Parkvale Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Parkvale Savings Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Parkvale Savings Bank
4220 William Penn Highway
Monroeville, PA 15146
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,841
Total Mortgage Loan Application Amount $219,966,000
Average Mortgage Loan Application Amount $114,666
Highest Mortgage Loan Application Amount $1,250,000
Average Applicant Income $49,333
Highest Applicant Income $938,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Parkvale Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Parkvale Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Parkvale Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Parkvale Savings Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Parkvale Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Parkvale Savings Bank's mortgage activity for 2006.

Mortgage Loan Application Totals for Parkvale Savings Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny County Pennsylvania 731 $ 44,568,000 $ 60,000 $ 59,000
Fayette County Pennsylvania 215 $ 7,722,000 $ 35,000 $ 51,000
Westmoreland County Pennsylvania 117 $ 8,205,000 $ 70,000 $ 59,000
Brooke County West Virginia 87 $ 3,710,000 $ 42,000 $ 56,000
Jefferson County Ohio 80 $ 4,819,000 $ 60,000 $ 62,000
Beaver County Pennsylvania 77 $ 5,076,000 $ 65,000 $ 55,000
Washington County Pennsylvania 58 $ 3,846,000 $ 66,000 $ 56,000
Belmont County Ohio 41 $ 2,414,000 $ 58,000 $ 67,000
Butler County Pennsylvania 39 $ 5,379,000 $ 137,000 $ 102,000
Maricopa County Arizona 23 $ 8,245,000 $ 358,000 $ 0
Erie County Pennsylvania 23 $ 1,761,000 $ 76,000 $ 35,000
Cook County Illinois 20 $ 10,623,000 $ 531,000 $ 0
Mercer County Pennsylvania 13 $ 907,000 $ 69,000 $ 48,000
Orange County California 10 $ 5,652,000 $ 565,000 $ 0
Hancock County West Virginia 10 $ 643,000 $ 64,000 $ 75,000
Oakland County Michigan 8 $ 3,069,000 $ 383,000 $ 0
Ohio County West Virginia 8 $ 1,058,000 $ 132,000 $ 69,000
Hennepin County Minnesota 7 $ 2,956,000 $ 422,000 $ 0
Armstrong County Pennsylvania 7 $ 385,000 $ 55,000 $ 44,000
Greene County Pennsylvania 7 $ 400,000 $ 57,000 $ 37,000
Mahoning County Ohio 6 $ 619,000 $ 103,000 $ 20,000
Baldwin County Alabama 5 $ 3,255,000 $ 651,000 $ 0
St. Louis County Missouri 5 $ 2,336,000 $ 467,000 $ 0
Lawrence County Pennsylvania 5 $ 228,000 $ 45,000 $ 30,000
Fairfax County Virginia 5 $ 2,037,000 $ 407,000 $ 37,000
Marshall County West Virginia 5 $ 293,000 $ 58,000 $ 62,000
DuPage County Illinois 4 $ 1,967,000 $ 491,000 $ 0
Prince George's County Maryland 4 $ 2,121,000 $ 530,000 $ 0
Clark County Nevada 4 $ 1,457,000 $ 364,000 $ 0
Franklin County Ohio 4 $ 1,098,000 $ 274,000 $ 0
Hamilton County Ohio 4 $ 1,027,000 $ 256,000 $ 0
Dauphin County Pennsylvania 4 $ 412,000 $ 103,000 $ 33,000
York County Pennsylvania 4 $ 385,000 $ 96,000 $ 40,000
Travis County Texas 4 $ 1,773,000 $ 443,000 $ 0
King County Washington 4 $ 2,011,000 $ 502,000 $ 0
Broward County Florida 3 $ 1,510,000 $ 503,000 $ 0
Collier County Florida 3 $ 1,350,000 $ 450,000 $ 0
Palm Beach County Florida 3 $ 1,405,000 $ 468,000 $ 0
Cobb County Georgia 3 $ 634,000 $ 211,000 $ 0
Honolulu County Hawaii 3 $ 1,388,000 $ 462,000 $ 0
Will County Illinois 3 $ 1,106,000 $ 368,000 $ 0
Middlesex County Massachusetts 3 $ 2,079,000 $ 693,000 $ 0
Wayne County Michigan 3 $ 1,691,000 $ 563,000 $ 0
Morris County New Jersey 3 $ 1,261,000 $ 420,000 $ 0
Wake County North Carolina 3 $ 1,562,000 $ 520,000 $ 0
Monroe County Ohio 3 $ 144,000 $ 48,000 $ 55,000
Summit County Ohio 3 $ 263,000 $ 87,000 $ 20,000
Alameda County California 2 $ 1,075,000 $ 537,000 $ 0
Contra Costa County California 2 $ 1,271,000 $ 635,000 $ 0
Los Angeles County California 2 $ 1,090,000 $ 545,000 $ 0
Riverside County California 2 $ 1,175,000 $ 587,000 $ 0
San Bernardino County California 2 $ 578,000 $ 289,000 $ 0
Jefferson County Colorado 2 $ 317,000 $ 158,000 $ 0
Lee County Florida 2 $ 976,000 $ 488,000 $ 0
Miami-Dade County Florida 2 $ 506,000 $ 253,000 $ 0
Orange County Florida 2 $ 799,000 $ 399,000 $ 0
Pinellas County Florida 2 $ 1,084,000 $ 542,000 $ 0
Walton County Florida 2 $ 772,000 $ 386,000 $ 0
Lake County Illinois 2 $ 770,000 $ 385,000 $ 0
Hamilton County Indiana 2 $ 744,000 $ 372,000 $ 0
Emmet County Michigan 2 $ 1,239,000 $ 619,000 $ 0
Genesee County Michigan 2 $ 477,000 $ 238,000 $ 0
Washtenaw County Michigan 2 $ 887,000 $ 443,000 $ 0
Monmouth County New Jersey 2 $ 980,000 $ 490,000 $ 0
Ocean County New Jersey 2 $ 925,000 $ 462,000 $ 0
Nassau County New York 2 $ 1,690,000 $ 845,000 $ 0
Suffolk County New York 2 $ 1,234,000 $ 617,000 $ 0
Harrison County Ohio 2 $ 74,000 $ 37,000 $ 25,000
Stark County Ohio 2 $ 526,000 $ 263,000 $ 0
Lane County Oregon 2 $ 595,000 $ 297,000 $ 0
Chester County Pennsylvania 2 $ 896,000 $ 448,000 $ 0
Cumberland County Pennsylvania 2 $ 180,000 $ 90,000 $ 35,000
Charleston County South Carolina 2 $ 1,640,000 $ 820,000 $ 0
Tarrant County Texas 2 $ 1,375,000 $ 687,000 $ 0
Mobile County Alabama 1 $ 250,000 $ 250,000 $ 0
Mohave County Arizona 1 $ 373,000 $ 373,000 $ 0
Pima County Arizona 1 $ 173,000 $ 173,000 $ 0
Fresno County California 1 $ 575,000 $ 575,000 $ 0
Madera County California 1 $ 625,000 $ 625,000 $ 0
Sacramento County California 1 $ 685,000 $ 685,000 $ 0
San Mateo County California 1 $ 704,000 $ 704,000 $ 0
Santa Barbara County California 1 $ 520,000 $ 520,000 $ 0
Tuolumne County California 1 $ 200,000 $ 200,000 $ 0
Eagle County Colorado 1 $ 579,000 $ 579,000 $ 0
Pueblo County Colorado 1 $ 374,000 $ 374,000 $ 0
Fairfield County Connecticut 1 $ 496,000 $ 496,000 $ 0
Bay County Florida 1 $ 721,000 $ 721,000 $ 0
Brevard County Florida 1 $ 120,000 $ 120,000 $ 0
Duval County Florida 1 $ 185,000 $ 185,000 $ 0
Pasco County Florida 1 $ 216,000 $ 216,000 $ 0
St. Johns County Florida 1 $ 797,000 $ 797,000 $ 0
Bryan County Georgia 1 $ 294,000 $ 294,000 $ 0
DeKalb County Georgia 1 $ 639,000 $ 639,000 $ 0
Douglas County Georgia 1 $ 513,000 $ 513,000 $ 0
Forsyth County Georgia 1 $ 250,000 $ 250,000 $ 0
Fulton County Georgia 1 $ 265,000 $ 265,000 $ 0
Jackson County Georgia 1 $ 600,000 $ 600,000 $ 0
Rockdale County Georgia 1 $ 209,000 $ 209,000 $ 0
Hawaii County Hawaii 1 $ 406,000 $ 406,000 $ 0
Maui County Hawaii 1 $ 252,000 $ 252,000 $ 0
Jefferson County Kentucky 1 $ 120,000 $ 120,000 $ 0
Jessamine County Kentucky 1 $ 375,000 $ 375,000 $ 0
East Baton Rouge County Louisiana 1 $ 269,000 $ 269,000 $ 0
Orleans County Louisiana 1 $ 216,000 $ 216,000 $ 0
Baltimore City County Maryland 1 $ 415,000 $ 415,000 $ 0
Calvert County Maryland 1 $ 385,000 $ 385,000 $ 0
Carroll County Maryland 1 $ 650,000 $ 650,000 $ 0
Cecil County Maryland 1 $ 372,000 $ 372,000 $ 0
Charles County Maryland 1 $ 276,000 $ 276,000 $ 0
Frederick County Maryland 1 $ 247,000 $ 247,000 $ 0
Howard County Maryland 1 $ 581,000 $ 581,000 $ 0
Montgomery County Maryland 1 $ 252,000 $ 252,000 $ 0
Queen Anne's County Maryland 1 $ 584,000 $ 584,000 $ 0
Worcester County Maryland 1 $ 590,000 $ 590,000 $ 0
Bristol County Massachusetts 1 $ 350,000 $ 350,000 $ 0
Essex County Massachusetts 1 $ 452,000 $ 452,000 $ 0
Norfolk County Massachusetts 1 $ 499,000 $ 499,000 $ 0
Worcester County Massachusetts 1 $ 206,000 $ 206,000 $ 0
Macomb County Michigan 1 $ 167,000 $ 167,000 $ 0
Scott County Minnesota 1 $ 780,000 $ 780,000 $ 0
Jackson County Mississippi 1 $ 435,000 $ 435,000 $ 0
St. Charles County Missouri 1 $ 135,000 $ 135,000 $ 0
Yellowstone County Montana 1 $ 750,000 $ 750,000 $ 0
Washoe County Nevada 1 $ 478,000 $ 478,000 $ 0
Strafford County New Hampshire 1 $ 239,000 $ 239,000 $ 0
Burlington County New Jersey 1 $ 516,000 $ 516,000 $ 0
Gloucester County New Jersey 1 $ 191,000 $ 191,000 $ 0
Mercer County New Jersey 1 $ 450,000 $ 450,000 $ 0
Middlesex County New Jersey 1 $ 500,000 $ 500,000 $ 0
Santa Fe County New Mexico 1 $ 600,000 $ 600,000 $ 0
Kings County New York 1 $ 332,000 $ 332,000 $ 0
New York County New York 1 $ 450,000 $ 450,000 $ 0
Ulster County New York 1 $ 135,000 $ 135,000 $ 0
Cabarrus County North Carolina 1 $ 104,000 $ 104,000 $ 0
Mecklenburg County North Carolina 1 $ 618,000 $ 618,000 $ 0
Orange County North Carolina 1 $ 740,000 $ 740,000 $ 0
Butler County Ohio 1 $ 150,000 $ 150,000 $ 0
Clinton County Ohio 1 $ 149,000 $ 149,000 $ 0
Columbiana County Ohio 1 $ 70,000 $ 70,000 $ 0
Licking County Ohio 1 $ 169,000 $ 169,000 $ 0
Noble County Ohio 1 $ 100,000 $ 100,000 $ 78,000
Trumbull County Ohio 1 $ 94,000 $ 94,000 $ 0
Warren County Ohio 1 $ 428,000 $ 428,000 $ 0
Coos County Oregon 1 $ 61,000 $ 61,000 $ 0
Deschutes County Oregon 1 $ 523,000 $ 523,000 $ 0
Josephine County Oregon 1 $ 423,000 $ 423,000 $ 0
Marion County Oregon 1 $ 204,000 $ 204,000 $ 0
Multnomah County Oregon 1 $ 351,000 $ 351,000 $ 0
Delaware County Pennsylvania 1 $ 908,000 $ 908,000 $ 0
Indiana County Pennsylvania 1 $ 46,000 $ 46,000 $ 57,000
Lancaster County Pennsylvania 1 $ 375,000 $ 375,000 $ 0
Montgomery County Pennsylvania 1 $ 445,000 $ 445,000 $ 0
Somerset County Pennsylvania 1 $ 648,000 $ 648,000 $ 0
Dorchester County South Carolina 1 $ 178,000 $ 178,000 $ 0
Greenville County South Carolina 1 $ 323,000 $ 323,000 $ 0
Bell County Texas 1 $ 145,000 $ 145,000 $ 0
Collin County Texas 1 $ 161,000 $ 161,000 $ 0
Comal County Texas 1 $ 366,000 $ 366,000 $ 0
El Paso County Texas 1 $ 486,000 $ 486,000 $ 0
Galveston County Texas 1 $ 156,000 $ 156,000 $ 0
Harris County Texas 1 $ 599,000 $ 599,000 $ 0
Kendall County Texas 1 $ 617,000 $ 617,000 $ 0
Kerr County Texas 1 $ 196,000 $ 196,000 $ 0
Addison County Vermont 1 $ 223,000 $ 223,000 $ 0
Bedford County Virginia 1 $ 450,000 $ 450,000 $ 0
Chesapeake County Virginia 1 $ 424,000 $ 424,000 $ 0
Loudoun County Virginia 1 $ 445,000 $ 445,000 $ 0
Prince William County Virginia 1 $ 527,000 $ 527,000 $ 0
Stafford County Virginia 1 $ 525,000 $ 525,000 $ 0
Virginia Beach County Virginia 1 $ 500,000 $ 500,000 $ 0
Island County Washington 1 $ 407,000 $ 407,000 $ 0
Jefferson County Washington 1 $ 240,000 $ 240,000 $ 0
Pierce County Washington 1 $ 383,000 $ 383,000 $ 0
Skagit County Washington 1 $ 480,000 $ 480,000 $ 0
Preston County West Virginia 1 $ 26,000 $ 26,000 $ 63,000
Outagamie County Wisconsin 1 $ 405,000 $ 405,000 $ 0
Walworth County Wisconsin 1 $ 355,000 $ 355,000 $ 0

Mortgage Loan Application Detail Totals for Parkvale Savings Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 769 $119,417,000 $155,000 $1,000,000 $45,000 $938,000
Home Improvement 545 $15,369,000 $28,000 $329,000 $58,000 $266,000
Refinancing 527 $85,180,000 $161,000 $1,250,000 $45,000 $263,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,269 $63,474,000 $50,000 $784,000 $64,000 $386,000
Not applicable 462 $149,287,000 $323,000 $1,250,000 $2,000 $938,000
Not Provided 38 $2,327,000 $61,000 $212,000 $65,000 $188,000
Black or African American 34 $963,000 $28,000 $184,000 $48,000 $125,000
Asian 27 $3,222,000 $119,000 $372,000 $114,000 $300,000
Hispanic 7 $194,000 $27,000 $50,000 $63,000 $101,000
American Indian or Alaskan Native 4 $499,000 $124,000 $287,000 $111,000 $132,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,838 $219,927,000 $119,000 $1,250,000 $49,000 $938,000
FHA-insured (Federal Housing Administration) 3 $39,000 $13,000 $15,000 $40,000 $59,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,105 $59,351,000 $53,000 $784,000 $68,000 $386,000
Loan Purchased By The Institution 451 $147,746,000 $327,000 $1,250,000 $2,000 $938,000
Application Denied By Financial Institution 200 $7,916,000 $39,000 $300,000 $47,000 $225,000
Application Withdrawn By Applicant 39 $2,400,000 $61,000 $235,000 $57,000 $225,000
Application Approved But Not Accepted 28 $1,338,000 $47,000 $200,000 $48,000 $116,000
File Closed For Incompleteness 18 $1,215,000 $67,000 $211,000 $50,000 $105,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 80 $3,067,000 $38,000 $137,000 $36,000 $124,000
Credit History 70 $2,235,000 $31,000 $300,000 $49,000 $131,000
Collateral 22 $1,339,000 $60,000 $152,000 $66,000 $108,000
Other 15 $965,000 $64,000 $246,000 $77,000 $225,000
Employment History 12 $283,000 $23,000 $97,000 $39,000 $91,000
Unverifiable Information 1 $27,000 $27,000 $27,000 $20,000 $20,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkvale Savings Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Parkvale Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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