Parkside Lending, LLC Mortgage Lending & HMDA Data, 2013

In 2013, Parkside Lending, LLC of San Francisco, CA reported 7,457 mortgage applications totaling $2.6 billion, down 8% from 2012. The average application was for $347,727, and applicants reported an average income of $142,998. 75% of its applications resulted in an originated loan and 14% were denied. Its largest markets were San Francisco-San Mateo-Redwood City, CA (1,415), Los Angeles-Long Beach-Glendale, CA (1,211) and San Jose-Sunnyvale-Santa Clara, CA (1,088) (applications in parentheses).

Mortgage Company & Address Parkside Lending, LLC
1130 Howard St.
San Francisco, CA 94103
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2007  
Total Number of Mortgage Applications 7,457
Total Mortgage Loan Application Amount $2,593,007,000
Average Mortgage Loan Application Amount $347,727
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $142,998
Highest Applicant Income $6,503,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Parkside Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Parkside Lending, LLC by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,211 $ 395,788,000 $ 326,827 $ 148,000
Santa Clara, California 1,082 $ 419,501,000 $ 387,708 $ 149,000
San Mateo, California 737 $ 294,702,000 $ 399,867 $ 140,000
Orange, California 722 $ 264,962,000 $ 366,983 $ 151,000
Alameda, California 664 $ 232,495,000 $ 350,143 $ 132,000
San Francisco, California 526 $ 232,344,000 $ 441,718 $ 155,000
San Diego, California 437 $ 139,952,000 $ 320,256 $ 132,000
Contra Costa, California 375 $ 121,666,000 $ 324,442 $ 135,000
San Bernardino, California 203 $ 49,288,000 $ 242,798 $ 120,000
Sonoma, California 203 $ 64,708,000 $ 318,758 $ 138,000
Riverside, California 172 $ 39,222,000 $ 228,034 $ 121,000
Marin, California 152 $ 61,648,000 $ 405,578 $ 144,000
Sacramento, California 119 $ 26,401,000 $ 221,857 $ 135,000
Santa Barbara, California 91 $ 38,586,000 $ 424,021 $ 152,000
San Joaquin, California 86 $ 15,994,000 $ 185,976 $ 155,000
Ventura, California 84 $ 29,093,000 $ 346,345 $ 136,000
Napa, California 74 $ 28,380,000 $ 383,513 $ 154,000
San Luis Obispo, California 55 $ 16,838,000 $ 306,145 $ 128,000
Solano, California 51 $ 12,394,000 $ 243,019 $ 132,000
El Dorado, California 46 $ 13,377,000 $ 290,804 $ 156,000
Placer, California 46 $ 13,635,000 $ 296,413 $ 202,000
Santa Cruz, California 41 $ 14,683,000 $ 358,121 $ 158,000
Monterey, California 26 $ 7,009,000 $ 269,576 $ 140,000
Nevada, California 24 $ 7,260,000 $ 302,500 $ 186,000
King, Washington 22 $ 6,619,000 $ 300,863 $ 144,000
Kern, California 20 $ 4,299,000 $ 214,950 $ 108,000
Yolo, California 20 $ 5,612,000 $ 280,600 $ 124,000
Butte, California 16 $ 3,618,000 $ 226,125 $ 93,000
Merced, California 15 $ 2,050,000 $ 136,666 $ 124,000
Tulare, California 14 $ 2,503,000 $ 178,785 $ 82,000
Calaveras, California 10 $ 2,340,000 $ 234,000 $ 182,000
Stanislaus, California 10 $ 1,952,000 $ 195,200 $ 125,000
Fresno, California 8 $ 1,936,000 $ 242,000 $ 147,000
Lake, California 6 $ 999,000 $ 166,500 $ 86,000
Mendocino, California 6 $ 1,431,000 $ 238,500 $ 189,000
San Benito, California 6 $ 2,065,000 $ 344,166 $ 145,000
Siskiyou, California 5 $ 1,134,000 $ 226,800 $ 59,000
Denver, Colorado 5 $ 1,773,000 $ 354,600 $ 111,000
Collin, Texas 5 $ 804,000 $ 160,800 $ 117,000
Tuolumne, California 4 $ 545,000 $ 136,250 $ 155,000
Dallas, Texas 4 $ 1,084,000 $ 271,000 $ 112,000
Harris, Texas 4 $ 498,000 $ 124,500 $ 127,000
Madera, California 3 $ 592,000 $ 197,333 $ 227,000
Shasta, California 3 $ 552,000 $ 184,000 $ 98,000
Boulder, Colorado 3 $ 850,000 $ 283,333 $ 149,000
Denton, Texas 3 $ 537,000 $ 179,000 $ 77,000
Snohomish, Washington 3 $ 750,000 $ 250,000 $ 125,000
Del Norte, California 2 $ 671,000 $ 335,500 $ 64,000
Humboldt, California 2 $ 434,000 $ 217,000 $ 80,000
Arapahoe, Colorado 2 $ 655,000 $ 327,500 $ 107,000
Douglas, Colorado 2 $ 984,000 $ 492,000 $ 325,000
Jefferson, Colorado 2 $ 551,000 $ 275,500 $ 64,000
Washington, Oregon 2 $ 453,000 $ 226,500 $ 183,000
Tarrant, Texas 2 $ 233,000 $ 116,500 $ 177,000
Kittitas, Washington 2 $ 436,000 $ 218,000 $ 273,000
Amador, California 1 $ 162,000 $ 162,000 $ 382,000
Inyo, California 1 $ 203,000 $ 203,000 $ 78,000
Kings, California 1 $ 133,000 $ 133,000 $ 82,000
Mono, California 1 $ 269,000 $ 269,000 $ 82,000
Sutter, California 1 $ 129,000 $ 129,000 $ 397,000
Tehama, California 1 $ 166,000 $ 166,000 $ 113,000
Trinity, California 1 $ 121,000 $ 121,000 $ 20,000
Adams, Colorado 1 $ 306,000 $ 306,000 $ 84,000
Summit, Colorado 1 $ 256,000 $ 256,000 $ 979,000
Clackamas, Oregon 1 $ 390,000 $ 390,000 $ 97,000
Josephine, Oregon 1 $ 210,000 $ 210,000 $ 88,000
Marion, Oregon 1 $ 172,000 $ 172,000 $ 68,000
Bexar, Texas 1 $ 206,000 $ 206,000 $ 95,000
Fort Bend, Texas 1 $ 556,000 $ 556,000 $ 100,000
Nueces, Texas 1 $ 54,000 $ 54,000 $ 145,000
Cowlitz, Washington 1 $ 94,000 $ 94,000 $ 146,000
Pierce, Washington 1 $ 217,000 $ 217,000 $ 96,000
Thurston, Washington 1 $ 360,000 $ 360,000 $ 181,000
Whatcom, Washington 1 $ 117,000 $ 117,000 $ 114,000

Mortgage Loan Application Detail Totals for Parkside Lending, LLC in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,975 $1,692,113,000 $340,000 $1,350,000 $142,000 $6,503,000
Home Purchase 2,482 $900,894,000 $362,000 $2,000,000 $145,000 $1,416,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,620 $1,310,288,000 $361,000 $2,000,000 $152,000 $6,503,000
Asian 2,987 $989,878,000 $331,000 $1,775,000 $134,000 $1,416,000
Hispanic 512 $175,625,000 $343,000 $800,000 $122,000 $998,000
Not Provided 240 $83,348,000 $347,000 $626,000 $171,000 $1,815,000
Black or African American 65 $20,782,000 $319,000 $801,000 $124,000 $450,000
Native Hawaiian or Other Pacific Islander 26 $9,859,000 $379,000 $652,000 $135,000 $463,000
American Indian or Alaskan Native 7 $3,227,000 $461,000 $975,000 $144,000 $251,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,457 $2,593,007,000 $347,000 $2,000,000 $143,000 $6,503,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,599 $1,933,493,000 $345,000 $1,715,000 $146,000 $6,503,000
Application Denied By Financial Institution 1,065 $381,035,000 $357,000 $1,775,000 $126,000 $1,815,000
Application Approved But Not Accepted 706 $244,349,000 $346,000 $2,000,000 $143,000 $1,096,000
Loan Purchased By The Institution 59 $22,969,000 $389,000 $910,000 $152,000 $435,000
Application Withdrawn By Applicant 28 $11,161,000 $398,000 $769,000 $151,000 $492,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 365 $136,490,000 $373,000 $1,444,000 $84,000 $760,000
Collateral 273 $83,133,000 $304,000 $900,000 $139,000 $1,815,000
Other 130 $44,447,000 $341,000 $1,400,000 $190,000 $1,162,000
Unverifiable Information 105 $38,792,000 $369,000 $1,775,000 $129,000 $447,000
Credit History 77 $32,568,000 $422,000 $1,433,000 $150,000 $744,000
Insufficient Cash (Downpayment, Closing Cost) 75 $30,554,000 $407,000 $1,066,000 $149,000 $371,000
Employment History 32 $11,277,000 $352,000 $618,000 $103,000 $340,000
Credit Application Incomplete 7 $3,372,000 $481,000 $1,268,000 $185,000 $327,000
Mortgage Insurance Denied 1 $402,000 $402,000 $402,000 $87,000 $87,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkside Lending, LLC's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Parkside Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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