Opteum Financial Services LLC Mortgage Lending & HMDA Data, 2003
In 2003, Opteum Financial Services LLC of Paramus, NJ reported 30,073 mortgage applications totaling $5.1 billion. The average application was for $169,776, and applicants reported an average income of $74,668. 60% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Atlanta, GA (10,163), New York, NY (1,588) and Tampa-St. Petersburg-Clearwater, FL (1,115) (applications in parentheses).
| Mortgage Company & Address | Opteum Financial Services LLC West 115 Century Road - 3rd Floor Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 30,073 |
| Total Mortgage Loan Application Amount | $5,105,694,000 |
| Average Mortgage Loan Application Amount | $169,776 |
| Highest Mortgage Loan Application Amount | $6,338,000 |
| Average Applicant Income | $74,668 |
| Highest Applicant Income | $3,423,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Opteum Financial Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton, Georgia | 1,756 | $ 338,536,000 | $ 192,788 | $ 84,000 |
| Henry, Georgia | 1,216 | $ 160,778,000 | $ 132,218 | $ 69,000 |
| DeKalb, Georgia | 1,138 | $ 173,499,000 | $ 152,459 | $ 63,000 |
| Gwinnett, Georgia | 1,096 | $ 156,015,000 | $ 142,349 | $ 65,000 |
| Cobb, Georgia | 1,089 | $ 167,834,000 | $ 154,117 | $ 74,000 |
| Los Angeles, California | 890 | $ 233,908,000 | $ 262,817 | $ 101,000 |
| Newton, Georgia | 708 | $ 84,054,000 | $ 118,720 | $ 48,000 |
| Orange, California | 623 | $ 206,293,000 | $ 331,128 | $ 180,000 |
| Clayton, Georgia | 578 | $ 70,533,000 | $ 122,029 | $ 58,000 |
| Queens, New York | 575 | $ 123,137,000 | $ 214,151 | $ 75,000 |
| Suffolk, New York | 567 | $ 117,971,000 | $ 208,061 | $ 81,000 |
| Pinellas, Florida | 483 | $ 68,562,000 | $ 141,950 | $ 59,000 |
| Bexar, Texas | 481 | $ 50,633,000 | $ 105,266 | $ 50,000 |
| Rockdale, Georgia | 439 | $ 57,959,000 | $ 132,025 | $ 60,000 |
| Essex, New Jersey | 396 | $ 72,433,000 | $ 182,911 | $ 69,000 |
| Kings, New York | 395 | $ 87,899,000 | $ 222,529 | $ 78,000 |
| Hillsborough, Florida | 383 | $ 59,839,000 | $ 156,237 | $ 73,000 |
| Fairfield, Connecticut | 375 | $ 75,993,000 | $ 202,648 | $ 77,000 |
| Cherokee, Georgia | 352 | $ 44,860,000 | $ 127,443 | $ 57,000 |
| Bergen, New Jersey | 343 | $ 80,569,000 | $ 234,895 | $ 92,000 |
| New Haven, Connecticut | 337 | $ 51,714,000 | $ 153,454 | $ 66,000 |
| Passaic, New Jersey | 323 | $ 62,409,000 | $ 193,216 | $ 73,000 |
| Wayne, Michigan | 312 | $ 36,396,000 | $ 116,653 | $ 47,000 |
| San Diego, California | 308 | $ 91,870,000 | $ 298,279 | $ 118,000 |
| Hudson, New Jersey | 303 | $ 60,923,000 | $ 201,066 | $ 73,000 |
| Coweta, Georgia | 296 | $ 35,525,000 | $ 120,016 | $ 55,000 |
| Union, New Jersey | 294 | $ 55,340,000 | $ 188,231 | $ 68,000 |
| Middlesex, New Jersey | 292 | $ 53,557,000 | $ 183,414 | $ 76,000 |
| Ocean, New Jersey | 287 | $ 45,253,000 | $ 157,675 | $ 73,000 |
| Riverside, California | 279 | $ 54,253,000 | $ 194,455 | $ 104,000 |
| Forsyth, Georgia | 270 | $ 44,638,000 | $ 165,325 | $ 71,000 |
| Nassau, New York | 268 | $ 65,242,000 | $ 243,440 | $ 88,000 |
| Walton, Georgia | 258 | $ 34,710,000 | $ 134,534 | $ 63,000 |
| San Bernardino, California | 241 | $ 38,965,000 | $ 161,680 | $ 93,000 |
| Mecklenburg, North Carolina | 232 | $ 30,551,000 | $ 131,685 | $ 59,000 |
| Fayette, Georgia | 231 | $ 36,904,000 | $ 159,757 | $ 67,000 |
| Bronx, New York | 221 | $ 46,986,000 | $ 212,606 | $ 76,000 |
| Pasco, Florida | 218 | $ 23,868,000 | $ 109,486 | $ 54,000 |
| Paulding, Georgia | 212 | $ 25,755,000 | $ 121,485 | $ 56,000 |
| Douglas, Georgia | 195 | $ 24,792,000 | $ 127,138 | $ 51,000 |
| Monmouth, New Jersey | 184 | $ 41,453,000 | $ 225,288 | $ 85,000 |
| Morris, New Jersey | 184 | $ 39,866,000 | $ 216,663 | $ 84,000 |
| Ventura, California | 166 | $ 42,904,000 | $ 258,457 | $ 109,000 |
| El Paso, Colorado | 159 | $ 24,350,000 | $ 153,144 | $ 52,000 |
| Hartford, Connecticut | 156 | $ 22,457,000 | $ 143,955 | $ 66,000 |
| Burlington, New Jersey | 153 | $ 22,011,000 | $ 143,862 | $ 62,000 |
| Clark, Nevada | 150 | $ 22,392,000 | $ 149,280 | $ 79,000 |
| Travis, Texas | 150 | $ 26,802,000 | $ 178,680 | $ 73,000 |
| Orange, New York | 142 | $ 24,351,000 | $ 171,485 | $ 72,000 |
| Barrow, Georgia | 139 | $ 15,047,000 | $ 108,251 | $ 46,000 |
| Camden, New Jersey | 138 | $ 16,018,000 | $ 116,072 | $ 56,000 |
| Sarasota, Florida | 136 | $ 22,571,000 | $ 165,963 | $ 79,000 |
| Atlantic, New Jersey | 135 | $ 19,892,000 | $ 147,348 | $ 71,000 |
| Sussex, New Jersey | 122 | $ 21,653,000 | $ 177,483 | $ 58,000 |
| Plymouth, Massachusetts | 114 | $ 21,486,000 | $ 188,473 | $ 60,000 |
| Rockland, New York | 113 | $ 27,410,000 | $ 242,566 | $ 100,000 |
| Oakland, Michigan | 110 | $ 19,193,000 | $ 174,481 | $ 64,000 |
| Dallas, Texas | 106 | $ 14,563,000 | $ 137,386 | $ 65,000 |
| Prince George's, Maryland | 104 | $ 16,694,000 | $ 160,519 | $ 63,000 |
| Westchester, New York | 102 | $ 23,706,000 | $ 232,411 | $ 88,000 |
| Cuyahoga, Ohio | 101 | $ 11,868,000 | $ 117,504 | $ 62,000 |
| Richmond, New York | 100 | $ 19,885,000 | $ 198,850 | $ 69,000 |
| Maricopa, Arizona | 97 | $ 13,959,000 | $ 143,907 | $ 78,000 |
| Mercer, New Jersey | 92 | $ 14,589,000 | $ 158,576 | $ 80,000 |
| Santa Clara, California | 91 | $ 30,662,000 | $ 336,945 | $ 116,000 |
| Litchfield, Connecticut | 90 | $ 17,288,000 | $ 192,088 | $ 71,000 |
| Gloucester, New Jersey | 89 | $ 11,489,000 | $ 129,089 | $ 72,000 |
| Cook, Illinois | 86 | $ 18,668,000 | $ 217,069 | $ 93,000 |
| Monroe, Pennsylvania | 86 | $ 11,430,000 | $ 132,906 | $ 75,000 |
| Spalding, Georgia | 85 | $ 8,938,000 | $ 105,152 | $ 51,000 |
| Middlesex, Massachusetts | 85 | $ 21,039,000 | $ 247,517 | $ 82,000 |
| Suffolk, Massachusetts | 85 | $ 20,656,000 | $ 243,011 | $ 83,000 |
| Dutchess, New York | 79 | $ 13,339,000 | $ 168,848 | $ 76,000 |
| Norfolk, Massachusetts | 76 | $ 17,835,000 | $ 234,671 | $ 74,000 |
| Somerset, New Jersey | 76 | $ 21,436,000 | $ 282,052 | $ 104,000 |
| Baltimore, Maryland | 74 | $ 9,901,000 | $ 133,797 | $ 67,000 |
| Monroe, New York | 73 | $ 5,978,000 | $ 81,890 | $ 57,000 |
| Lapeer, Michigan | 72 | $ 9,589,000 | $ 133,180 | $ 43,000 |
| Manatee, Florida | 71 | $ 11,676,000 | $ 164,450 | $ 110,000 |
| Philadelphia, Pennsylvania | 71 | $ 5,838,000 | $ 82,225 | $ 66,000 |
| Hall, Georgia | 69 | $ 9,949,000 | $ 144,188 | $ 51,000 |
| Worcester, Massachusetts | 68 | $ 11,395,000 | $ 167,573 | $ 58,000 |
| Bristol, Massachusetts | 67 | $ 11,008,000 | $ 164,298 | $ 62,000 |
| Erie, New York | 65 | $ 5,906,000 | $ 90,861 | $ 56,000 |
| Providence, Rhode Island | 65 | $ 10,047,000 | $ 154,569 | $ 57,000 |
| Franklin, Ohio | 61 | $ 7,625,000 | $ 125,000 | $ 52,000 |
| Contra Costa, California | 60 | $ 19,554,000 | $ 325,900 | $ 104,000 |
| Essex, Massachusetts | 57 | $ 11,559,000 | $ 202,789 | $ 66,000 |
| Kent, Michigan | 57 | $ 8,117,000 | $ 142,403 | $ 58,000 |
| Jefferson, Colorado | 56 | $ 9,422,000 | $ 168,250 | $ 81,000 |
| Palm Beach, Florida | 55 | $ 9,847,000 | $ 179,036 | $ 89,000 |
| Charlotte, Florida | 52 | $ 5,590,000 | $ 107,500 | $ 49,000 |
| Hamilton, Ohio | 52 | $ 8,317,000 | $ 159,942 | $ 53,000 |
| Harris, Texas | 52 | $ 7,046,000 | $ 135,500 | $ 77,000 |
| San Luis Obispo, California | 51 | $ 11,565,000 | $ 226,764 | $ 87,000 |
| New York, New York | 51 | $ 12,940,000 | $ 253,725 | $ 90,000 |
| Ulster, New York | 51 | $ 6,255,000 | $ 122,647 | $ 58,000 |
| San Mateo, California | 49 | $ 17,494,000 | $ 357,020 | $ 171,000 |
| Denver, Colorado | 49 | $ 8,183,000 | $ 167,000 | $ 78,000 |
| Jackson, Missouri | 48 | $ 4,882,000 | $ 101,708 | $ 37,000 |
| Tarrant, Texas | 48 | $ 6,306,000 | $ 131,375 | $ 55,000 |
| San Francisco, California | 47 | $ 18,435,000 | $ 392,234 | $ 159,000 |
| Baltimore City, Maryland | 47 | $ 3,547,000 | $ 75,468 | $ 29,000 |
| Bartow, Georgia | 46 | $ 4,806,000 | $ 104,478 | $ 69,000 |
| Carroll, Georgia | 46 | $ 5,305,000 | $ 115,326 | $ 41,000 |
| Boulder, Colorado | 44 | $ 9,614,000 | $ 218,500 | $ 96,000 |
| New London, Connecticut | 44 | $ 5,845,000 | $ 132,840 | $ 61,000 |
| Wake, North Carolina | 44 | $ 6,368,000 | $ 144,727 | $ 82,000 |
| Comal, Texas | 44 | $ 4,964,000 | $ 112,818 | $ 74,000 |
| Pima, Arizona | 43 | $ 6,393,000 | $ 148,674 | $ 92,000 |
| Warren, New Jersey | 43 | $ 6,357,000 | $ 147,837 | $ 71,000 |
| Fairfax, Virginia | 43 | $ 9,737,000 | $ 226,441 | $ 75,000 |
| Alameda, California | 42 | $ 10,554,000 | $ 251,285 | $ 98,000 |
| Clarke, Georgia | 42 | $ 5,238,000 | $ 124,714 | $ 63,000 |
| Cape May, New Jersey | 42 | $ 5,025,000 | $ 119,642 | $ 69,000 |
| Jasper, Georgia | 41 | $ 4,485,000 | $ 109,390 | $ 45,000 |
| Montgomery, Maryland | 41 | $ 10,193,000 | $ 248,609 | $ 105,000 |
| King, Washington | 40 | $ 9,422,000 | $ 235,550 | $ 78,000 |
| Cabarrus, North Carolina | 39 | $ 5,040,000 | $ 129,230 | $ 47,000 |
| York, South Carolina | 39 | $ 4,894,000 | $ 125,487 | $ 40,000 |
| Barnstable, Massachusetts | 38 | $ 7,823,000 | $ 205,868 | $ 76,000 |
| Hampden, Massachusetts | 38 | $ 5,021,000 | $ 132,131 | $ 55,000 |
| Williamson, Texas | 38 | $ 4,130,000 | $ 108,684 | $ 50,000 |
| Duval, Florida | 36 | $ 4,221,000 | $ 117,250 | $ 55,000 |
| Fayette, Kentucky | 36 | $ 3,907,000 | $ 108,527 | $ 47,000 |
| Okaloosa, Florida | 35 | $ 5,168,000 | $ 147,657 | $ 93,000 |
| Richland, South Carolina | 35 | $ 3,485,000 | $ 99,571 | $ 51,000 |
| Genesee, Michigan | 34 | $ 3,963,000 | $ 116,558 | $ 32,000 |
| Marion, Indiana | 33 | $ 3,712,000 | $ 112,484 | $ 37,000 |
| Macomb, Michigan | 33 | $ 6,120,000 | $ 185,454 | $ 72,000 |
| Ellis, Texas | 33 | $ 6,803,000 | $ 206,151 | $ 129,000 |
| Guadalupe, Texas | 33 | $ 3,933,000 | $ 119,181 | $ 34,000 |
| Butts, Georgia | 32 | $ 3,554,000 | $ 111,062 | $ 52,000 |
| Hernando, Florida | 31 | $ 2,665,000 | $ 85,967 | $ 51,000 |
| Cumberland, New Jersey | 31 | $ 3,117,000 | $ 100,548 | $ 55,000 |
| Putnam, New York | 31 | $ 5,681,000 | $ 183,258 | $ 94,000 |
| Shelby, Tennessee | 31 | $ 3,226,000 | $ 104,064 | $ 45,000 |
| Kern, California | 30 | $ 3,578,000 | $ 119,266 | $ 101,000 |
| Orange, Florida | 30 | $ 4,365,000 | $ 145,500 | $ 53,000 |
| Greene, Georgia | 30 | $ 8,394,000 | $ 279,800 | $ 186,000 |
| Santa Barbara, California | 29 | $ 10,795,000 | $ 372,241 | $ 153,000 |
| New Castle, Delaware | 29 | $ 3,944,000 | $ 136,000 | $ 72,000 |
| Gordon, Georgia | 29 | $ 3,348,000 | $ 115,448 | $ 53,000 |
| St. Clair, Illinois | 28 | $ 2,466,000 | $ 88,071 | $ 52,000 |
| Sacramento, California | 26 | $ 4,661,000 | $ 179,269 | $ 100,000 |
| Salem, New Jersey | 26 | $ 3,068,000 | $ 118,000 | $ 50,000 |
| Fresno, California | 25 | $ 3,662,000 | $ 146,480 | $ 83,000 |
| Adams, Colorado | 25 | $ 3,122,000 | $ 124,880 | $ 120,000 |
| Jackson, Georgia | 25 | $ 4,042,000 | $ 161,680 | $ 50,000 |
| Bucks, Pennsylvania | 25 | $ 4,633,000 | $ 185,320 | $ 75,000 |
| Montgomery, Pennsylvania | 25 | $ 4,024,000 | $ 160,960 | $ 80,000 |
| Pike, Pennsylvania | 25 | $ 2,996,000 | $ 119,840 | $ 54,000 |
| Baldwin, Alabama | 24 | $ 3,915,000 | $ 163,125 | $ 78,000 |
| Morgan, Georgia | 24 | $ 3,787,000 | $ 157,791 | $ 75,000 |
| Johnson, Kansas | 24 | $ 2,898,000 | $ 120,750 | $ 46,000 |
| Clay, Missouri | 24 | $ 3,532,000 | $ 147,166 | $ 50,000 |
| Middlesex, Connecticut | 23 | $ 4,210,000 | $ 183,043 | $ 84,000 |
| Windham, Connecticut | 23 | $ 3,078,000 | $ 133,826 | $ 60,000 |
| Lycoming, Pennsylvania | 23 | $ 1,959,000 | $ 85,173 | $ 39,000 |
| Douglas, Colorado | 22 | $ 3,874,000 | $ 176,090 | $ 92,000 |
| Polk, Florida | 22 | $ 2,659,000 | $ 120,863 | $ 54,000 |
| Floyd, Georgia | 22 | $ 2,536,000 | $ 115,272 | $ 81,000 |
| Putnam, Georgia | 22 | $ 4,869,000 | $ 221,318 | $ 179,000 |
| Snohomish, Washington | 22 | $ 4,656,000 | $ 211,636 | $ 149,000 |
| Broward, Florida | 21 | $ 4,210,000 | $ 200,476 | $ 138,000 |
| Volusia, Florida | 21 | $ 2,083,000 | $ 99,190 | $ 60,000 |
| Harford, Maryland | 21 | $ 2,911,000 | $ 138,619 | $ 53,000 |
| Albany, New York | 21 | $ 2,804,000 | $ 133,523 | $ 67,000 |
| Arapahoe, Colorado | 20 | $ 4,751,000 | $ 237,550 | $ 101,000 |
| Bay, Florida | 20 | $ 4,403,000 | $ 220,150 | $ 219,000 |
| Miami-Dade, Florida | 20 | $ 5,010,000 | $ 250,500 | $ 153,000 |
| Osceola, Florida | 20 | $ 2,273,000 | $ 113,650 | $ 75,000 |
| Sullivan, New York | 20 | $ 2,654,000 | $ 132,700 | $ 63,000 |
| Johnson, Texas | 20 | $ 1,805,000 | $ 90,250 | $ 49,000 |
| Pulaski, Arkansas | 19 | $ 1,404,000 | $ 73,894 | $ 33,000 |
| Lamar, Georgia | 19 | $ 2,696,000 | $ 141,894 | $ 91,000 |
| Wilson, Texas | 19 | $ 2,293,000 | $ 120,684 | $ 49,000 |
| Prince William, Virginia | 19 | $ 3,663,000 | $ 192,789 | $ 68,000 |
| Hunterdon, New Jersey | 18 | $ 3,644,000 | $ 202,444 | $ 102,000 |
| Walton, Florida | 17 | $ 2,112,000 | $ 124,235 | $ 91,000 |
| Orleans, Louisiana | 17 | $ 2,883,000 | $ 169,588 | $ 88,000 |
| Douglas, Nebraska | 17 | $ 1,518,000 | $ 89,294 | $ 52,000 |
| Chester, Pennsylvania | 17 | $ 2,835,000 | $ 166,764 | $ 64,000 |
| Monterey, California | 16 | $ 8,448,000 | $ 528,000 | $ 250,000 |
| Napa, California | 16 | $ 5,983,000 | $ 373,937 | $ 157,000 |
| Oconee, Georgia | 16 | $ 3,194,000 | $ 199,625 | $ 194,000 |
| Anne Arundel, Maryland | 16 | $ 2,367,000 | $ 147,937 | $ 27,000 |
| Carroll, Maryland | 16 | $ 2,671,000 | $ 166,937 | $ 43,000 |
| Saratoga, New York | 16 | $ 2,084,000 | $ 130,250 | $ 66,000 |
| Logan, Ohio | 16 | $ 1,422,000 | $ 88,875 | $ 54,000 |
| Summit, Ohio | 16 | $ 1,995,000 | $ 124,687 | $ 70,000 |
| Davidson, Tennessee | 16 | $ 2,464,000 | $ 154,000 | $ 85,000 |
| Collin, Texas | 16 | $ 2,296,000 | $ 143,500 | $ 57,000 |
| Hays, Texas | 16 | $ 2,301,000 | $ 143,812 | $ 80,000 |
| Mohave, Arizona | 15 | $ 1,541,000 | $ 102,733 | $ 81,000 |
| Stanislaus, California | 15 | $ 2,206,000 | $ 147,066 | $ 70,000 |
| Jefferson, Louisiana | 15 | $ 1,362,000 | $ 90,800 | $ 61,000 |
| Howard, Maryland | 15 | $ 3,136,000 | $ 209,066 | $ 128,000 |
| Tolland, Connecticut | 14 | $ 2,029,000 | $ 144,928 | $ 55,000 |
| Tuscola, Michigan | 14 | $ 1,448,000 | $ 103,428 | $ 46,000 |
| Niagara, New York | 14 | $ 1,366,000 | $ 97,571 | $ 56,000 |
| Butler, Ohio | 14 | $ 1,742,000 | $ 124,428 | $ 38,000 |
| Allegheny, Pennsylvania | 14 | $ 1,165,000 | $ 83,214 | $ 39,000 |
| Horry, South Carolina | 14 | $ 2,155,000 | $ 153,928 | $ 112,000 |
| Nueces, Texas | 14 | $ 1,146,000 | $ 81,857 | $ 49,000 |
| Madison, Alabama | 13 | $ 1,075,000 | $ 82,692 | $ 47,000 |
| Lee, Florida | 13 | $ 2,502,000 | $ 192,461 | $ 86,000 |
| Bibb, Georgia | 13 | $ 1,169,000 | $ 89,923 | $ 56,000 |
| Fannin, Georgia | 13 | $ 1,251,000 | $ 96,230 | $ 110,000 |
| Pickens, Georgia | 13 | $ 1,827,000 | $ 140,538 | $ 110,000 |
| DuPage, Illinois | 13 | $ 2,092,000 | $ 160,923 | $ 89,000 |
| Lake, Illinois | 13 | $ 2,882,000 | $ 221,692 | $ 73,000 |
| Allen, Indiana | 13 | $ 1,693,000 | $ 130,230 | $ 28,000 |
| Union, North Carolina | 13 | $ 1,785,000 | $ 137,307 | $ 83,000 |
| Delaware, Pennsylvania | 13 | $ 1,520,000 | $ 116,923 | $ 59,000 |
| Lackawanna, Pennsylvania | 13 | $ 1,032,000 | $ 79,384 | $ 90,000 |
| Pierce, Washington | 13 | $ 2,179,000 | $ 167,615 | $ 73,000 |
| Weld, Colorado | 12 | $ 1,916,000 | $ 159,666 | $ 58,000 |
| Stephens, Georgia | 12 | $ 1,142,000 | $ 95,166 | $ 36,000 |
| St. Clair, Michigan | 12 | $ 2,403,000 | $ 200,250 | $ 57,000 |
| St. Louis, Missouri | 12 | $ 1,320,000 | $ 110,000 | $ 51,000 |
| Schenectady, New York | 12 | $ 943,000 | $ 78,583 | $ 64,000 |
| Lake, Ohio | 12 | $ 1,929,000 | $ 160,750 | $ 45,000 |
| Tulsa, Oklahoma | 12 | $ 1,083,000 | $ 90,250 | $ 52,000 |
| Beaufort, South Carolina | 12 | $ 4,140,000 | $ 345,000 | $ 245,000 |
| Charleston, South Carolina | 12 | $ 2,183,000 | $ 181,916 | $ 77,000 |
| El Dorado, California | 11 | $ 4,197,000 | $ 381,545 | $ 64,000 |
| Polk, Iowa | 11 | $ 1,571,000 | $ 142,818 | $ 70,000 |
| Scott, Kentucky | 11 | $ 884,000 | $ 80,363 | $ 64,000 |
| Frederick, Maryland | 11 | $ 1,530,000 | $ 139,090 | $ 54,000 |
| Iredell, North Carolina | 11 | $ 1,885,000 | $ 171,363 | $ 57,000 |
| Adams, Ohio | 11 | $ 680,000 | $ 61,818 | $ 26,000 |
| Oklahoma, Oklahoma | 11 | $ 967,000 | $ 87,909 | $ 57,000 |
| Lehigh, Pennsylvania | 11 | $ 956,000 | $ 86,909 | $ 59,000 |
| Northampton, Pennsylvania | 11 | $ 1,209,000 | $ 109,909 | $ 49,000 |
| Kent, Rhode Island | 11 | $ 1,667,000 | $ 151,545 | $ 47,000 |
| Denton, Texas | 11 | $ 1,932,000 | $ 175,636 | $ 44,000 |
| Jefferson, Alabama | 10 | $ 1,871,000 | $ 187,100 | $ 93,000 |
| San Joaquin, California | 10 | $ 1,732,000 | $ 173,200 | $ 66,000 |
| Brevard, Florida | 10 | $ 1,986,000 | $ 198,600 | $ 84,000 |
| Citrus, Florida | 10 | $ 817,000 | $ 81,700 | $ 70,000 |
| Collier, Florida | 10 | $ 2,200,000 | $ 220,000 | $ 71,000 |
| Gilmer, Georgia | 10 | $ 1,412,000 | $ 141,200 | $ 81,000 |
| Hart, Georgia | 10 | $ 2,123,000 | $ 212,300 | $ 182,000 |
| Meriwether, Georgia | 10 | $ 1,091,000 | $ 109,100 | $ 55,000 |
| Berkshire, Massachusetts | 10 | $ 1,266,000 | $ 126,600 | $ 52,000 |
| Hampshire, Massachusetts | 10 | $ 1,438,000 | $ 143,800 | $ 55,000 |
| Herkimer, New York | 10 | $ 727,000 | $ 72,700 | $ 44,000 |
| Onondaga, New York | 10 | $ 1,002,000 | $ 100,200 | $ 54,000 |
| Rensselaer, New York | 10 | $ 928,000 | $ 92,800 | $ 75,000 |
| Clermont, Ohio | 10 | $ 1,225,000 | $ 122,500 | $ 23,000 |
| Hardin, Ohio | 10 | $ 629,000 | $ 62,900 | $ 32,000 |
| Lorain, Ohio | 10 | $ 1,249,000 | $ 124,900 | $ 30,000 |
| Montgomery, Ohio | 10 | $ 1,095,000 | $ 109,500 | $ 37,000 |
| Carbon, Pennsylvania | 10 | $ 1,077,000 | $ 107,700 | $ 48,000 |
| Kaufman, Texas | 10 | $ 1,054,000 | $ 105,400 | $ 46,000 |
| Virginia Beach, Virginia | 10 | $ 1,433,000 | $ 143,300 | $ 14,000 |
| Kitsap, Washington | 10 | $ 1,178,000 | $ 117,800 | $ 66,000 |
| Shelby, Alabama | 9 | $ 1,052,000 | $ 116,888 | $ 83,000 |
| Sonoma, California | 9 | $ 2,118,000 | $ 235,333 | $ 107,000 |
| Larimer, Colorado | 9 | $ 1,332,000 | $ 148,000 | $ 75,000 |
| Glynn, Georgia | 9 | $ 1,995,000 | $ 221,666 | $ 80,000 |
| Flathead, Montana | 9 | $ 1,827,000 | $ 203,000 | $ 97,000 |
| Chemung, New York | 9 | $ 811,000 | $ 90,111 | $ 46,000 |
| Ontario, New York | 9 | $ 1,065,000 | $ 118,333 | $ 62,000 |
| Oswego, New York | 9 | $ 848,000 | $ 94,222 | $ 53,000 |
| Wayne, New York | 9 | $ 845,000 | $ 93,888 | $ 56,000 |
| Burnet, Texas | 9 | $ 3,339,000 | $ 371,000 | $ 449,000 |
| Fort Bend, Texas | 9 | $ 1,396,000 | $ 155,111 | $ 66,000 |
| Medina, Texas | 9 | $ 940,000 | $ 104,444 | $ 58,000 |
| Mobile, Alabama | 8 | $ 902,000 | $ 112,750 | $ 67,000 |
| Yavapai, Arizona | 8 | $ 1,025,000 | $ 128,125 | $ 118,000 |
| Sebastian, Arkansas | 8 | $ 1,315,000 | $ 164,375 | $ 94,000 |
| Solano, California | 8 | $ 2,046,000 | $ 255,750 | $ 99,000 |
| Grand, Colorado | 8 | $ 1,321,000 | $ 165,125 | $ 85,000 |
| Leon, Florida | 8 | $ 1,001,000 | $ 125,125 | $ 50,000 |
| Marion, Florida | 8 | $ 879,000 | $ 109,875 | $ 79,000 |
| St. Johns, Florida | 8 | $ 2,332,000 | $ 291,500 | $ 138,000 |
| Hamilton, Indiana | 8 | $ 1,344,000 | $ 168,000 | $ 26,000 |
| Jefferson, Kentucky | 8 | $ 904,000 | $ 113,000 | $ 33,000 |
| Cecil, Maryland | 8 | $ 1,043,000 | $ 130,375 | $ 47,000 |
| Charles, Maryland | 8 | $ 1,349,000 | $ 168,625 | $ 66,000 |
| Allegan, Michigan | 8 | $ 1,221,000 | $ 152,625 | $ 58,000 |
| Barry, Michigan | 8 | $ 814,000 | $ 101,750 | $ 35,000 |
| Muskegon, Michigan | 8 | $ 668,000 | $ 83,500 | $ 29,000 |
| Ottawa, Michigan | 8 | $ 950,000 | $ 118,750 | $ 45,000 |
| Washtenaw, Michigan | 8 | $ 1,417,000 | $ 177,125 | $ 92,000 |
| Santa Fe, New Mexico | 8 | $ 3,350,000 | $ 418,750 | $ 96,000 |
| Chautauqua, New York | 8 | $ 615,000 | $ 76,875 | $ 33,000 |
| Mahoning, Ohio | 8 | $ 549,000 | $ 68,625 | $ 16,000 |
| Columbia, Pennsylvania | 8 | $ 713,000 | $ 89,125 | $ 51,000 |
| Luzerne, Pennsylvania | 8 | $ 799,000 | $ 99,875 | $ 45,000 |
| Washington, Rhode Island | 8 | $ 1,848,000 | $ 231,000 | $ 152,000 |
| Hamilton, Tennessee | 8 | $ 999,000 | $ 124,875 | $ 59,000 |
| Bastrop, Texas | 8 | $ 813,000 | $ 101,625 | $ 54,000 |
| Lubbock, Texas | 8 | $ 980,000 | $ 122,500 | $ 142,000 |
| Pinal, Arizona | 7 | $ 1,041,000 | $ 148,714 | $ 64,000 |
| Montrose, Colorado | 7 | $ 661,000 | $ 94,428 | $ 99,000 |
| Clay, Florida | 7 | $ 1,078,000 | $ 154,000 | $ 69,000 |
| Chatham, Georgia | 7 | $ 2,048,000 | $ 292,571 | $ 182,000 |
| Dawson, Georgia | 7 | $ 1,665,000 | $ 237,857 | $ 64,000 |
| Kane, Illinois | 7 | $ 1,160,000 | $ 165,714 | $ 80,000 |
| Monroe, Michigan | 7 | $ 1,283,000 | $ 183,285 | $ 51,000 |
| Jackson, Mississippi | 7 | $ 603,000 | $ 86,142 | $ 38,000 |
| Rockingham, New Hampshire | 7 | $ 1,342,000 | $ 191,714 | $ 65,000 |
| Columbia, New York | 7 | $ 860,000 | $ 122,857 | $ 66,000 |
| Delaware, New York | 7 | $ 833,000 | $ 119,000 | $ 50,000 |
| Macon, North Carolina | 7 | $ 2,775,000 | $ 396,428 | $ 378,000 |
| Licking, Ohio | 7 | $ 830,000 | $ 118,571 | $ 28,000 |
| Portage, Ohio | 7 | $ 1,043,000 | $ 149,000 | $ 56,000 |
| Warren, Ohio | 7 | $ 1,557,000 | $ 222,428 | $ 91,000 |
| Beaver, Pennsylvania | 7 | $ 602,000 | $ 86,000 | $ 46,000 |
| Bristol, Rhode Island | 7 | $ 1,098,000 | $ 156,857 | $ 76,000 |
| Atascosa, Texas | 7 | $ 667,000 | $ 95,285 | $ 57,000 |
| Parker, Texas | 7 | $ 589,000 | $ 84,142 | $ 51,000 |
| Baldwin, Georgia | 6 | $ 760,000 | $ 126,666 | $ 98,000 |
| Hancock, Georgia | 6 | $ 620,000 | $ 103,333 | $ 89,000 |
| Houston, Georgia | 6 | $ 823,000 | $ 137,166 | $ 91,000 |
| Lumpkin, Georgia | 6 | $ 915,000 | $ 152,500 | $ 54,000 |
| Monroe, Georgia | 6 | $ 531,000 | $ 88,500 | $ 40,000 |
| Muscogee, Georgia | 6 | $ 670,000 | $ 111,666 | $ 74,000 |
| Union, Georgia | 6 | $ 646,000 | $ 107,666 | $ 132,000 |
| Upson, Georgia | 6 | $ 456,000 | $ 76,000 | $ 54,000 |
| Will, Illinois | 6 | $ 757,000 | $ 126,166 | $ 73,000 |
| Hendricks, Indiana | 6 | $ 759,000 | $ 126,500 | $ 40,000 |
| Johnson, Indiana | 6 | $ 729,000 | $ 121,500 | $ 29,000 |
| Lake, Indiana | 6 | $ 631,000 | $ 105,166 | $ 52,000 |
| Kenton, Kentucky | 6 | $ 787,000 | $ 131,166 | $ 41,000 |
| Grand Traverse, Michigan | 6 | $ 708,000 | $ 118,000 | $ 27,000 |
| Hillsdale, Michigan | 6 | $ 536,000 | $ 89,333 | $ 57,000 |
| Hennepin, Minnesota | 6 | $ 1,006,000 | $ 167,666 | $ 44,000 |
| Greene, New York | 6 | $ 932,000 | $ 155,333 | $ 69,000 |
| Oneida, New York | 6 | $ 382,000 | $ 63,666 | $ 46,000 |
| Gaston, North Carolina | 6 | $ 725,000 | $ 120,833 | $ 18,000 |
| Guilford, North Carolina | 6 | $ 832,000 | $ 138,666 | $ 76,000 |
| Richland, Ohio | 6 | $ 321,000 | $ 53,500 | $ 44,000 |
| Cleveland, Oklahoma | 6 | $ 459,000 | $ 76,500 | $ 43,000 |
| Marion, Oregon | 6 | $ 612,000 | $ 102,000 | $ 116,000 |
| Multnomah, Oregon | 6 | $ 1,498,000 | $ 249,666 | $ 71,000 |
| Wayne, Pennsylvania | 6 | $ 727,000 | $ 121,166 | $ 40,000 |
| Anderson, South Carolina | 6 | $ 677,000 | $ 112,833 | $ 60,000 |
| Lexington, South Carolina | 6 | $ 552,000 | $ 92,000 | $ 54,000 |
| Oconee, South Carolina | 6 | $ 1,463,000 | $ 243,833 | $ 179,000 |
| Hampton, Virginia | 6 | $ 581,000 | $ 96,833 | $ 55,000 |
| Loudoun, Virginia | 6 | $ 1,433,000 | $ 238,833 | $ 118,000 |
| Tuscaloosa, Alabama | 5 | $ 499,000 | $ 99,800 | $ 43,000 |
| Marin, California | 5 | $ 2,442,000 | $ 488,400 | $ 150,000 |
| Merced, California | 5 | $ 908,000 | $ 181,600 | $ 16,000 |
| Pueblo, Colorado | 5 | $ 853,000 | $ 170,600 | $ 50,000 |
| Teller, Colorado | 5 | $ 1,288,000 | $ 257,600 | $ 140,000 |
| DeSoto, Florida | 5 | $ 532,000 | $ 106,400 | $ 71,000 |
| Monroe, Florida | 5 | $ 1,691,000 | $ 338,200 | $ 370,000 |
| Nassau, Florida | 5 | $ 602,000 | $ 120,400 | $ 131,000 |
| Seminole, Florida | 5 | $ 659,000 | $ 131,800 | $ 76,000 |
| Lowndes, Georgia | 5 | $ 573,000 | $ 114,600 | $ 110,000 |
| Towns, Georgia | 5 | $ 1,033,000 | $ 206,600 | $ 190,000 |
| Troup, Georgia | 5 | $ 728,000 | $ 145,600 | $ 68,000 |
| Honolulu, Hawaii | 5 | $ 2,348,000 | $ 469,600 | $ 324,000 |
| Wyandotte, Kansas | 5 | $ 384,000 | $ 76,800 | $ 38,000 |
| Campbell, Kentucky | 5 | $ 602,000 | $ 120,400 | $ 34,000 |
| Washington, Maryland | 5 | $ 496,000 | $ 99,200 | $ 18,000 |
| Ionia, Michigan | 5 | $ 534,000 | $ 106,800 | $ 38,000 |
| Kalamazoo, Michigan | 5 | $ 708,000 | $ 141,600 | $ 51,000 |
| Newaygo, Michigan | 5 | $ 728,000 | $ 145,600 | $ 45,000 |
| Hillsborough, New Hampshire | 5 | $ 836,000 | $ 167,200 | $ 64,000 |
| Essex, New York | 5 | $ 570,000 | $ 114,000 | $ 75,000 |
| Onslow, North Carolina | 5 | $ 286,000 | $ 57,200 | $ 26,000 |
| Stark, Ohio | 5 | $ 861,000 | $ 172,200 | $ 138,000 |
| Trumbull, Ohio | 5 | $ 395,000 | $ 79,000 | $ 86,000 |
| Washington, Oregon | 5 | $ 892,000 | $ 178,400 | $ 92,000 |
| Butler, Pennsylvania | 5 | $ 771,000 | $ 154,200 | $ 83,000 |
| Cumberland, Pennsylvania | 5 | $ 593,000 | $ 118,600 | $ 96,000 |
| Blanco, Texas | 5 | $ 529,000 | $ 105,800 | $ 41,000 |
| Galveston, Texas | 5 | $ 936,000 | $ 187,200 | $ 80,000 |
| Refugio, Texas | 5 | $ 276,000 | $ 55,200 | $ 40,000 |
| Clark, Washington | 5 | $ 663,000 | $ 132,600 | $ 78,000 |
| Whatcom, Washington | 5 | $ 849,000 | $ 169,800 | $ 61,000 |
| Kanawha, West Virginia | 5 | $ 289,000 | $ 57,800 | $ 44,000 |
| Clarke, Alabama | 4 | $ 327,000 | $ 81,750 | $ 24,000 |
| Kings, California | 4 | $ 309,000 | $ 77,250 | $ 118,000 |
| Summit, Colorado | 4 | $ 1,514,000 | $ 378,500 | $ 422,000 |
| Escambia, Florida | 4 | $ 722,000 | $ 180,500 | $ 56,000 |
| Franklin, Florida | 4 | $ 1,930,000 | $ 482,500 | $ 203,000 |
| Lake, Florida | 4 | $ 560,000 | $ 140,000 | $ 65,000 |
| St. Lucie, Florida | 4 | $ 529,000 | $ 132,250 | $ 87,000 |
| Richmond, Georgia | 4 | $ 312,000 | $ 78,000 | $ 58,000 |
| White, Georgia | 4 | $ 307,000 | $ 76,750 | $ 154,000 |
| LaSalle, Illinois | 4 | $ 226,000 | $ 56,500 | $ 87,000 |
| Winnebago, Illinois | 4 | $ 290,000 | $ 72,500 | $ 49,000 |
| Boone, Kentucky | 4 | $ 423,000 | $ 105,750 | $ 27,000 |
| Calvert, Maryland | 4 | $ 852,000 | $ 213,000 | $ 49,000 |
| Worcester, Maryland | 4 | $ 473,000 | $ 118,250 | $ 82,000 |
| Franklin, Massachusetts | 4 | $ 649,000 | $ 162,250 | $ 43,000 |
| Berrien, Michigan | 4 | $ 450,000 | $ 112,500 | $ 59,000 |
| Calhoun, Michigan | 4 | $ 421,000 | $ 105,250 | $ 34,000 |
| Ingham, Michigan | 4 | $ 464,000 | $ 116,000 | $ 57,000 |
| Saginaw, Michigan | 4 | $ 391,000 | $ 97,750 | $ 54,000 |
| Madison, Mississippi | 4 | $ 698,000 | $ 174,500 | $ 121,000 |
| Lincoln, Missouri | 4 | $ 447,000 | $ 111,750 | $ 46,000 |
| Texas, Missouri | 4 | $ 233,000 | $ 58,250 | $ 24,000 |
| Cayuga, New York | 4 | $ 348,000 | $ 87,000 | $ 46,000 |
| Chenango, New York | 4 | $ 436,000 | $ 109,000 | $ 54,000 |
| St. Lawrence, New York | 4 | $ 281,000 | $ 70,250 | $ 86,000 |
| Steuben, New York | 4 | $ 263,000 | $ 65,750 | $ 48,000 |
| Cumberland, North Carolina | 4 | $ 419,000 | $ 104,750 | $ 40,000 |
| Forsyth, North Carolina | 4 | $ 486,000 | $ 121,500 | $ 61,000 |
| New Hanover, North Carolina | 4 | $ 581,000 | $ 145,250 | $ 84,000 |
| Brown, Ohio | 4 | $ 300,000 | $ 75,000 | $ 24,000 |
| Clark, Ohio | 4 | $ 293,000 | $ 73,250 | $ 46,000 |
| Delaware, Ohio | 4 | $ 864,000 | $ 216,000 | $ 94,000 |
| Lane, Oregon | 4 | $ 412,000 | $ 103,000 | $ 42,000 |
| Clinton, Pennsylvania | 4 | $ 301,000 | $ 75,250 | $ 46,000 |
| Schuylkill, Pennsylvania | 4 | $ 329,000 | $ 82,250 | $ 49,000 |
| Venango, Pennsylvania | 4 | $ 221,000 | $ 55,250 | $ 34,000 |
| Westmoreland, Pennsylvania | 4 | $ 237,000 | $ 59,250 | $ 34,000 |
| York, Pennsylvania | 4 | $ 363,000 | $ 90,750 | $ 36,000 |
| Dorchester, South Carolina | 4 | $ 436,000 | $ 109,000 | $ 36,000 |
| Greenville, South Carolina | 4 | $ 594,000 | $ 148,500 | $ 59,000 |
| Kershaw, South Carolina | 4 | $ 687,000 | $ 171,750 | $ 75,000 |
| Kendall, Texas | 4 | $ 954,000 | $ 238,500 | $ 94,000 |
| Montgomery, Texas | 4 | $ 388,000 | $ 97,000 | $ 31,000 |
| Smith, Texas | 4 | $ 223,000 | $ 55,750 | $ 54,000 |
| Wise, Texas | 4 | $ 339,000 | $ 84,750 | $ 38,000 |
| Windham, Vermont | 4 | $ 1,029,000 | $ 257,250 | $ 112,000 |
| Alexandria, Virginia | 4 | $ 928,000 | $ 232,000 | $ 101,000 |
| Fauquier, Virginia | 4 | $ 850,000 | $ 212,500 | $ 140,000 |
| Stafford, Virginia | 4 | $ 660,000 | $ 165,000 | $ 62,000 |
| Chambers, Alabama | 3 | $ 469,000 | $ 156,333 | $ 120,000 |
| Lee, Alabama | 3 | $ 275,000 | $ 91,666 | $ 130,000 |
| Russell, Alabama | 3 | $ 216,000 | $ 72,000 | $ 23,000 |
| Butte, California | 3 | $ 397,000 | $ 132,333 | $ 112,000 |
| Nevada, California | 3 | $ 369,000 | $ 123,000 | $ 61,000 |
| Placer, California | 3 | $ 654,000 | $ 218,000 | $ 61,000 |
| Santa Cruz, California | 3 | $ 1,790,000 | $ 596,666 | $ 619,000 |
| Eagle, Colorado | 3 | $ 2,174,000 | $ 724,666 | $ 465,000 |
| Sussex, Delaware | 3 | $ 1,406,000 | $ 468,666 | $ 300,000 |
| Flagler, Florida | 3 | $ 349,000 | $ 116,333 | $ 62,000 |
| Gulf, Florida | 3 | $ 316,000 | $ 105,333 | $ 68,000 |
| Indian River, Florida | 3 | $ 793,000 | $ 264,333 | $ 183,000 |
| Camden, Georgia | 3 | $ 228,000 | $ 76,000 | $ 48,000 |
| Early, Georgia | 3 | $ 103,000 | $ 34,333 | $ 59,000 |
| Habersham, Georgia | 3 | $ 835,000 | $ 278,333 | $ 22,000 |
| Harris, Georgia | 3 | $ 246,000 | $ 82,000 | $ 53,000 |
| Heard, Georgia | 3 | $ 285,000 | $ 95,000 | $ 69,000 |
| Polk, Georgia | 3 | $ 348,000 | $ 116,000 | $ 57,000 |
| Rabun, Georgia | 3 | $ 439,000 | $ 146,333 | $ 146,000 |
| Pike, Indiana | 3 | $ 248,000 | $ 82,666 | $ 45,000 |
| Breathitt, Kentucky | 3 | $ 282,000 | $ 94,000 | $ 66,000 |
| Madison, Kentucky | 3 | $ 322,000 | $ 107,333 | $ 21,000 |
| Nelson, Kentucky | 3 | $ 421,000 | $ 140,333 | $ 48,000 |
| Eaton, Michigan | 3 | $ 254,000 | $ 84,666 | $ 49,000 |
| Livingston, Michigan | 3 | $ 618,000 | $ 206,000 | $ 47,000 |
| Midland, Michigan | 3 | $ 276,000 | $ 92,000 | $ 47,000 |
| Osceola, Michigan | 3 | $ 214,000 | $ 71,333 | $ 38,000 |
| Wexford, Michigan | 3 | $ 281,000 | $ 93,666 | $ 14,000 |
| Washington, Minnesota | 3 | $ 436,000 | $ 145,333 | $ 71,000 |
| Harrison, Mississippi | 3 | $ 224,000 | $ 74,666 | $ 22,000 |
| Lafayette, Missouri | 3 | $ 495,000 | $ 165,000 | $ 65,000 |
| St. Louis City, Missouri | 3 | $ 362,000 | $ 120,666 | $ 65,000 |
| Taney, Missouri | 3 | $ 422,000 | $ 140,666 | $ 75,000 |
| Sarpy, Nebraska | 3 | $ 220,000 | $ 73,333 | $ 29,000 |
| Strafford, New Hampshire | 3 | $ 450,000 | $ 150,000 | $ 86,000 |
| Los Alamos, New Mexico | 3 | $ 810,000 | $ 270,000 | $ 172,000 |
| Sandoval, New Mexico | 3 | $ 226,000 | $ 75,333 | $ 35,000 |
| Allegany, New York | 3 | $ 133,000 | $ 44,333 | $ 20,000 |
| Broome, New York | 3 | $ 200,000 | $ 66,666 | $ 47,000 |
| Cortland, New York | 3 | $ 572,000 | $ 190,666 | $ 96,000 |
| Fulton, New York | 3 | $ 306,000 | $ 102,000 | $ 37,000 |
| Genesee, New York | 3 | $ 329,000 | $ 109,666 | $ 38,000 |
| Madison, New York | 3 | $ 330,000 | $ 110,000 | $ 54,000 |
| Orleans, New York | 3 | $ 212,000 | $ 70,666 | $ 45,000 |
| Wyoming, New York | 3 | $ 138,000 | $ 46,000 | $ 67,000 |
| Durham, North Carolina | 3 | $ 358,000 | $ 119,333 | $ 43,000 |
| Haywood, North Carolina | 3 | $ 386,000 | $ 128,666 | $ 137,000 |
| Lincoln, North Carolina | 3 | $ 239,000 | $ 79,666 | $ 35,000 |
| Transylvania, North Carolina | 3 | $ 397,000 | $ 132,333 | $ 74,000 |
| Ashtabula, Ohio | 3 | $ 340,000 | $ 113,333 | $ 22,000 |
| Highland, Ohio | 3 | $ 213,000 | $ 71,000 | $ 15,000 |
| Lucas, Ohio | 3 | $ 357,000 | $ 119,000 | $ 69,000 |
| Medina, Ohio | 3 | $ 520,000 | $ 173,333 | $ 29,000 |
| Miami, Ohio | 3 | $ 248,000 | $ 82,666 | $ 36,000 |
| Polk, Oregon | 3 | $ 327,000 | $ 109,000 | $ 6,000 |
| Dauphin, Pennsylvania | 3 | $ 333,000 | $ 111,000 | $ 39,000 |
| Newport, Rhode Island | 3 | $ 357,000 | $ 119,000 | $ 69,000 |
| Berkeley, South Carolina | 3 | $ 303,000 | $ 101,000 | $ 49,000 |
| Sumter, South Carolina | 3 | $ 253,000 | $ 84,333 | $ 43,000 |
| Montgomery, Tennessee | 3 | $ 286,000 | $ 95,333 | $ 21,000 |
| Sevier, Tennessee | 3 | $ 882,000 | $ 294,000 | $ 182,000 |
| Williamson, Tennessee | 3 | $ 1,005,000 | $ 335,000 | $ 196,000 |
| Brazos, Texas | 3 | $ 357,000 | $ 119,000 | $ 131,000 |
| El Paso, Texas | 3 | $ 272,000 | $ 90,666 | $ 18,000 |
| Hood, Texas | 3 | $ 227,000 | $ 75,666 | $ 99,000 |
| Liberty, Texas | 3 | $ 251,000 | $ 83,666 | $ 47,000 |
| Llano, Texas | 3 | $ 523,000 | $ 174,333 | $ 583,000 |
| McLennan, Texas | 3 | $ 621,000 | $ 207,000 | $ 32,000 |
| Palo Pinto, Texas | 3 | $ 269,000 | $ 89,666 | $ 44,000 |
| Arlington, Virginia | 3 | $ 531,000 | $ 177,000 | $ 60,000 |
| Newport News, Virginia | 3 | $ 323,000 | $ 107,666 | $ 5,000 |
| Richmond City, Virginia | 3 | $ 275,000 | $ 91,666 | $ 52,000 |
| Island, Washington | 3 | $ 646,000 | $ 215,333 | $ 18,000 |
Mortgage Loan Application Detail Totals for Opteum Financial Services LLC in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 16,330 | $3,108,143,000 | $195,234 | $2,000,000 | $77,851 | $3,423,000 |
| Home Purchase (one-to-four family) | 13,740 | $1,997,136,000 | $135,652 | $6,338,000 | $77,434 | $2,893,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 3 | $415,000 | $111,500 | $205,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,958 | $3,472,909,000 | $169,782 | $2,000,000 | $86,043 | $3,423,000 |
| Black | 4,150 | $604,314,000 | $128,777 | $1,885,000 | $61,861 | $2,800,000 |
| Hispanic | 2,552 | $431,927,000 | $128,593 | $1,000,000 | $54,906 | $660,000 |
| Information not provided by applicant in mail or telephone application | 2,239 | $352,931,000 | $154,775 | $6,338,000 | $25,600 | $1,900,000 |
| Asian or Pacific Islander | 729 | $157,945,000 | $170,000 | $1,468,000 | $93,468 | $756,000 |
| Other | 347 | $67,558,000 | $200,529 | $1,344,000 | $90,588 | $1,113,000 |
| American Indian or Alaskan Native | 57 | $10,616,000 | $153,555 | $488,000 | $69,666 | $211,000 |
| Not applicable | 41 | $7,494,000 | $185,428 | $450,000 | $65,142 | $167,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,571 | $4,387,604,000 | $178,042 | $6,338,000 | $87,595 | $3,423,000 |
| FHA-insured (Federal Housing Administration) | 4,998 | $647,004,000 | $119,794 | $523,000 | $38,923 | $828,000 |
| VA-guaranteed (Veterans Administration) | 495 | $70,028,000 | $132,629 | $275,000 | $32,888 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,058,000 | $114,500 | $159,000 | $41,500 | $61,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17,948 | $2,971,968,000 | $157,704 | $2,000,000 | $75,204 | $2,800,000 |
| Application Withdrawn By Applicant | 6,236 | $989,734,000 | $150,636 | $1,830,000 | $60,181 | $3,423,000 |
| Application Approved But Not Accepted | 4,336 | $844,356,000 | $175,295 | $6,338,000 | $73,136 | $2,269,000 |
| Application Denied By Financial Institution | 1,424 | $278,970,000 | $166,261 | $1,700,000 | $83,142 | $1,008,000 |
| File Closed For Incompleteness | 129 | $20,666,000 | $166,800 | $800,000 | $65,300 | $781,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 578 | $114,477,000 | $151,777 | $1,468,000 | $58,666 | $724,000 |
| Other | 402 | $85,286,000 | $169,935 | $1,700,000 | $95,000 | $1,008,000 |
| Debt-To-Income Ratio | 181 | $26,518,000 | $134,387 | $740,000 | $57,387 | $351,000 |
| Collateral | 162 | $31,133,000 | $144,500 | $900,000 | $88,636 | $605,000 |
| Employment History | 45 | $7,384,000 | $123,666 | $780,000 | $56,523 | $672,000 |
| Unverifiable Information | 38 | $9,751,000 | $218,416 | $984,000 | $148,416 | $756,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $3,783,000 | $193,111 | $1,000,000 | $114,333 | $542,000 |
| Mortgage Insurance Denied | 1 | $310,000 | $310,000 | $310,000 | $108,000 | $108,000 |
| Credit Application Incomplete | 1 | $138,000 | $138,000 | $138,000 | $49,000 | $49,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Opteum Financial Services LLC's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Opteum Financial Services LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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