Pacific Mercantile Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Pacific Mercantile Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pacific Mercantile Bank 949 South Coast Drive 3Rd Floor Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,617 |
| Total Mortgage Loan Application Amount | $740,848,000 |
| Average Mortgage Loan Application Amount | $328,000 |
| Highest Mortgage Loan Application Amount | $2,985,000 |
| Average Applicant Income | $112,333 |
| Highest Applicant Income | $1,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Pacific Mercantile Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pacific Mercantile Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Pacific Mercantile Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pacific Mercantile Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pacific Mercantile Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pacific Mercantile Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 798 | $ 244,151,000 | $ 305,000 | $ 100,000 |
| Orange County California | 448 | $ 169,961,000 | $ 379,000 | $ 134,000 |
| Riverside County California | 312 | $ 57,520,000 | $ 184,000 | $ 81,000 |
| San Diego County California | 309 | $ 96,810,000 | $ 313,000 | $ 120,000 |
| San Bernardino County California | 230 | $ 38,013,000 | $ 165,000 | $ 60,000 |
| Fresno County California | 35 | $ 5,021,000 | $ 143,000 | $ 93,000 |
| Contra Costa County California | 30 | $ 10,291,000 | $ 343,000 | $ 99,000 |
| Ventura County California | 30 | $ 12,111,000 | $ 403,000 | $ 144,000 |
| Alameda County California | 29 | $ 8,748,000 | $ 301,000 | $ 86,000 |
| Monterey County California | 27 | $ 5,891,000 | $ 218,000 | $ 66,000 |
| Clark County Nevada | 27 | $ 6,678,000 | $ 247,000 | $ 234,000 |
| Sacramento County California | 25 | $ 4,437,000 | $ 177,000 | $ 62,000 |
| Santa Clara County California | 24 | $ 8,023,000 | $ 334,000 | $ 108,000 |
| San Mateo County California | 12 | $ 5,650,000 | $ 470,000 | $ 144,000 |
| Solano County California | 12 | $ 1,968,000 | $ 164,000 | $ 58,000 |
| Maricopa County Arizona | 11 | $ 2,979,000 | $ 270,000 | $ 100,000 |
| San Joaquin County California | 10 | $ 1,908,000 | $ 190,000 | $ 81,000 |
| Harris County Texas | 10 | $ 1,494,000 | $ 149,000 | $ 71,000 |
| Kern County California | 9 | $ 1,399,000 | $ 155,000 | $ 48,000 |
| Placer County California | 9 | $ 2,846,000 | $ 316,000 | $ 129,000 |
| Santa Barbara County California | 9 | $ 2,681,000 | $ 297,000 | $ 67,000 |
| Imperial County California | 7 | $ 1,309,000 | $ 187,000 | $ 52,000 |
| San Francisco County California | 7 | $ 3,585,000 | $ 512,000 | $ 82,000 |
| Multnomah County Oregon | 7 | $ 1,817,000 | $ 259,000 | $ 86,000 |
| King County Washington | 7 | $ 2,251,000 | $ 321,000 | $ 135,000 |
| Tulare County California | 6 | $ 890,000 | $ 148,000 | $ 30,000 |
| Clackamas County Oregon | 6 | $ 1,350,000 | $ 225,000 | $ 65,000 |
| Kings County California | 5 | $ 548,000 | $ 109,000 | $ 38,000 |
| Marin County California | 5 | $ 1,782,000 | $ 356,000 | $ 132,000 |
| Sonoma County California | 5 | $ 2,538,000 | $ 507,000 | $ 115,000 |
| Honolulu County Hawaii | 5 | $ 2,921,000 | $ 584,000 | $ 118,000 |
| Prince George's County Maryland | 5 | $ 1,287,000 | $ 257,000 | $ 86,000 |
| Denton County Texas | 5 | $ 886,000 | $ 177,000 | $ 64,000 |
| Mohave County Arizona | 4 | $ 633,000 | $ 158,000 | $ 30,000 |
| El Dorado County California | 4 | $ 1,896,000 | $ 474,000 | $ 145,000 |
| Santa Cruz County California | 4 | $ 1,331,000 | $ 332,000 | $ 61,000 |
| Tarrant County Texas | 4 | $ 713,000 | $ 178,000 | $ 86,000 |
| Pinal County Arizona | 3 | $ 703,000 | $ 234,000 | $ 76,000 |
| San Luis Obispo County California | 3 | $ 897,000 | $ 299,000 | $ 93,000 |
| Jefferson County Colorado | 3 | $ 302,000 | $ 100,000 | $ 52,000 |
| Barnstable County Massachusetts | 3 | $ 596,000 | $ 198,000 | $ 97,000 |
| Middlesex County Massachusetts | 3 | $ 664,000 | $ 221,000 | $ 57,000 |
| Henderson County North Carolina | 3 | $ 477,000 | $ 159,000 | $ 50,000 |
| Washington County Oregon | 3 | $ 541,000 | $ 180,000 | $ 124,000 |
| Dallas County Texas | 3 | $ 295,000 | $ 98,000 | $ 56,000 |
| Fort Bend County Texas | 3 | $ 214,000 | $ 71,000 | $ 51,000 |
| Travis County Texas | 3 | $ 875,000 | $ 291,000 | $ 150,000 |
| Snohomish County Washington | 3 | $ 1,095,000 | $ 365,000 | $ 179,000 |
| Spokane County Washington | 3 | $ 440,000 | $ 146,000 | $ 40,000 |
| Yavapai County Arizona | 2 | $ 623,000 | $ 311,000 | $ 150,000 |
| Yuba County California | 2 | $ 101,000 | $ 50,000 | $ 34,000 |
| Boulder County Colorado | 2 | $ 364,000 | $ 182,000 | $ 80,000 |
| Carver County Minnesota | 2 | $ 480,000 | $ 240,000 | $ 138,000 |
| Sandoval County New Mexico | 2 | $ 341,000 | $ 170,000 | $ 39,000 |
| Mecklenburg County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 45,000 |
| Lincoln County Oregon | 2 | $ 379,000 | $ 189,000 | $ 46,000 |
| Collin County Texas | 2 | $ 435,000 | $ 217,000 | $ 101,000 |
| El Paso County Texas | 2 | $ 99,000 | $ 49,000 | $ 28,000 |
| Hays County Texas | 2 | $ 194,000 | $ 97,000 | $ 30,000 |
| Arlington County Virginia | 2 | $ 583,000 | $ 291,000 | $ 135,000 |
| Fairfax County Virginia | 2 | $ 1,069,000 | $ 534,000 | $ 139,000 |
| Clark County Washington | 2 | $ 478,000 | $ 239,000 | $ 61,000 |
| Apache County Arizona | 1 | $ 356,000 | $ 356,000 | $ 147,000 |
| Gila County Arizona | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Pima County Arizona | 1 | $ 170,000 | $ 170,000 | $ 139,000 |
| Yuma County Arizona | 1 | $ 76,000 | $ 76,000 | $ 86,000 |
| Amador County California | 1 | $ 83,000 | $ 83,000 | $ 195,000 |
| Butte County California | 1 | $ 160,000 | $ 160,000 | $ 43,000 |
| Calaveras County California | 1 | $ 294,000 | $ 294,000 | $ 93,000 |
| Glenn County California | 1 | $ 169,000 | $ 169,000 | $ 150,000 |
| Madera County California | 1 | $ 141,000 | $ 141,000 | $ 41,000 |
| Merced County California | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| San Benito County California | 1 | $ 478,000 | $ 478,000 | $ 146,000 |
| Shasta County California | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Stanislaus County California | 1 | $ 113,000 | $ 113,000 | $ 15,000 |
| Tehama County California | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Yolo County California | 1 | $ 248,000 | $ 248,000 | $ 95,000 |
| Denver County Colorado | 1 | $ 248,000 | $ 248,000 | $ 60,000 |
| Larimer County Colorado | 1 | $ 207,000 | $ 207,000 | $ 58,000 |
| Dougherty County Georgia | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
| Hawaii County Hawaii | 1 | $ 271,000 | $ 271,000 | $ 79,000 |
| Ada County Idaho | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Harford County Maryland | 1 | $ 495,000 | $ 495,000 | $ 166,000 |
| Washington County Maryland | 1 | $ 124,000 | $ 124,000 | $ 26,000 |
| Norfolk County Massachusetts | 1 | $ 216,000 | $ 216,000 | $ 76,000 |
| Suffolk County Massachusetts | 1 | $ 366,000 | $ 366,000 | $ 118,000 |
| Anoka County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 63,000 |
| Hennepin County Minnesota | 1 | $ 194,000 | $ 194,000 | $ 38,000 |
| Kanabec County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 23,000 |
| Ramsey County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| St. Louis County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 61,000 |
| Hill County Montana | 1 | $ 153,000 | $ 153,000 | $ 76,000 |
| Bernalillo County New Mexico | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Valencia County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Brunswick County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 84,000 |
| Davidson County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 94,000 |
| Durham County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 45,000 |
| Robeson County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Hamilton County Ohio | 1 | $ 210,000 | $ 210,000 | $ 109,000 |
| Columbia County Oregon | 1 | $ 129,000 | $ 129,000 | $ 138,000 |
| Deschutes County Oregon | 1 | $ 157,000 | $ 157,000 | $ 79,000 |
| Lane County Oregon | 1 | $ 163,000 | $ 163,000 | $ 55,000 |
| Linn County Oregon | 1 | $ 174,000 | $ 174,000 | $ 31,000 |
| Marion County Oregon | 1 | $ 550,000 | $ 550,000 | $ 266,000 |
| Union County Oregon | 1 | $ 196,000 | $ 196,000 | $ 78,000 |
| Bexar County Texas | 1 | $ 303,000 | $ 303,000 | $ 125,000 |
| Brazos County Texas | 1 | $ 6,000 | $ 6,000 | $ 40,000 |
| Galveston County Texas | 1 | $ 232,000 | $ 232,000 | $ 84,000 |
| Kaufman County Texas | 1 | $ 114,000 | $ 114,000 | $ 64,000 |
| Montgomery County Texas | 1 | $ 417,000 | $ 417,000 | $ 152,000 |
| Rockwall County Texas | 1 | $ 119,000 | $ 119,000 | $ 64,000 |
| Salt Lake County Utah | 1 | $ 261,000 | $ 261,000 | $ 148,000 |
| Weber County Utah | 1 | $ 188,000 | $ 188,000 | $ 89,000 |
| Alexandria County Virginia | 1 | $ 480,000 | $ 480,000 | $ 184,000 |
| Hanover County Virginia | 1 | $ 417,000 | $ 417,000 | $ 176,000 |
| Harrisonburg County Virginia | 1 | $ 369,000 | $ 369,000 | $ 87,000 |
| Loudoun County Virginia | 1 | $ 211,000 | $ 211,000 | $ 74,000 |
| Prince William County Virginia | 1 | $ 163,000 | $ 163,000 | $ 76,000 |
| York County Virginia | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Clallam County Washington | 1 | $ 204,000 | $ 204,000 | $ 54,000 |
| Island County Washington | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Kitsap County Washington | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Mason County Washington | 1 | $ 282,000 | $ 282,000 | $ 52,000 |
| Thurston County Washington | 1 | $ 417,000 | $ 417,000 | $ 19,000 |
| Racine County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Pacific Mercantile Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,571 | $361,199,000 | $229,000 | $2,094,000 | $81,000 | $1,139,000 |
| Refinancing | 1,012 | $366,220,000 | $361,000 | $2,985,000 | $134,000 | $1,999,000 |
| Home Improvement | 34 | $13,429,000 | $394,000 | $1,640,000 | $122,000 | $502,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 945 | $305,771,000 | $323,000 | $1,900,000 | $131,000 | $1,999,000 |
| Hispanic | 856 | $179,488,000 | $209,000 | $1,725,000 | $62,000 | $892,000 |
| Not Provided | 432 | $135,979,000 | $314,000 | $2,094,000 | $99,000 | $973,000 |
| Asian | 265 | $87,192,000 | $329,000 | $2,985,000 | $135,000 | $1,139,000 |
| Black or African American | 88 | $22,754,000 | $258,000 | $1,325,000 | $84,000 | $429,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $8,032,000 | $308,000 | $830,000 | $137,000 | $1,329,000 |
| American Indian or Alaskan Native | 4 | $1,282,000 | $320,000 | $615,000 | $143,000 | $335,000 |
| Not applicable | 1 | $350,000 | $350,000 | $350,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,557 | $467,040,000 | $299,000 | $2,985,000 | $124,000 | $1,999,000 |
| FHA-insured (Federal Housing Administration) | 977 | $248,410,000 | $254,000 | $1,121,000 | $69,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 80 | $24,808,000 | $310,000 | $1,095,000 | $71,000 | $284,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $590,000 | $196,000 | $226,000 | $60,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,368 | $365,184,000 | $266,000 | $1,692,000 | $99,000 | $1,846,000 |
| Application Denied By Financial Institution | 559 | $166,161,000 | $297,000 | $2,985,000 | $99,000 | $1,999,000 |
| Application Withdrawn By Applicant | 297 | $91,287,000 | $307,000 | $2,000,000 | $121,000 | $960,000 |
| Application Approved But Not Accepted | 272 | $76,937,000 | $282,000 | $1,640,000 | $96,000 | $567,000 |
| File Closed For Incompleteness | 121 | $41,279,000 | $341,000 | $2,094,000 | $110,000 | $1,548,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pacific Mercantile Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pacific Mercantile Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.