Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Peoples Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank Po Box 7 Mendenhall, MS 39114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 746 |
| Total Mortgage Loan Application Amount | $177,400,000 |
| Average Mortgage Loan Application Amount | $170,600 |
| Highest Mortgage Loan Application Amount | $885,000 |
| Average Applicant Income | $90,600 |
| Highest Applicant Income | $1,255,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Simpson County Mississippi | 74 | $ 10,180,000 | $ 137,000 | $ 73,000 |
| Covington County Mississippi | 39 | $ 2,775,000 | $ 71,000 | $ 78,000 |
| Rankin County Mississippi | 28 | $ 6,350,000 | $ 226,000 | $ 116,000 |
| Smith County Mississippi | 14 | $ 1,970,000 | $ 140,000 | $ 94,000 |
| Los Angeles County California | 13 | $ 6,605,000 | $ 508,000 | $ 165,000 |
| San Diego County California | 13 | $ 5,825,000 | $ 448,000 | $ 139,000 |
| Charleston County South Carolina | 10 | $ 2,570,000 | $ 257,000 | $ 103,000 |
| Maricopa County Arizona | 9 | $ 2,525,000 | $ 280,000 | $ 97,000 |
| Hinds County Mississippi | 8 | $ 1,110,000 | $ 138,000 | $ 218,000 |
| Brevard County Florida | 7 | $ 1,445,000 | $ 206,000 | $ 71,000 |
| Gwinnett County Georgia | 7 | $ 2,005,000 | $ 286,000 | $ 68,000 |
| Riverside County California | 6 | $ 2,360,000 | $ 393,000 | $ 138,000 |
| Broward County Florida | 6 | $ 1,420,000 | $ 236,000 | $ 113,000 |
| Oakland County Michigan | 6 | $ 1,160,000 | $ 193,000 | $ 72,000 |
| DeSoto County Mississippi | 6 | $ 1,210,000 | $ 201,000 | $ 72,000 |
| Jefferson Davis County Mississippi | 6 | $ 580,000 | $ 96,000 | $ 100,000 |
| Johnston County North Carolina | 6 | $ 1,420,000 | $ 236,000 | $ 92,000 |
| Milwaukee County Wisconsin | 6 | $ 970,000 | $ 161,000 | $ 75,000 |
| Lafayette County Mississippi | 5 | $ 735,000 | $ 147,000 | $ 170,000 |
| Madison County Mississippi | 5 | $ 1,885,000 | $ 377,000 | $ 158,000 |
| Harris County Texas | 5 | $ 1,455,000 | $ 291,000 | $ 104,000 |
| Baldwin County Alabama | 4 | $ 920,000 | $ 230,000 | $ 342,000 |
| El Paso County Colorado | 4 | $ 1,090,000 | $ 272,000 | $ 85,000 |
| Anne Arundel County Maryland | 4 | $ 1,780,000 | $ 445,000 | $ 97,000 |
| Worcester County Massachusetts | 4 | $ 1,120,000 | $ 280,000 | $ 104,000 |
| Forrest County Mississippi | 4 | $ 750,000 | $ 187,000 | $ 113,000 |
| Jones County Mississippi | 4 | $ 640,000 | $ 160,000 | $ 92,000 |
| Lamar County Mississippi | 4 | $ 1,070,000 | $ 267,000 | $ 98,000 |
| Lawrence County Mississippi | 4 | $ 410,000 | $ 102,000 | $ 95,000 |
| Clark County Nevada | 4 | $ 960,000 | $ 240,000 | $ 80,000 |
| Atlantic County New Jersey | 4 | $ 1,000,000 | $ 250,000 | $ 91,000 |
| Guilford County North Carolina | 4 | $ 660,000 | $ 165,000 | $ 66,000 |
| Allegheny County Pennsylvania | 4 | $ 690,000 | $ 172,000 | $ 90,000 |
| Berkeley County South Carolina | 4 | $ 930,000 | $ 232,000 | $ 93,000 |
| Salt Lake County Utah | 4 | $ 1,330,000 | $ 332,000 | $ 126,000 |
| Clark County Washington | 4 | $ 940,000 | $ 235,000 | $ 52,000 |
| Kitsap County Washington | 4 | $ 1,770,000 | $ 442,000 | $ 119,000 |
| Tuscaloosa County Alabama | 3 | $ 595,000 | $ 198,000 | $ 57,000 |
| Pima County Arizona | 3 | $ 545,000 | $ 181,000 | $ 76,000 |
| Yavapai County Arizona | 3 | $ 775,000 | $ 258,000 | $ 110,000 |
| Alameda County California | 3 | $ 1,875,000 | $ 625,000 | $ 62,000 |
| Miami-Dade County Florida | 3 | $ 535,000 | $ 178,000 | $ 79,000 |
| Pinellas County Florida | 3 | $ 895,000 | $ 298,000 | $ 241,000 |
| Paulding County Georgia | 3 | $ 775,000 | $ 258,000 | $ 90,000 |
| Livingston County Louisiana | 3 | $ 555,000 | $ 185,000 | $ 72,000 |
| Essex County Massachusetts | 3 | $ 1,095,000 | $ 365,000 | $ 113,000 |
| Plymouth County Massachusetts | 3 | $ 1,145,000 | $ 381,000 | $ 132,000 |
| Scott County Mississippi | 3 | $ 435,000 | $ 145,000 | $ 98,000 |
| Cass County Missouri | 3 | $ 655,000 | $ 218,000 | $ 98,000 |
| Clay County Missouri | 3 | $ 945,000 | $ 315,000 | $ 127,000 |
| Jackson County Missouri | 3 | $ 615,000 | $ 205,000 | $ 92,000 |
| Monmouth County New Jersey | 3 | $ 1,545,000 | $ 515,000 | $ 224,000 |
| Buncombe County North Carolina | 3 | $ 965,000 | $ 321,000 | $ 96,000 |
| Mecklenburg County North Carolina | 3 | $ 645,000 | $ 215,000 | $ 100,000 |
| Pasquotank County North Carolina | 3 | $ 435,000 | $ 145,000 | $ 47,000 |
| Cleveland County Oklahoma | 3 | $ 895,000 | $ 298,000 | $ 154,000 |
| Dorchester County South Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 92,000 |
| Horry County South Carolina | 3 | $ 525,000 | $ 175,000 | $ 74,000 |
| Brown County Wisconsin | 3 | $ 425,000 | $ 141,000 | $ 70,000 |
| Mobile County Alabama | 2 | $ 340,000 | $ 170,000 | $ 109,000 |
| Montgomery County Alabama | 2 | $ 320,000 | $ 160,000 | $ 42,000 |
| Contra Costa County California | 2 | $ 770,000 | $ 385,000 | $ 121,000 |
| Fresno County California | 2 | $ 410,000 | $ 205,000 | $ 119,000 |
| Placer County California | 2 | $ 820,000 | $ 410,000 | $ 114,000 |
| Sacramento County California | 2 | $ 790,000 | $ 395,000 | $ 139,000 |
| San Bernardino County California | 2 | $ 610,000 | $ 305,000 | $ 85,000 |
| Kent County Delaware | 2 | $ 420,000 | $ 210,000 | $ 49,000 |
| New Castle County Delaware | 2 | $ 460,000 | $ 230,000 | $ 119,000 |
| Duval County Florida | 2 | $ 510,000 | $ 255,000 | $ 141,000 |
| Polk County Florida | 2 | $ 380,000 | $ 190,000 | $ 49,000 |
| Santa Rosa County Florida | 2 | $ 490,000 | $ 245,000 | $ 64,000 |
| Volusia County Florida | 2 | $ 270,000 | $ 135,000 | $ 123,000 |
| Catoosa County Georgia | 2 | $ 500,000 | $ 250,000 | $ 86,000 |
| Chatham County Georgia | 2 | $ 870,000 | $ 435,000 | $ 219,000 |
| Clayton County Georgia | 2 | $ 350,000 | $ 175,000 | $ 59,000 |
| Cobb County Georgia | 2 | $ 500,000 | $ 250,000 | $ 38,000 |
| Hall County Georgia | 2 | $ 490,000 | $ 245,000 | $ 108,000 |
| Walker County Georgia | 2 | $ 370,000 | $ 185,000 | $ 56,000 |
| Allen County Indiana | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Lake County Indiana | 2 | $ 240,000 | $ 120,000 | $ 102,000 |
| Johnson County Kansas | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Shawnee County Kansas | 2 | $ 180,000 | $ 90,000 | $ 84,000 |
| Boone County Kentucky | 2 | $ 580,000 | $ 290,000 | $ 129,000 |
| Laurel County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 65,000 |
| Orleans County Louisiana | 2 | $ 550,000 | $ 275,000 | $ 120,000 |
| Harford County Maryland | 2 | $ 1,010,000 | $ 505,000 | $ 233,000 |
| Prince George's County Maryland | 2 | $ 840,000 | $ 420,000 | $ 121,000 |
| Hampden County Massachusetts | 2 | $ 580,000 | $ 290,000 | $ 120,000 |
| Macomb County Michigan | 2 | $ 400,000 | $ 200,000 | $ 59,000 |
| Saginaw County Michigan | 2 | $ 630,000 | $ 315,000 | $ 146,000 |
| Washtenaw County Michigan | 2 | $ 410,000 | $ 205,000 | $ 85,000 |
| Wayne County Michigan | 2 | $ 240,000 | $ 120,000 | $ 81,000 |
| Hennepin County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 97,000 |
| Copiah County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 33,000 |
| Hancock County Mississippi | 2 | $ 470,000 | $ 235,000 | $ 215,000 |
| Lowndes County Mississippi | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Newton County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 201,000 |
| Douglas County Nebraska | 2 | $ 260,000 | $ 130,000 | $ 44,000 |
| Rockingham County New Hampshire | 2 | $ 620,000 | $ 310,000 | $ 153,000 |
| Morris County New Jersey | 2 | $ 620,000 | $ 310,000 | $ 163,000 |
| Delaware County Ohio | 2 | $ 630,000 | $ 315,000 | $ 142,000 |
| Oklahoma County Oklahoma | 2 | $ 440,000 | $ 220,000 | $ 129,000 |
| Umatilla County Oregon | 2 | $ 690,000 | $ 345,000 | $ 716,000 |
| Berks County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 140,000 |
| Chester County Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 75,000 |
| Montgomery County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 57,000 |
| Providence County Rhode Island | 2 | $ 620,000 | $ 310,000 | $ 93,000 |
| Richland County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 53,000 |
| Hamilton County Tennessee | 2 | $ 720,000 | $ 360,000 | $ 108,000 |
| Marshall County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 73,000 |
| Shelby County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 14,000 |
| Starr County Texas | 2 | $ 540,000 | $ 270,000 | $ 102,000 |
| Tarrant County Texas | 2 | $ 310,000 | $ 155,000 | $ 58,000 |
| Chesterfield County Virginia | 2 | $ 870,000 | $ 435,000 | $ 108,000 |
| Washington County Virginia | 2 | $ 430,000 | $ 215,000 | $ 90,000 |
| Clallam County Washington | 2 | $ 500,000 | $ 250,000 | $ 48,000 |
| King County Washington | 2 | $ 840,000 | $ 420,000 | $ 92,000 |
| Skagit County Washington | 2 | $ 770,000 | $ 385,000 | $ 103,000 |
| Snohomish County Washington | 2 | $ 740,000 | $ 370,000 | $ 106,000 |
| Thurston County Washington | 2 | $ 570,000 | $ 285,000 | $ 142,000 |
| Kenosha County Wisconsin | 2 | $ 710,000 | $ 355,000 | $ 138,000 |
| Racine County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 112,000 |
| Shawano County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 48,000 |
| Waukesha County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 43,000 |
| Dallas County Alabama | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Madison County Alabama | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Shelby County Alabama | 1 | $ 355,000 | $ 355,000 | $ 213,000 |
| Mohave County Arizona | 1 | $ 245,000 | $ 245,000 | $ 41,000 |
| Pinal County Arizona | 1 | $ 375,000 | $ 375,000 | $ 83,000 |
| Benton County Arkansas | 1 | $ 365,000 | $ 365,000 | $ 136,000 |
| Conway County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Lonoke County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Saline County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 182,000 |
| Orange County California | 1 | $ 555,000 | $ 555,000 | $ 207,000 |
| Solano County California | 1 | $ 415,000 | $ 415,000 | $ 121,000 |
| Stanislaus County California | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Sutter County California | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Ventura County California | 1 | $ 465,000 | $ 465,000 | $ 133,000 |
| Adams County Colorado | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Boulder County Colorado | 1 | $ 745,000 | $ 745,000 | $ 43,000 |
| Denver County Colorado | 1 | $ 605,000 | $ 605,000 | $ 189,000 |
| Garfield County Colorado | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Jefferson County Colorado | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Larimer County Colorado | 1 | $ 305,000 | $ 305,000 | $ 131,000 |
| Pueblo County Colorado | 1 | $ 285,000 | $ 285,000 | $ 155,000 |
| Weld County Colorado | 1 | $ 375,000 | $ 375,000 | $ 174,000 |
| Hartford County Connecticut | 1 | $ 335,000 | $ 335,000 | $ 119,000 |
| Litchfield County Connecticut | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Middlesex County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Alachua County Florida | 1 | $ 325,000 | $ 325,000 | $ 290,000 |
| Charlotte County Florida | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Highlands County Florida | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Hillsborough County Florida | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Lee County Florida | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Martin County Florida | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Orange County Florida | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Palm Beach County Florida | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Pasco County Florida | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Seminole County Florida | 1 | $ 475,000 | $ 475,000 | $ 97,000 |
| Bibb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Coweta County Georgia | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| DeKalb County Georgia | 1 | $ 585,000 | $ 585,000 | $ 182,000 |
| Dougherty County Georgia | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Douglas County Georgia | 1 | $ 355,000 | $ 355,000 | $ 134,000 |
| Effingham County Georgia | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Fayette County Georgia | 1 | $ 335,000 | $ 335,000 | $ 78,000 |
| Forsyth County Georgia | 1 | $ 445,000 | $ 445,000 | $ 152,000 |
| Henry County Georgia | 1 | $ 365,000 | $ 365,000 | $ 114,000 |
| Jones County Georgia | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Muscogee County Georgia | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Christian County Illinois | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| Clinton County Illinois | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Cook County Illinois | 1 | $ 355,000 | $ 355,000 | $ 192,000 |
| DuPage County Illinois | 1 | $ 375,000 | $ 375,000 | $ 137,000 |
| Henry County Illinois | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Mercer County Illinois | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Ogle County Illinois | 1 | $ 315,000 | $ 315,000 | $ 167,000 |
| Will County Illinois | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Decatur County Indiana | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Johnson County Indiana | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Marion County Indiana | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Morgan County Indiana | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Parke County Indiana | 1 | $ 335,000 | $ 335,000 | $ 141,000 |
| Appanoose County Iowa | 1 | $ 185,000 | $ 185,000 | $ 131,000 |
| Lucas County Iowa | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Wyandotte County Kansas | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Boyd County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Fayette County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Jefferson County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Johnson County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Kenton County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Knox County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Madison County Kentucky | 1 | $ 365,000 | $ 365,000 | $ 122,000 |
| Montgomery County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Trimble County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Jefferson County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 51,000 |
| Lafourche County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| Vernon County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Cumberland County Maine | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Lincoln County Maine | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Sagadahoc County Maine | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Baltimore County Maryland | 1 | $ 545,000 | $ 545,000 | $ 115,000 |
| Frederick County Maryland | 1 | $ 485,000 | $ 485,000 | $ 114,000 |
| Worcester County Maryland | 1 | $ 415,000 | $ 415,000 | $ 148,000 |
| Middlesex County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 101,000 |
| Norfolk County Massachusetts | 1 | $ 695,000 | $ 695,000 | $ 116,000 |
| Cass County Michigan | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Jackson County Michigan | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Kalamazoo County Michigan | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Lenawee County Michigan | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| Livingston County Michigan | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Otsego County Michigan | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Ottawa County Michigan | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Anoka County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Clay County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
| Dakota County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 179,000 |
| Ramsey County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| St. Louis County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Washington County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 189,000 |
| Carroll County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Harrison County Mississippi | 1 | $ 315,000 | $ 315,000 | $ 159,000 |
| Lincoln County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
| Oktibbeha County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 129,000 |
| Tate County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Tunica County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Webster County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Boone County Missouri | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Christian County Missouri | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Greene County Missouri | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Henry County Missouri | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Howell County Missouri | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Jasper County Missouri | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Montgomery County Missouri | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| St. Charles County Missouri | 1 | $ 275,000 | $ 275,000 | $ 163,000 |
| St. Louis City County Missouri | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Cheshire County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Hillsborough County New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Merrimack County New Hampshire | 1 | $ 335,000 | $ 335,000 | $ 132,000 |
| Bergen County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Burlington County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 98,000 |
| Camden County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Hudson County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 217,000 |
| Hunterdon County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 169,000 |
| Somerset County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Union County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 152,000 |
| Bernalillo County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 17,000 |
| McKinley County New Mexico | 1 | $ 365,000 | $ 365,000 | $ 1,255,000 |
| Sandoval County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Alamance County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Cabarrus County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Caldwell County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 76,000 |
| Catawba County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Clay County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Davidson County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Edgecombe County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Haywood County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Lincoln County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 59,000 |
| Wake County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| McLean County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Clark County Ohio | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Cuyahoga County Ohio | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Lorain County Ohio | 1 | $ 295,000 | $ 295,000 | $ 216,000 |
| Summit County Ohio | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Trumbull County Ohio | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Warren County Ohio | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Wayne County Ohio | 1 | $ 225,000 | $ 225,000 | $ 189,000 |
| Canadian County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 138,000 |
| Payne County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Rogers County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Tulsa County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Marion County Oregon | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| Washington County Oregon | 1 | $ 245,000 | $ 245,000 | $ 188,000 |
| Bucks County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 285,000 |
| Delaware County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 237,000 |
| Lancaster County Pennsylvania | 1 | $ 615,000 | $ 615,000 | $ 151,000 |
| Lehigh County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Monroe County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Philadelphia County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 175,000 |
| Pike County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Washington County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Newport County Rhode Island | 1 | $ 525,000 | $ 525,000 | $ 229,000 |
| Aiken County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Beaufort County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 290,000 |
| Kershaw County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Lancaster County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 152,000 |
| Lexington County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Oconee County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Orangeburg County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 127,000 |
| York County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Meade County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 311,000 |
| Blount County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Bradley County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Fayette County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Knox County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Lawrence County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 193,000 |
| Polk County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Robertson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Rutherford County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Sullivan County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Bexar County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Cherokee County Texas | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Collin County Texas | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Dallas County Texas | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Fort Bend County Texas | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Johnson County Texas | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Kaufman County Texas | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Liberty County Texas | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Somervell County Texas | 1 | $ 235,000 | $ 235,000 | $ 145,000 |
| Walker County Texas | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Wharton County Texas | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Wichita County Texas | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Williamson County Texas | 1 | $ 445,000 | $ 445,000 | $ 163,000 |
| Davis County Utah | 1 | $ 265,000 | $ 265,000 | $ 138,000 |
| Fauquier County Virginia | 1 | $ 885,000 | $ 885,000 | $ 153,000 |
| Loudoun County Virginia | 1 | $ 745,000 | $ 745,000 | $ 211,000 |
| Orange County Virginia | 1 | $ 465,000 | $ 465,000 | $ 36,000 |
| Benton County Washington | 1 | $ 185,000 | $ 185,000 | $ 169,000 |
| Douglas County Washington | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Island County Washington | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Mason County Washington | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Okanogan County Washington | 1 | $ 155,000 | $ 155,000 | $ 159,000 |
| Spokane County Washington | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| Whatcom County Washington | 1 | $ 275,000 | $ 275,000 | $ 106,000 |
| Berkeley County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 163,000 |
| Mineral County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Fond du Lac County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 256,000 |
| Outagamie County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 142,000 |
| Price County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Rock County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 137,000 |
| St. Croix County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 306 | $69,040,000 | $225,000 | $745,000 | $102,000 | $1,255,000 |
| Cash-out Refinancing | 287 | $78,675,000 | $274,000 | $885,000 | $111,000 | $719,000 |
| Refinancing | 137 | $28,445,000 | $207,000 | $745,000 | $100,000 | $791,000 |
| Other Purpose | 9 | $925,000 | $102,000 | $315,000 | $62,000 | $153,000 |
| Home Improvement | 7 | $315,000 | $45,000 | $105,000 | $78,000 | $181,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 507 | $117,355,000 | $231,000 | $885,000 | $110,000 | $1,255,000 |
| Black or African American | 119 | $25,465,000 | $213,000 | $775,000 | $78,000 | $237,000 |
| Hispanic | 43 | $11,205,000 | $260,000 | $745,000 | $108,000 | $264,000 |
| Not Provided | 41 | $10,975,000 | $267,000 | $585,000 | $95,000 | $255,000 |
| Asian | 21 | $8,435,000 | $401,000 | $745,000 | $131,000 | $296,000 |
| Not applicable | 7 | $2,025,000 | $289,000 | $615,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $1,045,000 | $209,000 | $265,000 | $74,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $740,000 | $370,000 | $445,000 | $115,000 | $163,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 415 | $107,655,000 | $259,000 | $835,000 | $100,000 | $311,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 267 | $49,345,000 | $184,000 | $745,000 | $108,000 | $1,255,000 |
| VA-guaranteed (Veterans Administration) | 57 | $19,095,000 | $335,000 | $885,000 | $132,000 | $719,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,305,000 | $186,000 | $255,000 | $62,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 463 | $106,815,000 | $230,000 | $695,000 | $110,000 | $1,255,000 |
| Application Denied By Financial Institution | 125 | $32,605,000 | $260,000 | $885,000 | $88,000 | $719,000 |
| Application Withdrawn By Applicant | 105 | $25,885,000 | $246,000 | $745,000 | $100,000 | $507,000 |
| File Closed For Incompleteness | 44 | $10,870,000 | $247,000 | $655,000 | $115,000 | $713,000 |
| Application Approved But Not Accepted | 9 | $1,225,000 | $136,000 | $265,000 | $73,000 | $141,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 621 | $144,795,000 | $233,000 | $745,000 | $108,000 | $1,255,000 |
| Credit History | 58 | $15,610,000 | $269,000 | $885,000 | $110,000 | $312,000 |
| Debt-To-Income Ratio | 40 | $10,760,000 | $269,000 | $835,000 | $47,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,555,000 | $222,000 | $375,000 | $79,000 | $131,000 |
| Employment History | 5 | $1,135,000 | $227,000 | $325,000 | $99,000 | $190,000 |
| Unverifiable Information | 5 | $1,685,000 | $337,000 | $745,000 | $228,000 | $719,000 |
| Collateral | 4 | $620,000 | $155,000 | $205,000 | $58,000 | $101,000 |
| Other | 4 | $640,000 | $160,000 | $205,000 | $54,000 | $85,000 |
| Mortgage Insurance Denied | 2 | $600,000 | $300,000 | $365,000 | $72,000 | $77,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.