Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Peoples Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 138 Putnam Street Marietta, OH 45750 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 4,233 |
| Total Mortgage Loan Application Amount | $638,255,000 |
| Average Mortgage Loan Application Amount | $127,800 |
| Highest Mortgage Loan Application Amount | $20,735,000 |
| Average Applicant Income | $96,800 |
| Highest Applicant Income | $4,093,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Ohio | 399 | $ 45,665,000 | $ 114,000 | $ 83,000 |
| Wood County West Virginia | 357 | $ 55,125,000 | $ 154,000 | $ 109,000 |
| Scioto County Ohio | 213 | $ 26,895,000 | $ 126,000 | $ 100,000 |
| Guernsey County Ohio | 183 | $ 21,115,000 | $ 115,000 | $ 84,000 |
| Warren County Ohio | 173 | $ 31,745,000 | $ 183,000 | $ 114,000 |
| Summit County Ohio | 157 | $ 21,655,000 | $ 137,000 | $ 137,000 |
| Hamilton County Ohio | 138 | $ 30,830,000 | $ 223,000 | $ 154,000 |
| Floyd County Kentucky | 99 | $ 10,295,000 | $ 103,000 | $ 69,000 |
| Franklin County Ohio | 99 | $ 20,955,000 | $ 211,000 | $ 147,000 |
| Athens County Ohio | 94 | $ 11,950,000 | $ 127,000 | $ 78,000 |
| Meigs County Ohio | 90 | $ 11,040,000 | $ 122,000 | $ 82,000 |
| Greenup County Kentucky | 87 | $ 9,535,000 | $ 109,000 | $ 91,000 |
| Jackson County Ohio | 80 | $ 7,650,000 | $ 95,000 | $ 63,000 |
| Clermont County Ohio | 77 | $ 11,415,000 | $ 148,000 | $ 93,000 |
| Clinton County Ohio | 77 | $ 8,085,000 | $ 105,000 | $ 73,000 |
| Brown County Ohio | 74 | $ 8,130,000 | $ 109,000 | $ 78,000 |
| Coshocton County Ohio | 72 | $ 6,380,000 | $ 88,000 | $ 75,000 |
| Noble County Ohio | 71 | $ 7,685,000 | $ 108,000 | $ 80,000 |
| Muskingum County Ohio | 69 | $ 8,345,000 | $ 120,000 | $ 85,000 |
| Morgan County Ohio | 68 | $ 6,540,000 | $ 96,000 | $ 62,000 |
| Johnson County Kentucky | 61 | $ 5,715,000 | $ 93,000 | $ 71,000 |
| Gallia County Ohio | 59 | $ 7,025,000 | $ 119,000 | $ 81,000 |
| Jefferson County Kentucky | 55 | $ 13,145,000 | $ 239,000 | $ 99,000 |
| Butler County Ohio | 54 | $ 9,440,000 | $ 174,000 | $ 108,000 |
| Cuyahoga County Ohio | 54 | $ 9,290,000 | $ 172,000 | $ 132,000 |
| Fayette County Kentucky | 49 | $ 10,975,000 | $ 223,000 | $ 119,000 |
| Boyd County Kentucky | 47 | $ 5,955,000 | $ 126,000 | $ 96,000 |
| Mason County West Virginia | 47 | $ 4,315,000 | $ 91,000 | $ 66,000 |
| Fairfield County Ohio | 45 | $ 6,225,000 | $ 138,000 | $ 86,000 |
| Highland County Ohio | 42 | $ 3,870,000 | $ 92,000 | $ 64,000 |
| Daviess County Kentucky | 41 | $ 7,045,000 | $ 171,000 | $ 38,000 |
| Greene County Ohio | 37 | $ 8,885,000 | $ 240,000 | $ 121,000 |
| Montgomery County Ohio | 34 | $ 5,850,000 | $ 172,000 | $ 109,000 |
| Kenton County Kentucky | 33 | $ 5,545,000 | $ 168,000 | $ 128,000 |
| Licking County Ohio | 33 | $ 5,675,000 | $ 171,000 | $ 188,000 |
| Knox County Ohio | 32 | $ 5,010,000 | $ 156,000 | $ 190,000 |
| Pike County Ohio | 32 | $ 3,090,000 | $ 96,000 | $ 79,000 |
| Cabell County West Virginia | 32 | $ 25,970,000 | $ 811,000 | $ 143,000 |
| Pike County Kentucky | 30 | $ 3,570,000 | $ 119,000 | $ 117,000 |
| Miami County Ohio | 26 | $ 5,790,000 | $ 222,000 | $ 90,000 |
| Lawrence County Ohio | 22 | $ 2,010,000 | $ 91,000 | $ 64,000 |
| Boone County Kentucky | 21 | $ 4,175,000 | $ 198,000 | $ 87,000 |
| Wetzel County West Virginia | 20 | $ 1,560,000 | $ 78,000 | $ 77,000 |
| Kanawha County West Virginia | 18 | $ 4,400,000 | $ 244,000 | $ 110,000 |
| Scott County Kentucky | 17 | $ 3,075,000 | $ 180,000 | $ 127,000 |
| Delaware County Ohio | 17 | $ 4,065,000 | $ 239,000 | $ 189,000 |
| Lawrence County Kentucky | 14 | $ 1,420,000 | $ 101,000 | $ 192,000 |
| Martin County Kentucky | 14 | $ 970,000 | $ 69,000 | $ 69,000 |
| Medina County Ohio | 14 | $ 2,600,000 | $ 185,000 | $ 132,000 |
| Stark County Ohio | 14 | $ 1,820,000 | $ 130,000 | $ 98,000 |
| Vinton County Ohio | 14 | $ 1,740,000 | $ 124,000 | $ 66,000 |
| Mahoning County Ohio | 13 | $ 1,485,000 | $ 114,000 | $ 67,000 |
| Campbell County Kentucky | 12 | $ 1,700,000 | $ 141,000 | $ 89,000 |
| Oldham County Kentucky | 12 | $ 3,150,000 | $ 262,000 | $ 57,000 |
| Hocking County Ohio | 12 | $ 1,040,000 | $ 86,000 | $ 73,000 |
| Lorain County Ohio | 12 | $ 2,630,000 | $ 219,000 | $ 180,000 |
| Monroe County Ohio | 12 | $ 830,000 | $ 69,000 | $ 65,000 |
| Portage County Ohio | 12 | $ 2,290,000 | $ 190,000 | $ 95,000 |
| Ritchie County West Virginia | 12 | $ 1,250,000 | $ 104,000 | $ 107,000 |
| Tyler County West Virginia | 12 | $ 780,000 | $ 65,000 | $ 58,000 |
| Magoffin County Kentucky | 11 | $ 1,295,000 | $ 117,000 | $ 97,000 |
| Ross County Ohio | 11 | $ 1,345,000 | $ 122,000 | $ 81,000 |
| Travis County Texas | 11 | $ 3,985,000 | $ 362,000 | $ 159,000 |
| Monongalia County West Virginia | 11 | $ 2,655,000 | $ 241,000 | $ 151,000 |
| Pleasants County West Virginia | 11 | $ 2,585,000 | $ 235,000 | $ 142,000 |
| Adams County Ohio | 10 | $ 790,000 | $ 79,000 | $ 51,000 |
| Lucas County Ohio | 10 | $ 1,720,000 | $ 172,000 | $ 189,000 |
| Jackson County West Virginia | 10 | $ 780,000 | $ 78,000 | $ 71,000 |
| Vanderburgh County Indiana | 9 | $ 1,455,000 | $ 161,000 | $ 72,000 |
| Jessamine County Kentucky | 9 | $ 3,235,000 | $ 359,000 | $ 216,000 |
| Wayne County West Virginia | 9 | $ 735,000 | $ 81,000 | $ 106,000 |
| Belmont County Ohio | 8 | $ 1,160,000 | $ 145,000 | $ 118,000 |
| Wayne County Ohio | 8 | $ 770,000 | $ 96,000 | $ 74,000 |
| Broward County Florida | 7 | $ 1,655,000 | $ 236,000 | $ 75,000 |
| Lewis County Kentucky | 7 | $ 1,145,000 | $ 163,000 | $ 145,000 |
| Pickaway County Ohio | 7 | $ 1,205,000 | $ 172,000 | $ 138,000 |
| Tuscarawas County Ohio | 7 | $ 985,000 | $ 140,000 | $ 87,000 |
| Lee County Florida | 6 | $ 1,450,000 | $ 241,000 | $ 287,000 |
| Trumbull County Ohio | 6 | $ 580,000 | $ 96,000 | $ 96,000 |
| Manatee County Florida | 5 | $ 1,445,000 | $ 289,000 | $ 178,000 |
| Warrick County Indiana | 5 | $ 985,000 | $ 197,000 | $ 77,000 |
| Putnam County West Virginia | 5 | $ 1,945,000 | $ 389,000 | $ 182,000 |
| Wirt County West Virginia | 5 | $ 225,000 | $ 45,000 | $ 51,000 |
| Collier County Florida | 4 | $ 2,190,000 | $ 547,000 | $ 285,000 |
| Dearborn County Indiana | 4 | $ 900,000 | $ 225,000 | $ 91,000 |
| Shelby County Kentucky | 4 | $ 740,000 | $ 185,000 | $ 295,000 |
| Spencer County Kentucky | 4 | $ 790,000 | $ 197,000 | $ 65,000 |
| Warren County Kentucky | 4 | $ 960,000 | $ 240,000 | $ 18,000 |
| Geauga County Ohio | 4 | $ 1,210,000 | $ 302,000 | $ 177,000 |
| Lake County Ohio | 4 | $ 780,000 | $ 195,000 | $ 187,000 |
| Wood County Ohio | 4 | $ 890,000 | $ 222,000 | $ 110,000 |
| Harrison County West Virginia | 4 | $ 550,000 | $ 137,000 | $ 821,000 |
| Boyle County Kentucky | 3 | $ 425,000 | $ 141,000 | $ 0 |
| Clark County Kentucky | 3 | $ 555,000 | $ 185,000 | $ 80,000 |
| Franklin County Kentucky | 3 | $ 475,000 | $ 158,000 | $ 32,000 |
| Knott County Kentucky | 3 | $ 525,000 | $ 175,000 | $ 100,000 |
| Madison County Kentucky | 3 | $ 445,000 | $ 148,000 | $ 4,000 |
| Harrison County Ohio | 3 | $ 345,000 | $ 115,000 | $ 72,000 |
| Perry County Ohio | 3 | $ 525,000 | $ 175,000 | $ 82,000 |
| Preble County Ohio | 3 | $ 1,215,000 | $ 405,000 | $ 136,000 |
| Clark County Washington | 3 | $ 855,000 | $ 285,000 | $ 95,000 |
| Berkeley County West Virginia | 3 | $ 405,000 | $ 135,000 | $ 81,000 |
| Raleigh County West Virginia | 3 | $ 425,000 | $ 141,000 | $ 57,000 |
| Okeechobee County Florida | 2 | $ 250,000 | $ 125,000 | $ 83,000 |
| Osceola County Florida | 2 | $ 670,000 | $ 335,000 | $ 191,000 |
| Palm Beach County Florida | 2 | $ 1,030,000 | $ 515,000 | $ 363,000 |
| St. Lucie County Florida | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Houston County Georgia | 2 | $ 430,000 | $ 215,000 | $ 193,000 |
| Bourbon County Kentucky | 2 | $ 1,010,000 | $ 505,000 | $ 67,000 |
| Bullitt County Kentucky | 2 | $ 380,000 | $ 190,000 | $ 53,000 |
| Carter County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 53,000 |
| Fleming County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 31,000 |
| Grant County Kentucky | 2 | $ 480,000 | $ 240,000 | $ 282,000 |
| Hancock County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 4,000 |
| Henderson County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 4,000 |
| McCracken County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 99,000 |
| Menifee County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 238,000 |
| Northampton County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 78,000 |
| Columbiana County Ohio | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Logan County Ohio | 2 | $ 770,000 | $ 385,000 | $ 456,000 |
| Mercer County Ohio | 2 | $ 400,000 | $ 200,000 | $ 104,000 |
| Ottawa County Ohio | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Richland County Ohio | 2 | $ 90,000 | $ 45,000 | $ 46,000 |
| Union County Ohio | 2 | $ 520,000 | $ 260,000 | $ 151,000 |
| Maury County Tennessee | 2 | $ 720,000 | $ 360,000 | $ 122,000 |
| Sevier County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 204,000 |
| Calhoun County West Virginia | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Mingo County West Virginia | 2 | $ 440,000 | $ 220,000 | $ 60,000 |
| Baldwin County Alabama | 1 | $ 275,000 | $ 275,000 | $ 489,000 |
| Riverside County California | 1 | $ 275,000 | $ 275,000 | $ 37,000 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Indian River County Florida | 1 | $ 515,000 | $ 515,000 | $ 272,000 |
| Lake County Florida | 1 | $ 85,000 | $ 85,000 | $ 169,000 |
| Sarasota County Florida | 1 | $ 555,000 | $ 555,000 | $ 124,000 |
| Volusia County Florida | 1 | $ 445,000 | $ 445,000 | $ 326,000 |
| Ada County Idaho | 1 | $ 755,000 | $ 755,000 | $ 201,000 |
| Franklin County Indiana | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Gibson County Indiana | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Knox County Indiana | 1 | $ 435,000 | $ 435,000 | $ 144,000 |
| Pike County Indiana | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Randolph County Indiana | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Steuben County Indiana | 1 | $ 235,000 | $ 235,000 | $ 225,000 |
| Union County Indiana | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Anderson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Clay County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Elliott County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 192,000 |
| Estill County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Gallatin County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| Grayson County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| McLean County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 4,000 |
| Montgomery County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Nelson County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 4,000 |
| Ohio County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 4,000 |
| Pendleton County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Pulaski County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Rowan County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 59,000 |
| Washington County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Whitley County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Jackson County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Clark County Nevada | 1 | $ 375,000 | $ 375,000 | $ 212,000 |
| Mercer County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 86,000 |
| Lincoln County North Carolina | 1 | $ 845,000 | $ 845,000 | $ 329,000 |
| Richmond County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Robeson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Clark County Ohio | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Erie County Ohio | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Fayette County Ohio | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Fulton County Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hancock County Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hardin County Ohio | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Henry County Ohio | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Holmes County Ohio | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Madison County Ohio | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Morrow County Ohio | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Sandusky County Ohio | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Shelby County Ohio | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Multnomah County Oregon | 1 | $ 455,000 | $ 455,000 | $ 132,000 |
| Erie County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Montgomery County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 135,000 |
| Washington County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 480,000 |
| Florence County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 172,000 |
| Horry County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Lexington County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 165,000 |
| Wilson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 18,000 |
| Harris County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Nelson County Virginia | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Williamsburg County Virginia | 1 | $ 335,000 | $ 335,000 | $ 133,000 |
| Barbour County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Brooke County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Hancock County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Lewis County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Lincoln County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Ohio County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Preston County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Randolph County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,178 | $246,800,000 | $209,000 | $20,735,000 | $123,000 | $4,093,000 |
| Home Purchase | 1,115 | $184,325,000 | $165,000 | $1,505,000 | $87,000 | $1,800,000 |
| Cash-out Refinancing | 1,098 | $156,810,000 | $142,000 | $935,000 | $99,000 | $1,526,000 |
| Home Improvement | 552 | $30,080,000 | $54,000 | $505,000 | $86,000 | $2,942,000 |
| Other Purpose | 290 | $20,240,000 | $69,000 | $515,000 | $89,000 | $893,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,699 | $515,085,000 | $139,000 | $1,325,000 | $99,000 | $4,093,000 |
| Not applicable | 236 | $73,760,000 | $312,000 | $20,735,000 | $145,000 | $244,000 |
| Not Provided | 105 | $13,915,000 | $132,000 | $935,000 | $107,000 | $739,000 |
| Hispanic | 68 | $12,290,000 | $180,000 | $435,000 | $86,000 | $598,000 |
| Black or African American | 66 | $10,940,000 | $165,000 | $575,000 | $104,000 | $480,000 |
| Asian | 47 | $10,195,000 | $216,000 | $755,000 | $150,000 | $1,018,000 |
| American Indian or Alaskan Native | 6 | $790,000 | $131,000 | $235,000 | $71,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $570,000 | $285,000 | $405,000 | $202,000 | $344,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,109 | $617,705,000 | $150,000 | $20,735,000 | $101,000 | $4,093,000 |
| FHA-insured (Federal Housing Administration) | 48 | $8,670,000 | $180,000 | $335,000 | $71,000 | $154,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $4,800,000 | $114,000 | $185,000 | $48,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 34 | $7,080,000 | $208,000 | $475,000 | $88,000 | $206,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,373 | $362,525,000 | $152,000 | $20,735,000 | $106,000 | $4,093,000 |
| Application Denied By Financial Institution | 783 | $97,145,000 | $124,000 | $935,000 | $84,000 | $2,942,000 |
| Loan Purchased By The Institution | 446 | $80,500,000 | $180,000 | $505,000 | $79,000 | $427,000 |
| Application Withdrawn By Applicant | 346 | $54,620,000 | $157,000 | $755,000 | $113,000 | $1,800,000 |
| Application Approved But Not Accepted | 226 | $33,760,000 | $149,000 | $995,000 | $94,000 | $893,000 |
| Preapproval Approved but not Accepted | 24 | $4,610,000 | $192,000 | $995,000 | $107,000 | $892,000 |
| Preapproval Denied by Financial Institution | 24 | $3,460,000 | $144,000 | $655,000 | $71,000 | $317,000 |
| File Closed For Incompleteness | 11 | $1,635,000 | $148,000 | $275,000 | $104,000 | $196,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,426 | $537,650,000 | $156,000 | $20,735,000 | $104,000 | $4,093,000 |
| Debt-To-Income Ratio | 265 | $33,985,000 | $128,000 | $935,000 | $55,000 | $317,000 |
| Credit History | 254 | $21,250,000 | $83,000 | $655,000 | $80,000 | $2,942,000 |
| Credit Application Incomplete | 149 | $29,025,000 | $194,000 | $735,000 | $132,000 | $1,104,000 |
| Collateral | 115 | $13,745,000 | $119,000 | $935,000 | $96,000 | $489,000 |
| Other | 12 | $1,190,000 | $99,000 | $295,000 | $59,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $530,000 | $88,000 | $115,000 | $48,000 | $77,000 |
| Mortgage Insurance Denied | 3 | $585,000 | $195,000 | $225,000 | $73,000 | $133,000 |
| Unverifiable Information | 2 | $170,000 | $85,000 | $85,000 | $109,000 | $169,000 |
| Employment History | 1 | $125,000 | $125,000 | $125,000 | $39,000 | $39,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.