Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Peoples Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 4831 W 6Th St Lawrence, KS 66049 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,715 |
| Total Mortgage Loan Application Amount | $237,369,000 |
| Average Mortgage Loan Application Amount | $113,666 |
| Highest Mortgage Loan Application Amount | $2,380,000 |
| Average Applicant Income | $85,666 |
| Highest Applicant Income | $2,484,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 382 | $ 68,704,000 | $ 179,000 | $ 91,000 |
| Douglas County Kansas | 181 | $ 23,916,000 | $ 132,000 | $ 88,000 |
| Saline County Kansas | 166 | $ 14,973,000 | $ 90,000 | $ 42,000 |
| Jackson County Missouri | 159 | $ 21,516,000 | $ 135,000 | $ 83,000 |
| Franklin County Kansas | 148 | $ 13,097,000 | $ 88,000 | $ 54,000 |
| Taos County New Mexico | 120 | $ 14,745,000 | $ 122,000 | $ 58,000 |
| Miami County Kansas | 118 | $ 16,299,000 | $ 138,000 | $ 75,000 |
| Wyandotte County Kansas | 103 | $ 9,830,000 | $ 95,000 | $ 55,000 |
| Clay County Missouri | 64 | $ 8,744,000 | $ 136,000 | $ 60,000 |
| Cass County Missouri | 37 | $ 5,025,000 | $ 135,000 | $ 63,000 |
| Platte County Missouri | 33 | $ 5,296,000 | $ 160,000 | $ 327,000 |
| Leavenworth County Kansas | 24 | $ 3,792,000 | $ 158,000 | $ 75,000 |
| Linn County Kansas | 20 | $ 3,235,000 | $ 161,000 | $ 62,000 |
| Bernalillo County New Mexico | 19 | $ 5,128,000 | $ 269,000 | $ 185,000 |
| Shawnee County Kansas | 11 | $ 1,081,000 | $ 98,000 | $ 43,000 |
| Jefferson County Kansas | 9 | $ 991,000 | $ 110,000 | $ 78,000 |
| Ottawa County Kansas | 9 | $ 938,000 | $ 104,000 | $ 61,000 |
| Dickinson County Kansas | 7 | $ 757,000 | $ 108,000 | $ 66,000 |
| Osage County Kansas | 4 | $ 319,000 | $ 79,000 | $ 89,000 |
| Livingston County Missouri | 4 | $ 806,000 | $ 201,000 | $ 87,000 |
| Santa Fe County New Mexico | 4 | $ 1,127,000 | $ 281,000 | $ 131,000 |
| Stevens County Washington | 4 | $ 533,000 | $ 133,000 | $ 417,000 |
| Anderson County Kansas | 3 | $ 235,000 | $ 78,000 | $ 67,000 |
| Ellsworth County Kansas | 3 | $ 134,000 | $ 44,000 | $ 47,000 |
| Bates County Missouri | 3 | $ 329,000 | $ 109,000 | $ 50,000 |
| Camden County Missouri | 3 | $ 558,000 | $ 186,000 | $ 197,000 |
| Johnson County Missouri | 3 | $ 281,000 | $ 93,000 | $ 77,000 |
| Ray County Missouri | 3 | $ 388,000 | $ 129,000 | $ 58,000 |
| Colfax County New Mexico | 3 | $ 611,000 | $ 203,000 | $ 188,000 |
| Dona Ana County New Mexico | 3 | $ 617,000 | $ 205,000 | $ 12,000 |
| Rio Arriba County New Mexico | 3 | $ 1,030,000 | $ 343,000 | $ 101,000 |
| McPherson County Kansas | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
| Rooks County Kansas | 2 | $ 147,000 | $ 73,000 | $ 72,000 |
| Clinton County Missouri | 2 | $ 296,000 | $ 148,000 | $ 61,000 |
| Dent County Missouri | 2 | $ 97,000 | $ 48,000 | $ 32,000 |
| Morris County New Jersey | 2 | $ 598,000 | $ 299,000 | $ 165,000 |
| Cibola County New Mexico | 2 | $ 266,000 | $ 133,000 | $ 54,000 |
| Sandoval County New Mexico | 2 | $ 580,000 | $ 290,000 | $ 54,000 |
| Delaware County Oklahoma | 2 | $ 283,000 | $ 141,000 | $ 176,000 |
| Oklahoma County Oklahoma | 2 | $ 258,000 | $ 129,000 | $ 53,000 |
| Stephens County Oklahoma | 2 | $ 82,000 | $ 41,000 | $ 103,000 |
| King County Washington | 2 | $ 696,000 | $ 348,000 | $ 264,000 |
| Maricopa County Arizona | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
| Pima County Arizona | 1 | $ 145,000 | $ 145,000 | $ 161,000 |
| Modoc County California | 1 | $ 230,000 | $ 230,000 | $ 118,000 |
| San Diego County California | 1 | $ 1,601,000 | $ 1,601,000 | $ 2,285,000 |
| Brevard County Florida | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Palm Beach County Florida | 1 | $ 361,000 | $ 361,000 | $ 470,000 |
| Cobb County Georgia | 1 | $ 154,000 | $ 154,000 | $ 72,000 |
| Fulton County Georgia | 1 | $ 848,000 | $ 848,000 | $ 250,000 |
| Henry County Georgia | 1 | $ 166,000 | $ 166,000 | $ 131,000 |
| Will County Illinois | 1 | $ 335,000 | $ 335,000 | $ 107,000 |
| Hamilton County Indiana | 1 | $ 516,000 | $ 516,000 | $ 314,000 |
| Allen County Kansas | 1 | $ 94,000 | $ 94,000 | $ 70,000 |
| Bourbon County Kansas | 1 | $ 61,000 | $ 61,000 | $ 31,000 |
| Cloud County Kansas | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Coffey County Kansas | 1 | $ 70,000 | $ 70,000 | $ 73,000 |
| Crawford County Kansas | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Ellis County Kansas | 1 | $ 40,000 | $ 40,000 | $ 51,000 |
| Harvey County Kansas | 1 | $ 129,000 | $ 129,000 | $ 62,000 |
| Labette County Kansas | 1 | $ 87,000 | $ 87,000 | $ 66,000 |
| Sedgwick County Kansas | 1 | $ 201,000 | $ 201,000 | $ 130,000 |
| Oakland County Michigan | 1 | $ 46,000 | $ 46,000 | $ 117,000 |
| Rice County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
| Barry County Missouri | 1 | $ 116,000 | $ 116,000 | $ 206,000 |
| Benton County Missouri | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Boone County Missouri | 1 | $ 216,000 | $ 216,000 | $ 165,000 |
| Linn County Missouri | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Miller County Missouri | 1 | $ 205,000 | $ 205,000 | $ 883,000 |
| Morgan County Missouri | 1 | $ 35,000 | $ 35,000 | $ 16,000 |
| St. Louis County Missouri | 1 | $ 207,000 | $ 207,000 | $ 125,000 |
| Douglas County Nebraska | 1 | $ 148,000 | $ 148,000 | $ 91,000 |
| Mecklenburg County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 97,000 |
| Okmulgee County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 59,000 |
| Woods County Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 168,000 |
| Multnomah County Oregon | 1 | $ 763,000 | $ 763,000 | $ 229,000 |
| Bailey County Texas | 1 | $ 110,000 | $ 110,000 | $ 98,000 |
| Bexar County Texas | 1 | $ 121,000 | $ 121,000 | $ 108,000 |
| Denton County Texas | 1 | $ 60,000 | $ 60,000 | $ 58,000 |
| Iron County Utah | 1 | $ 246,000 | $ 246,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 981 | $132,504,000 | $135,000 | $1,601,000 | $74,000 | $2,285,000 |
| Refinancing | 653 | $100,634,000 | $154,000 | $2,380,000 | $94,000 | $1,989,000 |
| Home Improvement | 81 | $4,231,000 | $52,000 | $782,000 | $89,000 | $2,484,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,351 | $185,225,000 | $137,000 | $1,601,000 | $91,000 | $2,484,000 |
| Hispanic | 198 | $23,112,000 | $116,000 | $1,950,000 | $61,000 | $1,989,000 |
| Not applicable | 67 | $16,727,000 | $249,000 | $2,380,000 | $7,000 | $229,000 |
| Black or African American | 52 | $5,997,000 | $115,000 | $490,000 | $61,000 | $305,000 |
| Not Provided | 21 | $2,497,000 | $118,000 | $372,000 | $51,000 | $168,000 |
| Asian | 17 | $3,183,000 | $187,000 | $417,000 | $74,000 | $158,000 |
| American Indian or Alaskan Native | 6 | $310,000 | $51,000 | $172,000 | $37,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $318,000 | $106,000 | $204,000 | $74,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,207 | $176,522,000 | $146,000 | $2,380,000 | $95,000 | $2,484,000 |
| FHA-insured (Federal Housing Administration) | 425 | $48,767,000 | $114,000 | $207,000 | $50,000 | $375,000 |
| VA-guaranteed (Veterans Administration) | 74 | $11,029,000 | $149,000 | $401,000 | $60,000 | $241,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,051,000 | $116,000 | $181,000 | $45,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,420 | $192,175,000 | $135,000 | $1,601,000 | $83,000 | $2,484,000 |
| Application Withdrawn By Applicant | 117 | $19,599,000 | $167,000 | $920,000 | $74,000 | $486,000 |
| Application Approved But Not Accepted | 94 | $14,674,000 | $156,000 | $1,950,000 | $113,000 | $1,989,000 |
| Application Denied By Financial Institution | 72 | $9,426,000 | $130,000 | $2,380,000 | $40,000 | $132,000 |
| File Closed For Incompleteness | 12 | $1,495,000 | $124,000 | $231,000 | $47,000 | $132,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.