Peoples Home Equity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Peoples Home Equity 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Home Equity 5205 Maryland Way Suite 100 Brentwood, TN 37027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 485 |
| Total Mortgage Loan Application Amount | $64,285,000 |
| Average Mortgage Loan Application Amount | $133,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $50,000 |
| Highest Applicant Income | $200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Peoples Home Equity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Home Equity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Peoples Home Equity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Home Equity serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Home Equity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Home Equity's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marion County Indiana | 81 | $ 8,386,000 | $ 103,000 | $ 43,000 |
| Davidson County Tennessee | 56 | $ 7,334,000 | $ 130,000 | $ 44,000 |
| Rutherford County Tennessee | 34 | $ 4,815,000 | $ 141,000 | $ 55,000 |
| Johnson County Indiana | 22 | $ 3,065,000 | $ 139,000 | $ 53,000 |
| Hancock County Indiana | 21 | $ 2,626,000 | $ 125,000 | $ 54,000 |
| Maricopa County Arizona | 17 | $ 3,403,000 | $ 200,000 | $ 59,000 |
| Hamilton County Indiana | 11 | $ 1,615,000 | $ 146,000 | $ 61,000 |
| Hendricks County Indiana | 11 | $ 1,551,000 | $ 141,000 | $ 63,000 |
| Bedford County Tennessee | 10 | $ 1,049,000 | $ 104,000 | $ 41,000 |
| Chesapeake County Virginia | 10 | $ 2,495,000 | $ 249,000 | $ 60,000 |
| LaPorte County Indiana | 9 | $ 885,000 | $ 98,000 | $ 49,000 |
| Virginia Beach County Virginia | 8 | $ 2,035,000 | $ 254,000 | $ 57,000 |
| Duval County Florida | 7 | $ 1,100,000 | $ 157,000 | $ 57,000 |
| Wilson County Tennessee | 7 | $ 1,035,000 | $ 147,000 | $ 53,000 |
| Robertson County Tennessee | 6 | $ 852,000 | $ 142,000 | $ 47,000 |
| Boone County Indiana | 5 | $ 567,000 | $ 113,000 | $ 48,000 |
| Henry County Indiana | 5 | $ 568,000 | $ 113,000 | $ 67,000 |
| Howard County Indiana | 5 | $ 345,000 | $ 69,000 | $ 29,000 |
| Madison County Indiana | 5 | $ 426,000 | $ 85,000 | $ 60,000 |
| Dickson County Tennessee | 5 | $ 564,000 | $ 112,000 | $ 36,000 |
| Shelby County Tennessee | 5 | $ 704,000 | $ 140,000 | $ 47,000 |
| Sumner County Tennessee | 5 | $ 609,000 | $ 121,000 | $ 56,000 |
| Morgan County Indiana | 4 | $ 484,000 | $ 121,000 | $ 31,000 |
| Pulaski County Indiana | 4 | $ 367,000 | $ 91,000 | $ 39,000 |
| Guilford County North Carolina | 4 | $ 567,000 | $ 141,000 | $ 53,000 |
| Cheatham County Tennessee | 4 | $ 469,000 | $ 117,000 | $ 38,000 |
| Yavapai County Arizona | 3 | $ 639,000 | $ 213,000 | $ 54,000 |
| Clay County Florida | 3 | $ 331,000 | $ 110,000 | $ 95,000 |
| Jefferson County Indiana | 3 | $ 480,000 | $ 160,000 | $ 39,000 |
| Forsyth County North Carolina | 3 | $ 423,000 | $ 141,000 | $ 41,000 |
| Franklin County Tennessee | 3 | $ 229,000 | $ 76,000 | $ 27,000 |
| Maury County Tennessee | 3 | $ 412,000 | $ 137,000 | $ 46,000 |
| Sevier County Tennessee | 3 | $ 475,000 | $ 158,000 | $ 76,000 |
| Williamson County Tennessee | 3 | $ 677,000 | $ 225,000 | $ 64,000 |
| Norfolk County Virginia | 3 | $ 497,000 | $ 165,000 | $ 57,000 |
| Mohave County Arizona | 2 | $ 400,000 | $ 200,000 | $ 56,000 |
| Pinal County Arizona | 2 | $ 340,000 | $ 170,000 | $ 56,000 |
| Baker County Florida | 2 | $ 320,000 | $ 160,000 | $ 88,000 |
| Jackson County Florida | 2 | $ 198,000 | $ 99,000 | $ 50,000 |
| Nassau County Florida | 2 | $ 261,000 | $ 130,000 | $ 56,000 |
| St. Johns County Florida | 2 | $ 258,000 | $ 129,000 | $ 60,000 |
| Clinton County Indiana | 2 | $ 154,000 | $ 77,000 | $ 38,000 |
| Monroe County Indiana | 2 | $ 238,000 | $ 119,000 | $ 31,000 |
| Fayette County Kentucky | 2 | $ 192,000 | $ 96,000 | $ 39,000 |
| Randolph County North Carolina | 2 | $ 246,000 | $ 123,000 | $ 40,000 |
| Richland County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 39,000 |
| Knox County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 36,000 |
| Portsmouth County Virginia | 2 | $ 355,000 | $ 177,000 | $ 68,000 |
| Montgomery County Alabama | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
| St. Clair County Alabama | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| Gila County Arizona | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Pima County Arizona | 1 | $ 102,000 | $ 102,000 | $ 68,000 |
| Escambia County Florida | 1 | $ 94,000 | $ 94,000 | $ 19,000 |
| Hernando County Florida | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Hillsborough County Florida | 1 | $ 134,000 | $ 134,000 | $ 41,000 |
| Lake County Florida | 1 | $ 126,000 | $ 126,000 | $ 57,000 |
| Marion County Florida | 1 | $ 167,000 | $ 167,000 | $ 46,000 |
| Orange County Florida | 1 | $ 192,000 | $ 192,000 | $ 52,000 |
| Pasco County Florida | 1 | $ 174,000 | $ 174,000 | $ 69,000 |
| Pinellas County Florida | 1 | $ 88,000 | $ 88,000 | $ 63,000 |
| Union County Florida | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Washington County Florida | 1 | $ 108,000 | $ 108,000 | $ 32,000 |
| Bartholomew County Indiana | 1 | $ 86,000 | $ 86,000 | $ 60,000 |
| Clark County Indiana | 1 | $ 182,000 | $ 182,000 | $ 48,000 |
| Fayette County Indiana | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Fountain County Indiana | 1 | $ 96,000 | $ 96,000 | $ 39,000 |
| Greene County Indiana | 1 | $ 139,000 | $ 139,000 | $ 36,000 |
| Jennings County Indiana | 1 | $ 81,000 | $ 81,000 | $ 44,000 |
| Knox County Indiana | 1 | $ 48,000 | $ 48,000 | $ 20,000 |
| Montgomery County Indiana | 1 | $ 121,000 | $ 121,000 | $ 56,000 |
| Porter County Indiana | 1 | $ 182,000 | $ 182,000 | $ 59,000 |
| Putnam County Indiana | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Sullivan County Indiana | 1 | $ 74,000 | $ 74,000 | $ 93,000 |
| Tippecanoe County Indiana | 1 | $ 116,000 | $ 116,000 | $ 120,000 |
| Tipton County Indiana | 1 | $ 83,000 | $ 83,000 | $ 42,000 |
| Vanderburgh County Indiana | 1 | $ 178,000 | $ 178,000 | $ 39,000 |
| Vigo County Indiana | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
| Warrick County Indiana | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Campbell County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Carter County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 39,000 |
| Daviess County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 18,000 |
| Fleming County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Franklin County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 67,000 |
| Garrard County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 70,000 |
| Jefferson County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Kenton County Kentucky | 1 | $ 148,000 | $ 148,000 | $ 50,000 |
| Nicholas County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 28,000 |
| Powell County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 59,000 |
| Rowan County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 86,000 |
| Scott County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 49,000 |
| Wayne County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 71,000 |
| Jefferson County Missouri | 1 | $ 188,000 | $ 188,000 | $ 109,000 |
| St. Louis County Missouri | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Bernalillo County New Mexico | 1 | $ 170,000 | $ 170,000 | $ 32,000 |
| Brunswick County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Craven County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Davidson County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 37,000 |
| Edgecombe County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 57,000 |
| Mecklenburg County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Rowan County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 47,000 |
| Scotland County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 27,000 |
| Stokes County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Berkeley County South Carolina | 1 | $ 186,000 | $ 186,000 | $ 36,000 |
| Cannon County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Coffee County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 61,000 |
| Dyer County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Gibson County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Hardeman County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 50,000 |
| Haywood County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| Humphreys County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 45,000 |
| Marshall County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| McNairy County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Montgomery County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Warren County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 16,000 |
| Alexandria County Virginia | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Henrico County Virginia | 1 | $ 233,000 | $ 233,000 | $ 91,000 |
| Loudoun County Virginia | 1 | $ 364,000 | $ 364,000 | $ 122,000 |
| Newport News County Virginia | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Suffolk County Virginia | 1 | $ 212,000 | $ 212,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Peoples Home Equity in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 278 | $35,196,000 | $126,000 | $388,000 | $50,000 | $144,000 |
| Refinancing | 207 | $29,089,000 | $140,000 | $417,000 | $50,000 | $200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 392 | $50,772,000 | $129,000 | $417,000 | $50,000 | $200,000 |
| Black or African American | 79 | $11,177,000 | $141,000 | $311,000 | $48,000 | $124,000 |
| Hispanic | 10 | $1,571,000 | $157,000 | $247,000 | $50,000 | $92,000 |
| Asian | 4 | $765,000 | $191,000 | $260,000 | $73,000 | $109,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 441 | $55,663,000 | $126,000 | $364,000 | $49,000 | $200,000 |
| VA-guaranteed (Veterans Administration) | 37 | $7,488,000 | $202,000 | $388,000 | $55,000 | $124,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7 | $1,134,000 | $162,000 | $417,000 | $79,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 382 | $50,386,000 | $131,000 | $417,000 | $51,000 | $144,000 |
| Application Denied By Financial Institution | 63 | $8,564,000 | $135,000 | $282,000 | $48,000 | $200,000 |
| Application Withdrawn By Applicant | 40 | $5,335,000 | $133,000 | $263,000 | $48,000 | $127,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 35 | $5,024,000 | $143,000 | $282,000 | $59,000 | $200,000 |
| Debt-To-Income Ratio | 20 | $2,639,000 | $131,000 | $223,000 | $31,000 | $55,000 |
| Other | 4 | $327,000 | $81,000 | $197,000 | $49,000 | $71,000 |
| Employment History | 2 | $408,000 | $204,000 | $260,000 | $49,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $48,000 | $48,000 | $48,000 | $20,000 | $20,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Home Equity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.