Haskell County, TX Mortgage Lenders & HMDA Data, 2004

In 2004, lenders reported 155 mortgage applications in Haskell County, TX totaling $8.1 million, up 41% from 2003. The average application was for $52,000, and applicants reported an average income of $48,000. 39% of applications resulted in an originated loan and 35% were denied. The most active lender was Hamlin National Bank, with 27 applications, followed by JPMorgan Chase Bank, NA and Nationstar Mortgage.

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Total Number of Mortgage Applications 155
Total Mortgage Loan Application Amount $8,101,000
Average Mortgage Loan Application Amount $52,000
Highest Mortgage Loan Application Amount $300,000
Average Applicant Income $48,000
Highest Applicant Income $382,000
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Top Mortgage Lenders in Haskell County, TX (2004)

Ranked by the number of mortgage applications each lender reported in Haskell County, TX in 2004.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Hamlin National Bank
Hamlin, TX
27 $632,000 $23,000 $31,000
2 JPMorgan Chase Bank, NA
Columbus, OH
15 $588,000 $39,000 $43,000
3 Nationstar Mortgage
Coppell, TX
14 $912,000 $65,000 $49,000
4 First National Bank in Munday
Munday, TX
12 $765,000 $63,000 $62,000
5 Ameriquest Mortgage Company
Orange, CA
9 $658,000 $73,000 $57,000
6 Beneficial
Elmhurst, IL
7 $233,000 $33,000 $46,000
7 Wells Fargo Bank, NA
Des Moines, IA
5 $273,000 $54,000 $23,000
8 Gmac Mortgage LLC
Ft. Washington, PA
4 $198,000 $49,000 $68,000
9 First American Bank, SSB
Bryan, TX
4 $280,000 $70,000 $44,000
10 Countrywide Home Loans
Westlake Village, CA
4 $376,000 $94,000 $60,000

See every lender active in Haskell County, TX in 2004 »

The tables below break down 2004 mortgage applications in Haskell County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Haskell County, TX in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 73 $3,674,000 $50,000 $300,000 $50,000 $382,000
Refinancing 65 $3,902,000 $60,000 $224,000 $46,000 $192,000
Home Improvement 17 $525,000 $30,000 $80,000 $50,000 $160,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 114 $6,351,000 $55,000 $300,000 $53,000 $382,000
Not Provided 16 $834,000 $52,000 $98,000 $40,000 $73,000
Hispanic 15 $514,000 $34,000 $176,000 $40,000 $102,000
Not applicable 7 $331,000 $47,000 $116,000 $26,000 $40,000
Black or African American 3 $71,000 $23,000 $35,000 $20,000 $29,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 144 $7,434,000 $51,000 $300,000 $49,000 $382,000
FHA-insured (Federal Housing Administration) 11 $667,000 $60,000 $124,000 $43,000 $98,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 61 $2,933,000 $48,000 $300,000 $50,000 $382,000
Application Denied By Financial Institution 54 $2,729,000 $50,000 $224,000 $49,000 $192,000
Loan Purchased By The Institution 14 $823,000 $58,000 $141,000 $44,000 $100,000
Application Withdrawn By Applicant 13 $797,000 $61,000 $98,000 $37,000 $73,000
File Closed For Incompleteness 8 $563,000 $70,000 $118,000 $49,000 $96,000
Application Approved But Not Accepted 5 $256,000 $51,000 $85,000 $45,000 $72,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 19 $673,000 $35,000 $121,000 $42,000 $160,000
Other 19 $1,146,000 $60,000 $180,000 $51,000 $192,000
Credit Application Incomplete 4 $197,000 $49,000 $71,000 $32,000 $48,000
Collateral 3 $331,000 $110,000 $224,000 $72,000 $120,000
Debt-To-Income Ratio 3 $151,000 $50,000 $59,000 $48,000 $67,000
Unverifiable Information 1 $31,000 $31,000 $31,000 $80,000 $80,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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