Option One Mortgage Corp
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Option One Mortgage Corp.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Option One Mortgage Corp 6501 Irvine Center Drive Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 263,610 |
| Total Mortgage Loan Application Amount | $41,652,693,000 |
| Average Mortgage Loan Application Amount | $132,687 |
| Highest Mortgage Loan Application Amount | $2,250,000 |
| Average Applicant Income | $63,156 |
| Highest Applicant Income | $7,386,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| McLean County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Metcalfe County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 37,000 |
| Morgan County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 40,000 |
| Nicholas County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 53,000 |
| Ohio County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 39,000 |
| Todd County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 46,000 |
| Bienville County Louisiana | 1 | $ 98,000 | $ 98,000 | $ 71,000 |
| Caldwell County Louisiana | 1 | $ 298,000 | $ 298,000 | $ 125,000 |
| Claiborne County Louisiana | 1 | $ 59,000 | $ 59,000 | $ 50,000 |
| Richland County Louisiana | 1 | $ 56,000 | $ 56,000 | $ 19,000 |
| West Carroll County Louisiana | 1 | $ 51,000 | $ 51,000 | $ 26,000 |
| Winn County Louisiana | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Baraga County Michigan | 1 | $ 69,000 | $ 69,000 | $ 14,000 |
| Luce County Michigan | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Ontonagon County Michigan | 1 | $ 53,000 | $ 53,000 | $ 19,000 |
| Grant County Minnesota | 1 | $ 97,000 | $ 97,000 | $ 51,000 |
| Mahnomen County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Stevens County Minnesota | 1 | $ 93,000 | $ 93,000 | $ 30,000 |
| Wabasha County Minnesota | 1 | $ 270,000 | $ 270,000 | $ 79,000 |
| Wilkin County Minnesota | 1 | $ 82,000 | $ 82,000 | $ 41,000 |
| Adams County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 43,000 |
| Chickasaw County Mississippi | 1 | $ 124,000 | $ 124,000 | $ 37,000 |
| Claiborne County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Copiah County Mississippi | 1 | $ 72,000 | $ 72,000 | $ 28,000 |
| Franklin County Mississippi | 1 | $ 156,000 | $ 156,000 | $ 78,000 |
| Jasper County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Jefferson County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Jefferson Davis County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 13,000 |
| Lauderdale County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 17,000 |
| Lawrence County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Montgomery County Mississippi | 1 | $ 133,000 | $ 133,000 | $ 27,000 |
| Newton County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Pike County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Scott County Mississippi | 1 | $ 96,000 | $ 96,000 | $ 38,000 |
| Tishomingo County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 34,000 |
| Walthall County Mississippi | 1 | $ 126,000 | $ 126,000 | $ 107,000 |
| Atchison County Missouri | 1 | $ 63,000 | $ 63,000 | $ 53,000 |
| Carter County Missouri | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Chariton County Missouri | 1 | $ 144,000 | $ 144,000 | $ 64,000 |
| Gentry County Missouri | 1 | $ 54,000 | $ 54,000 | $ 25,000 |
| Grundy County Missouri | 1 | $ 51,000 | $ 51,000 | $ 50,000 |
| Iron County Missouri | 1 | $ 54,000 | $ 54,000 | $ 24,000 |
| Linn County Missouri | 1 | $ 53,000 | $ 53,000 | $ 68,000 |
| Shelby County Missouri | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| St. Clair County Missouri | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Wayne County Missouri | 1 | $ 97,000 | $ 97,000 | $ 50,000 |
| Worth County Missouri | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Carbon County Montana | 1 | $ 167,000 | $ 167,000 | $ 72,000 |
| Fergus County Montana | 1 | $ 123,000 | $ 123,000 | $ 35,000 |
| Golden Valley County Montana | 1 | $ 51,000 | $ 51,000 | $ 23,000 |
| Liberty County Montana | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Meagher County Montana | 1 | $ 276,000 | $ 276,000 | $ 141,000 |
| Powell County Montana | 1 | $ 61,000 | $ 61,000 | $ 42,000 |
| Roosevelt County Montana | 1 | $ 88,000 | $ 88,000 | $ 107,000 |
| Rosebud County Montana | 1 | $ 69,000 | $ 69,000 | $ 71,000 |
| Sheridan County Montana | 1 | $ 54,000 | $ 54,000 | $ 57,000 |
| Antelope County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Brown County Nebraska | 1 | $ 61,000 | $ 61,000 | $ 32,000 |
| Clay County Nebraska | 1 | $ 82,000 | $ 82,000 | $ 57,000 |
| Colfax County Nebraska | 1 | $ 61,000 | $ 61,000 | $ 41,000 |
| Garfield County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 81,000 |
| Gosper County Nebraska | 1 | $ 86,000 | $ 86,000 | $ 28,000 |
| Holt County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| Kearney County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 25,000 |
| Merrick County Nebraska | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Polk County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 18,000 |
| Richardson County Nebraska | 1 | $ 164,000 | $ 164,000 | $ 73,000 |
| Sheridan County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 22,000 |
| Sherman County Nebraska | 1 | $ 66,000 | $ 66,000 | $ 204,000 |
| Wayne County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| San Miguel County New Mexico | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| Taos County New Mexico | 1 | $ 162,000 | $ 162,000 | $ 95,000 |
| Dickey County North Dakota | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Ramsey County North Dakota | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| Traill County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Beaver County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 54,000 |
| Blaine County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Coal County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Craig County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 65,000 |
| Johnston County Oklahoma | 1 | $ 220,000 | $ 220,000 | $ 72,000 |
| Kiowa County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
| Love County Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 27,000 |
| Marshall County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 115,000 |
| McIntosh County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
| Pawnee County Oklahoma | 1 | $ 17,000 | $ 17,000 | $ 80,000 |
| Pushmataha County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 33,000 |
| Roger Mills County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 62,000 |
| Sequoyah County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Cameron County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Bon Homme County South Dakota | 1 | $ 59,000 | $ 59,000 | $ 33,000 |
| Brown County South Dakota | 1 | $ 144,000 | $ 144,000 | $ 88,000 |
| Fall River County South Dakota | 1 | $ 99,000 | $ 99,000 | $ 33,000 |
| Roberts County South Dakota | 1 | $ 58,000 | $ 58,000 | $ 27,000 |
| Union County South Dakota | 1 | $ 166,000 | $ 166,000 | $ 258,000 |
| Clay County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 19,000 |
| Grundy County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 70,000 |
| Van Buren County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 66,000 |
| Brewster County Texas | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Brooks County Texas | 1 | $ 200,000 | $ 200,000 | $ 172,000 |
| Cochran County Texas | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Concho County Texas | 1 | $ 75,000 | $ 75,000 | $ 207,000 |
| Crosby County Texas | 1 | $ 102,000 | $ 102,000 | $ 64,000 |
| Dallam County Texas | 1 | $ 56,000 | $ 56,000 | $ 78,000 |
| Dawson County Texas | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Deaf Smith County Texas | 1 | $ 78,000 | $ 78,000 | $ 36,000 |
| Donley County Texas | 1 | $ 56,000 | $ 56,000 | $ 60,000 |
| Edwards County Texas | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Falls County Texas | 1 | $ 98,000 | $ 98,000 | $ 121,000 |
| Floyd County Texas | 1 | $ 59,000 | $ 59,000 | $ 33,000 |
| Glasscock County Texas | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Hartley County Texas | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Haskell County Texas | 1 | $ 116,000 | $ 116,000 | $ 39,000 |
| Hutchinson County Texas | 1 | $ 69,000 | $ 69,000 | $ 66,000 |
| Irion County Texas | 1 | $ 240,000 | $ 240,000 | $ 180,000 |
| Kimble County Texas | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Martin County Texas | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Mason County Texas | 1 | $ 117,000 | $ 117,000 | $ 112,000 |
| Menard County Texas | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Mills County Texas | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Pecos County Texas | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Presidio County Texas | 1 | $ 83,000 | $ 83,000 | $ 46,000 |
| Refugio County Texas | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| Runnels County Texas | 1 | $ 59,000 | $ 59,000 | $ 58,000 |
| San Saba County Texas | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Schleicher County Texas | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
| Sherman County Texas | 1 | $ 69,000 | $ 69,000 | $ 60,000 |
| Terrell County Texas | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Wheeler County Texas | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Wilbarger County Texas | 1 | $ 70,000 | $ 70,000 | $ 100,000 |
| Emery County Utah | 1 | $ 122,000 | $ 122,000 | $ 32,000 |
| Grand County Utah | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Wayne County Utah | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Bath County Virginia | 1 | $ 108,000 | $ 108,000 | $ 18,000 |
| Columbia County Washington | 1 | $ 58,000 | $ 58,000 | $ 26,000 |
| Brooke County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Fayette County West Virginia | 1 | $ 94,000 | $ 94,000 | $ 56,000 |
| Hancock County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 44,000 |
| Hardy County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 14,000 |
| Marshall County West Virginia | 1 | $ 52,000 | $ 52,000 | $ 31,000 |
| Mingo County West Virginia | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
| Upshur County West Virginia | 1 | $ 73,000 | $ 73,000 | $ 23,000 |
| Wood County West Virginia | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Iron County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Menominee County Wisconsin | 1 | $ 292,000 | $ 292,000 | $ 192,000 |
| Pepin County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 58,000 |
| Big Horn County Wyoming | 1 | $ 58,000 | $ 58,000 | $ 42,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Option One Mortgage Corp in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 161,525 | $27,890,393,000 | $139,520 | $2,250,000 | $59,000 | $5,446,000 |
| Home Purchase | 97,468 | $12,883,003,000 | $113,901 | $2,048,000 | $64,294 | $7,386,000 |
| Home Improvement | 4,617 | $879,297,000 | $146,086 | $1,350,000 | $66,413 | $1,951,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 130,418 | $19,814,711,000 | $132,480 | $2,250,000 | $64,780 | $7,386,000 |
| Black or African American | 35,319 | $5,167,589,000 | $122,717 | $1,450,000 | $73,586 | $5,446,000 |
| Not Provided | 34,660 | $6,061,915,000 | $135,900 | $1,650,000 | $62,180 | $3,780,000 |
| Hispanic | 31,311 | $5,383,666,000 | $125,583 | $1,440,000 | $57,833 | $1,744,000 |
| Not applicable | 24,585 | $3,663,735,000 | $128,078 | $1,200,000 | $49,588 | $1,388,000 |
| Asian | 5,381 | $1,205,147,000 | $147,893 | $1,155,000 | $75,340 | $1,853,000 |
| American Indian or Alaskan Native | 997 | $161,533,000 | $136,911 | $1,350,000 | $61,111 | $951,000 |
| Native Hawaiian or Other Pacific Islander | 939 | $194,397,000 | $137,159 | $1,200,000 | $66,568 | $2,794,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 263,610 | $41,652,693,000 | $129,294 | $2,250,000 | $61,274 | $7,386,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 140,146 | $22,056,866,000 | $128,291 | $1,450,000 | $65,625 | $4,587,000 |
| Application Denied By Financial Institution | 70,091 | $11,238,093,000 | $136,387 | $2,250,000 | $61,469 | $7,386,000 |
| Loan Purchased By The Institution | 25,313 | $3,861,760,000 | $127,877 | $1,200,000 | $44,428 | $1,388,000 |
| Application Approved But Not Accepted | 21,694 | $3,624,235,000 | $131,687 | $2,048,000 | $65,145 | $6,000,000 |
| Preapproval Denied by Financial Institution | 2,433 | $290,893,000 | $119,000 | $845,000 | $61,000 | $843,000 |
| Preapproval Approved but not Accepted | 2,166 | $251,917,000 | $116,000 | $728,000 | $79,000 | $886,000 |
| File Closed For Incompleteness | 1,056 | $210,889,000 | $156,700 | $1,100,000 | $75,425 | $1,296,000 |
| Application Withdrawn By Applicant | 711 | $118,040,000 | $140,933 | $800,000 | $74,800 | $1,256,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 56,557 | $8,932,894,000 | $134,940 | $2,250,000 | $64,220 | $7,386,000 |
| Debt-To-Income Ratio | 4,769 | $775,229,000 | $132,645 | $1,200,000 | $45,645 | $1,462,000 |
| Collateral | 4,451 | $706,679,000 | $147,708 | $1,325,000 | $67,770 | $1,800,000 |
| Credit History | 4,249 | $698,110,000 | $137,020 | $1,200,000 | $55,734 | $1,214,000 |
| Unverifiable Information | 1,641 | $275,390,000 | $147,511 | $1,156,000 | $63,418 | $1,920,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 587 | $96,048,000 | $138,977 | $952,000 | $57,155 | $411,000 |
| Employment History | 103 | $14,403,000 | $127,222 | $580,000 | $59,888 | $179,000 |
| Credit Application Incomplete | 64 | $10,157,000 | $139,857 | $441,000 | $108,904 | $888,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.