Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Peoples Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Peoples Bank
9204 Columbia Ave.
Munster, IN 46321
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,180
Total Mortgage Loan Application Amount $195,350,000
Average Mortgage Loan Application Amount $183,250
Highest Mortgage Loan Application Amount $1,665,000
Average Applicant Income $116,000
Highest Applicant Income $1,471,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2019.

Mortgage Loan Application Totals for Peoples Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake County Indiana 446 $ 90,530,000 $ 202,000 $ 119,000
Cook County Illinois 124 $ 26,640,000 $ 214,000 $ 107,000
Porter County Indiana 54 $ 12,100,000 $ 224,000 $ 115,000
Will County Illinois 51 $ 10,185,000 $ 199,000 $ 90,000
LaPorte County Indiana 9 $ 1,955,000 $ 217,000 $ 124,000
Lake County Illinois 8 $ 3,930,000 $ 491,000 $ 383,000
Oakland County Michigan 8 $ 270,000 $ 33,000 $ 0
Kent County Michigan 7 $ 245,000 $ 35,000 $ 0
Macomb County Michigan 7 $ 215,000 $ 30,000 $ 0
DuPage County Illinois 6 $ 1,830,000 $ 305,000 $ 187,000
Jasper County Indiana 6 $ 1,070,000 $ 178,000 $ 78,000
Berks County Pennsylvania 5 $ 235,000 $ 47,000 $ 0
Dauphin County Pennsylvania 5 $ 185,000 $ 37,000 $ 0
Anne Arundel County Maryland 4 $ 180,000 $ 45,000 $ 0
Ottawa County Michigan 4 $ 260,000 $ 65,000 $ 0
Anoka County Minnesota 4 $ 150,000 $ 37,000 $ 0
Saratoga County New York 4 $ 270,000 $ 67,000 $ 0
Wood County Ohio 4 $ 140,000 $ 35,000 $ 0
Westmoreland County Pennsylvania 4 $ 200,000 $ 50,000 $ 0
York County Pennsylvania 4 $ 140,000 $ 35,000 $ 0
Sedgwick County Kansas 3 $ 285,000 $ 95,000 $ 0
Allegan County Michigan 3 $ 115,000 $ 38,000 $ 0
Lenawee County Michigan 3 $ 65,000 $ 21,000 $ 0
Licking County Ohio 3 $ 115,000 $ 38,000 $ 0
Bucks County Pennsylvania 3 $ 95,000 $ 31,000 $ 0
Cumberland County Pennsylvania 3 $ 105,000 $ 35,000 $ 0
Lancaster County Pennsylvania 3 $ 145,000 $ 48,000 $ 0
Pima County Arizona 2 $ 570,000 $ 285,000 $ 221,000
Arapahoe County Colorado 2 $ 90,000 $ 45,000 $ 0
Boulder County Colorado 2 $ 100,000 $ 50,000 $ 0
Broward County Florida 2 $ 880,000 $ 440,000 $ 169,000
Martin County Florida 2 $ 350,000 $ 175,000 $ 0
Kankakee County Illinois 2 $ 280,000 $ 140,000 $ 71,000
Kendall County Illinois 2 $ 510,000 $ 255,000 $ 123,000
Hamilton County Indiana 2 $ 370,000 $ 185,000 $ 96,000
Starke County Indiana 2 $ 360,000 $ 180,000 $ 92,000
White County Indiana 2 $ 290,000 $ 145,000 $ 81,000
Hopkins County Kentucky 2 $ 170,000 $ 85,000 $ 0
Clinton County Michigan 2 $ 70,000 $ 35,000 $ 0
Genesee County Michigan 2 $ 110,000 $ 55,000 $ 73,000
Hillsdale County Michigan 2 $ 40,000 $ 20,000 $ 0
Monroe County Michigan 2 $ 50,000 $ 25,000 $ 0
Dakota County Minnesota 2 $ 150,000 $ 75,000 $ 0
Atlantic County New Jersey 2 $ 120,000 $ 60,000 $ 0
Burlington County New Jersey 2 $ 180,000 $ 90,000 $ 0
Delaware County New York 2 $ 200,000 $ 100,000 $ 0
Franklin County Ohio 2 $ 90,000 $ 45,000 $ 0
Adams County Pennsylvania 2 $ 60,000 $ 30,000 $ 0
Chester County Pennsylvania 2 $ 60,000 $ 30,000 $ 0
Franklin County Pennsylvania 2 $ 90,000 $ 45,000 $ 0
Luzerne County Pennsylvania 2 $ 80,000 $ 40,000 $ 0
Harris County Texas 2 $ 450,000 $ 225,000 $ 147,000
Poquoson County Virginia 2 $ 110,000 $ 55,000 $ 0
Mingo County West Virginia 2 $ 140,000 $ 70,000 $ 0
Eau Claire County Wisconsin 2 $ 90,000 $ 45,000 $ 0
Shawano County Wisconsin 2 $ 40,000 $ 20,000 $ 0
Washington County Wisconsin 2 $ 70,000 $ 35,000 $ 0
Adams County Colorado 1 $ 45,000 $ 45,000 $ 0
El Paso County Colorado 1 $ 75,000 $ 75,000 $ 0
La Plata County Colorado 1 $ 35,000 $ 35,000 $ 0
Mesa County Colorado 1 $ 35,000 $ 35,000 $ 0
Montrose County Colorado 1 $ 65,000 $ 65,000 $ 0
Kent County Delaware 1 $ 15,000 $ 15,000 $ 0
Sussex County Delaware 1 $ 65,000 $ 65,000 $ 0
Collier County Florida 1 $ 205,000 $ 205,000 $ 126,000
Lake County Florida 1 $ 185,000 $ 185,000 $ 0
Pinellas County Florida 1 $ 165,000 $ 165,000 $ 218,000
Ada County Idaho 1 $ 35,000 $ 35,000 $ 0
Franklin County Idaho 1 $ 55,000 $ 55,000 $ 0
Kootenai County Idaho 1 $ 65,000 $ 65,000 $ 0
Washington County Idaho 1 $ 25,000 $ 25,000 $ 0
Adams County Illinois 1 $ 125,000 $ 125,000 $ 43,000
Champaign County Illinois 1 $ 25,000 $ 25,000 $ 0
Grundy County Illinois 1 $ 145,000 $ 145,000 $ 67,000
LaSalle County Illinois 1 $ 215,000 $ 215,000 $ 59,000
Marion County Illinois 1 $ 85,000 $ 85,000 $ 0
Sangamon County Illinois 1 $ 85,000 $ 85,000 $ 0
St. Clair County Illinois 1 $ 105,000 $ 105,000 $ 0
Monroe County Indiana 1 $ 55,000 $ 55,000 $ 0
Newton County Indiana 1 $ 65,000 $ 65,000 $ 405,000
Parke County Indiana 1 $ 165,000 $ 165,000 $ 105,000
Shelby County Indiana 1 $ 85,000 $ 85,000 $ 925,000
Allamakee County Iowa 1 $ 55,000 $ 55,000 $ 0
Buchanan County Iowa 1 $ 65,000 $ 65,000 $ 0
Lee County Iowa 1 $ 55,000 $ 55,000 $ 0
Pottawattamie County Iowa 1 $ 65,000 $ 65,000 $ 0
Bourbon County Kansas 1 $ 35,000 $ 35,000 $ 0
Cowley County Kansas 1 $ 155,000 $ 155,000 $ 0
Linn County Kansas 1 $ 45,000 $ 45,000 $ 0
Pottawatomie County Kansas 1 $ 25,000 $ 25,000 $ 0
Shawnee County Kansas 1 $ 45,000 $ 45,000 $ 0
Knox County Kentucky 1 $ 85,000 $ 85,000 $ 0
Laurel County Kentucky 1 $ 65,000 $ 65,000 $ 0
Ohio County Kentucky 1 $ 95,000 $ 95,000 $ 0
Wayne County Kentucky 1 $ 65,000 $ 65,000 $ 0
Webster County Kentucky 1 $ 105,000 $ 105,000 $ 0
Baltimore County Maryland 1 $ 45,000 $ 45,000 $ 0
Washington County Maryland 1 $ 15,000 $ 15,000 $ 0
Berrien County Michigan 1 $ 135,000 $ 135,000 $ 35,000
Cass County Michigan 1 $ 105,000 $ 105,000 $ 180,000
Eaton County Michigan 1 $ 35,000 $ 35,000 $ 0
Isabella County Michigan 1 $ 55,000 $ 55,000 $ 0
Livingston County Michigan 1 $ 45,000 $ 45,000 $ 0
Mason County Michigan 1 $ 265,000 $ 265,000 $ 317,000
Missaukee County Michigan 1 $ 65,000 $ 65,000 $ 0
St. Clair County Michigan 1 $ 55,000 $ 55,000 $ 0
Washtenaw County Michigan 1 $ 55,000 $ 55,000 $ 0
Wayne County Michigan 1 $ 65,000 $ 65,000 $ 0
Benton County Minnesota 1 $ 155,000 $ 155,000 $ 0
Chisago County Minnesota 1 $ 75,000 $ 75,000 $ 0
Kanabec County Minnesota 1 $ 115,000 $ 115,000 $ 0
Lake of the Woods County Minnesota 1 $ 85,000 $ 85,000 $ 0
McLeod County Minnesota 1 $ 55,000 $ 55,000 $ 0
Ramsey County Minnesota 1 $ 55,000 $ 55,000 $ 0
Washington County Minnesota 1 $ 35,000 $ 35,000 $ 0
Wright County Minnesota 1 $ 35,000 $ 35,000 $ 0
Benton County Missouri 1 $ 15,000 $ 15,000 $ 0
Cedar County Missouri 1 $ 65,000 $ 65,000 $ 0
Franklin County Missouri 1 $ 215,000 $ 215,000 $ 101,000
Jefferson County Missouri 1 $ 85,000 $ 85,000 $ 0
Lafayette County Missouri 1 $ 85,000 $ 85,000 $ 0
Marion County Missouri 1 $ 155,000 $ 155,000 $ 0
Webster County Missouri 1 $ 45,000 $ 45,000 $ 0
Gallatin County Montana 1 $ 65,000 $ 65,000 $ 0
Dakota County Nebraska 1 $ 105,000 $ 105,000 $ 0
Douglas County Nebraska 1 $ 65,000 $ 65,000 $ 0
Garden County Nebraska 1 $ 125,000 $ 125,000 $ 0
Hall County Nebraska 1 $ 35,000 $ 35,000 $ 0
Camden County New Jersey 1 $ 65,000 $ 65,000 $ 0
Cumberland County New Jersey 1 $ 25,000 $ 25,000 $ 0
Middlesex County New Jersey 1 $ 25,000 $ 25,000 $ 0
Ocean County New Jersey 1 $ 35,000 $ 35,000 $ 0
Cayuga County New York 1 $ 15,000 $ 15,000 $ 0
Dutchess County New York 1 $ 75,000 $ 75,000 $ 0
Franklin County New York 1 $ 85,000 $ 85,000 $ 0
Herkimer County New York 1 $ 75,000 $ 75,000 $ 0
Madison County New York 1 $ 25,000 $ 25,000 $ 0
Niagara County New York 1 $ 25,000 $ 25,000 $ 0
Ontario County New York 1 $ 25,000 $ 25,000 $ 0
Oswego County New York 1 $ 65,000 $ 65,000 $ 0
St. Lawrence County New York 1 $ 35,000 $ 35,000 $ 0
Tioga County New York 1 $ 25,000 $ 25,000 $ 0
Ulster County New York 1 $ 25,000 $ 25,000 $ 0
Butler County Ohio 1 $ 155,000 $ 155,000 $ 192,000
Lawrence County Ohio 1 $ 105,000 $ 105,000 $ 0
Lucas County Ohio 1 $ 55,000 $ 55,000 $ 0
Trumbull County Ohio 1 $ 55,000 $ 55,000 $ 0
Nowata County Oklahoma 1 $ 85,000 $ 85,000 $ 0
Armstrong County Pennsylvania 1 $ 25,000 $ 25,000 $ 0
Bradford County Pennsylvania 1 $ 45,000 $ 45,000 $ 0
Carbon County Pennsylvania 1 $ 35,000 $ 35,000 $ 0
Lebanon County Pennsylvania 1 $ 55,000 $ 55,000 $ 0
Monroe County Pennsylvania 1 $ 45,000 $ 45,000 $ 0
Montgomery County Pennsylvania 1 $ 55,000 $ 55,000 $ 0
Washington County Pennsylvania 1 $ 25,000 $ 25,000 $ 0
Cumberland County Tennessee 1 $ 245,000 $ 245,000 $ 75,000
Davidson County Tennessee 1 $ 305,000 $ 305,000 $ 0
Pecos County Texas 1 $ 255,000 $ 255,000 $ 161,000
Tarrant County Texas 1 $ 235,000 $ 235,000 $ 128,000
Buchanan County Virginia 1 $ 65,000 $ 65,000 $ 0
Dickenson County Virginia 1 $ 65,000 $ 65,000 $ 0
Isle of Wight County Virginia 1 $ 35,000 $ 35,000 $ 0
Lee County Virginia 1 $ 65,000 $ 65,000 $ 0
Hancock County West Virginia 1 $ 135,000 $ 135,000 $ 0
Harrison County West Virginia 1 $ 85,000 $ 85,000 $ 0
Jackson County West Virginia 1 $ 65,000 $ 65,000 $ 52,000
Lincoln County West Virginia 1 $ 45,000 $ 45,000 $ 0
Randolph County West Virginia 1 $ 75,000 $ 75,000 $ 0
Summers County West Virginia 1 $ 45,000 $ 45,000 $ 0
Forest County Wisconsin 1 $ 115,000 $ 115,000 $ 186,000
Pierce County Wisconsin 1 $ 115,000 $ 115,000 $ 0
Sawyer County Wisconsin 1 $ 45,000 $ 45,000 $ 0
Trempealeau County Wisconsin 1 $ 55,000 $ 55,000 $ 0
Goshen County Wyoming 1 $ 115,000 $ 115,000 $ 0

Mortgage Loan Application Detail Totals for Peoples Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 884 $136,270,000 $154,000 $1,665,000 $93,000 $942,000
Refinancing 152 $33,450,000 $220,000 $955,000 $142,000 $1,471,000
Cash-out Refinancing 117 $20,685,000 $176,000 $895,000 $108,000 $676,000
Home Improvement 27 $4,945,000 $183,000 $755,000 $121,000 $430,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 578 $124,700,000 $215,000 $1,005,000 $126,000 $1,471,000
Not applicable 256 $20,490,000 $80,000 $1,665,000 $0 $0
Hispanic 146 $20,240,000 $138,000 $465,000 $61,000 $272,000
Black or African American 141 $17,655,000 $125,000 $625,000 $54,000 $240,000
Not Provided 33 $5,425,000 $164,000 $875,000 $78,000 $324,000
Asian 22 $5,630,000 $255,000 $595,000 $122,000 $260,000
American Indian or Alaskan Native 1 $155,000 $155,000 $155,000 $71,000 $71,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,082 $182,180,000 $168,000 $1,665,000 $110,000 $1,471,000
FHA-insured (Federal Housing Administration) 98 $13,170,000 $134,000 $315,000 $50,000 $172,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 563 $124,945,000 $221,000 $1,665,000 $130,000 $1,471,000
Loan Purchased By The Institution 223 $11,925,000 $53,000 $225,000 $0 $0
Preapproval Denied by Financial Institution 216 $27,860,000 $128,000 $485,000 $49,000 $240,000
Application Withdrawn By Applicant 87 $15,895,000 $182,000 $955,000 $94,000 $689,000
Application Denied By Financial Institution 82 $12,340,000 $150,000 $515,000 $77,000 $925,000
Application Approved But Not Accepted 9 $2,385,000 $265,000 $755,000 $167,000 $430,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 882 $155,150,000 $175,000 $1,665,000 $125,000 $1,471,000
Credit History 244 $32,440,000 $132,000 $455,000 $53,000 $240,000
Debt-To-Income Ratio 34 $4,850,000 $142,000 $485,000 $47,000 $267,000
Collateral 12 $1,140,000 $95,000 $165,000 $144,000 $925,000
Other 4 $610,000 $152,000 $225,000 $75,000 $165,000
Credit Application Incomplete 2 $730,000 $365,000 $515,000 $133,000 $183,000
Employment History 2 $430,000 $215,000 $305,000 $115,000 $188,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Peoples Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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