Peoples Bank Mortgage Lending & HMDA Data, 2023
In 2023, Peoples Bank of Mendenhall, MS reported 567 mortgage applications totaling $141.5 million, down 19% from 2022. The average application was for $249,550, and applicants reported an average income of $114,594. 62% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Jackson, MS (57), Hattiesburg, MS (34) and Atlanta-Sandy Springs-Roswell, GA (26) (applications in parentheses).
| Mortgage Company & Address | Peoples Bank Po Box 7 Mendenhall, MS 39114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 567 |
| Total Mortgage Loan Application Amount | $141,495,000 |
| Average Mortgage Loan Application Amount | $249,550 |
| Highest Mortgage Loan Application Amount | $1,875,000 |
| Average Applicant Income | $114,594 |
| Highest Applicant Income | $1,755,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Peoples Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Simpson, Mississippi | 44 | $ 5,120,000 | $ 116,363 | $ 76,000 |
| Covington, Mississippi | 21 | $ 2,515,000 | $ 119,761 | $ 76,000 |
| Smith, Mississippi | 15 | $ 1,655,000 | $ 110,333 | $ 69,000 |
| Rankin, Mississippi | 12 | $ 1,670,000 | $ 139,166 | $ 88,000 |
| Lamar, Mississippi | 10 | $ 2,670,000 | $ 267,000 | $ 335,000 |
| Jackson, Missouri | 8 | $ 1,280,000 | $ 160,000 | $ 80,000 |
| Jefferson Davis, Mississippi | 7 | $ 225,000 | $ 32,142 | $ 76,000 |
| Pinellas, Florida | 6 | $ 2,740,000 | $ 456,666 | $ 157,000 |
| Henry, Georgia | 6 | $ 1,580,000 | $ 263,333 | $ 84,000 |
| Milwaukee, Wisconsin | 6 | $ 920,000 | $ 153,333 | $ 72,000 |
| Montgomery, Alabama | 5 | $ 675,000 | $ 135,000 | $ 41,000 |
| Los Angeles, California | 5 | $ 2,925,000 | $ 585,000 | $ 172,000 |
| Broward, Florida | 5 | $ 1,725,000 | $ 345,000 | $ 116,000 |
| Greene, Arkansas | 4 | $ 960,000 | $ 240,000 | $ 77,000 |
| Hillsborough, Florida | 4 | $ 1,280,000 | $ 320,000 | $ 151,000 |
| Orange, Florida | 4 | $ 1,160,000 | $ 290,000 | $ 187,000 |
| Volusia, Florida | 4 | $ 600,000 | $ 150,000 | $ 57,000 |
| Houston, Georgia | 4 | $ 670,000 | $ 167,500 | $ 63,000 |
| Prince George's, Maryland | 4 | $ 1,700,000 | $ 425,000 | $ 224,000 |
| Wayne, Michigan | 4 | $ 920,000 | $ 230,000 | $ 108,000 |
| Jones, Mississippi | 4 | $ 430,000 | $ 107,500 | $ 40,000 |
| Gaston, North Carolina | 4 | $ 1,170,000 | $ 292,500 | $ 99,000 |
| Philadelphia, Pennsylvania | 4 | $ 1,010,000 | $ 252,500 | $ 116,000 |
| Fort Bend, Texas | 4 | $ 1,390,000 | $ 347,500 | $ 148,000 |
| Maricopa, Arizona | 3 | $ 1,315,000 | $ 438,333 | $ 174,000 |
| Saline, Arkansas | 3 | $ 1,225,000 | $ 408,333 | $ 138,000 |
| Chatham, Georgia | 3 | $ 875,000 | $ 291,666 | $ 124,000 |
| Clayton, Georgia | 3 | $ 575,000 | $ 191,666 | $ 66,000 |
| Fulton, Georgia | 3 | $ 1,405,000 | $ 468,333 | $ 138,000 |
| Muscogee, Georgia | 3 | $ 445,000 | $ 148,333 | $ 109,000 |
| DuPage, Illinois | 3 | $ 945,000 | $ 315,000 | $ 131,000 |
| Marion, Indiana | 3 | $ 615,000 | $ 205,000 | $ 94,000 |
| Oakland, Michigan | 3 | $ 695,000 | $ 231,666 | $ 88,000 |
| Bolivar, Mississippi | 3 | $ 555,000 | $ 185,000 | $ 95,000 |
| Forrest, Mississippi | 3 | $ 515,000 | $ 171,666 | $ 94,000 |
| St. Charles, Missouri | 3 | $ 1,065,000 | $ 355,000 | $ 151,000 |
| Monmouth, New Jersey | 3 | $ 1,395,000 | $ 465,000 | $ 142,000 |
| Montgomery, Ohio | 3 | $ 775,000 | $ 258,333 | $ 114,000 |
| Allegheny, Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 78,000 |
| Chester, Pennsylvania | 3 | $ 1,235,000 | $ 411,666 | $ 165,000 |
| Providence, Rhode Island | 3 | $ 945,000 | $ 315,000 | $ 92,000 |
| Harris, Texas | 3 | $ 805,000 | $ 268,333 | $ 113,000 |
| Salt Lake, Utah | 3 | $ 1,195,000 | $ 398,333 | $ 109,000 |
| Talladega, Alabama | 2 | $ 380,000 | $ 190,000 | $ 81,000 |
| Pulaski, Arkansas | 2 | $ 540,000 | $ 270,000 | $ 140,000 |
| Washington, Arkansas | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| Shasta, California | 2 | $ 470,000 | $ 235,000 | $ 70,000 |
| Kent, Delaware | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| Duval, Florida | 2 | $ 570,000 | $ 285,000 | $ 78,000 |
| Manatee, Florida | 2 | $ 850,000 | $ 425,000 | $ 116,000 |
| Marion, Florida | 2 | $ 530,000 | $ 265,000 | $ 322,000 |
| St. Johns, Florida | 2 | $ 630,000 | $ 315,000 | $ 102,000 |
| St. Lucie, Florida | 2 | $ 520,000 | $ 260,000 | $ 109,000 |
| Butts, Georgia | 2 | $ 480,000 | $ 240,000 | $ 107,000 |
| Cobb, Georgia | 2 | $ 900,000 | $ 450,000 | $ 155,000 |
| DeKalb, Georgia | 2 | $ 380,000 | $ 190,000 | $ 80,000 |
| Gwinnett, Georgia | 2 | $ 780,000 | $ 390,000 | $ 106,000 |
| Jackson, Georgia | 2 | $ 940,000 | $ 470,000 | $ 135,000 |
| Walton, Georgia | 2 | $ 770,000 | $ 385,000 | $ 138,000 |
| Cook, Illinois | 2 | $ 400,000 | $ 200,000 | $ 107,000 |
| Macon, Illinois | 2 | $ 290,000 | $ 145,000 | $ 86,000 |
| Boone, Kentucky | 2 | $ 710,000 | $ 355,000 | $ 167,000 |
| Jefferson, Kentucky | 2 | $ 320,000 | $ 160,000 | $ 76,000 |
| Baltimore, Maryland | 2 | $ 1,070,000 | $ 535,000 | $ 135,000 |
| Hampden, Massachusetts | 2 | $ 530,000 | $ 265,000 | $ 106,000 |
| Allegan, Michigan | 2 | $ 800,000 | $ 400,000 | $ 214,000 |
| Macomb, Michigan | 2 | $ 660,000 | $ 330,000 | $ 160,000 |
| DeSoto, Mississippi | 2 | $ 360,000 | $ 180,000 | $ 84,000 |
| Harrison, Mississippi | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| Buchanan, Missouri | 2 | $ 400,000 | $ 200,000 | $ 106,000 |
| Lincoln, Missouri | 2 | $ 380,000 | $ 190,000 | $ 120,000 |
| Douglas, Nebraska | 2 | $ 500,000 | $ 250,000 | $ 110,000 |
| Sarpy, Nebraska | 2 | $ 390,000 | $ 195,000 | $ 68,000 |
| Clark, Nevada | 2 | $ 690,000 | $ 345,000 | $ 172,000 |
| Gloucester, New Jersey | 2 | $ 720,000 | $ 360,000 | $ 109,000 |
| Ocean, New Jersey | 2 | $ 490,000 | $ 245,000 | $ 83,000 |
| Union, New Jersey | 2 | $ 410,000 | $ 205,000 | $ 124,000 |
| Wake, North Carolina | 2 | $ 670,000 | $ 335,000 | $ 152,000 |
| Butler, Ohio | 2 | $ 450,000 | $ 225,000 | $ 79,000 |
| Cuyahoga, Ohio | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| Stark, Ohio | 2 | $ 390,000 | $ 195,000 | $ 79,000 |
| Canadian, Oklahoma | 2 | $ 530,000 | $ 265,000 | $ 105,000 |
| Tulsa, Oklahoma | 2 | $ 610,000 | $ 305,000 | $ 134,000 |
| Lycoming, Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 51,000 |
| Montgomery, Pennsylvania | 2 | $ 950,000 | $ 475,000 | $ 196,000 |
| Northampton, Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Beaufort, South Carolina | 2 | $ 290,000 | $ 145,000 | $ 76,000 |
| Charleston, South Carolina | 2 | $ 880,000 | $ 440,000 | $ 234,000 |
| Lexington, South Carolina | 2 | $ 480,000 | $ 240,000 | $ 118,000 |
| Spartanburg, South Carolina | 2 | $ 640,000 | $ 320,000 | $ 104,000 |
| Shelby, Tennessee | 2 | $ 550,000 | $ 275,000 | $ 103,000 |
| El Paso, Texas | 2 | $ 300,000 | $ 150,000 | $ 84,000 |
| Box Elder, Utah | 2 | $ 560,000 | $ 280,000 | $ 87,000 |
| Weber, Utah | 2 | $ 460,000 | $ 230,000 | $ 59,000 |
| Chesterfield, Virginia | 2 | $ 730,000 | $ 365,000 | $ 122,000 |
| Suffolk, Virginia | 2 | $ 1,000,000 | $ 500,000 | $ 152,000 |
| Pierce, Washington | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| Manitowoc, Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 143,000 |
| Baldwin, Alabama | 1 | $ 555,000 | $ 555,000 | $ 125,000 |
| Colbert, Alabama | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Geneva, Alabama | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Mobile, Alabama | 1 | $ 195,000 | $ 195,000 | $ 140,000 |
| Morgan, Alabama | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Russell, Alabama | 1 | $ 365,000 | $ 365,000 | $ 92,000 |
| Anchorage, Alaska | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Juneau, Alaska | 1 | $ 375,000 | $ 375,000 | $ 97,000 |
| Mohave, Arizona | 1 | $ 395,000 | $ 395,000 | $ 137,000 |
| Pima, Arizona | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Pinal, Arizona | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Bradley, Arkansas | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Jefferson, Arkansas | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Sharp, Arkansas | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Contra Costa, California | 1 | $ 745,000 | $ 745,000 | $ 221,000 |
| Fresno, California | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Riverside, California | 1 | $ 515,000 | $ 515,000 | $ 302,000 |
| Sacramento, California | 1 | $ 485,000 | $ 485,000 | $ 144,000 |
| Santa Clara, California | 1 | $ 625,000 | $ 625,000 | $ 44,000 |
| Adams, Colorado | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Douglas, Colorado | 1 | $ 425,000 | $ 425,000 | $ 115,000 |
| El Paso, Colorado | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Pueblo, Colorado | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Fairfield, Connecticut | 1 | $ 535,000 | $ 535,000 | $ 270,000 |
| Hartford, Connecticut | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| New Haven, Connecticut | 1 | $ 365,000 | $ 365,000 | $ 162,000 |
| New London, Connecticut | 1 | $ 385,000 | $ 385,000 | $ 172,000 |
| Tolland, Connecticut | 1 | $ 335,000 | $ 335,000 | $ 172,000 |
| New Castle, Delaware | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Columbia, Florida | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Indian River, Florida | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Lee, Florida | 1 | $ 405,000 | $ 405,000 | $ 147,000 |
| Miami-Dade, Florida | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Okaloosa, Florida | 1 | $ 1,875,000 | $ 1,875,000 | $ 679,000 |
| Santa Rosa, Florida | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Sarasota, Florida | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Barrow, Georgia | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Chattooga, Georgia | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Cherokee, Georgia | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Cook, Georgia | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Forsyth, Georgia | 1 | $ 655,000 | $ 655,000 | $ 278,000 |
| Gordon, Georgia | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Habersham, Georgia | 1 | $ 475,000 | $ 475,000 | $ 127,000 |
| Laurens, Georgia | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Paulding, Georgia | 1 | $ 315,000 | $ 315,000 | $ 110,000 |
| Tift, Georgia | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| Toombs, Georgia | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Upson, Georgia | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Edgar, Illinois | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Lake, Illinois | 1 | $ 295,000 | $ 295,000 | $ 145,000 |
| McHenry, Illinois | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| St. Clair, Illinois | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Will, Illinois | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| Floyd, Indiana | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Fulton, Indiana | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Hancock, Indiana | 1 | $ 345,000 | $ 345,000 | $ 89,000 |
| Perry, Indiana | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Porter, Indiana | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Delaware, Iowa | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Plymouth, Iowa | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Scott, Iowa | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Butler, Kansas | 1 | $ 145,000 | $ 145,000 | $ 143,000 |
| Crawford, Kansas | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Douglas, Kansas | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Johnson, Kansas | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Sedgwick, Kansas | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
| Allen, Kentucky | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Breckinridge, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Campbell, Kentucky | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Fayette, Kentucky | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Franklin, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Henry, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Knox, Kentucky | 1 | $ 385,000 | $ 385,000 | $ 85,000 |
| Laurel, Kentucky | 1 | $ 415,000 | $ 415,000 | $ 86,000 |
| McLean, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Oldham, Kentucky | 1 | $ 415,000 | $ 415,000 | $ 160,000 |
| Pendleton, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 188,000 |
| Jefferson, Louisiana | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Lafourche, Louisiana | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Ouachita, Louisiana | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Sagadahoc, Maine | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Baltimore City, Maryland | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Carroll, Maryland | 1 | $ 335,000 | $ 335,000 | $ 76,000 |
| Dorchester, Maryland | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Essex, Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 163,000 |
| Middlesex, Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 137,000 |
| Plymouth, Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 219,000 |
| Worcester, Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 175,000 |
| Bay, Michigan | 1 | $ 235,000 | $ 235,000 | $ 159,000 |
| Ingham, Michigan | 1 | $ 275,000 | $ 275,000 | $ 253,000 |
| Ottawa, Michigan | 1 | $ 465,000 | $ 465,000 | $ 141,000 |
| Schoolcraft, Michigan | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Shiawassee, Michigan | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Cass, Minnesota | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Dakota, Minnesota | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Otter Tail, Minnesota | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Ramsey, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Wright, Minnesota | 1 | $ 425,000 | $ 425,000 | $ 149,000 |
| Clay, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Lafayette, Mississippi | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| Lee, Mississippi | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Lincoln, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Madison, Mississippi | 1 | $ 1,205,000 | $ 1,205,000 | $ 682,000 |
| Pontotoc, Mississippi | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Stone, Mississippi | 1 | $ 465,000 | $ 465,000 | $ 1,755,000 |
| Walthall, Mississippi | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Adair, Missouri | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Caldwell, Missouri | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Cass, Missouri | 1 | $ 175,000 | $ 175,000 | $ 157,000 |
| Christian, Missouri | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Holt, Missouri | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Howell, Missouri | 1 | $ 255,000 | $ 255,000 | $ 176,000 |
| Livingston, Missouri | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Ste. Genevieve, Missouri | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Custer, Montana | 1 | $ 485,000 | $ 485,000 | $ 205,000 |
| Hillsborough, New Hampshire | 1 | $ 455,000 | $ 455,000 | $ 119,000 |
| Merrimack, New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Atlantic, New Jersey | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Burlington, New Jersey | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| Cape May, New Jersey | 1 | $ 695,000 | $ 695,000 | $ 118,000 |
| Cumberland, New Jersey | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Middlesex, New Jersey | 1 | $ 365,000 | $ 365,000 | $ 179,000 |
| Morris, New Jersey | 1 | $ 385,000 | $ 385,000 | $ 137,000 |
| Salem, New Jersey | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Somerset, New Jersey | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Sussex, New Jersey | 1 | $ 325,000 | $ 325,000 | $ 117,000 |
| Bernalillo, New Mexico | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Chaves, New Mexico | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Rio Arriba, New Mexico | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Sandoval, New Mexico | 1 | $ 205,000 | $ 205,000 | $ 188,000 |
| Alamance, North Carolina | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Cabarrus, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 123,000 |
| Caldwell, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Currituck, North Carolina | 1 | $ 495,000 | $ 495,000 | $ 325,000 |
| Durham, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Forsyth, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Guilford, North Carolina | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Johnston, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 142,000 |
| Pitt, North Carolina | 1 | $ 375,000 | $ 375,000 | $ 197,000 |
| Randolph, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Wayne, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Cass, North Dakota | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| Ashtabula, Ohio | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Champaign, Ohio | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Clermont, Ohio | 1 | $ 315,000 | $ 315,000 | $ 164,000 |
| Franklin, Ohio | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Hamilton, Ohio | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Licking, Ohio | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Madison, Ohio | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Pickaway, Ohio | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Summit, Ohio | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Comanche, Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Garvin, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Logan, Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 267,000 |
| Oklahoma, Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Deschutes, Oregon | 1 | $ 375,000 | $ 375,000 | $ 96,000 |
| Jackson, Oregon | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Yamhill, Oregon | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Adams, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
| Blair, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Clarion, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Delaware, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Lancaster, Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Pike, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Westmoreland, Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 205,000 |
| York, Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Kent, Rhode Island | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
| Aiken, South Carolina | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Berkeley, South Carolina | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Dorchester, South Carolina | 1 | $ 245,000 | $ 245,000 | $ 218,000 |
| Laurens, South Carolina | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Orangeburg, South Carolina | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| York, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Lincoln, South Dakota | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Campbell, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Gibson, Tennessee | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Hamilton, Tennessee | 1 | $ 285,000 | $ 285,000 | $ 180,000 |
| Hickman, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Knox, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Monroe, Tennessee | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Robertson, Tennessee | 1 | $ 395,000 | $ 395,000 | $ 117,000 |
| Bexar, Texas | 1 | $ 495,000 | $ 495,000 | $ 203,000 |
| Hutchinson, Texas | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Lubbock, Texas | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Nueces, Texas | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Tarrant, Texas | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Duchesne, Utah | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Utah, Utah | 1 | $ 575,000 | $ 575,000 | $ 150,000 |
| Washington, Utah | 1 | $ 745,000 | $ 745,000 | $ 184,000 |
| Chesapeake, Virginia | 1 | $ 165,000 | $ 165,000 | $ 26,000 |
| Dinwiddie, Virginia | 1 | $ 225,000 | $ 225,000 | $ 143,000 |
| Essex, Virginia | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Fluvanna, Virginia | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Prince William, Virginia | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Richmond City, Virginia | 1 | $ 405,000 | $ 405,000 | $ 168,000 |
| Shenandoah, Virginia | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Virginia Beach, Virginia | 1 | $ 395,000 | $ 395,000 | $ 183,000 |
| Clark, Washington | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| King, Washington | 1 | $ 535,000 | $ 535,000 | $ 157,000 |
| Lewis, Washington | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Mason, Washington | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Yakima, Washington | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Marathon, Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Racine, Wisconsin | 1 | $ 475,000 | $ 475,000 | $ 201,000 |
| Waukesha, Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 263,000 |
| Laramie, Wyoming | 1 | $ 345,000 | $ 345,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 294 | $81,090,000 | $275,000 | $1,875,000 | $123,000 | $1,382,000 |
| Cash-out Refinancing | 201 | $51,775,000 | $257,000 | $695,000 | $109,000 | $302,000 |
| Refinancing | 38 | $6,010,000 | $158,000 | $625,000 | $124,000 | $1,755,000 |
| Home Improvement | 18 | $1,160,000 | $64,000 | $155,000 | $72,000 | $251,000 |
| Other Purpose | 16 | $1,460,000 | $91,000 | $385,000 | $56,000 | $137,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 341 | $88,145,000 | $258,000 | $1,875,000 | $125,000 | $1,755,000 |
| Black or African American | 151 | $34,695,000 | $229,000 | $625,000 | $91,000 | $302,000 |
| Hispanic | 32 | $7,870,000 | $245,000 | $645,000 | $102,000 | $234,000 |
| Not Provided | 19 | $3,575,000 | $188,000 | $455,000 | $82,000 | $168,000 |
| Not applicable | 14 | $3,370,000 | $240,000 | $625,000 | $0 | $0 |
| Asian | 9 | $3,485,000 | $387,000 | $665,000 | $211,000 | $603,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 372 | $98,850,000 | $265,000 | $745,000 | $108,000 | $325,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 132 | $23,280,000 | $176,000 | $1,875,000 | $131,000 | $1,755,000 |
| VA-guaranteed (Veterans Administration) | 52 | $17,390,000 | $334,000 | $745,000 | $131,000 | $603,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,975,000 | $179,000 | $335,000 | $73,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 352 | $90,850,000 | $258,000 | $1,875,000 | $128,000 | $1,755,000 |
| Application Withdrawn By Applicant | 102 | $24,900,000 | $244,000 | $695,000 | $98,000 | $317,000 |
| Application Denied By Financial Institution | 81 | $18,705,000 | $230,000 | $625,000 | $84,000 | $263,000 |
| File Closed For Incompleteness | 24 | $5,360,000 | $223,000 | $535,000 | $97,000 | $216,000 |
| Application Approved But Not Accepted | 7 | $1,055,000 | $150,000 | $605,000 | $70,000 | $141,000 |
| Loan Purchased By The Institution | 1 | $625,000 | $625,000 | $625,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 567 | $141,495,000 | $249,000 | $1,875,000 | $114,000 | $1,755,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.
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