Pennsylvania State Employees Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Pennsylvania State Employees Credit Union 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pennsylvania State Employees Credit Union Po Box 67013 Harrisburg, PA 17106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,900 |
| Total Mortgage Loan Application Amount | $212,812,000 |
| Average Mortgage Loan Application Amount | $73,000 |
| Highest Mortgage Loan Application Amount | $630,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $899,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Pennsylvania State Employees Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pennsylvania State Employees Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Pennsylvania State Employees Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pennsylvania State Employees Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Pennsylvania State Employees Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pennsylvania State Employees Credit Union's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dauphin County Pennsylvania | 673 | $ 33,341,000 | $ 49,000 | $ 77,000 |
| Cumberland County Pennsylvania | 314 | $ 17,155,000 | $ 54,000 | $ 83,000 |
| York County Pennsylvania | 182 | $ 11,012,000 | $ 60,000 | $ 86,000 |
| Lancaster County Pennsylvania | 154 | $ 7,915,000 | $ 51,000 | $ 79,000 |
| Montgomery County Pennsylvania | 123 | $ 9,573,000 | $ 77,000 | $ 108,000 |
| Allegheny County Pennsylvania | 108 | $ 4,622,000 | $ 42,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 101 | $ 4,582,000 | $ 45,000 | $ 73,000 |
| Luzerne County Pennsylvania | 97 | $ 5,383,000 | $ 55,000 | $ 69,000 |
| Lebanon County Pennsylvania | 96 | $ 6,243,000 | $ 65,000 | $ 77,000 |
| Berks County Pennsylvania | 93 | $ 4,772,000 | $ 51,000 | $ 80,000 |
| Centre County Pennsylvania | 89 | $ 3,930,000 | $ 44,000 | $ 75,000 |
| Indiana County Pennsylvania | 86 | $ 4,349,000 | $ 50,000 | $ 75,000 |
| Lycoming County Pennsylvania | 83 | $ 3,784,000 | $ 45,000 | $ 75,000 |
| Schuylkill County Pennsylvania | 80 | $ 3,162,000 | $ 39,000 | $ 63,000 |
| Bucks County Pennsylvania | 73 | $ 4,882,000 | $ 66,000 | $ 100,000 |
| Chester County Pennsylvania | 71 | $ 4,985,000 | $ 70,000 | $ 100,000 |
| Northumberland County Pennsylvania | 69 | $ 3,170,000 | $ 45,000 | $ 64,000 |
| Perry County Pennsylvania | 67 | $ 3,718,000 | $ 55,000 | $ 89,000 |
| Lackawanna County Pennsylvania | 64 | $ 3,070,000 | $ 47,000 | $ 77,000 |
| Delaware County Pennsylvania | 61 | $ 4,583,000 | $ 75,000 | $ 78,000 |
| Westmoreland County Pennsylvania | 61 | $ 2,544,000 | $ 41,000 | $ 72,000 |
| Cambria County Pennsylvania | 49 | $ 1,737,000 | $ 35,000 | $ 61,000 |
| Lehigh County Pennsylvania | 47 | $ 2,777,000 | $ 59,000 | $ 89,000 |
| Erie County Pennsylvania | 40 | $ 1,428,000 | $ 35,000 | $ 60,000 |
| Monroe County Pennsylvania | 40 | $ 2,913,000 | $ 72,000 | $ 89,000 |
| Northampton County Pennsylvania | 40 | $ 2,529,000 | $ 63,000 | $ 77,000 |
| Clearfield County Pennsylvania | 37 | $ 1,614,000 | $ 43,000 | $ 64,000 |
| Columbia County Pennsylvania | 37 | $ 1,765,000 | $ 47,000 | $ 63,000 |
| Adams County Pennsylvania | 35 | $ 2,358,000 | $ 67,000 | $ 75,000 |
| Clinton County Pennsylvania | 34 | $ 1,399,000 | $ 41,000 | $ 73,000 |
| Huntingdon County Pennsylvania | 34 | $ 1,765,000 | $ 51,000 | $ 62,000 |
| Blair County Pennsylvania | 33 | $ 1,629,000 | $ 49,000 | $ 68,000 |
| Snyder County Pennsylvania | 33 | $ 1,773,000 | $ 53,000 | $ 60,000 |
| Bedford County Pennsylvania | 32 | $ 1,627,000 | $ 50,000 | $ 76,000 |
| Franklin County Pennsylvania | 31 | $ 1,615,000 | $ 52,000 | $ 74,000 |
| Juniata County Pennsylvania | 25 | $ 1,333,000 | $ 53,000 | $ 58,000 |
| Washington County Pennsylvania | 25 | $ 904,000 | $ 36,000 | $ 61,000 |
| Union County Pennsylvania | 24 | $ 1,533,000 | $ 63,000 | $ 73,000 |
| Somerset County Pennsylvania | 23 | $ 834,000 | $ 36,000 | $ 63,000 |
| Venango County Pennsylvania | 23 | $ 994,000 | $ 43,000 | $ 70,000 |
| Butler County Pennsylvania | 21 | $ 1,011,000 | $ 48,000 | $ 82,000 |
| Crawford County Pennsylvania | 20 | $ 699,000 | $ 34,000 | $ 72,000 |
| Fayette County Pennsylvania | 18 | $ 740,000 | $ 41,000 | $ 75,000 |
| Pike County Pennsylvania | 18 | $ 892,000 | $ 49,000 | $ 68,000 |
| Tioga County Pennsylvania | 18 | $ 1,027,000 | $ 57,000 | $ 64,000 |
| Beaver County Pennsylvania | 16 | $ 758,000 | $ 47,000 | $ 80,000 |
| Armstrong County Pennsylvania | 15 | $ 776,000 | $ 51,000 | $ 71,000 |
| Carbon County Pennsylvania | 15 | $ 529,000 | $ 35,000 | $ 71,000 |
| Mercer County Pennsylvania | 15 | $ 599,000 | $ 39,000 | $ 60,000 |
| Mifflin County Pennsylvania | 15 | $ 872,000 | $ 58,000 | $ 66,000 |
| Jefferson County Pennsylvania | 14 | $ 822,000 | $ 58,000 | $ 57,000 |
| Wayne County Pennsylvania | 14 | $ 1,104,000 | $ 78,000 | $ 62,000 |
| Bradford County Pennsylvania | 11 | $ 560,000 | $ 50,000 | $ 59,000 |
| Camden County New Jersey | 10 | $ 510,000 | $ 51,000 | $ 85,000 |
| Montour County Pennsylvania | 10 | $ 468,000 | $ 46,000 | $ 72,000 |
| Lawrence County Pennsylvania | 9 | $ 333,000 | $ 37,000 | $ 75,000 |
| Potter County Pennsylvania | 8 | $ 184,000 | $ 23,000 | $ 66,000 |
| Wyoming County Pennsylvania | 8 | $ 227,000 | $ 28,000 | $ 84,000 |
| Susquehanna County Pennsylvania | 7 | $ 218,000 | $ 31,000 | $ 65,000 |
| Warren County Pennsylvania | 7 | $ 155,000 | $ 22,000 | $ 56,000 |
| New Castle County Delaware | 6 | $ 434,000 | $ 72,000 | $ 102,000 |
| Burlington County New Jersey | 6 | $ 395,000 | $ 65,000 | $ 132,000 |
| Fairfax County Virginia | 6 | $ 822,000 | $ 137,000 | $ 138,000 |
| Sussex County Delaware | 5 | $ 355,000 | $ 71,000 | $ 120,000 |
| Montgomery County Maryland | 5 | $ 120,000 | $ 24,000 | $ 139,000 |
| Fulton County Pennsylvania | 5 | $ 638,000 | $ 127,000 | $ 86,000 |
| Worcester County Maryland | 4 | $ 256,000 | $ 64,000 | $ 101,000 |
| Gloucester County New Jersey | 4 | $ 184,000 | $ 46,000 | $ 70,000 |
| Greene County Pennsylvania | 4 | $ 125,000 | $ 31,000 | $ 62,000 |
| Kent County Delaware | 3 | $ 225,000 | $ 75,000 | $ 75,000 |
| Broward County Florida | 3 | $ 273,000 | $ 91,000 | $ 58,000 |
| Palm Beach County Florida | 3 | $ 129,000 | $ 43,000 | $ 104,000 |
| Anne Arundel County Maryland | 3 | $ 116,000 | $ 38,000 | $ 85,000 |
| Frederick County Maryland | 3 | $ 276,000 | $ 92,000 | $ 127,000 |
| Erie County New York | 3 | $ 271,000 | $ 90,000 | $ 88,000 |
| Johnston County North Carolina | 3 | $ 116,000 | $ 38,000 | $ 64,000 |
| Mecklenburg County North Carolina | 3 | $ 188,000 | $ 62,000 | $ 203,000 |
| Cameron County Pennsylvania | 3 | $ 262,000 | $ 87,000 | $ 56,000 |
| Clarion County Pennsylvania | 3 | $ 304,000 | $ 101,000 | $ 69,000 |
| Elk County Pennsylvania | 3 | $ 196,000 | $ 65,000 | $ 86,000 |
| Alexandria County Virginia | 3 | $ 326,000 | $ 108,000 | $ 79,000 |
| Prince William County Virginia | 3 | $ 45,000 | $ 15,000 | $ 77,000 |
| Hartford County Connecticut | 2 | $ 214,000 | $ 107,000 | $ 97,000 |
| Collier County Florida | 2 | $ 369,000 | $ 184,000 | $ 59,000 |
| Hillsborough County Florida | 2 | $ 229,000 | $ 114,000 | $ 69,000 |
| Orange County Florida | 2 | $ 28,000 | $ 14,000 | $ 148,000 |
| Sarasota County Florida | 2 | $ 66,000 | $ 33,000 | $ 89,000 |
| St. Lucie County Florida | 2 | $ 172,000 | $ 86,000 | $ 61,000 |
| Calvert County Maryland | 2 | $ 80,000 | $ 40,000 | $ 98,000 |
| Cecil County Maryland | 2 | $ 130,000 | $ 65,000 | $ 97,000 |
| Harford County Maryland | 2 | $ 253,000 | $ 126,000 | $ 90,000 |
| Howard County Maryland | 2 | $ 712,000 | $ 356,000 | $ 157,000 |
| Atlantic County New Jersey | 2 | $ 365,000 | $ 182,000 | $ 128,000 |
| Mercer County New Jersey | 2 | $ 203,000 | $ 101,000 | $ 97,000 |
| Union County New Jersey | 2 | $ 195,000 | $ 97,000 | $ 80,000 |
| Warren County New Jersey | 2 | $ 257,000 | $ 128,000 | $ 87,000 |
| Chautauqua County New York | 2 | $ 40,000 | $ 20,000 | $ 73,000 |
| Union County North Carolina | 2 | $ 152,000 | $ 76,000 | $ 113,000 |
| Wake County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 114,000 |
| Lake County Ohio | 2 | $ 225,000 | $ 112,000 | $ 104,000 |
| Forest County Pennsylvania | 2 | $ 98,000 | $ 49,000 | $ 67,000 |
| McKean County Pennsylvania | 2 | $ 146,000 | $ 73,000 | $ 48,000 |
| Sullivan County Pennsylvania | 2 | $ 26,000 | $ 13,000 | $ 49,000 |
| Stafford County Virginia | 2 | $ 71,000 | $ 35,000 | $ 110,000 |
| Maricopa County Arizona | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Litchfield County Connecticut | 1 | $ 28,000 | $ 28,000 | $ 93,000 |
| District of Columbia County District Of Columbia | 1 | $ 23,000 | $ 23,000 | $ 80,000 |
| Brevard County Florida | 1 | $ 8,000 | $ 8,000 | $ 52,000 |
| Charlotte County Florida | 1 | $ 177,000 | $ 177,000 | $ 61,000 |
| Marion County Florida | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Miami-Dade County Florida | 1 | $ 210,000 | $ 210,000 | $ 137,000 |
| Nassau County Florida | 1 | $ 12,000 | $ 12,000 | $ 65,000 |
| Pinellas County Florida | 1 | $ 171,000 | $ 171,000 | $ 90,000 |
| Seminole County Florida | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
| Volusia County Florida | 1 | $ 137,000 | $ 137,000 | $ 107,000 |
| Cherokee County Georgia | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| DeKalb County Georgia | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Fayette County Georgia | 1 | $ 9,000 | $ 9,000 | $ 70,000 |
| Fulton County Georgia | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Putnam County Georgia | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Tift County Georgia | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Allegany County Maryland | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Baltimore County Maryland | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| Charles County Maryland | 1 | $ 34,000 | $ 34,000 | $ 229,000 |
| Dorchester County Maryland | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| St. Mary's County Maryland | 1 | $ 40,000 | $ 40,000 | $ 215,000 |
| Washington County Maryland | 1 | $ 17,000 | $ 17,000 | $ 68,000 |
| St. Louis County Missouri | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Cape May County New Jersey | 1 | $ 220,000 | $ 220,000 | $ 74,000 |
| Essex County New Jersey | 1 | $ 172,000 | $ 172,000 | $ 65,000 |
| Hunterdon County New Jersey | 1 | $ 187,000 | $ 187,000 | $ 58,000 |
| Middlesex County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 76,000 |
| Ocean County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
| Salem County New Jersey | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
| Sussex County New Jersey | 1 | $ 10,000 | $ 10,000 | $ 125,000 |
| Albany County New York | 1 | $ 10,000 | $ 10,000 | $ 83,000 |
| Broome County New York | 1 | $ 72,000 | $ 72,000 | $ 108,000 |
| Chemung County New York | 1 | $ 60,000 | $ 60,000 | $ 128,000 |
| Delaware County New York | 1 | $ 72,000 | $ 72,000 | $ 21,000 |
| Greene County New York | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| Kings County New York | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Nassau County New York | 1 | $ 30,000 | $ 30,000 | $ 137,000 |
| New York County New York | 1 | $ 20,000 | $ 20,000 | $ 162,000 |
| Orange County New York | 1 | $ 31,000 | $ 31,000 | $ 39,000 |
| Anson County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 61,000 |
| Burke County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 64,000 |
| Cabarrus County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 95,000 |
| Carteret County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 104,000 |
| Craven County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 78,000 |
| Cumberland County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Davidson County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 170,000 |
| Halifax County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Pasquotank County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 41,000 |
| Surry County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 25,000 |
| Warren County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 75,000 |
| Butler County Ohio | 1 | $ 10,000 | $ 10,000 | $ 128,000 |
| Franklin County Ohio | 1 | $ 18,000 | $ 18,000 | $ 116,000 |
| Hamilton County Ohio | 1 | $ 53,000 | $ 53,000 | $ 104,000 |
| Licking County Ohio | 1 | $ 6,000 | $ 6,000 | $ 70,000 |
| Lorain County Ohio | 1 | $ 155,000 | $ 155,000 | $ 159,000 |
| Montgomery County Ohio | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Portage County Ohio | 1 | $ 10,000 | $ 10,000 | $ 68,000 |
| Charleston County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 47,000 |
| Clarendon County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Horry County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Kershaw County South Carolina | 1 | $ 6,000 | $ 6,000 | $ 44,000 |
| Campbell County Virginia | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Frederick County Virginia | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Hanover County Virginia | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
| Loudoun County Virginia | 1 | $ 80,000 | $ 80,000 | $ 140,000 |
| Roanoke City County Virginia | 1 | $ 122,000 | $ 122,000 | $ 46,000 |
| Suffolk County Virginia | 1 | $ 64,000 | $ 64,000 | $ 110,000 |
| Berkeley County West Virginia | 1 | $ 232,000 | $ 232,000 | $ 31,000 |
| Jefferson County West Virginia | 1 | $ 127,000 | $ 127,000 | $ 45,000 |
| Preston County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Pennsylvania State Employees Credit Union in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,800 | $45,705,000 | $25,000 | $400,000 | $80,000 | $899,000 |
| Refinancing | 1,641 | $107,718,000 | $65,000 | $630,000 | $78,000 | $700,000 |
| Home Purchase | 459 | $59,389,000 | $129,000 | $417,000 | $68,000 | $771,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,281 | $140,516,000 | $61,000 | $474,000 | $77,000 | $899,000 |
| Not Provided | 1,406 | $55,327,000 | $39,000 | $450,000 | $80,000 | $700,000 |
| Black or African American | 114 | $8,542,000 | $74,000 | $330,000 | $71,000 | $374,000 |
| Hispanic | 47 | $3,408,000 | $72,000 | $446,000 | $69,000 | $138,000 |
| Asian | 35 | $4,105,000 | $117,000 | $630,000 | $85,000 | $317,000 |
| American Indian or Alaskan Native | 16 | $742,000 | $46,000 | $234,000 | $72,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $172,000 | $172,000 | $172,000 | $70,000 | $70,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,900 | $212,812,000 | $54,000 | $630,000 | $78,000 | $899,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,913 | $147,525,000 | $50,000 | $417,000 | $79,000 | $899,000 |
| Application Denied By Financial Institution | 392 | $23,572,000 | $60,000 | $446,000 | $63,000 | $700,000 |
| Application Approved But Not Accepted | 229 | $9,185,000 | $40,000 | $300,000 | $81,000 | $771,000 |
| Application Withdrawn By Applicant | 218 | $18,646,000 | $85,000 | $630,000 | $83,000 | $325,000 |
| File Closed For Incompleteness | 103 | $7,661,000 | $74,000 | $450,000 | $98,000 | $345,000 |
| Preapproval Denied by Financial Institution | 44 | $6,063,000 | $137,000 | $302,000 | $56,000 | $155,000 |
| Preapproval Approved but not Accepted | 1 | $160,000 | $160,000 | $160,000 | $68,000 | $68,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pennsylvania State Employees Credit Union's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pennsylvania State Employees Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.