Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Peoples Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank Po Box 7 Mendenhall, MS 39114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 567 |
| Total Mortgage Loan Application Amount | $141,495,000 |
| Average Mortgage Loan Application Amount | $169,000 |
| Highest Mortgage Loan Application Amount | $1,875,000 |
| Average Applicant Income | $96,800 |
| Highest Applicant Income | $1,755,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Simpson County Mississippi | 44 | $ 5,120,000 | $ 116,000 | $ 76,000 |
| Covington County Mississippi | 21 | $ 2,515,000 | $ 119,000 | $ 76,000 |
| Smith County Mississippi | 15 | $ 1,655,000 | $ 110,000 | $ 69,000 |
| Rankin County Mississippi | 12 | $ 1,670,000 | $ 139,000 | $ 88,000 |
| Lamar County Mississippi | 10 | $ 2,670,000 | $ 267,000 | $ 335,000 |
| Jackson County Missouri | 8 | $ 1,280,000 | $ 160,000 | $ 80,000 |
| Jefferson Davis County Mississippi | 7 | $ 225,000 | $ 32,000 | $ 76,000 |
| Pinellas County Florida | 6 | $ 2,740,000 | $ 456,000 | $ 157,000 |
| Henry County Georgia | 6 | $ 1,580,000 | $ 263,000 | $ 84,000 |
| Milwaukee County Wisconsin | 6 | $ 920,000 | $ 153,000 | $ 72,000 |
| Montgomery County Alabama | 5 | $ 675,000 | $ 135,000 | $ 41,000 |
| Los Angeles County California | 5 | $ 2,925,000 | $ 585,000 | $ 172,000 |
| Broward County Florida | 5 | $ 1,725,000 | $ 345,000 | $ 116,000 |
| Greene County Arkansas | 4 | $ 960,000 | $ 240,000 | $ 77,000 |
| Hillsborough County Florida | 4 | $ 1,280,000 | $ 320,000 | $ 151,000 |
| Orange County Florida | 4 | $ 1,160,000 | $ 290,000 | $ 187,000 |
| Volusia County Florida | 4 | $ 600,000 | $ 150,000 | $ 57,000 |
| Houston County Georgia | 4 | $ 670,000 | $ 167,000 | $ 63,000 |
| Prince George's County Maryland | 4 | $ 1,700,000 | $ 425,000 | $ 224,000 |
| Wayne County Michigan | 4 | $ 920,000 | $ 230,000 | $ 108,000 |
| Jones County Mississippi | 4 | $ 430,000 | $ 107,000 | $ 40,000 |
| Gaston County North Carolina | 4 | $ 1,170,000 | $ 292,000 | $ 99,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,010,000 | $ 252,000 | $ 116,000 |
| Fort Bend County Texas | 4 | $ 1,390,000 | $ 347,000 | $ 148,000 |
| Maricopa County Arizona | 3 | $ 1,315,000 | $ 438,000 | $ 174,000 |
| Saline County Arkansas | 3 | $ 1,225,000 | $ 408,000 | $ 138,000 |
| Chatham County Georgia | 3 | $ 875,000 | $ 291,000 | $ 124,000 |
| Clayton County Georgia | 3 | $ 575,000 | $ 191,000 | $ 66,000 |
| Fulton County Georgia | 3 | $ 1,405,000 | $ 468,000 | $ 138,000 |
| Muscogee County Georgia | 3 | $ 445,000 | $ 148,000 | $ 109,000 |
| DuPage County Illinois | 3 | $ 945,000 | $ 315,000 | $ 131,000 |
| Marion County Indiana | 3 | $ 615,000 | $ 205,000 | $ 94,000 |
| Oakland County Michigan | 3 | $ 695,000 | $ 231,000 | $ 88,000 |
| Bolivar County Mississippi | 3 | $ 555,000 | $ 185,000 | $ 95,000 |
| Forrest County Mississippi | 3 | $ 515,000 | $ 171,000 | $ 94,000 |
| St. Charles County Missouri | 3 | $ 1,065,000 | $ 355,000 | $ 151,000 |
| Monmouth County New Jersey | 3 | $ 1,395,000 | $ 465,000 | $ 142,000 |
| Montgomery County Ohio | 3 | $ 775,000 | $ 258,000 | $ 114,000 |
| Allegheny County Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 78,000 |
| Chester County Pennsylvania | 3 | $ 1,235,000 | $ 411,000 | $ 165,000 |
| Providence County Rhode Island | 3 | $ 945,000 | $ 315,000 | $ 92,000 |
| Harris County Texas | 3 | $ 805,000 | $ 268,000 | $ 113,000 |
| Salt Lake County Utah | 3 | $ 1,195,000 | $ 398,000 | $ 109,000 |
| Talladega County Alabama | 2 | $ 380,000 | $ 190,000 | $ 81,000 |
| Pulaski County Arkansas | 2 | $ 540,000 | $ 270,000 | $ 140,000 |
| Washington County Arkansas | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| Shasta County California | 2 | $ 470,000 | $ 235,000 | $ 70,000 |
| Kent County Delaware | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| Duval County Florida | 2 | $ 570,000 | $ 285,000 | $ 78,000 |
| Manatee County Florida | 2 | $ 850,000 | $ 425,000 | $ 116,000 |
| Marion County Florida | 2 | $ 530,000 | $ 265,000 | $ 322,000 |
| St. Johns County Florida | 2 | $ 630,000 | $ 315,000 | $ 102,000 |
| St. Lucie County Florida | 2 | $ 520,000 | $ 260,000 | $ 109,000 |
| Butts County Georgia | 2 | $ 480,000 | $ 240,000 | $ 107,000 |
| Cobb County Georgia | 2 | $ 900,000 | $ 450,000 | $ 155,000 |
| DeKalb County Georgia | 2 | $ 380,000 | $ 190,000 | $ 80,000 |
| Gwinnett County Georgia | 2 | $ 780,000 | $ 390,000 | $ 106,000 |
| Jackson County Georgia | 2 | $ 940,000 | $ 470,000 | $ 135,000 |
| Walton County Georgia | 2 | $ 770,000 | $ 385,000 | $ 138,000 |
| Cook County Illinois | 2 | $ 400,000 | $ 200,000 | $ 107,000 |
| Macon County Illinois | 2 | $ 290,000 | $ 145,000 | $ 86,000 |
| Boone County Kentucky | 2 | $ 710,000 | $ 355,000 | $ 167,000 |
| Jefferson County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 76,000 |
| Baltimore County Maryland | 2 | $ 1,070,000 | $ 535,000 | $ 135,000 |
| Hampden County Massachusetts | 2 | $ 530,000 | $ 265,000 | $ 106,000 |
| Allegan County Michigan | 2 | $ 800,000 | $ 400,000 | $ 214,000 |
| Macomb County Michigan | 2 | $ 660,000 | $ 330,000 | $ 160,000 |
| DeSoto County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 84,000 |
| Harrison County Mississippi | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| Buchanan County Missouri | 2 | $ 400,000 | $ 200,000 | $ 106,000 |
| Lincoln County Missouri | 2 | $ 380,000 | $ 190,000 | $ 120,000 |
| Douglas County Nebraska | 2 | $ 500,000 | $ 250,000 | $ 110,000 |
| Sarpy County Nebraska | 2 | $ 390,000 | $ 195,000 | $ 68,000 |
| Clark County Nevada | 2 | $ 690,000 | $ 345,000 | $ 172,000 |
| Gloucester County New Jersey | 2 | $ 720,000 | $ 360,000 | $ 109,000 |
| Ocean County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 83,000 |
| Union County New Jersey | 2 | $ 410,000 | $ 205,000 | $ 124,000 |
| Wake County North Carolina | 2 | $ 670,000 | $ 335,000 | $ 152,000 |
| Butler County Ohio | 2 | $ 450,000 | $ 225,000 | $ 79,000 |
| Cuyahoga County Ohio | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| Stark County Ohio | 2 | $ 390,000 | $ 195,000 | $ 79,000 |
| Canadian County Oklahoma | 2 | $ 530,000 | $ 265,000 | $ 105,000 |
| Tulsa County Oklahoma | 2 | $ 610,000 | $ 305,000 | $ 134,000 |
| Lycoming County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 51,000 |
| Montgomery County Pennsylvania | 2 | $ 950,000 | $ 475,000 | $ 196,000 |
| Northampton County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Beaufort County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 76,000 |
| Charleston County South Carolina | 2 | $ 880,000 | $ 440,000 | $ 234,000 |
| Lexington County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 118,000 |
| Spartanburg County South Carolina | 2 | $ 640,000 | $ 320,000 | $ 104,000 |
| Shelby County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 103,000 |
| El Paso County Texas | 2 | $ 300,000 | $ 150,000 | $ 84,000 |
| Box Elder County Utah | 2 | $ 560,000 | $ 280,000 | $ 87,000 |
| Weber County Utah | 2 | $ 460,000 | $ 230,000 | $ 59,000 |
| Chesterfield County Virginia | 2 | $ 730,000 | $ 365,000 | $ 122,000 |
| Suffolk County Virginia | 2 | $ 1,000,000 | $ 500,000 | $ 152,000 |
| Pierce County Washington | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| Manitowoc County Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 143,000 |
| Baldwin County Alabama | 1 | $ 555,000 | $ 555,000 | $ 125,000 |
| Colbert County Alabama | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Geneva County Alabama | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Mobile County Alabama | 1 | $ 195,000 | $ 195,000 | $ 140,000 |
| Morgan County Alabama | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Russell County Alabama | 1 | $ 365,000 | $ 365,000 | $ 92,000 |
| Anchorage County Alaska | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Juneau County Alaska | 1 | $ 375,000 | $ 375,000 | $ 97,000 |
| Mohave County Arizona | 1 | $ 395,000 | $ 395,000 | $ 137,000 |
| Pima County Arizona | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Pinal County Arizona | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Bradley County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Jefferson County Arkansas | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Sharp County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Contra Costa County California | 1 | $ 745,000 | $ 745,000 | $ 221,000 |
| Fresno County California | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Riverside County California | 1 | $ 515,000 | $ 515,000 | $ 302,000 |
| Sacramento County California | 1 | $ 485,000 | $ 485,000 | $ 144,000 |
| Santa Clara County California | 1 | $ 625,000 | $ 625,000 | $ 44,000 |
| Adams County Colorado | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Douglas County Colorado | 1 | $ 425,000 | $ 425,000 | $ 115,000 |
| El Paso County Colorado | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Pueblo County Colorado | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 535,000 | $ 535,000 | $ 270,000 |
| Hartford County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| New Haven County Connecticut | 1 | $ 365,000 | $ 365,000 | $ 162,000 |
| New London County Connecticut | 1 | $ 385,000 | $ 385,000 | $ 172,000 |
| Tolland County Connecticut | 1 | $ 335,000 | $ 335,000 | $ 172,000 |
| New Castle County Delaware | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Columbia County Florida | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Indian River County Florida | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Lee County Florida | 1 | $ 405,000 | $ 405,000 | $ 147,000 |
| Miami-Dade County Florida | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 1,875,000 | $ 1,875,000 | $ 679,000 |
| Santa Rosa County Florida | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Sarasota County Florida | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Barrow County Georgia | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Chattooga County Georgia | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Cherokee County Georgia | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Cook County Georgia | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Forsyth County Georgia | 1 | $ 655,000 | $ 655,000 | $ 278,000 |
| Gordon County Georgia | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Habersham County Georgia | 1 | $ 475,000 | $ 475,000 | $ 127,000 |
| Laurens County Georgia | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Paulding County Georgia | 1 | $ 315,000 | $ 315,000 | $ 110,000 |
| Tift County Georgia | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| Toombs County Georgia | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Upson County Georgia | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Edgar County Illinois | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Lake County Illinois | 1 | $ 295,000 | $ 295,000 | $ 145,000 |
| McHenry County Illinois | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| St. Clair County Illinois | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Will County Illinois | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| Floyd County Indiana | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Fulton County Indiana | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Hancock County Indiana | 1 | $ 345,000 | $ 345,000 | $ 89,000 |
| Perry County Indiana | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Porter County Indiana | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Delaware County Iowa | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Plymouth County Iowa | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Scott County Iowa | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Butler County Kansas | 1 | $ 145,000 | $ 145,000 | $ 143,000 |
| Crawford County Kansas | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Douglas County Kansas | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Johnson County Kansas | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Sedgwick County Kansas | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
| Allen County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Breckinridge County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Campbell County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Fayette County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Franklin County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Henry County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Knox County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 85,000 |
| Laurel County Kentucky | 1 | $ 415,000 | $ 415,000 | $ 86,000 |
| McLean County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Oldham County Kentucky | 1 | $ 415,000 | $ 415,000 | $ 160,000 |
| Pendleton County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 188,000 |
| Jefferson County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Lafourche County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Ouachita County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Sagadahoc County Maine | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Baltimore City County Maryland | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Carroll County Maryland | 1 | $ 335,000 | $ 335,000 | $ 76,000 |
| Dorchester County Maryland | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Essex County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 163,000 |
| Middlesex County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 137,000 |
| Plymouth County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 219,000 |
| Worcester County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 175,000 |
| Bay County Michigan | 1 | $ 235,000 | $ 235,000 | $ 159,000 |
| Ingham County Michigan | 1 | $ 275,000 | $ 275,000 | $ 253,000 |
| Ottawa County Michigan | 1 | $ 465,000 | $ 465,000 | $ 141,000 |
| Schoolcraft County Michigan | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Shiawassee County Michigan | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Cass County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Dakota County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Otter Tail County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Ramsey County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Wright County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 149,000 |
| Clay County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Lafayette County Mississippi | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| Lee County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Lincoln County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Madison County Mississippi | 1 | $ 1,205,000 | $ 1,205,000 | $ 682,000 |
| Pontotoc County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Stone County Mississippi | 1 | $ 465,000 | $ 465,000 | $ 1,755,000 |
| Walthall County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Adair County Missouri | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Caldwell County Missouri | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Cass County Missouri | 1 | $ 175,000 | $ 175,000 | $ 157,000 |
| Christian County Missouri | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Holt County Missouri | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Howell County Missouri | 1 | $ 255,000 | $ 255,000 | $ 176,000 |
| Livingston County Missouri | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Ste. Genevieve County Missouri | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Custer County Montana | 1 | $ 485,000 | $ 485,000 | $ 205,000 |
| Hillsborough County New Hampshire | 1 | $ 455,000 | $ 455,000 | $ 119,000 |
| Merrimack County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Atlantic County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Burlington County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| Cape May County New Jersey | 1 | $ 695,000 | $ 695,000 | $ 118,000 |
| Cumberland County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Middlesex County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 179,000 |
| Morris County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 137,000 |
| Salem County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Somerset County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Sussex County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 117,000 |
| Bernalillo County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Chaves County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Rio Arriba County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Sandoval County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 188,000 |
| Alamance County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Cabarrus County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 123,000 |
| Caldwell County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Currituck County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 325,000 |
| Durham County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Forsyth County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Guilford County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Johnston County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 142,000 |
| Pitt County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 197,000 |
| Randolph County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Wayne County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Cass County North Dakota | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| Ashtabula County Ohio | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Champaign County Ohio | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Clermont County Ohio | 1 | $ 315,000 | $ 315,000 | $ 164,000 |
| Franklin County Ohio | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Hamilton County Ohio | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Licking County Ohio | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Madison County Ohio | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Pickaway County Ohio | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Summit County Ohio | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Comanche County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Garvin County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Logan County Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 267,000 |
| Oklahoma County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Deschutes County Oregon | 1 | $ 375,000 | $ 375,000 | $ 96,000 |
| Jackson County Oregon | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Yamhill County Oregon | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Adams County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
| Blair County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Clarion County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Delaware County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Lancaster County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Pike County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Westmoreland County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 205,000 |
| York County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Kent County Rhode Island | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
| Aiken County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Berkeley County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Dorchester County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 218,000 |
| Laurens County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Orangeburg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| York County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Lincoln County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Campbell County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Gibson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Hamilton County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 180,000 |
| Hickman County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Knox County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Monroe County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Robertson County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 117,000 |
| Bexar County Texas | 1 | $ 495,000 | $ 495,000 | $ 203,000 |
| Hutchinson County Texas | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Lubbock County Texas | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Nueces County Texas | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Tarrant County Texas | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Duchesne County Utah | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Utah County Utah | 1 | $ 575,000 | $ 575,000 | $ 150,000 |
| Washington County Utah | 1 | $ 745,000 | $ 745,000 | $ 184,000 |
| Chesapeake County Virginia | 1 | $ 165,000 | $ 165,000 | $ 26,000 |
| Dinwiddie County Virginia | 1 | $ 225,000 | $ 225,000 | $ 143,000 |
| Essex County Virginia | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Fluvanna County Virginia | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Prince William County Virginia | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Richmond City County Virginia | 1 | $ 405,000 | $ 405,000 | $ 168,000 |
| Shenandoah County Virginia | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Virginia Beach County Virginia | 1 | $ 395,000 | $ 395,000 | $ 183,000 |
| Clark County Washington | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| King County Washington | 1 | $ 535,000 | $ 535,000 | $ 157,000 |
| Lewis County Washington | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Mason County Washington | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Yakima County Washington | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Marathon County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Racine County Wisconsin | 1 | $ 475,000 | $ 475,000 | $ 201,000 |
| Waukesha County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 263,000 |
| Laramie County Wyoming | 1 | $ 345,000 | $ 345,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 294 | $81,090,000 | $275,000 | $1,875,000 | $123,000 | $1,382,000 |
| Cash-out Refinancing | 201 | $51,775,000 | $257,000 | $695,000 | $109,000 | $302,000 |
| Refinancing | 38 | $6,010,000 | $158,000 | $625,000 | $124,000 | $1,755,000 |
| Home Improvement | 18 | $1,160,000 | $64,000 | $155,000 | $72,000 | $251,000 |
| Other Purpose | 16 | $1,460,000 | $91,000 | $385,000 | $56,000 | $137,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 341 | $88,145,000 | $258,000 | $1,875,000 | $125,000 | $1,755,000 |
| Black or African American | 151 | $34,695,000 | $229,000 | $625,000 | $91,000 | $302,000 |
| Hispanic | 32 | $7,870,000 | $245,000 | $645,000 | $102,000 | $234,000 |
| Not Provided | 19 | $3,575,000 | $188,000 | $455,000 | $82,000 | $168,000 |
| Not applicable | 14 | $3,370,000 | $240,000 | $625,000 | $0 | $0 |
| Asian | 9 | $3,485,000 | $387,000 | $665,000 | $211,000 | $603,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 372 | $98,850,000 | $265,000 | $745,000 | $108,000 | $325,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 132 | $23,280,000 | $176,000 | $1,875,000 | $131,000 | $1,755,000 |
| VA-guaranteed (Veterans Administration) | 52 | $17,390,000 | $334,000 | $745,000 | $131,000 | $603,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,975,000 | $179,000 | $335,000 | $73,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 352 | $90,850,000 | $258,000 | $1,875,000 | $128,000 | $1,755,000 |
| Application Withdrawn By Applicant | 102 | $24,900,000 | $244,000 | $695,000 | $98,000 | $317,000 |
| Application Denied By Financial Institution | 81 | $18,705,000 | $230,000 | $625,000 | $84,000 | $263,000 |
| File Closed For Incompleteness | 24 | $5,360,000 | $223,000 | $535,000 | $97,000 | $216,000 |
| Application Approved But Not Accepted | 7 | $1,055,000 | $150,000 | $605,000 | $70,000 | $141,000 |
| Loan Purchased By The Institution | 1 | $625,000 | $625,000 | $625,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 567 | $141,495,000 | $249,000 | $1,875,000 | $114,000 | $1,755,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.