Parkside Lending, LLC Mortgage Lending & HMDA Data, 2010

In 2010, Parkside Lending, LLC of San Francisco, CA reported 3,874 mortgage applications totaling $1.6 billion, up 56% from 2009. The average application was for $410,414, and applicants reported an average income of $148,417. 76% of its applications resulted in an originated loan and 11% were denied. Its largest markets were San Francisco-San Mateo-Redwood City, CA (851), San Jose-Sunnyvale-Santa Clara, CA (762) and Oakland-Fremont-Hayward, CA (541) (applications in parentheses).

Mortgage Company & Address Parkside Lending, LLC
1130 Howard St.
San Francisco, CA 94103
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2007  
Total Number of Mortgage Applications 3,874
Total Mortgage Loan Application Amount $1,589,944,000
Average Mortgage Loan Application Amount $410,414
Highest Mortgage Loan Application Amount $1,960,000
Average Applicant Income $148,417
Highest Applicant Income $2,035,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Parkside Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Parkside Lending, LLC by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Santa Clara, California 762 $ 352,258,000 $ 462,280 $ 148,000
Orange, California 486 $ 201,843,000 $ 415,314 $ 161,000
San Mateo, California 434 $ 206,609,000 $ 476,057 $ 152,000
Alameda, California 351 $ 147,230,000 $ 419,458 $ 139,000
San Francisco, California 319 $ 162,258,000 $ 508,645 $ 175,000
Los Angeles, California 306 $ 122,729,000 $ 401,075 $ 156,000
Contra Costa, California 190 $ 68,807,000 $ 362,142 $ 128,000
Sonoma, California 180 $ 58,359,000 $ 324,216 $ 110,000
Marin, California 98 $ 45,719,000 $ 466,520 $ 154,000
Sacramento, California 87 $ 15,741,000 $ 180,931 $ 99,000
San Diego, California 77 $ 30,785,000 $ 399,805 $ 213,000
Napa, California 48 $ 21,591,000 $ 449,812 $ 199,000
Placer, California 48 $ 15,235,000 $ 317,395 $ 172,000
Solano, California 46 $ 9,649,000 $ 209,760 $ 97,000
Riverside, California 44 $ 11,153,000 $ 253,477 $ 123,000
El Dorado, California 39 $ 15,439,000 $ 395,871 $ 220,000
San Joaquin, California 36 $ 8,015,000 $ 222,638 $ 94,000
Humboldt, California 32 $ 8,482,000 $ 265,062 $ 120,000
Santa Barbara, California 31 $ 15,692,000 $ 506,193 $ 142,000
Kern, California 29 $ 4,143,000 $ 142,862 $ 64,000
Santa Cruz, California 28 $ 12,798,000 $ 457,071 $ 170,000
San Bernardino, California 27 $ 7,633,000 $ 282,703 $ 111,000
Nevada, California 21 $ 6,575,000 $ 313,095 $ 163,000
Ventura, California 21 $ 9,344,000 $ 444,952 $ 211,000
Yolo, California 17 $ 3,974,000 $ 233,764 $ 80,000
Monterey, California 15 $ 5,260,000 $ 350,666 $ 150,000
Butte, California 12 $ 2,202,000 $ 183,500 $ 119,000
Stanislaus, California 12 $ 1,829,000 $ 152,416 $ 88,000
Mendocino, California 11 $ 2,985,000 $ 271,363 $ 91,000
Lake, California 9 $ 2,123,000 $ 235,888 $ 158,000
San Luis Obispo, California 9 $ 2,695,000 $ 299,444 $ 92,000
Shasta, California 8 $ 1,525,000 $ 190,625 $ 131,000
Calaveras, California 7 $ 1,581,000 $ 225,857 $ 149,000
Amador, California 6 $ 1,356,000 $ 226,000 $ 71,000
Fresno, California 6 $ 1,164,000 $ 194,000 $ 67,000
Tuolumne, California 3 $ 422,000 $ 140,666 $ 168,000
Colusa, California 2 $ 473,000 $ 236,500 $ 88,000
Plumas, California 2 $ 687,000 $ 343,500 $ 95,000
Multnomah, Oregon 2 $ 506,000 $ 253,000 $ 376,000
Merced, California 1 $ 74,000 $ 74,000 $ 42,000
Mono, California 1 $ 390,000 $ 390,000 $ 86,000
Siskiyou, California 1 $ 408,000 $ 408,000 $ 80,000
Sutter, California 1 $ 234,000 $ 234,000 $ 41,000
Tehama, California 1 $ 239,000 $ 239,000 $ 67,000
Suffolk, New York 1 $ 243,000 $ 243,000 $ 128,000
Benton, Oregon 1 $ 75,000 $ 75,000 $ 28,000
Coos, Oregon 1 $ 152,000 $ 152,000 $ 80,000
Deschutes, Oregon 1 $ 308,000 $ 308,000 $ 124,000
Lincoln, Oregon 1 $ 330,000 $ 330,000 $ 639,000
Tillamook, Oregon 1 $ 131,000 $ 131,000 $ 68,000
Yamhill, Oregon 1 $ 341,000 $ 341,000 $ 165,000
Travis, Texas 1 $ 150,000 $ 150,000 $ 114,000

Mortgage Loan Application Detail Totals for Parkside Lending, LLC in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,699 $1,168,477,000 $432,000 $1,960,000 $156,000 $2,035,000
Home Purchase 1,175 $421,467,000 $358,000 $1,673,000 $131,000 $1,278,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,570 $1,056,330,000 $411,000 $1,673,000 $155,000 $2,035,000
Asian 965 $411,941,000 $426,000 $1,960,000 $139,000 $866,000
Hispanic 221 $74,287,000 $336,000 $1,000,000 $98,000 $821,000
Not Provided 70 $32,731,000 $467,000 $1,050,000 $203,000 $1,829,000
Black or African American 26 $7,095,000 $272,000 $730,000 $98,000 $234,000
Native Hawaiian or Other Pacific Islander 16 $5,361,000 $335,000 $560,000 $104,000 $249,000
American Indian or Alaskan Native 6 $2,199,000 $366,000 $730,000 $127,000 $195,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,874 $1,589,944,000 $410,000 $1,960,000 $148,000 $2,035,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,947 $1,205,108,000 $408,000 $1,620,000 $149,000 $2,035,000
Application Denied By Financial Institution 438 $182,238,000 $416,000 $1,960,000 $143,000 $1,604,000
Application Approved But Not Accepted 428 $177,711,000 $415,000 $1,673,000 $147,000 $1,463,000
Application Withdrawn By Applicant 61 $24,887,000 $407,000 $1,230,000 $166,000 $1,461,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 175 $75,577,000 $431,000 $1,500,000 $96,000 $543,000
Other 112 $47,646,000 $425,000 $1,960,000 $207,000 $1,604,000
Collateral 95 $36,122,000 $380,000 $878,000 $168,000 $994,000
Unverifiable Information 20 $7,993,000 $399,000 $683,000 $117,000 $556,000
Insufficient Cash (Downpayment, Closing Cost) 13 $6,706,000 $515,000 $1,400,000 $156,000 $317,000
Credit History 13 $5,069,000 $389,000 $990,000 $100,000 $300,000
Credit Application Incomplete 3 $833,000 $277,000 $388,000 $109,000 $263,000
Employment History 2 $830,000 $415,000 $730,000 $96,000 $162,000
Mortgage Insurance Denied 2 $720,000 $360,000 $580,000 $79,000 $133,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkside Lending, LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Parkside Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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