Paragon Home Lending, LLC Mortgage Lending & HMDA Data, 2004

In 2004, Paragon Home Lending, LLC of Brookfield, WI reported 12,745 mortgage applications totaling $1.7 billion, down 25% from 2003. The average application was for $129,674, and applicants reported an average income of $49,461. 39% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (2,378), Minneapolis-St. Paul-Bloomington, MN-WI (1,285) and Chicago-Naperville-Joliet, IL (1,120) (applications in parentheses).

Mortgage Company & Address Paragon Home Lending, LLC
19435 W. Capitol Drive, Suite 201
Brookfield, WI 53045
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 12,745
Total Mortgage Loan Application Amount $1,652,702,000
Average Mortgage Loan Application Amount $129,674
Highest Mortgage Loan Application Amount $840,000
Average Applicant Income $49,461
Highest Applicant Income $1,380,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Paragon Home Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Paragon Home Lending, LLC by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee, Wisconsin 1,814 $ 198,329,000 $ 109,332 $ 44,000
Cook, Illinois 750 $ 114,758,000 $ 153,010 $ 54,000
Hennepin, Minnesota 453 $ 75,533,000 $ 166,739 $ 56,000
Waukesha, Wisconsin 411 $ 73,528,000 $ 178,900 $ 59,000
Dane, Wisconsin 293 $ 46,565,000 $ 158,924 $ 58,000
Racine, Wisconsin 243 $ 28,767,000 $ 118,382 $ 38,000
Ramsey, Minnesota 230 $ 36,420,000 $ 158,347 $ 59,000
Jefferson, Kentucky 202 $ 21,119,000 $ 104,549 $ 42,000
Kenosha, Wisconsin 193 $ 23,725,000 $ 122,927 $ 41,000
Anoka, Minnesota 182 $ 32,838,000 $ 180,428 $ 66,000
Winnebago, Illinois 177 $ 17,624,000 $ 99,570 $ 38,000
Marion, Indiana 159 $ 16,520,000 $ 103,899 $ 43,000
Brown, Wisconsin 156 $ 18,877,000 $ 121,006 $ 48,000
Outagamie, Wisconsin 148 $ 17,424,000 $ 117,729 $ 41,000
Walworth, Wisconsin 143 $ 19,929,000 $ 139,363 $ 60,000
Rock, Wisconsin 141 $ 15,947,000 $ 113,099 $ 49,000
Dakota, Minnesota 136 $ 25,084,000 $ 184,441 $ 57,000
Wayne, Michigan 128 $ 14,875,000 $ 116,210 $ 56,000
Allegheny, Pennsylvania 128 $ 11,061,000 $ 86,414 $ 40,000
Franklin, Ohio 119 $ 15,009,000 $ 126,126 $ 48,000
Washington, Wisconsin 110 $ 17,676,000 $ 160,690 $ 55,000
Will, Illinois 109 $ 17,567,000 $ 161,165 $ 59,000
DuPage, Illinois 108 $ 20,451,000 $ 189,361 $ 48,000
St. Louis, Missouri 104 $ 10,197,000 $ 98,048 $ 47,000
Winnebago, Wisconsin 93 $ 10,280,000 $ 110,537 $ 37,000
Lake, Illinois 90 $ 15,847,000 $ 176,077 $ 52,000
Jackson, Missouri 73 $ 7,058,000 $ 96,684 $ 49,000
Washington, Minnesota 72 $ 13,212,000 $ 183,500 $ 58,000
District of Columbia, District Of Columbia 69 $ 12,870,000 $ 186,521 $ 88,000
Wright, Minnesota 67 $ 12,479,000 $ 186,253 $ 55,000
Kane, Illinois 64 $ 10,414,000 $ 162,718 $ 48,000
Lake, Indiana 63 $ 7,788,000 $ 123,619 $ 41,000
Scott, Minnesota 60 $ 11,821,000 $ 197,016 $ 69,000
Dodge, Wisconsin 60 $ 6,906,000 $ 115,100 $ 44,000
Prince George's, Maryland 59 $ 9,834,000 $ 166,677 $ 69,000
Sheboygan, Wisconsin 59 $ 6,863,000 $ 116,322 $ 40,000
Jefferson, Wisconsin 58 $ 8,890,000 $ 153,275 $ 56,000
McHenry, Illinois 57 $ 10,332,000 $ 181,263 $ 67,000
St. Louis City, Missouri 57 $ 5,256,000 $ 92,210 $ 46,000
Genesee, Michigan 55 $ 6,336,000 $ 115,200 $ 41,000
Fond du Lac, Wisconsin 54 $ 6,176,000 $ 114,370 $ 39,000
Marathon, Wisconsin 54 $ 5,376,000 $ 99,555 $ 40,000
Columbia, Wisconsin 52 $ 7,664,000 $ 147,384 $ 57,000
Oakland, Michigan 50 $ 8,911,000 $ 178,220 $ 67,000
Lucas, Ohio 50 $ 5,179,000 $ 103,580 $ 43,000
Luzerne, Pennsylvania 50 $ 4,754,000 $ 95,080 $ 35,000
Broward, Florida 46 $ 7,376,000 $ 160,347 $ 63,000
Peoria, Illinois 46 $ 3,988,000 $ 86,695 $ 41,000
Tazewell, Illinois 46 $ 3,897,000 $ 84,717 $ 29,000
Linn, Iowa 46 $ 4,807,000 $ 104,500 $ 44,000
Lancaster, Nebraska 45 $ 5,390,000 $ 119,777 $ 53,000
Mahoning, Ohio 44 $ 4,372,000 $ 99,363 $ 44,000
Hamilton, Ohio 43 $ 5,113,000 $ 118,906 $ 39,000
Manitowoc, Wisconsin 43 $ 4,413,000 $ 102,627 $ 45,000
Ozaukee, Wisconsin 43 $ 8,280,000 $ 192,558 $ 82,000
Waupaca, Wisconsin 42 $ 4,717,000 $ 112,309 $ 47,000
Columbiana, Ohio 40 $ 3,397,000 $ 84,925 $ 32,000
Polk, Iowa 39 $ 4,060,000 $ 104,102 $ 44,000
Cuyahoga, Ohio 39 $ 5,323,000 $ 136,487 $ 42,000
Calumet, Wisconsin 39 $ 4,441,000 $ 113,871 $ 49,000
Oconto, Wisconsin 38 $ 4,474,000 $ 117,736 $ 47,000
Green, Wisconsin 37 $ 3,844,000 $ 103,891 $ 41,000
Shawano, Wisconsin 37 $ 3,876,000 $ 104,756 $ 46,000
Fayette, Kentucky 36 $ 4,162,000 $ 115,611 $ 36,000
Lackawanna, Pennsylvania 36 $ 3,929,000 $ 109,138 $ 31,000
Sauk, Wisconsin 36 $ 4,728,000 $ 131,333 $ 45,000
Hillsborough, Florida 35 $ 4,978,000 $ 142,228 $ 50,000
Macomb, Michigan 34 $ 4,296,000 $ 126,352 $ 49,000
Fairfax, Virginia 34 $ 8,453,000 $ 248,617 $ 75,000
Stark, Ohio 33 $ 3,617,000 $ 109,606 $ 51,000
Iowa, Wisconsin 33 $ 3,852,000 $ 116,727 $ 51,000
Johnson, Kansas 32 $ 4,701,000 $ 146,906 $ 79,000
Laurel, Kentucky 31 $ 3,567,000 $ 115,064 $ 59,000
Montgomery, Ohio 30 $ 3,168,000 $ 105,600 $ 58,000
Westmoreland, Pennsylvania 29 $ 3,213,000 $ 110,793 $ 39,000
Prince William, Virginia 29 $ 5,965,000 $ 205,689 $ 99,000
Wyandotte, Kansas 27 $ 2,273,000 $ 84,185 $ 40,000
Sherburne, Minnesota 27 $ 4,761,000 $ 176,333 $ 54,000
Hall, Nebraska 26 $ 2,446,000 $ 94,076 $ 47,000
Fairfield, Ohio 26 $ 3,178,000 $ 122,230 $ 57,000
St. Croix, Wisconsin 26 $ 4,931,000 $ 189,653 $ 65,000
Duval, Florida 25 $ 2,850,000 $ 114,000 $ 48,000
Miami-Dade, Florida 25 $ 4,095,000 $ 163,800 $ 49,000
Licking, Ohio 25 $ 3,130,000 $ 125,200 $ 56,000
Boone, Illinois 24 $ 3,678,000 $ 153,250 $ 47,000
Baltimore, Maryland 24 $ 3,759,000 $ 156,625 $ 60,000
Carver, Minnesota 24 $ 4,915,000 $ 204,791 $ 70,000
Otter Tail, Minnesota 24 $ 2,485,000 $ 103,541 $ 31,000
Lebanon, Pennsylvania 24 $ 2,632,000 $ 109,666 $ 41,000
Butler, Ohio 23 $ 2,239,000 $ 97,347 $ 41,000
Juneau, Wisconsin 23 $ 2,117,000 $ 92,043 $ 39,000
Marinette, Wisconsin 23 $ 2,041,000 $ 88,739 $ 61,000
Bullitt, Kentucky 22 $ 2,178,000 $ 99,000 $ 38,000
St. Louis, Minnesota 21 $ 2,440,000 $ 116,190 $ 31,000
Portage, Wisconsin 21 $ 2,234,000 $ 106,380 $ 42,000
Pinellas, Florida 20 $ 2,459,000 $ 122,950 $ 41,000
Clark, Indiana 20 $ 2,171,000 $ 108,550 $ 51,000
Harford, Maryland 20 $ 3,640,000 $ 182,000 $ 77,000
Crow Wing, Minnesota 20 $ 2,101,000 $ 105,050 $ 40,000
Isanti, Minnesota 20 $ 3,575,000 $ 178,750 $ 55,000
Miami, Ohio 20 $ 2,326,000 $ 116,300 $ 40,000
Augusta, Virginia 20 $ 2,037,000 $ 101,850 $ 41,000
New Castle, Delaware 19 $ 2,729,000 $ 143,631 $ 58,000
Orange, Florida 19 $ 2,460,000 $ 129,473 $ 55,000
Palm Beach, Florida 19 $ 3,361,000 $ 176,894 $ 84,000
Buchanan, Missouri 19 $ 1,644,000 $ 86,526 $ 34,000
Allen, Indiana 18 $ 1,431,000 $ 79,500 $ 39,000
Clay, Missouri 18 $ 2,058,000 $ 114,333 $ 49,000
Summit, Ohio 18 $ 2,313,000 $ 128,500 $ 52,000
Washington, Pennsylvania 18 $ 2,060,000 $ 114,444 $ 58,000
La Crosse, Wisconsin 18 $ 1,840,000 $ 102,222 $ 56,000
Sedgwick, Kansas 17 $ 1,606,000 $ 94,470 $ 55,000
Boone, Missouri 17 $ 2,006,000 $ 118,000 $ 42,000
Camden, Missouri 17 $ 1,478,000 $ 86,941 $ 31,000
Beaver, Pennsylvania 17 $ 1,528,000 $ 89,882 $ 51,000
Eau Claire, Wisconsin 17 $ 1,702,000 $ 100,117 $ 40,000
Lincoln, Wisconsin 17 $ 1,670,000 $ 98,235 $ 43,000
Oneida, Wisconsin 17 $ 2,118,000 $ 124,588 $ 59,000
Waushara, Wisconsin 17 $ 1,619,000 $ 95,235 $ 32,000
DeKalb, Illinois 16 $ 2,165,000 $ 135,312 $ 54,000
Madison, Indiana 16 $ 1,278,000 $ 79,875 $ 39,000
Monroe, Indiana 16 $ 1,496,000 $ 93,500 $ 55,000
St. Charles, Missouri 16 $ 2,189,000 $ 136,812 $ 55,000
Hamilton, Indiana 15 $ 1,874,000 $ 124,933 $ 40,000
Tippecanoe, Indiana 15 $ 2,162,000 $ 144,133 $ 37,000
Trumbull, Ohio 15 $ 2,059,000 $ 137,266 $ 53,000
Chippewa, Wisconsin 15 $ 1,663,000 $ 110,866 $ 57,000
Langlade, Wisconsin 15 $ 1,502,000 $ 100,133 $ 52,000
Marquette, Wisconsin 15 $ 1,645,000 $ 109,666 $ 53,000
Monroe, Wisconsin 15 $ 1,522,000 $ 101,466 $ 43,000
Fulton, Illinois 14 $ 1,053,000 $ 75,214 $ 39,000
Boone, Indiana 14 $ 1,764,000 $ 126,000 $ 62,000
Elkhart, Indiana 14 $ 1,362,000 $ 97,285 $ 42,000
Hendricks, Indiana 14 $ 1,735,000 $ 123,928 $ 45,000
Johnson, Indiana 14 $ 1,581,000 $ 112,928 $ 65,000
Chisago, Minnesota 14 $ 2,605,000 $ 186,071 $ 51,000
Stearns, Minnesota 14 $ 1,784,000 $ 127,428 $ 36,000
Jefferson, Missouri 14 $ 1,781,000 $ 127,214 $ 43,000
Minnehaha, South Dakota 14 $ 2,224,000 $ 158,857 $ 61,000
Vilas, Wisconsin 14 $ 1,960,000 $ 140,000 $ 55,000
Kendall, Illinois 13 $ 2,157,000 $ 165,923 $ 68,000
Madison, Illinois 13 $ 1,924,000 $ 148,000 $ 53,000
Porter, Indiana 13 $ 1,611,000 $ 123,923 $ 63,000
Douglas, Kansas 13 $ 1,345,000 $ 103,461 $ 48,000
Shawnee, Kansas 13 $ 1,311,000 $ 100,846 $ 37,000
Olmsted, Minnesota 13 $ 1,656,000 $ 127,384 $ 47,000
Delaware, Ohio 13 $ 2,787,000 $ 214,384 $ 101,000
Butler, Pennsylvania 13 $ 1,966,000 $ 151,230 $ 58,000
Adams, Wisconsin 13 $ 1,326,000 $ 102,000 $ 38,000
Polk, Wisconsin 13 $ 1,914,000 $ 147,230 $ 58,000
Maricopa, Arizona 12 $ 2,700,000 $ 225,000 $ 81,000
Knox, Illinois 12 $ 904,000 $ 75,333 $ 40,000
Hubbard, Minnesota 12 $ 1,376,000 $ 114,666 $ 42,000
Douglas, Nebraska 12 $ 1,590,000 $ 132,500 $ 39,000
Clark, Ohio 12 $ 1,018,000 $ 84,833 $ 53,000
Waynesboro, Virginia 12 $ 1,084,000 $ 90,333 $ 56,000
Indian River, Florida 11 $ 1,220,000 $ 110,909 $ 73,000
Marion, Florida 11 $ 882,000 $ 80,181 $ 33,000
Floyd, Indiana 11 $ 1,133,000 $ 103,000 $ 48,000
Jasper, Indiana 11 $ 1,306,000 $ 118,727 $ 50,000
Morgan, Indiana 11 $ 1,201,000 $ 109,181 $ 42,000
Black Hawk, Iowa 11 $ 881,000 $ 80,090 $ 41,000
Baltimore City, Maryland 11 $ 1,059,000 $ 96,272 $ 54,000
Pickaway, Ohio 11 $ 1,493,000 $ 135,727 $ 51,000
Portage, Ohio 11 $ 1,275,000 $ 115,909 $ 63,000
Grant, Wisconsin 11 $ 1,014,000 $ 92,181 $ 43,000
Green Lake, Wisconsin 11 $ 1,188,000 $ 108,000 $ 41,000
Pasco, Florida 10 $ 1,637,000 $ 163,700 $ 57,000
Shelby, Indiana 10 $ 926,000 $ 92,600 $ 43,000
St. Joseph, Indiana 10 $ 937,000 $ 93,700 $ 50,000
Hardin, Iowa 10 $ 647,000 $ 64,700 $ 39,000
Pottawattamie, Iowa 10 $ 985,000 $ 98,500 $ 50,000
Charles, Maryland 10 $ 3,246,000 $ 324,600 $ 92,000
Beltrami, Minnesota 10 $ 1,408,000 $ 140,800 $ 63,000
Cass, Minnesota 10 $ 1,474,000 $ 147,400 $ 192,000
Mille Lacs, Minnesota 10 $ 1,284,000 $ 128,400 $ 36,000
Clermont, Ohio 10 $ 1,049,000 $ 104,900 $ 52,000
Hocking, Ohio 10 $ 813,000 $ 81,300 $ 37,000
Lorain, Ohio 10 $ 1,218,000 $ 121,800 $ 52,000
Richland, Ohio 10 $ 881,000 $ 88,100 $ 33,000
Douglas, Wisconsin 10 $ 1,060,000 $ 106,000 $ 55,000
El Paso, Colorado 9 $ 1,737,000 $ 193,000 $ 55,000
Flagler, Florida 9 $ 1,639,000 $ 182,111 $ 102,000
Hernando, Florida 9 $ 732,000 $ 81,333 $ 42,000
Lee, Florida 9 $ 1,659,000 $ 184,333 $ 54,000
Polk, Florida 9 $ 998,000 $ 110,888 $ 121,000
Clinton, Indiana 9 $ 749,000 $ 83,222 $ 22,000
Franklin, Kentucky 9 $ 936,000 $ 104,000 $ 46,000
Jessamine, Kentucky 9 $ 1,242,000 $ 138,000 $ 44,000
Meade, Kentucky 9 $ 883,000 $ 98,111 $ 49,000
Warren, Kentucky 9 $ 924,000 $ 102,666 $ 76,000
Douglas, Minnesota 9 $ 967,000 $ 107,444 $ 35,000
Barron, Wisconsin 9 $ 1,102,000 $ 122,444 $ 55,000
Door, Wisconsin 9 $ 1,175,000 $ 130,555 $ 53,000
Kewaunee, Wisconsin 9 $ 1,216,000 $ 135,111 $ 47,000
Pierce, Wisconsin 9 $ 1,112,000 $ 123,555 $ 33,000
Arapahoe, Colorado 8 $ 1,153,000 $ 144,125 $ 29,000
Brevard, Florida 8 $ 871,000 $ 108,875 $ 49,000
Sangamon, Illinois 8 $ 857,000 $ 107,125 $ 54,000
St. Clair, Illinois 8 $ 945,000 $ 118,125 $ 59,000
Spencer, Indiana 8 $ 745,000 $ 93,125 $ 52,000
Dallas, Iowa 8 $ 949,000 $ 118,625 $ 45,000
Muscatine, Iowa 8 $ 761,000 $ 95,125 $ 41,000
Woodbury, Iowa 8 $ 719,000 $ 89,875 $ 38,000
Daviess, Kentucky 8 $ 639,000 $ 79,875 $ 40,000
Madison, Kentucky 8 $ 703,000 $ 87,875 $ 25,000
Oldham, Kentucky 8 $ 1,215,000 $ 151,875 $ 48,000
Spencer, Kentucky 8 $ 1,140,000 $ 142,500 $ 58,000
Orleans, Louisiana 8 $ 1,087,000 $ 135,875 $ 55,000
Montgomery, Maryland 8 $ 1,590,000 $ 198,750 $ 79,000
Saginaw, Michigan 8 $ 855,000 $ 106,875 $ 38,000
Goodhue, Minnesota 8 $ 1,022,000 $ 127,750 $ 51,000
Kanabec, Minnesota 8 $ 842,000 $ 105,250 $ 15,000
McLeod, Minnesota 8 $ 984,000 $ 123,000 $ 27,000
Morrison, Minnesota 8 $ 1,076,000 $ 134,500 $ 46,000
Miller, Missouri 8 $ 747,000 $ 93,375 $ 35,000
Champaign, Ohio 8 $ 781,000 $ 97,625 $ 50,000
Knox, Ohio 8 $ 807,000 $ 100,875 $ 50,000
Marion, Ohio 8 $ 766,000 $ 95,750 $ 47,000
Fayette, Pennsylvania 8 $ 796,000 $ 99,500 $ 35,000
Shelby, Tennessee 8 $ 1,282,000 $ 160,250 $ 60,000
Chesapeake, Virginia 8 $ 1,504,000 $ 188,000 $ 24,000
Loudoun, Virginia 8 $ 1,980,000 $ 247,500 $ 79,000
Pierce, Washington 8 $ 1,525,000 $ 190,625 $ 69,000
Richland, Wisconsin 8 $ 699,000 $ 87,375 $ 39,000
Wood, Wisconsin 8 $ 770,000 $ 96,250 $ 44,000
Stephenson, Illinois 7 $ 554,000 $ 79,142 $ 47,000
Bartholomew, Indiana 7 $ 651,000 $ 93,000 $ 40,000
Delaware, Indiana 7 $ 371,000 $ 53,000 $ 22,000
Hancock, Indiana 7 $ 934,000 $ 133,428 $ 54,000
Cerro Gordo, Iowa 7 $ 435,000 $ 62,142 $ 36,000
Dubuque, Iowa 7 $ 692,000 $ 98,857 $ 46,000
Story, Iowa 7 $ 815,000 $ 116,428 $ 35,000
Clay, Kentucky 7 $ 640,000 $ 91,428 $ 33,000
Hardin, Kentucky 7 $ 745,000 $ 106,428 $ 42,000
Whitley, Kentucky 7 $ 685,000 $ 97,857 $ 36,000
Jefferson, Louisiana 7 $ 992,000 $ 141,714 $ 62,000
Washtenaw, Michigan 7 $ 1,217,000 $ 173,857 $ 54,000
Itasca, Minnesota 7 $ 741,000 $ 105,857 $ 42,000
Meeker, Minnesota 7 $ 1,237,000 $ 176,714 $ 39,000
Pine, Minnesota 7 $ 1,120,000 $ 160,000 $ 45,000
Rice, Minnesota 7 $ 1,216,000 $ 173,714 $ 68,000
Warren, Ohio 7 $ 1,135,000 $ 162,142 $ 48,000
Chesterfield, Virginia 7 $ 881,000 $ 125,857 $ 83,000
Henrico, Virginia 7 $ 938,000 $ 134,000 $ 44,000
Richmond City, Virginia 7 $ 783,000 $ 111,857 $ 41,000
Dunn, Wisconsin 7 $ 802,000 $ 114,571 $ 42,000
Trempealeau, Wisconsin 7 $ 568,000 $ 81,142 $ 26,000
Benton, Arkansas 6 $ 720,000 $ 120,000 $ 53,000
Clay, Florida 6 $ 757,000 $ 126,166 $ 65,000
Ogle, Illinois 6 $ 798,000 $ 133,000 $ 66,000
Greene, Indiana 6 $ 514,000 $ 85,666 $ 49,000
Henry, Indiana 6 $ 495,000 $ 82,500 $ 46,000
Howard, Indiana 6 $ 785,000 $ 130,833 $ 79,000
LaPorte, Indiana 6 $ 463,000 $ 77,166 $ 32,000
Montgomery, Indiana 6 $ 488,000 $ 81,333 $ 43,000
Owen, Indiana 6 $ 522,000 $ 87,000 $ 25,000
Nelson, Kentucky 6 $ 544,000 $ 90,666 $ 46,000
Pike, Kentucky 6 $ 487,000 $ 81,166 $ 32,000
Shelby, Kentucky 6 $ 769,000 $ 128,166 $ 56,000
Lapeer, Michigan 6 $ 1,342,000 $ 223,666 $ 89,000
Benton, Minnesota 6 $ 865,000 $ 144,166 $ 36,000
Blue Earth, Minnesota 6 $ 735,000 $ 122,500 $ 37,000
Clay, Minnesota 6 $ 575,000 $ 95,833 $ 40,000
Winona, Minnesota 6 $ 805,000 $ 134,166 $ 55,000
Andrew, Missouri 6 $ 445,000 $ 74,166 $ 61,000
Platte, Missouri 6 $ 834,000 $ 139,000 $ 62,000
Cass, North Dakota 6 $ 660,000 $ 110,000 $ 72,000
Allen, Ohio 6 $ 675,000 $ 112,500 $ 53,000
Athens, Ohio 6 $ 380,000 $ 63,333 $ 22,000
Crawford, Ohio 6 $ 550,000 $ 91,666 $ 29,000
Greene, Ohio 6 $ 769,000 $ 128,166 $ 43,000
Hardin, Ohio 6 $ 514,000 $ 85,666 $ 27,000
Muskingum, Ohio 6 $ 552,000 $ 92,000 $ 48,000
Union, Ohio 6 $ 674,000 $ 112,333 $ 39,000
Wood, Ohio 6 $ 559,000 $ 93,166 $ 36,000
Armstrong, Pennsylvania 6 $ 738,000 $ 123,000 $ 29,000
Berks, Pennsylvania 6 $ 723,000 $ 120,500 $ 60,000
Erie, Pennsylvania 6 $ 725,000 $ 120,833 $ 72,000
Lafayette, Wisconsin 6 $ 506,000 $ 84,333 $ 34,000
Denver, Colorado 5 $ 699,000 $ 139,800 $ 39,000
Leon, Florida 5 $ 694,000 $ 138,800 $ 62,000
St. Lucie, Florida 5 $ 1,026,000 $ 205,200 $ 27,000
Champaign, Illinois 5 $ 620,000 $ 124,000 $ 51,000
Kankakee, Illinois 5 $ 544,000 $ 108,800 $ 52,000
LaSalle, Illinois 5 $ 471,000 $ 94,200 $ 40,000
Newton, Indiana 5 $ 548,000 $ 109,600 $ 49,000
Scott, Indiana 5 $ 432,000 $ 86,400 $ 71,000
Vanderburgh, Indiana 5 $ 323,000 $ 64,600 $ 48,000
Carroll, Iowa 5 $ 335,000 $ 67,000 $ 53,000
Warren, Iowa 5 $ 464,000 $ 92,800 $ 46,000
Calvert, Maryland 5 $ 833,000 $ 166,600 $ 69,000
Howard, Maryland 5 $ 1,181,000 $ 236,200 $ 75,000
Menominee, Michigan 5 $ 407,000 $ 81,400 $ 45,000
Polk, Minnesota 5 $ 653,000 $ 130,600 $ 56,000
Steele, Minnesota 5 $ 607,000 $ 121,400 $ 48,000
Wadena, Minnesota 5 $ 360,000 $ 72,000 $ 24,000
Cass, Missouri 5 $ 758,000 $ 151,600 $ 77,000
Ashland, Ohio 5 $ 478,000 $ 95,600 $ 49,000
Ashtabula, Ohio 5 $ 520,000 $ 104,000 $ 48,000
Belmont, Ohio 5 $ 418,000 $ 83,600 $ 47,000
Carroll, Ohio 5 $ 337,000 $ 67,400 $ 28,000
Darke, Ohio 5 $ 1,326,000 $ 265,200 $ 51,000
Jefferson, Ohio 5 $ 373,000 $ 74,600 $ 47,000
Medina, Ohio 5 $ 631,000 $ 126,200 $ 47,000
Ross, Ohio 5 $ 443,000 $ 88,600 $ 31,000
Tuscarawas, Ohio 5 $ 328,000 $ 65,600 $ 23,000
Wayne, Ohio 5 $ 732,000 $ 146,400 $ 72,000
Chester, Pennsylvania 5 $ 975,000 $ 195,000 $ 64,000
Lawrence, Pennsylvania 5 $ 493,000 $ 98,600 $ 43,000
Wyoming, Pennsylvania 5 $ 522,000 $ 104,400 $ 48,000
Stafford, Virginia 5 $ 771,000 $ 154,200 $ 113,000
Buffalo, Wisconsin 5 $ 525,000 $ 105,000 $ 29,000
Vernon, Wisconsin 5 $ 594,000 $ 118,800 $ 37,000
Kent, Delaware 4 $ 470,000 $ 117,500 $ 34,000
Osceola, Florida 4 $ 565,000 $ 141,250 $ 45,000
Seminole, Florida 4 $ 433,000 $ 108,250 $ 30,000
McLean, Illinois 4 $ 520,000 $ 130,000 $ 63,000
Brown, Indiana 4 $ 492,000 $ 123,000 $ 65,000
Grant, Indiana 4 $ 285,000 $ 71,250 $ 38,000
Jackson, Indiana 4 $ 279,000 $ 69,750 $ 52,000
Jefferson, Indiana 4 $ 289,000 $ 72,250 $ 41,000
Jennings, Indiana 4 $ 323,000 $ 80,750 $ 49,000
Noble, Indiana 4 $ 271,000 $ 67,750 $ 35,000
Putnam, Indiana 4 $ 515,000 $ 128,750 $ 43,000
White, Indiana 4 $ 291,000 $ 72,750 $ 23,000
Benton, Iowa 4 $ 386,000 $ 96,500 $ 39,000
Buchanan, Iowa 4 $ 273,000 $ 68,250 $ 41,000
Clayton, Iowa 4 $ 280,000 $ 70,000 $ 27,000
Iowa, Iowa 4 $ 411,000 $ 102,750 $ 45,000
Johnson, Iowa 4 $ 394,000 $ 98,500 $ 60,000
Marshall, Iowa 4 $ 352,000 $ 88,000 $ 37,000
Miami, Kansas 4 $ 519,000 $ 129,750 $ 58,000
Scott, Kentucky 4 $ 630,000 $ 157,500 $ 51,000
St. Tammany, Louisiana 4 $ 627,000 $ 156,750 $ 60,000
Anne Arundel, Maryland 4 $ 920,000 $ 230,000 $ 74,000
Livingston, Michigan 4 $ 461,000 $ 115,250 $ 28,000
Becker, Minnesota 4 $ 373,000 $ 93,250 $ 32,000
Freeborn, Minnesota 4 $ 454,000 $ 113,500 $ 37,000
Kandiyohi, Minnesota 4 $ 465,000 $ 116,250 $ 49,000
Martin, Minnesota 4 $ 583,000 $ 145,750 $ 48,000
Nicollet, Minnesota 4 $ 408,000 $ 102,000 $ 40,000
Wabasha, Minnesota 4 $ 789,000 $ 197,250 $ 59,000
Franklin, Missouri 4 $ 631,000 $ 157,750 $ 56,000
Greene, Missouri 4 $ 572,000 $ 143,000 $ 83,000
Jasper, Missouri 4 $ 356,000 $ 89,000 $ 39,000
Lafayette, Missouri 4 $ 380,000 $ 95,000 $ 47,000
Marion, Missouri 4 $ 188,000 $ 47,000 $ 50,000
York, Nebraska 4 $ 254,000 $ 63,500 $ 22,000
Clinton, Ohio 4 $ 375,000 $ 93,750 $ 39,000
Coshocton, Ohio 4 $ 339,000 $ 84,750 $ 57,000
Defiance, Ohio 4 $ 336,000 $ 84,000 $ 28,000
Erie, Ohio 4 $ 434,000 $ 108,500 $ 80,000
Highland, Ohio 4 $ 394,000 $ 98,500 $ 37,000
Morrow, Ohio 4 $ 450,000 $ 112,500 $ 62,000
Preble, Ohio 4 $ 417,000 $ 104,250 $ 31,000
Seneca, Ohio 4 $ 351,000 $ 87,750 $ 41,000
Williams, Ohio 4 $ 307,000 $ 76,750 $ 29,000
Lancaster, Pennsylvania 4 $ 527,000 $ 131,750 $ 51,000
Monroe, Pennsylvania 4 $ 336,000 $ 84,000 $ 24,000
Davidson, Tennessee 4 $ 631,000 $ 157,750 $ 32,000
Arlington, Virginia 4 $ 1,110,000 $ 277,500 $ 84,000
Frederick, Virginia 4 $ 536,000 $ 134,000 $ 27,000
Norfolk, Virginia 4 $ 573,000 $ 143,250 $ 375,000
Rockingham, Virginia 4 $ 495,000 $ 123,750 $ 53,000
Virginia Beach, Virginia 4 $ 575,000 $ 143,750 $ 28,000
Burnett, Wisconsin 4 $ 575,000 $ 143,750 $ 100,000
Clark, Wisconsin 4 $ 256,000 $ 64,000 $ 46,000
Crawford, Wisconsin 4 $ 450,000 $ 112,500 $ 47,000
Jackson, Wisconsin 4 $ 479,000 $ 119,750 $ 41,000
Pepin, Wisconsin 4 $ 375,000 $ 93,750 $ 42,000
Price, Wisconsin 4 $ 276,000 $ 69,000 $ 89,000
Sawyer, Wisconsin 4 $ 655,000 $ 163,750 $ 102,000
Pulaski, Arkansas 3 $ 277,000 $ 92,333 $ 43,000
Adams, Colorado 3 $ 496,000 $ 165,333 $ 54,000
Larimer, Colorado 3 $ 637,000 $ 212,333 $ 102,000
Mesa, Colorado 3 $ 483,000 $ 161,000 $ 77,000
Highlands, Florida 3 $ 367,000 $ 122,333 $ 43,000
Lake, Florida 3 $ 374,000 $ 124,666 $ 60,000
Manatee, Florida 3 $ 673,000 $ 224,333 $ 109,000
Volusia, Florida 3 $ 820,000 $ 273,333 $ 6,000
Bureau, Illinois 3 $ 233,000 $ 77,666 $ 43,000
Christian, Illinois 3 $ 295,000 $ 98,333 $ 65,000
Grundy, Illinois 3 $ 381,000 $ 127,000 $ 47,000
Jo Daviess, Illinois 3 $ 243,000 $ 81,000 $ 63,000
Lee, Illinois 3 $ 272,000 $ 90,666 $ 24,000
Marshall, Illinois 3 $ 219,000 $ 73,000 $ 30,000
Mason, Illinois 3 $ 212,000 $ 70,666 $ 48,000
Montgomery, Illinois 3 $ 170,000 $ 56,666 $ 44,000
Carroll, Indiana 3 $ 261,000 $ 87,000 $ 37,000
Dearborn, Indiana 3 $ 437,000 $ 145,666 $ 60,000
Decatur, Indiana 3 $ 190,000 $ 63,333 $ 22,000
Huntington, Indiana 3 $ 342,000 $ 114,000 $ 31,000
Lawrence, Indiana 3 $ 326,000 $ 108,666 $ 38,000
Rush, Indiana 3 $ 225,000 $ 75,000 $ 84,000
Wayne, Indiana 3 $ 406,000 $ 135,333 $ 51,000
Boone, Iowa 3 $ 287,000 $ 95,666 $ 18,000
Delaware, Iowa 3 $ 234,000 $ 78,000 $ 42,000
Floyd, Iowa 3 $ 222,000 $ 74,000 $ 32,000
Henry, Iowa 3 $ 299,000 $ 99,666 $ 65,000
Kossuth, Iowa 3 $ 185,000 $ 61,666 $ 34,000
Lee, Iowa 3 $ 258,000 $ 86,000 $ 50,000
Scott, Iowa 3 $ 442,000 $ 147,333 $ 51,000
Webster, Iowa 3 $ 201,000 $ 67,000 $ 40,000
Franklin, Kansas 3 $ 273,000 $ 91,000 $ 51,000
Bourbon, Kentucky 3 $ 223,000 $ 74,333 $ 27,000
Clark, Kentucky 3 $ 214,000 $ 71,333 $ 49,000
Grayson, Kentucky 3 $ 252,000 $ 84,000 $ 42,000
Harlan, Kentucky 3 $ 359,000 $ 119,666 $ 56,000
Kenton, Kentucky 3 $ 422,000 $ 140,666 $ 55,000
Knox, Kentucky 3 $ 358,000 $ 119,333 $ 32,000
Wayne, Kentucky 3 $ 220,000 $ 73,333 $ 29,000
Woodford, Kentucky 3 $ 273,000 $ 91,000 $ 22,000
Terrebonne, Louisiana 3 $ 201,000 $ 67,000 $ 24,000
Cecil, Maryland 3 $ 505,000 $ 168,333 $ 36,000
Frederick, Maryland 3 $ 619,000 $ 206,333 $ 83,000
Barry, Michigan 3 $ 467,000 $ 155,666 $ 67,000
Calhoun, Michigan 3 $ 183,000 $ 61,000 $ 52,000
Ingham, Michigan 3 $ 338,000 $ 112,666 $ 69,000
Kalamazoo, Michigan 3 $ 321,000 $ 107,000 $ 43,000
Ottawa, Michigan 3 $ 347,000 $ 115,666 $ 63,000
Carlton, Minnesota 3 $ 312,000 $ 104,000 $ 28,000
Clearwater, Minnesota 3 $ 303,000 $ 101,000 $ 67,000
Koochiching, Minnesota 3 $ 239,000 $ 79,666 $ 33,000
Mower, Minnesota 3 $ 248,000 $ 82,666 $ 18,000
Todd, Minnesota 3 $ 237,000 $ 79,000 $ 31,000
Clinton, Missouri 3 $ 385,000 $ 128,333 $ 42,000
Howard, Missouri 3 $ 252,000 $ 84,000 $ 52,000
Monroe, Missouri 3 $ 207,000 $ 69,000 $ 38,000
Newton, Missouri 3 $ 262,000 $ 87,333 $ 39,000
Nodaway, Missouri 3 $ 305,000 $ 101,666 $ 55,000
Polk, Missouri 3 $ 215,000 $ 71,666 $ 52,000
Ralls, Missouri 3 $ 257,000 $ 85,666 $ 20,000
Stoddard, Missouri 3 $ 223,000 $ 74,333 $ 52,000
Buffalo, Nebraska 3 $ 291,000 $ 97,000 $ 28,000
Ward, North Dakota 3 $ 357,000 $ 119,000 $ 50,000
Adams, Ohio 3 $ 296,000 $ 98,666 $ 69,000
Auglaize, Ohio 3 $ 233,000 $ 77,666 $ 28,000
Brown, Ohio 3 $ 302,000 $ 100,666 $ 30,000
Fayette, Ohio 3 $ 313,000 $ 104,333 $ 57,000
Geauga, Ohio 3 $ 582,000 $ 194,000 $ 77,000
Huron, Ohio 3 $ 361,000 $ 120,333 $ 52,000
Lake, Ohio 3 $ 497,000 $ 165,666 $ 66,000
Logan, Ohio 3 $ 219,000 $ 73,000 $ 37,000
Madison, Ohio 3 $ 339,000 $ 113,000 $ 48,000
Perry, Ohio 3 $ 402,000 $ 134,000 $ 44,000
Scioto, Ohio 3 $ 246,000 $ 82,000 $ 68,000
Shelby, Ohio 3 $ 373,000 $ 124,333 $ 8,000
Carbon, Pennsylvania 3 $ 325,000 $ 108,333 $ 24,000
Dauphin, Pennsylvania 3 $ 286,000 $ 95,333 $ 35,000
Delaware, Pennsylvania 3 $ 565,000 $ 188,333 $ 128,000
York, Pennsylvania 3 $ 312,000 $ 104,000 $ 35,000
Davison, South Dakota 3 $ 322,000 $ 107,333 $ 44,000
Lake, South Dakota 3 $ 558,000 $ 186,000 $ 100,000
Lincoln, South Dakota 3 $ 556,000 $ 185,333 $ 91,000
Rutherford, Tennessee 3 $ 372,000 $ 124,000 $ 34,000
Albemarle, Virginia 3 $ 481,000 $ 160,333 $ 43,000
Fauquier, Virginia 3 $ 600,000 $ 200,000 $ 56,000
King, Washington 3 $ 658,000 $ 219,333 $ 75,000
Bayfield, Wisconsin 3 $ 292,000 $ 97,333 $ 47,000
Pinal, Arizona 2 $ 230,000 $ 115,000 $ 51,000
Boulder, Colorado 2 $ 459,000 $ 229,500 $ 45,000
Clear Creek, Colorado 2 $ 318,000 $ 159,000 $ 82,000
Douglas, Colorado 2 $ 412,000 $ 206,000 $ 168,000
Fremont, Colorado 2 $ 210,000 $ 105,000 $ 51,000
Gunnison, Colorado 2 $ 524,000 $ 262,000 $ 111,000
Jefferson, Colorado 2 $ 572,000 $ 286,000 $ 44,000
La Plata, Colorado 2 $ 474,000 $ 237,000 $ 82,000
Collier, Florida 2 $ 413,000 $ 206,500 $ 306,000
Gadsden, Florida 2 $ 177,000 $ 88,500 $ 21,000
Levy, Florida 2 $ 343,000 $ 171,500 $ 40,000
Martin, Florida 2 $ 373,000 $ 186,500 $ 16,000
St. Johns, Florida 2 $ 453,000 $ 226,500 $ 107,000
Wakulla, Florida 2 $ 218,000 $ 109,000 $ 56,000
Bond, Illinois 2 $ 196,000 $ 98,000 $ 68,000
Clay, Illinois 2 $ 156,000 $ 78,000 $ 51,000
Clinton, Illinois 2 $ 196,000 $ 98,000 $ 35,000
Jersey, Illinois 2 $ 173,000 $ 86,500 $ 66,000
Macoupin, Illinois 2 $ 184,000 $ 92,000 $ 38,000
Whiteside, Illinois 2 $ 152,000 $ 76,000 $ 45,000
Woodford, Illinois 2 $ 232,000 $ 116,000 $ 35,000
Cass, Indiana 2 $ 121,000 $ 60,500 $ 36,000
Fountain, Indiana 2 $ 208,000 $ 104,000 $ 31,000
Kosciusko, Indiana 2 $ 179,000 $ 89,500 $ 64,000
Miami, Indiana 2 $ 165,000 $ 82,500 $ 56,000
Orange, Indiana 2 $ 215,000 $ 107,500 $ 33,000
Starke, Indiana 2 $ 155,000 $ 77,500 $ 27,000
Vigo, Indiana 2 $ 134,000 $ 67,000 $ 30,000
Wabash, Indiana 2 $ 114,000 $ 57,000 $ 45,000
Whitley, Indiana 2 $ 396,000 $ 198,000 $ 55,000
Chickasaw, Iowa 2 $ 132,000 $ 66,000 $ 60,000
Clinton, Iowa 2 $ 171,000 $ 85,500 $ 36,000
Guthrie, Iowa 2 $ 236,000 $ 118,000 $ 52,000
Hamilton, Iowa 2 $ 133,000 $ 66,500 $ 34,000
Union, Iowa 2 $ 135,000 $ 67,500 $ 46,000
Wapello, Iowa 2 $ 141,000 $ 70,500 $ 38,000
Washington, Iowa 2 $ 447,000 $ 223,500 $ 112,000
Winneshiek, Iowa 2 $ 156,000 $ 78,000 $ 31,000
Geary, Kansas 2 $ 174,000 $ 87,000 $ 133,000
Leavenworth, Kansas 2 $ 155,000 $ 77,500 $ 30,000
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Mortgage Loan Application Detail Totals for Paragon Home Lending, LLC in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,431 $1,103,271,000 $140,677 $840,000 $52,741 $1,000,000
Home Purchase 4,314 $549,431,000 $140,111 $673,000 $56,074 $1,380,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,382 $828,291,000 $152,620 $608,000 $66,448 $576,000
Not Provided 3,946 $524,774,000 $131,413 $840,000 $42,793 $1,380,000
Black or African American 1,530 $178,770,000 $124,136 $612,000 $54,954 $660,000
Hispanic 674 $86,692,000 $117,100 $448,000 $45,450 $1,056,000
Asian 169 $28,689,000 $139,000 $673,000 $56,875 $336,000
American Indian or Alaskan Native 24 $2,626,000 $108,888 $217,000 $76,555 $1,000,000
Native Hawaiian or Other Pacific Islander 17 $2,477,000 $155,250 $308,000 $53,375 $83,000
Not applicable 3 $383,000 $136,500 $163,000 $41,000 $48,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,913 $1,553,104,000 $148,137 $840,000 $59,068 $1,380,000
FHA-insured (Federal Housing Administration) 821 $98,108,000 $118,105 $272,000 $32,684 $154,000
VA-guaranteed (Veterans Administration) 11 $1,490,000 $137,400 $204,000 $51,200 $115,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,943 $625,352,000 $139,280 $673,000 $62,000 $1,056,000
Application Withdrawn By Applicant 3,133 $423,448,000 $143,500 $840,000 $44,857 $1,380,000
Application Denied By Financial Institution 2,299 $298,452,000 $135,740 $700,000 $56,666 $660,000
Loan Purchased By The Institution 2,270 $292,848,000 $139,809 $484,000 $56,476 $306,000
Application Approved But Not Accepted 75 $9,323,000 $130,272 $560,000 $96,818 $420,000
File Closed For Incompleteness 21 $2,864,000 $161,125 $360,000 $54,500 $142,000
Preapproval Approved but not Accepted 4 $415,000 $103,000 $154,000 $45,000 $71,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 284 $34,944,000 $118,142 $700,000 $48,904 $660,000
Collateral 211 $26,576,000 $128,000 $608,000 $54,954 $240,000
Credit History 165 $18,460,000 $114,062 $464,000 $52,562 $158,000
Debt-To-Income Ratio 156 $21,825,000 $164,277 $500,000 $56,222 $175,000
Employment History 66 $7,703,000 $106,285 $410,000 $49,000 $124,000
Unverifiable Information 17 $2,311,000 $128,538 $300,000 $58,461 $120,000
Insufficient Cash (Downpayment, Closing Cost) 14 $1,592,000 $111,777 $240,000 $49,222 $105,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Paragon Home Lending, LLC's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Paragon Home Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet with aggregated HMDA statistics today.

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