Paul Financial Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Paul Financial Llc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Paul Financial Llc 1401 Los Gamos Dr San Rafael, CA 94903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,242 |
| Total Mortgage Loan Application Amount | $3,352,285,000 |
| Average Mortgage Loan Application Amount | $405,333 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $180,000 |
| Highest Applicant Income | $4,190,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Paul Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Paul Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Paul Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Paul Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Paul Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Paul Financial Llc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 722 | $ 301,397,000 | $ 417,000 | $ 170,000 |
| Los Angeles County California | 652 | $ 289,193,000 | $ 443,000 | $ 187,000 |
| Alameda County California | 586 | $ 251,743,000 | $ 429,000 | $ 167,000 |
| Santa Clara County California | 483 | $ 247,360,000 | $ 512,000 | $ 207,000 |
| Solano County California | 408 | $ 159,740,000 | $ 391,000 | $ 163,000 |
| San Mateo County California | 391 | $ 211,512,000 | $ 540,000 | $ 193,000 |
| Orange County California | 374 | $ 206,947,000 | $ 553,000 | $ 236,000 |
| San Diego County California | 369 | $ 180,147,000 | $ 488,000 | $ 185,000 |
| Sonoma County California | 350 | $ 156,453,000 | $ 447,000 | $ 172,000 |
| Sacramento County California | 319 | $ 93,206,000 | $ 292,000 | $ 136,000 |
| Riverside County California | 279 | $ 106,413,000 | $ 381,000 | $ 184,000 |
| Clark County Nevada | 212 | $ 58,113,000 | $ 274,000 | $ 197,000 |
| San Joaquin County California | 203 | $ 72,132,000 | $ 355,000 | $ 133,000 |
| Maricopa County Arizona | 187 | $ 53,392,000 | $ 285,000 | $ 183,000 |
| San Francisco County California | 183 | $ 111,329,000 | $ 608,000 | $ 230,000 |
| King County Washington | 174 | $ 56,512,000 | $ 324,000 | $ 182,000 |
| San Bernardino County California | 160 | $ 51,329,000 | $ 320,000 | $ 156,000 |
| Marin County California | 129 | $ 84,704,000 | $ 656,000 | $ 232,000 |
| Denver County Colorado | 94 | $ 16,925,000 | $ 180,000 | $ 140,000 |
| Stanislaus County California | 90 | $ 28,976,000 | $ 321,000 | $ 158,000 |
| Pierce County Washington | 86 | $ 18,119,000 | $ 210,000 | $ 167,000 |
| Napa County California | 85 | $ 41,423,000 | $ 487,000 | $ 222,000 |
| Snohomish County Washington | 69 | $ 19,412,000 | $ 281,000 | $ 160,000 |
| Placer County California | 67 | $ 30,657,000 | $ 457,000 | $ 175,000 |
| Monterey County California | 63 | $ 31,103,000 | $ 493,000 | $ 214,000 |
| Clark County Washington | 63 | $ 13,057,000 | $ 207,000 | $ 118,000 |
| Merced County California | 52 | $ 14,618,000 | $ 281,000 | $ 166,000 |
| Santa Cruz County California | 51 | $ 26,318,000 | $ 516,000 | $ 219,000 |
| Fresno County California | 50 | $ 11,322,000 | $ 226,000 | $ 153,000 |
| Ventura County California | 50 | $ 26,414,000 | $ 528,000 | $ 216,000 |
| Arapahoe County Colorado | 47 | $ 11,364,000 | $ 241,000 | $ 170,000 |
| Douglas County Colorado | 47 | $ 15,827,000 | $ 336,000 | $ 186,000 |
| Jefferson County Colorado | 46 | $ 10,413,000 | $ 226,000 | $ 138,000 |
| Multnomah County Oregon | 45 | $ 11,151,000 | $ 247,000 | $ 114,000 |
| El Dorado County California | 44 | $ 17,004,000 | $ 386,000 | $ 171,000 |
| Adams County Colorado | 43 | $ 7,683,000 | $ 178,000 | $ 122,000 |
| Kern County California | 36 | $ 9,222,000 | $ 256,000 | $ 143,000 |
| Boulder County Colorado | 36 | $ 10,501,000 | $ 291,000 | $ 140,000 |
| Lake County California | 33 | $ 8,333,000 | $ 252,000 | $ 146,000 |
| Washington County Oregon | 31 | $ 6,515,000 | $ 210,000 | $ 172,000 |
| El Paso County Colorado | 30 | $ 5,402,000 | $ 180,000 | $ 155,000 |
| Washoe County Nevada | 29 | $ 9,926,000 | $ 342,000 | $ 214,000 |
| Butte County California | 27 | $ 6,445,000 | $ 238,000 | $ 119,000 |
| Santa Barbara County California | 26 | $ 19,173,000 | $ 737,000 | $ 258,000 |
| Yolo County California | 26 | $ 7,962,000 | $ 306,000 | $ 150,000 |
| Bernalillo County New Mexico | 23 | $ 4,414,000 | $ 191,000 | $ 213,000 |
| Madera County California | 19 | $ 5,736,000 | $ 301,000 | $ 158,000 |
| Shasta County California | 19 | $ 5,074,000 | $ 267,000 | $ 119,000 |
| Tulare County California | 19 | $ 4,561,000 | $ 240,000 | $ 184,000 |
| Pinal County Arizona | 17 | $ 4,345,000 | $ 255,000 | $ 212,000 |
| San Benito County California | 16 | $ 8,527,000 | $ 532,000 | $ 226,000 |
| Spokane County Washington | 16 | $ 2,019,000 | $ 126,000 | $ 114,000 |
| Pima County Arizona | 15 | $ 3,515,000 | $ 234,000 | $ 122,000 |
| Mendocino County California | 14 | $ 5,013,000 | $ 358,000 | $ 147,000 |
| San Luis Obispo County California | 14 | $ 5,836,000 | $ 416,000 | $ 203,000 |
| Ada County Idaho | 13 | $ 3,251,000 | $ 250,000 | $ 248,000 |
| Colusa County California | 12 | $ 2,511,000 | $ 209,000 | $ 88,000 |
| Weld County Colorado | 12 | $ 2,798,000 | $ 233,000 | $ 110,000 |
| Tehama County California | 10 | $ 2,238,000 | $ 223,000 | $ 134,000 |
| Clackamas County Oregon | 10 | $ 4,224,000 | $ 422,000 | $ 171,000 |
| Sutter County California | 9 | $ 2,433,000 | $ 270,000 | $ 137,000 |
| Pueblo County Colorado | 9 | $ 919,000 | $ 102,000 | $ 166,000 |
| Deschutes County Oregon | 9 | $ 3,408,000 | $ 378,000 | $ 240,000 |
| Nevada County California | 8 | $ 6,146,000 | $ 768,000 | $ 477,000 |
| Thurston County Washington | 8 | $ 2,027,000 | $ 253,000 | $ 128,000 |
| Mohave County Arizona | 7 | $ 1,323,000 | $ 189,000 | $ 93,000 |
| Lyon County Nevada | 7 | $ 1,693,000 | $ 241,000 | $ 153,000 |
| Kitsap County Washington | 7 | $ 2,165,000 | $ 309,000 | $ 147,000 |
| Calaveras County California | 6 | $ 2,194,000 | $ 365,000 | $ 119,000 |
| Yuba County California | 6 | $ 1,637,000 | $ 272,000 | $ 73,000 |
| Lane County Oregon | 6 | $ 1,332,000 | $ 222,000 | $ 50,000 |
| Imperial County California | 5 | $ 830,000 | $ 166,000 | $ 108,000 |
| Larimer County Colorado | 5 | $ 831,000 | $ 166,000 | $ 203,000 |
| Bonneville County Idaho | 5 | $ 346,000 | $ 69,000 | $ 46,000 |
| Kootenai County Idaho | 5 | $ 1,655,000 | $ 331,000 | $ 150,000 |
| Cowlitz County Washington | 5 | $ 1,134,000 | $ 226,000 | $ 116,000 |
| Amador County California | 4 | $ 1,093,000 | $ 273,000 | $ 102,000 |
| Humboldt County California | 4 | $ 1,109,000 | $ 277,000 | $ 103,000 |
| Trinity County California | 4 | $ 730,000 | $ 182,000 | $ 57,000 |
| Eagle County Colorado | 4 | $ 1,843,000 | $ 460,000 | $ 187,000 |
| Park County Colorado | 4 | $ 804,000 | $ 201,000 | $ 112,000 |
| Canyon County Idaho | 4 | $ 725,000 | $ 181,000 | $ 153,000 |
| Clatsop County Oregon | 4 | $ 1,418,000 | $ 354,000 | $ 358,000 |
| Whatcom County Washington | 4 | $ 960,000 | $ 240,000 | $ 97,000 |
| Yavapai County Arizona | 3 | $ 874,000 | $ 291,000 | $ 51,000 |
| Glenn County California | 3 | $ 764,000 | $ 254,000 | $ 63,000 |
| Kings County California | 3 | $ 611,000 | $ 203,000 | $ 102,000 |
| Mariposa County California | 3 | $ 870,000 | $ 290,000 | $ 262,000 |
| Tuolumne County California | 3 | $ 1,446,000 | $ 482,000 | $ 102,000 |
| Broomfield County Colorado | 3 | $ 581,000 | $ 193,000 | $ 204,000 |
| Summit County Colorado | 3 | $ 536,000 | $ 178,000 | $ 340,000 |
| Carson City County Nevada | 3 | $ 829,000 | $ 276,000 | $ 179,000 |
| Churchill County Nevada | 3 | $ 267,000 | $ 89,000 | $ 380,000 |
| Douglas County Nevada | 3 | $ 880,000 | $ 293,000 | $ 72,000 |
| San Juan County New Mexico | 3 | $ 377,000 | $ 125,000 | $ 24,000 |
| Santa Fe County New Mexico | 3 | $ 951,000 | $ 317,000 | $ 330,000 |
| Josephine County Oregon | 3 | $ 1,319,000 | $ 439,000 | $ 149,000 |
| Yamhill County Oregon | 3 | $ 366,000 | $ 122,000 | $ 66,000 |
| Benton County Washington | 3 | $ 368,000 | $ 122,000 | $ 64,000 |
| Gila County Arizona | 2 | $ 537,000 | $ 268,000 | $ 38,000 |
| Yuma County Arizona | 2 | $ 363,000 | $ 181,000 | $ 65,000 |
| Del Norte County California | 2 | $ 379,000 | $ 189,000 | $ 141,000 |
| Mono County California | 2 | $ 848,000 | $ 424,000 | $ 158,000 |
| Plumas County California | 2 | $ 875,000 | $ 437,000 | $ 99,000 |
| Siskiyou County California | 2 | $ 484,000 | $ 242,000 | $ 162,000 |
| Gunnison County Colorado | 2 | $ 1,307,000 | $ 653,000 | $ 204,000 |
| Mesa County Colorado | 2 | $ 218,000 | $ 109,000 | $ 98,000 |
| Morgan County Colorado | 2 | $ 176,000 | $ 88,000 | $ 0 |
| Teller County Colorado | 2 | $ 209,000 | $ 104,000 | $ 0 |
| Columbia County Oregon | 2 | $ 179,000 | $ 89,000 | $ 50,000 |
| Marion County Oregon | 2 | $ 240,000 | $ 120,000 | $ 16,000 |
| Wasco County Oregon | 2 | $ 150,000 | $ 75,000 | $ 48,000 |
| Salt Lake County Utah | 2 | $ 356,000 | $ 178,000 | $ 45,000 |
| Tooele County Utah | 2 | $ 212,000 | $ 106,000 | $ 91,000 |
| Chelan County Washington | 2 | $ 431,000 | $ 215,000 | $ 138,000 |
| Grays Harbor County Washington | 2 | $ 279,000 | $ 139,000 | $ 59,000 |
| Island County Washington | 2 | $ 347,000 | $ 173,000 | $ 110,000 |
| Kittitas County Washington | 2 | $ 198,000 | $ 99,000 | $ 84,000 |
| Mason County Washington | 2 | $ 568,000 | $ 284,000 | $ 230,000 |
| Apache County Arizona | 1 | $ 210,000 | $ 210,000 | $ 91,000 |
| Cochise County Arizona | 1 | $ 163,000 | $ 163,000 | $ 270,000 |
| Navajo County Arizona | 1 | $ 228,000 | $ 228,000 | $ 240,000 |
| Santa Cruz County Arizona | 1 | $ 500,000 | $ 500,000 | $ 195,000 |
| Inyo County California | 1 | $ 299,000 | $ 299,000 | $ 101,000 |
| Archuleta County Colorado | 1 | $ 272,000 | $ 272,000 | $ 137,000 |
| Chaffee County Colorado | 1 | $ 230,000 | $ 230,000 | $ 110,000 |
| Clear Creek County Colorado | 1 | $ 500,000 | $ 500,000 | $ 200,000 |
| Elbert County Colorado | 1 | $ 264,000 | $ 264,000 | $ 62,000 |
| Fremont County Colorado | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
| Citrus County Florida | 1 | $ 370,000 | $ 370,000 | $ 108,000 |
| St. Lucie County Florida | 1 | $ 1,156,000 | $ 1,156,000 | $ 406,000 |
| Bonner County Idaho | 1 | $ 240,000 | $ 240,000 | $ 71,000 |
| Jefferson County Idaho | 1 | $ 226,000 | $ 226,000 | $ 75,000 |
| Teton County Idaho | 1 | $ 1,056,000 | $ 1,056,000 | $ 300,000 |
| Dona Ana County New Mexico | 1 | $ 371,000 | $ 371,000 | $ 112,000 |
| Lincoln County New Mexico | 1 | $ 262,000 | $ 262,000 | $ 35,000 |
| Sandoval County New Mexico | 1 | $ 173,000 | $ 173,000 | $ 516,000 |
| Crook County Oregon | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Jackson County Oregon | 1 | $ 111,000 | $ 111,000 | $ 194,000 |
| Jefferson County Oregon | 1 | $ 128,000 | $ 128,000 | $ 141,000 |
| Tillamook County Oregon | 1 | $ 208,000 | $ 208,000 | $ 120,000 |
| Summit County Utah | 1 | $ 226,000 | $ 226,000 | $ 185,000 |
| Douglas County Washington | 1 | $ 208,000 | $ 208,000 | $ 150,000 |
| Grant County Washington | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Klickitat County Washington | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Lewis County Washington | 1 | $ 266,000 | $ 266,000 | $ 149,000 |
| Pacific County Washington | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| San Juan County Washington | 1 | $ 655,000 | $ 655,000 | $ 420,000 |
| Skagit County Washington | 1 | $ 472,000 | $ 472,000 | $ 149,000 |
| Wahkiakum County Washington | 1 | $ 220,000 | $ 220,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Paul Financial Llc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 4,843 | $2,038,737,000 | $420,000 | $5,000,000 | $170,000 | $2,520,000 |
| Home Purchase | 3,151 | $1,211,355,000 | $384,000 | $4,500,000 | $192,000 | $4,190,000 |
| Refinancing | 248 | $102,193,000 | $412,000 | $1,625,000 | $178,000 | $900,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,297 | $1,389,965,000 | $421,000 | $3,700,000 | $192,000 | $2,520,000 |
| Hispanic | 1,703 | $618,462,000 | $363,000 | $1,425,000 | $152,000 | $840,000 |
| Not Provided | 1,599 | $686,669,000 | $429,000 | $5,000,000 | $180,000 | $4,190,000 |
| Asian | 995 | $424,085,000 | $426,000 | $1,718,000 | $187,000 | $960,000 |
| Black or African American | 474 | $162,740,000 | $343,000 | $1,000,000 | $164,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 154 | $62,272,000 | $404,000 | $1,856,000 | $188,000 | $1,129,000 |
| American Indian or Alaskan Native | 20 | $8,092,000 | $404,000 | $1,160,000 | $156,000 | $420,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,242 | $3,352,285,000 | $406,000 | $5,000,000 | $179,000 | $4,190,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,136 | $1,623,853,000 | $392,000 | $3,700,000 | $174,000 | $2,520,000 |
| Application Approved But Not Accepted | 2,727 | $1,146,071,000 | $420,000 | $5,000,000 | $183,000 | $4,190,000 |
| Application Denied By Financial Institution | 694 | $296,018,000 | $426,000 | $2,000,000 | $187,000 | $1,536,000 |
| Application Withdrawn By Applicant | 684 | $286,103,000 | $418,000 | $1,860,000 | $184,000 | $1,493,000 |
| Preapproval Denied by Financial Institution | 1 | $240,000 | $240,000 | $240,000 | $90,000 | $90,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 258 | $101,636,000 | $393,000 | $2,000,000 | $184,000 | $1,536,000 |
| Credit History | 183 | $77,069,000 | $421,000 | $2,000,000 | $168,000 | $624,000 |
| Debt-To-Income Ratio | 106 | $45,325,000 | $427,000 | $1,995,000 | $172,000 | $564,000 |
| Collateral | 106 | $54,649,000 | $515,000 | $1,820,000 | $245,000 | $1,146,000 |
| Unverifiable Information | 11 | $4,571,000 | $415,000 | $789,000 | $167,000 | $960,000 |
| Employment History | 9 | $3,155,000 | $350,000 | $650,000 | $212,000 | $594,000 |
| Credit Application Incomplete | 1 | $395,000 | $395,000 | $395,000 | $94,000 | $94,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Paul Financial Llc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Paul Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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