Parkvale Savings Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Parkvale Savings Bank 4220 William Penn Highway Monroeville, PA 15146 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,841 |
| Total Mortgage Loan Application Amount | $219,966,000 |
| Average Mortgage Loan Application Amount | $114,666 |
| Highest Mortgage Loan Application Amount | $1,250,000 |
| Average Applicant Income | $49,333 |
| Highest Applicant Income | $938,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Parkvale Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Parkvale Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Parkvale Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Parkvale Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Parkvale Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Parkvale Savings Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 731 | $ 44,568,000 | $ 60,000 | $ 59,000 |
| Fayette County Pennsylvania | 215 | $ 7,722,000 | $ 35,000 | $ 51,000 |
| Westmoreland County Pennsylvania | 117 | $ 8,205,000 | $ 70,000 | $ 59,000 |
| Brooke County West Virginia | 87 | $ 3,710,000 | $ 42,000 | $ 56,000 |
| Jefferson County Ohio | 80 | $ 4,819,000 | $ 60,000 | $ 62,000 |
| Beaver County Pennsylvania | 77 | $ 5,076,000 | $ 65,000 | $ 55,000 |
| Washington County Pennsylvania | 58 | $ 3,846,000 | $ 66,000 | $ 56,000 |
| Belmont County Ohio | 41 | $ 2,414,000 | $ 58,000 | $ 67,000 |
| Butler County Pennsylvania | 39 | $ 5,379,000 | $ 137,000 | $ 102,000 |
| Maricopa County Arizona | 23 | $ 8,245,000 | $ 358,000 | $ 0 |
| Erie County Pennsylvania | 23 | $ 1,761,000 | $ 76,000 | $ 35,000 |
| Cook County Illinois | 20 | $ 10,623,000 | $ 531,000 | $ 0 |
| Mercer County Pennsylvania | 13 | $ 907,000 | $ 69,000 | $ 48,000 |
| Orange County California | 10 | $ 5,652,000 | $ 565,000 | $ 0 |
| Hancock County West Virginia | 10 | $ 643,000 | $ 64,000 | $ 75,000 |
| Oakland County Michigan | 8 | $ 3,069,000 | $ 383,000 | $ 0 |
| Ohio County West Virginia | 8 | $ 1,058,000 | $ 132,000 | $ 69,000 |
| Hennepin County Minnesota | 7 | $ 2,956,000 | $ 422,000 | $ 0 |
| Armstrong County Pennsylvania | 7 | $ 385,000 | $ 55,000 | $ 44,000 |
| Greene County Pennsylvania | 7 | $ 400,000 | $ 57,000 | $ 37,000 |
| Mahoning County Ohio | 6 | $ 619,000 | $ 103,000 | $ 20,000 |
| Baldwin County Alabama | 5 | $ 3,255,000 | $ 651,000 | $ 0 |
| St. Louis County Missouri | 5 | $ 2,336,000 | $ 467,000 | $ 0 |
| Lawrence County Pennsylvania | 5 | $ 228,000 | $ 45,000 | $ 30,000 |
| Fairfax County Virginia | 5 | $ 2,037,000 | $ 407,000 | $ 37,000 |
| Marshall County West Virginia | 5 | $ 293,000 | $ 58,000 | $ 62,000 |
| DuPage County Illinois | 4 | $ 1,967,000 | $ 491,000 | $ 0 |
| Prince George's County Maryland | 4 | $ 2,121,000 | $ 530,000 | $ 0 |
| Clark County Nevada | 4 | $ 1,457,000 | $ 364,000 | $ 0 |
| Franklin County Ohio | 4 | $ 1,098,000 | $ 274,000 | $ 0 |
| Hamilton County Ohio | 4 | $ 1,027,000 | $ 256,000 | $ 0 |
| Dauphin County Pennsylvania | 4 | $ 412,000 | $ 103,000 | $ 33,000 |
| York County Pennsylvania | 4 | $ 385,000 | $ 96,000 | $ 40,000 |
| Travis County Texas | 4 | $ 1,773,000 | $ 443,000 | $ 0 |
| King County Washington | 4 | $ 2,011,000 | $ 502,000 | $ 0 |
| Broward County Florida | 3 | $ 1,510,000 | $ 503,000 | $ 0 |
| Collier County Florida | 3 | $ 1,350,000 | $ 450,000 | $ 0 |
| Palm Beach County Florida | 3 | $ 1,405,000 | $ 468,000 | $ 0 |
| Cobb County Georgia | 3 | $ 634,000 | $ 211,000 | $ 0 |
| Honolulu County Hawaii | 3 | $ 1,388,000 | $ 462,000 | $ 0 |
| Will County Illinois | 3 | $ 1,106,000 | $ 368,000 | $ 0 |
| Middlesex County Massachusetts | 3 | $ 2,079,000 | $ 693,000 | $ 0 |
| Wayne County Michigan | 3 | $ 1,691,000 | $ 563,000 | $ 0 |
| Morris County New Jersey | 3 | $ 1,261,000 | $ 420,000 | $ 0 |
| Wake County North Carolina | 3 | $ 1,562,000 | $ 520,000 | $ 0 |
| Monroe County Ohio | 3 | $ 144,000 | $ 48,000 | $ 55,000 |
| Summit County Ohio | 3 | $ 263,000 | $ 87,000 | $ 20,000 |
| Alameda County California | 2 | $ 1,075,000 | $ 537,000 | $ 0 |
| Contra Costa County California | 2 | $ 1,271,000 | $ 635,000 | $ 0 |
| Los Angeles County California | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| Riverside County California | 2 | $ 1,175,000 | $ 587,000 | $ 0 |
| San Bernardino County California | 2 | $ 578,000 | $ 289,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 317,000 | $ 158,000 | $ 0 |
| Lee County Florida | 2 | $ 976,000 | $ 488,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 506,000 | $ 253,000 | $ 0 |
| Orange County Florida | 2 | $ 799,000 | $ 399,000 | $ 0 |
| Pinellas County Florida | 2 | $ 1,084,000 | $ 542,000 | $ 0 |
| Walton County Florida | 2 | $ 772,000 | $ 386,000 | $ 0 |
| Lake County Illinois | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 744,000 | $ 372,000 | $ 0 |
| Emmet County Michigan | 2 | $ 1,239,000 | $ 619,000 | $ 0 |
| Genesee County Michigan | 2 | $ 477,000 | $ 238,000 | $ 0 |
| Washtenaw County Michigan | 2 | $ 887,000 | $ 443,000 | $ 0 |
| Monmouth County New Jersey | 2 | $ 980,000 | $ 490,000 | $ 0 |
| Ocean County New Jersey | 2 | $ 925,000 | $ 462,000 | $ 0 |
| Nassau County New York | 2 | $ 1,690,000 | $ 845,000 | $ 0 |
| Suffolk County New York | 2 | $ 1,234,000 | $ 617,000 | $ 0 |
| Harrison County Ohio | 2 | $ 74,000 | $ 37,000 | $ 25,000 |
| Stark County Ohio | 2 | $ 526,000 | $ 263,000 | $ 0 |
| Lane County Oregon | 2 | $ 595,000 | $ 297,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 896,000 | $ 448,000 | $ 0 |
| Cumberland County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 35,000 |
| Charleston County South Carolina | 2 | $ 1,640,000 | $ 820,000 | $ 0 |
| Tarrant County Texas | 2 | $ 1,375,000 | $ 687,000 | $ 0 |
| Mobile County Alabama | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Mohave County Arizona | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Pima County Arizona | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Fresno County California | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Madera County California | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Sacramento County California | 1 | $ 685,000 | $ 685,000 | $ 0 |
| San Mateo County California | 1 | $ 704,000 | $ 704,000 | $ 0 |
| Santa Barbara County California | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Tuolumne County California | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Eagle County Colorado | 1 | $ 579,000 | $ 579,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Bay County Florida | 1 | $ 721,000 | $ 721,000 | $ 0 |
| Brevard County Florida | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Duval County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Pasco County Florida | 1 | $ 216,000 | $ 216,000 | $ 0 |
| St. Johns County Florida | 1 | $ 797,000 | $ 797,000 | $ 0 |
| Bryan County Georgia | 1 | $ 294,000 | $ 294,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 639,000 | $ 639,000 | $ 0 |
| Douglas County Georgia | 1 | $ 513,000 | $ 513,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Fulton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Jackson County Georgia | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 406,000 | $ 406,000 | $ 0 |
| Maui County Hawaii | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Calvert County Maryland | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Carroll County Maryland | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Cecil County Maryland | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Charles County Maryland | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Frederick County Maryland | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Howard County Maryland | 1 | $ 581,000 | $ 581,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Worcester County Maryland | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Macomb County Michigan | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Scott County Minnesota | 1 | $ 780,000 | $ 780,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 435,000 | $ 435,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Washoe County Nevada | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Kings County New York | 1 | $ 332,000 | $ 332,000 | $ 0 |
| New York County New York | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Ulster County New York | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 618,000 | $ 618,000 | $ 0 |
| Orange County North Carolina | 1 | $ 740,000 | $ 740,000 | $ 0 |
| Butler County Ohio | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Clinton County Ohio | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Columbiana County Ohio | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Licking County Ohio | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Noble County Ohio | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Trumbull County Ohio | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Warren County Ohio | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Coos County Oregon | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 523,000 | $ 523,000 | $ 0 |
| Josephine County Oregon | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Marion County Oregon | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 908,000 | $ 908,000 | $ 0 |
| Indiana County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 57,000 |
| Lancaster County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Somerset County Pennsylvania | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Bell County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Collin County Texas | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Comal County Texas | 1 | $ 366,000 | $ 366,000 | $ 0 |
| El Paso County Texas | 1 | $ 486,000 | $ 486,000 | $ 0 |
| Galveston County Texas | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Harris County Texas | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Kendall County Texas | 1 | $ 617,000 | $ 617,000 | $ 0 |
| Kerr County Texas | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Addison County Vermont | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Bedford County Virginia | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Prince William County Virginia | 1 | $ 527,000 | $ 527,000 | $ 0 |
| Stafford County Virginia | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Island County Washington | 1 | $ 407,000 | $ 407,000 | $ 0 |
| Jefferson County Washington | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Pierce County Washington | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Skagit County Washington | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Preston County West Virginia | 1 | $ 26,000 | $ 26,000 | $ 63,000 |
| Outagamie County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 769 | $119,417,000 | $155,000 | $1,000,000 | $45,000 | $938,000 |
| Home Improvement | 545 | $15,369,000 | $28,000 | $329,000 | $58,000 | $266,000 |
| Refinancing | 527 | $85,180,000 | $161,000 | $1,250,000 | $45,000 | $263,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,269 | $63,474,000 | $50,000 | $784,000 | $64,000 | $386,000 |
| Not applicable | 462 | $149,287,000 | $323,000 | $1,250,000 | $2,000 | $938,000 |
| Not Provided | 38 | $2,327,000 | $61,000 | $212,000 | $65,000 | $188,000 |
| Black or African American | 34 | $963,000 | $28,000 | $184,000 | $48,000 | $125,000 |
| Asian | 27 | $3,222,000 | $119,000 | $372,000 | $114,000 | $300,000 |
| Hispanic | 7 | $194,000 | $27,000 | $50,000 | $63,000 | $101,000 |
| American Indian or Alaskan Native | 4 | $499,000 | $124,000 | $287,000 | $111,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,838 | $219,927,000 | $119,000 | $1,250,000 | $49,000 | $938,000 |
| FHA-insured (Federal Housing Administration) | 3 | $39,000 | $13,000 | $15,000 | $40,000 | $59,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,105 | $59,351,000 | $53,000 | $784,000 | $68,000 | $386,000 |
| Loan Purchased By The Institution | 451 | $147,746,000 | $327,000 | $1,250,000 | $2,000 | $938,000 |
| Application Denied By Financial Institution | 200 | $7,916,000 | $39,000 | $300,000 | $47,000 | $225,000 |
| Application Withdrawn By Applicant | 39 | $2,400,000 | $61,000 | $235,000 | $57,000 | $225,000 |
| Application Approved But Not Accepted | 28 | $1,338,000 | $47,000 | $200,000 | $48,000 | $116,000 |
| File Closed For Incompleteness | 18 | $1,215,000 | $67,000 | $211,000 | $50,000 | $105,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 80 | $3,067,000 | $38,000 | $137,000 | $36,000 | $124,000 |
| Credit History | 70 | $2,235,000 | $31,000 | $300,000 | $49,000 | $131,000 |
| Collateral | 22 | $1,339,000 | $60,000 | $152,000 | $66,000 | $108,000 |
| Other | 15 | $965,000 | $64,000 | $246,000 | $77,000 | $225,000 |
| Employment History | 12 | $283,000 | $23,000 | $97,000 | $39,000 | $91,000 |
| Unverifiable Information | 1 | $27,000 | $27,000 | $27,000 | $20,000 | $20,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkvale Savings Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Parkvale Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.