Palmetto South Mortgage Corp
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Palmetto South Mortgage Corp.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Palmetto South Mortgage Corp 830 Gracern Road Columbia, SC 29210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 |
| Total Number of Mortgage Applications | 984 |
| Total Mortgage Loan Application Amount | $150,098,000 |
| Average Mortgage Loan Application Amount | $156,500 |
| Highest Mortgage Loan Application Amount | $1,497,000 |
| Average Applicant Income | $77,500 |
| Highest Applicant Income | $1,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 382 | $ 50,137,000 | $ 131,000 | $ 68,000 |
| Lexington County South Carolina | 357 | $ 51,842,000 | $ 145,000 | $ 63,000 |
| Kershaw County South Carolina | 31 | $ 3,809,000 | $ 122,000 | $ 53,000 |
| Fairfield County South Carolina | 14 | $ 1,577,000 | $ 112,000 | $ 45,000 |
| Horry County South Carolina | 12 | $ 6,459,000 | $ 538,000 | $ 211,000 |
| Sevier County Tennessee | 12 | $ 4,123,000 | $ 343,000 | $ 307,000 |
| Charleston County South Carolina | 9 | $ 1,992,000 | $ 221,000 | $ 84,000 |
| Newberry County South Carolina | 9 | $ 1,425,000 | $ 158,000 | $ 69,000 |
| Orangeburg County South Carolina | 9 | $ 909,000 | $ 101,000 | $ 41,000 |
| Chatham County Georgia | 6 | $ 881,000 | $ 146,000 | $ 68,000 |
| Beaufort County South Carolina | 6 | $ 735,000 | $ 122,000 | $ 76,000 |
| Edgefield County South Carolina | 6 | $ 464,000 | $ 77,000 | $ 50,000 |
| Orange County Florida | 5 | $ 691,000 | $ 138,000 | $ 54,000 |
| Fulton County Georgia | 5 | $ 1,468,000 | $ 293,000 | $ 142,000 |
| Florence County South Carolina | 5 | $ 426,000 | $ 85,000 | $ 33,000 |
| Spartanburg County South Carolina | 5 | $ 876,000 | $ 175,000 | $ 65,000 |
| Sumter County South Carolina | 5 | $ 540,000 | $ 108,000 | $ 48,000 |
| York County South Carolina | 5 | $ 825,000 | $ 165,000 | $ 84,000 |
| Wake County North Carolina | 4 | $ 496,000 | $ 124,000 | $ 98,000 |
| Aiken County South Carolina | 4 | $ 286,000 | $ 71,000 | $ 36,000 |
| Calhoun County South Carolina | 4 | $ 626,000 | $ 156,000 | $ 96,000 |
| Greenville County South Carolina | 4 | $ 666,000 | $ 166,000 | $ 80,000 |
| Laurens County South Carolina | 4 | $ 352,000 | $ 88,000 | $ 51,000 |
| Pinellas County Florida | 3 | $ 1,074,000 | $ 358,000 | $ 286,000 |
| Caldwell County North Carolina | 3 | $ 2,847,000 | $ 949,000 | $ 649,000 |
| Cumberland County North Carolina | 3 | $ 481,000 | $ 160,000 | $ 60,000 |
| Hoke County North Carolina | 3 | $ 182,000 | $ 60,000 | $ 38,000 |
| Mecklenburg County North Carolina | 3 | $ 494,000 | $ 164,000 | $ 103,000 |
| Georgetown County South Carolina | 3 | $ 416,000 | $ 138,000 | $ 48,000 |
| Lee County South Carolina | 3 | $ 133,000 | $ 44,000 | $ 35,000 |
| Saluda County South Carolina | 3 | $ 502,000 | $ 167,000 | $ 129,000 |
| Anchorage County Alaska | 2 | $ 378,000 | $ 189,000 | $ 108,000 |
| Columbia County Georgia | 2 | $ 142,000 | $ 71,000 | $ 35,000 |
| Queen Anne's County Maryland | 2 | $ 431,000 | $ 215,000 | $ 163,000 |
| Harnett County North Carolina | 2 | $ 277,000 | $ 138,000 | $ 142,000 |
| Haywood County North Carolina | 2 | $ 266,000 | $ 133,000 | $ 96,000 |
| Colleton County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 172,000 |
| Montgomery County Virginia | 2 | $ 367,000 | $ 183,000 | $ 164,000 |
| Newport News County Virginia | 2 | $ 478,000 | $ 239,000 | $ 71,000 |
| Lee County Alabama | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Tuscaloosa County Alabama | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Sonoma County California | 1 | $ 350,000 | $ 350,000 | $ 85,000 |
| Brevard County Florida | 1 | $ 336,000 | $ 336,000 | $ 90,000 |
| Hillsborough County Florida | 1 | $ 417,000 | $ 417,000 | $ 292,000 |
| Palm Beach County Florida | 1 | $ 432,000 | $ 432,000 | $ 513,000 |
| Pasco County Florida | 1 | $ 100,000 | $ 100,000 | $ 20,000 |
| Cobb County Georgia | 1 | $ 194,000 | $ 194,000 | $ 75,000 |
| DeKalb County Georgia | 1 | $ 221,000 | $ 221,000 | $ 110,000 |
| Emanuel County Georgia | 1 | $ 196,000 | $ 196,000 | $ 128,000 |
| Gwinnett County Georgia | 1 | $ 162,000 | $ 162,000 | $ 220,000 |
| Henry County Georgia | 1 | $ 178,000 | $ 178,000 | $ 75,000 |
| Monroe County Georgia | 1 | $ 299,000 | $ 299,000 | $ 150,000 |
| Richmond County Georgia | 1 | $ 473,000 | $ 473,000 | $ 199,000 |
| Montgomery County Maryland | 1 | $ 709,000 | $ 709,000 | $ 153,000 |
| Lake County Michigan | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Queens County New York | 1 | $ 693,000 | $ 693,000 | $ 72,000 |
| Brunswick County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 93,000 |
| Macon County North Carolina | 1 | $ 221,000 | $ 221,000 | $ 88,000 |
| Orange County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 66,000 |
| Robeson County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Transylvania County North Carolina | 1 | $ 1,250,000 | $ 1,250,000 | $ 1,000,000 |
| Watauga County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 104,000 |
| Allendale County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 15,000 |
| Berkeley County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 39,000 |
| Chester County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 29,000 |
| Greenwood County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 36,000 |
| Lancaster County South Carolina | 1 | $ 223,000 | $ 223,000 | $ 129,000 |
| Oconee County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 204,000 |
| Pickens County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| Union County South Carolina | 1 | $ 174,000 | $ 174,000 | $ 103,000 |
| Williamsburg County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 65,000 |
| Jefferson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Knox County Tennessee | 1 | $ 287,000 | $ 287,000 | $ 114,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Palmetto South Mortgage Corp in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 694 | $101,528,000 | $146,000 | $1,497,000 | $72,000 | $653,000 |
| Refinancing | 290 | $48,570,000 | $167,000 | $1,250,000 | $83,000 | $1,000,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 650 | $103,208,000 | $158,000 | $1,497,000 | $83,000 | $653,000 |
| Black or African American | 153 | $19,501,000 | $127,000 | $423,000 | $55,000 | $253,000 |
| Not Provided | 128 | $19,969,000 | $156,000 | $1,250,000 | $61,000 | $1,000,000 |
| Hispanic | 28 | $3,467,000 | $123,000 | $363,000 | $61,000 | $278,000 |
| Asian | 17 | $2,652,000 | $156,000 | $450,000 | $104,000 | $424,000 |
| American Indian or Alaskan Native | 5 | $708,000 | $141,000 | $180,000 | $81,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $593,000 | $197,000 | $223,000 | $58,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 810 | $128,683,000 | $158,000 | $1,497,000 | $81,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 131 | $15,122,000 | $115,000 | $203,000 | $47,000 | $134,000 |
| VA-guaranteed (Veterans Administration) | 37 | $5,689,000 | $153,000 | $350,000 | $61,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $604,000 | $100,000 | $153,000 | $38,000 | $56,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 573 | $87,707,000 | $153,000 | $1,497,000 | $69,000 | $1,000,000 |
| Loan Originated | 394 | $59,926,000 | $152,000 | $1,100,000 | $86,000 | $653,000 |
| Application Denied By Financial Institution | 8 | $1,015,000 | $126,000 | $215,000 | $35,000 | $50,000 |
| Preapproval Denied by Financial Institution | 7 | $797,000 | $113,000 | $203,000 | $28,000 | $57,000 |
| File Closed For Incompleteness | 2 | $653,000 | $326,000 | $359,000 | $132,000 | $144,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $451,000 | $112,000 | $128,000 | $29,000 | $50,000 |
| Debt-To-Income Ratio | 4 | $514,000 | $128,000 | $203,000 | $36,000 | $57,000 |
| Credit Application Incomplete | 3 | $317,000 | $105,000 | $215,000 | $31,000 | $46,000 |
| Collateral | 2 | $256,000 | $128,000 | $169,000 | $31,000 | $45,000 |
| Unverifiable Information | 2 | $274,000 | $137,000 | $153,000 | $31,000 | $33,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.