The Park National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
The Park National Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Park National Bank 50 N Third Street Newark, OH 43055 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,106 |
| Total Mortgage Loan Application Amount | $998,730,000 |
| Average Mortgage Loan Application Amount | $128,333 |
| Highest Mortgage Loan Application Amount | $4,975,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $6,654,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with The Park National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Park National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down The Park National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Park National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Park National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Park National Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Licking County Ohio | 652 | $ 87,370,000 | $ 134,000 | $ 105,000 |
| Muskingum County Ohio | 554 | $ 70,320,000 | $ 126,000 | $ 85,000 |
| Richland County Ohio | 517 | $ 50,305,000 | $ 97,000 | $ 78,000 |
| Knox County Ohio | 431 | $ 59,435,000 | $ 137,000 | $ 98,000 |
| Fairfield County Ohio | 354 | $ 44,370,000 | $ 125,000 | $ 91,000 |
| Franklin County Ohio | 251 | $ 57,445,000 | $ 228,000 | $ 158,000 |
| Clark County Ohio | 238 | $ 28,850,000 | $ 121,000 | $ 81,000 |
| Clermont County Ohio | 221 | $ 35,245,000 | $ 159,000 | $ 118,000 |
| Ashland County Ohio | 175 | $ 19,915,000 | $ 113,000 | $ 94,000 |
| Coshocton County Ohio | 157 | $ 18,285,000 | $ 116,000 | $ 77,000 |
| Darke County Ohio | 157 | $ 14,725,000 | $ 93,000 | $ 105,000 |
| Miami County Ohio | 153 | $ 23,275,000 | $ 152,000 | $ 102,000 |
| Anderson County South Carolina | 148 | $ 31,030,000 | $ 209,000 | $ 112,000 |
| Crawford County Ohio | 127 | $ 11,515,000 | $ 90,000 | $ 58,000 |
| Spartanburg County South Carolina | 122 | $ 27,320,000 | $ 223,000 | $ 138,000 |
| Hamilton County Ohio | 115 | $ 34,055,000 | $ 296,000 | $ 233,000 |
| Morrow County Ohio | 100 | $ 14,760,000 | $ 147,000 | $ 92,000 |
| Perry County Ohio | 91 | $ 13,055,000 | $ 143,000 | $ 89,000 |
| Hocking County Ohio | 82 | $ 12,000,000 | $ 146,000 | $ 100,000 |
| Guernsey County Ohio | 79 | $ 11,405,000 | $ 144,000 | $ 115,000 |
| Holmes County Ohio | 70 | $ 7,990,000 | $ 114,000 | $ 101,000 |
| Greenville County South Carolina | 66 | $ 20,440,000 | $ 309,000 | $ 180,000 |
| Champaign County Ohio | 63 | $ 6,065,000 | $ 96,000 | $ 74,000 |
| Brown County Ohio | 58 | $ 10,400,000 | $ 179,000 | $ 132,000 |
| Wayne County Ohio | 57 | $ 7,535,000 | $ 132,000 | $ 97,000 |
| Buncombe County North Carolina | 56 | $ 25,940,000 | $ 463,000 | $ 265,000 |
| Mercer County Ohio | 55 | $ 7,015,000 | $ 127,000 | $ 107,000 |
| Delaware County Ohio | 54 | $ 22,500,000 | $ 416,000 | $ 338,000 |
| Mecklenburg County North Carolina | 51 | $ 29,785,000 | $ 584,000 | $ 304,000 |
| Tuscarawas County Ohio | 46 | $ 6,320,000 | $ 137,000 | $ 86,000 |
| Jefferson County Kentucky | 43 | $ 8,305,000 | $ 193,000 | $ 103,000 |
| Pickens County South Carolina | 41 | $ 10,875,000 | $ 265,000 | $ 126,000 |
| Greene County Ohio | 40 | $ 5,540,000 | $ 138,000 | $ 92,000 |
| Marion County Ohio | 40 | $ 3,870,000 | $ 96,000 | $ 92,000 |
| Athens County Ohio | 31 | $ 3,415,000 | $ 110,000 | $ 68,000 |
| Montgomery County Ohio | 31 | $ 5,025,000 | $ 162,000 | $ 101,000 |
| Summit County Ohio | 23 | $ 3,895,000 | $ 169,000 | $ 118,000 |
| Stark County Ohio | 20 | $ 3,840,000 | $ 192,000 | $ 97,000 |
| Warren County Ohio | 19 | $ 5,025,000 | $ 264,000 | $ 164,000 |
| Medina County Ohio | 18 | $ 3,910,000 | $ 217,000 | $ 108,000 |
| Shelby County Ohio | 16 | $ 1,490,000 | $ 93,000 | $ 82,000 |
| Pickaway County Ohio | 15 | $ 3,055,000 | $ 203,000 | $ 118,000 |
| Henderson County North Carolina | 13 | $ 5,665,000 | $ 435,000 | $ 204,000 |
| Auglaize County Ohio | 13 | $ 1,155,000 | $ 88,000 | $ 84,000 |
| Butler County Ohio | 12 | $ 1,840,000 | $ 153,000 | $ 157,000 |
| Wyandot County Ohio | 12 | $ 1,750,000 | $ 145,000 | $ 80,000 |
| Highland County Ohio | 11 | $ 1,115,000 | $ 101,000 | $ 67,000 |
| Oconee County South Carolina | 11 | $ 3,765,000 | $ 342,000 | $ 249,000 |
| Kenton County Kentucky | 10 | $ 2,010,000 | $ 201,000 | $ 136,000 |
| Morgan County Ohio | 10 | $ 1,470,000 | $ 147,000 | $ 112,000 |
| Union County Ohio | 10 | $ 2,910,000 | $ 291,000 | $ 140,000 |
| Charleston County South Carolina | 10 | $ 4,040,000 | $ 404,000 | $ 269,000 |
| Clinton County Ohio | 9 | $ 795,000 | $ 88,000 | $ 103,000 |
| Campbell County Kentucky | 8 | $ 900,000 | $ 112,000 | $ 138,000 |
| Huron County Ohio | 8 | $ 660,000 | $ 82,000 | $ 49,000 |
| Ottawa County Ohio | 8 | $ 1,930,000 | $ 241,000 | $ 302,000 |
| Jay County Indiana | 7 | $ 1,265,000 | $ 180,000 | $ 105,000 |
| Columbiana County Ohio | 7 | $ 1,095,000 | $ 156,000 | $ 87,000 |
| Madison County Ohio | 7 | $ 1,135,000 | $ 162,000 | $ 113,000 |
| Lee County Florida | 6 | $ 1,780,000 | $ 296,000 | $ 370,000 |
| Gaston County North Carolina | 6 | $ 2,920,000 | $ 486,000 | $ 390,000 |
| Harrison County Ohio | 6 | $ 1,110,000 | $ 185,000 | $ 89,000 |
| Randolph County Indiana | 5 | $ 295,000 | $ 59,000 | $ 50,000 |
| Iredell County North Carolina | 5 | $ 6,595,000 | $ 1,319,000 | $ 601,000 |
| Rutherford County North Carolina | 5 | $ 2,715,000 | $ 543,000 | $ 243,000 |
| Cuyahoga County Ohio | 5 | $ 2,955,000 | $ 591,000 | $ 143,000 |
| Noble County Ohio | 5 | $ 1,055,000 | $ 211,000 | $ 142,000 |
| Sevier County Tennessee | 5 | $ 2,415,000 | $ 483,000 | $ 272,000 |
| Pima County Arizona | 4 | $ 2,000,000 | $ 500,000 | $ 1,268,000 |
| Bay County Florida | 4 | $ 750,000 | $ 187,000 | $ 90,000 |
| Monroe County Florida | 4 | $ 1,320,000 | $ 330,000 | $ 210,000 |
| Pinellas County Florida | 4 | $ 2,100,000 | $ 525,000 | $ 151,000 |
| Carroll County Ohio | 4 | $ 870,000 | $ 217,000 | $ 92,000 |
| Erie County Ohio | 4 | $ 550,000 | $ 137,000 | $ 56,000 |
| Logan County Ohio | 4 | $ 730,000 | $ 182,000 | $ 128,000 |
| Lorain County Ohio | 4 | $ 850,000 | $ 212,000 | $ 87,000 |
| Lucas County Ohio | 4 | $ 820,000 | $ 205,000 | $ 72,000 |
| Vinton County Ohio | 4 | $ 310,000 | $ 77,000 | $ 70,000 |
| Washington County Ohio | 4 | $ 510,000 | $ 127,000 | $ 62,000 |
| Richland County South Carolina | 4 | $ 390,000 | $ 97,000 | $ 106,000 |
| Brevard County Florida | 3 | $ 505,000 | $ 168,000 | $ 108,000 |
| Charlotte County Florida | 3 | $ 1,465,000 | $ 488,000 | $ 187,000 |
| Manatee County Florida | 3 | $ 1,265,000 | $ 421,000 | $ 202,000 |
| Sarasota County Florida | 3 | $ 1,585,000 | $ 528,000 | $ 223,000 |
| Marion County Indiana | 3 | $ 915,000 | $ 305,000 | $ 71,000 |
| Cabarrus County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 144,000 |
| Davidson County North Carolina | 3 | $ 835,000 | $ 278,000 | $ 137,000 |
| Transylvania County North Carolina | 3 | $ 1,355,000 | $ 451,000 | $ 175,000 |
| Adams County Ohio | 3 | $ 215,000 | $ 71,000 | $ 44,000 |
| Preble County Ohio | 3 | $ 105,000 | $ 35,000 | $ 77,000 |
| Ross County Ohio | 3 | $ 295,000 | $ 98,000 | $ 61,000 |
| Seneca County Ohio | 3 | $ 305,000 | $ 101,000 | $ 59,000 |
| Harrison County West Virginia | 3 | $ 395,000 | $ 131,000 | $ 0 |
| Baldwin County Alabama | 2 | $ 900,000 | $ 450,000 | $ 114,000 |
| Boulder County Colorado | 2 | $ 1,170,000 | $ 585,000 | $ 270,000 |
| Collier County Florida | 2 | $ 760,000 | $ 380,000 | $ 1,500,000 |
| Hernando County Florida | 2 | $ 430,000 | $ 215,000 | $ 127,000 |
| Hillsborough County Florida | 2 | $ 850,000 | $ 425,000 | $ 109,000 |
| Chatham County Georgia | 2 | $ 710,000 | $ 355,000 | $ 123,000 |
| Elbert County Georgia | 2 | $ 330,000 | $ 165,000 | $ 102,000 |
| Newton County Georgia | 2 | $ 640,000 | $ 320,000 | $ 118,000 |
| McLean County Illinois | 2 | $ 510,000 | $ 255,000 | $ 125,000 |
| Delaware County Indiana | 2 | $ 140,000 | $ 70,000 | $ 92,000 |
| Bullitt County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
| Russell County Kentucky | 2 | $ 620,000 | $ 310,000 | $ 209,000 |
| Shelby County Kentucky | 2 | $ 510,000 | $ 255,000 | $ 99,000 |
| Hennepin County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 184,000 |
| Brunswick County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 61,000 |
| Macon County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 69,000 |
| Polk County North Carolina | 2 | $ 1,000,000 | $ 500,000 | $ 247,000 |
| Rowan County North Carolina | 2 | $ 900,000 | $ 450,000 | $ 368,000 |
| Union County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 138,000 |
| Watauga County North Carolina | 2 | $ 1,790,000 | $ 895,000 | $ 223,000 |
| Allen County Ohio | 2 | $ 260,000 | $ 130,000 | $ 32,000 |
| Belmont County Ohio | 2 | $ 160,000 | $ 80,000 | $ 29,000 |
| Fayette County Ohio | 2 | $ 460,000 | $ 230,000 | $ 70,000 |
| Hancock County Ohio | 2 | $ 180,000 | $ 90,000 | $ 74,000 |
| Lake County Ohio | 2 | $ 460,000 | $ 230,000 | $ 113,000 |
| Paulding County Ohio | 2 | $ 180,000 | $ 90,000 | $ 77,000 |
| Portage County Ohio | 2 | $ 370,000 | $ 185,000 | $ 99,000 |
| Sandusky County Ohio | 2 | $ 180,000 | $ 90,000 | $ 80,000 |
| Trumbull County Ohio | 2 | $ 170,000 | $ 85,000 | $ 73,000 |
| Laurens County South Carolina | 2 | $ 580,000 | $ 290,000 | $ 54,000 |
| Campbell County Tennessee | 2 | $ 700,000 | $ 350,000 | $ 20,000 |
| Upshur County West Virginia | 2 | $ 500,000 | $ 250,000 | $ 48,000 |
| Wood County West Virginia | 2 | $ 580,000 | $ 290,000 | $ 81,000 |
| Jefferson County Alabama | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Maricopa County Arizona | 1 | $ 1,505,000 | $ 1,505,000 | $ 3,237,000 |
| Douglas County Colorado | 1 | $ 145,000 | $ 145,000 | $ 250,000 |
| Fairfield County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Citrus County Florida | 1 | $ 25,000 | $ 25,000 | $ 148,000 |
| Dixie County Florida | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Flagler County Florida | 1 | $ 275,000 | $ 275,000 | $ 206,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 279,000 |
| Osceola County Florida | 1 | $ 325,000 | $ 325,000 | $ 340,000 |
| Palm Beach County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,405,000 |
| St. Lucie County Florida | 1 | $ 325,000 | $ 325,000 | $ 162,000 |
| Volusia County Florida | 1 | $ 295,000 | $ 295,000 | $ 184,000 |
| Washington County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 275,000 | $ 275,000 | $ 127,000 |
| Clayton County Georgia | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| DeKalb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Fayette County Georgia | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Hart County Georgia | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Lumpkin County Georgia | 1 | $ 515,000 | $ 515,000 | $ 175,000 |
| Paulding County Georgia | 1 | $ 365,000 | $ 365,000 | $ 722,000 |
| Stephens County Georgia | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| White County Georgia | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Cook County Illinois | 1 | $ 3,005,000 | $ 3,005,000 | $ 905,000 |
| Adams County Indiana | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Clark County Indiana | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Franklin County Indiana | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Lake County Indiana | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Marshall County Indiana | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Tippecanoe County Indiana | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Wayne County Indiana | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Wells County Indiana | 1 | $ 355,000 | $ 355,000 | $ 63,000 |
| Boone County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Hardin County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Henry County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Jessamine County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Laurel County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Owen County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Pendleton County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Taylor County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| Warren County Kentucky | 1 | $ 2,065,000 | $ 2,065,000 | $ 0 |
| Wayne County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Woodford County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 226,000 |
| Suffolk County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 70,000 |
| Alcona County Michigan | 1 | $ 65,000 | $ 65,000 | $ 158,000 |
| Chippewa County Michigan | 1 | $ 45,000 | $ 45,000 | $ 135,000 |
| Crawford County Michigan | 1 | $ 205,000 | $ 205,000 | $ 447,000 |
| Lenawee County Michigan | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Muskegon County Michigan | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Oakland County Michigan | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Wayne County Michigan | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Jackson County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Clark County Nevada | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Avery County North Carolina | 1 | $ 805,000 | $ 805,000 | $ 467,000 |
| Carteret County North Carolina | 1 | $ 1,155,000 | $ 1,155,000 | $ 396,000 |
| Catawba County North Carolina | 1 | $ 1,025,000 | $ 1,025,000 | $ 272,000 |
| Graham County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 118,000 |
| Guilford County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Haywood County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Jackson County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 190,000 |
| Madison County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| Mitchell County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 494,000 |
| New Hanover County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 93,000 |
| Onslow County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Stanly County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Wake County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 299,000 |
| Warren County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 182,000 |
| Yancey County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 150,000 |
| Ashtabula County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Gallia County Ohio | 1 | $ 515,000 | $ 515,000 | $ 97,000 |
| Hardin County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jackson County Ohio | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Jefferson County Ohio | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Lawrence County Ohio | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Mahoning County Ohio | 1 | $ 155,000 | $ 155,000 | $ 278,000 |
| Monroe County Ohio | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Pike County Ohio | 1 | $ 205,000 | $ 205,000 | $ 24,000 |
| Deschutes County Oregon | 1 | $ 405,000 | $ 405,000 | $ 198,000 |
| Allegheny County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 183,000 |
| Beaufort County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Berkeley County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Cherokee County South Carolina | 1 | $ 785,000 | $ 785,000 | $ 120,000 |
| Colleton County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 146,000 |
| Dorchester County South Carolina | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 324,000 |
| Greenwood County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 122,000 |
| Horry County South Carolina | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 114,000 |
| Lexington County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
| Washington County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 288,000 |
| Lubbock County Texas | 1 | $ 375,000 | $ 375,000 | $ 131,000 |
| Alexandria County Virginia | 1 | $ 1,885,000 | $ 1,885,000 | $ 770,000 |
| Newport News County Virginia | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Skagit County Washington | 1 | $ 355,000 | $ 355,000 | $ 59,000 |
| Marion County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Park National Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,282 | $567,620,000 | $248,000 | $4,975,000 | $120,000 | $1,736,000 |
| Home Improvement | 1,461 | $95,045,000 | $65,000 | $1,505,000 | $99,000 | $3,237,000 |
| Refinancing | 1,306 | $210,210,000 | $160,000 | $3,385,000 | $111,000 | $3,790,000 |
| Other Purpose | 710 | $68,270,000 | $96,000 | $3,005,000 | $127,000 | $6,654,000 |
| Cash-out Refinancing | 346 | $57,550,000 | $166,000 | $1,205,000 | $101,000 | $5,998,000 |
| Not Applicable | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,270 | $829,190,000 | $157,000 | $4,975,000 | $112,000 | $6,654,000 |
| Not Provided | 325 | $52,105,000 | $160,000 | $1,505,000 | $115,000 | $3,237,000 |
| Not applicable | 304 | $84,790,000 | $278,000 | $3,385,000 | $0 | $0 |
| Black or African American | 93 | $15,365,000 | $165,000 | $895,000 | $108,000 | $865,000 |
| Hispanic | 45 | $6,385,000 | $141,000 | $505,000 | $101,000 | $447,000 |
| Asian | 35 | $6,425,000 | $183,000 | $635,000 | $122,000 | $351,000 |
| American Indian or Alaskan Native | 30 | $4,010,000 | $133,000 | $495,000 | $102,000 | $655,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,022 | $982,590,000 | $163,000 | $4,975,000 | $113,000 | $6,654,000 |
| FHA-insured (Federal Housing Administration) | 42 | $7,050,000 | $167,000 | $435,000 | $64,000 | $137,000 |
| VA-guaranteed (Veterans Administration) | 31 | $7,245,000 | $233,000 | $595,000 | $88,000 | $179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,845,000 | $167,000 | $245,000 | $62,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,294 | $712,410,000 | $165,000 | $3,385,000 | $117,000 | $6,654,000 |
| Application Denied By Financial Institution | 1,034 | $133,980,000 | $129,000 | $4,975,000 | $82,000 | $1,585,000 |
| Application Withdrawn By Applicant | 697 | $138,795,000 | $199,000 | $2,605,000 | $133,000 | $5,998,000 |
| Application Approved But Not Accepted | 77 | $13,235,000 | $171,000 | $755,000 | $111,000 | $783,000 |
| Loan Purchased By The Institution | 4 | $310,000 | $77,000 | $105,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,072 | $864,750,000 | $170,000 | $3,385,000 | $119,000 | $6,654,000 |
| Debt-To-Income Ratio | 414 | $64,200,000 | $155,000 | $2,405,000 | $59,000 | $369,000 |
| Credit History | 297 | $22,015,000 | $74,000 | $715,000 | $82,000 | $657,000 |
| Collateral | 140 | $16,960,000 | $121,000 | $845,000 | $125,000 | $1,572,000 |
| Credit Application Incomplete | 120 | $17,070,000 | $142,000 | $885,000 | $105,000 | $1,021,000 |
| Other | 36 | $9,290,000 | $258,000 | $4,975,000 | $112,000 | $1,585,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,905,000 | $223,000 | $575,000 | $65,000 | $137,000 |
| Employment History | 10 | $1,110,000 | $111,000 | $255,000 | $104,000 | $399,000 |
| Unverifiable Information | 4 | $430,000 | $107,000 | $235,000 | $42,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Park National Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Park National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.