The Park National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
The Park National Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Park National Bank 50 N Third Street Newark, OH 43055 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,220 |
| Total Mortgage Loan Application Amount | $703,336,000 |
| Average Mortgage Loan Application Amount | $96,666 |
| Highest Mortgage Loan Application Amount | $4,115,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $2,423,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with The Park National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Park National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down The Park National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Park National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Park National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Park National Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Licking County Ohio | 1,066 | $ 118,285,000 | $ 110,000 | $ 73,000 |
| Muskingum County Ohio | 643 | $ 71,116,000 | $ 110,000 | $ 76,000 |
| Knox County Ohio | 604 | $ 66,371,000 | $ 109,000 | $ 73,000 |
| Fairfield County Ohio | 454 | $ 51,967,000 | $ 114,000 | $ 78,000 |
| Richland County Ohio | 396 | $ 40,957,000 | $ 103,000 | $ 68,000 |
| Clark County Ohio | 363 | $ 27,959,000 | $ 77,000 | $ 67,000 |
| Darke County Ohio | 309 | $ 28,686,000 | $ 92,000 | $ 72,000 |
| Franklin County Ohio | 253 | $ 43,054,000 | $ 170,000 | $ 103,000 |
| Miami County Ohio | 235 | $ 29,235,000 | $ 124,000 | $ 77,000 |
| Clermont County Ohio | 178 | $ 25,291,000 | $ 142,000 | $ 75,000 |
| Crawford County Ohio | 128 | $ 10,327,000 | $ 80,000 | $ 53,000 |
| Morrow County Ohio | 125 | $ 10,881,000 | $ 87,000 | $ 64,000 |
| Ashland County Ohio | 122 | $ 10,026,000 | $ 82,000 | $ 95,000 |
| Perry County Ohio | 113 | $ 11,155,000 | $ 98,000 | $ 64,000 |
| Hamilton County Ohio | 97 | $ 22,996,000 | $ 237,000 | $ 119,000 |
| Greene County Ohio | 95 | $ 9,023,000 | $ 94,000 | $ 76,000 |
| Coshocton County Ohio | 90 | $ 8,866,000 | $ 98,000 | $ 60,000 |
| Champaign County Ohio | 85 | $ 7,226,000 | $ 85,000 | $ 78,000 |
| Guernsey County Ohio | 71 | $ 6,967,000 | $ 98,000 | $ 70,000 |
| Marion County Ohio | 66 | $ 5,146,000 | $ 77,000 | $ 56,000 |
| Hocking County Ohio | 63 | $ 7,237,000 | $ 114,000 | $ 80,000 |
| Holmes County Ohio | 63 | $ 6,731,000 | $ 106,000 | $ 77,000 |
| Athens County Ohio | 60 | $ 8,147,000 | $ 135,000 | $ 74,000 |
| Delaware County Ohio | 60 | $ 11,059,000 | $ 184,000 | $ 100,000 |
| Montgomery County Ohio | 46 | $ 4,807,000 | $ 104,000 | $ 83,000 |
| Mercer County Ohio | 42 | $ 4,836,000 | $ 115,000 | $ 68,000 |
| Tuscarawas County Ohio | 35 | $ 3,155,000 | $ 90,000 | $ 59,000 |
| Brown County Ohio | 28 | $ 2,359,000 | $ 84,000 | $ 55,000 |
| Shelby County Ohio | 24 | $ 3,350,000 | $ 139,000 | $ 111,000 |
| Wayne County Ohio | 21 | $ 3,591,000 | $ 171,000 | $ 97,000 |
| Stark County Ohio | 16 | $ 2,648,000 | $ 165,000 | $ 47,000 |
| Logan County Ohio | 14 | $ 940,000 | $ 67,000 | $ 97,000 |
| Butler County Ohio | 13 | $ 2,054,000 | $ 158,000 | $ 91,000 |
| Madison County Ohio | 13 | $ 2,087,000 | $ 160,000 | $ 105,000 |
| Pickaway County Ohio | 11 | $ 1,465,000 | $ 133,000 | $ 72,000 |
| Union County Ohio | 11 | $ 1,978,000 | $ 179,000 | $ 90,000 |
| Fayette County Ohio | 9 | $ 596,000 | $ 66,000 | $ 62,000 |
| Noble County Ohio | 9 | $ 748,000 | $ 83,000 | $ 65,000 |
| Ottawa County Ohio | 9 | $ 2,561,000 | $ 284,000 | $ 195,000 |
| Kenton County Kentucky | 8 | $ 1,059,000 | $ 132,000 | $ 73,000 |
| Morgan County Ohio | 8 | $ 895,000 | $ 111,000 | $ 81,000 |
| Jay County Indiana | 7 | $ 469,000 | $ 67,000 | $ 42,000 |
| Preble County Ohio | 7 | $ 733,000 | $ 104,000 | $ 81,000 |
| Beaufort County South Carolina | 7 | $ 1,534,000 | $ 219,000 | $ 196,000 |
| Randolph County Indiana | 6 | $ 279,000 | $ 46,000 | $ 28,000 |
| Boone County Kentucky | 5 | $ 2,636,000 | $ 527,000 | $ 76,000 |
| Erie County Ohio | 5 | $ 644,000 | $ 128,000 | $ 131,000 |
| Warren County Ohio | 5 | $ 506,000 | $ 101,000 | $ 99,000 |
| Wyandot County Ohio | 5 | $ 384,000 | $ 76,000 | $ 63,000 |
| Lee County Florida | 4 | $ 934,000 | $ 233,000 | $ 107,000 |
| Campbell County Kentucky | 4 | $ 499,000 | $ 124,000 | $ 34,000 |
| Clinton County Ohio | 4 | $ 438,000 | $ 109,000 | $ 52,000 |
| Cuyahoga County Ohio | 4 | $ 463,000 | $ 115,000 | $ 60,000 |
| Medina County Ohio | 4 | $ 1,472,000 | $ 368,000 | $ 51,000 |
| Meigs County Ohio | 4 | $ 391,000 | $ 97,000 | $ 38,000 |
| Vinton County Ohio | 4 | $ 652,000 | $ 163,000 | $ 92,000 |
| Broward County Florida | 3 | $ 1,242,000 | $ 414,000 | $ 117,000 |
| Madison County Indiana | 3 | $ 169,000 | $ 56,000 | $ 0 |
| Wayne County Indiana | 3 | $ 243,000 | $ 81,000 | $ 178,000 |
| Belmont County Ohio | 3 | $ 458,000 | $ 152,000 | $ 90,000 |
| Horry County South Carolina | 3 | $ 597,000 | $ 199,000 | $ 121,000 |
| Nassau County Florida | 2 | $ 581,000 | $ 290,000 | $ 225,000 |
| Sarasota County Florida | 2 | $ 252,000 | $ 126,000 | $ 138,000 |
| McHenry County Illinois | 2 | $ 312,000 | $ 156,000 | $ 78,000 |
| Branch County Michigan | 2 | $ 794,000 | $ 397,000 | $ 511,000 |
| Adams County Ohio | 2 | $ 309,000 | $ 154,000 | $ 185,000 |
| Huron County Ohio | 2 | $ 25,000 | $ 12,000 | $ 63,000 |
| Lorain County Ohio | 2 | $ 299,000 | $ 149,000 | $ 98,000 |
| Seneca County Ohio | 2 | $ 252,000 | $ 126,000 | $ 112,000 |
| Summit County Ohio | 2 | $ 213,000 | $ 106,000 | $ 50,000 |
| Campbell County Tennessee | 2 | $ 576,000 | $ 288,000 | $ 385,000 |
| Maricopa County Arizona | 1 | $ 60,000 | $ 60,000 | $ 619,000 |
| Boulder County Colorado | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Denver County Colorado | 1 | $ 163,000 | $ 163,000 | $ 85,000 |
| Larimer County Colorado | 1 | $ 230,000 | $ 230,000 | $ 136,000 |
| Teller County Colorado | 1 | $ 360,000 | $ 360,000 | $ 201,000 |
| Windham County Connecticut | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| District of Columbia County District Of Columbia | 1 | $ 25,000 | $ 25,000 | $ 201,000 |
| Alachua County Florida | 1 | $ 167,000 | $ 167,000 | $ 120,000 |
| Brevard County Florida | 1 | $ 264,000 | $ 264,000 | $ 126,000 |
| Collier County Florida | 1 | $ 101,000 | $ 101,000 | $ 143,000 |
| Hernando County Florida | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Manatee County Florida | 1 | $ 417,000 | $ 417,000 | $ 1,908,000 |
| Osceola County Florida | 1 | $ 180,000 | $ 180,000 | $ 314,000 |
| Polk County Florida | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Chatham County Georgia | 1 | $ 294,000 | $ 294,000 | $ 65,000 |
| Lake County Illinois | 1 | $ 450,000 | $ 450,000 | $ 96,000 |
| Decatur County Indiana | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Hendricks County Indiana | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
| Kosciusko County Indiana | 1 | $ 398,000 | $ 398,000 | $ 73,000 |
| St. Joseph County Indiana | 1 | $ 119,000 | $ 119,000 | $ 69,000 |
| Harrison County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 387,000 |
| Jefferson County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 27,000 |
| Monroe County Michigan | 1 | $ 356,000 | $ 356,000 | $ 143,000 |
| St. Louis County Missouri | 1 | $ 394,000 | $ 394,000 | $ 157,000 |
| Cabarrus County North Carolina | 1 | $ 371,000 | $ 371,000 | $ 82,000 |
| New Hanover County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 114,000 |
| Orange County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 85,000 |
| Carroll County Ohio | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Columbiana County Ohio | 1 | $ 21,000 | $ 21,000 | $ 98,000 |
| Gallia County Ohio | 1 | $ 58,000 | $ 58,000 | $ 60,000 |
| Harrison County Ohio | 1 | $ 147,000 | $ 147,000 | $ 27,000 |
| Highland County Ohio | 1 | $ 160,000 | $ 160,000 | $ 28,000 |
| Jackson County Ohio | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Portage County Ohio | 1 | $ 89,000 | $ 89,000 | $ 38,000 |
| Van Wert County Ohio | 1 | $ 53,000 | $ 53,000 | $ 20,000 |
| Washington County Ohio | 1 | $ 170,000 | $ 170,000 | $ 64,000 |
| Allegheny County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 77,000 |
| Bucks County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 168,000 |
| Washington County Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 72,000 |
| Knox County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 261,000 |
| Williamson County Texas | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
| Washington County Vermont | 1 | $ 112,000 | $ 112,000 | $ 54,000 |
| Island County Washington | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for The Park National Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,579 | $460,591,000 | $128,000 | $4,115,000 | $81,000 | $1,908,000 |
| Home Purchase | 1,767 | $197,859,000 | $111,000 | $2,926,000 | $72,000 | $2,423,000 |
| Home Improvement | 874 | $44,886,000 | $51,000 | $750,000 | $66,000 | $1,511,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,784 | $632,663,000 | $109,000 | $2,000,000 | $77,000 | $2,423,000 |
| Not Provided | 168 | $9,875,000 | $58,000 | $572,000 | $64,000 | $619,000 |
| Not applicable | 133 | $45,990,000 | $345,000 | $4,115,000 | $15,000 | $920,000 |
| Black or African American | 62 | $5,791,000 | $93,000 | $504,000 | $76,000 | $636,000 |
| Hispanic | 38 | $3,609,000 | $94,000 | $412,000 | $73,000 | $552,000 |
| Asian | 25 | $4,082,000 | $163,000 | $417,000 | $201,000 | $1,908,000 |
| American Indian or Alaskan Native | 8 | $1,033,000 | $129,000 | $242,000 | $124,000 | $433,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $293,000 | $146,000 | $267,000 | $98,000 | $158,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,887 | $670,741,000 | $113,000 | $4,115,000 | $78,000 | $2,423,000 |
| FHA-insured (Federal Housing Administration) | 255 | $23,588,000 | $92,000 | $246,000 | $43,000 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $3,411,000 | $83,000 | $132,000 | $35,000 | $66,000 |
| VA-guaranteed (Veterans Administration) | 37 | $5,596,000 | $151,000 | $419,000 | $61,000 | $204,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,490 | $518,393,000 | $115,000 | $4,115,000 | $80,000 | $1,908,000 |
| Application Denied By Financial Institution | 1,029 | $99,547,000 | $96,000 | $3,600,000 | $54,000 | $1,150,000 |
| Application Approved But Not Accepted | 553 | $67,729,000 | $122,000 | $2,000,000 | $86,000 | $2,423,000 |
| Application Withdrawn By Applicant | 148 | $17,667,000 | $119,000 | $1,250,000 | $67,000 | $369,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 363 | $25,523,000 | $70,000 | $356,000 | $47,000 | $230,000 |
| Collateral | 298 | $32,386,000 | $108,000 | $487,000 | $69,000 | $1,150,000 |
| Debt-To-Income Ratio | 247 | $24,320,000 | $98,000 | $580,000 | $41,000 | $198,000 |
| Other | 66 | $12,164,000 | $184,000 | $3,600,000 | $84,000 | $503,000 |
| Employment History | 19 | $1,442,000 | $75,000 | $572,000 | $29,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $1,484,000 | $92,000 | $200,000 | $52,000 | $127,000 |
| Unverifiable Information | 8 | $954,000 | $119,000 | $480,000 | $87,000 | $260,000 |
| Mortgage Insurance Denied | 7 | $923,000 | $131,000 | $398,000 | $76,000 | $140,000 |
| Credit Application Incomplete | 5 | $351,000 | $70,000 | $128,000 | $53,000 | $71,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Park National Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Park National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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