Pacific Union Financial, LLC Mortgage Lending & HMDA Data, 2009

In 2009, Pacific Union Financial, LLC of Irving, TX reported 3,090 mortgage applications totaling $813.2 million, up 216% from 2008. The average application was for $263,181, and applicants reported an average income of $94,311. 42% of its applications resulted in an originated loan and 46% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (799), Riverside-San Bernardino-Ontario, CA (398) and Santa Ana-Anaheim-Irvine, CA (181) (applications in parentheses).

Mortgage Company & Address Pacific Union Financial, LLC
8900 Freeport Pkwy, Ste 150
Irving, TX 75063
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 3,090
Total Mortgage Loan Application Amount $813,232,000
Average Mortgage Loan Application Amount $263,181
Highest Mortgage Loan Application Amount $776,000
Average Applicant Income $94,311
Highest Applicant Income $4,199,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pacific Union Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pacific Union Financial, LLC by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 799 $ 222,023,000 $ 277,876 $ 89,000
Riverside, California 211 $ 42,066,000 $ 199,364 $ 98,000
San Bernardino, California 187 $ 35,714,000 $ 190,983 $ 65,000
Orange, California 181 $ 63,109,000 $ 348,668 $ 114,000
Contra Costa, California 105 $ 30,651,000 $ 291,914 $ 94,000
Santa Clara, California 105 $ 35,863,000 $ 341,552 $ 108,000
San Diego, California 87 $ 27,001,000 $ 310,356 $ 111,000
Cook, Illinois 79 $ 16,856,000 $ 213,367 $ 62,000
Alameda, California 75 $ 24,747,000 $ 329,960 $ 128,000
Sacramento, California 70 $ 16,819,000 $ 240,271 $ 93,000
Maricopa, Arizona 62 $ 13,146,000 $ 212,032 $ 112,000
San Mateo, California 49 $ 18,906,000 $ 385,836 $ 109,000
Ventura, California 47 $ 14,481,000 $ 308,106 $ 84,000
San Joaquin, California 41 $ 8,214,000 $ 200,341 $ 59,000
Miami-Dade, Florida 28 $ 6,427,000 $ 229,535 $ 84,000
Sonoma, California 27 $ 9,114,000 $ 337,555 $ 160,000
Utah, Utah 27 $ 5,279,000 $ 195,518 $ 74,000
King, Washington 26 $ 7,363,000 $ 283,192 $ 129,000
San Francisco, California 24 $ 10,619,000 $ 442,458 $ 165,000
Solano, California 24 $ 6,224,000 $ 259,333 $ 81,000
Salt Lake, Utah 24 $ 6,490,000 $ 270,416 $ 176,000
Stanislaus, California 22 $ 4,018,000 $ 182,636 $ 148,000
Kauai, Hawaii 20 $ 7,237,000 $ 361,850 $ 101,000
Honolulu, Hawaii 18 $ 5,361,000 $ 297,833 $ 66,000
Placer, California 16 $ 5,328,000 $ 333,000 $ 122,000
Kern, California 15 $ 2,897,000 $ 193,133 $ 60,000
Broward, Florida 15 $ 2,136,000 $ 142,400 $ 57,000
Clark, Nevada 15 $ 2,743,000 $ 182,866 $ 75,000
Fresno, California 13 $ 2,252,000 $ 173,230 $ 85,000
Butte, California 12 $ 2,900,000 $ 241,666 $ 88,000
Volusia, Florida 12 $ 2,861,000 $ 238,416 $ 103,000
Snohomish, Washington 12 $ 3,214,000 $ 267,833 $ 88,000
San Luis Obispo, California 11 $ 3,127,000 $ 284,272 $ 84,000
Santa Cruz, California 11 $ 4,663,000 $ 423,909 $ 106,000
Jefferson, Colorado 11 $ 2,432,000 $ 221,090 $ 68,000
Palm Beach, Florida 11 $ 2,174,000 $ 197,636 $ 83,000
Yavapai, Arizona 10 $ 2,726,000 $ 272,600 $ 101,000
El Dorado, California 9 $ 2,354,000 $ 261,555 $ 123,000
Marin, California 9 $ 3,932,000 $ 436,888 $ 127,000
Arapahoe, Colorado 9 $ 1,826,000 $ 202,888 $ 89,000
Orange, Florida 8 $ 1,524,000 $ 190,500 $ 83,000
Bonner, Idaho 8 $ 1,803,000 $ 225,375 $ 71,000
Harris, Texas 8 $ 1,635,000 $ 204,375 $ 114,000
Tarrant, Texas 8 $ 1,303,000 $ 162,875 $ 51,000
Pierce, Washington 8 $ 2,195,000 $ 274,375 $ 77,000
Pima, Arizona 7 $ 1,891,000 $ 270,142 $ 75,000
Yuma, Arizona 7 $ 1,688,000 $ 241,142 $ 64,000
Madera, California 7 $ 1,292,000 $ 184,571 $ 64,000
Merced, California 7 $ 1,035,000 $ 147,857 $ 57,000
Monterey, California 7 $ 1,932,000 $ 276,000 $ 90,000
Napa, California 7 $ 2,056,000 $ 293,714 $ 78,000
Santa Barbara, California 7 $ 2,878,000 $ 411,142 $ 142,000
Douglas, Colorado 7 $ 2,157,000 $ 308,142 $ 111,000
El Paso, Colorado 7 $ 1,749,000 $ 249,857 $ 81,000
Prince George's, Maryland 7 $ 1,659,000 $ 237,000 $ 34,000
Jackson, Oregon 7 $ 1,965,000 $ 280,714 $ 82,000
Collin, Texas 7 $ 1,684,000 $ 240,571 $ 101,000
Davis, Utah 7 $ 1,102,000 $ 157,428 $ 58,000
Mono, California 6 $ 1,445,000 $ 240,833 $ 506,000
Tulare, California 6 $ 1,134,000 $ 189,000 $ 68,000
Mesa, Colorado 6 $ 1,441,000 $ 240,166 $ 71,000
Pueblo, Colorado 6 $ 964,000 $ 160,666 $ 73,000
Polk, Florida 6 $ 1,350,000 $ 225,000 $ 104,000
DuPage, Illinois 6 $ 1,662,000 $ 277,000 $ 82,000
Greenville, South Carolina 6 $ 758,000 $ 126,333 $ 0
Richland, South Carolina 6 $ 686,000 $ 114,333 $ 0
Fort Bend, Texas 6 $ 1,028,000 $ 171,333 $ 100,000
Pinal, Arizona 5 $ 1,167,000 $ 233,400 $ 84,000
Imperial, California 5 $ 738,000 $ 147,600 $ 62,000
Nevada, California 5 $ 1,669,000 $ 333,800 $ 80,000
Plumas, California 5 $ 1,238,000 $ 247,600 $ 106,000
Adams, Colorado 5 $ 598,000 $ 119,600 $ 25,000
Larimer, Colorado 5 $ 1,443,000 $ 288,600 $ 123,000
Collier, Florida 5 $ 916,000 $ 183,200 $ 82,000
Indian River, Florida 5 $ 1,179,000 $ 235,800 $ 162,000
Will, Illinois 5 $ 1,459,000 $ 291,800 $ 63,000
Baltimore, Maryland 5 $ 1,034,000 $ 206,800 $ 54,000
St. Louis City, Missouri 5 $ 685,000 $ 137,000 $ 145,000
Sandoval, New Mexico 5 $ 799,000 $ 159,800 $ 43,000
Lane, Oregon 5 $ 1,061,000 $ 212,200 $ 80,000
Multnomah, Oregon 5 $ 880,000 $ 176,000 $ 64,000
Dallas, Texas 5 $ 1,114,000 $ 222,800 $ 162,000
Travis, Texas 5 $ 704,000 $ 140,800 $ 147,000
Clallam, Washington 5 $ 820,000 $ 164,000 $ 41,000
Navajo, Arizona 4 $ 976,000 $ 244,000 $ 72,000
Mendocino, California 4 $ 851,000 $ 212,750 $ 205,000
Brevard, Florida 4 $ 948,000 $ 237,000 $ 100,000
Hillsborough, Florida 4 $ 574,000 $ 143,500 $ 70,000
Hawaii, Hawaii 4 $ 726,000 $ 181,500 $ 61,000
Kootenai, Idaho 4 $ 1,156,000 $ 289,000 $ 141,000
Lake, Illinois 4 $ 1,088,000 $ 272,000 $ 85,000
Anne Arundel, Maryland 4 $ 1,228,000 $ 307,000 $ 126,000
Tooele, Utah 4 $ 1,910,000 $ 477,500 $ 170,000
Fairfax, Virginia 4 $ 1,359,000 $ 339,750 $ 182,000
Prince William, Virginia 4 $ 667,000 $ 166,750 $ 178,000
Spokane, Washington 4 $ 835,000 $ 208,750 $ 100,000
Thurston, Washington 4 $ 1,425,000 $ 356,250 $ 148,000
Yakima, Washington 4 $ 542,000 $ 135,500 $ 118,000
Mohave, Arizona 3 $ 548,000 $ 182,666 $ 48,000
Calaveras, California 3 $ 899,000 $ 299,666 $ 117,000
Lake, California 3 $ 573,000 $ 191,000 $ 51,000
Yolo, California 3 $ 1,092,000 $ 364,000 $ 224,000
Yuba, California 3 $ 764,000 $ 254,666 $ 65,000
Boulder, Colorado 3 $ 852,000 $ 284,000 $ 100,000
Elbert, Colorado 3 $ 744,000 $ 248,000 $ 49,000
Garfield, Colorado 3 $ 866,000 $ 288,666 $ 86,000
Duval, Florida 3 $ 467,000 $ 155,666 $ 34,000
Sarasota, Florida 3 $ 624,000 $ 208,000 $ 95,000
Seminole, Florida 3 $ 480,000 $ 160,000 $ 130,000
Sumter, Florida 3 $ 669,000 $ 223,000 $ 64,000
Maui, Hawaii 3 $ 1,844,000 $ 614,666 $ 212,000
Christian, Illinois 3 $ 317,000 $ 105,666 $ 48,000
Baltimore City, Maryland 3 $ 405,000 $ 135,000 $ 45,000
Frederick, Maryland 3 $ 1,015,000 $ 338,333 $ 63,000
Lincoln, Montana 3 $ 717,000 $ 239,000 $ 66,000
Washoe, Nevada 3 $ 685,000 $ 228,333 $ 57,000
Bernalillo, New Mexico 3 $ 597,000 $ 199,000 $ 62,000
Luna, New Mexico 3 $ 496,000 $ 165,333 $ 72,000
Tulsa, Oklahoma 3 $ 349,000 $ 116,333 $ 88,000
Deschutes, Oregon 3 $ 800,000 $ 266,666 $ 148,000
Denton, Texas 3 $ 772,000 $ 257,333 $ 123,000
Johnson, Texas 3 $ 451,000 $ 150,333 $ 30,000
Weber, Utah 3 $ 643,000 $ 214,333 $ 90,000
Island, Washington 3 $ 904,000 $ 301,333 $ 149,000
Gila, Arizona 2 $ 762,000 $ 381,000 $ 207,000
Sutter, California 2 $ 394,000 $ 197,000 $ 62,000
Denver, Colorado 2 $ 542,000 $ 271,000 $ 51,000
Montrose, Colorado 2 $ 468,000 $ 234,000 $ 62,000
Citrus, Florida 2 $ 339,000 $ 169,500 $ 53,000
Monroe, Florida 2 $ 381,000 $ 190,500 $ 124,000
Osceola, Florida 2 $ 472,000 $ 236,000 $ 75,000
Pinellas, Florida 2 $ 220,000 $ 110,000 $ 118,000
St. Lucie, Florida 2 $ 182,000 $ 91,000 $ 48,000
Blaine, Idaho 2 $ 975,000 $ 487,500 $ 137,000
Bonneville, Idaho 2 $ 280,000 $ 140,000 $ 53,000
Boundary, Idaho 2 $ 544,000 $ 272,000 $ 58,000
Twin Falls, Idaho 2 $ 273,000 $ 136,500 $ 40,000
Wayne, Michigan 2 $ 177,000 $ 88,500 $ 77,000
Flathead, Montana 2 $ 649,000 $ 324,500 $ 148,000
Orange, New York 2 $ 456,000 $ 228,000 $ 39,000
Queens, New York 2 $ 517,000 $ 258,500 $ 41,000
Josephine, Oregon 2 $ 529,000 $ 264,500 $ 51,000
Anderson, South Carolina 2 $ 239,000 $ 119,500 $ 32,000
Dorchester, South Carolina 2 $ 301,000 $ 150,500 $ 0
Horry, South Carolina 2 $ 477,000 $ 238,500 $ 140,000
Lexington, South Carolina 2 $ 255,000 $ 127,500 $ 0
Leon, Texas 2 $ 422,000 $ 211,000 $ 77,000
Box Elder, Utah 2 $ 359,000 $ 179,500 $ 72,000
Cache, Utah 2 $ 258,000 $ 129,000 $ 29,000
Chesterfield, Virginia 2 $ 336,000 $ 168,000 $ 27,000
Kitsap, Washington 2 $ 876,000 $ 438,000 $ 142,000
Apache, Arizona 1 $ 313,000 $ 313,000 $ 98,000
Coconino, Arizona 1 $ 135,000 $ 135,000 $ 106,000
Santa Cruz, Arizona 1 $ 143,000 $ 143,000 $ 60,000
Amador, California 1 $ 150,000 $ 150,000 $ 148,000
Colusa, California 1 $ 282,000 $ 282,000 $ 136,000
Del Norte, California 1 $ 311,000 $ 311,000 $ 78,000
Glenn, California 1 $ 398,000 $ 398,000 $ 192,000
Kings, California 1 $ 172,000 $ 172,000 $ 61,000
San Benito, California 1 $ 626,000 $ 626,000 $ 143,000
Tuolumne, California 1 $ 352,000 $ 352,000 $ 44,000
Fremont, Colorado 1 $ 190,000 $ 190,000 $ 40,000
Gilpin, Colorado 1 $ 148,000 $ 148,000 $ 163,000
Lake, Colorado 1 $ 208,000 $ 208,000 $ 33,000
Moffat, Colorado 1 $ 158,000 $ 158,000 $ 34,000
Park, Colorado 1 $ 133,000 $ 133,000 $ 28,000
San Miguel, Colorado 1 $ 216,000 $ 216,000 $ 50,000
Teller, Colorado 1 $ 318,000 $ 318,000 $ 61,000
Weld, Colorado 1 $ 204,000 $ 204,000 $ 62,000
Hartford, Connecticut 1 $ 179,000 $ 179,000 $ 65,000
Litchfield, Connecticut 1 $ 247,000 $ 247,000 $ 39,000
New London, Connecticut 1 $ 210,000 $ 210,000 $ 159,000
District of Columbia, District Of Columbia 1 $ 300,000 $ 300,000 $ 40,000
Clay, Florida 1 $ 169,000 $ 169,000 $ 110,000
Lee, Florida 1 $ 350,000 $ 350,000 $ 166,000
Leon, Florida 1 $ 149,000 $ 149,000 $ 179,000
Manatee, Florida 1 $ 364,000 $ 364,000 $ 210,000
Marion, Florida 1 $ 136,000 $ 136,000 $ 46,000
St. Johns, Florida 1 $ 417,000 $ 417,000 $ 135,000
Wakulla, Florida 1 $ 165,000 $ 165,000 $ 30,000
Ada, Idaho 1 $ 196,000 $ 196,000 $ 70,000
Canyon, Idaho 1 $ 113,000 $ 113,000 $ 43,000
Fremont, Idaho 1 $ 114,000 $ 114,000 $ 136,000
Kane, Illinois 1 $ 191,000 $ 191,000 $ 0
Kankakee, Illinois 1 $ 199,000 $ 199,000 $ 106,000
McHenry, Illinois 1 $ 294,000 $ 294,000 $ 99,000
Piatt, Illinois 1 $ 248,000 $ 248,000 $ 118,000
Orleans, Louisiana 1 $ 99,000 $ 99,000 $ 61,000
Calvert, Maryland 1 $ 269,000 $ 269,000 $ 42,000
Carroll, Maryland 1 $ 273,000 $ 273,000 $ 53,000
Harford, Maryland 1 $ 212,000 $ 212,000 $ 65,000
Montgomery, Maryland 1 $ 417,000 $ 417,000 $ 78,000
Plymouth, Massachusetts 1 $ 217,000 $ 217,000 $ 92,000
Genesee, Michigan 1 $ 318,000 $ 318,000 $ 85,000
Livingston, Michigan 1 $ 382,000 $ 382,000 $ 112,000
Oakland, Michigan 1 $ 171,000 $ 171,000 $ 46,000
Sherburne, Minnesota 1 $ 202,000 $ 202,000 $ 36,000
Wabasha, Minnesota 1 $ 169,000 $ 169,000 $ 59,000
Clay, Missouri 1 $ 232,000 $ 232,000 $ 124,000
Henry, Missouri 1 $ 261,000 $ 261,000 $ 187,000
St. Louis, Missouri 1 $ 335,000 $ 335,000 $ 71,000
Lake, Montana 1 $ 400,000 $ 400,000 $ 102,000
Carson City, Nevada 1 $ 191,000 $ 191,000 $ 51,000
Chaves, New Mexico 1 $ 157,000 $ 157,000 $ 102,000
San Miguel, New Mexico 1 $ 195,000 $ 195,000 $ 83,000
Valencia, New Mexico 1 $ 184,000 $ 184,000 $ 59,000
Kings, New York 1 $ 366,000 $ 366,000 $ 133,000
New York, New York 1 $ 411,000 $ 411,000 $ 58,000
Iredell, North Carolina 1 $ 275,000 $ 275,000 $ 175,000
Mecklenburg, North Carolina 1 $ 92,000 $ 92,000 $ 59,000
Marshall, Oklahoma 1 $ 408,000 $ 408,000 $ 76,000
Columbia, Oregon 1 $ 286,000 $ 286,000 $ 50,000
Douglas, Oregon 1 $ 304,000 $ 304,000 $ 145,000
Lincoln, Oregon 1 $ 256,000 $ 256,000 $ 81,000
Linn, Oregon 1 $ 224,000 $ 224,000 $ 0
Marion, Oregon 1 $ 181,000 $ 181,000 $ 0
Tillamook, Oregon 1 $ 223,000 $ 223,000 $ 86,000
Washington, Oregon 1 $ 242,000 $ 242,000 $ 134,000
Beaufort, South Carolina 1 $ 114,000 $ 114,000 $ 0
Berkeley, South Carolina 1 $ 208,000 $ 208,000 $ 51,000
Orangeburg, South Carolina 1 $ 127,000 $ 127,000 $ 0
Spartanburg, South Carolina 1 $ 186,000 $ 186,000 $ 154,000
Knox, Tennessee 1 $ 388,000 $ 388,000 $ 125,000
Bell, Texas 1 $ 240,000 $ 240,000 $ 156,000
Brazoria, Texas 1 $ 260,000 $ 260,000 $ 105,000
Galveston, Texas 1 $ 183,000 $ 183,000 $ 117,000
Guadalupe, Texas 1 $ 229,000 $ 229,000 $ 304,000
Rockwall, Texas 1 $ 148,000 $ 148,000 $ 49,000
Tom Green, Texas 1 $ 128,000 $ 128,000 $ 88,000
Williamson, Texas 1 $ 96,000 $ 96,000 $ 146,000
Wasatch, Utah 1 $ 129,000 $ 129,000 $ 139,000
Washington, Utah 1 $ 156,000 $ 156,000 $ 49,000
Albemarle, Virginia 1 $ 404,000 $ 404,000 $ 114,000
Alexandria, Virginia 1 $ 161,000 $ 161,000 $ 134,000
Carroll, Virginia 1 $ 122,000 $ 122,000 $ 35,000
Chesapeake, Virginia 1 $ 185,000 $ 185,000 $ 106,000
Frederick, Virginia 1 $ 180,000 $ 180,000 $ 47,000
Gloucester, Virginia 1 $ 142,000 $ 142,000 $ 38,000
Henrico, Virginia 1 $ 131,000 $ 131,000 $ 33,000
Loudoun, Virginia 1 $ 250,000 $ 250,000 $ 93,000
Norfolk, Virginia 1 $ 137,000 $ 137,000 $ 75,000
Pulaski, Virginia 1 $ 256,000 $ 256,000 $ 51,000
Stafford, Virginia 1 $ 255,000 $ 255,000 $ 142,000
Benton, Washington 1 $ 360,000 $ 360,000 $ 132,000
Chelan, Washington 1 $ 167,000 $ 167,000 $ 40,000
Clark, Washington 1 $ 144,000 $ 144,000 $ 48,000
Grays Harbor, Washington 1 $ 190,000 $ 190,000 $ 46,000
Jefferson, Washington 1 $ 132,000 $ 132,000 $ 39,000
Kittitas, Washington 1 $ 417,000 $ 417,000 $ 91,000
Pacific, Washington 1 $ 105,000 $ 105,000 $ 43,000
Stevens, Washington 1 $ 278,000 $ 278,000 $ 106,000
Whatcom, Washington 1 $ 265,000 $ 265,000 $ 114,000
Fond du Lac, Wisconsin 1 $ 138,000 $ 138,000 $ 89,000
Lincoln, Wyoming 1 $ 417,000 $ 417,000 $ 56,000

Mortgage Loan Application Detail Totals for Pacific Union Financial, LLC in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,613 $382,628,000 $237,000 $776,000 $90,000 $3,203,000
Refinancing 1,476 $430,187,000 $291,000 $742,000 $99,000 $4,199,000
Home Improvement 1 $417,000 $417,000 $417,000 $129,000 $129,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,237 $346,926,000 $280,000 $743,000 $115,000 $4,199,000
Hispanic 943 $210,863,000 $223,000 $709,000 $63,000 $360,000
Not Provided 395 $112,599,000 $285,000 $776,000 $99,000 $913,000
Asian 356 $103,935,000 $291,000 $729,000 $103,000 $989,000
Black or African American 134 $31,812,000 $237,000 $741,000 $81,000 $453,000
Native Hawaiian or Other Pacific Islander 22 $6,305,000 $286,000 $424,000 $86,000 $175,000
American Indian or Alaskan Native 3 $792,000 $264,000 $345,000 $261,000 $424,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,970 $547,447,000 $277,000 $776,000 $111,000 $4,199,000
FHA-insured (Federal Housing Administration) 1,120 $265,785,000 $237,000 $743,000 $65,000 $730,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,421 $376,742,000 $265,000 $743,000 $92,000 $3,203,000
Loan Originated 1,305 $339,006,000 $259,000 $730,000 $97,000 $4,199,000
Application Approved But Not Accepted 295 $79,958,000 $271,000 $776,000 $96,000 $599,000
Application Withdrawn By Applicant 49 $12,615,000 $257,000 $698,000 $73,000 $387,000
File Closed For Incompleteness 20 $4,911,000 $245,000 $396,000 $149,000 $1,086,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 361 $101,950,000 $282,000 $694,000 $99,000 $3,203,000
Collateral 346 $93,215,000 $269,000 $743,000 $100,000 $864,000
Credit History 145 $34,647,000 $238,000 $625,000 $78,000 $453,000
Unverifiable Information 123 $31,828,000 $258,000 $729,000 $94,000 $469,000
Other 79 $23,068,000 $292,000 $741,000 $99,000 $525,000
Insufficient Cash (Downpayment, Closing Cost) 74 $18,390,000 $248,000 $732,000 $99,000 $491,000
Employment History 70 $20,868,000 $298,000 $580,000 $91,000 $281,000
Mortgage Insurance Denied 11 $3,309,000 $300,000 $437,000 $113,000 $187,000
Credit Application Incomplete 5 $1,267,000 $253,000 $401,000 $150,000 $293,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pacific Union Financial, LLC's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pacific Union Financial, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List