Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Peoples Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 138 Putnam Street Marietta, OH 45750 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 3,718 |
| Total Mortgage Loan Application Amount | $458,040,000 |
| Average Mortgage Loan Application Amount | $117,400 |
| Highest Mortgage Loan Application Amount | $2,585,000 |
| Average Applicant Income | $93,800 |
| Highest Applicant Income | $7,115,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Ohio | 371 | $ 41,155,000 | $ 110,000 | $ 85,000 |
| Wood County West Virginia | 313 | $ 34,845,000 | $ 111,000 | $ 82,000 |
| Scioto County Ohio | 194 | $ 21,760,000 | $ 112,000 | $ 103,000 |
| Warren County Ohio | 165 | $ 20,525,000 | $ 124,000 | $ 98,000 |
| Guernsey County Ohio | 162 | $ 17,590,000 | $ 108,000 | $ 75,000 |
| Summit County Ohio | 113 | $ 13,695,000 | $ 121,000 | $ 118,000 |
| Clermont County Ohio | 105 | $ 16,155,000 | $ 153,000 | $ 85,000 |
| Floyd County Kentucky | 93 | $ 7,305,000 | $ 78,000 | $ 61,000 |
| Greenup County Kentucky | 90 | $ 9,160,000 | $ 101,000 | $ 86,000 |
| Brown County Ohio | 90 | $ 8,140,000 | $ 90,000 | $ 71,000 |
| Clinton County Ohio | 87 | $ 8,745,000 | $ 100,000 | $ 67,000 |
| Coshocton County Ohio | 84 | $ 8,710,000 | $ 103,000 | $ 96,000 |
| Muskingum County Ohio | 78 | $ 9,270,000 | $ 118,000 | $ 121,000 |
| Gallia County Ohio | 77 | $ 6,575,000 | $ 85,000 | $ 72,000 |
| Hamilton County Ohio | 76 | $ 14,560,000 | $ 191,000 | $ 121,000 |
| Athens County Ohio | 74 | $ 7,760,000 | $ 104,000 | $ 82,000 |
| Meigs County Ohio | 74 | $ 6,060,000 | $ 81,000 | $ 70,000 |
| Morgan County Ohio | 71 | $ 7,305,000 | $ 102,000 | $ 79,000 |
| Licking County Ohio | 67 | $ 7,705,000 | $ 115,000 | $ 77,000 |
| Noble County Ohio | 64 | $ 6,360,000 | $ 99,000 | $ 78,000 |
| Boyd County Kentucky | 59 | $ 5,885,000 | $ 99,000 | $ 90,000 |
| Franklin County Ohio | 58 | $ 12,330,000 | $ 212,000 | $ 184,000 |
| Jackson County Ohio | 58 | $ 6,230,000 | $ 107,000 | $ 76,000 |
| Fairfield County Ohio | 56 | $ 6,720,000 | $ 120,000 | $ 73,000 |
| Highland County Ohio | 56 | $ 5,210,000 | $ 93,000 | $ 55,000 |
| Montgomery County Ohio | 49 | $ 6,005,000 | $ 122,000 | $ 78,000 |
| Butler County Ohio | 44 | $ 7,700,000 | $ 175,000 | $ 155,000 |
| Johnson County Kentucky | 39 | $ 4,295,000 | $ 110,000 | $ 118,000 |
| Lawrence County Ohio | 36 | $ 3,450,000 | $ 95,000 | $ 77,000 |
| Pike County Kentucky | 33 | $ 3,645,000 | $ 110,000 | $ 80,000 |
| Cabell County West Virginia | 32 | $ 2,850,000 | $ 89,000 | $ 79,000 |
| Mason County West Virginia | 32 | $ 3,050,000 | $ 95,000 | $ 89,000 |
| Knox County Ohio | 29 | $ 3,775,000 | $ 130,000 | $ 89,000 |
| Martin County Kentucky | 28 | $ 2,020,000 | $ 72,000 | $ 61,000 |
| Cuyahoga County Ohio | 26 | $ 5,250,000 | $ 201,000 | $ 105,000 |
| Pike County Ohio | 24 | $ 2,240,000 | $ 93,000 | $ 83,000 |
| Magoffin County Kentucky | 19 | $ 1,575,000 | $ 82,000 | $ 67,000 |
| Lewis County Kentucky | 17 | $ 1,435,000 | $ 84,000 | $ 75,000 |
| Wetzel County West Virginia | 17 | $ 1,095,000 | $ 64,000 | $ 83,000 |
| Ross County Ohio | 16 | $ 1,610,000 | $ 100,000 | $ 69,000 |
| Adams County Ohio | 14 | $ 1,240,000 | $ 88,000 | $ 45,000 |
| Hocking County Ohio | 14 | $ 980,000 | $ 70,000 | $ 77,000 |
| Jackson County West Virginia | 14 | $ 1,070,000 | $ 76,000 | $ 80,000 |
| Pleasants County West Virginia | 14 | $ 1,600,000 | $ 114,000 | $ 79,000 |
| Fayette County Kentucky | 13 | $ 4,205,000 | $ 323,000 | $ 108,000 |
| Greene County Ohio | 13 | $ 2,255,000 | $ 173,000 | $ 93,000 |
| Stark County Ohio | 13 | $ 2,185,000 | $ 168,000 | $ 94,000 |
| Tuscarawas County Ohio | 13 | $ 1,495,000 | $ 115,000 | $ 64,000 |
| Wayne County West Virginia | 13 | $ 1,045,000 | $ 80,000 | $ 80,000 |
| Belmont County Ohio | 12 | $ 1,150,000 | $ 95,000 | $ 76,000 |
| Perry County Ohio | 12 | $ 1,110,000 | $ 92,000 | $ 93,000 |
| Braxton County West Virginia | 12 | $ 910,000 | $ 75,000 | $ 58,000 |
| Kanawha County West Virginia | 12 | $ 2,300,000 | $ 191,000 | $ 99,000 |
| Wirt County West Virginia | 12 | $ 660,000 | $ 55,000 | $ 63,000 |
| Scott County Kentucky | 11 | $ 1,845,000 | $ 167,000 | $ 103,000 |
| Miami County Ohio | 11 | $ 2,085,000 | $ 189,000 | $ 83,000 |
| Tyler County West Virginia | 11 | $ 1,005,000 | $ 91,000 | $ 72,000 |
| Lawrence County Kentucky | 10 | $ 1,390,000 | $ 139,000 | $ 122,000 |
| Vinton County Ohio | 9 | $ 875,000 | $ 97,000 | $ 91,000 |
| Lorain County Ohio | 8 | $ 1,300,000 | $ 162,000 | $ 92,000 |
| Medina County Ohio | 8 | $ 1,690,000 | $ 211,000 | $ 174,000 |
| Greenbrier County West Virginia | 8 | $ 1,690,000 | $ 211,000 | $ 113,000 |
| Campbell County Kentucky | 7 | $ 1,355,000 | $ 193,000 | $ 150,000 |
| Delaware County Ohio | 7 | $ 3,105,000 | $ 443,000 | $ 183,000 |
| Portage County Ohio | 7 | $ 1,105,000 | $ 157,000 | $ 243,000 |
| Putnam County West Virginia | 7 | $ 1,165,000 | $ 166,000 | $ 201,000 |
| Jefferson County Kentucky | 6 | $ 1,020,000 | $ 170,000 | $ 180,000 |
| Kenton County Kentucky | 6 | $ 1,200,000 | $ 200,000 | $ 105,000 |
| Mason County Kentucky | 6 | $ 370,000 | $ 61,000 | $ 53,000 |
| Lake County Ohio | 6 | $ 1,220,000 | $ 203,000 | $ 111,000 |
| Monongalia County West Virginia | 6 | $ 2,750,000 | $ 458,000 | $ 198,000 |
| Roane County West Virginia | 6 | $ 630,000 | $ 105,000 | $ 58,000 |
| Upshur County West Virginia | 6 | $ 910,000 | $ 151,000 | $ 98,000 |
| Bath County Kentucky | 5 | $ 595,000 | $ 119,000 | $ 56,000 |
| Mahoning County Ohio | 5 | $ 905,000 | $ 181,000 | $ 111,000 |
| Monroe County Ohio | 5 | $ 615,000 | $ 123,000 | $ 31,000 |
| Union County Ohio | 5 | $ 1,495,000 | $ 299,000 | $ 122,000 |
| Calhoun County West Virginia | 5 | $ 835,000 | $ 167,000 | $ 53,000 |
| Broward County Florida | 4 | $ 3,630,000 | $ 907,000 | $ 389,000 |
| Boone County Kentucky | 4 | $ 2,730,000 | $ 682,000 | $ 290,000 |
| Bracken County Kentucky | 4 | $ 170,000 | $ 42,000 | $ 54,000 |
| Carter County Kentucky | 4 | $ 420,000 | $ 105,000 | $ 74,000 |
| Fleming County Kentucky | 4 | $ 460,000 | $ 115,000 | $ 44,000 |
| Clark County Ohio | 4 | $ 420,000 | $ 105,000 | $ 93,000 |
| Lucas County Ohio | 4 | $ 520,000 | $ 130,000 | $ 91,000 |
| Richland County Ohio | 4 | $ 380,000 | $ 95,000 | $ 52,000 |
| Wayne County Ohio | 4 | $ 550,000 | $ 137,000 | $ 98,000 |
| Wood County Ohio | 4 | $ 780,000 | $ 195,000 | $ 152,000 |
| Boone County West Virginia | 4 | $ 360,000 | $ 90,000 | $ 51,000 |
| Collier County Florida | 3 | $ 1,735,000 | $ 578,000 | $ 475,000 |
| Jessamine County Kentucky | 3 | $ 1,245,000 | $ 415,000 | $ 160,000 |
| Knott County Kentucky | 3 | $ 115,000 | $ 38,000 | $ 46,000 |
| Montgomery County Kentucky | 3 | $ 365,000 | $ 121,000 | $ 110,000 |
| Robertson County Kentucky | 3 | $ 145,000 | $ 48,000 | $ 69,000 |
| Shelby County Kentucky | 3 | $ 1,805,000 | $ 601,000 | $ 671,000 |
| Darke County Ohio | 3 | $ 285,000 | $ 95,000 | $ 26,000 |
| Holmes County Ohio | 3 | $ 1,745,000 | $ 581,000 | $ 318,000 |
| Pickaway County Ohio | 3 | $ 555,000 | $ 185,000 | $ 77,000 |
| Trumbull County Ohio | 3 | $ 405,000 | $ 135,000 | $ 81,000 |
| Ritchie County West Virginia | 3 | $ 585,000 | $ 195,000 | $ 113,000 |
| Volusia County Florida | 2 | $ 670,000 | $ 335,000 | $ 198,000 |
| Anderson County Kentucky | 2 | $ 870,000 | $ 435,000 | $ 306,000 |
| Breathitt County Kentucky | 2 | $ 390,000 | $ 195,000 | $ 36,000 |
| Franklin County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 49,000 |
| Harrison County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 48,000 |
| Menifee County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 46,000 |
| Rowan County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 58,000 |
| Ashland County Ohio | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
| Fayette County Ohio | 2 | $ 270,000 | $ 135,000 | $ 65,000 |
| Geauga County Ohio | 2 | $ 840,000 | $ 420,000 | $ 183,000 |
| Hancock County Ohio | 2 | $ 200,000 | $ 100,000 | $ 53,000 |
| Preble County Ohio | 2 | $ 210,000 | $ 105,000 | $ 56,000 |
| Harris County Texas | 2 | $ 270,000 | $ 135,000 | $ 88,000 |
| Travis County Texas | 2 | $ 590,000 | $ 295,000 | $ 88,000 |
| Henrico County Virginia | 2 | $ 1,280,000 | $ 640,000 | $ 625,000 |
| Harrison County West Virginia | 2 | $ 220,000 | $ 110,000 | $ 32,000 |
| Lewis County West Virginia | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
| Logan County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| Marion County West Virginia | 2 | $ 590,000 | $ 295,000 | $ 96,000 |
| Mingo County West Virginia | 2 | $ 210,000 | $ 105,000 | $ 64,000 |
| Pocahontas County West Virginia | 2 | $ 280,000 | $ 140,000 | $ 579,000 |
| District of Columbia County District Of Columbia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Charlotte County Florida | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Hillsborough County Florida | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Lee County Florida | 1 | $ 315,000 | $ 315,000 | $ 147,000 |
| Sarasota County Florida | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Dearborn County Indiana | 1 | $ 175,000 | $ 175,000 | $ 212,000 |
| Ohio County Indiana | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| St. Joseph County Indiana | 1 | $ 65,000 | $ 65,000 | $ 212,000 |
| Switzerland County Indiana | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Barren County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 128,000 |
| Bourbon County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Bullitt County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 168,000 |
| Clay County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 134,000 |
| Owen County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 180,000 |
| Perry County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Powell County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Russell County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Garrett County Maryland | 1 | $ 505,000 | $ 505,000 | $ 837,000 |
| Queen Anne's County Maryland | 1 | $ 545,000 | $ 545,000 | $ 176,000 |
| Barnstable County Massachusetts | 1 | $ 445,000 | $ 445,000 | $ 318,000 |
| Oceana County Michigan | 1 | $ 465,000 | $ 465,000 | $ 159,000 |
| Rensselaer County New York | 1 | $ 2,585,000 | $ 2,585,000 | $ 7,115,000 |
| Brunswick County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Iredell County North Carolina | 1 | $ 775,000 | $ 775,000 | $ 300,000 |
| Mecklenburg County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 102,000 |
| Onslow County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
| Ashtabula County Ohio | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Champaign County Ohio | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Columbiana County Ohio | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Harrison County Ohio | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Henry County Ohio | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Jefferson County Ohio | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Madison County Ohio | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 405,000 | $ 405,000 | $ 925,000 |
| Sandusky County Ohio | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Shelby County Ohio | 1 | $ 475,000 | $ 475,000 | $ 146,000 |
| Williams County Ohio | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Wyandot County Ohio | 1 | $ 295,000 | $ 295,000 | $ 145,000 |
| Beaufort County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 193,000 |
| Florence County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 185,000 |
| Georgetown County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Campbell County Tennessee | 1 | $ 535,000 | $ 535,000 | $ 442,000 |
| Sumner County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Alleghany County Virginia | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Bath County Virginia | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Chesterfield County Virginia | 1 | $ 1,215,000 | $ 1,215,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Scott County Virginia | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Berkeley County West Virginia | 1 | $ 385,000 | $ 385,000 | $ 75,000 |
| Brooke County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Clay County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Fayette County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Lincoln County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Marshall County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Taylor County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Webster County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Milwaukee County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 488,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,011 | $127,935,000 | $126,000 | $995,000 | $95,000 | $2,127,000 |
| Home Purchase | 938 | $152,660,000 | $162,000 | $1,745,000 | $89,000 | $1,669,000 |
| Home Improvement | 789 | $45,525,000 | $57,000 | $635,000 | $79,000 | $555,000 |
| Refinancing | 621 | $106,355,000 | $171,000 | $2,585,000 | $124,000 | $7,115,000 |
| Other Purpose | 359 | $25,565,000 | $71,000 | $675,000 | $82,000 | $851,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,317 | $395,435,000 | $119,000 | $2,585,000 | $91,000 | $7,115,000 |
| Not Provided | 208 | $29,960,000 | $144,000 | $1,745,000 | $111,000 | $1,233,000 |
| Black or African American | 57 | $8,345,000 | $146,000 | $495,000 | $99,000 | $520,000 |
| Hispanic | 51 | $5,545,000 | $108,000 | $995,000 | $157,000 | $2,127,000 |
| Asian | 38 | $6,310,000 | $166,000 | $505,000 | $86,000 | $337,000 |
| Not applicable | 23 | $10,105,000 | $439,000 | $1,215,000 | $0 | $0 |
| American Indian or Alaskan Native | 19 | $1,405,000 | $73,000 | $185,000 | $65,000 | $153,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $265,000 | $265,000 | $265,000 | $348,000 | $348,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,628 | $445,380,000 | $122,000 | $2,585,000 | $94,000 | $7,115,000 |
| FHA-insured (Federal Housing Administration) | 58 | $7,650,000 | $131,000 | $325,000 | $78,000 | $1,233,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,295,000 | $131,000 | $265,000 | $53,000 | $84,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,715,000 | $245,000 | $465,000 | $111,000 | $232,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,370 | $299,500,000 | $126,000 | $2,585,000 | $99,000 | $7,115,000 |
| Application Denied By Financial Institution | 737 | $70,605,000 | $95,000 | $925,000 | $68,000 | $2,127,000 |
| Application Withdrawn By Applicant | 351 | $49,835,000 | $141,000 | $1,045,000 | $99,000 | $1,233,000 |
| Application Approved But Not Accepted | 101 | $10,185,000 | $100,000 | $475,000 | $93,000 | $724,000 |
| File Closed For Incompleteness | 94 | $16,040,000 | $170,000 | $1,005,000 | $127,000 | $1,474,000 |
| Loan Purchased By The Institution | 65 | $11,875,000 | $182,000 | $375,000 | $115,000 | $438,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,981 | $387,435,000 | $129,000 | $2,585,000 | $100,000 | $7,115,000 |
| Debt-To-Income Ratio | 308 | $32,960,000 | $107,000 | $925,000 | $46,000 | $214,000 |
| Credit History | 294 | $24,500,000 | $83,000 | $705,000 | $71,000 | $750,000 |
| Collateral | 89 | $9,015,000 | $101,000 | $475,000 | $97,000 | $520,000 |
| Credit Application Incomplete | 24 | $2,130,000 | $88,000 | $495,000 | $215,000 | $2,127,000 |
| Other | 13 | $1,335,000 | $102,000 | $185,000 | $75,000 | $207,000 |
| Unverifiable Information | 4 | $260,000 | $65,000 | $205,000 | $85,000 | $218,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $250,000 | $62,000 | $95,000 | $47,000 | $84,000 |
| Employment History | 1 | $155,000 | $155,000 | $155,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.