Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Peoples Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank Po Box 7 Mendenhall, MS 39114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 325 |
| Total Mortgage Loan Application Amount | $59,832,000 |
| Average Mortgage Loan Application Amount | $157,333 |
| Highest Mortgage Loan Application Amount | $1,551,000 |
| Average Applicant Income | $84,333 |
| Highest Applicant Income | $710,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Simpson County Mississippi | 79 | $ 6,747,000 | $ 85,000 | $ 80,000 |
| Covington County Mississippi | 26 | $ 4,083,000 | $ 157,000 | $ 67,000 |
| Rankin County Mississippi | 20 | $ 3,736,000 | $ 186,000 | $ 69,000 |
| Smith County Mississippi | 14 | $ 1,560,000 | $ 111,000 | $ 123,000 |
| Maricopa County Arizona | 11 | $ 2,848,000 | $ 258,000 | $ 98,000 |
| Charleston County South Carolina | 11 | $ 2,658,000 | $ 241,000 | $ 116,000 |
| Hinds County Mississippi | 6 | $ 1,377,000 | $ 229,000 | $ 127,000 |
| Los Angeles County California | 5 | $ 1,594,000 | $ 318,000 | $ 83,000 |
| Jefferson Davis County Mississippi | 5 | $ 199,000 | $ 39,000 | $ 32,000 |
| Lamar County Mississippi | 5 | $ 727,000 | $ 145,000 | $ 51,000 |
| Madison County Mississippi | 5 | $ 1,804,000 | $ 360,000 | $ 107,000 |
| Riverside County California | 4 | $ 1,176,000 | $ 294,000 | $ 113,000 |
| San Bernardino County California | 4 | $ 1,198,000 | $ 299,000 | $ 72,000 |
| San Diego County California | 3 | $ 1,144,000 | $ 381,000 | $ 109,000 |
| Arapahoe County Colorado | 3 | $ 827,000 | $ 275,000 | $ 138,000 |
| Pinellas County Florida | 3 | $ 532,000 | $ 177,000 | $ 72,000 |
| Harris County Texas | 3 | $ 247,000 | $ 82,000 | $ 75,000 |
| Contra Costa County California | 2 | $ 879,000 | $ 439,000 | $ 117,000 |
| Sacramento County California | 2 | $ 742,000 | $ 371,000 | $ 111,000 |
| San Mateo County California | 2 | $ 1,525,000 | $ 762,000 | $ 372,000 |
| Santa Clara County California | 2 | $ 1,049,000 | $ 524,000 | $ 155,000 |
| Miami-Dade County Florida | 2 | $ 727,000 | $ 363,000 | $ 56,000 |
| Sarasota County Florida | 2 | $ 407,000 | $ 203,000 | $ 52,000 |
| St. Lucie County Florida | 2 | $ 240,000 | $ 120,000 | $ 53,000 |
| Lawrence County Mississippi | 2 | $ 425,000 | $ 212,000 | $ 177,000 |
| Oktibbeha County Mississippi | 2 | $ 442,000 | $ 221,000 | $ 95,000 |
| Scott County Mississippi | 2 | $ 580,000 | $ 290,000 | $ 223,000 |
| Warren County Mississippi | 2 | $ 366,000 | $ 183,000 | $ 140,000 |
| Clark County Nevada | 2 | $ 317,000 | $ 158,000 | $ 129,000 |
| Washoe County Nevada | 2 | $ 335,000 | $ 167,000 | $ 45,000 |
| Burlington County New Jersey | 2 | $ 618,000 | $ 309,000 | $ 166,000 |
| Hudson County New Jersey | 2 | $ 475,000 | $ 237,000 | $ 101,000 |
| Monmouth County New Jersey | 2 | $ 495,000 | $ 247,000 | $ 181,000 |
| Mecklenburg County North Carolina | 2 | $ 834,000 | $ 417,000 | $ 184,000 |
| Cumberland County Pennsylvania | 2 | $ 265,000 | $ 132,000 | $ 58,000 |
| York County Pennsylvania | 2 | $ 448,000 | $ 224,000 | $ 123,000 |
| Gila County Arizona | 1 | $ 160,000 | $ 160,000 | $ 99,000 |
| Pima County Arizona | 1 | $ 209,000 | $ 209,000 | $ 121,000 |
| Pinal County Arizona | 1 | $ 390,000 | $ 390,000 | $ 103,000 |
| Yuma County Arizona | 1 | $ 533,000 | $ 533,000 | $ 114,000 |
| Pope County Arkansas | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| Del Norte County California | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Kern County California | 1 | $ 203,000 | $ 203,000 | $ 53,000 |
| Marin County California | 1 | $ 402,000 | $ 402,000 | $ 138,000 |
| Monterey County California | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| Orange County California | 1 | $ 537,000 | $ 537,000 | $ 130,000 |
| Adams County Colorado | 1 | $ 260,000 | $ 260,000 | $ 95,000 |
| Jefferson County Colorado | 1 | $ 204,000 | $ 204,000 | $ 111,000 |
| Pueblo County Colorado | 1 | $ 124,000 | $ 124,000 | $ 114,000 |
| Brevard County Florida | 1 | $ 61,000 | $ 61,000 | $ 28,000 |
| Broward County Florida | 1 | $ 250,000 | $ 250,000 | $ 105,000 |
| Collier County Florida | 1 | $ 107,000 | $ 107,000 | $ 63,000 |
| Hernando County Florida | 1 | $ 246,000 | $ 246,000 | $ 111,000 |
| Hillsborough County Florida | 1 | $ 109,000 | $ 109,000 | $ 47,000 |
| Manatee County Florida | 1 | $ 109,000 | $ 109,000 | $ 82,000 |
| Palm Beach County Florida | 1 | $ 219,000 | $ 219,000 | $ 34,000 |
| Volusia County Florida | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Bossier County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 33,000 |
| East Baton Rouge County Louisiana | 1 | $ 190,000 | $ 190,000 | $ 53,000 |
| Howard County Maryland | 1 | $ 151,000 | $ 151,000 | $ 6,000 |
| Norfolk County Massachusetts | 1 | $ 266,000 | $ 266,000 | $ 85,000 |
| Eaton County Michigan | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Genesee County Michigan | 1 | $ 119,000 | $ 119,000 | $ 56,000 |
| Kent County Michigan | 1 | $ 149,000 | $ 149,000 | $ 51,000 |
| Livingston County Michigan | 1 | $ 107,000 | $ 107,000 | $ 62,000 |
| St. Clair County Michigan | 1 | $ 113,000 | $ 113,000 | $ 33,000 |
| Wayne County Michigan | 1 | $ 197,000 | $ 197,000 | $ 166,000 |
| Benton County Minnesota | 1 | $ 198,000 | $ 198,000 | $ 91,000 |
| Crow Wing County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 54,000 |
| Dakota County Minnesota | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Wright County Minnesota | 1 | $ 202,000 | $ 202,000 | $ 91,000 |
| Attala County Mississippi | 1 | $ 417,000 | $ 417,000 | $ 130,000 |
| Copiah County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 89,000 |
| DeSoto County Mississippi | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| Hancock County Mississippi | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 342,000 | $ 342,000 | $ 300,000 |
| Jones County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lincoln County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 31,000 |
| Pontotoc County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| Bollinger County Missouri | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Clay County Missouri | 1 | $ 144,000 | $ 144,000 | $ 59,000 |
| Lyon County Nevada | 1 | $ 259,000 | $ 259,000 | $ 90,000 |
| Essex County New Jersey | 1 | $ 137,000 | $ 137,000 | $ 49,000 |
| Gloucester County New Jersey | 1 | $ 163,000 | $ 163,000 | $ 175,000 |
| Chatham County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 62,000 |
| Oklahoma County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
| Ottawa County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Douglas County Oregon | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Klamath County Oregon | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Lane County Oregon | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Linn County Oregon | 1 | $ 238,000 | $ 238,000 | $ 60,000 |
| Multnomah County Oregon | 1 | $ 264,000 | $ 264,000 | $ 85,000 |
| Washington County Oregon | 1 | $ 321,000 | $ 321,000 | $ 127,000 |
| Adams County Pennsylvania | 1 | $ 394,000 | $ 394,000 | $ 140,000 |
| Armstrong County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Bucks County Pennsylvania | 1 | $ 361,000 | $ 361,000 | $ 110,000 |
| Cambria County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 102,000 |
| Chester County Pennsylvania | 1 | $ 418,000 | $ 418,000 | $ 141,000 |
| Lackawanna County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 62,000 |
| Luzerne County Pennsylvania | 1 | $ 253,000 | $ 253,000 | $ 95,000 |
| Mercer County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 39,000 |
| Philadelphia County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
| Berkeley County South Carolina | 1 | $ 317,000 | $ 317,000 | $ 111,000 |
| Georgetown County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 90,000 |
| Horry County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Montgomery County Texas | 1 | $ 181,000 | $ 181,000 | $ 94,000 |
| Tarrant County Texas | 1 | $ 167,000 | $ 167,000 | $ 85,000 |
| Wasatch County Utah | 1 | $ 326,000 | $ 326,000 | $ 151,000 |
| Snohomish County Washington | 1 | $ 321,000 | $ 321,000 | $ 130,000 |
| Brown County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Clark County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| Dane County Wisconsin | 1 | $ 224,000 | $ 224,000 | $ 128,000 |
| Dodge County Wisconsin | 1 | $ 224,000 | $ 224,000 | $ 75,000 |
| Milwaukee County Wisconsin | 1 | $ 231,000 | $ 231,000 | $ 93,000 |
| Washington County Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 181 | $40,639,000 | $224,000 | $1,551,000 | $93,000 | $710,000 |
| Home Purchase | 107 | $15,246,000 | $142,000 | $800,000 | $91,000 | $360,000 |
| Home Improvement | 37 | $3,947,000 | $106,000 | $622,000 | $69,000 | $368,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 237 | $45,324,000 | $191,000 | $1,551,000 | $100,000 | $710,000 |
| Black or African American | 48 | $4,536,000 | $94,000 | $396,000 | $66,000 | $252,000 |
| Not applicable | 18 | $4,410,000 | $245,000 | $963,000 | $0 | $0 |
| Hispanic | 13 | $3,987,000 | $306,000 | $725,000 | $116,000 | $451,000 |
| Not Provided | 5 | $1,077,000 | $215,000 | $402,000 | $77,000 | $175,000 |
| American Indian or Alaskan Native | 2 | $388,000 | $194,000 | $238,000 | $56,000 | $60,000 |
| Asian | 2 | $110,000 | $55,000 | $86,000 | $61,000 | $64,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 201 | $30,999,000 | $154,000 | $1,551,000 | $91,000 | $710,000 |
| FHA-insured (Federal Housing Administration) | 92 | $19,858,000 | $215,000 | $800,000 | $88,000 | $293,000 |
| VA-guaranteed (Veterans Administration) | 28 | $8,387,000 | $299,000 | $533,000 | $92,000 | $182,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $588,000 | $147,000 | $198,000 | $56,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 177 | $28,114,000 | $158,000 | $1,551,000 | $86,000 | $710,000 |
| Application Withdrawn By Applicant | 86 | $20,452,000 | $237,000 | $800,000 | $99,000 | $451,000 |
| Application Denied By Financial Institution | 46 | $8,529,000 | $185,000 | $486,000 | $81,000 | $204,000 |
| Application Approved But Not Accepted | 15 | $2,604,000 | $173,000 | $417,000 | $110,000 | $360,000 |
| File Closed For Incompleteness | 1 | $133,000 | $133,000 | $133,000 | $54,000 | $54,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.