Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Peoples Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 4831 W 6Th St Lawrence, KS 66049 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,994 |
| Total Mortgage Loan Application Amount | $1,507,398,000 |
| Average Mortgage Loan Application Amount | $156,666 |
| Highest Mortgage Loan Application Amount | $5,583,000 |
| Average Applicant Income | $69,333 |
| Highest Applicant Income | $838,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bernalillo County New Mexico | 683 | $ 104,573,000 | $ 153,000 | $ 77,000 |
| Johnson County Kansas | 415 | $ 81,684,000 | $ 196,000 | $ 102,000 |
| Jackson County Missouri | 334 | $ 43,304,000 | $ 129,000 | $ 76,000 |
| Douglas County Kansas | 171 | $ 34,924,000 | $ 204,000 | $ 84,000 |
| Sandoval County New Mexico | 150 | $ 27,150,000 | $ 181,000 | $ 89,000 |
| Saline County Kansas | 123 | $ 13,140,000 | $ 106,000 | $ 50,000 |
| Clay County Missouri | 74 | $ 10,788,000 | $ 145,000 | $ 74,000 |
| Sonoma County California | 66 | $ 20,291,000 | $ 307,000 | $ 106,000 |
| Franklin County Kansas | 66 | $ 5,734,000 | $ 86,000 | $ 54,000 |
| Taos County New Mexico | 65 | $ 6,713,000 | $ 103,000 | $ 73,000 |
| Wyandotte County Kansas | 58 | $ 4,970,000 | $ 85,000 | $ 52,000 |
| Cass County Missouri | 54 | $ 8,443,000 | $ 156,000 | $ 108,000 |
| San Mateo County California | 53 | $ 21,070,000 | $ 397,000 | $ 121,000 |
| Miami County Kansas | 53 | $ 7,600,000 | $ 143,000 | $ 78,000 |
| Platte County Missouri | 40 | $ 6,085,000 | $ 152,000 | $ 88,000 |
| Santa Clara County California | 23 | $ 8,485,000 | $ 368,000 | $ 132,000 |
| Santa Fe County New Mexico | 20 | $ 4,173,000 | $ 208,000 | $ 119,000 |
| Sacramento County California | 19 | $ 3,202,000 | $ 168,000 | $ 72,000 |
| Valencia County New Mexico | 17 | $ 2,125,000 | $ 125,000 | $ 63,000 |
| Alameda County California | 16 | $ 5,275,000 | $ 329,000 | $ 134,000 |
| Leavenworth County Kansas | 16 | $ 3,070,000 | $ 191,000 | $ 73,000 |
| Dona Ana County New Mexico | 16 | $ 1,698,000 | $ 106,000 | $ 65,000 |
| Contra Costa County California | 13 | $ 3,946,000 | $ 303,000 | $ 107,000 |
| San Francisco County California | 10 | $ 4,014,000 | $ 401,000 | $ 113,000 |
| Shawnee County Kansas | 10 | $ 3,938,000 | $ 393,000 | $ 39,000 |
| Marin County California | 8 | $ 3,750,000 | $ 468,000 | $ 105,000 |
| Crawford County Kansas | 7 | $ 718,000 | $ 102,000 | $ 49,000 |
| Ottawa County Kansas | 7 | $ 998,000 | $ 142,000 | $ 64,000 |
| McPherson County Kansas | 5 | $ 457,000 | $ 91,000 | $ 49,000 |
| Cibola County New Mexico | 5 | $ 346,000 | $ 69,000 | $ 34,000 |
| Maricopa County Arizona | 4 | $ 644,000 | $ 161,000 | $ 129,000 |
| Los Angeles County California | 4 | $ 2,175,000 | $ 543,000 | $ 150,000 |
| Anderson County Kansas | 4 | $ 214,000 | $ 53,000 | $ 53,000 |
| Linn County Kansas | 4 | $ 554,000 | $ 138,000 | $ 75,000 |
| Sedgwick County Kansas | 4 | $ 454,000 | $ 113,000 | $ 60,000 |
| Lafayette County Missouri | 4 | $ 471,000 | $ 117,000 | $ 69,000 |
| Placer County California | 3 | $ 825,000 | $ 275,000 | $ 131,000 |
| Santa Cruz County California | 3 | $ 999,000 | $ 333,000 | $ 113,000 |
| Arapahoe County Colorado | 3 | $ 910,000 | $ 303,000 | $ 126,000 |
| Harper County Kansas | 3 | $ 160,000 | $ 53,000 | $ 32,000 |
| Osage County Kansas | 3 | $ 173,000 | $ 57,000 | $ 66,000 |
| Camden County Missouri | 3 | $ 347,000 | $ 115,000 | $ 114,000 |
| Johnson County Missouri | 3 | $ 518,000 | $ 172,000 | $ 74,000 |
| McKinley County New Mexico | 3 | $ 546,000 | $ 182,000 | $ 59,000 |
| San Juan County New Mexico | 3 | $ 203,000 | $ 67,000 | $ 38,000 |
| Pima County Arizona | 2 | $ 531,000 | $ 265,000 | $ 166,000 |
| Carroll County Arkansas | 2 | $ 604,000 | $ 302,000 | $ 238,000 |
| San Joaquin County California | 2 | $ 414,000 | $ 207,000 | $ 66,000 |
| Yolo County California | 2 | $ 416,000 | $ 208,000 | $ 54,000 |
| Yuba County California | 2 | $ 310,000 | $ 155,000 | $ 45,000 |
| El Paso County Colorado | 2 | $ 805,000 | $ 402,000 | $ 34,000 |
| Atchison County Kansas | 2 | $ 153,000 | $ 76,000 | $ 26,000 |
| Cloud County Kansas | 2 | $ 193,000 | $ 96,000 | $ 87,000 |
| Dickinson County Kansas | 2 | $ 215,000 | $ 107,000 | $ 47,000 |
| Jefferson County Kansas | 2 | $ 517,000 | $ 258,000 | $ 62,000 |
| Lincoln County Kansas | 2 | $ 88,000 | $ 44,000 | $ 28,000 |
| Riley County Kansas | 2 | $ 321,000 | $ 160,000 | $ 68,000 |
| Carroll County Missouri | 2 | $ 256,000 | $ 128,000 | $ 49,000 |
| Ray County Missouri | 2 | $ 213,000 | $ 106,000 | $ 38,000 |
| Douglas County Nevada | 2 | $ 200,000 | $ 100,000 | $ 179,000 |
| Chaves County New Mexico | 2 | $ 343,000 | $ 171,000 | $ 85,000 |
| Colfax County New Mexico | 2 | $ 125,000 | $ 62,000 | $ 56,000 |
| San Miguel County New Mexico | 2 | $ 266,000 | $ 133,000 | $ 73,000 |
| Pinal County Arizona | 1 | $ 48,000 | $ 48,000 | $ 87,000 |
| Benton County Arkansas | 1 | $ 792,000 | $ 792,000 | $ 0 |
| El Dorado County California | 1 | $ 158,000 | $ 158,000 | $ 88,000 |
| Lake County California | 1 | $ 68,000 | $ 68,000 | $ 145,000 |
| Riverside County California | 1 | $ 124,000 | $ 124,000 | $ 53,000 |
| San Benito County California | 1 | $ 421,000 | $ 421,000 | $ 91,000 |
| Stanislaus County California | 1 | $ 229,000 | $ 229,000 | $ 77,000 |
| Ventura County California | 1 | $ 417,000 | $ 417,000 | $ 153,000 |
| Adams County Colorado | 1 | $ 96,000 | $ 96,000 | $ 47,000 |
| Archuleta County Colorado | 1 | $ 138,000 | $ 138,000 | $ 106,000 |
| Weld County Colorado | 1 | $ 142,000 | $ 142,000 | $ 84,000 |
| Hillsborough County Florida | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Palm Beach County Florida | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Volusia County Florida | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Cherokee County Georgia | 1 | $ 128,000 | $ 128,000 | $ 146,000 |
| Lowndes County Georgia | 1 | $ 186,000 | $ 186,000 | $ 72,000 |
| Hamilton County Indiana | 1 | $ 169,000 | $ 169,000 | $ 90,000 |
| Monroe County Indiana | 1 | $ 257,000 | $ 257,000 | $ 201,000 |
| Cherokee County Kansas | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| Coffey County Kansas | 1 | $ 151,000 | $ 151,000 | $ 58,000 |
| Doniphan County Kansas | 1 | $ 112,000 | $ 112,000 | $ 152,000 |
| Finney County Kansas | 1 | $ 65,000 | $ 65,000 | $ 116,000 |
| Reno County Kansas | 1 | $ 141,000 | $ 141,000 | $ 87,000 |
| Rooks County Kansas | 1 | $ 52,000 | $ 52,000 | $ 19,000 |
| Oceana County Michigan | 1 | $ 78,000 | $ 78,000 | $ 100,000 |
| Hennepin County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 130,000 |
| Benton County Missouri | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| Cedar County Missouri | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| Daviess County Missouri | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Morgan County Missouri | 1 | $ 192,000 | $ 192,000 | $ 221,000 |
| St. Charles County Missouri | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| St. Louis County Missouri | 1 | $ 214,000 | $ 214,000 | $ 110,000 |
| Vernon County Missouri | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Gallatin County Montana | 1 | $ 224,000 | $ 224,000 | $ 73,000 |
| Hall County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Clark County Nevada | 1 | $ 97,000 | $ 97,000 | $ 111,000 |
| Washoe County Nevada | 1 | $ 256,000 | $ 256,000 | $ 89,000 |
| Hunterdon County New Jersey | 1 | $ 364,000 | $ 364,000 | $ 166,000 |
| Curry County New Mexico | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Eddy County New Mexico | 1 | $ 142,000 | $ 142,000 | $ 77,000 |
| Los Alamos County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 186,000 |
| Otero County New Mexico | 1 | $ 268,000 | $ 268,000 | $ 130,000 |
| Roosevelt County New Mexico | 1 | $ 54,000 | $ 54,000 | $ 99,000 |
| Wake County North Carolina | 1 | $ 353,000 | $ 353,000 | $ 140,000 |
| Warren County Ohio | 1 | $ 125,000 | $ 125,000 | $ 160,000 |
| Cleveland County Oklahoma | 1 | $ 106,000 | $ 106,000 | $ 84,000 |
| Delaware County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 139,000 |
| Love County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Ottawa County Oklahoma | 1 | $ 208,000 | $ 208,000 | $ 109,000 |
| Allegheny County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 120,000 |
| York County South Carolina | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Williamson County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 81,000 |
| Bexar County Texas | 1 | $ 142,000 | $ 142,000 | $ 80,000 |
| Brazoria County Texas | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Denton County Texas | 1 | $ 261,000 | $ 261,000 | $ 56,000 |
| El Paso County Texas | 1 | $ 79,000 | $ 79,000 | $ 111,000 |
| Travis County Texas | 1 | $ 148,000 | $ 148,000 | $ 170,000 |
| Salt Lake County Utah | 1 | $ 168,000 | $ 168,000 | $ 167,000 |
| Loudoun County Virginia | 1 | $ 217,000 | $ 217,000 | $ 130,000 |
| Stafford County Virginia | 1 | $ 98,000 | $ 98,000 | $ 126,000 |
| King County Washington | 1 | $ 234,000 | $ 234,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,164 | $1,231,566,000 | $238,000 | $5,583,000 | $53,000 | $838,000 |
| Home Purchase | 1,763 | $270,480,000 | $153,000 | $794,000 | $73,000 | $743,000 |
| Home Improvement | 67 | $5,352,000 | $79,000 | $450,000 | $82,000 | $576,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,054 | $1,080,337,000 | $213,000 | $1,700,000 | $60,000 | $838,000 |
| Hispanic | 814 | $143,900,000 | $176,000 | $710,000 | $43,000 | $743,000 |
| Not Provided | 417 | $97,782,000 | $234,000 | $1,000,000 | $80,000 | $743,000 |
| Black or African American | 353 | $78,786,000 | $223,000 | $585,000 | $32,000 | $359,000 |
| Asian | 235 | $63,777,000 | $271,000 | $729,000 | $74,000 | $590,000 |
| Native Hawaiian or Other Pacific Islander | 50 | $13,930,000 | $278,000 | $634,000 | $31,000 | $160,000 |
| Not applicable | 42 | $23,098,000 | $549,000 | $5,583,000 | $0 | $0 |
| American Indian or Alaskan Native | 29 | $5,788,000 | $199,000 | $524,000 | $76,000 | $416,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,858 | $857,568,000 | $222,000 | $742,000 | $26,000 | $726,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,780 | $580,292,000 | $208,000 | $5,583,000 | $105,000 | $838,000 |
| VA-guaranteed (Veterans Administration) | 265 | $58,060,000 | $219,000 | $674,000 | $43,000 | $313,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 91 | $11,478,000 | $126,000 | $329,000 | $45,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,272 | $1,357,586,000 | $216,000 | $5,583,000 | $56,000 | $838,000 |
| Application Approved But Not Accepted | 329 | $70,119,000 | $213,000 | $800,000 | $69,000 | $743,000 |
| Application Denied By Financial Institution | 285 | $58,951,000 | $206,000 | $685,000 | $66,000 | $583,000 |
| Application Withdrawn By Applicant | 92 | $16,868,000 | $183,000 | $1,000,000 | $94,000 | $725,000 |
| File Closed For Incompleteness | 16 | $3,874,000 | $242,000 | $544,000 | $77,000 | $195,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $199,000 | $199,000 | $199,000 | $77,000 | $77,000 |
| Other | 1 | $188,000 | $188,000 | $188,000 | $90,000 | $90,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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