The Park National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
The Park National Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Park National Bank 50 N Third Street Newark, OH 43055 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,221 |
| Total Mortgage Loan Application Amount | $1,036,485,000 |
| Average Mortgage Loan Application Amount | $115,000 |
| Highest Mortgage Loan Application Amount | $11,205,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $6,673,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with The Park National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Park National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down The Park National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Park National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Park National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Park National Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Licking County Ohio | 807 | $ 117,845,000 | $ 146,000 | $ 118,000 |
| Muskingum County Ohio | 807 | $ 86,465,000 | $ 107,000 | $ 80,000 |
| Knox County Ohio | 602 | $ 67,280,000 | $ 111,000 | $ 82,000 |
| Richland County Ohio | 542 | $ 52,330,000 | $ 96,000 | $ 81,000 |
| Fairfield County Ohio | 457 | $ 56,365,000 | $ 123,000 | $ 91,000 |
| Clark County Ohio | 297 | $ 29,335,000 | $ 98,000 | $ 83,000 |
| Franklin County Ohio | 296 | $ 60,920,000 | $ 205,000 | $ 150,000 |
| Darke County Ohio | 259 | $ 25,485,000 | $ 98,000 | $ 72,000 |
| Clermont County Ohio | 221 | $ 34,305,000 | $ 155,000 | $ 108,000 |
| Coshocton County Ohio | 220 | $ 20,090,000 | $ 91,000 | $ 73,000 |
| Miami County Ohio | 192 | $ 21,670,000 | $ 112,000 | $ 79,000 |
| Ashland County Ohio | 180 | $ 18,260,000 | $ 101,000 | $ 78,000 |
| Mecklenburg County North Carolina | 173 | $ 69,505,000 | $ 401,000 | $ 243,000 |
| Hamilton County Ohio | 142 | $ 30,070,000 | $ 211,000 | $ 156,000 |
| Morrow County Ohio | 139 | $ 14,515,000 | $ 104,000 | $ 82,000 |
| Perry County Ohio | 133 | $ 15,565,000 | $ 117,000 | $ 85,000 |
| Holmes County Ohio | 113 | $ 11,735,000 | $ 103,000 | $ 63,000 |
| Crawford County Ohio | 104 | $ 7,870,000 | $ 75,000 | $ 64,000 |
| Guernsey County Ohio | 97 | $ 9,315,000 | $ 96,000 | $ 82,000 |
| Hocking County Ohio | 97 | $ 14,005,000 | $ 144,000 | $ 114,000 |
| Greene County Ohio | 76 | $ 8,860,000 | $ 116,000 | $ 92,000 |
| Champaign County Ohio | 73 | $ 6,885,000 | $ 94,000 | $ 68,000 |
| Tuscarawas County Ohio | 72 | $ 10,560,000 | $ 146,000 | $ 82,000 |
| Delaware County Ohio | 64 | $ 14,210,000 | $ 222,000 | $ 135,000 |
| Mercer County Ohio | 59 | $ 8,605,000 | $ 145,000 | $ 87,000 |
| Spartanburg County South Carolina | 56 | $ 11,210,000 | $ 200,000 | $ 141,000 |
| Athens County Ohio | 55 | $ 6,665,000 | $ 121,000 | $ 77,000 |
| Montgomery County Ohio | 47 | $ 6,075,000 | $ 129,000 | $ 111,000 |
| Wayne County Ohio | 47 | $ 5,655,000 | $ 120,000 | $ 80,000 |
| Marion County Ohio | 46 | $ 5,480,000 | $ 119,000 | $ 108,000 |
| Brown County Ohio | 43 | $ 6,795,000 | $ 158,000 | $ 90,000 |
| Anderson County South Carolina | 43 | $ 9,025,000 | $ 209,000 | $ 97,000 |
| Greenville County South Carolina | 43 | $ 8,875,000 | $ 206,000 | $ 173,000 |
| Buncombe County North Carolina | 34 | $ 14,880,000 | $ 437,000 | $ 413,000 |
| Stark County Ohio | 31 | $ 4,695,000 | $ 151,000 | $ 124,000 |
| Warren County Ohio | 30 | $ 8,370,000 | $ 279,000 | $ 175,000 |
| Shelby County Ohio | 24 | $ 3,710,000 | $ 154,000 | $ 102,000 |
| Pickens County South Carolina | 22 | $ 5,690,000 | $ 258,000 | $ 132,000 |
| Madison County Ohio | 17 | $ 2,685,000 | $ 157,000 | $ 95,000 |
| Kenton County Kentucky | 16 | $ 2,980,000 | $ 186,000 | $ 161,000 |
| Cabarrus County North Carolina | 14 | $ 4,150,000 | $ 296,000 | $ 103,000 |
| Allen County Ohio | 14 | $ 9,760,000 | $ 697,000 | $ 31,000 |
| Butler County Ohio | 14 | $ 2,690,000 | $ 192,000 | $ 115,000 |
| Morgan County Ohio | 14 | $ 1,380,000 | $ 98,000 | $ 71,000 |
| Pickaway County Ohio | 14 | $ 3,950,000 | $ 282,000 | $ 118,000 |
| Campbell County Kentucky | 13 | $ 1,825,000 | $ 140,000 | $ 115,000 |
| Union County North Carolina | 12 | $ 6,940,000 | $ 578,000 | $ 247,000 |
| Iredell County North Carolina | 11 | $ 4,135,000 | $ 375,000 | $ 232,000 |
| Logan County Ohio | 11 | $ 2,415,000 | $ 219,000 | $ 147,000 |
| Noble County Ohio | 11 | $ 1,865,000 | $ 169,000 | $ 125,000 |
| Summit County Ohio | 11 | $ 1,355,000 | $ 123,000 | $ 92,000 |
| Portage County Ohio | 10 | $ 1,150,000 | $ 115,000 | $ 63,000 |
| Union County Ohio | 10 | $ 1,970,000 | $ 197,000 | $ 128,000 |
| Huron County Ohio | 9 | $ 655,000 | $ 72,000 | $ 58,000 |
| Medina County Ohio | 9 | $ 1,455,000 | $ 161,000 | $ 81,000 |
| Charleston County South Carolina | 9 | $ 7,305,000 | $ 811,000 | $ 310,000 |
| Auglaize County Ohio | 8 | $ 800,000 | $ 100,000 | $ 71,000 |
| Erie County Ohio | 8 | $ 780,000 | $ 97,000 | $ 108,000 |
| York County South Carolina | 8 | $ 2,700,000 | $ 337,000 | $ 149,000 |
| Henderson County North Carolina | 7 | $ 2,165,000 | $ 309,000 | $ 137,000 |
| Clinton County Ohio | 7 | $ 2,035,000 | $ 290,000 | $ 64,000 |
| Cuyahoga County Ohio | 7 | $ 925,000 | $ 132,000 | $ 123,000 |
| Highland County Ohio | 7 | $ 1,245,000 | $ 177,000 | $ 74,000 |
| Lee County Florida | 6 | $ 1,600,000 | $ 266,000 | $ 212,000 |
| Brunswick County North Carolina | 6 | $ 3,310,000 | $ 551,000 | $ 358,000 |
| Van Wert County Ohio | 6 | $ 510,000 | $ 85,000 | $ 57,000 |
| Wood County Ohio | 6 | $ 1,060,000 | $ 176,000 | $ 114,000 |
| Gaston County North Carolina | 5 | $ 1,995,000 | $ 399,000 | $ 229,000 |
| Carroll County Ohio | 5 | $ 275,000 | $ 55,000 | $ 76,000 |
| Jackson County Ohio | 5 | $ 415,000 | $ 83,000 | $ 53,000 |
| Meigs County Ohio | 5 | $ 285,000 | $ 57,000 | $ 82,000 |
| Oconee County South Carolina | 5 | $ 1,335,000 | $ 267,000 | $ 289,000 |
| Collier County Florida | 4 | $ 1,610,000 | $ 402,000 | $ 195,000 |
| Manatee County Florida | 4 | $ 2,410,000 | $ 602,000 | $ 231,000 |
| Sarasota County Florida | 4 | $ 600,000 | $ 150,000 | $ 180,000 |
| Randolph County Indiana | 4 | $ 160,000 | $ 40,000 | $ 52,000 |
| Jefferson County Kentucky | 4 | $ 12,380,000 | $ 3,095,000 | $ 212,000 |
| Lincoln County North Carolina | 4 | $ 2,490,000 | $ 622,000 | $ 205,000 |
| Fayette County Ohio | 4 | $ 500,000 | $ 125,000 | $ 72,000 |
| Preble County Ohio | 4 | $ 390,000 | $ 97,000 | $ 112,000 |
| Jay County Indiana | 3 | $ 235,000 | $ 78,000 | $ 92,000 |
| St. Louis City County Missouri | 3 | $ 615,000 | $ 205,000 | $ 504,000 |
| New Hanover County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 127,000 |
| Watauga County North Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 475,000 |
| Lorain County Ohio | 3 | $ 295,000 | $ 98,000 | $ 130,000 |
| Ottawa County Ohio | 3 | $ 215,000 | $ 71,000 | $ 141,000 |
| Scioto County Ohio | 3 | $ 185,000 | $ 61,000 | $ 43,000 |
| Wyandot County Ohio | 3 | $ 325,000 | $ 108,000 | $ 52,000 |
| Beaufort County South Carolina | 3 | $ 885,000 | $ 295,000 | $ 115,000 |
| Highlands County Florida | 2 | $ 160,000 | $ 80,000 | $ 134,000 |
| Pasco County Florida | 2 | $ 240,000 | $ 120,000 | $ 51,000 |
| Pinellas County Florida | 2 | $ 550,000 | $ 275,000 | $ 949,000 |
| Volusia County Florida | 2 | $ 950,000 | $ 475,000 | $ 1,153,000 |
| Blackford County Indiana | 2 | $ 320,000 | $ 160,000 | $ 85,000 |
| Wells County Indiana | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Boone County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 165,000 |
| Roscommon County Michigan | 2 | $ 170,000 | $ 85,000 | $ 164,000 |
| Madison County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 156,000 |
| Rowan County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 160,000 |
| Adams County Ohio | 2 | $ 280,000 | $ 140,000 | $ 60,000 |
| Belmont County Ohio | 2 | $ 140,000 | $ 70,000 | $ 51,000 |
| Hardin County Ohio | 2 | $ 40,000 | $ 20,000 | $ 50,000 |
| Lucas County Ohio | 2 | $ 220,000 | $ 110,000 | $ 40,000 |
| Seneca County Ohio | 2 | $ 30,000 | $ 15,000 | $ 30,000 |
| Trumbull County Ohio | 2 | $ 310,000 | $ 155,000 | $ 102,000 |
| Georgetown County South Carolina | 2 | $ 880,000 | $ 440,000 | $ 136,000 |
| Sevier County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 245,000 | $ 245,000 | $ 207,000 |
| Boulder County Colorado | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Custer County Colorado | 1 | $ 1,125,000 | $ 1,125,000 | $ 273,000 |
| Fairfield County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Bay County Florida | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Brevard County Florida | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Broward County Florida | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Charlotte County Florida | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Marion County Florida | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Monroe County Florida | 1 | $ 205,000 | $ 205,000 | $ 136,000 |
| Chatham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Cobb County Georgia | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Fulton County Georgia | 1 | $ 405,000 | $ 405,000 | $ 430,000 |
| Hall County Georgia | 1 | $ 265,000 | $ 265,000 | $ 193,000 |
| Cook County Illinois | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Adams County Indiana | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Clark County Indiana | 1 | $ 1,925,000 | $ 1,925,000 | $ 0 |
| Porter County Indiana | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Anderson County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Casey County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 190,000 |
| Oldham County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Pulaski County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Waldo County Maine | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
| Plymouth County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Branch County Michigan | 1 | $ 205,000 | $ 205,000 | $ 152,000 |
| Genesee County Michigan | 1 | $ 195,000 | $ 195,000 | $ 145,000 |
| Oceana County Michigan | 1 | $ 175,000 | $ 175,000 | $ 194,000 |
| Clark County Nevada | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Grafton County New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 322,000 |
| Ashe County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Burke County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 134,000 |
| Caldwell County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 223,000 |
| Catawba County North Carolina | 1 | $ 1,115,000 | $ 1,115,000 | $ 267,000 |
| Cumberland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Davidson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Forsyth County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 173,000 |
| Graham County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 310,000 |
| Guilford County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| McDowell County North Carolina | 1 | $ 835,000 | $ 835,000 | $ 969,000 |
| Onslow County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Orange County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 407,000 |
| Wake County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 201,000 |
| Ashtabula County Ohio | 1 | $ 65,000 | $ 65,000 | $ 154,000 |
| Columbiana County Ohio | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Harrison County Ohio | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Lawrence County Ohio | 1 | $ 205,000 | $ 205,000 | $ 208,000 |
| Mahoning County Ohio | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Ross County Ohio | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Vinton County Ohio | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Cherokee County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 152,000 |
| Darlington County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Horry County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Laurens County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 113,000 |
| Newberry County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 121,000 |
| Bledsoe County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 129,000 |
| Cumberland County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 231,000 |
| Davidson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Alexandria County Virginia | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Highland County Virginia | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Virginia Beach County Virginia | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Greenbrier County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Park National Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,832 | $538,950,000 | $190,000 | $11,205,000 | $101,000 | $2,119,000 |
| Refinancing | 2,014 | $304,310,000 | $151,000 | $2,005,000 | $110,000 | $6,673,000 |
| Home Improvement | 1,037 | $48,445,000 | $46,000 | $1,005,000 | $96,000 | $6,673,000 |
| Other Purpose | 722 | $52,640,000 | $72,000 | $3,205,000 | $106,000 | $1,473,000 |
| Cash-out Refinancing | 611 | $91,735,000 | $150,000 | $915,000 | $83,000 | $698,000 |
| Not Applicable | 5 | $405,000 | $81,000 | $115,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,409 | $884,575,000 | $138,000 | $3,205,000 | $102,000 | $6,673,000 |
| Not applicable | 381 | $92,335,000 | $242,000 | $11,205,000 | $0 | $0 |
| Not Provided | 260 | $35,240,000 | $135,000 | $1,755,000 | $103,000 | $949,000 |
| Black or African American | 83 | $9,315,000 | $112,000 | $555,000 | $94,000 | $495,000 |
| Hispanic | 47 | $7,585,000 | $161,000 | $595,000 | $87,000 | $341,000 |
| Asian | 30 | $6,230,000 | $207,000 | $865,000 | $116,000 | $545,000 |
| American Indian or Alaskan Native | 7 | $695,000 | $99,000 | $265,000 | $50,000 | $102,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $205,000 | $205,000 | $205,000 | $539,000 | $539,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,074 | $1,015,680,000 | $143,000 | $11,205,000 | $103,000 | $6,673,000 |
| FHA-insured (Federal Housing Administration) | 74 | $8,610,000 | $116,000 | $305,000 | $53,000 | $124,000 |
| VA-guaranteed (Veterans Administration) | 47 | $8,355,000 | $177,000 | $415,000 | $72,000 | $155,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $3,840,000 | $147,000 | $375,000 | $54,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,293 | $762,175,000 | $143,000 | $11,205,000 | $108,000 | $6,673,000 |
| Application Denied By Financial Institution | 1,156 | $144,800,000 | $125,000 | $6,005,000 | $71,000 | $1,207,000 |
| Application Withdrawn By Applicant | 690 | $117,840,000 | $170,000 | $1,555,000 | $111,000 | $2,004,000 |
| Application Approved But Not Accepted | 75 | $11,165,000 | $148,000 | $1,125,000 | $106,000 | $540,000 |
| Loan Purchased By The Institution | 6 | $470,000 | $78,000 | $115,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $35,000 | $35,000 | $35,000 | $49,000 | $49,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,065 | $891,685,000 | $147,000 | $11,205,000 | $108,000 | $6,673,000 |
| Debt-To-Income Ratio | 494 | $53,520,000 | $108,000 | $1,275,000 | $49,000 | $240,000 |
| Credit History | 346 | $28,090,000 | $81,000 | $775,000 | $75,000 | $1,100,000 |
| Collateral | 141 | $20,595,000 | $146,000 | $2,645,000 | $92,000 | $914,000 |
| Credit Application Incomplete | 109 | $21,595,000 | $198,000 | $1,645,000 | $104,000 | $1,207,000 |
| Other | 48 | $12,570,000 | $261,000 | $1,495,000 | $140,000 | $976,000 |
| Employment History | 8 | $560,000 | $70,000 | $205,000 | $61,000 | $231,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $6,960,000 | $1,160,000 | $6,005,000 | $90,000 | $201,000 |
| Unverifiable Information | 4 | $910,000 | $227,000 | $705,000 | $99,000 | $173,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Park National Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Park National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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