000 |
| NAPLES, FL | 10 | $ 2,200,000 | $ 220,000 | $ 71,000 |
| STOCKTON-LODI, CA | 10 | $ 1,732,000 | $ 173,000 | $ 66,000 |
| COLUMBUS, GA-AL | 9 | $ 916,000 | $ 101,000 | $ 68,000 |
| ELMIRA, NY | 9 | $ 811,000 | $ 90,000 | $ 46,000 |
| FORT COLLINS-LOVELAND, CO | 9 | $ 1,332,000 | $ 148,000 | $ 75,000 |
| FORT SMITH, AR-OK | 9 | $ 1,434,000 | $ 159,000 | $ 87,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 9 | $ 1,056,000 | $ 117,000 | $ 75,000 |
| KALAMAZOO-BATTLE CREEK, MI | 9 | $ 1,129,000 | $ 125,000 | $ 43,000 |
| LOUISVILLE, KY-IN | 9 | $ 1,023,000 | $ 113,000 | $ 35,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 9 | $ 1,659,000 | $ 184,000 | $ 73,000 |
| RICHMOND-PETERSBURG, VA | 9 | $ 1,059,000 | $ 117,000 | $ 155,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 9 | $ 945,000 | $ 105,000 | $ 48,000 |
| SALEM, OR | 9 | $ 939,000 | $ 104,000 | $ 85,000 |
| SANTA ROSA, CA | 9 | $ 2,118,000 | $ 235,000 | $ 107,000 |
| SAVANNAH, GA | 9 | $ 2,308,000 | $ 256,000 | $ 127,000 |
| CHATTANOOGA, TN-GA | 8 | $ 999,000 | $ 124,000 | $ 59,000 |
| JAMESTOWN, NY | 8 | $ 615,000 | $ 76,000 | $ 33,000 |
| LANSING-EAST LANSING, MI | 8 | $ 851,000 | $ 106,000 | $ 52,000 |
| LUBBOCK, TX | 8 | $ 980,000 | $ 122,000 | $ 142,000 |
| OCALA, FL | 8 | $ 879,000 | $ 109,000 | $ 79,000 |
| TALLAHASSEE, FL | 8 | $ 1,001,000 | $ 125,000 | $ 50,000 |
| GARY, IN | 7 | $ 735,000 | $ 105,000 | $ 45,000 |
| JACKSON, MS | 7 | $ 1,072,000 | $ 153,000 | $ 93,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 6 | $ 989,000 | $ 164,000 | $ 96,000 |
| MANSFIELD, OH | 6 | $ 321,000 | $ 53,000 | $ 44,000 |
| PENSACOLA, FL | 6 | $ 1,041,000 | $ 173,000 | $ 127,000 |
| TOLEDO, OH | 6 | $ 650,000 | $ 108,000 | $ 53,000 |
| WILMINGTON, NC | 6 | $ 875,000 | $ 145,000 | $ 97,000 |
| AUGUSTA-AIKEN, GA-SC | 5 | $ 401,000 | $ 80,000 | $ 51,000 |
| BELLINGHAM, WA | 5 | $ 849,000 | $ 169,000 | $ 61,000 |
| CANTON-MASSILLON, OH | 5 | $ 861,000 | $ 172,000 | $ 138,000 |
| CHARLESTON, WV | 5 | $ 289,000 | $ 57,000 | $ 44,000 |
| GALVESTON-TEXAS CITY, TX | 5 | $ 936,000 | $ 187,000 | $ 80,000 |
| HAGERSTOWN, MD | 5 | $ 496,000 | $ 99,000 | $ 18,000 |
| HONOLULU, HI | 5 | $ 2,348,000 | $ 469,000 | $ 324,000 |
| JACKSONVILLE, NC | 5 | $ 286,000 | $ 57,000 | $ 26,000 |
| KNOXVILLE, TN | 5 | $ 1,153,000 | $ 230,000 | $ 124,000 |
| MERCED, CA | 5 | $ 908,000 | $ 181,000 | $ 16,000 |
| PUEBLO, CO | 5 | $ 853,000 | $ 170,000 | $ 50,000 |
| ROCKFORD, IL | 5 | $ 698,000 | $ 139,000 | $ 82,000 |
| TUSCALOOSA, AL | 5 | $ 499,000 | $ 99,000 | $ 43,000 |
| ALBUQUERQUE, NM | 4 | $ 415,000 | $ 103,000 | $ 57,000 |
| BATON ROUGE, LA | 4 | $ 668,000 | $ 167,000 | $ 15,000 |
| BENTON HARBOR, MI | 4 | $ 450,000 | $ 112,000 | $ 59,000 |
| BINGHAMTON, NY | 4 | $ 245,000 | $ 61,000 | $ 45,000 |
| EUGENE-SPRINGFIELD, OR | 4 | $ 412,000 | $ 103,000 | $ 42,000 |
| FAYETTEVILLE, NC | 4 | $ 419,000 | $ 104,000 | $ 40,000 |
| TYLER, TX | 4 | $ 223,000 | $ 55,000 | $ 54,000 |
| YORK, PA | 4 | $ 363,000 | $ 90,000 | $ 36,000 |
| AUBURN-OPELIKA, AL | 3 | $ 275,000 | $ 91,000 | $ 130,000 |
| BRYAN-COLLEGE STATION, TX | 3 | $ 357,000 | $ 119,000 | $ 131,000 |
| CHICO-PARADISE, CA | 3 | $ 397,000 | $ 132,000 | $ 112,000 |
| CLARKSVILLE-HOPKINSVILLE, TN-KY | 3 | $ 286,000 | $ 95,000 | $ 21,000 |
| EL PASO, TX | 3 | $ 272,000 | $ 90,000 | $ 18,000 |
| GLENS FALLS, NY | 3 | $ 361,000 | $ 120,000 | $ 62,000 |
| LAFAYETTE, LA | 3 | $ 179,000 | $ 59,000 | $ 64,000 |
| NASHUA, NH | 3 | $ 412,000 | $ 137,000 | $ 40,000 |
| PITTSFIELD, MA | 3 | $ 334,000 | $ 111,000 | $ 59,000 |
| ROANOKE, VA | 3 | $ 407,000 | $ 135,000 | $ 40,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 1,790,000 | $ 596,000 | $ 619,000 |
| SUMTER, SC | 3 | $ 253,000 | $ 84,000 | $ 43,000 |
| WACO, TX | 3 | $ 621,000 | $ 207,000 | $ 32,000 |
| ABILENE, TX | 2 | $ 596,000 | $ 298,000 | $ 146,000 |
| AMARILLO, TX | 2 | $ 120,000 | $ 60,000 | $ 67,000 |
| ASHEVILLE, NC | 2 | $ 255,000 | $ 127,000 | $ 79,000 |
| BRAZORIA, TX | 2 | $ 416,000 | $ 208,000 | $ 163,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 286,000 | $ 143,000 | $ 119,000 |
| DOVER, DE | 2 | $ 295,000 | $ 147,000 | $ 39,000 |
| ERIE, PA | 2 | $ 86,000 | $ 43,000 | $ 24,000 |
| FLAGSTAFF, AZ-UT | 2 | $ 376,000 | $ 188,000 | $ 191,000 |
| FLORENCE, SC | 2 | $ 127,000 | $ 63,000 | $ 33,000 |
| GREENVILLE, NC | 2 | $ 135,000 | $ 67,000 | $ 29,000 |
| HATTIESBURG, MS | 2 | $ 187,000 | $ 93,000 | $ 56,000 |
| JACKSON, MI | 2 | $ 261,000 | $ 130,000 | $ 41,000 |
| JACKSON, TN | 2 | $ 326,000 | $ 163,000 | $ 111,000 |
| JOPLIN, MO | 2 | $ 119,000 | $ 59,000 | $ 42,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 137,000 | $ 68,000 | $ 35,000 |
| LA CROSSE, WI-MN | 2 | $ 339,000 | $ 169,000 | $ 75,000 |
| LAFAYETTE, IN | 2 | $ 191,000 | $ 95,000 | $ 33,000 |
| LAREDO, TX | 2 | $ 124,000 | $ 62,000 | $ 28,000 |
| LIMA, OH | 2 | $ 226,000 | $ 113,000 | $ 31,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 247,000 | $ 123,000 | $ 99,000 |
| MEDFORD-ASHLAND, OR | 2 | $ 400,000 | $ 200,000 | $ 0 |
| READING, PA | 2 | $ 278,000 | $ 139,000 | $ 49,000 |
| RENO, NV | 2 | $ 362,000 | $ 181,000 | $ 54,000 |
| SALT LAKE CITY-OGDEN, UT | 2 | $ 395,000 | $ 197,000 | $ 114,000 |
| SAN ANGELO, TX | 2 | $ 203,000 | $ 101,000 | $ 23,000 |
| SPRINGFIELD, IL | 2 | $ 282,000 | $ 141,000 | $ 61,000 |
| ST. JOSEPH, MO | 2 | $ 146,000 | $ 73,000 | $ 25,000 |
| STATE COLLEGE, PA | 2 | $ 259,000 | $ 129,000 | $ 55,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 2 | $ 108,000 | $ 54,000 | $ 22,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 2 | $ 470,000 | $ 235,000 | $ 148,000 |
| WICHITA, KS | 2 | $ 236,000 | $ 118,000 | $ 36,000 |
| ALBANY, GA | 1 | $ 150,000 | $ 150,000 | $ 140,000 |
| ALTOONA, PA | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| ANNISTON, AL | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 1 | $ 172,000 | $ 172,000 | $ 0 |
| BILLINGS, MT | 1 | $ 164,000 | $ 164,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 208,000 | $ 208,000 | $ 52,000 |
| BURLINGTON, VT | 1 | $ 110,000 | $ 110,000 | $ 29,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 189,000 | $ 189,000 | $ 70,000 |
| CHARLOTTESVILLE, VA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 77,000 | $ 77,000 | $ 17,000 |
| DANVILLE, VA | 1 | $ 54,000 | $ 54,000 | $ 43,000 |
| ELKHART-GOSHEN, IN | 1 | $ 118,000 | $ 118,000 | $ 36,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 1 | $ 174,000 | $ 174,000 | $ 47,000 |
| GAINESVILLE, FL | 1 | $ 107,000 | $ 107,000 | $ 37,000 |
| GRAND JUNCTION, CO | 1 | $ 243,000 | $ 243,000 | $ 56,000 |
| HICKORY-MORGANTON-LENOIR, NC | 1 | $ 51,000 | $ 51,000 | $ 42,000 |
| HOUMA, LA | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| LAWTON, OK | 1 | $ 86,000 | $ 86,000 | $ 0 |
| LINCOLN, NE | 1 | $ 116,000 | $ 116,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 80,000 | $ 80,000 | $ 0 |
| MADISON, WI | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| MANCHESTER, NH | 1 | $ 234,000 | $ 234,000 | $ 144,000 |
| RACINE, WI | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| REDDING, CA | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 1 | $ 126,000 | $ 126,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 109,000 | $ 109,000 | $ 0 |
| SHARON, PA | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| TERRE HAUTE, IN | 1 | $ 46,000 | $ 46,000 | $ 99,000 |
| TEXARKANA, TX-AR | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| WASHINGTON, DC-MD-VA-WV | 1 | $ 400,000 | $ 400,000 | $ 0 |
| WICHITA FALLS, TX | 1 | $ 58,000 | $ 58,000 | $ 50,000 |
| YAKIMA, WA | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| YUBA CITY, CA | 1 | $ 196,000 | $ 196,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Opteum Financial Services Llc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 16,330 | $3,108,143,000 | $195,234 | $2,000,000 | $77,851 | $3,423,000 |
| Home Purchase (one-to-four family) | 13,740 | $1,997,136,000 | $135,652 | $6,338,000 | $77,434 | $2,893,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 3 | $415,000 | $111,500 | $205,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,958 | $3,472,909,000 | $169,782 | $2,000,000 | $86,043 | $3,423,000 |
| Black | 4,150 | $604,314,000 | $128,777 | $1,885,000 | $61,861 | $2,800,000 |
| Hispanic | 2,552 | $431,927,000 | $128,593 | $1,000,000 | $54,906 | $660,000 |
| Information not provided by applicant in mail or telephone application | 2,239 | $352,931,000 | $154,775 | $6,338,000 | $25,600 | $1,900,000 |
| Asian or Pacific Islander | 729 | $157,945,000 | $170,000 | $1,468,000 | $93,468 | $756,000 |
| Other | 347 | $67,558,000 | $200,529 | $1,344,000 | $90,588 | $1,113,000 |
| American Indian or Alaskan Native | 57 | $10,616,000 | $153,555 | $488,000 | $69,666 | $211,000 |
| Not applicable | 41 | $7,494,000 | $185,428 | $450,000 | $65,142 | $167,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,571 | $4,387,604,000 | $178,042 | $6,338,000 | $87,595 | $3,423,000 |
| FHA-insured (Federal Housing Administration) | 4,998 | $647,004,000 | $119,794 | $523,000 | $38,923 | $828,000 |
| VA-guaranteed (Veterans Administration) | 495 | $70,028,000 | $132,629 | $275,000 | $32,888 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,058,000 | $114,500 | $159,000 | $41,500 | $61,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17,948 | $2,971,968,000 | $157,704 | $2,000,000 | $75,204 | $2,800,000 |
| Application Withdrawn By Applicant | 6,236 | $989,734,000 | $150,636 | $1,830,000 | $60,181 | $3,423,000 |
| Application Approved But Not Accepted | 4,336 | $844,356,000 | $175,295 | $6,338,000 | $73,136 | $2,269,000 |
| Application Denied By Financial Institution | 1,424 | $278,970,000 | $166,261 | $1,700,000 | $83,142 | $1,008,000 |
| File Closed For Incompleteness | 129 | $20,666,000 | $166,800 | $800,000 | $65,300 | $781,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 578 | $114,477,000 | $151,777 | $1,468,000 | $58,666 | $724,000 |
| Other | 402 | $85,286,000 | $169,935 | $1,700,000 | $95,000 | $1,008,000 |
| Debt-To-Income Ratio | 181 | $26,518,000 | $134,387 | $740,000 | $57,387 | $351,000 |
| Collateral | 162 | $31,133,000 | $144,500 | $900,000 | $88,636 | $605,000 |
| Employment History | 45 | $7,384,000 | $123,666 | $780,000 | $56,523 | $672,000 |
| Unverifiable Information | 38 | $9,751,000 | $218,416 | $984,000 | $148,416 | $756,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $3,783,000 | $193,111 | $1,000,000 | $114,333 | $542,000 |
| Mortgage Insurance Denied | 1 | $310,000 | $310,000 | $310,000 | $108,000 | $108,000 |
| Credit Application Incomplete | 1 | $138,000 | $138,000 | $138,000 | $49,000 | $49,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Opteum Financial Services Llc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Opteum Financial Services Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.