Park View Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Park View Savings Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Park View Savings Bank 30000 Aurora Road Solon, OH 44139 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 3,478 |
| Total Mortgage Loan Application Amount | $603,576,000 |
| Average Mortgage Loan Application Amount | $176,000 |
| Highest Mortgage Loan Application Amount | $3,600,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $2,073,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Park View Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Park View Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Park View Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Park View Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Park View Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Park View Savings Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 1,355 | $ 231,951,000 | $ 171,000 | $ 116,000 |
| Summit County Ohio | 486 | $ 84,003,000 | $ 172,000 | $ 97,000 |
| Geauga County Ohio | 371 | $ 67,520,000 | $ 181,000 | $ 107,000 |
| Medina County Ohio | 353 | $ 58,025,000 | $ 164,000 | $ 88,000 |
| Lake County Ohio | 311 | $ 53,370,000 | $ 171,000 | $ 95,000 |
| Portage County Ohio | 195 | $ 32,920,000 | $ 168,000 | $ 96,000 |
| Lorain County Ohio | 151 | $ 27,892,000 | $ 184,000 | $ 101,000 |
| Ashtabula County Ohio | 20 | $ 2,995,000 | $ 149,000 | $ 90,000 |
| Ottawa County Ohio | 20 | $ 3,508,000 | $ 175,000 | $ 155,000 |
| Stark County Ohio | 19 | $ 2,574,000 | $ 135,000 | $ 119,000 |
| Franklin County Ohio | 17 | $ 2,892,000 | $ 170,000 | $ 106,000 |
| Mahoning County Ohio | 14 | $ 2,186,000 | $ 156,000 | $ 67,000 |
| Erie County Ohio | 13 | $ 2,615,000 | $ 201,000 | $ 275,000 |
| Lee County Florida | 10 | $ 1,685,000 | $ 168,000 | $ 179,000 |
| Trumbull County Ohio | 10 | $ 1,366,000 | $ 136,000 | $ 190,000 |
| Lucas County Ohio | 8 | $ 1,995,000 | $ 249,000 | $ 571,000 |
| Wayne County Ohio | 8 | $ 811,000 | $ 101,000 | $ 60,000 |
| Carroll County Ohio | 5 | $ 959,000 | $ 191,000 | $ 117,000 |
| Charleston County South Carolina | 5 | $ 1,305,000 | $ 261,000 | $ 227,000 |
| Orange County Florida | 4 | $ 1,685,000 | $ 421,000 | $ 1,026,000 |
| Chautauqua County New York | 4 | $ 478,000 | $ 119,000 | $ 183,000 |
| Ashland County Ohio | 4 | $ 525,000 | $ 131,000 | $ 52,000 |
| Clermont County Ohio | 4 | $ 895,000 | $ 223,000 | $ 121,000 |
| Columbiana County Ohio | 4 | $ 387,000 | $ 96,000 | $ 69,000 |
| Tuscarawas County Ohio | 4 | $ 591,000 | $ 147,000 | $ 268,000 |
| Collier County Florida | 3 | $ 898,000 | $ 299,000 | $ 554,000 |
| Monroe County Florida | 3 | $ 769,000 | $ 256,000 | $ 94,000 |
| Delaware County Ohio | 3 | $ 596,000 | $ 198,000 | $ 114,000 |
| Fairfield County Ohio | 3 | $ 784,000 | $ 261,000 | $ 118,000 |
| Hamilton County Ohio | 3 | $ 758,000 | $ 252,000 | $ 264,000 |
| Union County Ohio | 3 | $ 747,000 | $ 249,000 | $ 106,000 |
| Pinellas County Florida | 2 | $ 661,000 | $ 330,000 | $ 273,000 |
| Sarasota County Florida | 2 | $ 408,000 | $ 204,000 | $ 69,000 |
| Sumter County Florida | 2 | $ 245,000 | $ 122,000 | $ 51,000 |
| Prince George's County Maryland | 2 | $ 834,000 | $ 417,000 | $ 137,000 |
| Davie County North Carolina | 2 | $ 489,000 | $ 244,000 | $ 218,000 |
| Butler County Ohio | 2 | $ 386,000 | $ 193,000 | $ 123,000 |
| Licking County Ohio | 2 | $ 249,000 | $ 124,000 | $ 89,000 |
| Montgomery County Ohio | 2 | $ 264,000 | $ 132,000 | $ 39,000 |
| Allegheny County Pennsylvania | 2 | $ 491,000 | $ 245,000 | $ 606,000 |
| Beaufort County South Carolina | 2 | $ 646,000 | $ 323,000 | $ 228,000 |
| Maricopa County Arizona | 1 | $ 275,000 | $ 275,000 | $ 249,000 |
| San Diego County California | 1 | $ 292,000 | $ 292,000 | $ 67,000 |
| Santa Clara County California | 1 | $ 396,000 | $ 396,000 | $ 126,000 |
| Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Clay County Florida | 1 | $ 78,000 | $ 78,000 | $ 125,000 |
| Duval County Florida | 1 | $ 404,000 | $ 404,000 | $ 278,000 |
| Flagler County Florida | 1 | $ 395,000 | $ 395,000 | $ 254,000 |
| Hillsborough County Florida | 1 | $ 196,000 | $ 196,000 | $ 324,000 |
| Manatee County Florida | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Miami-Dade County Florida | 1 | $ 221,000 | $ 221,000 | $ 571,000 |
| Osceola County Florida | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Palm Beach County Florida | 1 | $ 392,000 | $ 392,000 | $ 145,000 |
| Pasco County Florida | 1 | $ 96,000 | $ 96,000 | $ 130,000 |
| Santa Rosa County Florida | 1 | $ 94,000 | $ 94,000 | $ 98,000 |
| St. Johns County Florida | 1 | $ 220,000 | $ 220,000 | $ 68,000 |
| St. Lucie County Florida | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Volusia County Florida | 1 | $ 190,000 | $ 190,000 | $ 71,000 |
| Lake County Illinois | 1 | $ 387,000 | $ 387,000 | $ 621,000 |
| Will County Illinois | 1 | $ 259,000 | $ 259,000 | $ 111,000 |
| Middlesex County Massachusetts | 1 | $ 457,000 | $ 457,000 | $ 129,000 |
| Ingham County Michigan | 1 | $ 230,000 | $ 230,000 | $ 173,000 |
| Oakland County Michigan | 1 | $ 122,000 | $ 122,000 | $ 72,000 |
| Harrison County Mississippi | 1 | $ 147,000 | $ 147,000 | $ 133,000 |
| Taney County Missouri | 1 | $ 102,000 | $ 102,000 | $ 52,000 |
| Clark County Nevada | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Ocean County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 133,000 |
| Auglaize County Ohio | 1 | $ 170,000 | $ 170,000 | $ 78,000 |
| Belmont County Ohio | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Defiance County Ohio | 1 | $ 166,000 | $ 166,000 | $ 127,000 |
| Hancock County Ohio | 1 | $ 214,000 | $ 214,000 | $ 60,000 |
| Hocking County Ohio | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Huron County Ohio | 1 | $ 140,000 | $ 140,000 | $ 229,000 |
| Madison County Ohio | 1 | $ 140,000 | $ 140,000 | $ 85,000 |
| Marion County Ohio | 1 | $ 166,000 | $ 166,000 | $ 75,000 |
| Richland County Ohio | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| Ross County Ohio | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Sandusky County Ohio | 1 | $ 151,000 | $ 151,000 | $ 31,000 |
| Warren County Ohio | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Wood County Ohio | 1 | $ 132,000 | $ 132,000 | $ 160,000 |
| Oklahoma County Oklahoma | 1 | $ 260,000 | $ 260,000 | $ 136,000 |
| Cumberland County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 160,000 |
| Delaware County Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 63,000 |
| Lehigh County Pennsylvania | 1 | $ 298,000 | $ 298,000 | $ 307,000 |
| Somerset County Pennsylvania | 1 | $ 314,000 | $ 314,000 | $ 264,000 |
| Berkeley County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Park View Savings Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,125 | $539,801,000 | $172,000 | $3,600,000 | $110,000 | $2,073,000 |
| Home Purchase | 353 | $63,775,000 | $180,000 | $1,200,000 | $112,000 | $692,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,228 | $547,813,000 | $169,000 | $1,040,000 | $111,000 | $2,073,000 |
| Asian | 100 | $16,804,000 | $168,000 | $412,000 | $114,000 | $492,000 |
| Black or African American | 67 | $8,804,000 | $131,000 | $358,000 | $78,000 | $329,000 |
| Not Provided | 44 | $8,617,000 | $195,000 | $417,000 | $139,000 | $638,000 |
| Hispanic | 20 | $2,894,000 | $144,000 | $400,000 | $85,000 | $202,000 |
| Not applicable | 16 | $18,104,000 | $1,131,000 | $3,600,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $540,000 | $180,000 | $264,000 | $92,000 | $111,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,478 | $603,576,000 | $173,000 | $3,600,000 | $110,000 | $2,073,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,720 | $471,241,000 | $173,000 | $3,600,000 | $110,000 | $2,073,000 |
| Application Withdrawn By Applicant | 525 | $92,886,000 | $176,000 | $900,000 | $115,000 | $1,942,000 |
| File Closed For Incompleteness | 120 | $21,734,000 | $181,000 | $417,000 | $117,000 | $640,000 |
| Application Denied By Financial Institution | 72 | $12,181,000 | $169,000 | $417,000 | $87,000 | $260,000 |
| Application Approved But Not Accepted | 41 | $5,534,000 | $134,000 | $368,000 | $96,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 40 | $7,350,000 | $183,000 | $417,000 | $98,000 | $260,000 |
| Credit History | 14 | $2,138,000 | $152,000 | $395,000 | $83,000 | $229,000 |
| Debt-To-Income Ratio | 10 | $1,738,000 | $173,000 | $417,000 | $77,000 | $158,000 |
| Employment History | 4 | $570,000 | $142,000 | $222,000 | $11,000 | $36,000 |
| Other | 4 | $385,000 | $96,000 | $209,000 | $83,000 | $155,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Park View Savings Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Park View Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.