Parkvale Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Parkvale Savings Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Parkvale Savings Bank 4220 William Penn Highway Monroeville, PA 15146 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,999 |
| Total Mortgage Loan Application Amount | $226,018,000 |
| Average Mortgage Loan Application Amount | $371,965 |
| Highest Mortgage Loan Application Amount | $1,120,000 |
| Average Applicant Income | $136,741 |
| Highest Applicant Income | $7,106,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Parkvale Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Parkvale Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Parkvale Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Parkvale Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Parkvale Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Parkvale Savings Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 959 | $ 66,066,000 | $ 68,000 | $ 73,000 |
| Fayette County Pennsylvania | 328 | $ 13,506,000 | $ 41,000 | $ 100,000 |
| Beaver County Pennsylvania | 154 | $ 8,486,000 | $ 55,000 | $ 45,000 |
| Westmoreland County Pennsylvania | 128 | $ 8,996,000 | $ 70,000 | $ 67,000 |
| Washington County Pennsylvania | 60 | $ 4,458,000 | $ 74,000 | $ 83,000 |
| Butler County Pennsylvania | 57 | $ 4,874,000 | $ 85,000 | $ 80,000 |
| Cook County Illinois | 25 | $ 12,535,000 | $ 501,000 | $ 107,000 |
| Greene County Pennsylvania | 12 | $ 494,000 | $ 41,000 | $ 34,000 |
| Maricopa County Arizona | 11 | $ 4,236,000 | $ 385,000 | $ 142,000 |
| Santa Clara County California | 10 | $ 4,664,000 | $ 466,000 | $ 99,000 |
| Loudoun County Virginia | 10 | $ 3,154,000 | $ 315,000 | $ 68,000 |
| District of Columbia County District Of Columbia | 8 | $ 3,554,000 | $ 444,000 | $ 104,000 |
| Fairfax County Virginia | 8 | $ 2,962,000 | $ 370,000 | $ 83,000 |
| King County Washington | 7 | $ 3,638,000 | $ 519,000 | $ 159,000 |
| Montgomery County Maryland | 6 | $ 3,921,000 | $ 653,000 | $ 122,000 |
| Alameda County California | 5 | $ 2,245,000 | $ 449,000 | $ 167,000 |
| Contra Costa County California | 5 | $ 2,426,000 | $ 485,000 | $ 224,000 |
| Jefferson County Colorado | 5 | $ 1,398,000 | $ 279,000 | $ 67,000 |
| Somerset County Pennsylvania | 5 | $ 233,000 | $ 46,000 | $ 60,000 |
| Harris County Texas | 5 | $ 2,478,000 | $ 495,000 | $ 32,000 |
| Fulton County Georgia | 4 | $ 2,200,000 | $ 550,000 | $ 107,000 |
| Lake County Illinois | 4 | $ 1,913,000 | $ 478,000 | $ 115,000 |
| Calvert County Maryland | 4 | $ 1,477,000 | $ 369,000 | $ 79,000 |
| Oakland County Michigan | 4 | $ 2,241,000 | $ 560,000 | $ 141,000 |
| Armstrong County Pennsylvania | 4 | $ 177,000 | $ 44,000 | $ 85,000 |
| Travis County Texas | 4 | $ 1,440,000 | $ 360,000 | $ 96,000 |
| Baldwin County Alabama | 3 | $ 1,556,000 | $ 518,000 | $ 354,000 |
| Santa Cruz County California | 3 | $ 961,000 | $ 320,000 | $ 79,000 |
| Boulder County Colorado | 3 | $ 1,093,000 | $ 364,000 | $ 184,000 |
| Fairfield County Connecticut | 3 | $ 1,525,000 | $ 508,000 | $ 137,000 |
| Broward County Florida | 3 | $ 1,439,000 | $ 479,000 | $ 40,000 |
| DeKalb County Georgia | 3 | $ 976,000 | $ 325,000 | $ 92,000 |
| DuPage County Illinois | 3 | $ 1,441,000 | $ 480,000 | $ 127,000 |
| Prince George's County Maryland | 3 | $ 854,000 | $ 284,000 | $ 76,000 |
| Hennepin County Minnesota | 3 | $ 2,296,000 | $ 765,000 | $ 98,000 |
| Clark County Nevada | 3 | $ 904,000 | $ 301,000 | $ 135,000 |
| Washoe County Nevada | 3 | $ 901,000 | $ 300,000 | $ 57,000 |
| Collin County Texas | 3 | $ 896,000 | $ 298,000 | $ 176,000 |
| Coconino County Arizona | 2 | $ 460,000 | $ 230,000 | $ 59,000 |
| Orange County California | 2 | $ 1,147,000 | $ 573,000 | $ 171,000 |
| Sacramento County California | 2 | $ 507,000 | $ 253,000 | $ 37,000 |
| San Diego County California | 2 | $ 984,000 | $ 492,000 | $ 78,000 |
| Douglas County Colorado | 2 | $ 902,000 | $ 451,000 | $ 145,000 |
| El Paso County Colorado | 2 | $ 897,000 | $ 448,000 | $ 131,000 |
| Lee County Florida | 2 | $ 897,000 | $ 448,000 | $ 92,000 |
| Miami-Dade County Florida | 2 | $ 1,055,000 | $ 527,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 840,000 | $ 420,000 | $ 83,000 |
| St. Johns County Florida | 2 | $ 382,000 | $ 191,000 | $ 26,000 |
| Johnson County Kansas | 2 | $ 828,000 | $ 414,000 | $ 159,000 |
| Anne Arundel County Maryland | 2 | $ 869,000 | $ 434,000 | $ 58,000 |
| Baltimore County Maryland | 2 | $ 855,000 | $ 427,000 | $ 105,000 |
| Middlesex County Massachusetts | 2 | $ 555,000 | $ 277,000 | $ 24,000 |
| Livingston County Michigan | 2 | $ 752,000 | $ 376,000 | $ 84,000 |
| Washtenaw County Michigan | 2 | $ 1,398,000 | $ 699,000 | $ 63,000 |
| St. Louis County Missouri | 2 | $ 1,176,000 | $ 588,000 | $ 251,000 |
| Currituck County North Carolina | 2 | $ 735,000 | $ 367,000 | $ 111,000 |
| Portage County Ohio | 2 | $ 431,000 | $ 215,000 | $ 102,000 |
| Indiana County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 107,000 |
| Charleston County South Carolina | 2 | $ 557,000 | $ 278,000 | $ 160,000 |
| Denton County Texas | 2 | $ 959,000 | $ 479,000 | $ 286,000 |
| Montgomery County Texas | 2 | $ 1,056,000 | $ 528,000 | $ 396,000 |
| Tarrant County Texas | 2 | $ 586,000 | $ 293,000 | $ 184,000 |
| Utah County Utah | 2 | $ 479,000 | $ 239,000 | $ 46,000 |
| Arlington County Virginia | 2 | $ 676,000 | $ 338,000 | $ 118,000 |
| Prince William County Virginia | 2 | $ 672,000 | $ 336,000 | $ 36,000 |
| Pima County Arizona | 1 | $ 506,000 | $ 506,000 | $ 153,000 |
| Crawford County Arkansas | 1 | $ 552,000 | $ 552,000 | $ 255,000 |
| Imperial County California | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Los Angeles County California | 1 | $ 168,000 | $ 168,000 | $ 172,000 |
| Placer County California | 1 | $ 435,000 | $ 435,000 | $ 385,000 |
| San Mateo County California | 1 | $ 398,000 | $ 398,000 | $ 103,000 |
| Adams County Colorado | 1 | $ 141,000 | $ 141,000 | $ 410,000 |
| Larimer County Colorado | 1 | $ 197,000 | $ 197,000 | $ 74,000 |
| New Haven County Connecticut | 1 | $ 233,000 | $ 233,000 | $ 118,000 |
| Sussex County Delaware | 1 | $ 499,000 | $ 499,000 | $ 660,000 |
| Collier County Florida | 1 | $ 467,000 | $ 467,000 | $ 181,000 |
| Hillsborough County Florida | 1 | $ 174,000 | $ 174,000 | $ 84,000 |
| Monroe County Florida | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Orange County Florida | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Pinellas County Florida | 1 | $ 650,000 | $ 650,000 | $ 240,000 |
| Volusia County Florida | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Walton County Florida | 1 | $ 903,000 | $ 903,000 | $ 445,000 |
| Banks County Georgia | 1 | $ 232,000 | $ 232,000 | $ 105,000 |
| Chatham County Georgia | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 298,000 | $ 298,000 | $ 88,000 |
| Gwinnett County Georgia | 1 | $ 423,000 | $ 423,000 | $ 186,000 |
| Newton County Georgia | 1 | $ 190,000 | $ 190,000 | $ 89,000 |
| Honolulu County Hawaii | 1 | $ 280,000 | $ 280,000 | $ 72,000 |
| Champaign County Illinois | 1 | $ 433,000 | $ 433,000 | $ 321,000 |
| McHenry County Illinois | 1 | $ 429,000 | $ 429,000 | $ 233,000 |
| McLean County Illinois | 1 | $ 130,000 | $ 130,000 | $ 140,000 |
| Allen County Indiana | 1 | $ 156,000 | $ 156,000 | $ 146,000 |
| Shawnee County Kansas | 1 | $ 439,000 | $ 439,000 | $ 140,000 |
| Baltimore City County Maryland | 1 | $ 613,000 | $ 613,000 | $ 198,000 |
| Cecil County Maryland | 1 | $ 517,000 | $ 517,000 | $ 660,000 |
| Frederick County Maryland | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Garrett County Maryland | 1 | $ 1,120,000 | $ 1,120,000 | $ 600,000 |
| Kent County Maryland | 1 | $ 232,000 | $ 232,000 | $ 57,000 |
| St. Mary's County Maryland | 1 | $ 391,000 | $ 391,000 | $ 92,000 |
| Ingham County Michigan | 1 | $ 777,000 | $ 777,000 | $ 552,000 |
| Kent County Michigan | 1 | $ 419,000 | $ 419,000 | $ 0 |
| Wayne County Michigan | 1 | $ 449,000 | $ 449,000 | $ 132,000 |
| Dakota County Minnesota | 1 | $ 156,000 | $ 156,000 | $ 43,000 |
| Scott County Minnesota | 1 | $ 368,000 | $ 368,000 | $ 103,000 |
| Clay County Missouri | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Jackson County Missouri | 1 | $ 608,000 | $ 608,000 | $ 192,000 |
| Bergen County New Jersey | 1 | $ 368,000 | $ 368,000 | $ 72,000 |
| Essex County New Jersey | 1 | $ 407,000 | $ 407,000 | $ 196,000 |
| Middlesex County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Dare County North Carolina | 1 | $ 356,000 | $ 356,000 | $ 152,000 |
| Guilford County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 104,000 |
| Iredell County North Carolina | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Nash County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| Orange County North Carolina | 1 | $ 347,000 | $ 347,000 | $ 138,000 |
| Pender County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 146,000 |
| Transylvania County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 173,000 |
| Delaware County Ohio | 1 | $ 463,000 | $ 463,000 | $ 225,000 |
| Franklin County Ohio | 1 | $ 23,000 | $ 23,000 | $ 34,000 |
| Geauga County Ohio | 1 | $ 558,000 | $ 558,000 | $ 280,000 |
| Hamilton County Ohio | 1 | $ 437,000 | $ 437,000 | $ 137,000 |
| Clackamas County Oregon | 1 | $ 608,000 | $ 608,000 | $ 176,000 |
| Deschutes County Oregon | 1 | $ 183,000 | $ 183,000 | $ 45,000 |
| Hood River County Oregon | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Crawford County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 284,000 |
| Lawrence County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Monroe County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 484,000 | $ 484,000 | $ 534,000 |
| Washington County Rhode Island | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 273,000 |
| Kershaw County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Bexar County Texas | 1 | $ 467,000 | $ 467,000 | $ 180,000 |
| Dallas County Texas | 1 | $ 587,000 | $ 587,000 | $ 254,000 |
| Alexandria County Virginia | 1 | $ 850,000 | $ 850,000 | $ 272,000 |
| Goochland County Virginia | 1 | $ 252,000 | $ 252,000 | $ 94,000 |
| Hanover County Virginia | 1 | $ 197,000 | $ 197,000 | $ 53,000 |
| Norfolk County Virginia | 1 | $ 170,000 | $ 170,000 | $ 74,000 |
| Richmond City County Virginia | 1 | $ 249,000 | $ 249,000 | $ 75,000 |
| Stafford County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 408,000 | $ 408,000 | $ 87,000 |
| Pierce County Washington | 1 | $ 259,000 | $ 259,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Parkvale Savings Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 877 | $111,575,000 | $395,633 | $988,000 | $137,866 | $660,000 |
| Home Improvement | 698 | $25,777,000 | $36,000 | $520,000 | $88,000 | $1,359,000 |
| Home Purchase | 424 | $88,666,000 | $358,111 | $1,120,000 | $137,296 | $7,106,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,566 | $91,374,000 | $40,500 | $600,000 | $46,500 | $538,000 |
| Not applicable | 312 | $125,637,000 | $388,516 | $1,000,000 | $151,774 | $7,106,000 |
| Not Provided | 43 | $4,040,000 | $594,500 | $1,120,000 | $350,500 | $654,000 |
| Black or African American | 35 | $758,000 | $21,000 | $70,000 | $49,000 | $115,000 |
| Asian | 29 | $3,324,000 | $114,000 | $500,000 | $115,000 | $272,000 |
| American Indian or Alaskan Native | 6 | $259,000 | $43,000 | $85,000 | $38,000 | $73,000 |
| Hispanic | 5 | $264,000 | $52,000 | $121,000 | $46,000 | $59,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $362,000 | $120,000 | $225,000 | $105,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,995 | $225,917,000 | $379,290 | $1,120,000 | $148,548 | $7,106,000 |
| FHA-insured (Federal Housing Administration) | 4 | $101,000 | $25,000 | $52,000 | $31,000 | $58,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,286 | $85,880,000 | $402,666 | $1,120,000 | $249,333 | $7,106,000 |
| Loan Purchased By The Institution | 287 | $117,551,000 | $386,935 | $988,000 | $148,129 | $1,170,000 |
| Application Denied By Financial Institution | 258 | $10,624,000 | $41,000 | $500,000 | $48,000 | $440,000 |
| Application Withdrawn By Applicant | 99 | $7,000,000 | $70,000 | $800,000 | $67,000 | $257,000 |
| Application Approved But Not Accepted | 65 | $4,608,000 | $70,000 | $490,000 | $60,000 | $191,000 |
| File Closed For Incompleteness | 4 | $355,000 | $88,000 | $101,000 | $60,000 | $140,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 105 | $4,110,000 | $39,000 | $500,000 | $40,000 | $175,000 |
| Credit History | 98 | $3,214,000 | $32,000 | $180,000 | $46,000 | $122,000 |
| Collateral | 32 | $2,106,000 | $65,000 | $300,000 | $47,000 | $440,000 |
| Other | 13 | $963,000 | $74,000 | $222,000 | $88,000 | $163,000 |
| Employment History | 8 | $136,000 | $17,000 | $25,000 | $41,000 | $115,000 |
| Unverifiable Information | 1 | $85,000 | $85,000 | $85,000 | $40,000 | $40,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkvale Savings Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Parkvale Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.