The Park National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
The Park National Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Park National Bank 50 N Third Street Newark, OH 43055 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,983 |
| Total Mortgage Loan Application Amount | $2,105,365,000 |
| Average Mortgage Loan Application Amount | $138,666 |
| Highest Mortgage Loan Application Amount | $14,455,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $4,380,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with The Park National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Park National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down The Park National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Park National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Park National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Park National Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Licking County Ohio | 1,415 | $ 231,545,000 | $ 163,000 | $ 100,000 |
| Muskingum County Ohio | 1,077 | $ 147,655,000 | $ 137,000 | $ 93,000 |
| Knox County Ohio | 906 | $ 134,180,000 | $ 148,000 | $ 101,000 |
| Richland County Ohio | 812 | $ 101,980,000 | $ 125,000 | $ 91,000 |
| Fairfield County Ohio | 686 | $ 113,700,000 | $ 165,000 | $ 105,000 |
| Franklin County Ohio | 648 | $ 172,150,000 | $ 265,000 | $ 156,000 |
| Clark County Ohio | 428 | $ 52,320,000 | $ 122,000 | $ 99,000 |
| Anderson County South Carolina | 372 | $ 75,370,000 | $ 202,000 | $ 104,000 |
| Darke County Ohio | 367 | $ 45,745,000 | $ 124,000 | $ 83,000 |
| Clermont County Ohio | 361 | $ 72,625,000 | $ 201,000 | $ 114,000 |
| Coshocton County Ohio | 337 | $ 37,005,000 | $ 109,000 | $ 73,000 |
| Miami County Ohio | 310 | $ 45,110,000 | $ 145,000 | $ 91,000 |
| Ashland County Ohio | 246 | $ 31,800,000 | $ 129,000 | $ 81,000 |
| Perry County Ohio | 222 | $ 29,280,000 | $ 131,000 | $ 80,000 |
| Spartanburg County South Carolina | 213 | $ 64,745,000 | $ 303,000 | $ 174,000 |
| Hamilton County Ohio | 207 | $ 53,215,000 | $ 257,000 | $ 145,000 |
| Morrow County Ohio | 200 | $ 27,310,000 | $ 136,000 | $ 96,000 |
| Buncombe County North Carolina | 180 | $ 62,700,000 | $ 348,000 | $ 211,000 |
| Crawford County Ohio | 163 | $ 16,105,000 | $ 98,000 | $ 74,000 |
| Holmes County Ohio | 155 | $ 21,435,000 | $ 138,000 | $ 81,000 |
| Greenville County South Carolina | 154 | $ 36,300,000 | $ 235,000 | $ 144,000 |
| Guernsey County Ohio | 148 | $ 21,130,000 | $ 142,000 | $ 92,000 |
| Delaware County Ohio | 145 | $ 38,275,000 | $ 263,000 | $ 164,000 |
| Hocking County Ohio | 129 | $ 20,425,000 | $ 158,000 | $ 116,000 |
| Wayne County Ohio | 125 | $ 20,115,000 | $ 160,000 | $ 82,000 |
| Mecklenburg County North Carolina | 99 | $ 47,975,000 | $ 484,000 | $ 275,000 |
| Pickens County South Carolina | 99 | $ 24,285,000 | $ 245,000 | $ 180,000 |
| Champaign County Ohio | 95 | $ 10,945,000 | $ 115,000 | $ 73,000 |
| Greene County Ohio | 95 | $ 14,345,000 | $ 151,000 | $ 99,000 |
| Mercer County Ohio | 95 | $ 15,435,000 | $ 162,000 | $ 101,000 |
| Tuscarawas County Ohio | 95 | $ 15,685,000 | $ 165,000 | $ 80,000 |
| Athens County Ohio | 86 | $ 13,500,000 | $ 156,000 | $ 91,000 |
| Montgomery County Ohio | 76 | $ 14,590,000 | $ 191,000 | $ 139,000 |
| Marion County Ohio | 53 | $ 5,925,000 | $ 111,000 | $ 72,000 |
| Shelby County Ohio | 53 | $ 8,545,000 | $ 161,000 | $ 105,000 |
| Brown County Ohio | 52 | $ 7,730,000 | $ 148,000 | $ 96,000 |
| Stark County Ohio | 45 | $ 6,505,000 | $ 144,000 | $ 90,000 |
| Warren County Ohio | 43 | $ 9,455,000 | $ 219,000 | $ 120,000 |
| Pickaway County Ohio | 34 | $ 6,120,000 | $ 180,000 | $ 89,000 |
| Henderson County North Carolina | 29 | $ 6,495,000 | $ 223,000 | $ 175,000 |
| Butler County Ohio | 28 | $ 5,870,000 | $ 209,000 | $ 177,000 |
| Union County Ohio | 27 | $ 5,535,000 | $ 205,000 | $ 136,000 |
| Madison County Ohio | 25 | $ 5,605,000 | $ 224,000 | $ 139,000 |
| Morgan County Ohio | 24 | $ 2,930,000 | $ 122,000 | $ 70,000 |
| Summit County Ohio | 22 | $ 3,860,000 | $ 175,000 | $ 215,000 |
| Huron County Ohio | 20 | $ 3,280,000 | $ 164,000 | $ 90,000 |
| Logan County Ohio | 20 | $ 2,900,000 | $ 145,000 | $ 157,000 |
| Oconee County South Carolina | 20 | $ 5,520,000 | $ 276,000 | $ 165,000 |
| Kenton County Kentucky | 19 | $ 3,785,000 | $ 199,000 | $ 126,000 |
| Iredell County North Carolina | 19 | $ 8,355,000 | $ 439,000 | $ 205,000 |
| Cuyahoga County Ohio | 19 | $ 3,565,000 | $ 187,000 | $ 347,000 |
| Medina County Ohio | 18 | $ 5,880,000 | $ 326,000 | $ 146,000 |
| Jefferson County Kentucky | 17 | $ 5,355,000 | $ 315,000 | $ 145,000 |
| Charleston County South Carolina | 17 | $ 8,065,000 | $ 474,000 | $ 286,000 |
| Noble County Ohio | 16 | $ 3,120,000 | $ 195,000 | $ 111,000 |
| Jay County Indiana | 15 | $ 2,675,000 | $ 178,000 | $ 64,000 |
| Union County North Carolina | 15 | $ 5,735,000 | $ 382,000 | $ 235,000 |
| Ottawa County Ohio | 15 | $ 3,115,000 | $ 207,000 | $ 184,000 |
| Campbell County Kentucky | 14 | $ 2,950,000 | $ 210,000 | $ 111,000 |
| Wyandot County Ohio | 13 | $ 2,365,000 | $ 181,000 | $ 132,000 |
| Beaufort County South Carolina | 13 | $ 4,305,000 | $ 331,000 | $ 330,000 |
| Lorain County Ohio | 12 | $ 1,760,000 | $ 146,000 | $ 129,000 |
| Portage County Ohio | 11 | $ 1,665,000 | $ 151,000 | $ 81,000 |
| York County South Carolina | 11 | $ 5,345,000 | $ 485,000 | $ 244,000 |
| Preble County Ohio | 10 | $ 1,530,000 | $ 153,000 | $ 92,000 |
| Sarasota County Florida | 9 | $ 2,035,000 | $ 226,000 | $ 181,000 |
| Auglaize County Ohio | 9 | $ 1,495,000 | $ 166,000 | $ 82,000 |
| Lake County Ohio | 9 | $ 1,485,000 | $ 165,000 | $ 91,000 |
| Meigs County Ohio | 9 | $ 1,675,000 | $ 186,000 | $ 115,000 |
| Charlotte County Florida | 8 | $ 1,600,000 | $ 200,000 | $ 110,000 |
| Manatee County Florida | 8 | $ 3,290,000 | $ 411,000 | $ 365,000 |
| Gaston County North Carolina | 8 | $ 3,610,000 | $ 451,000 | $ 156,000 |
| Madison County North Carolina | 8 | $ 1,560,000 | $ 195,000 | $ 153,000 |
| Dorchester County South Carolina | 8 | $ 1,930,000 | $ 241,000 | $ 148,000 |
| Laurens County South Carolina | 8 | $ 1,240,000 | $ 155,000 | $ 87,000 |
| Lee County Florida | 7 | $ 2,545,000 | $ 363,000 | $ 234,000 |
| Haywood County North Carolina | 7 | $ 1,195,000 | $ 170,000 | $ 86,000 |
| Fayette County Ohio | 7 | $ 785,000 | $ 112,000 | $ 66,000 |
| Ross County Ohio | 7 | $ 855,000 | $ 122,000 | $ 98,000 |
| Vinton County Ohio | 7 | $ 815,000 | $ 116,000 | $ 117,000 |
| Washington County Ohio | 7 | $ 925,000 | $ 132,000 | $ 73,000 |
| Collier County Florida | 6 | $ 2,910,000 | $ 485,000 | $ 330,000 |
| Randolph County Indiana | 6 | $ 390,000 | $ 65,000 | $ 38,000 |
| Cabarrus County North Carolina | 6 | $ 3,550,000 | $ 591,000 | $ 153,000 |
| McDowell County North Carolina | 6 | $ 2,160,000 | $ 360,000 | $ 535,000 |
| Clinton County Ohio | 6 | $ 960,000 | $ 160,000 | $ 83,000 |
| Highland County Ohio | 6 | $ 680,000 | $ 113,000 | $ 77,000 |
| Abbeville County South Carolina | 6 | $ 1,380,000 | $ 230,000 | $ 82,000 |
| Colleton County South Carolina | 6 | $ 2,860,000 | $ 476,000 | $ 268,000 |
| Brevard County Florida | 5 | $ 1,235,000 | $ 247,000 | $ 293,000 |
| Brunswick County North Carolina | 5 | $ 1,455,000 | $ 291,000 | $ 136,000 |
| Polk County North Carolina | 5 | $ 1,135,000 | $ 227,000 | $ 119,000 |
| Rowan County North Carolina | 5 | $ 2,015,000 | $ 403,000 | $ 131,000 |
| Allen County Ohio | 5 | $ 365,000 | $ 73,000 | $ 50,000 |
| Belmont County Ohio | 5 | $ 835,000 | $ 167,000 | $ 140,000 |
| Erie County Ohio | 5 | $ 1,265,000 | $ 253,000 | $ 725,000 |
| Mahoning County Ohio | 5 | $ 835,000 | $ 167,000 | $ 65,000 |
| Seneca County Ohio | 5 | $ 605,000 | $ 121,000 | $ 82,000 |
| Horry County South Carolina | 5 | $ 1,185,000 | $ 237,000 | $ 119,000 |
| Larimer County Colorado | 4 | $ 840,000 | $ 210,000 | $ 52,000 |
| Hillsborough County Florida | 4 | $ 1,130,000 | $ 282,000 | $ 175,000 |
| Pinellas County Florida | 4 | $ 1,140,000 | $ 285,000 | $ 142,000 |
| DeKalb County Georgia | 4 | $ 1,520,000 | $ 380,000 | $ 371,000 |
| Boone County Kentucky | 4 | $ 710,000 | $ 177,000 | $ 140,000 |
| Middlesex County Massachusetts | 4 | $ 1,260,000 | $ 315,000 | $ 377,000 |
| Guilford County North Carolina | 4 | $ 830,000 | $ 207,000 | $ 95,000 |
| Rutherford County North Carolina | 4 | $ 1,320,000 | $ 330,000 | $ 161,000 |
| Transylvania County North Carolina | 4 | $ 1,060,000 | $ 265,000 | $ 565,000 |
| Carroll County Ohio | 4 | $ 1,040,000 | $ 260,000 | $ 121,000 |
| Columbiana County Ohio | 4 | $ 770,000 | $ 192,000 | $ 112,000 |
| Gallia County Ohio | 4 | $ 370,000 | $ 92,000 | $ 78,000 |
| Hancock County Ohio | 4 | $ 690,000 | $ 172,000 | $ 119,000 |
| Georgetown County South Carolina | 4 | $ 960,000 | $ 240,000 | $ 153,000 |
| Lexington County South Carolina | 4 | $ 1,800,000 | $ 450,000 | $ 466,000 |
| Richland County South Carolina | 4 | $ 450,000 | $ 112,000 | $ 80,000 |
| Citrus County Florida | 3 | $ 395,000 | $ 131,000 | $ 91,000 |
| Marion County Florida | 3 | $ 375,000 | $ 125,000 | $ 96,000 |
| Monroe County Florida | 3 | $ 2,175,000 | $ 725,000 | $ 524,000 |
| Santa Rosa County Florida | 3 | $ 575,000 | $ 191,000 | $ 254,000 |
| Forsyth County Georgia | 3 | $ 1,145,000 | $ 381,000 | $ 148,000 |
| Fulton County Georgia | 3 | $ 415,000 | $ 138,000 | $ 167,000 |
| Steuben County Indiana | 3 | $ 945,000 | $ 315,000 | $ 223,000 |
| Fayette County Kentucky | 3 | $ 485,000 | $ 161,000 | $ 64,000 |
| Jackson County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 138,000 |
| Adams County Ohio | 3 | $ 605,000 | $ 201,000 | $ 182,000 |
| Geauga County Ohio | 3 | $ 645,000 | $ 215,000 | $ 82,000 |
| Jefferson County Ohio | 3 | $ 515,000 | $ 171,000 | $ 71,000 |
| Sandusky County Ohio | 3 | $ 475,000 | $ 158,000 | $ 62,000 |
| Davidson County Tennessee | 3 | $ 965,000 | $ 321,000 | $ 221,000 |
| Pima County Arizona | 2 | $ 510,000 | $ 255,000 | $ 592,000 |
| Orange County California | 2 | $ 520,000 | $ 260,000 | $ 121,000 |
| Jefferson County Colorado | 2 | $ 890,000 | $ 445,000 | $ 742,000 |
| Bay County Florida | 2 | $ 550,000 | $ 275,000 | $ 101,000 |
| Broward County Florida | 2 | $ 620,000 | $ 310,000 | $ 292,000 |
| Duval County Florida | 2 | $ 510,000 | $ 255,000 | $ 138,000 |
| Osceola County Florida | 2 | $ 210,000 | $ 105,000 | $ 94,000 |
| Palm Beach County Florida | 2 | $ 750,000 | $ 375,000 | $ 807,000 |
| Sumter County Florida | 2 | $ 450,000 | $ 225,000 | $ 70,000 |
| Volusia County Florida | 2 | $ 370,000 | $ 185,000 | $ 88,000 |
| Bartow County Georgia | 2 | $ 550,000 | $ 275,000 | $ 74,000 |
| Cherokee County Georgia | 2 | $ 450,000 | $ 225,000 | $ 210,000 |
| Cobb County Georgia | 2 | $ 490,000 | $ 245,000 | $ 95,000 |
| Glynn County Georgia | 2 | $ 390,000 | $ 195,000 | $ 85,000 |
| Rabun County Georgia | 2 | $ 250,000 | $ 125,000 | $ 149,000 |
| Cook County Illinois | 2 | $ 800,000 | $ 400,000 | $ 144,000 |
| Adams County Indiana | 2 | $ 280,000 | $ 140,000 | $ 64,000 |
| St. Joseph County Indiana | 2 | $ 280,000 | $ 140,000 | $ 72,000 |
| Suffolk County Massachusetts | 2 | $ 590,000 | $ 295,000 | $ 482,000 |
| Grand Traverse County Michigan | 2 | $ 410,000 | $ 205,000 | $ 72,000 |
| Livingston County Michigan | 2 | $ 550,000 | $ 275,000 | $ 581,000 |
| Carteret County North Carolina | 2 | $ 780,000 | $ 390,000 | $ 152,000 |
| Forsyth County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 160,000 |
| Orange County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 237,000 |
| Swain County North Carolina | 2 | $ 1,020,000 | $ 510,000 | $ 301,000 |
| Wake County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 117,000 |
| Harrison County Ohio | 2 | $ 190,000 | $ 95,000 | $ 64,000 |
| Monroe County Ohio | 2 | $ 250,000 | $ 125,000 | $ 88,000 |
| Pike County Ohio | 2 | $ 260,000 | $ 130,000 | $ 35,000 |
| Scioto County Ohio | 2 | $ 320,000 | $ 160,000 | $ 102,000 |
| Wood County Ohio | 2 | $ 510,000 | $ 255,000 | $ 147,000 |
| Union County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 161,000 |
| Sevier County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 289,000 |
| Dallas County Texas | 2 | $ 920,000 | $ 460,000 | $ 166,000 |
| Denton County Texas | 2 | $ 830,000 | $ 415,000 | $ 224,000 |
| King County Washington | 2 | $ 840,000 | $ 420,000 | $ 121,000 |
| Coconino County Arizona | 1 | $ 515,000 | $ 515,000 | $ 549,000 |
| Maricopa County Arizona | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Yell County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Placer County California | 1 | $ 425,000 | $ 425,000 | $ 200,000 |
| Douglas County Colorado | 1 | $ 385,000 | $ 385,000 | $ 175,000 |
| Pitkin County Colorado | 1 | $ 515,000 | $ 515,000 | $ 456,000 |
| Teller County Colorado | 1 | $ 305,000 | $ 305,000 | $ 59,000 |
| Gulf County Florida | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Lake County Florida | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Martin County Florida | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Okaloosa County Florida | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Pasco County Florida | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Polk County Florida | 1 | $ 365,000 | $ 365,000 | $ 92,000 |
| Elbert County Georgia | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Union County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| McLean County Illinois | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Clark County Indiana | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Franklin County Indiana | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Henry County Indiana | 1 | $ 135,000 | $ 135,000 | $ 23,000 |
| Howard County Indiana | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| LaGrange County Indiana | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Madison County Indiana | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Marion County Indiana | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Tippecanoe County Indiana | 1 | $ 85,000 | $ 85,000 | $ 137,000 |
| Vanderburgh County Indiana | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Wayne County Indiana | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Johnson County Kansas | 1 | $ 625,000 | $ 625,000 | $ 500,000 |
| Gallatin County Kentucky | 1 | $ 515,000 | $ 515,000 | $ 462,000 |
| Laurel County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 212,000 |
| Menifee County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 228,000 |
| Pendleton County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 210,000 |
| Russell County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 187,000 |
| Jefferson County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 171,000 |
| Bay County Michigan | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| Branch County Michigan | 1 | $ 545,000 | $ 545,000 | $ 764,000 |
| Charlevoix County Michigan | 1 | $ 255,000 | $ 255,000 | $ 197,000 |
| Genesee County Michigan | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Kalamazoo County Michigan | 1 | $ 495,000 | $ 495,000 | $ 120,000 |
| Wayne County Michigan | 1 | $ 115,000 | $ 115,000 | $ 195,000 |
| St. Louis City County Missouri | 1 | $ 365,000 | $ 365,000 | $ 69,000 |
| Lincoln County Montana | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Missoula County Montana | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Ashe County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 97,000 |
| Avery County North Carolina | 1 | $ 1,395,000 | $ 1,395,000 | $ 1,209,000 |
| Burke County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 671,000 |
| Catawba County North Carolina | 1 | $ 1,125,000 | $ 1,125,000 | $ 278,000 |
| Durham County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Lincoln County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Martin County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Moore County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 129,000 |
| Pender County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 82,000 |
| Pitt County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Stokes County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Watauga County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Yancey County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Ashtabula County Ohio | 1 | $ 75,000 | $ 75,000 | $ 158,000 |
| Defiance County Ohio | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Hardin County Ohio | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Jackson County Ohio | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Trumbull County Ohio | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Armstrong County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 446,000 |
| Butler County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Lycoming County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Warren County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Aiken County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Cherokee County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Lancaster County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 155,000 |
| McCormick County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Newberry County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Saluda County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Campbell County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 200,000 |
| Pickett County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Wilson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Montgomery County Texas | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Alexandria County Virginia | 1 | $ 385,000 | $ 385,000 | $ 156,000 |
| Chesterfield County Virginia | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Loudoun County Virginia | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Montgomery County Virginia | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Portsmouth County Virginia | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Washington County Virginia | 1 | $ 475,000 | $ 475,000 | $ 823,000 |
| Kittitas County Washington | 1 | $ 215,000 | $ 215,000 | $ 35,000 |
| Pierce County Washington | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Greenbrier County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Ohio County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for The Park National Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,756 | $876,240,000 | $184,000 | $2,855,000 | $119,000 | $4,380,000 |
| Home Purchase | 3,203 | $684,865,000 | $213,000 | $14,455,000 | $113,000 | $2,929,000 |
| Cash-out Refinancing | 2,495 | $438,895,000 | $175,000 | $1,205,000 | $102,000 | $2,061,000 |
| Home Improvement | 898 | $54,570,000 | $60,000 | $1,235,000 | $99,000 | $1,841,000 |
| Other Purpose | 627 | $50,315,000 | $80,000 | $2,005,000 | $107,000 | $1,797,000 |
| Not Applicable | 4 | $480,000 | $120,000 | $225,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,636 | $1,806,490,000 | $169,000 | $2,505,000 | $112,000 | $4,380,000 |
| Not Provided | 632 | $107,560,000 | $170,000 | $1,235,000 | $119,000 | $1,746,000 |
| Not applicable | 403 | $137,335,000 | $340,000 | $14,455,000 | $0 | $0 |
| Black or African American | 124 | $17,040,000 | $137,000 | $505,000 | $82,000 | $345,000 |
| Hispanic | 91 | $16,595,000 | $182,000 | $495,000 | $105,000 | $732,000 |
| Asian | 69 | $15,805,000 | $229,000 | $915,000 | $124,000 | $685,000 |
| American Indian or Alaskan Native | 18 | $2,760,000 | $153,000 | $255,000 | $97,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $685,000 | $97,000 | $195,000 | $68,000 | $107,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,876 | $2,088,130,000 | $175,000 | $14,455,000 | $112,000 | $4,380,000 |
| FHA-insured (Federal Housing Administration) | 45 | $5,855,000 | $130,000 | $395,000 | $56,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 38 | $7,770,000 | $204,000 | $465,000 | $83,000 | $244,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $3,610,000 | $150,000 | $345,000 | $46,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,015 | $1,615,275,000 | $179,000 | $14,455,000 | $115,000 | $2,898,000 |
| Application Denied By Financial Institution | 1,666 | $249,740,000 | $149,000 | $1,245,000 | $82,000 | $1,418,000 |
| Application Withdrawn By Applicant | 1,183 | $221,405,000 | $187,000 | $2,505,000 | $127,000 | $4,380,000 |
| Application Approved But Not Accepted | 110 | $17,650,000 | $160,000 | $675,000 | $128,000 | $1,983,000 |
| Loan Purchased By The Institution | 8 | $1,090,000 | $136,000 | $225,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $205,000 | $205,000 | $205,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,317 | $1,855,625,000 | $179,000 | $14,455,000 | $116,000 | $4,380,000 |
| Debt-To-Income Ratio | 585 | $88,545,000 | $151,000 | $1,245,000 | $56,000 | $510,000 |
| Credit History | 515 | $60,235,000 | $116,000 | $925,000 | $80,000 | $851,000 |
| Collateral | 294 | $51,530,000 | $175,000 | $915,000 | $114,000 | $1,418,000 |
| Credit Application Incomplete | 183 | $34,175,000 | $186,000 | $805,000 | $121,000 | $840,000 |
| Other | 44 | $8,570,000 | $194,000 | $935,000 | $109,000 | $449,000 |
| Unverifiable Information | 23 | $3,725,000 | $161,000 | $375,000 | $86,000 | $264,000 |
| Employment History | 15 | $2,185,000 | $145,000 | $285,000 | $50,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $775,000 | $110,000 | $195,000 | $56,000 | $85,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Park National Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Park National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.