Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Peoples Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 4831 W 6Th St Lawrence, KS 66049 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,959 |
| Total Mortgage Loan Application Amount | $477,818,000 |
| Average Mortgage Loan Application Amount | $126,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $62,666 |
| Highest Applicant Income | $2,071,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bernalillo County New Mexico | 595 | $ 109,255,000 | $ 183,000 | $ 74,000 |
| Johnson County Kansas | 564 | $ 104,986,000 | $ 186,000 | $ 90,000 |
| Jackson County Missouri | 342 | $ 42,183,000 | $ 123,000 | $ 64,000 |
| Douglas County Kansas | 322 | $ 57,418,000 | $ 178,000 | $ 90,000 |
| Saline County Kansas | 179 | $ 18,001,000 | $ 100,000 | $ 35,000 |
| Sandoval County New Mexico | 117 | $ 20,528,000 | $ 175,000 | $ 62,000 |
| Franklin County Kansas | 112 | $ 12,485,000 | $ 111,000 | $ 59,000 |
| Taos County New Mexico | 104 | $ 16,242,000 | $ 156,000 | $ 65,000 |
| Miami County Kansas | 95 | $ 14,081,000 | $ 148,000 | $ 59,000 |
| Wyandotte County Kansas | 82 | $ 9,492,000 | $ 115,000 | $ 47,000 |
| Clay County Missouri | 67 | $ 11,732,000 | $ 175,000 | $ 56,000 |
| Cass County Missouri | 49 | $ 7,112,000 | $ 145,000 | $ 61,000 |
| Platte County Missouri | 37 | $ 7,277,000 | $ 196,000 | $ 91,000 |
| Leavenworth County Kansas | 26 | $ 6,334,000 | $ 243,000 | $ 84,000 |
| Santa Fe County New Mexico | 22 | $ 5,542,000 | $ 251,000 | $ 97,000 |
| Valencia County New Mexico | 20 | $ 3,465,000 | $ 173,000 | $ 52,000 |
| Dona Ana County New Mexico | 19 | $ 1,887,000 | $ 99,000 | $ 48,000 |
| Linn County Kansas | 18 | $ 1,889,000 | $ 104,000 | $ 61,000 |
| Jefferson County Kansas | 10 | $ 1,225,000 | $ 122,000 | $ 63,000 |
| Cloud County Kansas | 9 | $ 537,000 | $ 59,000 | $ 36,000 |
| Dickinson County Kansas | 7 | $ 937,000 | $ 133,000 | $ 26,000 |
| Harper County Kansas | 7 | $ 529,000 | $ 75,000 | $ 37,000 |
| McPherson County Kansas | 7 | $ 668,000 | $ 95,000 | $ 35,000 |
| Ottawa County Kansas | 7 | $ 589,000 | $ 84,000 | $ 27,000 |
| Maricopa County Arizona | 6 | $ 1,483,000 | $ 247,000 | $ 148,000 |
| Osage County Kansas | 6 | $ 544,000 | $ 90,000 | $ 54,000 |
| Rio Arriba County New Mexico | 6 | $ 738,000 | $ 123,000 | $ 32,000 |
| Cibola County New Mexico | 5 | $ 334,000 | $ 66,000 | $ 42,000 |
| Anderson County Kansas | 4 | $ 242,000 | $ 60,000 | $ 53,000 |
| Sedgwick County Kansas | 4 | $ 436,000 | $ 109,000 | $ 90,000 |
| Shawnee County Kansas | 4 | $ 492,000 | $ 123,000 | $ 51,000 |
| Otero County New Mexico | 4 | $ 610,000 | $ 152,000 | $ 44,000 |
| Los Angeles County California | 3 | $ 1,472,000 | $ 490,000 | $ 223,000 |
| Finney County Kansas | 3 | $ 274,000 | $ 91,000 | $ 57,000 |
| Benton County Missouri | 3 | $ 343,000 | $ 114,000 | $ 97,000 |
| Greene County Missouri | 3 | $ 438,000 | $ 146,000 | $ 73,000 |
| San Miguel County New Mexico | 3 | $ 141,000 | $ 47,000 | $ 26,000 |
| Stephens County Oklahoma | 3 | $ 938,000 | $ 312,000 | $ 135,000 |
| Tarrant County Texas | 3 | $ 623,000 | $ 207,000 | $ 122,000 |
| Douglas County Colorado | 2 | $ 639,000 | $ 319,000 | $ 110,000 |
| Seminole County Florida | 2 | $ 397,000 | $ 198,000 | $ 146,000 |
| Polk County Iowa | 2 | $ 292,000 | $ 146,000 | $ 66,000 |
| Harvey County Kansas | 2 | $ 277,000 | $ 138,000 | $ 61,000 |
| Riley County Kansas | 2 | $ 151,000 | $ 75,000 | $ 51,000 |
| Bates County Missouri | 2 | $ 67,000 | $ 33,000 | $ 15,000 |
| Buchanan County Missouri | 2 | $ 254,000 | $ 127,000 | $ 36,000 |
| Johnson County Missouri | 2 | $ 251,000 | $ 125,000 | $ 50,000 |
| Lafayette County Missouri | 2 | $ 341,000 | $ 170,000 | $ 66,000 |
| Torrance County New Mexico | 2 | $ 241,000 | $ 120,000 | $ 82,000 |
| Denton County Texas | 2 | $ 303,000 | $ 151,000 | $ 77,000 |
| Taylor County Texas | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Williamson County Texas | 2 | $ 152,000 | $ 76,000 | $ 67,000 |
| El Dorado County California | 1 | $ 385,000 | $ 385,000 | $ 183,000 |
| Archuleta County Colorado | 1 | $ 127,000 | $ 127,000 | $ 156,000 |
| Denver County Colorado | 1 | $ 322,000 | $ 322,000 | $ 95,000 |
| El Paso County Colorado | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Elbert County Colorado | 1 | $ 304,000 | $ 304,000 | $ 160,000 |
| Jefferson County Colorado | 1 | $ 163,000 | $ 163,000 | $ 51,000 |
| Fulton County Georgia | 1 | $ 405,000 | $ 405,000 | $ 191,000 |
| Cook County Illinois | 1 | $ 176,000 | $ 176,000 | $ 129,000 |
| DuPage County Illinois | 1 | $ 254,000 | $ 254,000 | $ 71,000 |
| Porter County Indiana | 1 | $ 417,000 | $ 417,000 | $ 112,000 |
| St. Joseph County Indiana | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Allen County Kansas | 1 | $ 108,000 | $ 108,000 | $ 90,000 |
| Barber County Kansas | 1 | $ 58,000 | $ 58,000 | $ 66,000 |
| Butler County Kansas | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Clay County Kansas | 1 | $ 158,000 | $ 158,000 | $ 71,000 |
| Cowley County Kansas | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Doniphan County Kansas | 1 | $ 80,000 | $ 80,000 | $ 21,000 |
| Ellsworth County Kansas | 1 | $ 72,000 | $ 72,000 | $ 46,000 |
| Geary County Kansas | 1 | $ 100,000 | $ 100,000 | $ 99,000 |
| Lincoln County Kansas | 1 | $ 36,000 | $ 36,000 | $ 27,000 |
| Neosho County Kansas | 1 | $ 153,000 | $ 153,000 | $ 59,000 |
| Reno County Kansas | 1 | $ 73,000 | $ 73,000 | $ 51,000 |
| Republic County Kansas | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Orleans County Louisiana | 1 | $ 102,000 | $ 102,000 | $ 250,000 |
| Barry County Missouri | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Camden County Missouri | 1 | $ 162,000 | $ 162,000 | $ 38,000 |
| Daviess County Missouri | 1 | $ 273,000 | $ 273,000 | $ 314,000 |
| Holt County Missouri | 1 | $ 453,000 | $ 453,000 | $ 218,000 |
| Miller County Missouri | 1 | $ 173,000 | $ 173,000 | $ 130,000 |
| Ray County Missouri | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| St. Charles County Missouri | 1 | $ 266,000 | $ 266,000 | $ 209,000 |
| St. Louis County Missouri | 1 | $ 243,000 | $ 243,000 | $ 105,000 |
| Stone County Missouri | 1 | $ 71,000 | $ 71,000 | $ 24,000 |
| Hall County Nebraska | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Morris County New Jersey | 1 | $ 247,000 | $ 247,000 | $ 293,000 |
| Chaves County New Mexico | 1 | $ 244,000 | $ 244,000 | $ 64,000 |
| Colfax County New Mexico | 1 | $ 118,000 | $ 118,000 | $ 63,000 |
| Eddy County New Mexico | 1 | $ 111,000 | $ 111,000 | $ 29,000 |
| Lincoln County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 310,000 |
| Roosevelt County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 49,000 |
| San Juan County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Sierra County New Mexico | 1 | $ 161,000 | $ 161,000 | $ 256,000 |
| Socorro County New Mexico | 1 | $ 161,000 | $ 161,000 | $ 64,000 |
| Craven County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Cuyahoga County Ohio | 1 | $ 58,000 | $ 58,000 | $ 40,000 |
| McClain County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 162,000 |
| Ottawa County Oklahoma | 1 | $ 219,000 | $ 219,000 | $ 97,000 |
| Tulsa County Oklahoma | 1 | $ 172,000 | $ 172,000 | $ 97,000 |
| Chester County Pennsylvania | 1 | $ 410,000 | $ 410,000 | $ 231,000 |
| Minnehaha County South Dakota | 1 | $ 117,000 | $ 117,000 | $ 87,000 |
| Bexar County Texas | 1 | $ 111,000 | $ 111,000 | $ 61,000 |
| Brazoria County Texas | 1 | $ 242,000 | $ 242,000 | $ 109,000 |
| Collin County Texas | 1 | $ 417,000 | $ 417,000 | $ 123,000 |
| Harris County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Montgomery County Texas | 1 | $ 266,000 | $ 266,000 | $ 152,000 |
| Travis County Texas | 1 | $ 188,000 | $ 188,000 | $ 148,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,470 | $267,942,000 | $182,000 | $2,000,000 | $80,000 | $2,071,000 |
| Home Purchase | 1,440 | $207,267,000 | $143,000 | $772,000 | $65,000 | $1,504,000 |
| Home Improvement | 49 | $2,609,000 | $53,000 | $500,000 | $43,000 | $420,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,225 | $365,988,000 | $164,000 | $931,000 | $78,000 | $2,071,000 |
| Hispanic | 483 | $65,647,000 | $135,000 | $417,000 | $47,000 | $289,000 |
| Black or African American | 96 | $12,733,000 | $132,000 | $375,000 | $54,000 | $239,000 |
| Not applicable | 63 | $17,376,000 | $275,000 | $2,000,000 | $24,000 | $1,465,000 |
| Asian | 45 | $8,752,000 | $194,000 | $1,047,000 | $141,000 | $1,540,000 |
| Not Provided | 22 | $3,605,000 | $163,000 | $410,000 | $90,000 | $280,000 |
| American Indian or Alaskan Native | 19 | $2,959,000 | $155,000 | $316,000 | $71,000 | $409,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $758,000 | $126,000 | $341,000 | $65,000 | $293,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,431 | $257,104,000 | $179,000 | $2,000,000 | $98,000 | $2,071,000 |
| FHA-insured (Federal Housing Administration) | 1,302 | $184,306,000 | $141,000 | $301,000 | $48,000 | $540,000 |
| VA-guaranteed (Veterans Administration) | 160 | $29,266,000 | $182,000 | $607,000 | $51,000 | $230,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 66 | $7,142,000 | $108,000 | $225,000 | $44,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,623 | $426,724,000 | $162,000 | $2,000,000 | $72,000 | $2,071,000 |
| Application Denied By Financial Institution | 126 | $15,992,000 | $126,000 | $417,000 | $53,000 | $280,000 |
| Application Withdrawn By Applicant | 113 | $17,444,000 | $154,000 | $500,000 | $68,000 | $276,000 |
| Application Approved But Not Accepted | 96 | $17,491,000 | $182,000 | $509,000 | $92,000 | $777,000 |
| File Closed For Incompleteness | 1 | $167,000 | $167,000 | $167,000 | $52,000 | $52,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.