Pacific Union Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Pacific Union Financial, Llc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pacific Union Financial, Llc 8900 Freeport Pkwy, Ste 150 Irving, TX 75063 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,090 |
| Total Mortgage Loan Application Amount | $813,232,000 |
| Average Mortgage Loan Application Amount | $315,000 |
| Highest Mortgage Loan Application Amount | $776,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $4,199,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Pacific Union Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pacific Union Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Pacific Union Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pacific Union Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Pacific Union Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pacific Union Financial, Llc's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 799 | $ 222,023,000 | $ 277,000 | $ 89,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 398 | $ 77,780,000 | $ 195,000 | $ 82,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 181 | $ 63,109,000 | $ 348,000 | $ 114,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 180 | $ 55,398,000 | $ 307,000 | $ 108,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 106 | $ 36,489,000 | $ 344,000 | $ 109,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 98 | $ 25,593,000 | $ 261,000 | $ 105,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 92 | $ 20,462,000 | $ 222,000 | $ 63,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 87 | $ 27,001,000 | $ 310,000 | $ 111,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 82 | $ 33,457,000 | $ 408,000 | $ 127,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 67 | $ 14,313,000 | $ 213,000 | $ 109,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 47 | $ 14,481,000 | $ 308,000 | $ 84,000 |
| STOCKTON, CA | 41 | $ 8,214,000 | $ 200,000 | $ 59,000 |
| DENVER-AURORA-BROOMFIELD, CO | 39 | $ 8,580,000 | $ 220,000 | $ 74,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 38 | $ 10,577,000 | $ 278,000 | $ 116,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 28 | $ 6,427,000 | $ 229,000 | $ 84,000 |
| SALT LAKE CITY, UT | 28 | $ 8,400,000 | $ 300,000 | $ 175,000 |
| PROVO-OREM, UT | 27 | $ 5,279,000 | $ 195,000 | $ 74,000 |
| SANTA ROSA-PETALUMA, CA | 27 | $ 9,114,000 | $ 337,000 | $ 160,000 |
| VALLEJO-FAIRFIELD, CA | 24 | $ 6,224,000 | $ 259,000 | $ 81,000 |
| MODESTO, CA | 22 | $ 4,018,000 | $ 182,000 | $ 148,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 20 | $ 4,920,000 | $ 261,666 | $ 79,666 |
| HONOLULU, HI | 18 | $ 5,361,000 | $ 297,000 | $ 66,000 |
| DALLAS-PLANO-IRVING, TX | 16 | $ 3,718,000 | $ 232,000 | $ 121,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 16 | $ 3,106,000 | $ 194,000 | $ 108,000 |
| BAKERSFIELD, CA | 15 | $ 2,897,000 | $ 193,000 | $ 60,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 15 | $ 2,136,000 | $ 142,000 | $ 57,000 |
| LAS VEGAS-PARADISE, NV | 15 | $ 2,743,000 | $ 182,000 | $ 75,000 |
| BALTIMORE-TOWSON, MD | 14 | $ 3,152,000 | $ 225,000 | $ 73,000 |
| FRESNO, CA | 13 | $ 2,252,000 | $ 173,000 | $ 85,000 |
| ORLANDO-KISSIMMEE, FL | 13 | $ 2,476,000 | $ 190,000 | $ 92,000 |
| CHICO, CA | 12 | $ 2,900,000 | $ 241,000 | $ 88,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 12 | $ 2,861,000 | $ 238,000 | $ 103,000 |
| FORT WORTH-ARLINGTON, TX | 11 | $ 1,754,000 | $ 159,000 | $ 45,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 11 | $ 3,127,000 | $ 284,000 | $ 84,000 |
| SANTA CRUZ-WATSONVILLE, CA | 11 | $ 4,663,000 | $ 423,000 | $ 106,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 11 | $ 2,174,000 | $ 197,000 | $ 83,000 |
| OGDEN-CLEARFIELD, UT | 10 | $ 1,745,000 | $ 174,000 | $ 68,000 |
| PRESCOTT, AZ | 10 | $ 2,726,000 | $ 272,000 | $ 101,000 |
| ALBUQUERQUE, NM | 9 | $ 1,580,000 | $ 175,000 | $ 51,000 |
| COLORADO SPRINGS, CO | 8 | $ 2,067,000 | $ 258,000 | $ 78,000 |
| COLUMBIA, SC | 8 | $ 941,000 | $ 117,000 | $ 0 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 8 | $ 1,552,000 | $ 172,500 | $ 60,000 |
| TACOMA, WA | 8 | $ 2,195,000 | $ 274,000 | $ 77,000 |
| MADERA-CHOWCHILLA, CA | 7 | $ 1,292,000 | $ 184,000 | $ 64,000 |
| MEDFORD, OR | 7 | $ 1,965,000 | $ 280,000 | $ 82,000 |
| MERCED, CA | 7 | $ 1,035,000 | $ 147,000 | $ 57,000 |
| NAPA, CA | 7 | $ 2,056,000 | $ 293,000 | $ 78,000 |
| SALINAS, CA | 7 | $ 1,932,000 | $ 276,000 | $ 90,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 7 | $ 2,878,000 | $ 411,000 | $ 142,000 |
| TUCSON, AZ | 7 | $ 1,891,000 | $ 270,000 | $ 75,000 |
| YUMA, AZ | 7 | $ 1,688,000 | $ 241,000 | $ 64,000 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 800,000 | $ 133,000 | $ 147,000 |
| GRAND JUNCTION, CO | 6 | $ 1,441,000 | $ 240,000 | $ 71,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 6 | $ 758,000 | $ 126,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 6 | $ 1,350,000 | $ 225,000 | $ 104,000 |
| PUEBLO, CO | 6 | $ 964,000 | $ 160,000 | $ 73,000 |
| ST. LOUIS, MO-IL | 6 | $ 1,020,000 | $ 170,000 | $ 132,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 6 | $ 794,000 | $ 132,000 | $ 86,000 |
| VISALIA-PORTERVILLE, CA | 6 | $ 1,134,000 | $ 189,000 | $ 68,000 |
| EL CENTRO, CA | 5 | $ 738,000 | $ 147,000 | $ 62,000 |
| EUGENE-SPRINGFIELD, OR | 5 | $ 1,061,000 | $ 212,000 | $ 80,000 |
| FORT COLLINS-LOVELAND, CO | 5 | $ 1,443,000 | $ 288,000 | $ 123,000 |
| JACKSONVILLE, FL | 5 | $ 1,053,000 | $ 210,000 | $ 69,000 |
| NAPLES-MARCO ISLAND, FL | 5 | $ 916,000 | $ 183,000 | $ 82,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 1,179,000 | $ 235,000 | $ 162,000 |
| YUBA CITY, CA | 5 | $ 1,158,000 | $ 231,000 | $ 63,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 4 | $ 1,432,000 | $ 358,000 | $ 67,000 |
| BRADENTON-SARASOTA-VENICE, FL | 4 | $ 988,000 | $ 247,000 | $ 124,000 |
| COEUR D'ALENE, ID | 4 | $ 1,156,000 | $ 289,000 | $ 141,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 1,088,000 | $ 272,000 | $ 85,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 4 | $ 1,294,000 | $ 323,000 | $ 68,000 |
| OLYMPIA, WA | 4 | $ 1,425,000 | $ 356,000 | $ 148,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 948,000 | $ 237,000 | $ 100,000 |
| SPOKANE, WA | 4 | $ 835,000 | $ 208,000 | $ 100,000 |
| YAKIMA, WA | 4 | $ 542,000 | $ 135,000 | $ 118,000 |
| BEND, OR | 3 | $ 800,000 | $ 266,000 | $ 148,000 |
| BOULDER, CO | 3 | $ 852,000 | $ 284,000 | $ 100,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 3 | $ 509,000 | $ 169,000 | $ 17,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 548,000 | $ 182,000 | $ 48,000 |
| RENO-SPARKS, NV | 3 | $ 685,000 | $ 228,000 | $ 57,000 |
| RICHMOND, VA | 3 | $ 467,000 | $ 155,000 | $ 29,000 |
| TULSA, OK | 3 | $ 349,000 | $ 116,000 | $ 88,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 464,000 | $ 154,000 | $ 73,000 |
| ANDERSON, SC | 2 | $ 239,000 | $ 119,000 | $ 32,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 309,000 | $ 154,000 | $ 56,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 876,000 | $ 438,000 | $ 142,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 177,000 | $ 88,000 | $ 77,000 |
| IDAHO FALLS, ID | 2 | $ 280,000 | $ 140,000 | $ 53,000 |
| LOGAN, UT-ID | 2 | $ 258,000 | $ 129,000 | $ 29,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 2 | $ 477,000 | $ 238,000 | $ 140,000 |
| PORT ST. LUCIE, FL | 2 | $ 182,000 | $ 91,000 | $ 48,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 456,000 | $ 228,000 | $ 39,000 |
| TALLAHASSEE, FL | 2 | $ 314,000 | $ 157,000 | $ 104,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 553,000 | $ 276,000 | $ 79,000 |
| BELLINGHAM, WA | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 256,000 | $ 256,000 | $ 51,000 |
| BOSTON-QUINCY, MA | 1 | $ 217,000 | $ 217,000 | $ 92,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 350,000 | $ 350,000 | $ 166,000 |
| CARSON CITY, NV | 1 | $ 191,000 | $ 191,000 | $ 51,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 248,000 | $ 248,000 | $ 118,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 1 | $ 92,000 | $ 92,000 | $ 59,000 |
| CHARLOTTESVILLE, VA | 1 | $ 404,000 | $ 404,000 | $ 114,000 |
| FLAGSTAFF, AZ | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| FLINT, MI | 1 | $ 318,000 | $ 318,000 | $ 85,000 |
| FOND DU LAC, WI | 1 | $ 138,000 | $ 138,000 | $ 89,000 |
| GREELEY, CO | 1 | $ 204,000 | $ 204,000 | $ 62,000 |
| HANFORD-CORCORAN, CA | 1 | $ 172,000 | $ 172,000 | $ 61,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 179,000 | $ 179,000 | $ 65,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 199,000 | $ 199,000 | $ 106,000 |
| KANSAS CITY, MO-KS | 1 | $ 232,000 | $ 232,000 | $ 124,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 360,000 | $ 360,000 | $ 132,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 240,000 | $ 240,000 | $ 156,000 |
| KNOXVILLE, TN | 1 | $ 388,000 | $ 388,000 | $ 125,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 202,000 | $ 202,000 | $ 36,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 99,000 | $ 99,000 | $ 61,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 210,000 | $ 210,000 | $ 159,000 |
| OCALA, FL | 1 | $ 136,000 | $ 136,000 | $ 46,000 |
| ROCHESTER, MN | 1 | $ 169,000 | $ 169,000 | $ 59,000 |
| SALEM, OR | 1 | $ 181,000 | $ 181,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 128,000 | $ 128,000 | $ 88,000 |
| SAN ANTONIO, TX | 1 | $ 229,000 | $ 229,000 | $ 304,000 |
| SPARTANBURG, SC | 1 | $ 186,000 | $ 186,000 | $ 154,000 |
| ST. GEORGE, UT | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| WENATCHEE-EAST WENATCHEE, WA | 1 | $ 167,000 | $ 167,000 | $ 40,000 |
| WINCHESTER, VA-WV | 1 | $ 180,000 | $ 180,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Pacific Union Financial, Llc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,613 | $382,628,000 | $237,000 | $776,000 | $90,000 | $3,203,000 |
| Refinancing | 1,476 | $430,187,000 | $291,000 | $742,000 | $99,000 | $4,199,000 |
| Home Improvement | 1 | $417,000 | $417,000 | $417,000 | $129,000 | $129,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,237 | $346,926,000 | $280,000 | $743,000 | $115,000 | $4,199,000 |
| Hispanic | 943 | $210,863,000 | $223,000 | $709,000 | $63,000 | $360,000 |
| Not Provided | 395 | $112,599,000 | $285,000 | $776,000 | $99,000 | $913,000 |
| Asian | 356 | $103,935,000 | $291,000 | $729,000 | $103,000 | $989,000 |
| Black or African American | 134 | $31,812,000 | $237,000 | $741,000 | $81,000 | $453,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $6,305,000 | $286,000 | $424,000 | $86,000 | $175,000 |
| American Indian or Alaskan Native | 3 | $792,000 | $264,000 | $345,000 | $261,000 | $424,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,970 | $547,447,000 | $277,000 | $776,000 | $111,000 | $4,199,000 |
| FHA-insured (Federal Housing Administration) | 1,120 | $265,785,000 | $237,000 | $743,000 | $65,000 | $730,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,421 | $376,742,000 | $265,000 | $743,000 | $92,000 | $3,203,000 |
| Loan Originated | 1,305 | $339,006,000 | $259,000 | $730,000 | $97,000 | $4,199,000 |
| Application Approved But Not Accepted | 295 | $79,958,000 | $271,000 | $776,000 | $96,000 | $599,000 |
| Application Withdrawn By Applicant | 49 | $12,615,000 | $257,000 | $698,000 | $73,000 | $387,000 |
| File Closed For Incompleteness | 20 | $4,911,000 | $245,000 | $396,000 | $149,000 | $1,086,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 361 | $101,950,000 | $282,000 | $694,000 | $99,000 | $3,203,000 |
| Collateral | 346 | $93,215,000 | $269,000 | $743,000 | $100,000 | $864,000 |
| Credit History | 145 | $34,647,000 | $238,000 | $625,000 | $78,000 | $453,000 |
| Unverifiable Information | 123 | $31,828,000 | $258,000 | $729,000 | $94,000 | $469,000 |
| Other | 79 | $23,068,000 | $292,000 | $741,000 | $99,000 | $525,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 74 | $18,390,000 | $248,000 | $732,000 | $99,000 | $491,000 |
| Employment History | 70 | $20,868,000 | $298,000 | $580,000 | $91,000 | $281,000 |
| Mortgage Insurance Denied | 11 | $3,309,000 | $300,000 | $437,000 | $113,000 | $187,000 |
| Credit Application Incomplete | 5 | $1,267,000 | $253,000 | $401,000 | $150,000 | $293,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pacific Union Financial, Llc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pacific Union Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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