Paragon Home Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Paragon Home Lending, Llc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Paragon Home Lending, Llc 19435 W. Capitol Drive, Suite 201 Brookfield, WI 53045 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,745 |
| Total Mortgage Loan Application Amount | $1,652,702,000 |
| Average Mortgage Loan Application Amount | $140,413 |
| Highest Mortgage Loan Application Amount | $840,000 |
| Average Applicant Income | $54,293 |
| Highest Applicant Income | $1,380,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Paragon Home Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Paragon Home Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Paragon Home Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Paragon Home Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Paragon Home Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Paragon Home Lending, Llc's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2,378 | $ 297,813,000 | $ 125,000 | $ 52,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,285 | $ 223,243,000 | $ 173,000 | $ 59,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1,120 | $ 178,225,000 | $ 159,000 | $ 55,000 |
| MADISON, WI | 378 | $ 58,081,000 | $ 153,000 | $ 57,000 |
| LOUISVILLE, KY-IN | 263 | $ 28,005,000 | $ 106,000 | $ 44,000 |
| INDIANAPOLIS, IN | 252 | $ 27,542,000 | $ 109,000 | $ 48,000 |
| RACINE, WI | 243 | $ 28,767,000 | $ 118,000 | $ 38,000 |
| PITTSBURGH, PA | 219 | $ 21,362,000 | $ 97,000 | $ 43,000 |
| COLUMBUS, OH | 207 | $ 27,060,000 | $ 130,000 | $ 57,000 |
| GREEN BAY, WI | 203 | $ 24,567,000 | $ 121,000 | $ 48,000 |
| ROCKFORD, IL | 201 | $ 21,302,000 | $ 105,000 | $ 41,000 |
| ST. LOUIS, MO-IL | 197 | $ 20,424,000 | $ 103,000 | $ 48,000 |
| APPLETON, WI | 187 | $ 21,865,000 | $ 116,000 | $ 44,000 |
| JANESVILLE, WI | 141 | $ 15,947,000 | $ 113,000 | $ 49,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 128 | $ 14,875,000 | $ 116,000 | $ 56,000 |
| KANSAS CITY, MO-KS | 111 | $ 11,665,000 | $ 105,000 | $ 52,000 |
| PEORIA, IL | 98 | $ 8,432,000 | $ 86,000 | $ 36,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 96 | $ 15,291,000 | $ 159,000 | $ 59,000 |
| OSHKOSH-NEENAH, WI | 93 | $ 10,280,000 | $ 110,000 | $ 37,000 |
| GARY, IN | 92 | $ 11,253,000 | $ 122,000 | $ 46,000 |
| SCRANTON--WILKES-BARRE, PA | 91 | $ 9,205,000 | $ 101,000 | $ 36,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 90 | $ 15,847,000 | $ 176,000 | $ 52,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 86 | $ 9,838,000 | $ 114,000 | $ 43,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 74 | $ 9,806,000 | $ 132,000 | $ 47,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 69 | $ 12,870,000 | $ 186,000 | $ 88,000 |
| BALTIMORE-TOWSON, MD | 64 | $ 10,559,000 | $ 164,000 | $ 67,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 60 | $ 8,251,000 | $ 137,000 | $ 49,000 |
| DAYTON, OH | 60 | $ 6,680,000 | $ 111,000 | $ 47,000 |
| SHEBOYGAN, WI | 59 | $ 6,863,000 | $ 116,000 | $ 40,000 |
| TOLEDO, OH | 59 | $ 6,055,000 | $ 102,000 | $ 43,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 59 | $ 6,431,000 | $ 109,000 | $ 48,000 |
| LEXINGTON-FAYETTE, KY | 58 | $ 6,744,000 | $ 116,000 | $ 38,000 |
| DES MOINES, IA | 55 | $ 5,782,000 | $ 105,000 | $ 45,000 |
| FLINT, MI | 55 | $ 6,336,000 | $ 115,000 | $ 41,000 |
| FOND DU LAC, WI | 54 | $ 6,176,000 | $ 114,000 | $ 39,000 |
| WAUSAU, WI | 54 | $ 5,376,000 | $ 99,000 | $ 40,000 |
| CEDAR RAPIDS, IA | 51 | $ 5,270,000 | $ 103,000 | $ 44,000 |
| LINCOLN, NE | 47 | $ 5,551,000 | $ 118,000 | $ 50,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 46 | $ 7,376,000 | $ 160,000 | $ 63,000 |
| CANTON-MASSILLON, OH | 38 | $ 3,954,000 | $ 104,000 | $ 45,000 |
| JACKSONVILLE, FL | 34 | $ 4,200,000 | $ 123,000 | $ 60,000 |
| EAU CLAIRE, WI | 32 | $ 3,365,000 | $ 105,000 | $ 48,000 |
| ORLANDO, FL | 30 | $ 3,832,000 | $ 127,000 | $ 50,000 |
| AKRON, OH | 29 | $ 3,588,000 | $ 123,000 | $ 57,000 |
| BLOOMINGTON, IN | 28 | $ 2,532,000 | $ 90,000 | $ 44,000 |
| RICHMOND, VA | 26 | $ 3,320,000 | $ 127,000 | $ 54,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 25 | $ 4,095,000 | $ 163,000 | $ 49,000 |
| ST. JOSEPH, MO-KS | 25 | $ 2,089,000 | $ 83,000 | $ 43,000 |
| DENVER-AURORA, CO | 24 | $ 4,011,000 | $ 167,000 | $ 50,000 |
| DULUTH, MN-WI | 24 | $ 2,752,000 | $ 114,000 | $ 30,000 |
| LEBANON, PA | 24 | $ 2,632,000 | $ 109,000 | $ 41,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 24 | $ 3,702,000 | $ 154,000 | $ 108,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 21 | $ 2,862,000 | $ 136,000 | $ 57,000 |
| COLUMBIA, MO | 20 | $ 2,258,000 | $ 112,000 | $ 44,000 |
| FORT WAYNE, IN | 20 | $ 1,827,000 | $ 91,000 | $ 41,000 |
| ST. CLOUD, MN | 20 | $ 2,649,000 | $ 132,000 | $ 36,000 |
| ROCHESTER, MN | 19 | $ 2,678,000 | $ 140,000 | $ 52,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 19 | $ 3,361,000 | $ 176,000 | $ 84,000 |
| WICHITA, KS | 19 | $ 1,760,000 | $ 92,000 | $ 55,000 |
| WILMINGTON, DE-MD-NJ | 19 | $ 2,729,000 | $ 143,000 | $ 58,000 |
| LA CROSSE, WI-MN | 18 | $ 1,840,000 | $ 102,000 | $ 56,000 |
| LAFAYETTE, IN | 18 | $ 2,423,000 | $ 134,000 | $ 37,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 17 | $ 2,220,000 | $ 130,000 | $ 46,000 |
| SIOUX FALLS, SD | 17 | $ 2,780,000 | $ 163,000 | $ 68,000 |
| TOPEKA, KS | 17 | $ 1,732,000 | $ 101,000 | $ 41,000 |
| ANDERSON, IN | 16 | $ 1,278,000 | $ 79,000 | $ 39,000 |
| ELKHART-GOSHEN, IN | 14 | $ 1,362,000 | $ 97,000 | $ 42,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 14 | $ 2,930,000 | $ 209,000 | $ 75,000 |
| LAWRENCE, KS | 13 | $ 1,345,000 | $ 103,000 | $ 48,000 |
| SPRINGFIELD, OH | 12 | $ 1,018,000 | $ 84,000 | $ 53,000 |
| WATERLOO-CEDAR FALLS, IA | 12 | $ 946,000 | $ 78,000 | $ 38,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 11 | $ 2,209,000 | $ 200,000 | $ 80,000 |
| OCALA, FL | 11 | $ 882,000 | $ 80,000 | $ 33,000 |
| PHILADELPHIA, PA | 11 | $ 2,022,000 | $ 183,000 | $ 77,000 |
| VERO BEACH, FL | 11 | $ 1,220,000 | $ 110,000 | $ 73,000 |
| COLORADO SPRINGS, CO | 10 | $ 1,996,000 | $ 199,000 | $ 76,000 |
| MANSFIELD, OH | 10 | $ 881,000 | $ 88,000 | $ 33,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 10 | $ 937,000 | $ 93,000 | $ 50,000 |
| SPRINGFIELD, MO | 10 | $ 1,107,000 | $ 110,000 | $ 63,000 |
| TALLAHASSEE, FL | 10 | $ 1,152,000 | $ 115,000 | $ 43,000 |
| BOWLING GREEN, KY | 9 | $ 924,000 | $ 102,000 | $ 76,000 |
| CAPE CORAL-FORT MYERS, FL | 9 | $ 1,659,000 | $ 184,000 | $ 54,000 |
| LAKELAND, FL | 9 | $ 998,000 | $ 110,000 | $ 121,000 |
| OWENSBORO, KY | 9 | $ 690,000 | $ 76,000 | $ 40,000 |
| ELIZABETHTOWN, KY | 8 | $ 801,000 | $ 100,000 | $ 43,000 |
| EVANSVILLE, IN-KY | 8 | $ 719,000 | $ 89,000 | $ 92,000 |
| MEMPHIS, TN-MS-AR | 8 | $ 1,282,000 | $ 160,000 | $ 60,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 8 | $ 1,163,000 | $ 145,000 | $ 39,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 871,000 | $ 108,000 | $ 49,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 8 | $ 855,000 | $ 106,000 | $ 38,000 |
| SIOUX CITY, IA-NE-SD | 8 | $ 719,000 | $ 89,000 | $ 38,000 |
| SPRINGFIELD, IL | 8 | $ 857,000 | $ 107,000 | $ 54,000 |
| TACOMA, WA | 8 | $ 1,525,000 | $ 190,000 | $ 69,000 |
| AMES, IA | 7 | $ 815,000 | $ 116,000 | $ 35,000 |
| ANN ARBOR, MI | 7 | $ 1,217,000 | $ 173,000 | $ 54,000 |
| COLUMBUS, IN | 7 | $ 651,000 | $ 93,000 | $ 40,000 |
| DUBUQUE, IA | 7 | $ 692,000 | $ 98,000 | $ 46,000 |
| JOPLIN, MO | 7 | $ 618,000 | $ 88,000 | $ 39,000 |
| KOKOMO, IN | 7 | $ 889,000 | $ 127,000 | $ 64,000 |
| MUNCIE, IN | 7 | $ 371,000 | $ 53,000 | $ 22,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 7 | $ 1,399,000 | $ 199,000 | $ 24,000 |
| ERIE, PA | 6 | $ 725,000 | $ 120,000 | $ 72,000 |
| FARGO, ND-MN | 6 | $ 660,000 | $ 110,000 | $ 72,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 6 | $ 720,000 | $ 120,000 | $ 53,000 |
| IOWA CITY, IA | 6 | $ 841,000 | $ 140,000 | $ 77,000 |
| LIMA, OH | 6 | $ 675,000 | $ 112,000 | $ 53,000 |
| MICHIGAN CITY-LA PORTE, IN | 6 | $ 463,000 | $ 77,000 | $ 32,000 |
| READING, PA | 6 | $ 723,000 | $ 120,000 | $ 60,000 |
| WINCHESTER, VA-WV | 6 | $ 842,000 | $ 140,000 | $ 31,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 528,000 | $ 105,000 | $ 36,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 620,000 | $ 124,000 | $ 51,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 697,000 | $ 139,000 | $ 54,000 |
| HARRISBURG-CARLISLE, PA | 5 | $ 568,000 | $ 113,000 | $ 49,000 |
| HARRISONBURG, VA | 5 | $ 607,000 | $ 121,000 | $ 42,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 546,000 | $ 109,000 | $ 66,000 |
| KANKAKEE-BRADLEY, IL | 5 | $ 544,000 | $ 108,000 | $ 52,000 |
| LANSING-EAST LANSING, MI | 5 | $ 631,000 | $ 126,000 | $ 56,000 |
| BLOOMINGTON-NORMAL, IL | 4 | $ 520,000 | $ 130,000 | $ 63,000 |
| DOVER, DE | 4 | $ 470,000 | $ 117,000 | $ 34,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 4 | $ 311,000 | $ 77,000 | $ 34,000 |
| LANCASTER, PA | 4 | $ 527,000 | $ 131,000 | $ 51,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 4 | $ 328,000 | $ 82,000 | $ 44,000 |
| SANDUSKY, OH | 4 | $ 434,000 | $ 108,000 | $ 80,000 |
| SARASOTA-BRADENTON-VENICE, FL | 4 | $ 815,000 | $ 203,000 | $ 93,000 |
| BATTLE CREEK, MI | 3 | $ 183,000 | $ 61,000 | $ 52,000 |
| CHARLOTTESVILLE, VA | 3 | $ 481,000 | $ 160,000 | $ 43,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 442,000 | $ 147,000 | $ 51,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 820,000 | $ 273,000 | $ 6,000 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 637,000 | $ 212,000 | $ 102,000 |
| GRAND JUNCTION, CO | 3 | $ 483,000 | $ 161,000 | $ 77,000 |
| HOLLAND-GRAND HAVEN, MI | 3 | $ 347,000 | $ 115,000 | $ 63,000 |
| JEFFERSON CITY, MO | 3 | $ 269,000 | $ 89,000 | $ 35,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 3 | $ 658,000 | $ 219,000 | $ 75,000 |
| TERRE HAUTE, IN | 3 | $ 176,000 | $ 58,000 | $ 30,000 |
| YORK-HANOVER, PA | 3 | $ 312,000 | $ 104,000 | $ 35,000 |
| BATON ROUGE, LA | 2 | $ 274,000 | $ 137,000 | $ 45,000 |
| BOULDER, CO | 2 | $ 459,000 | $ 229,000 | $ 45,000 |
| DANVILLE, VA | 2 | $ 303,000 | $ 151,000 | $ 69,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 328,000 | $ 164,000 | $ 63,000 |
| MONROE, MI | 2 | $ 184,000 | $ 92,000 | $ 33,000 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 413,000 | $ 206,000 | $ 306,000 |
| ROANOKE, VA | 2 | $ 179,000 | $ 89,000 | $ 47,000 |
| WILLIAMSPORT, PA | 2 | $ 464,000 | $ 232,000 | $ 90,000 |
| BAY CITY, MI | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| BISMARCK, ND | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| BUFFALO-NIAGARA FALLS, NY | 1 | $ 66,000 | $ 66,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 86,000 | $ 86,000 | $ 67,000 |
| CUMBERLAND, MD-WV | 1 | $ 98,000 | $ 98,000 | $ 80,000 |
| DANVILLE, IL | 1 | $ 107,000 | $ 107,000 | $ 63,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| GRAND FORKS, ND-MN | 1 | $ 123,000 | $ 123,000 | $ 37,000 |
| GREELEY, CO | 1 | $ 180,000 | $ 180,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| JACKSON, MI | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| JACKSON, TN | 1 | $ 167,000 | $ 167,000 | $ 126,000 |
| JOHNSTOWN, PA | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 1 | $ 231,000 | $ 231,000 | $ 74,000 |
| KNOXVILLE, TN | 1 | $ 190,000 | $ 190,000 | $ 54,000 |
| LAS VEGAS-PARADISE, NV | 1 | $ 260,000 | $ 260,000 | $ 59,000 |
| MEDFORD, OR | 1 | $ 355,000 | $ 355,000 | $ 175,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 66,000 | $ 66,000 | $ 50,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 120,000 | $ 120,000 | $ 0 |
| OKLAHOMA CITY, OK | 1 | $ 41,000 | $ 41,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 457,000 | $ 457,000 | $ 157,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| PUEBLO, CO | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| PUNTA GORDA, FL | 1 | $ 118,000 | $ 118,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| RENO-SPARKS, NV | 1 | $ 220,000 | $ 220,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 246,000 | $ 246,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Paragon Home Lending, Llc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,431 | $1,103,271,000 | $140,677 | $840,000 | $52,741 | $1,000,000 |
| Home Purchase | 4,314 | $549,431,000 | $140,111 | $673,000 | $56,074 | $1,380,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,382 | $828,291,000 | $152,620 | $608,000 | $66,448 | $576,000 |
| Not Provided | 3,946 | $524,774,000 | $131,413 | $840,000 | $42,793 | $1,380,000 |
| Black or African American | 1,530 | $178,770,000 | $124,136 | $612,000 | $54,954 | $660,000 |
| Hispanic | 674 | $86,692,000 | $117,100 | $448,000 | $45,450 | $1,056,000 |
| Asian | 169 | $28,689,000 | $139,000 | $673,000 | $56,875 | $336,000 |
| American Indian or Alaskan Native | 24 | $2,626,000 | $108,888 | $217,000 | $76,555 | $1,000,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $2,477,000 | $155,250 | $308,000 | $53,375 | $83,000 |
| Not applicable | 3 | $383,000 | $136,500 | $163,000 | $41,000 | $48,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,913 | $1,553,104,000 | $148,137 | $840,000 | $59,068 | $1,380,000 |
| FHA-insured (Federal Housing Administration) | 821 | $98,108,000 | $118,105 | $272,000 | $32,684 | $154,000 |
| VA-guaranteed (Veterans Administration) | 11 | $1,490,000 | $137,400 | $204,000 | $51,200 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,943 | $625,352,000 | $139,280 | $673,000 | $62,000 | $1,056,000 |
| Application Withdrawn By Applicant | 3,133 | $423,448,000 | $143,500 | $840,000 | $44,857 | $1,380,000 |
| Application Denied By Financial Institution | 2,299 | $298,452,000 | $135,740 | $700,000 | $56,666 | $660,000 |
| Loan Purchased By The Institution | 2,270 | $292,848,000 | $139,809 | $484,000 | $56,476 | $306,000 |
| Application Approved But Not Accepted | 75 | $9,323,000 | $130,272 | $560,000 | $96,818 | $420,000 |
| File Closed For Incompleteness | 21 | $2,864,000 | $161,125 | $360,000 | $54,500 | $142,000 |
| Preapproval Approved but not Accepted | 4 | $415,000 | $103,000 | $154,000 | $45,000 | $71,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 284 | $34,944,000 | $118,142 | $700,000 | $48,904 | $660,000 |
| Collateral | 211 | $26,576,000 | $128,000 | $608,000 | $54,954 | $240,000 |
| Credit History | 165 | $18,460,000 | $114,062 | $464,000 | $52,562 | $158,000 |
| Debt-To-Income Ratio | 156 | $21,825,000 | $164,277 | $500,000 | $56,222 | $175,000 |
| Employment History | 66 | $7,703,000 | $106,285 | $410,000 | $49,000 | $124,000 |
| Unverifiable Information | 17 | $2,311,000 | $128,538 | $300,000 | $58,461 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,592,000 | $111,777 | $240,000 | $49,222 | $105,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Paragon Home Lending, Llc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Paragon Home Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.